Hsbc Bank Usa, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Hsbc Bank Usa, National Association 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hsbc Bank Usa, National Association 1800 Tysons Blvd., Suite 50 Mclean, VA 22102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 9,741 |
| Total Mortgage Loan Application Amount | $6,962,635,000 |
| Average Mortgage Loan Application Amount | $649,166 |
| Highest Mortgage Loan Application Amount | $90,005,000 |
| Average Applicant Income | $441,000 |
| Highest Applicant Income | $9,021,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Hsbc Bank Usa, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hsbc Bank Usa, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Hsbc Bank Usa, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hsbc Bank Usa, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Hsbc Bank Usa, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hsbc Bank Usa, National Association's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 950 | $ 640,885,000 | $ 675,000 | $ 249,000 |
| Santa Clara County California | 574 | $ 809,690,000 | $ 1,410,000 | $ 386,000 |
| Kings County New York | 571 | $ 440,085,000 | $ 770,000 | $ 288,000 |
| Queens County New York | 560 | $ 268,040,000 | $ 478,000 | $ 147,000 |
| New York County New York | 507 | $ 677,895,000 | $ 1,337,000 | $ 588,000 |
| Miami-Dade County Florida | 472 | $ 340,670,000 | $ 721,000 | $ 347,000 |
| Westchester County New York | 445 | $ 212,795,000 | $ 478,000 | $ 226,000 |
| King County Washington | 418 | $ 225,250,000 | $ 538,000 | $ 206,000 |
| Orange County California | 298 | $ 178,320,000 | $ 598,000 | $ 236,000 |
| Erie County New York | 271 | $ 53,365,000 | $ 196,000 | $ 103,000 |
| Philadelphia County Pennsylvania | 262 | $ 64,100,000 | $ 244,000 | $ 97,000 |
| Nassau County New York | 253 | $ 122,005,000 | $ 482,000 | $ 187,000 |
| Alameda County California | 229 | $ 153,975,000 | $ 672,000 | $ 220,000 |
| Rockland County New York | 218 | $ 85,630,000 | $ 392,000 | $ 155,000 |
| Suffolk County New York | 187 | $ 132,455,000 | $ 708,000 | $ 318,000 |
| Montgomery County Maryland | 180 | $ 68,680,000 | $ 381,000 | $ 141,000 |
| Broward County Florida | 174 | $ 71,780,000 | $ 412,000 | $ 177,000 |
| District of Columbia County District Of Columbia | 173 | $ 57,085,000 | $ 329,000 | $ 121,000 |
| San Mateo County California | 168 | $ 214,460,000 | $ 1,276,000 | $ 378,000 |
| Richmond County New York | 168 | $ 72,560,000 | $ 431,000 | $ 138,000 |
| San Francisco County California | 166 | $ 103,350,000 | $ 622,000 | $ 228,000 |
| Fairfax County Virginia | 162 | $ 54,380,000 | $ 335,000 | $ 126,000 |
| Bronx County New York | 147 | $ 64,105,000 | $ 436,000 | $ 131,000 |
| Morris County New Jersey | 127 | $ 47,735,000 | $ 375,000 | $ 169,000 |
| San Diego County California | 83 | $ 78,255,000 | $ 942,000 | $ 461,000 |
| Bergen County New Jersey | 78 | $ 43,630,000 | $ 559,000 | $ 251,000 |
| Middlesex County New Jersey | 69 | $ 20,555,000 | $ 297,000 | $ 120,000 |
| Contra Costa County California | 65 | $ 47,885,000 | $ 736,000 | $ 263,000 |
| Fairfield County Connecticut | 62 | $ 77,020,000 | $ 1,242,000 | $ 601,000 |
| Essex County New Jersey | 60 | $ 38,980,000 | $ 649,000 | $ 359,000 |
| Hudson County New Jersey | 57 | $ 29,135,000 | $ 511,000 | $ 224,000 |
| Cook County Illinois | 52 | $ 31,190,000 | $ 599,000 | $ 411,000 |
| Monmouth County New Jersey | 50 | $ 81,030,000 | $ 1,620,000 | $ 1,097,000 |
| Putnam County New York | 43 | $ 14,565,000 | $ 338,000 | $ 133,000 |
| Union County New Jersey | 38 | $ 17,520,000 | $ 461,000 | $ 219,000 |
| Maricopa County Arizona | 37 | $ 62,865,000 | $ 1,699,000 | $ 250,000 |
| Palm Beach County Florida | 37 | $ 41,525,000 | $ 1,122,000 | $ 417,000 |
| Harris County Texas | 31 | $ 23,665,000 | $ 763,000 | $ 219,000 |
| Passaic County New Jersey | 30 | $ 9,690,000 | $ 323,000 | $ 132,000 |
