Hometown Lenders, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Hometown Lenders, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hometown Lenders, Inc. 310 The Bridge Street, 4Th Floor Suite A Huntsville, AL 35806 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2006 2005 |
| Total Number of Mortgage Applications | 19,274 |
| Total Mortgage Loan Application Amount | $4,352,060,000 |
| Average Mortgage Loan Application Amount | $206,500 |
| Highest Mortgage Loan Application Amount | $3,795,000 |
| Average Applicant Income | $91,750 |
| Highest Applicant Income | $4,450,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Hometown Lenders, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hometown Lenders, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Hometown Lenders, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hometown Lenders, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Hometown Lenders, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hometown Lenders, Inc.'s mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 2,269 | $ 408,955,000 | $ 187,722 | $ 87,833 |
| BIRMINGHAM-HOOVER, AL | 1,434 | $ 266,690,000 | $ 185,000 | $ 85,000 |
| CHICAGO-NAPERVILLE, IL | 1,183 | $ 259,045,000 | $ 218,000 | $ 91,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 825 | $ 307,035,000 | $ 372,000 | $ 130,000 |
| YUBA CITY, CA | 814 | $ 216,010,000 | $ 265,000 | $ 109,000 |
| HUNTSVILLE, AL | 652 | $ 129,600,000 | $ 198,000 | $ 92,000 |
| LEXINGTON-FAYETTE, KY | 582 | $ 122,140,000 | $ 209,000 | $ 86,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 495 | $ 81,005,000 | $ 163,000 | $ 70,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 475 | $ 113,635,000 | $ 239,000 | $ 110,000 |
| BAKERSFIELD, CA | 439 | $ 108,305,000 | $ 246,000 | $ 97,000 |
| RENO, NV | 422 | $ 126,520,000 | $ 299,000 | $ 114,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 421 | $ 96,315,000 | $ 228,000 | $ 109,000 |
| COLUMBUS, OH | 408 | $ 93,870,000 | $ 230,000 | $ 100,000 |
| DOTHAN, AL | 390 | $ 59,920,000 | $ 153,000 | $ 62,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 380 | $ 97,490,000 | $ 256,000 | $ 84,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 363 | $ 87,485,000 | $ 241,000 | $ 119,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 361 | $ 85,705,000 | $ 242,500 | $ 100,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 345 | $ 59,905,000 | $ 173,000 | $ 90,000 |
| GARY, IN | 322 | $ 70,890,000 | $ 220,000 | $ 88,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 287 | $ 66,255,000 | $ 230,000 | $ 85,000 |
| PHILADELPHIA, PA | 254 | $ 77,510,000 | $ 305,000 | $ 121,000 |
| DENVER-AURORA-LAKEWOOD, CO | 245 | $ 89,915,000 | $ 367,000 | $ 104,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 232 | $ 55,510,000 | $ 239,000 | $ 92,000 |
| MOBILE, AL | 218 | $ 36,460,000 | $ 167,000 | $ 65,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 217 | $ 59,955,000 | $ 276,000 | $ 100,000 |
| TACOMA-LAKEWOOD, WA | 207 | $ 66,075,000 | $ 319,000 | $ 119,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 187 | $ 39,975,000 | $ 197,000 | $ 84,500 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 166 | $ 22,540,000 | $ 133,666 | $ 61,666 |
| BROWNSVILLE-HARLINGEN, TX | 154 | $ 27,590,000 | $ 179,000 | $ 84,000 |
| KNOXVILLE, TN | 148 | $ 28,030,000 | $ 189,000 | $ 65,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 148 | $ 35,510,000 | $ 239,000 | $ 96,000 |
