Hsbc Bank Usa, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Hsbc Bank Usa, National Association 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hsbc Bank Usa, National Association 1800 Tysons Blvd., Suite 50 Mclean, VA 22102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 9,741 |
| Total Mortgage Loan Application Amount | $6,962,635,000 |
| Average Mortgage Loan Application Amount | $649,166 |
| Highest Mortgage Loan Application Amount | $90,005,000 |
| Average Applicant Income | $441,000 |
| Highest Applicant Income | $9,021,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Hsbc Bank Usa, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hsbc Bank Usa, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Hsbc Bank Usa, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hsbc Bank Usa, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Hsbc Bank Usa, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hsbc Bank Usa, National Association's mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2,824 | $ 1,918,130,000 | $ 594,500 | $ 243,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 950 | $ 640,885,000 | $ 675,000 | $ 249,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 574 | $ 809,690,000 | $ 1,410,000 | $ 386,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 472 | $ 340,670,000 | $ 721,000 | $ 347,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 444 | $ 245,210,000 | $ 552,000 | $ 208,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 440 | $ 254,460,000 | $ 578,000 | $ 243,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 392 | $ 195,145,000 | $ 429,000 | $ 130,666 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 334 | $ 317,810,000 | $ 951,000 | $ 304,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 298 | $ 178,320,000 | $ 598,000 | $ 236,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 294 | $ 56,900,000 | $ 193,000 | $ 100,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 294 | $ 201,860,000 | $ 686,000 | $ 230,000 |
| PHILADELPHIA, PA | 266 | $ 65,400,000 | $ 245,000 | $ 98,000 |
| NEWARK, NJ-PA | 232 | $ 106,820,000 | $ 385,500 | $ 264,500 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 182 | $ 70,020,000 | $ 384,000 | $ 142,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 174 | $ 71,780,000 | $ 412,000 | $ 177,000 |
| NEW YORK-NEWARK, NY | 167 | $ 128,375,000 | $ 638,500 | $ 349,500 |
| NA (OUTSIDE OF MSA/MD) | 118 | $ 67,980,000 | $ 854,533 | $ 508,310 |
| SAN DIEGO-CARLSBAD, CA | 83 | $ 78,255,000 | $ 942,000 | $ 461,000 |
| CHICAGO-NAPERVILLE, IL | 69 | $ 39,355,000 | $ 570,000 | $ 369,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 62 | $ 77,020,000 | $ 1,242,000 | $ 601,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 57 | $ 35,565,000 | $ 623,000 | $ 215,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 52 | $ 106,980,000 | $ 2,057,000 | $ 307,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 47 | $ 23,085,000 | $ 491,000 | $ 599,000 |
| DALLAS-PLANO-IRVING, TX | 43 | $ 25,985,000 | $ 604,000 | $ 235,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 42 | $ 28,800,000 | $ 685,000 | $ 389,000 |
