HSBC Bank USA, NA Mortgage Lending & HMDA Data, 2022
In 2022, HSBC Bank USA, NA of Chicago, IL reported 9,741 mortgage applications totaling $7.0 billion, down 44% from 2021. The average application was for $714,776, and applicants reported an average income of $266,115. 35% of its applications resulted in an originated loan and 5% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (2,824), Los Angeles-Long Beach-Glendale, CA (950) and San Jose-Sunnyvale-Santa Clara, CA (574) (applications in parentheses).
| Mortgage Company & Address | HSBC Bank USA, NA Chicago, IL 60606 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 9,741 |
| Total Mortgage Loan Application Amount | $6,962,635,000 |
| Average Mortgage Loan Application Amount | $714,776 |
| Highest Mortgage Loan Application Amount | $90,005,000 |
| Average Applicant Income | $266,115 |
| Highest Applicant Income | $9,021,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records HSBC Bank USA, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 950 | $ 640,885,000 | $ 674,615 | $ 249,000 |
| Santa Clara, California | 574 | $ 809,690,000 | $ 1,410,609 | $ 386,000 |
| Kings, New York | 571 | $ 440,085,000 | $ 770,726 | $ 288,000 |
| Queens, New York | 560 | $ 268,040,000 | $ 478,642 | $ 147,000 |
| New York, New York | 507 | $ 677,895,000 | $ 1,337,071 | $ 588,000 |
| Miami-Dade, Florida | 472 | $ 340,670,000 | $ 721,758 | $ 347,000 |
| Westchester, New York | 445 | $ 212,795,000 | $ 478,191 | $ 226,000 |
| King, Washington | 418 | $ 225,250,000 | $ 538,875 | $ 206,000 |
| Orange, California | 298 | $ 178,320,000 | $ 598,389 | $ 236,000 |
| Erie, New York | 271 | $ 53,365,000 | $ 196,918 | $ 103,000 |
| Philadelphia, Pennsylvania | 262 | $ 64,100,000 | $ 244,656 | $ 97,000 |
| Nassau, New York | 253 | $ 122,005,000 | $ 482,233 | $ 187,000 |
| Alameda, California | 229 | $ 153,975,000 | $ 672,379 | $ 220,000 |
| Rockland, New York | 218 | $ 85,630,000 | $ 392,798 | $ 155,000 |
| Suffolk, New York | 187 | $ 132,455,000 | $ 708,315 | $ 318,000 |
| Montgomery, Maryland | 180 | $ 68,680,000 | $ 381,555 | $ 141,000 |
| Broward, Florida | 174 | $ 71,780,000 | $ 412,528 | $ 177,000 |
| District of Columbia, District Of Columbia | 173 | $ 57,085,000 | $ 329,971 | $ 121,000 |
| San Mateo, California | 168 | $ 214,460,000 | $ 1,276,547 | $ 378,000 |
| Richmond, New York | 168 | $ 72,560,000 | $ 431,904 | $ 138,000 |
| San Francisco, California | 166 | $ 103,350,000 | $ 622,590 | $ 228,000 |
| Fairfax, Virginia | 162 | $ 54,380,000 | $ 335,679 | $ 126,000 |
| Bronx, New York | 147 | $ 64,105,000 | $ 436,088 | $ 131,000 |
| Morris, New Jersey | 127 | $ 47,735,000 | $ 375,866 | $ 169,000 |
| San Diego, California | 83 | $ 78,255,000 | $ 942,831 | $ 461,000 |
| Bergen, New Jersey | 78 | $ 43,630,000 | $ 559,358 | $ 251,000 |
| Middlesex, New Jersey | 69 | $ 20,555,000 | $ 297,898 | $ 120,000 |
| Contra Costa, California | 65 | $ 47,885,000 | $ 736,692 | $ 263,000 |
| Fairfield, Connecticut | 62 | $ 77,020,000 | $ 1,242,258 | $ 601,000 |
| Essex, New Jersey | 60 | $ 38,980,000 | $ 649,666 | $ 359,000 |
| Hudson, New Jersey | 57 | $ 29,135,000 | $ 511,140 | $ 224,000 |
| Cook, Illinois | 52 | $ 31,190,000 | $ 599,807 | $ 411,000 |
| Monmouth, New Jersey | 50 | $ 81,030,000 | $ 1,620,600 | $ 1,097,000 |
| Putnam, New York | 43 | $ 14,565,000 | $ 338,720 | $ 133,000 |
| Union, New Jersey | 38 | $ 17,520,000 | $ 461,052 | $ 219,000 |
| Maricopa, Arizona | 37 | $ 62,865,000 | $ 1,699,054 | $ 250,000 |
| Palm Beach, Florida | 37 | $ 41,525,000 | $ 1,122,297 | $ 417,000 |
| Harris, Texas | 31 | $ 23,665,000 | $ 763,387 | $ 219,000 |
| Passaic, New Jersey | 30 | $ 9,690,000 | $ 323,000 | $ 132,000 |
