Hometown Lenders, Inc. Mortgage Lending & HMDA Data, 2020
In 2020, Hometown Lenders, Inc. of Huntsville, AL reported 19,274 mortgage applications totaling $4.4 billion, up 114% from 2019. The average application was for $225,799, and applicants reported an average income of $93,971. 74% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Birmingham-Hoover, AL (1,434), Chicago-Naperville, IL (1,183) and Seattle-Bellevue-Everett, WA (825) (applications in parentheses).
| Mortgage Company & Address | Hometown Lenders, Inc. 310 the Bridge Street, 4th Floor Suite A Huntsville, AL 35806 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2006 2005 |
| Total Number of Mortgage Applications | 19,274 |
| Total Mortgage Loan Application Amount | $4,352,060,000 |
| Average Mortgage Loan Application Amount | $225,799 |
| Highest Mortgage Loan Application Amount | $3,795,000 |
| Average Applicant Income | $93,971 |
| Highest Applicant Income | $4,450,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hometown Lenders, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 2,269 | $ 408,955,000 | $ 180,235 | $ 80,038 |
| Birmingham-Hoover, AL | 1,434 | $ 266,690,000 | $ 185,976 | $ 85,000 |
| Chicago-Naperville, IL | 1,183 | $ 259,045,000 | $ 218,972 | $ 91,000 |
| Seattle-Bellevue-Everett, WA | 825 | $ 307,035,000 | $ 372,163 | $ 130,000 |
| Yuba City, CA | 814 | $ 216,010,000 | $ 265,368 | $ 109,000 |
| Huntsville, AL | 652 | $ 129,600,000 | $ 198,773 | $ 92,000 |
| Lexington-Fayette, KY | 582 | $ 122,140,000 | $ 209,862 | $ 86,000 |
| Lake Havasu City-Kingman, AZ | 495 | $ 81,005,000 | $ 163,646 | $ 70,000 |
| Phoenix-Mesa-Scottsdale, AZ | 475 | $ 113,635,000 | $ 239,231 | $ 110,000 |
| Bakersfield, CA | 439 | $ 108,305,000 | $ 246,708 | $ 97,000 |
| Reno, NV | 422 | $ 126,520,000 | $ 299,810 | $ 114,000 |
| Indianapolis-Carmel-Anderson, IN | 421 | $ 96,315,000 | $ 228,776 | $ 109,000 |
| Columbus, OH | 408 | $ 93,870,000 | $ 230,073 | $ 100,000 |
| Dothan, AL | 390 | $ 59,920,000 | $ 153,641 | $ 62,000 |
| Las Vegas-Henderson-Paradise, NV | 380 | $ 97,490,000 | $ 256,552 | $ 84,000 |
| Houston-The Woodlands-Sugar Land, TX | 363 | $ 87,485,000 | $ 241,005 | $ 119,000 |
| Charlotte-Concord-Gastonia, NC-SC | 361 | $ 85,705,000 | $ 237,409 | $ 100,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 345 | $ 59,905,000 | $ 173,637 | $ 90,000 |
| Gary, IN | 322 | $ 70,890,000 | $ 220,155 | $ 88,000 |
| Tampa-St. Petersburg-Clearwater, FL | 287 | $ 66,255,000 | $ 230,853 | $ 85,000 |
| Philadelphia, PA | 254 | $ 77,510,000 | $ 305,157 | $ 121,000 |
| Denver-Aurora-Lakewood, CO | 245 | $ 89,915,000 | $ 367,000 | $ 104,000 |
| Orlando-Kissimmee-Sanford, FL | 232 | $ 55,510,000 | $ 239,267 | $ 92,000 |
| Mobile, AL | 218 | $ 36,460,000 | $ 167,247 | $ 65,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 217 | $ 59,955,000 | $ 276,290 | $ 100,000 |
| Tacoma-Lakewood, WA | 207 | $ 66,075,000 | $ 319,202 | $ 119,000 |