| Riverside County California | 27 | $ 20,555,000 | $ 761,000 | $ 265,000 |
| Bryan County Oklahoma | 27 | $ 4,675,000 | $ 173,000 | $ 245,000 |
| Clark County Nevada | 26 | $ 12,280,000 | $ 472,000 | $ 201,000 |
| Snohomish County Washington | 26 | $ 19,960,000 | $ 767,000 | $ 246,000 |
| Middlesex County Massachusetts | 24 | $ 17,830,000 | $ 742,000 | $ 286,000 |
| Orange County Florida | 23 | $ 14,415,000 | $ 626,000 | $ 687,000 |
| Niagara County New York | 23 | $ 3,535,000 | $ 153,000 | $ 69,000 |
| Lake County Illinois | 21 | $ 11,165,000 | $ 531,000 | $ 308,000 |
| Travis County Texas | 20 | $ 15,070,000 | $ 753,000 | $ 314,000 |
| Osceola County Florida | 19 | $ 6,335,000 | $ 333,000 | $ 529,000 |
| Fulton County Georgia | 19 | $ 11,715,000 | $ 616,000 | $ 333,000 |
| Mecklenburg County North Carolina | 19 | $ 9,445,000 | $ 497,000 | $ 245,000 |
| Alexandria County Virginia | 19 | $ 5,535,000 | $ 291,000 | $ 137,000 |
| Collin County Texas | 18 | $ 10,860,000 | $ 603,000 | $ 231,000 |
| Somerset County New Jersey | 17 | $ 10,775,000 | $ 633,000 | $ 372,000 |
| Williamson County Texas | 17 | $ 7,125,000 | $ 419,000 | $ 230,000 |
| Arlington County Virginia | 17 | $ 68,240,000 | $ 4,265,000 | $ 402,000 |
| Sacramento County California | 16 | $ 7,090,000 | $ 443,000 | $ 259,000 |
| San Bernardino County California | 15 | $ 8,245,000 | $ 549,000 | $ 596,000 |
| Orange County New York | 15 | $ 6,125,000 | $ 408,000 | $ 168,000 |
| Wake County North Carolina | 15 | $ 6,565,000 | $ 437,000 | $ 236,000 |
| Mercer County New Jersey | 14 | $ 11,050,000 | $ 789,000 | $ 441,000 |
| Fort Bend County Texas | 14 | $ 6,650,000 | $ 475,000 | $ 212,000 |
| Ulster County New York | 13 | $ 5,285,000 | $ 406,000 | $ 270,000 |
| Denton County Texas | 13 | $ 7,205,000 | $ 554,000 | $ 228,000 |
| Montgomery County Texas | 12 | $ 5,250,000 | $ 437,000 | $ 206,000 |
| Tarrant County Texas | 12 | $ 8,830,000 | $ 735,000 | $ 255,000 |
| New Haven County Connecticut | 11 | $ 3,345,000 | $ 304,000 | $ 185,000 |
| Suffolk County Massachusetts | 11 | $ 15,125,000 | $ 1,375,000 | $ 1,179,000 |
| Monroe County Pennsylvania | 11 | $ 2,705,000 | $ 245,000 | $ 169,000 |
| Dallas County Texas | 11 | $ 7,535,000 | $ 685,000 | $ 255,000 |
| Loudoun County Virginia | 11 | $ 6,505,000 | $ 591,000 | $ 198,000 |
| Santa Barbara County California | 10 | $ 17,450,000 | $ 1,745,000 | $ 590,000 |
| Sarasota County Florida | 10 | $ 4,580,000 | $ 458,000 | $ 239,000 |
| St. Johns County Florida | 10 | $ 4,760,000 | $ 476,000 | $ 249,000 |
| Placer County California | 9 | $ 5,345,000 | $ 593,000 | $ 588,000 |
| Lee County Florida | 9 | $ 4,315,000 | $ 479,000 | $ 363,000 |
| Polk County Florida | 9 | $ 3,385,000 | $ 376,000 | $ 506,000 |
| Norfolk County Massachusetts | 9 | $ 9,405,000 | $ 1,045,000 | $ 320,000 |
| Marin County California | 8 | $ 8,990,000 | $ 1,123,000 | $ 492,000 |
| Denver County Colorado | 8 | $ 68,700,000 | $ 8,587,000 | $ 129,000 |
| Manatee County Florida | 8 | $ 4,310,000 | $ 538,000 | $ 193,000 |
| Cobb County Georgia | 8 | $ 3,270,000 | $ 408,000 | $ 424,000 |
| DuPage County Illinois | 8 | $ 5,260,000 | $ 657,000 | $ 287,000 |
| Ocean County New Jersey | 8 | $ 5,450,000 | $ 681,000 | $ 603,000 |
| Dutchess County New York | 8 | $ 4,440,000 | $ 555,000 | $ 256,000 |
| Pierce County Washington | 8 | $ 3,310,000 | $ 413,000 | $ 314,000 |
| Duval County Florida | 7 | $ 3,055,000 | $ 436,000 | $ 186,000 |
| Hillsborough County Florida | 7 | $ 4,725,000 | $ 675,000 | $ 337,000 |
| Gwinnett County Georgia | 7 | $ 2,035,000 | $ 290,000 | $ 221,000 |
| Honolulu County Hawaii | 7 | $ 7,785,000 | $ 1,112,000 | $ 386,000 |
| Davidson County Tennessee | 7 | $ 4,875,000 | $ 696,000 | $ 149,000 |
| Collier County Florida | 6 | $ 5,040,000 | $ 840,000 | $ 401,000 |
| DeKalb County Georgia | 6 | $ 44,630,000 | $ 7,438,000 | $ 378,000 |
| Forsyth County Georgia | 6 | $ 2,940,000 | $ 490,000 | $ 191,000 |
