Howard Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Howard Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Howard Bank 6011 University Blvd #370 Ellicott City, MD 21043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 2,886 |
| Total Mortgage Loan Application Amount | $880,320,000 |
| Average Mortgage Loan Application Amount | $338,333 |
| Highest Mortgage Loan Application Amount | $3,315,000 |
| Average Applicant Income | $142,666 |
| Highest Applicant Income | $1,783,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore County Maryland | 813 | $ 204,565,000 | $ 251,000 | $ 98,000 |
| Baltimore City County Maryland | 368 | $ 75,300,000 | $ 204,000 | $ 93,000 |
| Harford County Maryland | 323 | $ 91,995,000 | $ 284,000 | $ 105,000 |
| Anne Arundel County Maryland | 315 | $ 111,565,000 | $ 354,000 | $ 127,000 |
| Howard County Maryland | 117 | $ 47,765,000 | $ 408,000 | $ 155,000 |
| Montgomery County Maryland | 115 | $ 54,205,000 | $ 471,000 | $ 163,000 |
| Prince George's County Maryland | 79 | $ 24,475,000 | $ 309,000 | $ 112,000 |
| Carroll County Maryland | 73 | $ 24,345,000 | $ 333,000 | $ 106,000 |
| District of Columbia County District Of Columbia | 60 | $ 32,240,000 | $ 537,000 | $ 214,000 |
| Cecil County Maryland | 47 | $ 11,545,000 | $ 245,000 | $ 95,000 |
| Frederick County Maryland | 41 | $ 14,975,000 | $ 365,000 | $ 128,000 |
| Queen Anne's County Maryland | 33 | $ 11,115,000 | $ 336,000 | $ 130,000 |
| York County Pennsylvania | 28 | $ 7,460,000 | $ 266,000 | $ 108,000 |
| Buncombe County North Carolina | 22 | $ 11,610,000 | $ 527,000 | $ 0 |
| Washington County Maryland | 21 | $ 4,515,000 | $ 215,000 | $ 69,000 |
| Fairfax County Virginia | 21 | $ 15,395,000 | $ 733,000 | $ 234,000 |
| Worcester County Maryland | 17 | $ 3,775,000 | $ 222,000 | $ 166,000 |
| Calvert County Maryland | 14 | $ 4,590,000 | $ 327,000 | $ 97,000 |
| Sussex County Delaware | 12 | $ 5,660,000 | $ 471,000 | $ 259,000 |
| Adams County Pennsylvania | 12 | $ 3,600,000 | $ 300,000 | $ 102,000 |
| New Castle County Delaware | 11 | $ 3,685,000 | $ 335,000 | $ 153,000 |
| Charles County Maryland | 11 | $ 3,105,000 | $ 282,000 | $ 97,000 |
| Prince William County Virginia | 9 | $ 2,865,000 | $ 318,000 | $ 171,000 |
| Mecklenburg County North Carolina | 8 | $ 3,800,000 | $ 475,000 | $ 91,000 |
| Loudoun County Virginia | 8 | $ 2,660,000 | $ 332,000 | $ 154,000 |
| Wake County North Carolina | 7 | $ 3,495,000 | $ 499,000 | $ 81,000 |
| Hillsborough County Florida | 6 | $ 2,010,000 | $ 335,000 | $ 69,000 |
| St. Mary's County Maryland | 6 | $ 1,680,000 | $ 280,000 | $ 82,000 |
| Nassau County New York | 5 | $ 2,285,000 | $ 457,000 | $ 186,000 |
| Arlington County Virginia | 5 | $ 2,185,000 | $ 437,000 | $ 145,000 |
| Kent County Delaware | 4 | $ 1,060,000 | $ 265,000 | $ 94,000 |
| Miami-Dade County Florida | 4 | $ 850,000 | $ 212,000 | $ 110,000 |
| Sarasota County Florida | 4 | $ 1,850,000 | $ 462,000 | $ 402,000 |
| Kent County Maryland | 4 | $ 840,000 | $ 210,000 | $ 89,000 |
| Chester County Pennsylvania | 4 | $ 1,280,000 | $ 320,000 | $ 121,000 |
| Franklin County Pennsylvania | 4 | $ 1,060,000 | $ 265,000 | $ 97,000 |
| Montgomery County Pennsylvania | 4 | $ 1,270,000 | $ 317,000 | $ 0 |
| Alexandria County Virginia | 4 | $ 2,340,000 | $ 585,000 | $ 260,000 |
| Jefferson County West Virginia | 4 | $ 1,020,000 | $ 255,000 | $ 175,000 |
| Palm Beach County Florida | 3 | $ 545,000 | $ 181,000 | $ 433,000 |
| St. Johns County Florida | 3 | $ 1,305,000 | $ 435,000 | $ 224,000 |
| Columbia County Georgia | 3 | $ 755,000 | $ 251,000 | $ 66,000 |
| DeKalb County Georgia | 3 | $ 695,000 | $ 231,000 | $ 121,000 |
| Newton County Georgia | 3 | $ 605,000 | $ 201,000 | $ 35,000 |
| Caroline County Maryland | 3 | $ 395,000 | $ 131,000 | $ 75,000 |
| Talbot County Maryland | 3 | $ 1,475,000 | $ 491,000 | $ 382,000 |
| Washoe County Nevada | 3 | $ 935,000 | $ 311,000 | $ 133,000 |
| Dare County North Carolina | 3 | $ 1,125,000 | $ 375,000 | $ 175,000 |
| Union County North Carolina | 3 | $ 1,595,000 | $ 531,000 | $ 98,000 |
| Horry County South Carolina | 3 | $ 785,000 | $ 261,000 | $ 257,000 |
| Shelby County Tennessee | 3 | $ 715,000 | $ 238,000 | $ 72,000 |
| Denton County Texas | 3 | $ 2,105,000 | $ 701,000 | $ 95,000 |
| Spotsylvania County Virginia | 3 | $ 935,000 | $ 311,000 | $ 96,000 |
| Maricopa County Arizona | 2 | $ 430,000 | $ 215,000 | $ 132,000 |
| Riverside County California | 2 | $ 780,000 | $ 390,000 | $ 0 |
| El Paso County Colorado | 2 | $ 550,000 | $ 275,000 | $ 117,000 |
| Jefferson County Colorado | 2 | $ 590,000 | $ 295,000 | $ 223,000 |
| Weld County Colorado | 2 | $ 630,000 | $ 315,000 | $ 84,000 |
