Hudson City Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Hudson City Savings Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hudson City Savings Bank West 80 Century Road Paramus, NJ 07652 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 12,800 |
| Total Mortgage Loan Application Amount | $4,658,892,000 |
| Average Mortgage Loan Application Amount | $468,363 |
| Highest Mortgage Loan Application Amount | $2,900,000 |
| Average Applicant Income | $5,212 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Hudson City Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hudson City Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Hudson City Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hudson City Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Hudson City Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hudson City Savings Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bergen County New Jersey | 1,958 | $ 578,501,000 | $ 295,000 | $ 124,000 |
| Morris County New Jersey | 792 | $ 235,548,000 | $ 297,000 | $ 119,000 |
| Essex County New Jersey | 663 | $ 186,522,000 | $ 281,000 | $ 98,000 |
| Ocean County New Jersey | 609 | $ 107,954,000 | $ 177,000 | $ 73,000 |
| Monmouth County New Jersey | 527 | $ 144,573,000 | $ 274,000 | $ 148,000 |
| Middlesex County New Jersey | 421 | $ 96,106,000 | $ 228,000 | $ 86,000 |
| Union County New Jersey | 391 | $ 119,879,000 | $ 306,000 | $ 128,000 |
| Cook County Illinois | 362 | $ 184,316,000 | $ 509,000 | $ 0 |
| Passaic County New Jersey | 362 | $ 79,061,000 | $ 218,000 | $ 96,000 |
| Somerset County New Jersey | 336 | $ 109,150,000 | $ 324,000 | $ 124,000 |
| Nassau County New York | 308 | $ 154,303,000 | $ 500,000 | $ 34,000 |
| Fairfax County Virginia | 307 | $ 147,758,000 | $ 481,000 | $ 0 |
| Hudson County New Jersey | 273 | $ 63,421,000 | $ 232,000 | $ 80,000 |
| Suffolk County New York | 257 | $ 124,782,000 | $ 485,000 | $ 59,000 |
| Westchester County New York | 238 | $ 124,282,000 | $ 522,000 | $ 40,000 |
| Montgomery County Maryland | 223 | $ 111,072,000 | $ 498,000 | $ 0 |
| Middlesex County Massachusetts | 215 | $ 105,720,000 | $ 491,000 | $ 0 |
| Fairfield County Connecticut | 175 | $ 92,578,000 | $ 529,000 | $ 0 |
| Burlington County New Jersey | 148 | $ 29,519,000 | $ 199,000 | $ 104,000 |
| DuPage County Illinois | 142 | $ 72,037,000 | $ 507,000 | $ 0 |
| Lake County Illinois | 131 | $ 66,774,000 | $ 509,000 | $ 0 |
| Sussex County New Jersey | 126 | $ 29,894,000 | $ 237,000 | $ 152,000 |
| Loudoun County Virginia | 122 | $ 54,815,000 | $ 449,000 | $ 0 |
| Camden County New Jersey | 117 | $ 17,383,000 | $ 148,000 | $ 70,000 |
| Mercer County New Jersey | 116 | $ 36,643,000 | $ 315,000 | $ 103,000 |
| Norfolk County Massachusetts | 100 | $ 50,452,000 | $ 504,000 | $ 0 |
| Oakland County Michigan | 97 | $ 44,345,000 | $ 457,000 | $ 0 |
| District of Columbia County District Of Columbia | 94 | $ 48,589,000 | $ 516,000 | $ 0 |
| Queens County New York | 91 | $ 40,342,000 | $ 443,000 | $ 0 |
| Hunterdon County New Jersey | 84 | $ 29,055,000 | $ 345,000 | $ 118,000 |
| Warren County New Jersey | 81 | $ 13,246,000 | $ 163,000 | $ 76,000 |
| Prince William County Virginia | 79 | $ 34,597,000 | $ 437,000 | $ 0 |
| Hennepin County Minnesota | 70 | $ 33,840,000 | $ 483,000 | $ 0 |
| Anne Arundel County Maryland | 67 | $ 32,981,000 | $ 492,000 | $ 0 |
| Essex County Massachusetts | 65 | $ 32,125,000 | $ 494,000 | $ 0 |
| Gloucester County New Jersey | 65 | $ 7,989,000 | $ 122,000 | $ 70,000 |
| Kings County New York | 64 | $ 32,528,000 | $ 508,000 | $ 0 |
| Arlington County Virginia | 64 | $ 30,910,000 | $ 482,000 | $ 0 |
| Howard County Maryland | 63 | $ 29,924,000 | $ 474,000 | $ 0 |
| New York County New York | 63 | $ 36,396,000 | $ 577,000 | $ 0 |
| Montgomery County Pennsylvania | 56 | $ 29,482,000 | $ 526,000 | $ 0 |
| Hamilton County Ohio | 55 | $ 26,993,000 | $ 490,000 | $ 0 |
| St. Louis County Missouri | 53 | $ 26,008,000 | $ 490,000 | $ 0 |