| Sullivan County New York | 6 | $ 1,250,000 | $ 208,000 | $ 264,000 |
| Allegheny County Pennsylvania | 6 | $ 2,790,000 | $ 465,000 | $ 190,000 |
| Williamson County Tennessee | 6 | $ 6,060,000 | $ 1,010,000 | $ 283,000 |
| Pima County Arizona | 5 | $ 2,825,000 | $ 565,000 | $ 205,000 |
| San Joaquin County California | 5 | $ 2,125,000 | $ 425,000 | $ 192,000 |
| Sonoma County California | 5 | $ 3,395,000 | $ 679,000 | $ 255,000 |
| Ventura County California | 5 | $ 2,945,000 | $ 589,000 | $ 232,000 |
| Will County Illinois | 5 | $ 1,535,000 | $ 307,000 | $ 183,000 |
| Oakland County Michigan | 5 | $ 2,265,000 | $ 453,000 | $ 192,000 |
| Monroe County New York | 5 | $ 1,115,000 | $ 223,000 | $ 217,000 |
| Union County North Carolina | 5 | $ 4,815,000 | $ 963,000 | $ 225,000 |
| Shelby County Tennessee | 5 | $ 31,545,000 | $ 6,309,000 | $ 147,000 |
| Bexar County Texas | 5 | $ 1,815,000 | $ 363,000 | $ 152,000 |
| Henrico County Virginia | 5 | $ 2,405,000 | $ 481,000 | $ 147,000 |
| El Dorado County California | 4 | $ 2,040,000 | $ 510,000 | $ 240,000 |
| Douglas County Colorado | 4 | $ 1,880,000 | $ 470,000 | $ 169,000 |
| Jefferson County Colorado | 4 | $ 2,380,000 | $ 595,000 | $ 218,000 |
| Brevard County Florida | 4 | $ 2,510,000 | $ 627,000 | $ 196,000 |
| McHenry County Illinois | 4 | $ 1,370,000 | $ 342,000 | $ 155,000 |
| Johnson County Kansas | 4 | $ 51,230,000 | $ 12,807,000 | $ 165,000 |
| Atlantic County New Jersey | 4 | $ 1,550,000 | $ 387,000 | $ 331,000 |
| Durham County North Carolina | 4 | $ 1,010,000 | $ 252,000 | $ 215,000 |
| Cuyahoga County Ohio | 4 | $ 820,000 | $ 205,000 | $ 225,000 |
| Bucks County Pennsylvania | 4 | $ 1,460,000 | $ 365,000 | $ 205,000 |
| Delaware County Pennsylvania | 4 | $ 1,300,000 | $ 325,000 | $ 187,000 |
| Fresno County California | 3 | $ 875,000 | $ 291,000 | $ 211,000 |
| Monterey County California | 3 | $ 2,915,000 | $ 971,000 | $ 124,000 |
| Nevada County California | 3 | $ 2,715,000 | $ 905,000 | $ 318,000 |
| Solano County California | 3 | $ 1,145,000 | $ 381,000 | $ 190,000 |
| Arapahoe County Colorado | 3 | $ 3,315,000 | $ 1,105,000 | $ 394,000 |
| New Castle County Delaware | 3 | $ 835,000 | $ 278,000 | $ 430,000 |
| Monroe County Florida | 3 | $ 8,935,000 | $ 2,978,000 | $ 3,575,000 |
| Pinellas County Florida | 3 | $ 1,855,000 | $ 618,000 | $ 297,000 |
| Seminole County Florida | 3 | $ 1,225,000 | $ 408,000 | $ 479,000 |
| St. Lucie County Florida | 3 | $ 575,000 | $ 191,000 | $ 137,000 |
| Maui County Hawaii | 3 | $ 3,295,000 | $ 1,098,000 | $ 222,000 |
| Kane County Illinois | 3 | $ 1,305,000 | $ 435,000 | $ 759,000 |
| Prince George's County Maryland | 3 | $ 965,000 | $ 321,000 | $ 122,000 |
| Essex County Massachusetts | 3 | $ 5,575,000 | $ 1,858,000 | $ 894,000 |
| Plymouth County Massachusetts | 3 | $ 995,000 | $ 331,000 | $ 143,000 |
| Macomb County Michigan | 3 | $ 195,000 | $ 65,000 | $ 103,000 |
| Wayne County Michigan | 3 | $ 90,425,000 | $ 30,141,000 | $ 2,014,000 |
| Hennepin County Minnesota | 3 | $ 1,275,000 | $ 425,000 | $ 581,000 |
| St. Louis County Missouri | 3 | $ 1,285,000 | $ 428,000 | $ 173,000 |
| St. Louis City County Missouri | 3 | $ 445,000 | $ 148,000 | $ 127,000 |
| Rockingham County New Hampshire | 3 | $ 955,000 | $ 318,000 | $ 200,000 |
| Camden County New Jersey | 3 | $ 615,000 | $ 205,000 | $ 888,000 |
| Hunterdon County New Jersey | 3 | $ 1,355,000 | $ 451,000 | $ 209,000 |
| Albany County New York | 3 | $ 825,000 | $ 275,000 | $ 281,000 |
| Onondaga County New York | 3 | $ 775,000 | $ 258,000 | $ 143,000 |
| Saratoga County New York | 3 | $ 985,000 | $ 328,000 | $ 196,000 |
| New Hanover County North Carolina | 3 | $ 865,000 | $ 288,000 | $ 180,000 |
| Hamilton County Ohio | 3 | $ 345,000 | $ 115,000 | $ 231,000 |
| Lane County Oregon | 3 | $ 935,000 | $ 311,000 | $ 110,000 |
| Multnomah County Oregon | 3 | $ 2,055,000 | $ 685,000 | $ 1,769,000 |
| Chester County Pennsylvania | 3 | $ 865,000 | $ 288,000 | $ 181,000 |