| Louisville/Jefferson County, KY-IN | 187 | $ 39,975,000 | $ 213,770 | $ 98,631 |
| Huntington-Ashland, WV-KY-OH | 166 | $ 22,540,000 | $ 135,783 | $ 59,740 |
| Brownsville-Harlingen, TX | 154 | $ 27,590,000 | $ 179,155 | $ 84,000 |
| Knoxville, TN | 148 | $ 28,030,000 | $ 189,391 | $ 65,000 |
| San Antonio-New Braunfels, TX | 148 | $ 35,510,000 | $ 239,932 | $ 96,000 |
| Lakeland-Winter Haven, FL | 139 | $ 27,795,000 | $ 199,964 | $ 74,000 |
| McAllen-Edinburg-Mission, TX | 138 | $ 27,350,000 | $ 198,188 | $ 82,000 |
| Springfield, MO | 136 | $ 24,560,000 | $ 180,588 | $ 69,000 |
| Toledo, OH | 128 | $ 19,030,000 | $ 148,671 | $ 60,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 118 | $ 50,340,000 | $ 426,610 | $ 140,000 |
| Dallas-Plano-Irving, TX | 113 | $ 30,105,000 | $ 266,415 | $ 108,000 |
| Decatur, AL | 113 | $ 18,315,000 | $ 162,079 | $ 69,000 |
| Montgomery County-Bucks County-Chester County, PA | 100 | $ 30,470,000 | $ 304,700 | $ 130,000 |
| Chico, CA | 93 | $ 24,465,000 | $ 263,064 | $ 93,000 |
| Newark, NJ-PA | 93 | $ 20,655,000 | $ 222,096 | $ 118,913 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 87 | $ 30,745,000 | $ 353,390 | $ 126,206 |
| Tuscaloosa, AL | 85 | $ 15,465,000 | $ 181,941 | $ 92,000 |
| Kankakee, IL | 77 | $ 13,185,000 | $ 171,233 | $ 73,000 |
| Ocala, FL | 72 | $ 11,400,000 | $ 158,333 | $ 60,000 |
| Pensacola-Ferry Pass-Brent, FL | 68 | $ 12,340,000 | $ 181,470 | $ 59,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 66 | $ 21,020,000 | $ 318,484 | $ 197,681 |
| Baltimore-Columbia-Towson, MD | 59 | $ 18,335,000 | $ 310,762 | $ 145,000 |
| Greensboro-High Point, NC | 56 | $ 10,520,000 | $ 187,857 | $ 79,000 |
| Carson City, NV | 55 | $ 17,545,000 | $ 319,000 | $ 96,000 |
| Elgin, IL | 53 | $ 12,315,000 | $ 232,358 | $ 100,000 |
| Greenville-Anderson-Mauldin, SC | 53 | $ 8,635,000 | $ 162,924 | $ 60,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 51 | $ 10,005,000 | $ 196,176 | $ 94,000 |
| Daphne-Fairhope-Foley, AL | 49 | $ 10,105,000 | $ 206,224 | $ 79,000 |
| Jackson, MS | 48 | $ 9,350,000 | $ 194,791 | $ 66,000 |
| Clarksville, TN-KY | 46 | $ 9,300,000 | $ 202,173 | $ 61,173 |
| Fayetteville, NC | 46 | $ 8,180,000 | $ 177,826 | $ 72,000 |
| Los Angeles-Long Beach-Glendale, CA | 42 | $ 15,520,000 | $ 369,523 | $ 144,000 |
| North Port-Sarasota-Bradenton, FL | 38 | $ 9,970,000 | $ 262,368 | $ 92,000 |
| Bremerton-Silverdale, WA | 37 | $ 10,635,000 | $ 287,432 | $ 119,000 |
| St. George, UT | 37 | $ 9,755,000 | $ 263,648 | $ 73,000 |
| Kingsport-Bristol-Bristol, TN-VA | 36 | $ 5,260,000 | $ 146,111 | $ 49,000 |
| Olympia-Tumwater, WA | 35 | $ 9,945,000 | $ 284,142 | $ 128,000 |
| Jacksonville, FL | 34 | $ 6,710,000 | $ 197,352 | $ 85,000 |
| Anniston-Oxford-Jacksonville, AL | 33 | $ 4,725,000 | $ 143,181 | $ 64,000 |
| Cincinnati, OH-KY-IN | 33 | $ 6,485,000 | $ 196,515 | $ 183,212 |