| Manatee County Florida | 2 | $ 410,000 | $ 205,000 | $ 353,000 |
| Orange County Florida | 2 | $ 560,000 | $ 280,000 | $ 116,000 |
| Pasco County Florida | 2 | $ 620,000 | $ 310,000 | $ 95,000 |
| Forsyth County Georgia | 2 | $ 710,000 | $ 355,000 | $ 164,000 |
| Fulton County Georgia | 2 | $ 450,000 | $ 225,000 | $ 81,000 |
| Gwinnett County Georgia | 2 | $ 500,000 | $ 250,000 | $ 124,000 |
| Cook County Illinois | 2 | $ 790,000 | $ 395,000 | $ 243,000 |
| DuPage County Illinois | 2 | $ 790,000 | $ 395,000 | $ 486,000 |
| Dorchester County Maryland | 2 | $ 230,000 | $ 115,000 | $ 129,000 |
| Barnstable County Massachusetts | 2 | $ 800,000 | $ 400,000 | $ 163,000 |
| Essex County Massachusetts | 2 | $ 740,000 | $ 370,000 | $ 134,000 |
| Middlesex County Massachusetts | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Grand Traverse County Michigan | 2 | $ 410,000 | $ 205,000 | $ 50,000 |
| Clark County Nevada | 2 | $ 820,000 | $ 410,000 | $ 85,000 |
| Union County New Jersey | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Chenango County New York | 2 | $ 190,000 | $ 95,000 | $ 33,000 |
| Duplin County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 58,000 |
| Franklin County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 77,000 |
| Haywood County North Carolina | 2 | $ 1,430,000 | $ 715,000 | $ 0 |
| Henderson County North Carolina | 2 | $ 1,160,000 | $ 580,000 | $ 0 |
| Moore County North Carolina | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Orange County North Carolina | 2 | $ 1,300,000 | $ 650,000 | $ 118,000 |
| Polk County North Carolina | 2 | $ 1,260,000 | $ 630,000 | $ 0 |
| Allegheny County Pennsylvania | 2 | $ 590,000 | $ 295,000 | $ 127,000 |
| Delaware County Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 50,000 |
| Lebanon County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 92,000 |
| Beaufort County South Carolina | 2 | $ 890,000 | $ 445,000 | $ 356,000 |
| Brazoria County Texas | 2 | $ 640,000 | $ 320,000 | $ 158,000 |
| Williamson County Texas | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Chesterfield County Virginia | 2 | $ 800,000 | $ 400,000 | $ 136,000 |
| Frederick County Virginia | 2 | $ 500,000 | $ 250,000 | $ 35,000 |
| Henrico County Virginia | 2 | $ 670,000 | $ 335,000 | $ 49,000 |
| Louisa County Virginia | 2 | $ 890,000 | $ 445,000 | $ 217,000 |
| Orange County Virginia | 2 | $ 600,000 | $ 300,000 | $ 120,000 |
| Stafford County Virginia | 2 | $ 380,000 | $ 190,000 | $ 122,000 |
| Virginia Beach County Virginia | 2 | $ 700,000 | $ 350,000 | $ 115,000 |
| Hampshire County West Virginia | 2 | $ 100,000 | $ 50,000 | $ 23,000 |
| Morgan County West Virginia | 2 | $ 410,000 | $ 205,000 | $ 63,000 |
| DeKalb County Alabama | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Morgan County Alabama | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Benton County Arkansas | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Alameda County California | 1 | $ 1,125,000 | $ 1,125,000 | $ 550,000 |
| Contra Costa County California | 1 | $ 395,000 | $ 395,000 | $ 174,000 |
| Fresno County California | 1 | $ 485,000 | $ 485,000 | $ 134,000 |
| Kern County California | 1 | $ 355,000 | $ 355,000 | $ 167,000 |
| Los Angeles County California | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Madera County California | 1 | $ 315,000 | $ 315,000 | $ 150,000 |
| San Diego County California | 1 | $ 545,000 | $ 545,000 | $ 302,000 |
| Adams County Colorado | 1 | $ 375,000 | $ 375,000 | $ 74,000 |
| Douglas County Colorado | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Eagle County Colorado | 1 | $ 1,165,000 | $ 1,165,000 | $ 669,000 |
| New London County Connecticut | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Broward County Florida | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Citrus County Florida | 1 | $ 345,000 | $ 345,000 | $ 82,000 |
| Collier County Florida | 1 | $ 445,000 | $ 445,000 | $ 325,000 |
| Duval County Florida | 1 | $ 175,000 | $ 175,000 | $ 272,000 |
| Lee County Florida | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Monroe County Florida | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Pinellas County Florida | 1 | $ 265,000 | $ 265,000 | $ 379,000 |
| St. Lucie County Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Volusia County Florida | 1 | $ 485,000 | $ 485,000 | $ 172,000 |
| Camden County Georgia | 1 | $ 475,000 | $ 475,000 | $ 164,000 |
| Chatham County Georgia | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Coweta County Georgia | 1 | $ 315,000 | $ 315,000 | $ 134,000 |