| Montgomery County Pennsylvania | 3 | $ 1,445,000 | $ 481,000 | $ 328,000 |
| Newport County Rhode Island | 3 | $ 1,465,000 | $ 488,000 | $ 690,000 |
| Charleston County South Carolina | 3 | $ 1,945,000 | $ 648,000 | $ 257,000 |
| Smith County Texas | 3 | $ 645,000 | $ 215,000 | $ 108,000 |
| Summit County Utah | 3 | $ 3,915,000 | $ 1,305,000 | $ 1,015,000 |
| Fairfax City County Virginia | 3 | $ 1,035,000 | $ 345,000 | $ 81,000 |
| Prince William County Virginia | 3 | $ 1,345,000 | $ 448,000 | $ 126,000 |
| Clark County Washington | 3 | $ 1,725,000 | $ 575,000 | $ 170,000 |
| Whitman County Washington | 3 | $ 1,105,000 | $ 368,000 | $ 416,000 |
| Madison County Alabama | 2 | $ 390,000 | $ 195,000 | $ 427,000 |
| Coconino County Arizona | 2 | $ 1,130,000 | $ 565,000 | $ 690,000 |
| Mohave County Arizona | 2 | $ 310,000 | $ 155,000 | $ 124,000 |
| Kern County California | 2 | $ 680,000 | $ 340,000 | $ 276,000 |
| Napa County California | 2 | $ 2,820,000 | $ 1,410,000 | $ 627,000 |
| Santa Cruz County California | 2 | $ 2,400,000 | $ 1,200,000 | $ 338,000 |
| Boulder County Colorado | 2 | $ 890,000 | $ 445,000 | $ 403,000 |
| Hartford County Connecticut | 2 | $ 600,000 | $ 300,000 | $ 190,000 |
| New London County Connecticut | 2 | $ 1,510,000 | $ 755,000 | $ 694,000 |
| Sussex County Delaware | 2 | $ 1,040,000 | $ 520,000 | $ 421,000 |
| Lake County Florida | 2 | $ 1,110,000 | $ 555,000 | $ 462,000 |
| Volusia County Florida | 2 | $ 500,000 | $ 250,000 | $ 206,000 |
| Walton County Florida | 2 | $ 1,760,000 | $ 880,000 | $ 833,000 |
| Paulding County Georgia | 2 | $ 630,000 | $ 315,000 | $ 76,000 |
| Walker County Georgia | 2 | $ 290,000 | $ 145,000 | $ 86,000 |
| Ada County Idaho | 2 | $ 1,000,000 | $ 500,000 | $ 415,000 |
| Bonneville County Idaho | 2 | $ 450,000 | $ 225,000 | $ 301,000 |
| Champaign County Illinois | 2 | $ 370,000 | $ 185,000 | $ 251,000 |
| Kendall County Illinois | 2 | $ 410,000 | $ 205,000 | $ 130,000 |
| Marion County Indiana | 2 | $ 290,000 | $ 145,000 | $ 206,000 |
| Jefferson County Kentucky | 2 | $ 530,000 | $ 265,000 | $ 212,000 |
| Orleans County Louisiana | 2 | $ 720,000 | $ 360,000 | $ 264,000 |
| Anne Arundel County Maryland | 2 | $ 1,000,000 | $ 500,000 | $ 276,000 |
| Baltimore City County Maryland | 2 | $ 560,000 | $ 280,000 | $ 173,000 |
| Frederick County Maryland | 2 | $ 1,340,000 | $ 670,000 | $ 236,000 |
| Berkshire County Massachusetts | 2 | $ 2,380,000 | $ 1,190,000 | $ 419,000 |
| Dukes County Massachusetts | 2 | $ 2,890,000 | $ 1,445,000 | $ 1,138,000 |
| Van Buren County Michigan | 2 | $ 290,000 | $ 145,000 | $ 128,000 |
| Burlington County New Jersey | 2 | $ 570,000 | $ 285,000 | $ 147,000 |
| Sussex County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 1,268,000 |
| Broome County New York | 2 | $ 140,000 | $ 70,000 | $ 68,000 |
| Chenango County New York | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| Columbia County New York | 2 | $ 370,000 | $ 185,000 | $ 206,000 |
| Essex County New York | 2 | $ 1,030,000 | $ 515,000 | $ 265,000 |
| Greene County New York | 2 | $ 810,000 | $ 405,000 | $ 392,000 |
| Livingston County New York | 2 | $ 310,000 | $ 155,000 | $ 72,000 |
| Schenectady County New York | 2 | $ 530,000 | $ 265,000 | $ 102,000 |
| Dare County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 362,000 |
| Guilford County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 185,000 |
| Johnston County North Carolina | 2 | $ 690,000 | $ 345,000 | $ 97,000 |
| Orange County North Carolina | 2 | $ 1,290,000 | $ 645,000 | $ 359,000 |
| Franklin County Ohio | 2 | $ 730,000 | $ 365,000 | $ 187,000 |
| Union County Ohio | 2 | $ 600,000 | $ 300,000 | $ 202,000 |
| Clackamas County Oregon | 2 | $ 1,120,000 | $ 560,000 | $ 113,000 |
| Deschutes County Oregon | 2 | $ 1,260,000 | $ 630,000 | $ 451,000 |
| Washington County Oregon | 2 | $ 770,000 | $ 385,000 | $ 303,000 |
| Dauphin County Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 337,000 |
