Iberiabank Mortgage Lending & HMDA Data, 2013

In 2013, Iberiabank of Kenner, LA reported 4,776 mortgage applications totaling $599.2 million, up 7% from 2012. The average application was for $125,466, and applicants reported an average income of $139,175. 51% of its applications resulted in an originated loan and 34% were denied. Its largest markets were New Orleans-Metairie-Kenner, LA (729), Little Rock-North Little Rock-Conway, AR (548) and Lafayette, LA (426) (applications in parentheses).

Mortgage Company & Address Iberiabank
285 West Esplanade Avenue, 2nd Floor
Kenner, LA 70065
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 4,776
Total Mortgage Loan Application Amount $599,228,000
Average Mortgage Loan Application Amount $125,466
Highest Mortgage Loan Application Amount $8,300,000
Average Applicant Income $139,175
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Iberiabank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Iberiabank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pulaski, Arkansas 392 $ 33,165,000 $ 84,604 $ 125,000
Lafayette, Louisiana 366 $ 29,674,000 $ 81,076 $ 156,000
Orleans, Louisiana 319 $ 62,015,000 $ 194,404 $ 180,000
Calcasieu, Louisiana 292 $ 17,616,000 $ 60,328 $ 74,000
Jefferson, Louisiana 240 $ 20,365,000 $ 84,854 $ 95,000
Jefferson, Alabama 199 $ 28,659,000 $ 144,015 $ 127,000
East Baton Rouge, Louisiana 156 $ 29,661,000 $ 190,134 $ 162,000
Craighead, Arkansas 144 $ 15,003,000 $ 104,187 $ 99,000
St. Tammany, Louisiana 144 $ 18,651,000 $ 129,520 $ 195,000
Ouachita, Louisiana 136 $ 12,463,000 $ 91,639 $ 92,000
Iberia, Louisiana 115 $ 4,933,000 $ 42,895 $ 62,000
Harris, Texas 104 $ 69,320,000 $ 666,538 $ 440,000
Acadia, Louisiana 94 $ 2,547,000 $ 27,095 $ 70,000
Benton, Arkansas 92 $ 4,786,000 $ 52,021 $ 88,000
Shelby, Tennessee 91 $ 5,812,000 $ 63,868 $ 117,000
Lawrence, Arkansas 90 $ 2,913,000 $ 32,366 $ 50,000
Saline, Arkansas 88 $ 3,979,000 $ 45,215 $ 74,000
Collier, Florida 83 $ 14,570,000 $ 175,542 $ 112,000
Lee, Florida 78 $ 12,044,000 $ 154,410 $ 89,000
Randolph, Arkansas 74 $ 3,473,000 $ 46,932 $ 163,000
Washington, Arkansas 72 $ 5,681,000 $ 78,902 $ 78,000
Vermilion, Louisiana 69 $ 2,010,000 $ 29,130 $ 68,000
St. Martin, Louisiana 60 $ 2,427,000 $ 40,450 $ 156,000
Madison, Alabama 50 $ 10,368,000 $ 207,360 $ 120,000
Lincoln, Louisiana 45 $ 1,078,000 $ 23,955 $ 50,000
Cameron, Louisiana 43 $ 2,665,000 $ 61,976 $ 79,000
Morehouse, Louisiana 41 $ 1,273,000 $ 31,048 $ 73,000
Shelby, Alabama 40 $ 5,824,000 $ 145,600 $ 112,000
Palm Beach, Florida 38 $ 10,791,000 $ 283,973 $ 325,000
Jackson, Arkansas 36 $ 1,239,000 $ 34,416 $ 64,000
Manatee, Florida 35 $ 1,114,000 $ 31,828 $ 47,000
Allen, Louisiana 34 $ 1,446,000 $ 42,529 $ 60,000
Caddo, Louisiana 34 $ 4,662,000 $ 137,117 $ 140,000