| AUSTIN-ROUND ROCK, TX | 41 | $ 23,715,000 | $ 578,000 | $ 274,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 37 | $ 62,865,000 | $ 1,699,000 | $ 250,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 37 | $ 41,525,000 | $ 1,122,000 | $ 417,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 29 | $ 15,995,000 | $ 448,000 | $ 180,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 29 | $ 14,475,000 | $ 499,000 | $ 359,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 27 | $ 23,405,000 | $ 866,000 | $ 356,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 26 | $ 12,280,000 | $ 472,000 | $ 201,000 |
| BOSTON, MA | 23 | $ 25,525,000 | $ 1,109,000 | $ 725,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 21 | $ 11,165,000 | $ 531,000 | $ 308,000 |
| DENVER-AURORA-LAKEWOOD, CO | 19 | $ 76,275,000 | $ 4,014,000 | $ 206,000 |
| JACKSONVILLE, FL | 18 | $ 7,960,000 | $ 442,000 | $ 243,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 18 | $ 8,890,000 | $ 493,000 | $ 217,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 17 | $ 12,805,000 | $ 753,000 | $ 194,000 |
| RALEIGH, NC | 17 | $ 7,255,000 | $ 426,000 | $ 220,000 |
| TRENTON, NJ | 14 | $ 11,050,000 | $ 789,000 | $ 441,000 |
| KINGSTON, NY | 13 | $ 5,285,000 | $ 406,000 | $ 270,000 |
| FORT WORTH-ARLINGTON, TX | 12 | $ 8,830,000 | $ 735,000 | $ 255,000 |
| EAST STROUDSBURG, PA | 11 | $ 2,705,000 | $ 245,000 | $ 169,000 |
| NEW HAVEN-MILFORD, CT | 11 | $ 3,345,000 | $ 304,000 | $ 185,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 11 | $ 7,165,000 | $ 651,000 | $ 306,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 10 | $ 3,770,000 | $ 377,000 | $ 234,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 10 | $ 5,670,000 | $ 569,000 | $ 587,000 |
| SANTA MARIA-SANTA BARBARA, CA | 10 | $ 17,450,000 | $ 1,745,000 | $ 590,000 |
| ALBANY-SCHENECTADY-TROY, NY | 9 | $ 2,565,000 | $ 285,000 | $ 191,000 |
| CAPE CORAL-FORT MYERS, FL | 9 | $ 4,315,000 | $ 479,000 | $ 363,000 |
| LAKELAND-WINTER HAVEN, FL | 9 | $ 3,385,000 | $ 376,000 | $ 506,000 |
| SAN RAFAEL, CA | 8 | $ 8,990,000 | $ 1,123,000 | $ 492,000 |
| ST. LOUIS, MO-IL | 8 | $ 2,400,000 | $ 311,500 | $ 193,000 |
| TACOMA-LAKEWOOD, WA | 8 | $ 3,310,000 | $ 413,000 | $ 314,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 8 | $ 2,460,000 | $ 307,000 | $ 159,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 7 | $ 3,065,000 | $ 437,000 | $ 219,000 |
| DURHAM-CHAPEL HILL, NC | 7 | $ 2,805,000 | $ 400,000 | $ 238,000 |
| RICHMOND, VA | 7 | $ 3,515,000 | $ 502,000 | $ 156,000 |
| ROCHESTER, NY | 7 | $ 1,425,000 | $ 203,000 | $ 168,000 |
| URBAN HONOLULU, HI | 7 | $ 7,785,000 | $ 1,112,000 | $ 386,000 |
| ELGIN, IL | 6 | $ 1,920,000 | $ 320,000 | $ 503,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 6 | $ 2,770,000 | $ 419,000 | $ 278,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 6 | $ 5,040,000 | $ 840,000 | $ 401,000 |
| PITTSBURGH, PA | 6 | $ 2,790,000 | $ 465,000 | $ 190,000 |
| CAMDEN, NJ | 5 | $ 1,185,000 | $ 237,000 | $ 592,000 |
| COLUMBUS, OH | 5 | $ 1,715,000 | $ 343,000 | $ 192,000 |
| KANSAS CITY, MO-KS | 5 | $ 51,605,000 | $ 6,591,000 | $ 495,000 |
| MEMPHIS, TN-MS-AR | 5 | $ 31,545,000 | $ 6,309,000 | $ 147,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 5 | $ 2,945,000 | $ 589,000 | $ 232,000 |
| PROVIDENCE-WARWICK, RI-MA | 5 | $ 2,845,000 | $ 569,000 | $ 518,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 5 | $ 1,815,000 | $ 363,000 | $ 152,000 |
| SANTA ROSA, CA | 5 | $ 3,395,000 | $ 679,000 | $ 255,000 |
| STOCKTON-LODI, CA | 5 | $ 2,125,000 | $ 425,000 | $ 192,000 |
| SYRACUSE, NY | 5 | $ 1,145,000 | $ 229,000 | $ 107,000 |
