Htlf Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Htlf Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Htlf Bank 1800 Larimer St #1800 Denver, CO 80202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 |
| Total Number of Mortgage Applications | 2,976 |
| Total Mortgage Loan Application Amount | $798,530,000 |
| Average Mortgage Loan Application Amount | $248,800 |
| Highest Mortgage Loan Application Amount | $51,755,000 |
| Average Applicant Income | $156,200 |
| Highest Applicant Income | $5,473,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Htlf Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Htlf Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Htlf Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Htlf Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Htlf Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Htlf Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lubbock County Texas | 373 | $ 75,765,000 | $ 203,000 | $ 129,000 |
| Maricopa County Arizona | 232 | $ 152,580,000 | $ 657,000 | $ 195,000 |
| Bernalillo County New Mexico | 140 | $ 33,040,000 | $ 236,000 | $ 178,000 |
| Winnebago County Illinois | 134 | $ 16,350,000 | $ 122,000 | $ 131,000 |
| Johnson County Kansas | 123 | $ 16,505,000 | $ 134,000 | $ 163,000 |
| Dubuque County Iowa | 98 | $ 14,360,000 | $ 146,000 | $ 222,000 |
| San Luis Obispo County California | 85 | $ 21,385,000 | $ 251,000 | $ 181,000 |
| Wise County Texas | 85 | $ 37,975,000 | $ 446,000 | $ 178,000 |
| Jefferson County Colorado | 83 | $ 18,735,000 | $ 225,000 | $ 175,000 |
| Sheboygan County Wisconsin | 67 | $ 4,845,000 | $ 72,000 | $ 96,000 |
| Dane County Wisconsin | 64 | $ 11,280,000 | $ 176,000 | $ 94,000 |
| Sandoval County New Mexico | 62 | $ 10,980,000 | $ 177,000 | $ 109,000 |
| Jackson County Missouri | 59 | $ 43,385,000 | $ 735,000 | $ 135,000 |
| Denver County Colorado | 56 | $ 11,680,000 | $ 208,000 | $ 224,000 |
| Santa Fe County New Mexico | 55 | $ 12,655,000 | $ 230,000 | $ 186,000 |
| Scurry County Texas | 46 | $ 4,150,000 | $ 90,000 | $ 90,000 |
| Midland County Texas | 44 | $ 14,740,000 | $ 335,000 | $ 169,000 |
| Arapahoe County Colorado | 43 | $ 12,105,000 | $ 281,000 | $ 176,000 |
| Hennepin County Minnesota | 33 | $ 7,855,000 | $ 238,000 | $ 350,000 |
| Hockley County Texas | 33 | $ 6,345,000 | $ 192,000 | $ 98,000 |
| Boulder County Colorado | 32 | $ 8,300,000 | $ 259,000 | $ 215,000 |
| Valencia County New Mexico | 32 | $ 4,520,000 | $ 141,000 | $ 94,000 |
| Wichita County Texas | 31 | $ 4,545,000 | $ 146,000 | $ 96,000 |
| Flathead County Montana | 28 | $ 4,370,000 | $ 156,000 | $ 163,000 |
| Douglas County Colorado | 24 | $ 7,700,000 | $ 320,000 | $ 229,000 |
| Gallatin County Montana | 24 | $ 5,880,000 | $ 245,000 | $ 190,000 |
| Weld County Colorado | 23 | $ 4,735,000 | $ 205,000 | $ 129,000 |
| Wyandotte County Kansas | 23 | $ 2,755,000 | $ 119,000 | $ 84,000 |
| Jo Daviess County Illinois | 21 | $ 3,045,000 | $ 145,000 | $ 102,000 |
| Adams County Colorado | 19 | $ 3,075,000 | $ 161,000 | $ 217,000 |
| Yellowstone County Montana | 18 | $ 2,290,000 | $ 127,000 | $ 129,000 |
| Colfax County New Mexico | 17 | $ 2,075,000 | $ 122,000 | $ 309,000 |
| Ellis County Texas | 17 | $ 5,175,000 | $ 304,000 | $ 143,000 |
| Milwaukee County Wisconsin | 17 | $ 2,275,000 | $ 133,000 | $ 181,000 |
| Fresno County California | 16 | $ 3,090,000 | $ 193,000 | $ 325,000 |
| Madera County California | 16 | $ 1,670,000 | $ 104,000 | $ 136,000 |
| Lamb County Texas | 15 | $ 2,535,000 | $ 169,000 | $ 103,000 |