| LAKELAND-WINTER HAVEN, FL | 139 | $ 27,795,000 | $ 199,000 | $ 74,000 |
| MCALLEN-EDINBURG-MISSION, TX | 138 | $ 27,350,000 | $ 198,000 | $ 82,000 |
| SPRINGFIELD, MO | 136 | $ 24,560,000 | $ 180,000 | $ 69,000 |
| TOLEDO, OH | 128 | $ 19,030,000 | $ 148,000 | $ 60,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 118 | $ 50,340,000 | $ 426,000 | $ 140,000 |
| DALLAS-PLANO-IRVING, TX | 113 | $ 30,105,000 | $ 266,000 | $ 108,000 |
| DECATUR, AL | 113 | $ 18,315,000 | $ 162,000 | $ 69,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 100 | $ 30,470,000 | $ 304,000 | $ 130,000 |
| CHICO, CA | 93 | $ 24,465,000 | $ 263,000 | $ 93,000 |
| NEWARK, NJ-PA | 93 | $ 20,655,000 | $ 269,000 | $ 129,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 87 | $ 30,745,000 | $ 320,500 | $ 125,750 |
| TUSCALOOSA, AL | 85 | $ 15,465,000 | $ 181,000 | $ 92,000 |
| KANKAKEE, IL | 77 | $ 13,185,000 | $ 171,000 | $ 73,000 |
| OCALA, FL | 72 | $ 11,400,000 | $ 158,000 | $ 60,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 68 | $ 12,340,000 | $ 181,000 | $ 59,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 66 | $ 21,020,000 | $ 330,000 | $ 159,500 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 59 | $ 18,335,000 | $ 310,000 | $ 145,000 |
| GREENSBORO-HIGH POINT, NC | 56 | $ 10,520,000 | $ 187,000 | $ 79,000 |
| CARSON CITY, NV | 55 | $ 17,545,000 | $ 319,000 | $ 96,000 |
| ELGIN, IL | 53 | $ 12,315,000 | $ 232,000 | $ 100,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 53 | $ 8,635,000 | $ 162,000 | $ 60,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 51 | $ 10,005,000 | $ 178,500 | $ 94,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 49 | $ 10,105,000 | $ 206,000 | $ 79,000 |
| JACKSON, MS | 48 | $ 9,350,000 | $ 194,000 | $ 66,000 |
| CLARKSVILLE, TN-KY | 46 | $ 9,300,000 | $ 174,500 | $ 62,000 |
| FAYETTEVILLE, NC | 46 | $ 8,180,000 | $ 177,000 | $ 72,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 42 | $ 15,520,000 | $ 369,000 | $ 144,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 38 | $ 9,970,000 | $ 262,000 | $ 92,000 |
| BREMERTON-SILVERDALE, WA | 37 | $ 10,635,000 | $ 287,000 | $ 119,000 |
| ST. GEORGE, UT | 37 | $ 9,755,000 | $ 263,000 | $ 73,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 36 | $ 5,260,000 | $ 146,000 | $ 49,000 |
| OLYMPIA-TUMWATER, WA | 35 | $ 9,945,000 | $ 284,000 | $ 128,000 |
| JACKSONVILLE, FL | 34 | $ 6,710,000 | $ 197,000 | $ 85,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 33 | $ 4,725,000 | $ 143,000 | $ 64,000 |
| CINCINNATI, OH-KY-IN | 33 | $ 6,485,000 | $ 197,333 | $ 193,000 |
| MEMPHIS, TN-MS-AR | 33 | $ 7,155,000 | $ 206,500 | $ 77,000 |
| MONTGOMERY, AL | 32 | $ 5,120,000 | $ 160,000 | $ 82,000 |
| WINSTON-SALEM, NC | 32 | $ 5,270,000 | $ 164,000 | $ 58,000 |
| NEW ORLEANS-METAIRIE, LA | 31 | $ 7,375,000 | $ 237,000 | $ 90,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 31 | $ 9,595,000 | $ 309,000 | $ 90,000 |
| EAST STROUDSBURG, PA | 30 | $ 5,440,000 | $ 181,000 | $ 108,000 |
| FORT WORTH-ARLINGTON, TX | 30 | $ 6,300,000 | $ 210,000 | $ 99,000 |
| HOMOSASSA SPRINGS, FL | 29 | $ 4,635,000 | $ 159,000 | $ 71,000 |
| RICHMOND, VA | 28 | $ 7,750,000 | $ 276,000 | $ 141,000 |
| MICHIGAN CITY-LA PORTE, IN | 27 | $ 5,195,000 | $ 192,000 | $ 74,000 |
| CAMDEN, NJ | 26 | $ 6,420,000 | $ 246,000 | $ 113,000 |