| Pike County Pennsylvania | 2 | $ 620,000 | $ 310,000 | $ 292,000 |
| Greenville County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 124,000 |
| Horry County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 289,000 |
| Lexington County South Carolina | 2 | $ 990,000 | $ 495,000 | $ 104,000 |
| York County South Carolina | 2 | $ 610,000 | $ 305,000 | $ 145,000 |
| Franklin County Tennessee | 2 | $ 1,460,000 | $ 730,000 | $ 274,000 |
| Knox County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 168,000 |
| Rutherford County Tennessee | 2 | $ 1,100,000 | $ 550,000 | $ 125,000 |
| Sevier County Tennessee | 2 | $ 570,000 | $ 285,000 | $ 234,000 |
| Wilson County Tennessee | 2 | $ 770,000 | $ 385,000 | $ 122,000 |
| Caldwell County Texas | 2 | $ 510,000 | $ 255,000 | $ 374,000 |
| Salt Lake County Utah | 2 | $ 1,150,000 | $ 575,000 | $ 149,000 |
| Utah County Utah | 2 | $ 1,910,000 | $ 955,000 | $ 298,000 |
| Wasatch County Utah | 2 | $ 1,860,000 | $ 930,000 | $ 820,000 |
| Windham County Vermont | 2 | $ 940,000 | $ 470,000 | $ 123,000 |
| Albemarle County Virginia | 2 | $ 460,000 | $ 230,000 | $ 837,000 |
| Richmond City County Virginia | 2 | $ 1,110,000 | $ 555,000 | $ 179,000 |
| Suffolk County Virginia | 2 | $ 690,000 | $ 345,000 | $ 141,000 |
| Chelan County Washington | 2 | $ 1,470,000 | $ 735,000 | $ 477,000 |
| Grays Harbor County Washington | 2 | $ 1,590,000 | $ 795,000 | $ 329,000 |
| Island County Washington | 2 | $ 1,370,000 | $ 685,000 | $ 504,000 |
| Kittitas County Washington | 2 | $ 500,000 | $ 250,000 | $ 681,000 |
| Thurston County Washington | 2 | $ 2,170,000 | $ 1,085,000 | $ 202,000 |
| Milwaukee County Wisconsin | 2 | $ 130,000 | $ 65,000 | $ 158,000 |
| Baldwin County Alabama | 1 | $ 315,000 | $ 315,000 | $ 135,000 |
| Limestone County Alabama | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 105,000 | $ 105,000 | $ 13,000 |
| Talladega County Alabama | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Tuscaloosa County Alabama | 1 | $ 215,000 | $ 215,000 | $ 465,000 |
| Yuma County Arizona | 1 | $ 545,000 | $ 545,000 | $ 343,000 |
| Mariposa County California | 1 | $ 535,000 | $ 535,000 | $ 185,000 |
| Eagle County Colorado | 1 | $ 4,555,000 | $ 4,555,000 | $ 1,586,000 |
| Pitkin County Colorado | 1 | $ 1,505,000 | $ 1,505,000 | $ 1,406,000 |
| Routt County Colorado | 1 | $ 205,000 | $ 205,000 | $ 238,000 |
| Weld County Colorado | 1 | $ 505,000 | $ 505,000 | $ 172,000 |
| Litchfield County Connecticut | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| Kent County Delaware | 1 | $ 355,000 | $ 355,000 | $ 179,000 |
| Alachua County Florida | 1 | $ 365,000 | $ 365,000 | $ 83,000 |
| Charlotte County Florida | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| Clay County Florida | 1 | $ 145,000 | $ 145,000 | $ 586,000 |
| Flagler County Florida | 1 | $ 365,000 | $ 365,000 | $ 407,000 |
| Highlands County Florida | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Jackson County Florida | 1 | $ 85,000 | $ 85,000 | $ 19,000 |
| Pasco County Florida | 1 | $ 585,000 | $ 585,000 | $ 106,000 |
| Bulloch County Georgia | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Cherokee County Georgia | 1 | $ 255,000 | $ 255,000 | $ 37,000 |
| Columbia County Georgia | 1 | $ 625,000 | $ 625,000 | $ 160,000 |
| Douglas County Georgia | 1 | $ 40,505,000 | $ 40,505,000 | $ 0 |
| Glynn County Georgia | 1 | $ 315,000 | $ 315,000 | $ 135,000 |
| Jackson County Georgia | 1 | $ 215,000 | $ 215,000 | $ 195,000 |
| Liberty County Georgia | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Newton County Georgia | 1 | $ 195,000 | $ 195,000 | $ 230,000 |
| Walton County Georgia | 1 | $ 805,000 | $ 805,000 | $ 660,000 |
| Hawaii County Hawaii | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Kauai County Hawaii | 1 | $ 3,625,000 | $ 3,625,000 | $ 1,077,000 |
| Kootenai County Idaho | 1 | $ 265,000 | $ 265,000 | $ 127,000 |