| Pinal County Arizona | 14 | $ 1,550,000 | $ 110,000 | $ 110,000 |
| Eagle County Colorado | 14 | $ 9,800,000 | $ 700,000 | $ 248,000 |
| Missoula County Montana | 14 | $ 3,520,000 | $ 251,000 | $ 307,000 |
| Boone County Illinois | 13 | $ 2,955,000 | $ 227,000 | $ 258,000 |
| Sanders County Montana | 13 | $ 1,265,000 | $ 97,000 | $ 68,000 |
| Dallas County Texas | 13 | $ 2,185,000 | $ 168,000 | $ 98,000 |
| Mariposa County California | 12 | $ 1,140,000 | $ 95,000 | $ 80,000 |
| Ravalli County Montana | 12 | $ 1,340,000 | $ 111,000 | $ 64,000 |
| Los Alamos County New Mexico | 12 | $ 1,660,000 | $ 138,000 | $ 152,000 |
| Gray County Texas | 12 | $ 1,270,000 | $ 105,000 | $ 145,000 |
| Taylor County Texas | 12 | $ 3,230,000 | $ 269,000 | $ 96,000 |
| Green County Wisconsin | 12 | $ 760,000 | $ 63,000 | $ 61,000 |
| Clay County Missouri | 11 | $ 1,315,000 | $ 119,000 | $ 199,000 |
| Quay County New Mexico | 11 | $ 1,315,000 | $ 119,000 | $ 58,000 |
| Bailey County Texas | 10 | $ 680,000 | $ 68,000 | $ 60,000 |
| Lynn County Texas | 10 | $ 2,330,000 | $ 233,000 | $ 127,000 |
| Park County Colorado | 9 | $ 755,000 | $ 83,000 | $ 109,000 |
| Dakota County Minnesota | 9 | $ 945,000 | $ 105,000 | $ 171,000 |
| Roosevelt County New Mexico | 9 | $ 945,000 | $ 105,000 | $ 71,000 |
| Ector County Texas | 9 | $ 2,225,000 | $ 247,000 | $ 190,000 |
| Mitchell County Texas | 9 | $ 715,000 | $ 79,000 | $ 67,000 |
| Montague County Texas | 9 | $ 3,375,000 | $ 375,000 | $ 145,000 |
| Lafayette County Wisconsin | 9 | $ 685,000 | $ 76,000 | $ 69,000 |
| Union County New Mexico | 8 | $ 1,010,000 | $ 126,000 | $ 131,000 |
| Yoakum County Texas | 8 | $ 1,510,000 | $ 188,000 | $ 111,000 |
| Larimer County Colorado | 7 | $ 995,000 | $ 142,000 | $ 164,000 |
| Brown County Kansas | 7 | $ 635,000 | $ 90,000 | $ 51,000 |
| Sheridan County Montana | 7 | $ 755,000 | $ 107,000 | $ 89,000 |
| Curry County New Mexico | 7 | $ 775,000 | $ 110,000 | $ 104,000 |
| Dona Ana County New Mexico | 7 | $ 5,615,000 | $ 802,000 | $ 152,000 |
| Terry County Texas | 7 | $ 1,345,000 | $ 192,000 | $ 131,000 |
| Manitowoc County Wisconsin | 7 | $ 905,000 | $ 129,000 | $ 98,000 |
| El Paso County Colorado | 6 | $ 690,000 | $ 115,000 | $ 211,000 |
| Gilpin County Colorado | 6 | $ 1,170,000 | $ 195,000 | $ 172,000 |
| Grand County Colorado | 6 | $ 2,040,000 | $ 340,000 | $ 274,000 |
| Summit County Colorado | 6 | $ 1,750,000 | $ 291,000 | $ 292,000 |
| Madison County Montana | 6 | $ 7,650,000 | $ 1,275,000 | $ 89,000 |
| Brazos County Texas | 6 | $ 1,550,000 | $ 258,000 | $ 127,000 |
| Tarrant County Texas | 6 | $ 10,870,000 | $ 1,811,000 | $ 364,000 |
| Tuolumne County California | 5 | $ 465,000 | $ 93,000 | $ 87,000 |
| Ramsey County Minnesota | 5 | $ 925,000 | $ 185,000 | $ 212,000 |
| Cass County Missouri | 5 | $ 1,115,000 | $ 223,000 | $ 379,000 |
| Platte County Missouri | 5 | $ 1,545,000 | $ 309,000 | $ 253,000 |
| Rio Arriba County New Mexico | 5 | $ 355,000 | $ 71,000 | $ 73,000 |
| Garza County Texas | 5 | $ 455,000 | $ 91,000 | $ 127,000 |
| Grant County Wisconsin | 5 | $ 595,000 | $ 119,000 | $ 209,000 |
| Monterey County California | 4 | $ 410,000 | $ 102,000 | $ 171,000 |
| Orange County California | 4 | $ 920,000 | $ 230,000 | $ 350,000 |
| Broomfield County Colorado | 4 | $ 430,000 | $ 107,000 | $ 171,000 |
| Clear Creek County Colorado | 4 | $ 720,000 | $ 180,000 | $ 118,000 |
| Routt County Colorado | 4 | $ 3,910,000 | $ 977,000 | $ 305,000 |
| Cook County Illinois | 4 | $ 1,140,000 | $ 285,000 | $ 115,000 |