| Plymouth County Massachusetts | 52 | $ 23,303,000 | $ 448,000 | $ 0 |
| Rockland County New York | 51 | $ 22,986,000 | $ 450,000 | $ 55,000 |
| Franklin County Ohio | 47 | $ 24,227,000 | $ 515,000 | $ 0 |
| Bucks County Pennsylvania | 46 | $ 19,891,000 | $ 432,000 | $ 0 |
| Wake County North Carolina | 42 | $ 20,372,000 | $ 485,000 | $ 0 |
| Atlantic County New Jersey | 41 | $ 8,876,000 | $ 216,000 | $ 49,000 |
| Alexandria County Virginia | 40 | $ 19,643,000 | $ 491,000 | $ 0 |
| New Haven County Connecticut | 39 | $ 18,740,000 | $ 480,000 | $ 0 |
| Will County Illinois | 38 | $ 16,744,000 | $ 440,000 | $ 0 |
| Worcester County Massachusetts | 38 | $ 17,172,000 | $ 451,000 | $ 0 |
| Chester County Pennsylvania | 37 | $ 18,155,000 | $ 490,000 | $ 0 |
| Wayne County Michigan | 36 | $ 18,313,000 | $ 508,000 | $ 0 |
| Kane County Illinois | 33 | $ 15,286,000 | $ 463,000 | $ 0 |
| Baltimore County Maryland | 33 | $ 15,406,000 | $ 466,000 | $ 0 |
| Mecklenburg County North Carolina | 33 | $ 16,565,000 | $ 501,000 | $ 0 |
| Richmond County New York | 31 | $ 13,305,000 | $ 429,000 | $ 24,000 |
| Delaware County Pennsylvania | 30 | $ 15,500,000 | $ 516,000 | $ 0 |
| Prince George's County Maryland | 29 | $ 11,651,000 | $ 401,000 | $ 0 |
| Washington County Minnesota | 28 | $ 12,982,000 | $ 463,000 | $ 0 |
| Suffolk County Massachusetts | 27 | $ 13,856,000 | $ 513,000 | $ 0 |
| Washtenaw County Michigan | 27 | $ 13,181,000 | $ 488,000 | $ 0 |
| Cape May County New Jersey | 24 | $ 12,128,000 | $ 505,000 | $ 98,000 |
| Hartford County Connecticut | 23 | $ 11,697,000 | $ 508,000 | $ 0 |
| McHenry County Illinois | 21 | $ 9,690,000 | $ 461,000 | $ 0 |
| Hamilton County Indiana | 21 | $ 10,471,000 | $ 498,000 | $ 0 |
| Macomb County Michigan | 20 | $ 9,394,000 | $ 469,000 | $ 0 |
| Dakota County Minnesota | 20 | $ 9,666,000 | $ 483,000 | $ 0 |
| Cuyahoga County Ohio | 20 | $ 8,928,000 | $ 446,000 | $ 0 |
| Johnson County Kansas | 18 | $ 9,442,000 | $ 524,000 | $ 0 |
| Marion County Indiana | 17 | $ 8,397,000 | $ 493,000 | $ 0 |
| Carroll County Maryland | 17 | $ 7,217,000 | $ 424,000 | $ 0 |
| Kent County Michigan | 17 | $ 7,854,000 | $ 462,000 | $ 0 |
| Barnstable County Massachusetts | 16 | $ 7,357,000 | $ 459,000 | $ 0 |
| Carver County Minnesota | 16 | $ 7,159,000 | $ 447,000 | $ 0 |
| Delaware County Ohio | 16 | $ 7,480,000 | $ 467,000 | $ 0 |
| Sussex County Delaware | 15 | $ 6,605,000 | $ 440,000 | $ 0 |
| Litchfield County Connecticut | 14 | $ 7,179,000 | $ 512,000 | $ 0 |
| Bristol County Massachusetts | 14 | $ 5,817,000 | $ 415,000 | $ 0 |
| Scott County Minnesota | 14 | $ 6,235,000 | $ 445,000 | $ 0 |
| Orange County North Carolina | 14 | $ 7,169,000 | $ 512,000 | $ 0 |
| Dane County Wisconsin | 14 | $ 7,487,000 | $ 534,000 | $ 0 |
| Calvert County Maryland | 13 | $ 5,579,000 | $ 429,000 | $ 0 |
| Rockingham County New Hampshire | 13 | $ 5,279,000 | $ 406,000 | $ 0 |
| Orange County New York | 13 | $ 5,726,000 | $ 440,000 | $ 0 |
| Putnam County New York | 13 | $ 5,807,000 | $ 446,000 | $ 0 |
| Warren County Ohio | 13 | $ 5,886,000 | $ 452,000 | $ 0 |
| Providence County Rhode Island | 13 | $ 6,206,000 | $ 477,000 | $ 0 |
| Charleston County South Carolina | 13 | $ 5,906,000 | $ 454,000 | $ 0 |
| Virginia Beach County Virginia | 13 | $ 6,220,000 | $ 478,000 | $ 0 |
| Lucas County Ohio | 12 | $ 5,168,000 | $ 430,000 | $ 0 |
| Henrico County Virginia | 12 | $ 4,930,000 | $ 410,000 | $ 0 |
| Frederick County Maryland | 11 | $ 4,410,000 | $ 400,000 | $ 0 |
| New Castle County Delaware | 10 | $ 4,884,000 | $ 488,000 | $ 0 |
| New Hanover County North Carolina | 10 | $ 4,494,000 | $ 449,000 | $ 0 |
| Allegheny County Pennsylvania | 10 | $ 4,971,000 | $ 497,000 | $ 0 |
| Waukesha County Wisconsin | 10 | $ 4,474,000 | $ 447,000 | $ 0 |
| Baltimore City County Maryland | 9 | $ 4,244,000 | $ 471,000 | $ 0 |
| Hillsborough County New Hampshire | 9 | $ 3,959,000 | $ 439,000 | $ 0 |
| Bronx County New York | 9 | $ 5,393,000 | $ 599,000 | $ 0 |