| DeKalb County Illinois | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| Jo Daviess County Illinois | 1 | $ 165,000 | $ 165,000 | $ 484,000 |
| Madison County Illinois | 1 | $ 345,000 | $ 345,000 | $ 215,000 |
| McLean County Illinois | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Moultrie County Illinois | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| Peoria County Illinois | 1 | $ 215,000 | $ 215,000 | $ 140,000 |
| St. Clair County Illinois | 1 | $ 325,000 | $ 325,000 | $ 258,000 |
| Allen County Indiana | 1 | $ 435,000 | $ 435,000 | $ 200,000 |
| Johnson County Iowa | 1 | $ 315,000 | $ 315,000 | $ 108,000 |
| Polk County Iowa | 1 | $ 47,505,000 | $ 47,505,000 | $ 0 |
| Sioux County Iowa | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Sedgwick County Kansas | 1 | $ 295,000 | $ 295,000 | $ 116,000 |
| Fayette County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 101,000 |
| Jessamine County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 500,000 |
| McCracken County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 106,000 |
| Ascension County Louisiana | 1 | $ 335,000 | $ 335,000 | $ 75,000 |
| East Baton Rouge County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Jefferson County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 13,000 |
| Lafayette County Louisiana | 1 | $ 1,125,000 | $ 1,125,000 | $ 300,000 |
| Androscoggin County Maine | 1 | $ 245,000 | $ 245,000 | $ 207,000 |
| Cumberland County Maine | 1 | $ 565,000 | $ 565,000 | $ 198,000 |
| Piscataquis County Maine | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Carroll County Maryland | 1 | $ 445,000 | $ 445,000 | $ 300,000 |
| Cecil County Maryland | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Harford County Maryland | 1 | $ 785,000 | $ 785,000 | $ 260,000 |
| Howard County Maryland | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Wicomico County Maryland | 1 | $ 155,000 | $ 155,000 | $ 360,000 |
| Worcester County Maryland | 1 | $ 265,000 | $ 265,000 | $ 144,000 |
| Barnstable County Massachusetts | 1 | $ 1,485,000 | $ 1,485,000 | $ 158,000 |
| Worcester County Massachusetts | 1 | $ 145,000 | $ 145,000 | $ 140,000 |
| Kalkaska County Michigan | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 90,005,000 | $ 90,005,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 435,000 | $ 435,000 | $ 125,000 |
| Washington County Minnesota | 1 | $ 705,000 | $ 705,000 | $ 211,000 |
| Camden County Missouri | 1 | $ 575,000 | $ 575,000 | $ 457,000 |
| Jackson County Missouri | 1 | $ 375,000 | $ 375,000 | $ 825,000 |
| Park County Montana | 1 | $ 205,000 | $ 205,000 | $ 145,000 |
| Douglas County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 350,000 |
| Sarpy County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Carson City County Nevada | 1 | $ 475,000 | $ 475,000 | $ 500,000 |
| Nye County Nevada | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Washoe County Nevada | 1 | $ 535,000 | $ 535,000 | $ 240,000 |
| Cheshire County New Hampshire | 1 | $ 515,000 | $ 515,000 | $ 159,000 |
| Strafford County New Hampshire | 1 | $ 335,000 | $ 335,000 | $ 84,000 |
| Chemung County New York | 1 | $ 195,000 | $ 195,000 | $ 188,000 |
| Fulton County New York | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Madison County New York | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Oneida County New York | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| Oswego County New York | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Otsego County New York | 1 | $ 405,000 | $ 405,000 | $ 476,000 |
| Rensselaer County New York | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| St. Lawrence County New York | 1 | $ 415,000 | $ 415,000 | $ 598,000 |
| Steuben County New York | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Ashe County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Buncombe County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 111,000 |