| Riverside, California | 27 | $ 20,555,000 | $ 761,296 | $ 265,000 |
| Bryan, Oklahoma | 27 | $ 4,675,000 | $ 173,148 | $ 245,000 |
| Clark, Nevada | 26 | $ 12,280,000 | $ 472,307 | $ 201,000 |
| Snohomish, Washington | 26 | $ 19,960,000 | $ 767,692 | $ 246,000 |
| Middlesex, Massachusetts | 24 | $ 17,830,000 | $ 742,916 | $ 286,000 |
| Orange, Florida | 23 | $ 14,415,000 | $ 626,739 | $ 687,000 |
| Niagara, New York | 23 | $ 3,535,000 | $ 153,695 | $ 69,000 |
| Lake, Illinois | 21 | $ 11,165,000 | $ 531,666 | $ 308,000 |
| Travis, Texas | 20 | $ 15,070,000 | $ 753,500 | $ 314,000 |
| Osceola, Florida | 19 | $ 6,335,000 | $ 333,421 | $ 529,000 |
| Fulton, Georgia | 19 | $ 11,715,000 | $ 616,578 | $ 333,000 |
| Mecklenburg, North Carolina | 19 | $ 9,445,000 | $ 497,105 | $ 245,000 |
| Alexandria, Virginia | 19 | $ 5,535,000 | $ 291,315 | $ 137,000 |
| Collin, Texas | 18 | $ 10,860,000 | $ 603,333 | $ 231,000 |
| Somerset, New Jersey | 17 | $ 10,775,000 | $ 633,823 | $ 372,000 |
| Williamson, Texas | 17 | $ 7,125,000 | $ 419,117 | $ 230,000 |
| Arlington, Virginia | 17 | $ 68,240,000 | $ 4,014,117 | $ 402,000 |
| Sacramento, California | 16 | $ 7,090,000 | $ 443,125 | $ 259,000 |
| San Bernardino, California | 15 | $ 8,245,000 | $ 549,666 | $ 596,000 |
| Orange, New York | 15 | $ 6,125,000 | $ 408,333 | $ 168,000 |
| Wake, North Carolina | 15 | $ 6,565,000 | $ 437,666 | $ 236,000 |
| Mercer, New Jersey | 14 | $ 11,050,000 | $ 789,285 | $ 441,000 |
| Fort Bend, Texas | 14 | $ 6,650,000 | $ 475,000 | $ 212,000 |
| Ulster, New York | 13 | $ 5,285,000 | $ 406,538 | $ 270,000 |
| Denton, Texas | 13 | $ 7,205,000 | $ 554,230 | $ 228,000 |
| Montgomery, Texas | 12 | $ 5,250,000 | $ 437,500 | $ 206,000 |
| Tarrant, Texas | 12 | $ 8,830,000 | $ 735,833 | $ 255,000 |
| New Haven, Connecticut | 11 | $ 3,345,000 | $ 304,090 | $ 185,000 |
| Suffolk, Massachusetts | 11 | $ 15,125,000 | $ 1,375,000 | $ 1,179,000 |
| Monroe, Pennsylvania | 11 | $ 2,705,000 | $ 245,909 | $ 169,000 |
| Dallas, Texas | 11 | $ 7,535,000 | $ 685,000 | $ 255,000 |
| Loudoun, Virginia | 11 | $ 6,505,000 | $ 591,363 | $ 198,000 |
| Santa Barbara, California | 10 | $ 17,450,000 | $ 1,745,000 | $ 590,000 |
| Sarasota, Florida | 10 | $ 4,580,000 | $ 458,000 | $ 239,000 |
| St. Johns, Florida | 10 | $ 4,760,000 | $ 476,000 | $ 249,000 |
| Placer, California | 9 | $ 5,345,000 | $ 593,888 | $ 588,000 |
| Lee, Florida | 9 | $ 4,315,000 | $ 479,444 | $ 363,000 |
| Polk, Florida | 9 | $ 3,385,000 | $ 376,111 | $ 506,000 |
| Norfolk, Massachusetts | 9 | $ 9,405,000 | $ 1,045,000 | $ 320,000 |
| Marin, California | 8 | $ 8,990,000 | $ 1,123,750 | $ 492,000 |
| Denver, Colorado | 8 | $ 68,700,000 | $ 8,587,500 | $ 129,000 |
| Manatee, Florida | 8 | $ 4,310,000 | $ 538,750 | $ 193,000 |
| Cobb, Georgia | 8 | $ 3,270,000 | $ 408,750 | $ 424,000 |
| DuPage, Illinois | 8 | $ 5,260,000 | $ 657,500 | $ 287,000 |
| Ocean, New Jersey | 8 | $ 5,450,000 | $ 681,250 | $ 603,000 |
| Dutchess, New York | 8 | $ 4,440,000 | $ 555,000 | $ 256,000 |
| Pierce, Washington | 8 | $ 3,310,000 | $ 413,750 | $ 314,000 |
| Duval, Florida | 7 | $ 3,055,000 | $ 436,428 | $ 186,000 |
| Hillsborough, Florida | 7 | $ 4,725,000 | $ 675,000 | $ 337,000 |
| Gwinnett, Georgia | 7 | $ 2,035,000 | $ 290,714 | $ 221,000 |
| Honolulu, Hawaii | 7 | $ 7,785,000 | $ 1,112,142 | $ 386,000 |
| Davidson, Tennessee | 7 | $ 4,875,000 | $ 696,428 | $ 149,000 |
| Collier, Florida | 6 | $ 5,040,000 | $ 840,000 | $ 401,000 |
| DeKalb, Georgia | 6 | $ 44,630,000 | $ 7,438,333 | $ 378,000 |
| Forsyth, Georgia | 6 | $ 2,940,000 | $ 490,000 | $ 191,000 |
| Sullivan, New York | 6 | $ 1,250,000 | $ 208,333 | $ 264,000 |