| Memphis, TN-MS-AR | 33 | $ 7,155,000 | $ 216,818 | $ 78,636 |
| Montgomery, AL | 32 | $ 5,120,000 | $ 160,000 | $ 82,000 |
| Winston-Salem, NC | 32 | $ 5,270,000 | $ 164,687 | $ 58,000 |
| New Orleans-Metairie, LA | 31 | $ 7,375,000 | $ 237,903 | $ 90,000 |
| Riverside-San Bernardino-Ontario, CA | 31 | $ 9,595,000 | $ 309,516 | $ 90,000 |
| East Stroudsburg, PA | 30 | $ 5,440,000 | $ 181,333 | $ 108,000 |
| Fort Worth-Arlington, TX | 30 | $ 6,300,000 | $ 210,000 | $ 99,000 |
| Homosassa Springs, FL | 29 | $ 4,635,000 | $ 159,827 | $ 71,000 |
| Richmond, VA | 28 | $ 7,750,000 | $ 276,785 | $ 141,000 |
| Michigan City-La Porte, IN | 27 | $ 5,195,000 | $ 192,407 | $ 74,000 |
| Camden, NJ | 26 | $ 6,420,000 | $ 246,923 | $ 113,000 |
| Punta Gorda, FL | 26 | $ 4,010,000 | $ 154,230 | $ 46,000 |
| Gadsden, AL | 25 | $ 4,355,000 | $ 174,200 | $ 87,000 |
| Panama City, FL | 25 | $ 5,075,000 | $ 203,000 | $ 102,000 |
| Florence-Muscle Shoals, AL | 24 | $ 3,590,000 | $ 149,583 | $ 66,000 |
| Austin-Round Rock, TX | 23 | $ 6,475,000 | $ 281,521 | $ 114,000 |
| Lancaster, PA | 23 | $ 5,015,000 | $ 218,043 | $ 72,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 23 | $ 5,115,000 | $ 222,391 | $ 87,000 |
| Cleveland-Elyria, OH | 22 | $ 3,880,000 | $ 176,363 | $ 77,000 |
| New York-Newark, NY | 22 | $ 6,240,000 | $ 283,636 | $ 153,000 |
| Greeley, CO | 21 | $ 8,565,000 | $ 407,857 | $ 101,000 |
| Raleigh, NC | 20 | $ 5,230,000 | $ 261,500 | $ 107,000 |
| St. Louis, MO-IL | 20 | $ 3,410,000 | $ 170,500 | $ 79,600 |
| Cape Coral-Fort Myers, FL | 19 | $ 3,815,000 | $ 200,789 | $ 120,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 19 | $ 4,475,000 | $ 235,526 | $ 74,000 |
| Colorado Springs, CO | 18 | $ 6,950,000 | $ 386,111 | $ 122,000 |
| Monroe, MI | 18 | $ 2,630,000 | $ 146,111 | $ 87,000 |
| Warren-Troy-Farmington Hills, MI | 18 | $ 3,410,000 | $ 189,444 | $ 80,000 |
| Detroit-Dearborn-Livonia, MI | 17 | $ 2,595,000 | $ 152,647 | $ 81,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 16 | $ 3,160,000 | $ 197,500 | $ 78,937 |
| Pittsburgh, PA | 16 | $ 2,800,000 | $ 175,000 | $ 99,000 |
| Anaheim-Santa Ana-Irvine, CA | 15 | $ 7,115,000 | $ 474,333 | $ 131,000 |
| Charleston, WV | 15 | $ 1,785,000 | $ 119,000 | $ 49,000 |
| Morristown, TN | 15 | $ 2,305,000 | $ 153,666 | $ 58,000 |
| Spokane-Spokane Valley, WA | 15 | $ 3,285,000 | $ 219,000 | $ 78,000 |
| Kansas City, MO-KS | 14 | $ 2,510,000 | $ 179,285 | $ 91,642 |
| Milwaukee-Waukesha-West Allis, WI | 14 | $ 2,420,000 | $ 172,857 | $ 89,000 |
| Charleston-North Charleston, SC | 13 | $ 2,975,000 | $ 228,846 | $ 96,000 |
| Crestview-Fort Walton Beach-Destin, FL | 13 | $ 3,335,000 | $ 256,538 | $ 114,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 13 | $ 3,205,000 | $ 246,538 | $ 92,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 13 | $ 2,635,000 | $ 202,692 | $ 65,000 |
| Reading, PA | 13 | $ 2,445,000 | $ 188,076 | $ 67,000 |