| Cabarrus County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 178,000 |
| Catawba County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 77,000 |
| Chatham County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 92,000 |
| Currituck County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 144,000 |
| Forsyth County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 118,000 |
| Henderson County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Lincoln County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 184,000 |
| Moore County North Carolina | 1 | $ 565,000 | $ 565,000 | $ 212,000 |
| Pitt County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 200,000 |
| Delaware County Ohio | 1 | $ 385,000 | $ 385,000 | $ 185,000 |
| Summit County Ohio | 1 | $ 85,000 | $ 85,000 | $ 125,000 |
| Payne County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 148,000 |
| Rogers County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| Tulsa County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 173,000 |
| Benton County Oregon | 1 | $ 435,000 | $ 435,000 | $ 154,000 |
| Cumberland County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 126,000 |
| Lackawanna County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Northampton County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
| Susquehanna County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 104,000 |
| Tioga County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 290,000 |
| Kent County Rhode Island | 1 | $ 525,000 | $ 525,000 | $ 105,000 |
| Washington County Rhode Island | 1 | $ 855,000 | $ 855,000 | $ 415,000 |
| Aiken County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Anderson County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Edgefield County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 200,000 |
| Lancaster County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 85,000 |
| Orangeburg County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Richland County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Spartanburg County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Sumter County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
| Yankton County South Dakota | 1 | $ 325,000 | $ 325,000 | $ 130,000 |
| Hamilton County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| Sullivan County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Bastrop County Texas | 1 | $ 365,000 | $ 365,000 | $ 147,000 |
| Bell County Texas | 1 | $ 185,000 | $ 185,000 | $ 205,000 |
| Burnet County Texas | 1 | $ 305,000 | $ 305,000 | $ 374,000 |
| Franklin County Texas | 1 | $ 495,000 | $ 495,000 | $ 220,000 |
| Hays County Texas | 1 | $ 645,000 | $ 645,000 | $ 197,000 |
| Jasper County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Llano County Texas | 1 | $ 245,000 | $ 245,000 | $ 680,000 |
| Lubbock County Texas | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Marion County Texas | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Nueces County Texas | 1 | $ 505,000 | $ 505,000 | $ 176,000 |
| Rockwall County Texas | 1 | $ 385,000 | $ 385,000 | $ 198,000 |
| Davis County Utah | 1 | $ 365,000 | $ 365,000 | $ 72,000 |
| Caledonia County Vermont | 1 | $ 195,000 | $ 195,000 | $ 150,000 |
| Lamoille County Vermont | 1 | $ 265,000 | $ 265,000 | $ 246,000 |
| Rutland County Vermont | 1 | $ 305,000 | $ 305,000 | $ 167,000 |
| Washington County Vermont | 1 | $ 245,000 | $ 245,000 | $ 137,000 |
| Chesapeake County Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Stafford County Virginia | 1 | $ 55,000 | $ 55,000 | $ 132,000 |
| Virginia Beach County Virginia | 1 | $ 195,000 | $ 195,000 | $ 34,000 |
| Clallam County Washington | 1 | $ 855,000 | $ 855,000 | $ 197,000 |
| Franklin County Washington | 1 | $ 465,000 | $ 465,000 | $ 86,000 |
| Kitsap County Washington | 1 | $ 755,000 | $ 755,000 | $ 378,000 |
| Klickitat County Washington | 1 | $ 905,000 | $ 905,000 | $ 195,000 |