| Allegheny, Pennsylvania | 6 | $ 2,790,000 | $ 465,000 | $ 190,000 |
| Williamson, Tennessee | 6 | $ 6,060,000 | $ 1,010,000 | $ 283,000 |
| Pima, Arizona | 5 | $ 2,825,000 | $ 565,000 | $ 205,000 |
| San Joaquin, California | 5 | $ 2,125,000 | $ 425,000 | $ 192,000 |
| Sonoma, California | 5 | $ 3,395,000 | $ 679,000 | $ 255,000 |
| Ventura, California | 5 | $ 2,945,000 | $ 589,000 | $ 232,000 |
| Will, Illinois | 5 | $ 1,535,000 | $ 307,000 | $ 183,000 |
| Oakland, Michigan | 5 | $ 2,265,000 | $ 453,000 | $ 192,000 |
| Monroe, New York | 5 | $ 1,115,000 | $ 223,000 | $ 217,000 |
| Union, North Carolina | 5 | $ 4,815,000 | $ 963,000 | $ 225,000 |
| Shelby, Tennessee | 5 | $ 31,545,000 | $ 6,309,000 | $ 147,000 |
| Bexar, Texas | 5 | $ 1,815,000 | $ 363,000 | $ 152,000 |
| Henrico, Virginia | 5 | $ 2,405,000 | $ 481,000 | $ 147,000 |
| El Dorado, California | 4 | $ 2,040,000 | $ 510,000 | $ 240,000 |
| Douglas, Colorado | 4 | $ 1,880,000 | $ 470,000 | $ 169,000 |
| Jefferson, Colorado | 4 | $ 2,380,000 | $ 595,000 | $ 218,000 |
| Brevard, Florida | 4 | $ 2,510,000 | $ 627,500 | $ 196,000 |
| McHenry, Illinois | 4 | $ 1,370,000 | $ 342,500 | $ 155,000 |
| Johnson, Kansas | 4 | $ 51,230,000 | $ 12,807,500 | $ 165,000 |
| Atlantic, New Jersey | 4 | $ 1,550,000 | $ 387,500 | $ 331,000 |
| Durham, North Carolina | 4 | $ 1,010,000 | $ 252,500 | $ 215,000 |
| Cuyahoga, Ohio | 4 | $ 820,000 | $ 205,000 | $ 225,000 |
| Bucks, Pennsylvania | 4 | $ 1,460,000 | $ 365,000 | $ 205,000 |
| Delaware, Pennsylvania | 4 | $ 1,300,000 | $ 325,000 | $ 187,000 |
| Fresno, California | 3 | $ 875,000 | $ 291,666 | $ 211,000 |
| Monterey, California | 3 | $ 2,915,000 | $ 971,666 | $ 124,000 |
| Nevada, California | 3 | $ 2,715,000 | $ 905,000 | $ 318,000 |
| Solano, California | 3 | $ 1,145,000 | $ 381,666 | $ 190,000 |
| Arapahoe, Colorado | 3 | $ 3,315,000 | $ 1,105,000 | $ 394,000 |
| New Castle, Delaware | 3 | $ 835,000 | $ 278,333 | $ 430,000 |
| Monroe, Florida | 3 | $ 8,935,000 | $ 2,978,333 | $ 3,575,000 |
| Pinellas, Florida | 3 | $ 1,855,000 | $ 618,333 | $ 297,000 |
| Seminole, Florida | 3 | $ 1,225,000 | $ 408,333 | $ 479,000 |
| St. Lucie, Florida | 3 | $ 575,000 | $ 191,666 | $ 137,000 |
| Maui, Hawaii | 3 | $ 3,295,000 | $ 1,098,333 | $ 222,000 |
| Kane, Illinois | 3 | $ 1,305,000 | $ 435,000 | $ 759,000 |
| Prince George's, Maryland | 3 | $ 965,000 | $ 321,666 | $ 122,000 |
| Essex, Massachusetts | 3 | $ 5,575,000 | $ 1,858,333 | $ 894,000 |
| Plymouth, Massachusetts | 3 | $ 995,000 | $ 331,666 | $ 143,000 |
| Macomb, Michigan | 3 | $ 195,000 | $ 65,000 | $ 103,000 |
| Wayne, Michigan | 3 | $ 90,425,000 | $ 30,141,666 | $ 2,014,000 |
| Hennepin, Minnesota | 3 | $ 1,275,000 | $ 425,000 | $ 581,000 |
| St. Louis, Missouri | 3 | $ 1,285,000 | $ 428,333 | $ 173,000 |
| St. Louis City, Missouri | 3 | $ 445,000 | $ 148,333 | $ 127,000 |
| Rockingham, New Hampshire | 3 | $ 955,000 | $ 318,333 | $ 200,000 |
| Camden, New Jersey | 3 | $ 615,000 | $ 205,000 | $ 888,000 |
| Hunterdon, New Jersey | 3 | $ 1,355,000 | $ 451,666 | $ 209,000 |
| Albany, New York | 3 | $ 825,000 | $ 275,000 | $ 281,000 |
| Onondaga, New York | 3 | $ 775,000 | $ 258,333 | $ 143,000 |
| Saratoga, New York | 3 | $ 985,000 | $ 328,333 | $ 196,000 |
| New Hanover, North Carolina | 3 | $ 865,000 | $ 288,333 | $ 180,000 |
| Hamilton, Ohio | 3 | $ 345,000 | $ 115,000 | $ 231,000 |
| Lane, Oregon | 3 | $ 935,000 | $ 311,666 | $ 110,000 |
| Multnomah, Oregon | 3 | $ 2,055,000 | $ 685,000 | $ 1,769,000 |
| Chester, Pennsylvania | 3 | $ 865,000 | $ 288,333 | $ 181,000 |
| Montgomery, Pennsylvania | 3 | $ 1,445,000 | $ 481,666 | $ 328,000 |
| Newport, Rhode Island | 3 | $ 1,465,000 | $ 488,333 | $ 690,000 |