| Chattanooga, TN-GA | 12 | $ 2,600,000 | $ 216,666 | $ 106,000 |
| Grand Rapids-Wyoming, MI | 12 | $ 2,210,000 | $ 184,166 | $ 78,000 |
| Lafayette, LA | 12 | $ 2,810,000 | $ 234,166 | $ 80,000 |
| Bellingham, WA | 11 | $ 3,275,000 | $ 297,727 | $ 119,000 |
| Gainesville, FL | 11 | $ 2,265,000 | $ 205,909 | $ 57,000 |
| Auburn-Opelika, AL | 10 | $ 1,820,000 | $ 182,000 | $ 107,000 |
| Flagstaff, AZ | 10 | $ 1,830,000 | $ 183,000 | $ 75,000 |
| Oklahoma City, OK | 10 | $ 1,870,000 | $ 187,000 | $ 95,000 |
| Palm Bay-Melbourne-Titusville, FL | 10 | $ 1,620,000 | $ 162,000 | $ 77,000 |
| Baton Rouge, LA | 9 | $ 1,695,000 | $ 188,333 | $ 63,000 |
| Carbondale-Marion, IL | 9 | $ 1,005,000 | $ 111,666 | $ 57,000 |
| Columbia, SC | 9 | $ 2,525,000 | $ 280,555 | $ 149,000 |
| Laredo, TX | 9 | $ 2,045,000 | $ 227,222 | $ 113,000 |
| Mount Vernon-Anacortes, WA | 9 | $ 2,885,000 | $ 320,555 | $ 87,000 |
| Tucson, AZ | 9 | $ 2,075,000 | $ 230,555 | $ 96,000 |
| Burlington, NC | 8 | $ 1,030,000 | $ 128,750 | $ 53,000 |
| Goldsboro, NC | 8 | $ 1,380,000 | $ 172,500 | $ 67,000 |
| Harrisburg-Carlisle, PA | 8 | $ 1,550,000 | $ 193,750 | $ 122,000 |
| San Diego-Carlsbad, CA | 8 | $ 3,860,000 | $ 482,500 | $ 108,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 8 | $ 3,280,000 | $ 410,000 | $ 166,000 |
| Tallahassee, FL | 8 | $ 1,320,000 | $ 165,000 | $ 82,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 8 | $ 1,850,000 | $ 231,250 | $ 145,125 |
| Visalia-Porterville, CA | 8 | $ 1,620,000 | $ 202,500 | $ 113,000 |
| Boulder, CO | 7 | $ 2,615,000 | $ 373,571 | $ 147,000 |
| Durham-Chapel Hill, NC | 7 | $ 1,495,000 | $ 213,571 | $ 74,000 |
| Elizabethtown-Fort Knox, KY | 7 | $ 1,735,000 | $ 247,857 | $ 106,000 |
| Eugene, OR | 7 | $ 1,935,000 | $ 276,428 | $ 94,000 |
| Greenville, NC | 7 | $ 1,245,000 | $ 177,857 | $ 148,000 |
| Salt Lake City, UT | 7 | $ 2,295,000 | $ 327,857 | $ 102,000 |
| Stockton-Lodi, CA | 7 | $ 2,915,000 | $ 416,428 | $ 96,000 |
| Wheeling, WV-OH | 7 | $ 945,000 | $ 135,000 | $ 148,000 |
| Worcester, MA-CT | 7 | $ 1,885,000 | $ 269,285 | $ 71,571 |
| Dayton-Springfield-Kettering, OH | 6 | $ 980,000 | $ 163,333 | $ 94,000 |
| Flint, MI | 6 | $ 1,130,000 | $ 188,333 | $ 88,000 |
| Fort Wayne, IN | 6 | $ 1,130,000 | $ 188,333 | $ 76,000 |
| Hartford-West Hartford-East Hartford, CT | 6 | $ 1,420,000 | $ 236,666 | $ 126,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 1,130,000 | $ 188,333 | $ 79,000 |
| Lake County-Kenosha County, IL-WI | 6 | $ 1,400,000 | $ 233,333 | $ 225,000 |
| Lynchburg, VA | 6 | $ 1,030,000 | $ 171,666 | $ 111,000 |
| Prescott Valley-Prescott, AZ | 6 | $ 1,340,000 | $ 223,333 | $ 85,000 |
| Spartanburg, SC | 6 | $ 960,000 | $ 160,000 | $ 53,000 |
| Wilmington, NC | 6 | $ 1,560,000 | $ 260,000 | $ 64,000 |
| York-Hanover, PA | 6 | $ 920,000 | $ 153,333 | $ 64,000 |
| Akron, OH | 5 | $ 1,095,000 | $ 219,000 | $ 182,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 1,635,000 | $ 327,000 | $ 128,000 |