| PUNTA GORDA, FL | 26 | $ 4,010,000 | $ 154,000 | $ 46,000 |
| GADSDEN, AL | 25 | $ 4,355,000 | $ 174,000 | $ 87,000 |
| PANAMA CITY, FL | 25 | $ 5,075,000 | $ 203,000 | $ 102,000 |
| FLORENCE-MUSCLE SHOALS, AL | 24 | $ 3,590,000 | $ 149,000 | $ 66,000 |
| AUSTIN-ROUND ROCK, TX | 23 | $ 6,475,000 | $ 281,000 | $ 114,000 |
| LANCASTER, PA | 23 | $ 5,015,000 | $ 218,000 | $ 72,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 23 | $ 5,115,000 | $ 222,000 | $ 87,000 |
| CLEVELAND-ELYRIA, OH | 22 | $ 3,880,000 | $ 176,000 | $ 77,000 |
| NEW YORK-NEWARK, NY | 22 | $ 6,240,000 | $ 283,000 | $ 153,000 |
| GREELEY, CO | 21 | $ 8,565,000 | $ 407,000 | $ 101,000 |
| RALEIGH, NC | 20 | $ 5,230,000 | $ 261,000 | $ 107,000 |
| ST. LOUIS, MO-IL | 20 | $ 3,410,000 | $ 169,000 | $ 78,500 |
| CAPE CORAL-FORT MYERS, FL | 19 | $ 3,815,000 | $ 200,000 | $ 120,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 19 | $ 4,475,000 | $ 235,000 | $ 74,000 |
| COLORADO SPRINGS, CO | 18 | $ 6,950,000 | $ 386,000 | $ 122,000 |
| MONROE, MI | 18 | $ 2,630,000 | $ 146,000 | $ 87,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 18 | $ 3,410,000 | $ 189,000 | $ 80,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 17 | $ 2,595,000 | $ 152,000 | $ 81,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 16 | $ 3,160,000 | $ 187,000 | $ 71,500 |
| PITTSBURGH, PA | 16 | $ 2,800,000 | $ 175,000 | $ 99,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 15 | $ 7,115,000 | $ 474,000 | $ 131,000 |
| CHARLESTON, WV | 15 | $ 1,785,000 | $ 119,000 | $ 49,000 |
| MORRISTOWN, TN | 15 | $ 2,305,000 | $ 153,000 | $ 58,000 |
| SPOKANE-SPOKANE VALLEY, WA | 15 | $ 3,285,000 | $ 219,000 | $ 78,000 |
| KANSAS CITY, MO-KS | 14 | $ 2,510,000 | $ 179,000 | $ 93,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 14 | $ 2,420,000 | $ 172,000 | $ 89,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 13 | $ 2,975,000 | $ 228,000 | $ 96,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 13 | $ 3,335,000 | $ 256,000 | $ 114,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 13 | $ 3,205,000 | $ 246,000 | $ 92,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 13 | $ 2,635,000 | $ 202,000 | $ 65,000 |
| READING, PA | 13 | $ 2,445,000 | $ 188,000 | $ 67,000 |
| CHATTANOOGA, TN-GA | 12 | $ 2,600,000 | $ 216,000 | $ 106,000 |
| GRAND RAPIDS-WYOMING, MI | 12 | $ 2,210,000 | $ 184,000 | $ 78,000 |
| LAFAYETTE, LA | 12 | $ 2,810,000 | $ 234,000 | $ 80,000 |
| BELLINGHAM, WA | 11 | $ 3,275,000 | $ 297,000 | $ 119,000 |
| GAINESVILLE, FL | 11 | $ 2,265,000 | $ 205,000 | $ 57,000 |
| AUBURN-OPELIKA, AL | 10 | $ 1,820,000 | $ 182,000 | $ 107,000 |
| FLAGSTAFF, AZ | 10 | $ 1,830,000 | $ 183,000 | $ 75,000 |
| OKLAHOMA CITY, OK | 10 | $ 1,870,000 | $ 187,000 | $ 95,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 10 | $ 1,620,000 | $ 162,000 | $ 77,000 |
| BATON ROUGE, LA | 9 | $ 1,695,000 | $ 188,000 | $ 63,000 |
| CARBONDALE-MARION, IL | 9 | $ 1,005,000 | $ 111,000 | $ 57,000 |
| COLUMBIA, SC | 9 | $ 2,525,000 | $ 280,000 | $ 149,000 |
| LAREDO, TX | 9 | $ 2,045,000 | $ 227,000 | $ 113,000 |
| MOUNT VERNON-ANACORTES, WA | 9 | $ 2,885,000 | $ 320,000 | $ 87,000 |
| TUCSON, AZ | 9 | $ 2,075,000 | $ 230,000 | $ 96,000 |
| BURLINGTON, NC | 8 | $ 1,030,000 | $ 128,000 | $ 53,000 |
| GOLDSBORO, NC | 8 | $ 1,380,000 | $ 172,000 | $ 67,000 |