| Charleston, South Carolina | 3 | $ 1,945,000 | $ 648,333 | $ 257,000 |
| Smith, Texas | 3 | $ 645,000 | $ 215,000 | $ 108,000 |
| Summit, Utah | 3 | $ 3,915,000 | $ 1,305,000 | $ 1,015,000 |
| Fairfax City, Virginia | 3 | $ 1,035,000 | $ 345,000 | $ 81,000 |
| Prince William, Virginia | 3 | $ 1,345,000 | $ 448,333 | $ 126,000 |
| Clark, Washington | 3 | $ 1,725,000 | $ 575,000 | $ 170,000 |
| Whitman, Washington | 3 | $ 1,105,000 | $ 368,333 | $ 416,000 |
| Madison, Alabama | 2 | $ 390,000 | $ 195,000 | $ 427,000 |
| Coconino, Arizona | 2 | $ 1,130,000 | $ 565,000 | $ 690,000 |
| Mohave, Arizona | 2 | $ 310,000 | $ 155,000 | $ 124,000 |
| Kern, California | 2 | $ 680,000 | $ 340,000 | $ 276,000 |
| Napa, California | 2 | $ 2,820,000 | $ 1,410,000 | $ 627,000 |
| Santa Cruz, California | 2 | $ 2,400,000 | $ 1,200,000 | $ 338,000 |
| Boulder, Colorado | 2 | $ 890,000 | $ 445,000 | $ 403,000 |
| Hartford, Connecticut | 2 | $ 600,000 | $ 300,000 | $ 190,000 |
| New London, Connecticut | 2 | $ 1,510,000 | $ 755,000 | $ 694,000 |
| Sussex, Delaware | 2 | $ 1,040,000 | $ 520,000 | $ 421,000 |
| Lake, Florida | 2 | $ 1,110,000 | $ 555,000 | $ 462,000 |
| Volusia, Florida | 2 | $ 500,000 | $ 250,000 | $ 206,000 |
| Walton, Florida | 2 | $ 1,760,000 | $ 880,000 | $ 833,000 |
| Paulding, Georgia | 2 | $ 630,000 | $ 315,000 | $ 76,000 |
| Walker, Georgia | 2 | $ 290,000 | $ 145,000 | $ 86,000 |
| Ada, Idaho | 2 | $ 1,000,000 | $ 500,000 | $ 415,000 |
| Bonneville, Idaho | 2 | $ 450,000 | $ 225,000 | $ 301,000 |
| Champaign, Illinois | 2 | $ 370,000 | $ 185,000 | $ 251,000 |
| Kendall, Illinois | 2 | $ 410,000 | $ 205,000 | $ 130,000 |
| Marion, Indiana | 2 | $ 290,000 | $ 145,000 | $ 206,000 |
| Jefferson, Kentucky | 2 | $ 530,000 | $ 265,000 | $ 212,000 |
| Orleans, Louisiana | 2 | $ 720,000 | $ 360,000 | $ 264,000 |
| Anne Arundel, Maryland | 2 | $ 1,000,000 | $ 500,000 | $ 276,000 |
| Baltimore City, Maryland | 2 | $ 560,000 | $ 280,000 | $ 173,000 |
| Frederick, Maryland | 2 | $ 1,340,000 | $ 670,000 | $ 236,000 |
| Berkshire, Massachusetts | 2 | $ 2,380,000 | $ 1,190,000 | $ 419,000 |
| Dukes, Massachusetts | 2 | $ 2,890,000 | $ 1,445,000 | $ 1,138,000 |
| Van Buren, Michigan | 2 | $ 290,000 | $ 145,000 | $ 128,000 |
| Burlington, New Jersey | 2 | $ 570,000 | $ 285,000 | $ 147,000 |
| Sussex, New Jersey | 2 | $ 610,000 | $ 305,000 | $ 1,268,000 |
| Broome, New York | 2 | $ 140,000 | $ 70,000 | $ 68,000 |
| Chenango, New York | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| Columbia, New York | 2 | $ 370,000 | $ 185,000 | $ 206,000 |
| Essex, New York | 2 | $ 1,030,000 | $ 515,000 | $ 265,000 |
| Greene, New York | 2 | $ 810,000 | $ 405,000 | $ 392,000 |
| Livingston, New York | 2 | $ 310,000 | $ 155,000 | $ 72,000 |
| Schenectady, New York | 2 | $ 530,000 | $ 265,000 | $ 102,000 |
| Dare, North Carolina | 2 | $ 480,000 | $ 240,000 | $ 362,000 |
| Guilford, North Carolina | 2 | $ 640,000 | $ 320,000 | $ 185,000 |
| Johnston, North Carolina | 2 | $ 690,000 | $ 345,000 | $ 97,000 |
| Orange, North Carolina | 2 | $ 1,290,000 | $ 645,000 | $ 359,000 |
| Franklin, Ohio | 2 | $ 730,000 | $ 365,000 | $ 187,000 |
| Union, Ohio | 2 | $ 600,000 | $ 300,000 | $ 202,000 |
| Clackamas, Oregon | 2 | $ 1,120,000 | $ 560,000 | $ 113,000 |
| Deschutes, Oregon | 2 | $ 1,260,000 | $ 630,000 | $ 451,000 |
| Washington, Oregon | 2 | $ 770,000 | $ 385,000 | $ 303,000 |
| Dauphin, Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 337,000 |
| Pike, Pennsylvania | 2 | $ 620,000 | $ 310,000 | $ 292,000 |
| Greenville, South Carolina | 2 | $ 350,000 | $ 175,000 | $ 124,000 |
| Horry, South Carolina | 2 | $ 410,000 | $ 205,000 | $ 289,000 |