| Stephenson County Illinois | 4 | $ 1,300,000 | $ 325,000 | $ 0 |
| Nemaha County Kansas | 4 | $ 180,000 | $ 45,000 | $ 65,000 |
| San Miguel County New Mexico | 4 | $ 1,480,000 | $ 370,000 | $ 180,000 |
| Bexar County Texas | 4 | $ 610,000 | $ 152,000 | $ 90,000 |
| Denton County Texas | 4 | $ 2,160,000 | $ 540,000 | $ 217,000 |
| Harris County Texas | 4 | $ 3,910,000 | $ 977,000 | $ 187,000 |
| Howard County Texas | 4 | $ 820,000 | $ 205,000 | $ 88,000 |
| Johnson County Texas | 4 | $ 1,560,000 | $ 390,000 | $ 351,000 |
| Parker County Texas | 4 | $ 1,700,000 | $ 425,000 | $ 187,000 |
| Brown County Wisconsin | 4 | $ 260,000 | $ 65,000 | $ 105,000 |
| Columbia County Wisconsin | 4 | $ 540,000 | $ 135,000 | $ 112,000 |
| Jefferson County Wisconsin | 4 | $ 2,950,000 | $ 737,000 | $ 369,000 |
| Los Angeles County California | 3 | $ 675,000 | $ 225,000 | $ 49,000 |
| Ventura County California | 3 | $ 1,415,000 | $ 471,000 | $ 468,000 |
| Ogle County Illinois | 3 | $ 165,000 | $ 55,000 | $ 345,000 |
| Dallas County Iowa | 3 | $ 465,000 | $ 155,000 | $ 169,000 |
| Polk County Iowa | 3 | $ 285,000 | $ 95,000 | $ 184,000 |
| Miami County Kansas | 3 | $ 165,000 | $ 55,000 | $ 90,000 |
| Carver County Minnesota | 3 | $ 1,095,000 | $ 365,000 | $ 219,000 |
| Scott County Minnesota | 3 | $ 445,000 | $ 148,000 | $ 634,000 |
| Silver Bow County Montana | 3 | $ 355,000 | $ 118,000 | $ 80,000 |
| Lincoln County New Mexico | 3 | $ 1,215,000 | $ 405,000 | $ 105,000 |
| Socorro County New Mexico | 3 | $ 215,000 | $ 71,000 | $ 159,000 |
| Taos County New Mexico | 3 | $ 805,000 | $ 268,000 | $ 168,000 |
| Torrance County New Mexico | 3 | $ 465,000 | $ 155,000 | $ 219,000 |
| Collin County Texas | 3 | $ 1,125,000 | $ 375,000 | $ 130,000 |
| Jones County Texas | 3 | $ 235,000 | $ 78,000 | $ 140,000 |
| Kent County Texas | 3 | $ 845,000 | $ 281,000 | $ 194,000 |
| Martin County Texas | 3 | $ 255,000 | $ 85,000 | $ 55,000 |
| Young County Texas | 3 | $ 515,000 | $ 171,000 | $ 225,000 |
| Coconino County Arizona | 2 | $ 460,000 | $ 230,000 | $ 406,000 |
| Kern County California | 2 | $ 370,000 | $ 185,000 | $ 70,000 |
| Riverside County California | 2 | $ 410,000 | $ 205,000 | $ 239,000 |
| Tulare County California | 2 | $ 540,000 | $ 270,000 | $ 80,000 |
| Garfield County Colorado | 2 | $ 310,000 | $ 155,000 | $ 157,000 |
| Logan County Colorado | 2 | $ 570,000 | $ 285,000 | $ 56,000 |
| Orange County Florida | 2 | $ 2,800,000 | $ 1,400,000 | $ 3,201,000 |
| Scott County Iowa | 2 | $ 1,950,000 | $ 975,000 | $ 0 |
| Washington County Iowa | 2 | $ 90,000 | $ 45,000 | $ 38,000 |
| Leavenworth County Kansas | 2 | $ 610,000 | $ 305,000 | $ 264,000 |
| Big Horn County Montana | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Jefferson County Montana | 2 | $ 270,000 | $ 135,000 | $ 148,000 |
| Lake County Montana | 2 | $ 60,000 | $ 30,000 | $ 66,000 |
| Lewis and Clark County Montana | 2 | $ 250,000 | $ 125,000 | $ 125,000 |
| Clark County Nevada | 2 | $ 130,000 | $ 65,000 | $ 96,000 |
| Guadalupe County New Mexico | 2 | $ 140,000 | $ 70,000 | $ 53,000 |
| Lea County New Mexico | 2 | $ 530,000 | $ 265,000 | $ 26,000 |
| Archer County Texas | 2 | $ 430,000 | $ 215,000 | $ 91,000 |
| Crosby County Texas | 2 | $ 210,000 | $ 105,000 | $ 74,000 |
| Fisher County Texas | 2 | $ 160,000 | $ 80,000 | $ 117,000 |
| Gaines County Texas | 2 | $ 480,000 | $ 240,000 | $ 100,000 |
| Grayson County Texas | 2 | $ 530,000 | $ 265,000 | $ 130,000 |
| Randall County Texas | 2 | $ 700,000 | $ 350,000 | $ 162,000 |