| HARRISBURG-CARLISLE, PA | 8 | $ 1,550,000 | $ 193,000 | $ 122,000 |
| SAN DIEGO-CARLSBAD, CA | 8 | $ 3,860,000 | $ 482,000 | $ 108,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 8 | $ 3,280,000 | $ 410,000 | $ 166,000 |
| TALLAHASSEE, FL | 8 | $ 1,320,000 | $ 165,000 | $ 82,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 8 | $ 1,850,000 | $ 198,500 | $ 112,500 |
| VISALIA-PORTERVILLE, CA | 8 | $ 1,620,000 | $ 202,000 | $ 113,000 |
| BOULDER, CO | 7 | $ 2,615,000 | $ 373,000 | $ 147,000 |
| DURHAM-CHAPEL HILL, NC | 7 | $ 1,495,000 | $ 213,000 | $ 74,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 7 | $ 1,735,000 | $ 247,000 | $ 106,000 |
| EUGENE, OR | 7 | $ 1,935,000 | $ 276,000 | $ 94,000 |
| GREENVILLE, NC | 7 | $ 1,245,000 | $ 177,000 | $ 148,000 |
| SALT LAKE CITY, UT | 7 | $ 2,295,000 | $ 327,000 | $ 102,000 |
| STOCKTON-LODI, CA | 7 | $ 2,915,000 | $ 416,000 | $ 96,000 |
| WHEELING, WV-OH | 7 | $ 945,000 | $ 121,500 | $ 134,500 |
| WORCESTER, MA-CT | 7 | $ 1,885,000 | $ 255,000 | $ 70,500 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 6 | $ 980,000 | $ 163,000 | $ 94,000 |
| FLINT, MI | 6 | $ 1,130,000 | $ 188,000 | $ 88,000 |
| FORT WAYNE, IN | 6 | $ 1,130,000 | $ 188,000 | $ 76,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 6 | $ 1,420,000 | $ 236,000 | $ 126,000 |
| HICKORY-LENOIR-MORGANTON, NC | 6 | $ 1,130,000 | $ 188,000 | $ 79,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 6 | $ 1,400,000 | $ 233,000 | $ 225,000 |
| LYNCHBURG, VA | 6 | $ 1,030,000 | $ 171,000 | $ 111,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 6 | $ 1,340,000 | $ 223,000 | $ 85,000 |
| SPARTANBURG, SC | 6 | $ 960,000 | $ 160,000 | $ 53,000 |
| WILMINGTON, NC | 6 | $ 1,560,000 | $ 260,000 | $ 64,000 |
| YORK-HANOVER, PA | 6 | $ 920,000 | $ 153,000 | $ 64,000 |
| AKRON, OH | 5 | $ 1,095,000 | $ 219,000 | $ 182,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 5 | $ 1,635,000 | $ 327,000 | $ 128,000 |
| BOSTON, MA | 5 | $ 2,595,000 | $ 519,000 | $ 148,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 5 | $ 1,945,000 | $ 389,000 | $ 114,000 |
| FRESNO, CA | 5 | $ 1,175,000 | $ 235,000 | $ 140,000 |
| JACKSON, TN | 5 | $ 745,000 | $ 149,000 | $ 74,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 5 | $ 1,365,000 | $ 273,000 | $ 152,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 5 | $ 1,805,000 | $ 361,000 | $ 220,000 |
| WENATCHEE, WA | 5 | $ 1,985,000 | $ 397,000 | $ 117,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 5 | $ 1,175,000 | $ 235,000 | $ 106,000 |
| BLOOMSBURG-BERWICK, PA | 4 | $ 890,000 | $ 222,000 | $ 163,000 |
| CLEVELAND, TN | 4 | $ 670,000 | $ 167,000 | $ 70,000 |
| EVANSVILLE, IN-KY | 4 | $ 500,000 | $ 111,500 | $ 54,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 4 | $ 750,000 | $ 187,000 | $ 70,000 |
| FORT COLLINS, CO | 4 | $ 1,640,000 | $ 410,000 | $ 236,000 |
| JACKSON, MI | 4 | $ 660,000 | $ 165,000 | $ 69,000 |
| JEFFERSON CITY, MO | 4 | $ 580,000 | $ 145,000 | $ 92,000 |
| LANSING-EAST LANSING, MI | 4 | $ 500,000 | $ 125,000 | $ 24,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 4 | $ 780,000 | $ 195,000 | $ 94,000 |
| MADISON, WI | 4 | $ 790,000 | $ 197,000 | $ 74,000 |
| MODESTO, CA | 4 | $ 1,030,000 | $ 257,000 | $ 75,000 |
| OWENSBORO, KY | 4 | $ 560,000 | $ 140,000 | $ 75,000 |
| ROCKFORD, IL | 4 | $ 510,000 | $ 127,000 | $ 75,000 |