| Boston, MA | 5 | $ 2,595,000 | $ 519,000 | $ 148,000 |
| Cambridge-Newton-Framingham, MA | 5 | $ 1,945,000 | $ 389,000 | $ 114,000 |
| Fresno, CA | 5 | $ 1,175,000 | $ 235,000 | $ 140,000 |
| Jackson, TN | 5 | $ 745,000 | $ 149,000 | $ 74,000 |
| New York-Jersey City-White Plains, NY-NJ | 5 | $ 1,365,000 | $ 273,000 | $ 152,000 |
| Washington-Baltimore-Arlington, DC | 5 | $ 1,805,000 | $ 361,000 | $ 220,000 |
| Wenatchee, WA | 5 | $ 1,985,000 | $ 397,000 | $ 117,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 5 | $ 1,175,000 | $ 235,000 | $ 106,000 |
| Bloomsburg-Berwick, PA | 4 | $ 890,000 | $ 222,500 | $ 163,000 |
| Cleveland, TN | 4 | $ 670,000 | $ 167,500 | $ 70,000 |
| Evansville, IN-KY | 4 | $ 500,000 | $ 125,000 | $ 67,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 750,000 | $ 187,500 | $ 70,000 |
| Fort Collins, CO | 4 | $ 1,640,000 | $ 410,000 | $ 236,000 |
| Jackson, MI | 4 | $ 660,000 | $ 165,000 | $ 69,000 |
| Jefferson City, MO | 4 | $ 580,000 | $ 145,000 | $ 92,000 |
| Lansing-East Lansing, MI | 4 | $ 500,000 | $ 125,000 | $ 24,000 |
| Little Rock-North Little Rock-Conway, AR | 4 | $ 780,000 | $ 195,000 | $ 94,000 |
| Madison, WI | 4 | $ 790,000 | $ 197,500 | $ 74,000 |
| Modesto, CA | 4 | $ 1,030,000 | $ 257,500 | $ 75,000 |
| Owensboro, KY | 4 | $ 560,000 | $ 140,000 | $ 75,000 |
| Rockford, IL | 4 | $ 510,000 | $ 127,500 | $ 75,000 |
| Sebring, FL | 4 | $ 400,000 | $ 100,000 | $ 25,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 360,000 | $ 90,000 | $ 42,750 |
| Vallejo-Fairfield, CA | 4 | $ 2,190,000 | $ 547,500 | $ 154,000 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 530,000 | $ 132,500 | $ 64,000 |
| Albuquerque, NM | 3 | $ 465,000 | $ 155,000 | $ 65,000 |
| Barnstable Town, MA | 3 | $ 1,105,000 | $ 368,333 | $ 110,000 |
| Boise City, ID | 3 | $ 755,000 | $ 251,666 | $ 78,000 |
| Bowling Green, KY | 3 | $ 795,000 | $ 265,000 | $ 164,000 |
| College Station-Bryan, TX | 3 | $ 565,000 | $ 188,333 | $ 92,000 |
| Green Bay, WI | 3 | $ 485,000 | $ 161,666 | $ 137,000 |
| Gulfport-Biloxi-Pascagoula, MS | 3 | $ 525,000 | $ 175,000 | $ 62,000 |
| Kalamazoo-Portage, MI | 3 | $ 375,000 | $ 125,000 | $ 48,000 |
| Lafayette-West Lafayette, IN | 3 | $ 425,000 | $ 141,666 | $ 49,000 |
| Longview, TX | 3 | $ 535,000 | $ 178,333 | $ 91,000 |
| Medford, OR | 3 | $ 575,000 | $ 191,666 | $ 160,000 |
| New Bern, NC | 3 | $ 385,000 | $ 128,333 | $ 71,000 |
| Niles-Benton Harbor, MI | 3 | $ 855,000 | $ 285,000 | $ 144,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 1,515,000 | $ 505,000 | $ 133,000 |
| Port St. Lucie, FL | 3 | $ 545,000 | $ 181,666 | $ 86,000 |
| Provo-Orem, UT | 3 | $ 805,000 | $ 268,333 | $ 70,000 |
| Rocky Mount, NC | 3 | $ 425,000 | $ 141,666 | $ 69,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 1,515,000 | $ 505,000 | $ 119,000 |
| Tulsa, OK | 3 | $ 485,000 | $ 161,666 | $ 79,000 |