| Brunswick County North Carolina | 9 | $ 4,098,000 | $ 455,000 | $ 0 |
| Currituck County North Carolina | 9 | $ 5,305,000 | $ 589,000 | $ 0 |
| Summit County Ohio | 9 | $ 3,655,000 | $ 406,000 | $ 0 |
| Stafford County Virginia | 9 | $ 3,972,000 | $ 441,000 | $ 0 |
| Middlesex County Connecticut | 8 | $ 3,984,000 | $ 498,000 | $ 0 |
| St. Mary's County Maryland | 8 | $ 3,130,000 | $ 391,000 | $ 0 |
| Kalamazoo County Michigan | 8 | $ 3,450,000 | $ 431,000 | $ 0 |
| Livingston County Michigan | 8 | $ 3,499,000 | $ 437,000 | $ 0 |
| Ottawa County Michigan | 8 | $ 3,711,000 | $ 463,000 | $ 0 |
| Wright County Minnesota | 8 | $ 3,787,000 | $ 473,000 | $ 0 |
| Jackson County Missouri | 8 | $ 3,854,000 | $ 481,000 | $ 0 |
| Guilford County North Carolina | 8 | $ 3,815,000 | $ 476,000 | $ 0 |
| Butler County Ohio | 8 | $ 3,285,000 | $ 410,000 | $ 0 |
| Philadelphia County Pennsylvania | 8 | $ 4,216,000 | $ 527,000 | $ 0 |
| Washington County Rhode Island | 8 | $ 3,580,000 | $ 447,000 | $ 0 |
| New London County Connecticut | 7 | $ 4,173,000 | $ 596,000 | $ 0 |
| Johnson County Indiana | 7 | $ 3,267,000 | $ 466,000 | $ 0 |
| Cumberland County Maine | 7 | $ 2,982,000 | $ 426,000 | $ 0 |
| Charles County Maryland | 7 | $ 2,922,000 | $ 417,000 | $ 0 |
| Harford County Maryland | 7 | $ 2,972,000 | $ 424,000 | $ 0 |
| Worcester County Maryland | 7 | $ 3,181,000 | $ 454,000 | $ 0 |
| Leelanau County Michigan | 7 | $ 3,682,000 | $ 526,000 | $ 0 |
| Anoka County Minnesota | 7 | $ 2,818,000 | $ 402,000 | $ 0 |
| Ramsey County Minnesota | 7 | $ 3,912,000 | $ 558,000 | $ 0 |
| Dutchess County New York | 7 | $ 2,903,000 | $ 414,000 | $ 0 |
| Montgomery County Ohio | 7 | $ 2,918,000 | $ 416,000 | $ 0 |
| Beaufort County South Carolina | 7 | $ 4,226,000 | $ 603,000 | $ 0 |
| Fauquier County Virginia | 7 | $ 3,169,000 | $ 452,000 | $ 0 |
| Milwaukee County Wisconsin | 7 | $ 3,161,000 | $ 451,000 | $ 0 |
| Allen County Indiana | 6 | $ 2,240,000 | $ 373,000 | $ 0 |
| Boone County Indiana | 6 | $ 2,910,000 | $ 485,000 | $ 0 |
| Porter County Indiana | 6 | $ 2,589,000 | $ 431,000 | $ 0 |
| Grand Traverse County Michigan | 6 | $ 3,334,000 | $ 555,000 | $ 0 |
| Union County North Carolina | 6 | $ 2,637,000 | $ 439,000 | $ 0 |
| Medina County Ohio | 6 | $ 2,856,000 | $ 476,000 | $ 0 |
| Kent County Rhode Island | 6 | $ 2,876,000 | $ 479,000 | $ 0 |
| Horry County South Carolina | 6 | $ 2,617,000 | $ 436,000 | $ 0 |
| Franklin County Virginia | 6 | $ 2,892,000 | $ 482,000 | $ 0 |
| Dukes County Massachusetts | 5 | $ 2,494,000 | $ 498,000 | $ 0 |
| St. Clair County Michigan | 5 | $ 2,491,000 | $ 498,000 | $ 0 |
| Douglas County Nebraska | 5 | $ 2,859,000 | $ 571,000 | $ 0 |
| Monroe County New York | 5 | $ 2,630,000 | $ 526,000 | $ 0 |
| Dare County North Carolina | 5 | $ 2,309,000 | $ 461,000 | $ 0 |
| Iredell County North Carolina | 5 | $ 1,993,000 | $ 398,000 | $ 0 |
| Clermont County Ohio | 5 | $ 2,638,000 | $ 527,000 | $ 0 |
| Newport County Rhode Island | 5 | $ 2,119,000 | $ 423,000 | $ 0 |
| Chesterfield County Virginia | 5 | $ 2,160,000 | $ 432,000 | $ 0 |
| Fairfax City County Virginia | 5 | $ 1,879,000 | $ 375,000 | $ 0 |
| Falls Church County Virginia | 5 | $ 2,524,000 | $ 504,000 | $ 0 |
| James City County Virginia | 5 | $ 1,933,000 | $ 386,000 | $ 0 |
| Richmond City County Virginia | 5 | $ 2,988,000 | $ 597,000 | $ 0 |
| Washington County Wisconsin | 5 | $ 2,580,000 | $ 516,000 | $ 0 |
| Champaign County Illinois | 4 | $ 1,953,000 | $ 488,000 | $ 0 |
| Kendall County Illinois | 4 | $ 1,619,000 | $ 404,000 | $ 0 |
| Hendricks County Indiana | 4 | $ 1,605,000 | $ 401,000 | $ 0 |
| Lake County Indiana | 4 | $ 1,754,000 | $ 438,000 | $ 0 |
| LaPorte County Indiana | 4 | $ 1,616,000 | $ 404,000 | $ 0 |
| Steuben County Indiana | 4 | $ 2,311,000 | $ 577,000 | $ 0 |
| Polk County Iowa | 4 | $ 1,761,000 | $ 440,000 | $ 0 |
| Sedgwick County Kansas | 4 | $ 1,919,000 | $ 479,000 | $ 0 |
| York County Maine | 4 | $ 2,019,000 | $ 504,000 | $ 0 |