| Lexington, South Carolina | 2 | $ 990,000 | $ 495,000 | $ 104,000 |
| York, South Carolina | 2 | $ 610,000 | $ 305,000 | $ 145,000 |
| Franklin, Tennessee | 2 | $ 1,460,000 | $ 730,000 | $ 274,000 |
| Knox, Tennessee | 2 | $ 350,000 | $ 175,000 | $ 168,000 |
| Rutherford, Tennessee | 2 | $ 1,100,000 | $ 550,000 | $ 125,000 |
| Sevier, Tennessee | 2 | $ 570,000 | $ 285,000 | $ 234,000 |
| Wilson, Tennessee | 2 | $ 770,000 | $ 385,000 | $ 122,000 |
| Caldwell, Texas | 2 | $ 510,000 | $ 255,000 | $ 374,000 |
| Salt Lake, Utah | 2 | $ 1,150,000 | $ 575,000 | $ 149,000 |
| Utah, Utah | 2 | $ 1,910,000 | $ 955,000 | $ 298,000 |
| Wasatch, Utah | 2 | $ 1,860,000 | $ 930,000 | $ 820,000 |
| Windham, Vermont | 2 | $ 940,000 | $ 470,000 | $ 123,000 |
| Albemarle, Virginia | 2 | $ 460,000 | $ 230,000 | $ 837,000 |
| Richmond City, Virginia | 2 | $ 1,110,000 | $ 555,000 | $ 179,000 |
| Suffolk, Virginia | 2 | $ 690,000 | $ 345,000 | $ 141,000 |
| Chelan, Washington | 2 | $ 1,470,000 | $ 735,000 | $ 477,000 |
| Grays Harbor, Washington | 2 | $ 1,590,000 | $ 795,000 | $ 329,000 |
| Island, Washington | 2 | $ 1,370,000 | $ 685,000 | $ 504,000 |
| Kittitas, Washington | 2 | $ 500,000 | $ 250,000 | $ 681,000 |
| Thurston, Washington | 2 | $ 2,170,000 | $ 1,085,000 | $ 202,000 |
| Milwaukee, Wisconsin | 2 | $ 130,000 | $ 65,000 | $ 158,000 |
| Baldwin, Alabama | 1 | $ 315,000 | $ 315,000 | $ 135,000 |
| Limestone, Alabama | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Montgomery, Alabama | 1 | $ 105,000 | $ 105,000 | $ 13,000 |
| Talladega, Alabama | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Tuscaloosa, Alabama | 1 | $ 215,000 | $ 215,000 | $ 465,000 |
| Yuma, Arizona | 1 | $ 545,000 | $ 545,000 | $ 343,000 |
| Mariposa, California | 1 | $ 535,000 | $ 535,000 | $ 185,000 |
| Eagle, Colorado | 1 | $ 4,555,000 | $ 4,555,000 | $ 1,586,000 |
| Pitkin, Colorado | 1 | $ 1,505,000 | $ 1,505,000 | $ 1,406,000 |
| Routt, Colorado | 1 | $ 205,000 | $ 205,000 | $ 238,000 |
| Weld, Colorado | 1 | $ 505,000 | $ 505,000 | $ 172,000 |
| Litchfield, Connecticut | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Middlesex, Connecticut | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| Kent, Delaware | 1 | $ 355,000 | $ 355,000 | $ 179,000 |
| Alachua, Florida | 1 | $ 365,000 | $ 365,000 | $ 83,000 |
| Charlotte, Florida | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| Clay, Florida | 1 | $ 145,000 | $ 145,000 | $ 586,000 |
| Flagler, Florida | 1 | $ 365,000 | $ 365,000 | $ 407,000 |
| Highlands, Florida | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Jackson, Florida | 1 | $ 85,000 | $ 85,000 | $ 19,000 |
| Pasco, Florida | 1 | $ 585,000 | $ 585,000 | $ 106,000 |
| Bulloch, Georgia | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Cherokee, Georgia | 1 | $ 255,000 | $ 255,000 | $ 37,000 |
| Columbia, Georgia | 1 | $ 625,000 | $ 625,000 | $ 160,000 |
| Douglas, Georgia | 1 | $ 40,505,000 | $ 40,505,000 | $ 0 |
| Glynn, Georgia | 1 | $ 315,000 | $ 315,000 | $ 135,000 |
| Jackson, Georgia | 1 | $ 215,000 | $ 215,000 | $ 195,000 |
| Liberty, Georgia | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Newton, Georgia | 1 | $ 195,000 | $ 195,000 | $ 230,000 |
| Walton, Georgia | 1 | $ 805,000 | $ 805,000 | $ 660,000 |
| Hawaii, Hawaii | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Kauai, Hawaii | 1 | $ 3,625,000 | $ 3,625,000 | $ 1,077,000 |
| Kootenai, Idaho | 1 | $ 265,000 | $ 265,000 | $ 127,000 |
| DeKalb, Illinois | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| Jo Daviess, Illinois | 1 | $ 165,000 | $ 165,000 | $ 484,000 |
| Madison, Illinois | 1 | $ 345,000 | $ 345,000 | $ 215,000 |