| Albany, OR | 2 | $ 620,000 | $ 310,000 | $ 50,000 |
| Amarillo, TX | 2 | $ 240,000 | $ 120,000 | $ 83,000 |
| Bend-Redmond, OR | 2 | $ 700,000 | $ 350,000 | $ 164,000 |
| Bloomington, IL | 2 | $ 300,000 | $ 150,000 | $ 75,000 |
| Bloomington, IN | 2 | $ 370,000 | $ 185,000 | $ 63,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 520,000 | $ 260,000 | $ 143,000 |
| California-Lexington Park, MD | 2 | $ 510,000 | $ 255,000 | $ 139,000 |
| Canton-Massillon, OH | 2 | $ 190,000 | $ 95,000 | $ 47,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 330,000 | $ 165,000 | $ 142,000 |
| Columbus, GA-AL | 2 | $ 180,000 | $ 90,000 | $ 44,000 |
| Columbus, IN | 2 | $ 340,000 | $ 170,000 | $ 80,000 |
| Dubuque, IA | 2 | $ 310,000 | $ 155,000 | $ 55,000 |
| El Paso, TX | 2 | $ 190,000 | $ 95,000 | $ 75,000 |
| Erie, PA | 2 | $ 260,000 | $ 130,000 | $ 61,000 |
| Florence, SC | 2 | $ 270,000 | $ 135,000 | $ 89,000 |
| Fort Smith, AR-OK | 2 | $ 270,000 | $ 135,000 | $ 154,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 320,000 | $ 160,000 | $ 53,000 |
| Houma-Thibodaux, LA | 2 | $ 210,000 | $ 105,000 | $ 52,000 |
| Janesville-Beloit, WI | 2 | $ 320,000 | $ 160,000 | $ 102,000 |
| Kennewick-Richland, WA | 2 | $ 440,000 | $ 220,000 | $ 66,000 |
| Kokomo, IN | 2 | $ 470,000 | $ 235,000 | $ 68,000 |
| Lima, OH | 2 | $ 250,000 | $ 125,000 | $ 56,000 |
| Lubbock, TX | 2 | $ 430,000 | $ 215,000 | $ 83,000 |
| Mankato-North Mankato, MN | 2 | $ 320,000 | $ 160,000 | $ 81,000 |
| Mansfield, OH | 2 | $ 180,000 | $ 90,000 | $ 29,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 560,000 | $ 280,000 | $ 175,000 |
| Roanoke, VA | 2 | $ 260,000 | $ 130,000 | $ 78,000 |
| Saginaw, MI | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 680,000 | $ 340,000 | $ 174,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 640,000 | $ 320,000 | $ 115,000 |
| Tyler, TX | 2 | $ 410,000 | $ 205,000 | $ 115,000 |
| Wausau, WI | 2 | $ 410,000 | $ 205,000 | $ 108,000 |
| Wichita, KS | 2 | $ 470,000 | $ 235,000 | $ 112,000 |
| Wilmington, DE-MD-NJ | 2 | $ 400,000 | $ 200,000 | $ 53,000 |
| Beaumont-Port Arthur, TX | 1 | $ 125,000 | $ 125,000 | $ 143,000 |
| Billings, MT | 1 | $ 285,000 | $ 285,000 | $ 59,000 |
| Cheyenne, WY | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Corpus Christi, TX | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Corvallis, OR | 1 | $ 345,000 | $ 345,000 | $ 133,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 185,000 | $ 185,000 | $ 128,000 |
| Dover, DE | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Duluth, MN-WI | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Fond Du Lac, WI | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Gettysburg, PA | 1 | $ 135,000 | $ 135,000 | $ 25,000 |