| Douglas County Georgia | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Effingham County Georgia | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Hall County Georgia | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Jackson County Georgia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Morgan County Georgia | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Spalding County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Payette County Idaho | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| McHenry County Illinois | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| White County Indiana | 1 | $ 205,000 | $ 205,000 | $ 144,000 |
| Johnson County Kansas | 1 | $ 745,000 | $ 745,000 | $ 247,000 |
| Jefferson County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 52,000 |
| Hancock County Maine | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Garrett County Maryland | 1 | $ 275,000 | $ 275,000 | $ 252,000 |
| Somerset County Maryland | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Hampden County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 148,000 |
| Oakland County Michigan | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 25,000 |
| Itawamba County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 134,000 |
| Strafford County New Hampshire | 1 | $ 275,000 | $ 275,000 | $ 129,000 |
| Atlantic County New Jersey | 1 | $ 445,000 | $ 445,000 | $ 76,000 |
| Bergen County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 150,000 |
| Burlington County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 75,000 |
| Monmouth County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 142,000 |
| Morris County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 68,000 |
| Passaic County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 60,000 |
| Somerset County New Jersey | 1 | $ 585,000 | $ 585,000 | $ 191,000 |
| Onondaga County New York | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Suffolk County New York | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Ulster County New York | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 99,000 |
| Cleveland County North Carolina | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Craven County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 156,000 |
| Davidson County North Carolina | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Durham County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 185,000 |
| Forsyth County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 267,000 |
| Lee County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 161,000 |
| New Hanover County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Person County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Hamilton County Ohio | 1 | $ 105,000 | $ 105,000 | $ 465,000 |
| Summit County Ohio | 1 | $ 205,000 | $ 205,000 | $ 108,000 |
| Wayne County Ohio | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Wood County Ohio | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Murray County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 192,000 |
| Oklahoma County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 143,000 |
| Rogers County Oklahoma | 1 | $ 715,000 | $ 715,000 | $ 203,000 |
| Clackamas County Oregon | 1 | $ 1,345,000 | $ 1,345,000 | $ 357,000 |
| Crook County Oregon | 1 | $ 445,000 | $ 445,000 | $ 263,000 |
| Berks County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 302,000 |
| Butler County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 179,000 |
| Cumberland County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Fulton County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Lancaster County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 107,000 |
| Lycoming County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 167,000 |
| Philadelphia County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Pike County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Somerset County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Kent County Rhode Island | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 194,000 |
| Berkeley County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Charleston County South Carolina | 1 | $ 545,000 | $ 545,000 | $ 270,000 |
| Lexington County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 155,000 |
| York County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Bradley County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Carter County Tennessee | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Sullivan County Tennessee | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Washington County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Bell County Texas | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Dallas County Texas | 1 | $ 215,000 | $ 215,000 | $ 51,000 |