Faulkner, Arkansas 33 $ 1,020,000 $ 30,909 $ 90,000
Sarasota, Florida 33 $ 2,174,000 $ 65,878 $ 97,000
St. Landry, Louisiana 33 $ 2,603,000 $ 78,878 $ 112,000
Lonoke, Arkansas 30 $ 588,000 $ 19,600 $ 79,000
Livingston, Louisiana 30 $ 2,877,000 $ 95,900 $ 377,000
Mobile, Alabama 27 $ 10,295,000 $ 381,296 $ 261,000
Baldwin, Alabama 26 $ 20,140,000 $ 774,615 $ 511,000
Montgomery, Alabama 26 $ 5,080,000 $ 195,384 $ 73,000
Clay, Arkansas 26 $ 1,055,000 $ 40,576 $ 42,000
Poinsett, Arkansas 24 $ 473,000 $ 19,708 $ 45,000
Ascension, Louisiana 23 $ 2,197,000 $ 95,521 $ 135,000
Greene, Arkansas 22 $ 1,484,000 $ 67,454 $ 49,000
Broward, Florida 22 $ 3,981,000 $ 180,954 $ 61,000
Sharp, Arkansas 19 $ 1,242,000 $ 65,368 $ 55,000
White, Arkansas 17 $ 300,000 $ 17,647 $ 121,000
St. Mary, Louisiana 17 $ 1,083,000 $ 63,705 $ 57,000
DeSoto, Mississippi 16 $ 244,000 $ 15,250 $ 76,000
Fort Bend, Texas 16 $ 12,703,000 $ 793,937 $ 656,000
Jefferson, Arkansas 15 $ 2,389,000 $ 159,266 $ 51,000
Beauregard, Louisiana 13 $ 727,000 $ 55,923 $ 58,000
Terrebonne, Louisiana 13 $ 2,029,000 $ 156,076 $ 69,000
Walton, Florida 12 $ 7,409,000 $ 617,416 $ 901,000
Tangipahoa, Louisiana 12 $ 1,173,000 $ 97,750 $ 64,000
Garland, Arkansas 10 $ 178,000 $ 17,800 $ 51,000
Union, Louisiana 10 $ 127,000 $ 12,700 $ 64,000
Blount, Alabama 9 $ 771,000 $ 85,666 $ 41,000
St. Clair, Alabama 9 $ 818,000 $ 90,888 $ 56,000
St. John the Baptist, Louisiana 9 $ 900,000 $ 100,000 $ 38,000
St. Charles, Louisiana 8 $ 264,000 $ 33,000 $ 63,000
Crittenden, Arkansas 7 $ 207,000 $ 29,571 $ 75,000
Bossier, Louisiana 7 $ 1,720,000 $ 245,714 $ 137,000
Elmore, Alabama 6 $ 719,000 $ 119,833 $ 112,000
Tallapoosa, Alabama 6 $ 1,807,000 $ 301,166 $ 1,856,000
Cleburne, Arkansas 6 $ 533,000 $ 88,833 $ 74,000
Crawford, Arkansas 6 $ 118,000 $ 19,666 $ 67,000
Monroe, Arkansas 6 $ 35,000 $ 5,833 $ 63,000
Martin, Florida 6 $ 3,052,000 $ 508,666 $ 244,000
Jefferson Davis, Louisiana 6 $ 351,000 $ 58,500 $ 88,000
Lafourche, Louisiana 6 $ 301,000 $ 50,166 $ 115,000
St. Bernard, Louisiana 6 $ 275,000 $ 45,833 $ 100,000
West Carroll, Louisiana 6 $ 84,000 $ 14,000 $ 86,000
Fayette, Tennessee 6 $ 251,000 $ 41,833 $ 65,000
Dallas, Texas 6 $ 383,000 $ 63,833 $ 152,000
Conway, Arkansas 5 $ 92,000 $ 18,400 $ 48,000
Hot Spring, Arkansas 5 $ 97,000 $ 19,400 $ 62,000
Brevard, Florida 5 $ 1,383,000 $ 276,600 $ 54,000
Escambia, Florida 5 $ 1,763,000 $ 352,600 $ 410,000
Monroe, Florida 5 $ 8,463,000 $ 1,692,600 $ 278,000
Tuscaloosa, Alabama 4 $ 486,000 $ 121,500 $ 384,000
Sebastian, Arkansas 4 $ 367,000 $ 91,750 $ 122,000
Van Buren, Arkansas 4 $ 122,000 $ 30,500 $ 112,000
Bay, Florida 4 $ 873,000 $ 218,250 $ 301,000
Charlotte, Florida 4 $ 140,000 $ 35,000 $ 166,000
Jackson, Louisiana 4 $ 176,000 $ 44,000 $ 72,000