| Queen Anne's County Maryland | 4 | $ 2,107,000 | $ 526,000 | $ 0 |
| Branch County Michigan | 4 | $ 1,660,000 | $ 415,000 | $ 0 |
| Lenawee County Michigan | 4 | $ 1,376,000 | $ 344,000 | $ 0 |
| Erie County New York | 4 | $ 1,999,000 | $ 499,000 | $ 0 |
| Buncombe County North Carolina | 4 | $ 1,642,000 | $ 410,000 | $ 0 |
| Chatham County North Carolina | 4 | $ 1,735,000 | $ 433,000 | $ 0 |
| Greene County Ohio | 4 | $ 1,268,000 | $ 317,000 | $ 0 |
| Portage County Ohio | 4 | $ 1,603,000 | $ 400,000 | $ 0 |
| Cumberland County Pennsylvania | 4 | $ 1,735,000 | $ 433,000 | $ 0 |
| Richland County South Carolina | 4 | $ 1,716,000 | $ 429,000 | $ 0 |
| Chittenden County Vermont | 4 | $ 1,691,000 | $ 422,000 | $ 0 |
| Albemarle County Virginia | 4 | $ 2,259,000 | $ 564,000 | $ 0 |
| Frederick County Virginia | 4 | $ 1,525,000 | $ 381,000 | $ 0 |
| Manassas County Virginia | 4 | $ 1,615,000 | $ 403,000 | $ 0 |
| Powhatan County Virginia | 4 | $ 1,551,000 | $ 387,000 | $ 0 |
| Ozaukee County Wisconsin | 4 | $ 2,031,000 | $ 507,000 | $ 0 |
| Tippecanoe County Indiana | 3 | $ 1,222,000 | $ 407,000 | $ 0 |
| Garrett County Maryland | 3 | $ 1,884,000 | $ 628,000 | $ 0 |
| Talbot County Maryland | 3 | $ 1,511,000 | $ 503,000 | $ 0 |
| Hampshire County Massachusetts | 3 | $ 1,185,000 | $ 395,000 | $ 0 |
| Antrim County Michigan | 3 | $ 1,583,000 | $ 527,000 | $ 0 |
| Emmet County Michigan | 3 | $ 1,368,000 | $ 456,000 | $ 0 |
| Ingham County Michigan | 3 | $ 1,664,000 | $ 554,000 | $ 0 |
| Crow Wing County Minnesota | 3 | $ 1,687,000 | $ 562,000 | $ 0 |
| Stearns County Minnesota | 3 | $ 1,208,000 | $ 402,000 | $ 0 |
| St. Charles County Missouri | 3 | $ 1,322,000 | $ 440,000 | $ 0 |
| Carroll County New Hampshire | 3 | $ 1,424,000 | $ 474,000 | $ 0 |
| Merrimack County New Hampshire | 3 | $ 903,000 | $ 301,000 | $ 0 |
| Cumberland County New Jersey | 3 | $ 553,000 | $ 184,000 | $ 23,000 |
| Salem County New Jersey | 3 | $ 665,000 | $ 221,000 | $ 63,000 |
| Carteret County North Carolina | 3 | $ 1,359,000 | $ 453,000 | $ 0 |
| Forsyth County North Carolina | 3 | $ 1,435,000 | $ 478,000 | $ 0 |
| Granville County North Carolina | 3 | $ 1,164,000 | $ 388,000 | $ 0 |
| Lincoln County North Carolina | 3 | $ 1,440,000 | $ 480,000 | $ 0 |
| Lorain County Ohio | 3 | $ 1,395,000 | $ 465,000 | $ 0 |
| Butler County Pennsylvania | 3 | $ 1,645,000 | $ 548,000 | $ 0 |
| Lehigh County Pennsylvania | 3 | $ 1,053,000 | $ 351,000 | $ 0 |
| Washington County Pennsylvania | 3 | $ 1,426,000 | $ 475,000 | $ 0 |
| Bristol County Rhode Island | 3 | $ 1,572,000 | $ 524,000 | $ 0 |
| Davidson County Tennessee | 3 | $ 1,466,000 | $ 488,000 | $ 0 |
| Bennington County Vermont | 3 | $ 1,310,000 | $ 436,000 | $ 0 |
| Lamoille County Vermont | 3 | $ 1,332,000 | $ 444,000 | $ 0 |
| Chesapeake County Virginia | 3 | $ 1,281,000 | $ 427,000 | $ 0 |
| Lancaster County Virginia | 3 | $ 1,402,000 | $ 467,000 | $ 0 |
| Newport News County Virginia | 3 | $ 1,510,000 | $ 503,000 | $ 0 |
| Rappahannock County Virginia | 3 | $ 1,455,000 | $ 485,000 | $ 0 |
| Brown County Wisconsin | 3 | $ 1,457,000 | $ 485,000 | $ 0 |
| Pierce County Wisconsin | 3 | $ 1,269,000 | $ 423,000 | $ 0 |
| Vilas County Wisconsin | 3 | $ 1,819,000 | $ 606,000 | $ 0 |
| Benton County Arkansas | 2 | $ 1,405,000 | $ 702,000 | $ 0 |
| Sebastian County Arkansas | 2 | $ 934,000 | $ 467,000 | $ 0 |
| Tolland County Connecticut | 2 | $ 737,000 | $ 368,000 | $ 0 |
| Boone County Illinois | 2 | $ 883,000 | $ 441,000 | $ 0 |
| Sangamon County Illinois | 2 | $ 1,036,000 | $ 518,000 | $ 0 |
| St. Clair County Illinois | 2 | $ 1,170,000 | $ 585,000 | $ 0 |
| Floyd County Indiana | 2 | $ 1,405,000 | $ 702,000 | $ 0 |
| St. Joseph County Indiana | 2 | $ 457,000 | $ 228,000 | $ 0 |
| Vanderburgh County Indiana | 2 | $ 1,055,000 | $ 527,000 | $ 0 |
| Dallas County Iowa | 2 | $ 1,221,000 | $ 610,000 | $ 0 |
| Johnson County Iowa | 2 | $ 1,188,000 | $ 594,000 | $ 0 |
| Linn County Iowa | 2 | $ 848,000 | $ 424,000 | $ 0 |
| Scott County Iowa | 2 | $ 1,058,000 | $ 529,000 | $ 0 |