| TUCSON, AZ | 5 | $ 2,825,000 | $ 565,000 | $ 205,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5 | $ 1,335,000 | $ 285,000 | $ 124,500 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 1,550,000 | $ 387,000 | $ 331,000 |
| CLEVELAND-ELYRIA, OH | 4 | $ 820,000 | $ 205,000 | $ 225,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 2,510,000 | $ 627,000 | $ 196,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 4 | $ 1,290,000 | $ 322,000 | $ 171,000 |
| SALISBURY, MD-DE | 4 | $ 1,460,000 | $ 365,000 | $ 336,500 |
| WILMINGTON, DE-MD-NJ | 4 | $ 980,000 | $ 211,500 | $ 241,500 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 935,000 | $ 390,000 | $ 135,500 |
| CHARLESTON-NORTH CHARLESTON, SC | 3 | $ 1,945,000 | $ 648,000 | $ 257,000 |
| CHATTANOOGA, TN-GA | 3 | $ 365,000 | $ 110,000 | $ 88,500 |
| CINCINNATI, OH-KY-IN | 3 | $ 345,000 | $ 115,000 | $ 231,000 |
| COLUMBIA, SC | 3 | $ 1,105,000 | $ 368,000 | $ 88,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 865,000 | $ 288,000 | $ 273,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 3 | $ 90,425,000 | $ 30,141,000 | $ 2,014,000 |
| EUGENE, OR | 3 | $ 935,000 | $ 311,000 | $ 110,000 |
| FRESNO, CA | 3 | $ 875,000 | $ 291,000 | $ 211,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 3 | $ 595,000 | $ 198,000 | $ 114,000 |
| HARRISBURG-CARLISLE, PA | 3 | $ 465,000 | $ 155,000 | $ 266,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3 | $ 925,000 | $ 308,000 | $ 162,000 |
| HUNTSVILLE, AL | 3 | $ 865,000 | $ 288,000 | $ 427,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 3 | $ 3,295,000 | $ 1,098,000 | $ 222,000 |
| NEW ORLEANS-METAIRIE, LA | 3 | $ 875,000 | $ 291,000 | $ 180,000 |
| PORT ST. LUCIE, FL | 3 | $ 575,000 | $ 191,000 | $ 137,000 |
| SALINAS, CA | 3 | $ 2,915,000 | $ 971,000 | $ 124,000 |
| TYLER, TX | 3 | $ 645,000 | $ 215,000 | $ 108,000 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 1,145,000 | $ 381,000 | $ 190,000 |
| WILMINGTON, NC | 3 | $ 865,000 | $ 288,000 | $ 180,000 |
| ASHEVILLE, NC | 2 | $ 650,000 | $ 325,000 | $ 103,000 |
| BAKERSFIELD, CA | 2 | $ 680,000 | $ 340,000 | $ 276,000 |
| BATON ROUGE, LA | 2 | $ 610,000 | $ 305,000 | $ 73,000 |
| BEND-REDMOND, OR | 2 | $ 1,260,000 | $ 630,000 | $ 451,000 |
| BINGHAMTON, NY | 2 | $ 140,000 | $ 70,000 | $ 68,000 |
| BOISE CITY, ID | 2 | $ 1,000,000 | $ 500,000 | $ 415,000 |
| BOULDER, CO | 2 | $ 890,000 | $ 445,000 | $ 403,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 370,000 | $ 185,000 | $ 251,000 |
| CHARLOTTESVILLE, VA | 2 | $ 460,000 | $ 230,000 | $ 837,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 1,760,000 | $ 880,000 | $ 833,000 |
| FLAGSTAFF, AZ | 2 | $ 1,130,000 | $ 565,000 | $ 690,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 640,000 | $ 320,000 | $ 185,000 |
| IDAHO FALLS, ID | 2 | $ 450,000 | $ 225,000 | $ 301,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 2 | $ 290,000 | $ 145,000 | $ 206,000 |
| KNOXVILLE, TN | 2 | $ 350,000 | $ 175,000 | $ 168,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 310,000 | $ 155,000 | $ 124,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 580,000 | $ 290,000 | $ 300,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 530,000 | $ 265,000 | $ 212,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 130,000 | $ 65,000 | $ 158,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 2 | $ 410,000 | $ 205,000 | $ 289,000 |
| NAPA, CA | 2 | $ 2,820,000 | $ 1,410,000 | $ 627,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 1,510,000 | $ 755,000 | $ 694,000 |