| Smith County Texas | 2 | $ 270,000 | $ 135,000 | $ 54,000 |
| Tom Green County Texas | 2 | $ 1,520,000 | $ 760,000 | $ 660,000 |
| Winkler County Texas | 2 | $ 350,000 | $ 175,000 | $ 70,000 |
| San Juan County Washington | 2 | $ 910,000 | $ 455,000 | $ 500,000 |
| Fond du Lac County Wisconsin | 2 | $ 1,190,000 | $ 595,000 | $ 154,000 |
| Iowa County Wisconsin | 2 | $ 320,000 | $ 160,000 | $ 120,000 |
| Rock County Wisconsin | 2 | $ 180,000 | $ 90,000 | $ 296,000 |
| Walworth County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 109,000 |
| Waukesha County Wisconsin | 2 | $ 470,000 | $ 235,000 | $ 222,000 |
| Cochise County Arizona | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Gila County Arizona | 1 | $ 705,000 | $ 705,000 | $ 441,000 |
| Mohave County Arizona | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Navajo County Arizona | 1 | $ 1,485,000 | $ 1,485,000 | $ 778,000 |
| Pima County Arizona | 1 | $ 385,000 | $ 385,000 | $ 615,000 |
| Yavapai County Arizona | 1 | $ 1,155,000 | $ 1,155,000 | $ 584,000 |
| Kings County California | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Sacramento County California | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| San Bernardino County California | 1 | $ 55,000 | $ 55,000 | $ 0 |
| San Francisco County California | 1 | $ 1,105,000 | $ 1,105,000 | $ 1,255,000 |
| Santa Barbara County California | 1 | $ 155,000 | $ 155,000 | $ 151,000 |
| Santa Cruz County California | 1 | $ 105,000 | $ 105,000 | $ 183,000 |
| Solano County California | 1 | $ 85,000 | $ 85,000 | $ 219,000 |
| Chaffee County Colorado | 1 | $ 205,000 | $ 205,000 | $ 122,000 |
| Elbert County Colorado | 1 | $ 45,000 | $ 45,000 | $ 151,000 |
| Mesa County Colorado | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Montezuma County Colorado | 1 | $ 395,000 | $ 395,000 | $ 384,000 |
| Ouray County Colorado | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| San Miguel County Colorado | 1 | $ 565,000 | $ 565,000 | $ 689,000 |
| Alachua County Florida | 1 | $ 105,000 | $ 105,000 | $ 450,000 |
| Palm Beach County Florida | 1 | $ 205,000 | $ 205,000 | $ 202,000 |
| Polk County Florida | 1 | $ 325,000 | $ 325,000 | $ 178,000 |
| DeKalb County Illinois | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
| Henry County Illinois | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Kane County Illinois | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Logan County Illinois | 1 | $ 125,000 | $ 125,000 | $ 0 |
| McHenry County Illinois | 1 | $ 105,000 | $ 105,000 | $ 175,000 |
| McLean County Illinois | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Peoria County Illinois | 1 | $ 365,000 | $ 365,000 | $ 142,000 |
| Huntington County Indiana | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Clayton County Iowa | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Fayette County Iowa | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Lee County Iowa | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Linn County Iowa | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Warren County Iowa | 1 | $ 225,000 | $ 225,000 | $ 208,000 |
| Atchison County Kansas | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Doniphan County Kansas | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Douglas County Kansas | 1 | $ 35,000 | $ 35,000 | $ 170,000 |
| Franklin County Kansas | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Anoka County Minnesota | 1 | $ 455,000 | $ 455,000 | $ 2,720,000 |