| McLean, Illinois | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Moultrie, Illinois | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| Peoria, Illinois | 1 | $ 215,000 | $ 215,000 | $ 140,000 |
| St. Clair, Illinois | 1 | $ 325,000 | $ 325,000 | $ 258,000 |
| Allen, Indiana | 1 | $ 435,000 | $ 435,000 | $ 200,000 |
| Johnson, Iowa | 1 | $ 315,000 | $ 315,000 | $ 108,000 |
| Polk, Iowa | 1 | $ 47,505,000 | $ 47,505,000 | $ 0 |
| Sioux, Iowa | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Sedgwick, Kansas | 1 | $ 295,000 | $ 295,000 | $ 116,000 |
| Fayette, Kentucky | 1 | $ 335,000 | $ 335,000 | $ 101,000 |
| Jessamine, Kentucky | 1 | $ 245,000 | $ 245,000 | $ 500,000 |
| McCracken, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 106,000 |
| Ascension, Louisiana | 1 | $ 335,000 | $ 335,000 | $ 75,000 |
| East Baton Rouge, Louisiana | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Jefferson, Louisiana | 1 | $ 155,000 | $ 155,000 | $ 13,000 |
| Lafayette, Louisiana | 1 | $ 1,125,000 | $ 1,125,000 | $ 300,000 |
| Androscoggin, Maine | 1 | $ 245,000 | $ 245,000 | $ 207,000 |
| Cumberland, Maine | 1 | $ 565,000 | $ 565,000 | $ 198,000 |
| Piscataquis, Maine | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Carroll, Maryland | 1 | $ 445,000 | $ 445,000 | $ 300,000 |
| Cecil, Maryland | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Harford, Maryland | 1 | $ 785,000 | $ 785,000 | $ 260,000 |
| Howard, Maryland | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Wicomico, Maryland | 1 | $ 155,000 | $ 155,000 | $ 360,000 |
| Worcester, Maryland | 1 | $ 265,000 | $ 265,000 | $ 144,000 |
| Barnstable, Massachusetts | 1 | $ 1,485,000 | $ 1,485,000 | $ 158,000 |
| Worcester, Massachusetts | 1 | $ 145,000 | $ 145,000 | $ 140,000 |
| Kalkaska, Michigan | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Washtenaw, Michigan | 1 | $ 90,005,000 | $ 90,005,000 | $ 0 |
| Dakota, Minnesota | 1 | $ 435,000 | $ 435,000 | $ 125,000 |
| Washington, Minnesota | 1 | $ 705,000 | $ 705,000 | $ 211,000 |
| Camden, Missouri | 1 | $ 575,000 | $ 575,000 | $ 457,000 |
| Jackson, Missouri | 1 | $ 375,000 | $ 375,000 | $ 825,000 |
| Park, Montana | 1 | $ 205,000 | $ 205,000 | $ 145,000 |
| Douglas, Nebraska | 1 | $ 195,000 | $ 195,000 | $ 350,000 |
| Sarpy, Nebraska | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Carson City, Nevada | 1 | $ 475,000 | $ 475,000 | $ 500,000 |
| Nye, Nevada | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Washoe, Nevada | 1 | $ 535,000 | $ 535,000 | $ 240,000 |
| Cheshire, New Hampshire | 1 | $ 515,000 | $ 515,000 | $ 159,000 |
| Strafford, New Hampshire | 1 | $ 335,000 | $ 335,000 | $ 84,000 |
| Chemung, New York | 1 | $ 195,000 | $ 195,000 | $ 188,000 |
| Fulton, New York | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Madison, New York | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Oneida, New York | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| Oswego, New York | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Otsego, New York | 1 | $ 405,000 | $ 405,000 | $ 476,000 |
| Rensselaer, New York | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| St. Lawrence, New York | 1 | $ 415,000 | $ 415,000 | $ 598,000 |
| Steuben, New York | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Ashe, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Buncombe, North Carolina | 1 | $ 395,000 | $ 395,000 | $ 111,000 |
| Cabarrus, North Carolina | 1 | $ 475,000 | $ 475,000 | $ 178,000 |
| Catawba, North Carolina | 1 | $ 325,000 | $ 325,000 | $ 77,000 |
| Chatham, North Carolina | 1 | $ 505,000 | $ 505,000 | $ 92,000 |
| Currituck, North Carolina | 1 | $ 315,000 | $ 315,000 | $ 144,000 |