| Wicomico County Maryland | 2 | $ 1,033,000 | $ 516,000 | $ 0 |
| Nantucket County Massachusetts | 2 | $ 1,152,000 | $ 576,000 | $ 0 |
| Allegan County Michigan | 2 | $ 983,000 | $ 491,000 | $ 0 |
| Barry County Michigan | 2 | $ 943,000 | $ 471,000 | $ 0 |
| Monroe County Michigan | 2 | $ 772,000 | $ 386,000 | $ 0 |
| Chisago County Minnesota | 2 | $ 1,180,000 | $ 590,000 | $ 0 |
| Olmsted County Minnesota | 2 | $ 799,000 | $ 399,000 | $ 0 |
| Sherburne County Minnesota | 2 | $ 945,000 | $ 472,000 | $ 0 |
| St. Louis County Minnesota | 2 | $ 766,000 | $ 383,000 | $ 0 |
| Camden County Missouri | 2 | $ 738,000 | $ 369,000 | $ 0 |
| Jefferson County Missouri | 2 | $ 1,132,000 | $ 566,000 | $ 0 |
| Platte County Missouri | 2 | $ 1,379,000 | $ 689,000 | $ 0 |
| Stone County Missouri | 2 | $ 1,410,000 | $ 705,000 | $ 0 |
| Lancaster County Nebraska | 2 | $ 1,028,000 | $ 514,000 | $ 0 |
| Belknap County New Hampshire | 2 | $ 882,000 | $ 441,000 | $ 0 |
| Albany County New York | 2 | $ 1,004,000 | $ 502,000 | $ 0 |
| Columbia County New York | 2 | $ 1,009,000 | $ 504,000 | $ 0 |
| Madison County New York | 2 | $ 1,000,000 | $ 500,000 | $ 0 |
| Saratoga County New York | 2 | $ 850,000 | $ 425,000 | $ 0 |
| Ulster County New York | 2 | $ 768,000 | $ 384,000 | $ 0 |
| Warren County New York | 2 | $ 1,196,000 | $ 598,000 | $ 0 |
| Catawba County North Carolina | 2 | $ 865,000 | $ 432,000 | $ 0 |
| Durham County North Carolina | 2 | $ 958,000 | $ 479,000 | $ 0 |
| Jackson County North Carolina | 2 | $ 1,074,000 | $ 537,000 | $ 0 |
| Macon County North Carolina | 2 | $ 997,000 | $ 498,000 | $ 0 |
| Rowan County North Carolina | 2 | $ 778,000 | $ 389,000 | $ 0 |
| Watauga County North Carolina | 2 | $ 1,158,000 | $ 579,000 | $ 0 |
| Burleigh County North Dakota | 2 | $ 805,000 | $ 402,000 | $ 0 |
| Erie County Ohio | 2 | $ 1,036,000 | $ 518,000 | $ 0 |
| Mahoning County Ohio | 2 | $ 870,000 | $ 435,000 | $ 0 |
| Stark County Ohio | 2 | $ 914,000 | $ 457,000 | $ 0 |
| Dauphin County Pennsylvania | 2 | $ 228,000 | $ 114,000 | $ 0 |
| Mercer County Pennsylvania | 2 | $ 808,000 | $ 404,000 | $ 0 |
| Monroe County Pennsylvania | 2 | $ 719,000 | $ 359,000 | $ 0 |
| Westmoreland County Pennsylvania | 2 | $ 821,000 | $ 410,000 | $ 0 |
| Dorchester County South Carolina | 2 | $ 841,000 | $ 420,000 | $ 0 |
| York County South Carolina | 2 | $ 1,532,000 | $ 766,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 1,055,000 | $ 527,000 | $ 0 |
| Williamson County Tennessee | 2 | $ 983,000 | $ 491,000 | $ 0 |
| Rutland County Vermont | 2 | $ 1,329,000 | $ 664,000 | $ 0 |
| Windsor County Vermont | 2 | $ 1,019,000 | $ 509,000 | $ 0 |
| Botetourt County Virginia | 2 | $ 546,000 | $ 273,000 | $ 0 |
| Clarke County Virginia | 2 | $ 911,000 | $ 455,000 | $ 0 |
| Fluvanna County Virginia | 2 | $ 603,000 | $ 301,000 | $ 0 |
| King George County Virginia | 2 | $ 887,000 | $ 443,000 | $ 0 |
| Middlesex County Virginia | 2 | $ 969,000 | $ 484,000 | $ 0 |
| Norfolk County Virginia | 2 | $ 999,000 | $ 499,000 | $ 0 |
| Orange County Virginia | 2 | $ 779,000 | $ 389,000 | $ 0 |
| Roanoke County Virginia | 2 | $ 506,000 | $ 253,000 | $ 0 |
| Roanoke City County Virginia | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Salem County Virginia | 2 | $ 1,399,000 | $ 699,000 | $ 0 |
| Winchester County Virginia | 2 | $ 905,000 | $ 452,000 | $ 0 |
| Door County Wisconsin | 2 | $ 945,000 | $ 472,000 | $ 0 |
| Matanuska-Susitna County Alaska | 1 | $ 920,000 | $ 920,000 | $ 0 |
| Boone County Arkansas | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Craighead County Arkansas | 1 | $ 426,000 | $ 426,000 | $ 0 |
| Garland County Arkansas | 1 | $ 492,000 | $ 492,000 | $ 0 |
| Jefferson County Arkansas | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 473,000 | $ 473,000 | $ 0 |
| Boulder County Colorado | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Kent County Delaware | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 458,000 | $ 458,000 | $ 0 |
