Hughes Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Hughes Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hughes Federal Credit Union 971 W Wetmore Rd Tucson, AZ 85705 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 1,503 |
| Total Mortgage Loan Application Amount | $118,145,000 |
| Average Mortgage Loan Application Amount | $98,800 |
| Highest Mortgage Loan Application Amount | $505,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $1,741,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Hughes Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hughes Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Hughes Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hughes Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Hughes Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hughes Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pima County Arizona | 941 | $ 72,095,000 | $ 76,000 | $ 110,000 |
| Maricopa County Arizona | 287 | $ 26,715,000 | $ 93,000 | $ 141,000 |
| Pinal County Arizona | 60 | $ 3,880,000 | $ 64,000 | $ 115,000 |
| Yavapai County Arizona | 33 | $ 2,845,000 | $ 86,000 | $ 108,000 |
| Cochise County Arizona | 22 | $ 1,190,000 | $ 54,000 | $ 101,000 |
| Graham County Arizona | 22 | $ 1,240,000 | $ 56,000 | $ 101,000 |
| Santa Cruz County Arizona | 12 | $ 890,000 | $ 74,000 | $ 75,000 |
| Mohave County Arizona | 11 | $ 705,000 | $ 64,000 | $ 113,000 |
| Yuma County Arizona | 9 | $ 465,000 | $ 51,000 | $ 115,000 |
| Navajo County Arizona | 7 | $ 535,000 | $ 76,000 | $ 128,000 |
| Coconino County Arizona | 4 | $ 370,000 | $ 92,000 | $ 88,000 |
| Greenlee County Arizona | 3 | $ 245,000 | $ 81,000 | $ 56,000 |
| Gila County Arizona | 2 | $ 170,000 | $ 85,000 | $ 128,000 |
| Los Angeles County California | 2 | $ 170,000 | $ 85,000 | $ 119,000 |
| Lee County Florida | 2 | $ 160,000 | $ 80,000 | $ 85,000 |
| Miami-Dade County Florida | 2 | $ 410,000 | $ 205,000 | $ 167,000 |
| Palm Beach County Florida | 2 | $ 180,000 | $ 90,000 | $ 144,000 |
| Gloucester County New Jersey | 2 | $ 90,000 | $ 45,000 | $ 75,000 |
| Tarrant County Texas | 2 | $ 200,000 | $ 100,000 | $ 185,000 |
| Rock County Wisconsin | 2 | $ 30,000 | $ 15,000 | $ 67,000 |
| Apache County Arizona | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| La Paz County Arizona | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Saline County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Fresno County California | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Riverside County California | 1 | $ 15,000 | $ 15,000 | $ 93,000 |
| San Bernardino County California | 1 | $ 75,000 | $ 75,000 | $ 102,000 |
| Broomfield County Colorado | 1 | $ 25,000 | $ 25,000 | $ 600,000 |
| La Plata County Colorado | 1 | $ 55,000 | $ 55,000 | $ 397,000 |
| Hartford County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 158,000 |
| District of Columbia County District Of Columbia | 1 | $ 255,000 | $ 255,000 | $ 153,000 |
| Columbia County Florida | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Hendry County Florida | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Hillsborough County Florida | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Orange County Florida | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Polk County Florida | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| St. Lucie County Florida | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Bartow County Georgia | 1 | $ 145,000 | $ 145,000 | $ 276,000 |
| Fulton County Georgia | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Gwinnett County Georgia | 1 | $ 95,000 | $ 95,000 | $ 180,000 |
| Rockdale County Georgia | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Cook County Illinois | 1 | $ 55,000 | $ 55,000 | $ 248,000 |
| Kankakee County Illinois | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| McHenry County Illinois | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Clark County Indiana | 1 | $ 65,000 | $ 65,000 | $ 144,000 |
| Marion County Indiana | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Johnson County Kansas | 1 | $ 35,000 | $ 35,000 | $ 138,000 |
| St. Landry County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Anne Arundel County Maryland | 1 | $ 45,000 | $ 45,000 | $ 104,000 |
| Montgomery County Maryland | 1 | $ 255,000 | $ 255,000 | $ 283,000 |
| Middlesex County Massachusetts | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Plymouth County Massachusetts | 1 | $ 15,000 | $ 15,000 | $ 138,000 |
| Kent County Michigan | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Lenawee County Michigan | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Otsego County Michigan | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Wayne County Michigan | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Hennepin County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Mahnomen County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Redwood County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Franklin County Missouri | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Belknap County New Hampshire | 1 | $ 15,000 | $ 15,000 | $ 161,000 |