| Forsyth, North Carolina | 1 | $ 275,000 | $ 275,000 | $ 118,000 |
| Henderson, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Lincoln, North Carolina | 1 | $ 305,000 | $ 305,000 | $ 184,000 |
| Moore, North Carolina | 1 | $ 565,000 | $ 565,000 | $ 212,000 |
| Pitt, North Carolina | 1 | $ 465,000 | $ 465,000 | $ 200,000 |
| Delaware, Ohio | 1 | $ 385,000 | $ 385,000 | $ 185,000 |
| Summit, Ohio | 1 | $ 85,000 | $ 85,000 | $ 125,000 |
| Payne, Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 148,000 |
| Rogers, Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| Tulsa, Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 173,000 |
| Benton, Oregon | 1 | $ 435,000 | $ 435,000 | $ 154,000 |
| Cumberland, Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 126,000 |
| Lackawanna, Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Northampton, Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
| Susquehanna, Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 104,000 |
| Tioga, Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 290,000 |
| Kent, Rhode Island | 1 | $ 525,000 | $ 525,000 | $ 105,000 |
| Washington, Rhode Island | 1 | $ 855,000 | $ 855,000 | $ 415,000 |
| Aiken, South Carolina | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Anderson, South Carolina | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Edgefield, South Carolina | 1 | $ 245,000 | $ 245,000 | $ 200,000 |
| Lancaster, South Carolina | 1 | $ 345,000 | $ 345,000 | $ 85,000 |
| Orangeburg, South Carolina | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Richland, South Carolina | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Spartanburg, South Carolina | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Sumter, South Carolina | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
| Yankton, South Dakota | 1 | $ 325,000 | $ 325,000 | $ 130,000 |
| Hamilton, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| Sullivan, Tennessee | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Bastrop, Texas | 1 | $ 365,000 | $ 365,000 | $ 147,000 |
| Bell, Texas | 1 | $ 185,000 | $ 185,000 | $ 205,000 |
| Burnet, Texas | 1 | $ 305,000 | $ 305,000 | $ 374,000 |
| Franklin, Texas | 1 | $ 495,000 | $ 495,000 | $ 220,000 |
| Hays, Texas | 1 | $ 645,000 | $ 645,000 | $ 197,000 |
| Jasper, Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Llano, Texas | 1 | $ 245,000 | $ 245,000 | $ 680,000 |
| Lubbock, Texas | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Marion, Texas | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Nueces, Texas | 1 | $ 505,000 | $ 505,000 | $ 176,000 |
| Rockwall, Texas | 1 | $ 385,000 | $ 385,000 | $ 198,000 |
| Davis, Utah | 1 | $ 365,000 | $ 365,000 | $ 72,000 |
| Caledonia, Vermont | 1 | $ 195,000 | $ 195,000 | $ 150,000 |
| Lamoille, Vermont | 1 | $ 265,000 | $ 265,000 | $ 246,000 |
| Rutland, Vermont | 1 | $ 305,000 | $ 305,000 | $ 167,000 |
| Washington, Vermont | 1 | $ 245,000 | $ 245,000 | $ 137,000 |
| Chesapeake, Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Stafford, Virginia | 1 | $ 55,000 | $ 55,000 | $ 132,000 |
| Virginia Beach, Virginia | 1 | $ 195,000 | $ 195,000 | $ 34,000 |
| Clallam, Washington | 1 | $ 855,000 | $ 855,000 | $ 197,000 |
| Franklin, Washington | 1 | $ 465,000 | $ 465,000 | $ 86,000 |
| Kitsap, Washington | 1 | $ 755,000 | $ 755,000 | $ 378,000 |
| Klickitat, Washington | 1 | $ 905,000 | $ 905,000 | $ 195,000 |
| Spokane, Washington | 1 | $ 215,000 | $ 215,000 | $ 681,000 |
| Dane, Wisconsin | 1 | $ 575,000 | $ 575,000 | $ 175,000 |
| Pierce, Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 141,000 |
| Waushara, Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 800,000 |