| Davis County Utah | 1 | $ 365,000 | $ 365,000 | $ 146,000 |
| Salt Lake County Utah | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Chittenden County Vermont | 1 | $ 435,000 | $ 435,000 | $ 146,000 |
| Caroline County Virginia | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Chesapeake County Virginia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Culpeper County Virginia | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
| Cumberland County Virginia | 1 | $ 195,000 | $ 195,000 | $ 25,000 |
| James City County Virginia | 1 | $ 295,000 | $ 295,000 | $ 327,000 |
| Mecklenburg County Virginia | 1 | $ 315,000 | $ 315,000 | $ 591,000 |
| Page County Virginia | 1 | $ 315,000 | $ 315,000 | $ 63,000 |
| Prince George County Virginia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Roanoke City County Virginia | 1 | $ 405,000 | $ 405,000 | $ 338,000 |
| King County Washington | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Pierce County Washington | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Berkeley County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 127,000 |
| Cabell County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Randolph County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 268,000 |
| Milwaukee County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Outagamie County Wisconsin | 1 | $ 535,000 | $ 535,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Howard Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,987 | $563,495,000 | $283,000 | $3,315,000 | $108,000 | $1,783,000 |
| Refinancing | 602 | $212,310,000 | $352,000 | $3,005,000 | $136,000 | $1,149,000 |
| Cash-out Refinancing | 215 | $75,285,000 | $350,000 | $1,715,000 | $146,000 | $629,000 |
| Not Applicable | 31 | $16,475,000 | $531,000 | $825,000 | $170,000 | $198,000 |
| Other Purpose | 30 | $6,460,000 | $215,000 | $675,000 | $154,000 | $448,000 |
| Home Improvement | 21 | $6,295,000 | $299,000 | $1,745,000 | $142,000 | $447,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,686 | $545,870,000 | $323,000 | $3,315,000 | $132,000 | $1,783,000 |
| Not Provided | 485 | $135,535,000 | $279,000 | $965,000 | $105,000 | $611,000 |
| Black or African American | 419 | $100,145,000 | $239,000 | $2,365,000 | $82,000 | $606,000 |
| Hispanic | 127 | $31,995,000 | $251,000 | $705,000 | $77,000 | $294,000 |
| Asian | 90 | $28,160,000 | $312,000 | $1,595,000 | $112,000 | $418,000 |
| Not applicable | 48 | $27,610,000 | $575,000 | $1,355,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $1,505,000 | $301,000 | $385,000 | $90,000 | $119,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $125,000 | $125,000 | $125,000 | $44,000 | $44,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,742 | $577,740,000 | $331,000 | $3,315,000 | $141,000 | $1,783,000 |
| FHA-insured (Federal Housing Administration) | 821 | $187,145,000 | $227,000 | $735,000 | $71,000 | $327,000 |
| VA-guaranteed (Veterans Administration) | 295 | $108,915,000 | $369,000 | $1,505,000 | $99,000 | $566,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $6,520,000 | $232,000 | $385,000 | $64,000 | $129,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,257 | $681,065,000 | $301,000 | $3,315,000 | $118,000 | $1,783,000 |
| Application Withdrawn By Applicant | 395 | $118,345,000 | $299,000 | $2,485,000 | $116,000 | $840,000 |
| Application Approved But Not Accepted | 103 | $30,665,000 | $297,000 | $895,000 | $115,000 | $439,000 |
| Application Denied By Financial Institution | 71 | $19,685,000 | $277,000 | $1,245,000 | $96,000 | $572,000 |
| Loan Purchased By The Institution | 46 | $26,160,000 | $568,000 | $825,000 | $0 | $0 |
| File Closed For Incompleteness | 14 | $4,400,000 | $314,000 | $965,000 | $149,000 | $611,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,815 | $860,635,000 | $305,000 | $3,315,000 | $117,000 | $1,783,000 |
| Collateral | 20 | $6,120,000 | $306,000 | $805,000 | $118,000 | $269,000 |
| Credit History | 20 | $5,280,000 | $264,000 | $1,245,000 | $103,000 | $572,000 |
| Debt-To-Income Ratio | 15 | $4,935,000 | $329,000 | $1,005,000 | $68,000 | $125,000 |
| Other | 6 | $1,950,000 | $325,000 | $675,000 | $163,000 | $322,000 |
| Employment History | 4 | $510,000 | $127,000 | $205,000 | $27,000 | $31,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $555,000 | $185,000 | $285,000 | $67,000 | $98,000 |
| Unverifiable Information | 3 | $335,000 | $111,000 | $135,000 | $29,000 | $37,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.