| OLYMPIA-TUMWATER, WA | 2 | $ 2,170,000 | $ 1,085,000 | $ 202,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 470,000 | $ 235,000 | $ 240,000 |
| PITTSFIELD, MA | 2 | $ 2,380,000 | $ 1,190,000 | $ 419,000 |
| PROVO-OREM, UT | 2 | $ 1,910,000 | $ 955,000 | $ 298,000 |
| SALT LAKE CITY, UT | 2 | $ 1,150,000 | $ 575,000 | $ 149,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 2,400,000 | $ 1,200,000 | $ 338,000 |
| TULSA, OK | 2 | $ 380,000 | $ 190,000 | $ 133,000 |
| WENATCHEE, WA | 2 | $ 1,470,000 | $ 735,000 | $ 477,000 |
| AKRON, OH | 1 | $ 85,000 | $ 85,000 | $ 125,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
| ANN ARBOR, MI | 1 | $ 90,005,000 | $ 90,005,000 | $ 0 |
| BARNSTABLE TOWN, MA | 1 | $ 1,485,000 | $ 1,485,000 | $ 158,000 |
| BLOOMINGTON, IL | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 755,000 | $ 755,000 | $ 378,000 |
| BRUNSWICK, GA | 1 | $ 315,000 | $ 315,000 | $ 135,000 |
| CARSON CITY, NV | 1 | $ 475,000 | $ 475,000 | $ 500,000 |
| COEUR D'ALENE, ID | 1 | $ 265,000 | $ 265,000 | $ 127,000 |
| CORPUS CHRISTI, TX | 1 | $ 505,000 | $ 505,000 | $ 176,000 |
| CORVALLIS, OR | 1 | $ 435,000 | $ 435,000 | $ 154,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 315,000 | $ 315,000 | $ 135,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 47,505,000 | $ 47,505,000 | $ 0 |
| DOVER, DE | 1 | $ 355,000 | $ 355,000 | $ 179,000 |
| ELMIRA, NY | 1 | $ 195,000 | $ 195,000 | $ 188,000 |
| FORT WAYNE, IN | 1 | $ 435,000 | $ 435,000 | $ 200,000 |
| GAINESVILLE, FL | 1 | $ 365,000 | $ 365,000 | $ 83,000 |
| GREELEY, CO | 1 | $ 505,000 | $ 505,000 | $ 172,000 |
| GREENVILLE, NC | 1 | $ 465,000 | $ 465,000 | $ 200,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 325,000 | $ 325,000 | $ 77,000 |
| HINESVILLE, GA | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| IOWA CITY, IA | 1 | $ 315,000 | $ 315,000 | $ 108,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 465,000 | $ 465,000 | $ 86,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 185,000 | $ 185,000 | $ 205,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| LAFAYETTE, LA | 1 | $ 1,125,000 | $ 1,125,000 | $ 300,000 |
| LEWISTON-AUBURN, ME | 1 | $ 245,000 | $ 245,000 | $ 207,000 |
| LUBBOCK, TX | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| MADISON, WI | 1 | $ 575,000 | $ 575,000 | $ 175,000 |
| MONTGOMERY, AL | 1 | $ 105,000 | $ 105,000 | $ 13,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 365,000 | $ 365,000 | $ 72,000 |
| PEORIA, IL | 1 | $ 215,000 | $ 215,000 | $ 140,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 565,000 | $ 565,000 | $ 198,000 |
| PUNTA GORDA, FL | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| RENO, NV | 1 | $ 535,000 | $ 535,000 | $ 240,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| SEBRING, FL | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| SPARTANBURG, SC | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 215,000 | $ 215,000 | $ 681,000 |
| SUMTER, SC | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
| TUSCALOOSA, AL | 1 | $ 215,000 | $ 215,000 | $ 465,000 |
| UTICA-ROME, NY | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| WICHITA, KS | 1 | $ 295,000 | $ 295,000 | $ 116,000 |
| WINSTON-SALEM, NC | 1 | $ 275,000 | $ 275,000 | $ 118,000 |
| WORCESTER, MA-CT | 1 | $ 145,000 | $ 145,000 | $ 140,000 |
| YUMA, AZ | 1 | $ 545,000 | $ 545,000 | $ 343,000 |