| Teton, Wyoming | 1 | $ 9,605,000 | $ 9,605,000 | $ 3,183,000 |
Mortgage Loan Application Detail Totals for HSBC Bank USA, NA in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,631 | $4,594,535,000 | $816,000 | $64,005,000 | $268,000 | $7,555,000 |
| Cash-out Refinancing | 1,652 | $1,118,810,000 | $677,000 | $90,005,000 | $201,000 | $8,750,000 |
| Refinancing | 1,523 | $844,935,000 | $554,000 | $11,765,000 | $231,000 | $7,911,000 |
| Other Purpose | 483 | $275,215,000 | $569,000 | $10,005,000 | $491,000 | $7,920,000 |
| Home Improvement | 451 | $128,145,000 | $284,000 | $15,005,000 | $357,000 | $9,021,000 |
| Not Applicable | 1 | $995,000 | $995,000 | $995,000 | $1,098,000 | $1,098,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,335 | $2,187,425,000 | $504,000 | $90,005,000 | $119,000 | $1,680,000 |
| Not Provided | 2,684 | $2,508,930,000 | $934,000 | $21,005,000 | $456,000 | $9,021,000 |
| Asian | 1,273 | $1,282,135,000 | $1,007,000 | $5,345,000 | $325,000 | $3,111,000 |
| White | 1,093 | $801,145,000 | $732,000 | $9,375,000 | $331,000 | $4,211,000 |
| Hispanic | 214 | $127,630,000 | $596,000 | $5,075,000 | $287,000 | $2,885,000 |
| Black or African American | 126 | $45,030,000 | $357,000 | $4,505,000 | $232,000 | $5,898,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,960,000 | $980,000 | $1,485,000 | $229,000 | $300,000 |
| American Indian or Alaskan Native | 1 | $245,000 | $245,000 | $245,000 | $90,000 | $90,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,128 | $6,704,140,000 | $734,000 | $90,005,000 | $277,000 | $9,021,000 |
| FHA-insured (Federal Housing Administration) | 509 | $217,185,000 | $426,000 | $985,000 | $103,000 | $303,000 |
| VA-guaranteed (Veterans Administration) | 104 | $41,310,000 | $397,000 | $885,000 | $114,000 | $635,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 4,273 | $1,472,055,000 | $344,000 | $995,000 | $119,000 | $1,680,000 |
| Loan Originated | 3,417 | $3,777,585,000 | $1,106,000 | $90,005,000 | $404,000 | $9,021,000 |
| Application Withdrawn By Applicant | 798 | $735,310,000 | $921,000 | $21,005,000 | $381,000 | $7,555,000 |
| File Closed For Incompleteness | 724 | $552,040,000 | $762,000 | $8,885,000 | $340,000 | $7,920,000 |
| Application Denied By Financial Institution | 473 | $380,945,000 | $805,000 | $10,005,000 | $336,000 | $8,750,000 |
| Application Approved But Not Accepted | 54 | $41,190,000 | $762,000 | $6,695,000 | $414,000 | $3,628,000 |
| Preapproval Denied by Financial Institution | 2 | $3,510,000 | $1,755,000 | $1,755,000 | $751,000 | $751,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,266 | $6,578,180,000 | $710,000 | $90,005,000 | $262,000 | $9,021,000 |
| Debt-To-Income Ratio | 212 | $161,480,000 | $761,000 | $4,715,000 | $220,000 | $2,793,000 |
| Collateral | 75 | $54,385,000 | $725,000 | $3,005,000 | $343,000 | $1,506,000 |
| Credit Application Incomplete | 66 | $70,960,000 | $1,075,000 | $8,405,000 | $551,000 | $8,750,000 |
| Other | 45 | $39,865,000 | $885,000 | $10,005,000 | $483,000 | $7,276,000 |
| Credit History | 35 | $22,975,000 | $656,000 | $4,245,000 | $281,000 | $2,100,000 |
| Unverifiable Information | 31 | $30,105,000 | $971,000 | $4,205,000 | $566,000 | $6,593,000 |
| Employment History | 6 | $2,550,000 | $425,000 | $1,005,000 | $136,000 | $225,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,135,000 | $427,000 | $645,000 | $114,000 | $196,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into HSBC Bank USA, NA's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess HSBC Bank USA, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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