| Grand Junction, CO | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Hammond, LA | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Hattiesburg, MS | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Jacksonville, NC | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Johnson City, TN | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Johnstown, PA | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Jonesboro, AR | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Joplin, MO | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| Killeen-Temple, TX | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| Lake Charles, LA | 1 | $ 295,000 | $ 295,000 | $ 87,000 |
| Lebanon, PA | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Lincoln, NE | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Longview, WA | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Merced, CA | 1 | $ 235,000 | $ 235,000 | $ 47,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 465,000 | $ 465,000 | $ 247,000 |
| Midland, TX | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Missoula, MT | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Monroe, LA | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Morgantown, WV | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Muncie, IN | 1 | $ 145,000 | $ 145,000 | $ 140,000 |
| New Haven-Milford, CT | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Norwich-New London, CT | 1 | $ 235,000 | $ 235,000 | $ 178,000 |
| Oakland-Hayward-Berkeley, CA | 1 | $ 605,000 | $ 605,000 | $ 128,000 |
| Ocean City, NJ | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Parkersburg-Vienna, WV | 1 | $ 145,000 | $ 145,000 | $ 104,000 |
| Pueblo, CO | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Racine, WI | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Salem, OR | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Salinas, CA | 1 | $ 295,000 | $ 295,000 | $ 205,000 |
| San Angelo, TX | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| San Rafael, CA | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| Santa Rosa, CA | 1 | $ 95,000 | $ 95,000 | $ 127,000 |
| Shreveport-Bossier City, LA | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Springfield, OH | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Staunton-Waynesboro, VA | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
| Sumter, SC | 1 | $ 75,000 | $ 75,000 | $ 155,000 |
| The Villages, FL | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Topeka, KS | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Trenton, NJ | 1 | $ 255,000 | $ 255,000 | $ 183,000 |
| Walla Walla, WA | 1 | $ 205,000 | $ 205,000 | $ 124,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Wichita Falls, TX | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Yakima, WA | 1 | $ 235,000 | $ 235,000 | $ 136,000 |
| Yuma, AZ | 1 | $ 165,000 | $ 165,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Hometown Lenders, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,192 | $2,203,540,000 | $216,000 | $1,955,000 | $84,000 | $4,146,000 |