Mortgage Loan Application Detail Totals for Hsbc Bank Usa, National Association in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,631 | $4,594,535,000 | $816,000 | $64,005,000 | $268,000 | $7,555,000 |
| Cash-out Refinancing | 1,652 | $1,118,810,000 | $677,000 | $90,005,000 | $201,000 | $8,750,000 |
| Refinancing | 1,523 | $844,935,000 | $554,000 | $11,765,000 | $231,000 | $7,911,000 |
| Other Purpose | 483 | $275,215,000 | $569,000 | $10,005,000 | $491,000 | $7,920,000 |
| Home Improvement | 451 | $128,145,000 | $284,000 | $15,005,000 | $357,000 | $9,021,000 |
| Not Applicable | 1 | $995,000 | $995,000 | $995,000 | $1,098,000 | $1,098,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,335 | $2,187,425,000 | $504,000 | $90,005,000 | $119,000 | $1,680,000 |
| Not Provided | 2,684 | $2,508,930,000 | $934,000 | $21,005,000 | $456,000 | $9,021,000 |
| Asian | 1,273 | $1,282,135,000 | $1,007,000 | $5,345,000 | $325,000 | $3,111,000 |
| White | 1,093 | $801,145,000 | $732,000 | $9,375,000 | $331,000 | $4,211,000 |
| Hispanic | 214 | $127,630,000 | $596,000 | $5,075,000 | $287,000 | $2,885,000 |
| Black or African American | 126 | $45,030,000 | $357,000 | $4,505,000 | $232,000 | $5,898,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,960,000 | $980,000 | $1,485,000 | $229,000 | $300,000 |
| American Indian or Alaskan Native | 1 | $245,000 | $245,000 | $245,000 | $90,000 | $90,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,128 | $6,704,140,000 | $734,000 | $90,005,000 | $277,000 | $9,021,000 |
| FHA-insured (Federal Housing Administration) | 509 | $217,185,000 | $426,000 | $985,000 | $103,000 | $303,000 |
| VA-guaranteed (Veterans Administration) | 104 | $41,310,000 | $397,000 | $885,000 | $114,000 | $635,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 4,273 | $1,472,055,000 | $344,000 | $995,000 | $119,000 | $1,680,000 |
| Loan Originated | 3,417 | $3,777,585,000 | $1,106,000 | $90,005,000 | $404,000 | $9,021,000 |
| Application Withdrawn By Applicant | 798 | $735,310,000 | $921,000 | $21,005,000 | $381,000 | $7,555,000 |
| File Closed For Incompleteness | 724 | $552,040,000 | $762,000 | $8,885,000 | $340,000 | $7,920,000 |
| Application Denied By Financial Institution | 473 | $380,945,000 | $805,000 | $10,005,000 | $336,000 | $8,750,000 |
| Application Approved But Not Accepted | 54 | $41,190,000 | $762,000 | $6,695,000 | $414,000 | $3,628,000 |
| Preapproval Denied by Financial Institution | 2 | $3,510,000 | $1,755,000 | $1,755,000 | $751,000 | $751,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,266 | $6,578,180,000 | $710,000 | $90,005,000 | $262,000 | $9,021,000 |
| Debt-To-Income Ratio | 212 | $161,480,000 | $761,000 | $4,715,000 | $220,000 | $2,793,000 |
| Collateral | 75 | $54,385,000 | $725,000 | $3,005,000 | $343,000 | $1,506,000 |
| Credit Application Incomplete | 66 | $70,960,000 | $1,075,000 | $8,405,000 | $551,000 | $8,750,000 |
| Other | 45 | $39,865,000 | $885,000 | $10,005,000 | $483,000 | $7,276,000 |
| Credit History | 35 | $22,975,000 | $656,000 | $4,245,000 | $281,000 | $2,100,000 |
| Unverifiable Information | 31 | $30,105,000 | $971,000 | $4,205,000 | $566,000 | $6,593,000 |
| Employment History | 6 | $2,550,000 | $425,000 | $1,005,000 | $136,000 | $225,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,135,000 | $427,000 | $645,000 | $114,000 | $196,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hsbc Bank Usa, National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hsbc Bank Usa, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.