| SEBRING, FL | 4 | $ 400,000 | $ 100,000 | $ 25,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 360,000 | $ 91,500 | $ 39,500 |
| VALLEJO-FAIRFIELD, CA | 4 | $ 2,190,000 | $ 547,000 | $ 154,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 530,000 | $ 132,000 | $ 64,000 |
| ALBUQUERQUE, NM | 3 | $ 465,000 | $ 155,000 | $ 65,000 |
| BARNSTABLE TOWN, MA | 3 | $ 1,105,000 | $ 368,000 | $ 110,000 |
| BOISE CITY, ID | 3 | $ 755,000 | $ 251,000 | $ 78,000 |
| BOWLING GREEN, KY | 3 | $ 795,000 | $ 265,000 | $ 164,000 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 565,000 | $ 188,000 | $ 92,000 |
| GREEN BAY, WI | 3 | $ 485,000 | $ 161,000 | $ 137,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 3 | $ 525,000 | $ 175,000 | $ 62,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 375,000 | $ 125,000 | $ 48,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 3 | $ 425,000 | $ 141,000 | $ 49,000 |
| LONGVIEW, TX | 3 | $ 535,000 | $ 178,000 | $ 91,000 |
| MEDFORD, OR | 3 | $ 575,000 | $ 191,000 | $ 160,000 |
| NEW BERN, NC | 3 | $ 385,000 | $ 128,000 | $ 71,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 855,000 | $ 285,000 | $ 144,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3 | $ 1,515,000 | $ 505,000 | $ 133,000 |
| PORT ST. LUCIE, FL | 3 | $ 545,000 | $ 181,000 | $ 86,000 |
| PROVO-OREM, UT | 3 | $ 805,000 | $ 268,000 | $ 70,000 |
| ROCKY MOUNT, NC | 3 | $ 425,000 | $ 141,000 | $ 69,000 |
| SANTA MARIA-SANTA BARBARA, CA | 3 | $ 1,515,000 | $ 505,000 | $ 119,000 |
| TULSA, OK | 3 | $ 485,000 | $ 161,000 | $ 79,000 |
| ALBANY, OR | 2 | $ 620,000 | $ 310,000 | $ 50,000 |
| AMARILLO, TX | 2 | $ 240,000 | $ 120,000 | $ 83,000 |
| BEND-REDMOND, OR | 2 | $ 700,000 | $ 350,000 | $ 164,000 |
| BLOOMINGTON, IL | 2 | $ 300,000 | $ 150,000 | $ 75,000 |
| BLOOMINGTON, IN | 2 | $ 370,000 | $ 185,000 | $ 63,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2 | $ 520,000 | $ 260,000 | $ 143,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 2 | $ 510,000 | $ 255,000 | $ 139,000 |
| CANTON-MASSILLON, OH | 2 | $ 190,000 | $ 95,000 | $ 47,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 330,000 | $ 165,000 | $ 142,000 |
| COLUMBUS, GA-AL | 2 | $ 180,000 | $ 90,000 | $ 44,000 |
| COLUMBUS, IN | 2 | $ 340,000 | $ 170,000 | $ 80,000 |
| DUBUQUE, IA | 2 | $ 310,000 | $ 155,000 | $ 55,000 |
| EL PASO, TX | 2 | $ 190,000 | $ 95,000 | $ 75,000 |
| ERIE, PA | 2 | $ 260,000 | $ 130,000 | $ 61,000 |
| FLORENCE, SC | 2 | $ 270,000 | $ 135,000 | $ 89,000 |
| FORT SMITH, AR-OK | 2 | $ 270,000 | $ 135,000 | $ 154,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 320,000 | $ 160,000 | $ 53,000 |
| HOUMA-THIBODAUX, LA | 2 | $ 210,000 | $ 105,000 | $ 52,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 320,000 | $ 160,000 | $ 102,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 440,000 | $ 220,000 | $ 66,000 |
| KOKOMO, IN | 2 | $ 470,000 | $ 235,000 | $ 68,000 |
| LIMA, OH | 2 | $ 250,000 | $ 125,000 | $ 56,000 |
| LUBBOCK, TX | 2 | $ 430,000 | $ 215,000 | $ 83,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 320,000 | $ 160,000 | $ 81,000 |
| MANSFIELD, OH | 2 | $ 180,000 | $ 90,000 | $ 29,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 2 | $ 560,000 | $ 280,000 | $ 175,000 |
| ROANOKE, VA | 2 | $ 260,000 | $ 130,000 | $ 78,000 |
| SAGINAW, MI | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 2 | $ 680,000 | $ 340,000 | $ 174,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2 | $ 640,000 | $ 320,000 | $ 115,000 |