| Spokane County Washington | 1 | $ 215,000 | $ 215,000 | $ 681,000 |
| Dane County Wisconsin | 1 | $ 575,000 | $ 575,000 | $ 175,000 |
| Pierce County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 141,000 |
| Waushara County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 800,000 |
| Teton County Wyoming | 1 | $ 9,605,000 | $ 9,605,000 | $ 3,183,000 |
Mortgage Loan Application Detail Totals for Hsbc Bank Usa, National Association in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,631 | $4,594,535,000 | $816,000 | $64,005,000 | $268,000 | $7,555,000 |
| Cash-out Refinancing | 1,652 | $1,118,810,000 | $677,000 | $90,005,000 | $201,000 | $8,750,000 |
| Refinancing | 1,523 | $844,935,000 | $554,000 | $11,765,000 | $231,000 | $7,911,000 |
| Other Purpose | 483 | $275,215,000 | $569,000 | $10,005,000 | $491,000 | $7,920,000 |
| Home Improvement | 451 | $128,145,000 | $284,000 | $15,005,000 | $357,000 | $9,021,000 |
| Not Applicable | 1 | $995,000 | $995,000 | $995,000 | $1,098,000 | $1,098,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,335 | $2,187,425,000 | $504,000 | $90,005,000 | $119,000 | $1,680,000 |
| Not Provided | 2,684 | $2,508,930,000 | $934,000 | $21,005,000 | $456,000 | $9,021,000 |
| Asian | 1,273 | $1,282,135,000 | $1,007,000 | $5,345,000 | $325,000 | $3,111,000 |
| White | 1,093 | $801,145,000 | $732,000 | $9,375,000 | $331,000 | $4,211,000 |
| Hispanic | 214 | $127,630,000 | $596,000 | $5,075,000 | $287,000 | $2,885,000 |
| Black or African American | 126 | $45,030,000 | $357,000 | $4,505,000 | $232,000 | $5,898,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,960,000 | $980,000 | $1,485,000 | $229,000 | $300,000 |
| American Indian or Alaskan Native | 1 | $245,000 | $245,000 | $245,000 | $90,000 | $90,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,128 | $6,704,140,000 | $734,000 | $90,005,000 | $277,000 | $9,021,000 |
| FHA-insured (Federal Housing Administration) | 509 | $217,185,000 | $426,000 | $985,000 | $103,000 | $303,000 |
| VA-guaranteed (Veterans Administration) | 104 | $41,310,000 | $397,000 | $885,000 | $114,000 | $635,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 4,273 | $1,472,055,000 | $344,000 | $995,000 | $119,000 | $1,680,000 |
| Loan Originated | 3,417 | $3,777,585,000 | $1,106,000 | $90,005,000 | $404,000 | $9,021,000 |
| Application Withdrawn By Applicant | 798 | $735,310,000 | $921,000 | $21,005,000 | $381,000 | $7,555,000 |
| File Closed For Incompleteness | 724 | $552,040,000 | $762,000 | $8,885,000 | $340,000 | $7,920,000 |
| Application Denied By Financial Institution | 473 | $380,945,000 | $805,000 | $10,005,000 | $336,000 | $8,750,000 |
| Application Approved But Not Accepted | 54 | $41,190,000 | $762,000 | $6,695,000 | $414,000 | $3,628,000 |
| Preapproval Denied by Financial Institution | 2 | $3,510,000 | $1,755,000 | $1,755,000 | $751,000 | $751,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,266 | $6,578,180,000 | $710,000 | $90,005,000 | $262,000 | $9,021,000 |
| Debt-To-Income Ratio | 212 | $161,480,000 | $761,000 | $4,715,000 | $220,000 | $2,793,000 |
| Collateral | 75 | $54,385,000 | $725,000 | $3,005,000 | $343,000 | $1,506,000 |
| Credit Application Incomplete | 66 | $70,960,000 | $1,075,000 | $8,405,000 | $551,000 | $8,750,000 |
| Other | 45 | $39,865,000 | $885,000 | $10,005,000 | $483,000 | $7,276,000 |
| Credit History | 35 | $22,975,000 | $656,000 | $4,245,000 | $281,000 | $2,100,000 |
| Unverifiable Information | 31 | $30,105,000 | $971,000 | $4,205,000 | $566,000 | $6,593,000 |
| Employment History | 6 | $2,550,000 | $425,000 | $1,005,000 | $136,000 | $225,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,135,000 | $427,000 | $645,000 | $114,000 | $196,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hsbc Bank Usa, National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hsbc Bank Usa, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.