| Camden County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Hudson County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 147,000 |
| Bernalillo County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Erie County New York | 1 | $ 25,000 | $ 25,000 | $ 1,200,000 |
| New York County New York | 1 | $ 255,000 | $ 255,000 | $ 495,000 |
| Stark County North Dakota | 1 | $ 15,000 | $ 15,000 | $ 210,000 |
| Franklin County Ohio | 1 | $ 25,000 | $ 25,000 | $ 134,000 |
| Knox County Ohio | 1 | $ 25,000 | $ 25,000 | $ 109,000 |
| Mahoning County Ohio | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Medina County Ohio | 1 | $ 255,000 | $ 255,000 | $ 36,000 |
| Kay County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 79,000 |
| Marshall County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Pittsburg County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Bucks County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Montgomery County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 127,000 |
| Northampton County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 240,000 |
| Philadelphia County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Beaufort County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Greenville County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Marlboro County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 36,000 |
| Richland County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 147,000 |
| Fentress County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Lincoln County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| Rutherford County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Harris County Texas | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| Johnson County Texas | 1 | $ 5,000 | $ 5,000 | $ 31,000 |
| Lubbock County Texas | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Mitchell County Texas | 1 | $ 45,000 | $ 45,000 | $ 150,000 |
| Rockwall County Texas | 1 | $ 55,000 | $ 55,000 | $ 174,000 |
| Wood County Texas | 1 | $ 15,000 | $ 15,000 | $ 107,000 |
| Salt Lake County Utah | 1 | $ 15,000 | $ 15,000 | $ 576,000 |
| Chesterfield County Virginia | 1 | $ 95,000 | $ 95,000 | $ 1,080,000 |
| Spotsylvania County Virginia | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Clark County Washington | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Harrison County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 98,000 |
| Ohio County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Hughes Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 786 | $58,980,000 | $75,000 | $505,000 | $116,000 | $1,286,000 |
| Home Improvement | 585 | $44,045,000 | $75,000 | $255,000 | $123,000 | $1,741,000 |
| Cash-out Refinancing | 75 | $8,635,000 | $115,000 | $255,000 | $106,000 | $459,000 |
| Refinancing | 31 | $3,085,000 | $99,000 | $255,000 | $117,000 | $313,000 |
| Home Purchase | 26 | $3,400,000 | $130,000 | $355,000 | $88,000 | $576,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 761 | $61,615,000 | $80,000 | $505,000 | $123,000 | $1,199,000 |
| Hispanic | 406 | $28,850,000 | $71,000 | $355,000 | $102,000 | $1,020,000 |
| Not Provided | 256 | $20,700,000 | $80,000 | $255,000 | $128,000 | $1,741,000 |
| Black or African American | 38 | $3,080,000 | $81,000 | $225,000 | $115,000 | $248,000 |
| Asian | 28 | $2,780,000 | $99,000 | $255,000 | $116,000 | $222,000 |
| American Indian or Alaskan Native | 11 | $915,000 | $83,000 | $255,000 | $83,000 | $156,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $205,000 | $68,000 | $105,000 | $108,000 | $162,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,503 | $118,145,000 | $78,000 | $505,000 | $118,000 | $1,741,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 814 | $69,790,000 | $85,000 | $255,000 | $126,000 | $1,741,000 |
| Application Denied By Financial Institution | 333 | $24,135,000 | $72,000 | $505,000 | $106,000 | $1,200,000 |
| Application Approved But Not Accepted | 297 | $19,505,000 | $65,000 | $255,000 | $107,000 | $1,020,000 |
| Application Withdrawn By Applicant | 59 | $4,715,000 | $79,000 | $255,000 | $119,000 | $360,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,170 | $94,010,000 | $80,000 | $255,000 | $121,000 | $1,741,000 |
| Credit History | 130 | $8,420,000 | $64,000 | $255,000 | $98,000 | $1,200,000 |
| Other | 119 | $9,485,000 | $79,000 | $505,000 | $127,000 | $1,080,000 |
| Debt-To-Income Ratio | 63 | $3,965,000 | $62,000 | $255,000 | $74,000 | $288,000 |
| Collateral | 12 | $1,360,000 | $113,000 | $255,000 | $150,000 | $495,000 |
| Credit Application Incomplete | 8 | $880,000 | $110,000 | $225,000 | $123,000 | $360,000 |
| Unverifiable Information | 1 | $25,000 | $25,000 | $25,000 | $77,000 | $77,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hughes Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hughes Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.