Tate, Mississippi 4 $ 192,000 $ 48,000 $ 102,000
Tishomingo, Mississippi 4 $ 327,000 $ 81,750 $ 118,000
Brazos, Texas 4 $ 807,000 $ 201,750 $ 237,000
Montgomery, Texas 4 $ 985,000 $ 246,250 $ 340,000
Lee, Alabama 3 $ 810,000 $ 270,000 $ 549,000
Marshall, Alabama 3 $ 383,000 $ 127,666 $ 178,000
Arkansas, Arkansas 3 $ 87,000 $ 29,000 $ 56,000
Ashley, Arkansas 3 $ 17,000 $ 5,666 $ 49,000
Baxter, Arkansas 3 $ 700,000 $ 233,333 $ 133,000
Clark, Arkansas 3 $ 20,000 $ 6,666 $ 23,000
Fulton, Arkansas 3 $ 195,000 $ 65,000 $ 20,000
Perry, Arkansas 3 $ 16,000 $ 5,333 $ 58,000
Pope, Arkansas 3 $ 48,000 $ 16,000 $ 94,000
St. Francis, Arkansas 3 $ 20,000 $ 6,666 $ 49,000
Eagle, Colorado 3 $ 10,161,000 $ 3,387,000 $ 3,138,000
Bienville, Louisiana 3 $ 30,000 $ 10,000 $ 71,000
Iberville, Louisiana 3 $ 294,000 $ 98,000 $ 80,000
Plaquemines, Louisiana 3 $ 280,000 $ 93,333 $ 199,000
Davidson, Tennessee 3 $ 718,000 $ 239,333 $ 151,000
Williamson, Tennessee 3 $ 171,000 $ 57,000 $ 211,000
Galveston, Texas 3 $ 862,000 $ 287,333 $ 208,000
Limestone, Alabama 2 $ 167,000 $ 83,500 $ 263,000
Macon, Alabama 2 $ 11,000 $ 5,500 $ 17,000
Morgan, Alabama 2 $ 117,000 $ 58,500 $ 900,000
Winston, Alabama 2 $ 300,000 $ 150,000 $ 136,000
Carroll, Arkansas 2 $ 220,000 $ 110,000 $ 96,000
Grant, Arkansas 2 $ 12,000 $ 6,000 $ 68,000
Izard, Arkansas 2 $ 6,000 $ 3,000 $ 24,000
Lincoln, Arkansas 2 $ 36,000 $ 18,000 $ 57,000
Madison, Arkansas 2 $ 35,000 $ 17,500 $ 76,000
Mississippi, Arkansas 2 $ 17,000 $ 8,500 $ 37,000
Ouachita, Arkansas 2 $ 28,000 $ 14,000 $ 20,000
Fulton, Georgia 2 $ 27,000 $ 13,500 $ 158,000
De Soto, Louisiana 2 $ 263,000 $ 131,500 $ 63,000
Richland, Louisiana 2 $ 60,000 $ 30,000 $ 90,000
Winn, Louisiana 2 $ 12,000 $ 6,000 $ 54,000
Jackson, Mississippi 2 $ 1,364,000 $ 682,000 $ 0
McDonald, Missouri 2 $ 189,000 $ 94,500 $ 61,000
Bergen, New Jersey 2 $ 22,000 $ 11,000 $ 109,000
Sevier, Tennessee 2 $ 696,000 $ 348,000 $ 0
Tipton, Tennessee 2 $ 9,000 $ 4,500 $ 50,000
Jefferson, Texas 2 $ 2,400,000 $ 1,200,000 $ 1,497,000
Travis, Texas 2 $ 3,000,000 $ 1,500,000 $ 1,057,000
Autauga, Alabama 1 $ 91,000 $ 91,000 $ 42,000
Bibb, Alabama 1 $ 123,000 $ 123,000 $ 42,000
Talladega, Alabama 1 $ 30,000 $ 30,000 $ 75,000
Juneau, Alaska 1 $ 6,000 $ 6,000 $ 0
Boone, Arkansas 1 $ 5,000 $ 5,000 $ 79,000
Bradley, Arkansas 1 $ 10,000 $ 10,000 $ 84,000
Cleveland, Arkansas 1 $ 27,000 $ 27,000 $ 84,000
Columbia, Arkansas 1 $ 148,000 $ 148,000 $ 146,000
Dallas, Arkansas 1 $ 30,000 $ 30,000 $ 55,000
Desha, Arkansas 1 $ 35,000 $ 35,000 $ 159,000
Drew, Arkansas 1 $ 43,000 $ 43,000 $ 213,000
Hempstead, Arkansas 1 $ 55,000 $ 55,000 $ 70,000
Howard, Arkansas 1 $ 6,000 $ 6,000 $ 62,000
Montgomery, Arkansas 1 $ 5,000 $ 5,000 $ 22,000
Prairie, Arkansas 1 $ 11,000 $ 11,000 $ 48,000