| Brown County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Chisago County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 347,000 |
| Isanti County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 196,000 |
| McLeod County Minnesota | 1 | $ 1,205,000 | $ 1,205,000 | $ 234,000 |
| Mower County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 99,000 |
| Olmsted County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Barry County Missouri | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Buchanan County Missouri | 1 | $ 145,000 | $ 145,000 | $ 24,000 |
| Clinton County Missouri | 1 | $ 75,000 | $ 75,000 | $ 106,000 |
| Greene County Missouri | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| Johnson County Missouri | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Broadwater County Montana | 1 | $ 55,000 | $ 55,000 | $ 163,000 |
| Powell County Montana | 1 | $ 355,000 | $ 355,000 | $ 211,000 |
| De Baca County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Luna County New Mexico | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Otero County New Mexico | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Carter County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Cimarron County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
| Comanche County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Creek County Oklahoma | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| Garfield County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Grady County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Jefferson County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Oklahoma County Oklahoma | 1 | $ 375,000 | $ 375,000 | $ 2,466,000 |
| Tulsa County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Lancaster County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 903,000 |
| Shelby County Tennessee | 1 | $ 805,000 | $ 805,000 | $ 474,000 |
| Bastrop County Texas | 1 | $ 125,000 | $ 125,000 | $ 128,000 |
| Baylor County Texas | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| Borden County Texas | 1 | $ 365,000 | $ 365,000 | $ 267,000 |
| Brown County Texas | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Callahan County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Cooke County Texas | 1 | $ 535,000 | $ 535,000 | $ 186,000 |
| Dallam County Texas | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Erath County Texas | 1 | $ 445,000 | $ 445,000 | $ 140,000 |
| Hale County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Henderson County Texas | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Jack County Texas | 1 | $ 345,000 | $ 345,000 | $ 130,000 |
| Kaufman County Texas | 1 | $ 335,000 | $ 335,000 | $ 126,000 |
| Nueces County Texas | 1 | $ 815,000 | $ 815,000 | $ 868,000 |
| Parmer County Texas | 1 | $ 205,000 | $ 205,000 | $ 231,000 |
| Roberts County Texas | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Runnels County Texas | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Sabine County Texas | 1 | $ 205,000 | $ 205,000 | $ 180,000 |
| Stephens County Texas | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Travis County Texas | 1 | $ 55,000 | $ 55,000 | $ 275,000 |
| Wharton County Texas | 1 | $ 605,000 | $ 605,000 | $ 108,000 |
| Calumet County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 119,000 |
| Dodge County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
| Forest County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 686,000 |