| DeKalb County Illinois | 1 | $ 539,000 | $ 539,000 | $ 0 |
| Madison County Illinois | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Peoria County Illinois | 1 | $ 514,000 | $ 514,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Adams County Indiana | 1 | $ 507,000 | $ 507,000 | $ 0 |
| DeKalb County Indiana | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Grant County Indiana | 1 | $ 647,000 | $ 647,000 | $ 0 |
| Kosciusko County Indiana | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Monroe County Indiana | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Pike County Indiana | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Ripley County Indiana | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Warrick County Indiana | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Boone County Iowa | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Bremer County Iowa | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Warren County Iowa | 1 | $ 478,000 | $ 478,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 362,000 | $ 362,000 | $ 0 |
| Boone County Kentucky | 1 | $ 337,000 | $ 337,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 478,000 | $ 478,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Hancock County Maine | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Knox County Maine | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Lincoln County Maine | 1 | $ 353,000 | $ 353,000 | $ 0 |
| Oxford County Maine | 1 | $ 497,000 | $ 497,000 | $ 0 |
| Cecil County Maryland | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Berkshire County Massachusetts | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Benzie County Michigan | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Berrien County Michigan | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Cass County Michigan | 1 | $ 371,000 | $ 371,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Cheboygan County Michigan | 1 | $ 419,000 | $ 419,000 | $ 0 |
| Clinton County Michigan | 1 | $ 468,000 | $ 468,000 | $ 0 |
| Genesee County Michigan | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Isabella County Michigan | 1 | $ 463,000 | $ 463,000 | $ 0 |
| Lapeer County Michigan | 1 | $ 532,000 | $ 532,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 637,000 | $ 637,000 | $ 0 |
| Ontonagon County Michigan | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Otsego County Michigan | 1 | $ 388,000 | $ 388,000 | $ 0 |
| Roscommon County Michigan | 1 | $ 593,000 | $ 593,000 | $ 0 |
| Saginaw County Michigan | 1 | $ 400,000 | $ 400,000 | $ 0 |
| St. Joseph County Michigan | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Van Buren County Michigan | 1 | $ 620,000 | $ 620,000 | $ 0 |
| Wexford County Michigan | 1 | $ 649,000 | $ 649,000 | $ 0 |
| Blue Earth County Minnesota | 1 | $ 442,000 | $ 442,000 | $ 0 |
| Douglas County Minnesota | 1 | $ 494,000 | $ 494,000 | $ 0 |
| Isanti County Minnesota | 1 | $ 393,000 | $ 393,000 | $ 0 |
| Itasca County Minnesota | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Lake County Minnesota | 1 | $ 491,000 | $ 491,000 | $ 0 |
| Otter Tail County Minnesota | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Rice County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Cape Girardeau County Missouri | 1 | $ 931,000 | $ 931,000 | $ 0 |
| Cass County Missouri | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Christian County Missouri | 1 | $ 362,000 | $ 362,000 | $ 0 |
| Franklin County Missouri | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Laclede County Missouri | 1 | $ 611,000 | $ 611,000 | $ 0 |
| Lafayette County Missouri | 1 | $ 488,000 | $ 488,000 | $ 0 |
| Saline County Missouri | 1 | $ 379,000 | $ 379,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Warren County Missouri | 1 | $ 509,000 | $ 509,000 | $ 0 |
| Webster County Missouri | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Kearney County Nebraska | 1 | $ 446,000 | $ 446,000 | $ 0 |