| TYLER, TX | 2 | $ 410,000 | $ 205,000 | $ 115,000 |
| WAUSAU, WI | 2 | $ 410,000 | $ 205,000 | $ 108,000 |
| WICHITA, KS | 2 | $ 470,000 | $ 235,000 | $ 112,000 |
| WILMINGTON, DE-MD-NJ | 2 | $ 400,000 | $ 200,000 | $ 53,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 125,000 | $ 125,000 | $ 143,000 |
| BILLINGS, MT | 1 | $ 285,000 | $ 285,000 | $ 59,000 |
| CHEYENNE, WY | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| CORPUS CHRISTI, TX | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| CORVALLIS, OR | 1 | $ 345,000 | $ 345,000 | $ 133,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 185,000 | $ 185,000 | $ 128,000 |
| DOVER, DE | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| DULUTH, MN-WI | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| FOND DU LAC, WI | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| GETTYSBURG, PA | 1 | $ 135,000 | $ 135,000 | $ 25,000 |
| GRAND JUNCTION, CO | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| HAMMOND, LA | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| HATTIESBURG, MS | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| JACKSONVILLE, NC | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| JOHNSON CITY, TN | 1 | $ 165,000 | $ 165,000 | $ 0 |
| JOHNSTOWN, PA | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| JONESBORO, AR | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| JOPLIN, MO | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| LAKE CHARLES, LA | 1 | $ 295,000 | $ 295,000 | $ 87,000 |
| LEBANON, PA | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| LINCOLN, NE | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| LONGVIEW, WA | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| MERCED, CA | 1 | $ 235,000 | $ 235,000 | $ 47,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1 | $ 465,000 | $ 465,000 | $ 247,000 |
| MIDLAND, TX | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| MISSOULA, MT | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| MONROE, LA | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| MORGANTOWN, WV | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| MUNCIE, IN | 1 | $ 145,000 | $ 145,000 | $ 140,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 235,000 | $ 235,000 | $ 178,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1 | $ 605,000 | $ 605,000 | $ 128,000 |
| OCEAN CITY, NJ | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| PARKERSBURG-VIENNA, WV | 1 | $ 145,000 | $ 145,000 | $ 104,000 |
| PUEBLO, CO | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| RACINE, WI | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| SALEM, OR | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| SALINAS, CA | 1 | $ 295,000 | $ 295,000 | $ 205,000 |
| SAN ANGELO, TX | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| SAN RAFAEL, CA | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| SANTA ROSA, CA | 1 | $ 95,000 | $ 95,000 | $ 127,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| SPRINGFIELD, OH | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
| SUMTER, SC | 1 | $ 75,000 | $ 75,000 | $ 155,000 |
| THE VILLAGES, FL | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| TOPEKA, KS | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| TRENTON, NJ | 1 | $ 255,000 | $ 255,000 | $ 183,000 |