| Kewaunee County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Oneida County Wisconsin | 1 | $ 485,000 | $ 485,000 | $ 214,000 |
| Vilas County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Washington County Wisconsin | 1 | $ 32,455,000 | $ 32,455,000 | $ 0 |
| Waupaca County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 144,000 |
| Waushara County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Wood County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 0 |
Mortgage Loan Application Detail Totals for Htlf Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 974 | $128,640,000 | $132,000 | $3,005,000 | $157,000 | $2,466,000 |
| Home Purchase | 939 | $422,335,000 | $449,000 | $51,755,000 | $174,000 | $5,473,000 |
| Refinancing | 518 | $175,720,000 | $339,000 | $32,455,000 | $189,000 | $2,293,000 |
| Other Purpose | 513 | $65,505,000 | $127,000 | $3,005,000 | $156,000 | $2,720,000 |
| Cash-out Refinancing | 32 | $6,330,000 | $197,000 | $1,205,000 | $105,000 | $312,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,705 | $362,705,000 | $212,000 | $7,005,000 | $177,000 | $5,473,000 |
| Not Provided | 543 | $104,415,000 | $192,000 | $6,805,000 | $165,000 | $2,720,000 |
| Hispanic | 321 | $57,415,000 | $178,000 | $1,205,000 | $118,000 | $802,000 |
| Not applicable | 264 | $252,090,000 | $954,000 | $51,755,000 | $0 | $0 |
| Black or African American | 51 | $6,395,000 | $125,000 | $565,000 | $111,000 | $361,000 |
| Asian | 47 | $8,995,000 | $191,000 | $1,485,000 | $198,000 | $985,000 |
| American Indian or Alaskan Native | 25 | $3,545,000 | $141,000 | $355,000 | $131,000 | $326,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,760 | $747,330,000 | $270,000 | $51,755,000 | $172,000 | $5,473,000 |
| FHA-insured (Federal Housing Administration) | 185 | $40,925,000 | $221,000 | $535,000 | $100,000 | $297,000 |
| VA-guaranteed (Veterans Administration) | 30 | $10,120,000 | $337,000 | $745,000 | $111,000 | $198,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $155,000 | $155,000 | $155,000 | $65,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,607 | $431,575,000 | $268,000 | $32,455,000 | $187,000 | $3,378,000 |
| Application Denied By Financial Institution | 949 | $167,605,000 | $176,000 | $7,005,000 | $134,000 | $5,473,000 |
| Application Withdrawn By Applicant | 250 | $122,510,000 | $490,000 | $35,755,000 | $167,000 | $1,822,000 |
| Application Approved But Not Accepted | 120 | $70,900,000 | $590,000 | $51,755,000 | $139,000 | $439,000 |
| Loan Purchased By The Institution | 50 | $5,940,000 | $118,000 | $645,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,027 | $630,925,000 | $311,000 | $51,755,000 | $182,000 | $3,378,000 |
| Debt-To-Income Ratio | 464 | $77,510,000 | $167,000 | $2,205,000 | $90,000 | $674,000 |
| Credit History | 229 | $24,515,000 | $107,000 | $3,005,000 | $138,000 | $1,876,000 |
| Collateral | 99 | $14,285,000 | $144,000 | $825,000 | $176,000 | $1,231,000 |
| Credit Application Incomplete | 90 | $35,880,000 | $398,000 | $7,005,000 | $218,000 | $1,285,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 29 | $8,565,000 | $295,000 | $925,000 | $125,000 | $244,000 |
| Unverifiable Information | 24 | $4,620,000 | $192,000 | $1,505,000 | $389,000 | $5,473,000 |
| Other | 11 | $2,045,000 | $185,000 | $455,000 | $326,000 | $513,000 |
| Employment History | 3 | $185,000 | $61,000 | $75,000 | $102,000 | $145,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Htlf Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Htlf Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.