| Washington County Nebraska | 1 | $ 519,000 | $ 519,000 | $ 0 |
| Strafford County New Hampshire | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Greene County New York | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Hamilton County New York | 1 | $ 408,000 | $ 408,000 | $ 0 |
| Herkimer County New York | 1 | $ 442,000 | $ 442,000 | $ 0 |
| Ontario County New York | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Otsego County New York | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Schuyler County New York | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 511,000 | $ 511,000 | $ 0 |
| Alexander County North Carolina | 1 | $ 612,000 | $ 612,000 | $ 0 |
| Beaufort County North Carolina | 1 | $ 641,000 | $ 641,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 434,000 | $ 434,000 | $ 0 |
| Caswell County North Carolina | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Cleveland County North Carolina | 1 | $ 446,000 | $ 446,000 | $ 0 |
| Craven County North Carolina | 1 | $ 431,000 | $ 431,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Davie County North Carolina | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 431,000 | $ 431,000 | $ 0 |
| Hyde County North Carolina | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 457,000 | $ 457,000 | $ 0 |
| Montgomery County North Carolina | 1 | $ 487,000 | $ 487,000 | $ 0 |
| Moore County North Carolina | 1 | $ 657,000 | $ 657,000 | $ 0 |
| Pamlico County North Carolina | 1 | $ 452,000 | $ 452,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Yancey County North Carolina | 1 | $ 492,000 | $ 492,000 | $ 0 |
| Hancock County Ohio | 1 | $ 556,000 | $ 556,000 | $ 0 |
| Huron County Ohio | 1 | $ 701,000 | $ 701,000 | $ 0 |
| Knox County Ohio | 1 | $ 526,000 | $ 526,000 | $ 0 |
| Lake County Ohio | 1 | $ 761,000 | $ 761,000 | $ 0 |
| Licking County Ohio | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Logan County Ohio | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Morrow County Ohio | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Ottawa County Ohio | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Shelby County Ohio | 1 | $ 354,000 | $ 354,000 | $ 0 |
| Wood County Ohio | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Washington County Oregon | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Adams County Pennsylvania | 1 | $ 362,000 | $ 362,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Blair County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 512,000 | $ 512,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 492,000 | $ 492,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 999,000 | $ 999,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Wayne County Pennsylvania | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Wyoming County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 0 |
| York County Pennsylvania | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 459,000 | $ 459,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 624,000 | $ 624,000 | $ 0 |
| McCormick County South Carolina | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 362,000 | $ 362,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Pennington County South Dakota | 1 | $ 434,000 | $ 434,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 403,000 | $ 403,000 | $ 0 |
| Hardin County Tennessee | 1 | $ 639,000 | $ 639,000 | $ 0 |
| Knox County Tennessee | 1 | $ 431,000 | $ 431,000 | $ 0 |
| Monroe County Tennessee | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Augusta County Virginia | 1 | $ 830,000 | $ 830,000 | $ 0 |
| Bedford County Virginia | 1 | $ 697,000 | $ 697,000 | $ 0 |
| Culpeper County Virginia | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Goochland County Virginia | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Hanover County Virginia | 1 | $ 373,000 | $ 373,000 | $ 0 |
| Henry County Virginia | 1 | $ 619,000 | $ 619,000 | $ 0 |