| WALLA WALLA, WA | 1 | $ 205,000 | $ 205,000 | $ 124,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| WICHITA FALLS, TX | 1 | $ 375,000 | $ 375,000 | $ 0 |
| WINCHESTER, VA-WV | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| YAKIMA, WA | 1 | $ 235,000 | $ 235,000 | $ 136,000 |
| YUMA, AZ | 1 | $ 165,000 | $ 165,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Hometown Lenders, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,192 | $2,203,540,000 | $216,000 | $1,955,000 | $84,000 | $4,146,000 |
| Refinancing | 5,943 | $1,438,335,000 | $242,000 | $3,795,000 | $109,000 | $4,450,000 |
| Cash-out Refinancing | 3,124 | $708,050,000 | $226,000 | $3,165,000 | $98,000 | $1,776,000 |
| Home Improvement | 15 | $2,135,000 | $142,000 | $315,000 | $76,000 | $220,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,821 | $3,115,815,000 | $225,000 | $3,795,000 | $96,000 | $4,450,000 |
| Hispanic | 2,133 | $462,615,000 | $216,000 | $685,000 | $76,000 | $722,000 |
| Black or African American | 1,478 | $306,100,000 | $207,000 | $875,000 | $76,000 | $749,000 |
| Not Provided | 1,226 | $294,530,000 | $240,000 | $3,165,000 | $100,000 | $1,620,000 |
| Asian | 514 | $146,310,000 | $284,000 | $1,305,000 | $113,000 | $1,868,000 |
| American Indian or Alaskan Native | 51 | $11,345,000 | $222,000 | $1,265,000 | $82,000 | $540,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $7,525,000 | $301,000 | $665,000 | $160,000 | $609,000 |
| Not applicable | 2 | $510,000 | $255,000 | $265,000 | $85,000 | $112,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,163 | $2,933,165,000 | $241,000 | $3,795,000 | $108,000 | $4,450,000 |
| FHA-insured (Federal Housing Administration) | 5,214 | $978,880,000 | $187,000 | $755,000 | $66,000 | $2,688,000 |
| VA-guaranteed (Veterans Administration) | 1,284 | $342,170,000 | $266,000 | $1,565,000 | $82,000 | $1,590,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 613 | $97,845,000 | $159,000 | $435,000 | $49,000 | $504,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,173 | $3,244,205,000 | $228,000 | $1,955,000 | $95,000 | $4,147,000 |
| Application Withdrawn By Applicant | 4,627 | $1,011,885,000 | $218,000 | $3,795,000 | $90,000 | $4,450,000 |
| Application Denied By Financial Institution | 469 | $94,905,000 | $202,000 | $2,855,000 | $73,000 | $540,000 |
| File Closed For Incompleteness | 5 | $1,065,000 | $213,000 | $395,000 | $84,000 | $134,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,805 | $4,257,155,000 | $226,000 | $3,795,000 | $94,000 | $4,450,000 |
| Credit History | 174 | $30,720,000 | $176,000 | $805,000 | $72,000 | $310,000 |
| Debt-To-Income Ratio | 119 | $27,505,000 | $231,000 | $2,855,000 | $66,000 | $497,000 |
| Collateral | 66 | $15,180,000 | $230,000 | $1,165,000 | $87,000 | $440,000 |
| Other | 55 | $11,555,000 | $210,000 | $525,000 | $87,000 | $540,000 |
| Unverifiable Information | 30 | $5,760,000 | $192,000 | $485,000 | $56,000 | $101,000 |
| Employment History | 18 | $2,850,000 | $158,000 | $305,000 | $54,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,260,000 | $210,000 | $305,000 | $62,000 | $103,000 |
| Credit Application Incomplete | 1 | $75,000 | $75,000 | $75,000 | $40,000 | $40,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hometown Lenders, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hometown Lenders, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.