| Refinancing | 5,943 | $1,438,335,000 | $242,000 | $3,795,000 | $109,000 | $4,450,000 |
| Cash-out Refinancing | 3,124 | $708,050,000 | $226,000 | $3,165,000 | $98,000 | $1,776,000 |
| Home Improvement | 15 | $2,135,000 | $142,000 | $315,000 | $76,000 | $220,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,821 | $3,115,815,000 | $225,000 | $3,795,000 | $96,000 | $4,450,000 |
| Hispanic | 2,133 | $462,615,000 | $216,000 | $685,000 | $76,000 | $722,000 |
| Black or African American | 1,478 | $306,100,000 | $207,000 | $875,000 | $76,000 | $749,000 |
| Not Provided | 1,226 | $294,530,000 | $240,000 | $3,165,000 | $100,000 | $1,620,000 |
| Asian | 514 | $146,310,000 | $284,000 | $1,305,000 | $113,000 | $1,868,000 |
| American Indian or Alaskan Native | 51 | $11,345,000 | $222,000 | $1,265,000 | $82,000 | $540,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $7,525,000 | $301,000 | $665,000 | $160,000 | $609,000 |
| Not applicable | 2 | $510,000 | $255,000 | $265,000 | $85,000 | $112,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,163 | $2,933,165,000 | $241,000 | $3,795,000 | $108,000 | $4,450,000 |
| FHA-insured (Federal Housing Administration) | 5,214 | $978,880,000 | $187,000 | $755,000 | $66,000 | $2,688,000 |
| VA-guaranteed (Veterans Administration) | 1,284 | $342,170,000 | $266,000 | $1,565,000 | $82,000 | $1,590,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 613 | $97,845,000 | $159,000 | $435,000 | $49,000 | $504,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,173 | $3,244,205,000 | $228,000 | $1,955,000 | $95,000 | $4,147,000 |
| Application Withdrawn By Applicant | 4,627 | $1,011,885,000 | $218,000 | $3,795,000 | $90,000 | $4,450,000 |
| Application Denied By Financial Institution | 469 | $94,905,000 | $202,000 | $2,855,000 | $73,000 | $540,000 |
| File Closed For Incompleteness | 5 | $1,065,000 | $213,000 | $395,000 | $84,000 | $134,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,805 | $4,257,155,000 | $226,000 | $3,795,000 | $94,000 | $4,450,000 |
| Credit History | 174 | $30,720,000 | $176,000 | $805,000 | $72,000 | $310,000 |
| Debt-To-Income Ratio | 119 | $27,505,000 | $231,000 | $2,855,000 | $66,000 | $497,000 |
| Collateral | 66 | $15,180,000 | $230,000 | $1,165,000 | $87,000 | $440,000 |
| Other | 55 | $11,555,000 | $210,000 | $525,000 | $87,000 | $540,000 |
| Unverifiable Information | 30 | $5,760,000 | $192,000 | $485,000 | $56,000 | $101,000 |
| Employment History | 18 | $2,850,000 | $158,000 | $305,000 | $54,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,260,000 | $210,000 | $305,000 | $62,000 | $103,000 |
| Credit Application Incomplete | 1 | $75,000 | $75,000 | $75,000 | $40,000 | $40,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hometown Lenders, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hometown Lenders, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
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