| Isle of Wight County Virginia | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Manassas Park County Virginia | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Montgomery County Virginia | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Nelson County Virginia | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 421,000 | $ 421,000 | $ 0 |
| York County Virginia | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Kanawha County West Virginia | 1 | $ 388,000 | $ 388,000 | $ 0 |
| Barron County Wisconsin | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Crawford County Wisconsin | 1 | $ 507,000 | $ 507,000 | $ 0 |
| Green County Wisconsin | 1 | $ 428,000 | $ 428,000 | $ 0 |
| Jefferson County Wisconsin | 1 | $ 639,000 | $ 639,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 456,000 | $ 456,000 | $ 0 |
| Portage County Wisconsin | 1 | $ 558,000 | $ 558,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 576,000 | $ 576,000 | $ 0 |
| Sauk County Wisconsin | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Sawyer County Wisconsin | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Sheboygan County Wisconsin | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Winnebago County Wisconsin | 1 | $ 699,000 | $ 699,000 | $ 0 |
Mortgage Loan Application Detail Totals for Hudson City Savings Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,473 | $2,604,204,000 | $461,812 | $1,820,000 | $4,187 | $3,968,000 |
| Refinancing | 5,342 | $2,014,275,000 | $493,966 | $2,900,000 | $3,966 | $6,000,000 |
| Home Improvement | 985 | $40,413,000 | $328,750 | $503,000 | $22,750 | $1,497,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,363 | $3,028,706,000 | $482,228 | $1,013,000 | $342 | $445,000 |
| White | 4,816 | $1,217,924,000 | $316,500 | $2,900,000 | $129,500 | $6,000,000 |
| Asian | 1,071 | $313,851,000 | $443,500 | $1,000,000 | $164,000 | $753,000 |
| Hispanic | 226 | $54,576,000 | $287,000 | $1,000,000 | $116,500 | $480,000 |
| Not Provided | 157 | $10,805,000 | $68,000 | $525,000 | $118,000 | $1,497,000 |
| Black or African American | 112 | $19,065,000 | $170,000 | $575,000 | $97,000 | $530,000 |
| Native Hawaiian or Other Pacific Islander | 35 | $10,238,000 | $292,000 | $679,000 | $182,000 | $858,000 |
| American Indian or Alaskan Native | 20 | $3,727,000 | $186,000 | $700,000 | $104,000 | $297,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,780 | $4,655,739,000 | $478,600 | $2,900,000 | $3,514 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 20 | $3,153,000 | $157,000 | $342,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 6,355 | $3,026,758,000 | $482,257 | $1,013,000 | $0 | $0 |
| Loan Originated | 5,515 | $1,437,439,000 | $324,500 | $2,900,000 | $135,000 | $6,000,000 |
| Application Denied By Financial Institution | 407 | $57,770,000 | $141,000 | $2,250,000 | $95,000 | $1,631,000 |
| Application Approved But Not Accepted | 279 | $74,854,000 | $268,000 | $1,500,000 | $130,000 | $1,213,000 |
| Application Withdrawn By Applicant | 152 | $38,972,000 | $256,000 | $750,000 | $117,000 | $500,000 |
| File Closed For Incompleteness | 92 | $23,099,000 | $251,000 | $1,000,000 | $138,000 | $516,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 217 | $23,875,000 | $110,000 | $1,000,000 | $60,000 | $293,000 |
| Collateral | 85 | $12,487,000 | $146,000 | $750,000 | $121,000 | $982,000 |
| Credit History | 58 | $11,239,000 | $193,000 | $600,000 | $89,000 | $305,000 |
| Other | 36 | $8,093,000 | $224,000 | $2,250,000 | $153,000 | $1,631,000 |
| Unverifiable Information | 6 | $1,152,000 | $192,000 | $334,000 | $98,000 | $180,000 |
| Mortgage Insurance Denied | 3 | $642,000 | $214,000 | $276,000 | $74,000 | $95,000 |
| Credit Application Incomplete | 1 | $156,000 | $156,000 | $156,000 | $0 | $0 |
| Employment History | 1 | $126,000 | $126,000 | $126,000 | $35,000 | $35,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hudson City Savings Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hudson City Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.