Scott, Arkansas 1 $ 9,000 $ 9,000 $ 52,000
Sevier, Arkansas 1 $ 7,000 $ 7,000 $ 29,000
Woodruff, Arkansas 1 $ 13,000 $ 13,000 $ 39,000
Yell, Arkansas 1 $ 13,000 $ 13,000 $ 19,000
Los Angeles, California 1 $ 7,000,000 $ 7,000,000 $ 1,500,000
Monterey, California 1 $ 855,000 $ 855,000 $ 552,000
Clay, Florida 1 $ 45,000 $ 45,000 $ 270,000
Glades, Florida 1 $ 500,000 $ 500,000 $ 0
Hendry, Florida 1 $ 50,000 $ 50,000 $ 65,000
Hillsborough, Florida 1 $ 110,000 $ 110,000 $ 352,000
Okaloosa, Florida 1 $ 150,000 $ 150,000 $ 92,000
Pasco, Florida 1 $ 20,000 $ 20,000 $ 80,000
Seminole, Florida 1 $ 100,000 $ 100,000 $ 11,000
Suwannee, Florida 1 $ 7,000 $ 7,000 $ 42,000
Clarke, Georgia 1 $ 168,000 $ 168,000 $ 680,000
Blaine, Idaho 1 $ 661,000 $ 661,000 $ 0
Fayette, Kentucky 1 $ 345,000 $ 345,000 $ 429,000
Jefferson, Kentucky 1 $ 396,000 $ 396,000 $ 860,000
Avoyelles, Louisiana 1 $ 86,000 $ 86,000 $ 36,000
Caldwell, Louisiana 1 $ 15,000 $ 15,000 $ 0
Claiborne, Louisiana 1 $ 225,000 $ 225,000 $ 159,000
East Carroll, Louisiana 1 $ 28,000 $ 28,000 $ 46,000
Evangeline, Louisiana 1 $ 23,000 $ 23,000 $ 21,000
Franklin, Louisiana 1 $ 11,000 $ 11,000 $ 56,000
Natchitoches, Louisiana 1 $ 250,000 $ 250,000 $ 0
Sabine, Louisiana 1 $ 40,000 $ 40,000 $ 184,000
St. James, Louisiana 1 $ 30,000 $ 30,000 $ 111,000
Washington, Louisiana 1 $ 20,000 $ 20,000 $ 89,000
Alcorn, Mississippi 1 $ 2,000 $ 2,000 $ 73,000
Hancock, Mississippi 1 $ 307,000 $ 307,000 $ 4,800,000
Harrison, Mississippi 1 $ 770,000 $ 770,000 $ 744,000
Lafayette, Mississippi 1 $ 422,000 $ 422,000 $ 540,000
Marshall, Mississippi 1 $ 6,000 $ 6,000 $ 36,000
Walthall, Mississippi 1 $ 155,000 $ 155,000 $ 223,000
Barry, Missouri 1 $ 115,000 $ 115,000 $ 40,000
Dunklin, Missouri 1 $ 15,000 $ 15,000 $ 36,000
Pulaski, Missouri 1 $ 3,000 $ 3,000 $ 29,000
Scotland, Missouri 1 $ 43,000 $ 43,000 $ 1,559,000
Wayne, Missouri 1 $ 3,000 $ 3,000 $ 12,000
Jackson, North Carolina 1 $ 400,000 $ 400,000 $ 0
Macon, North Carolina 1 $ 300,000 $ 300,000 $ 1,068,000
Adair, Oklahoma 1 $ 25,000 $ 25,000 $ 103,000
Le Flore, Oklahoma 1 $ 15,000 $ 15,000 $ 1,200,000
Sequoyah, Oklahoma 1 $ 16,000 $ 16,000 $ 13,000
Tulsa, Oklahoma 1 $ 5,000 $ 5,000 $ 36,000
Yamhill, Oregon 1 $ 893,000 $ 893,000 $ 400,000
Carroll, Tennessee 1 $ 25,000 $ 25,000 $ 76,000
Hardeman, Tennessee 1 $ 41,000 $ 41,000 $ 109,000
Madison, Tennessee 1 $ 4,000 $ 4,000 $ 70,000
Brazoria, Texas 1 $ 40,000 $ 40,000 $ 115,000
Cass, Texas 1 $ 25,000 $ 25,000 $ 75,000
Chambers, Texas 1 $ 50,000 $ 50,000 $ 61,000
Collin, Texas 1 $ 194,000 $ 194,000 $ 5,920,000
Goliad, Texas 1 $ 1,350,000 $ 1,350,000 $ 720,000
Kendall, Texas 1 $ 1,440,000 $ 1,440,000 $ 443,000
Newton, Texas 1 $ 4,000 $ 4,000 $ 16,000
Nueces, Texas 1 $ 1,080,000 $ 1,080,000 $ 754,000
Summit, Utah 1 $ 470,000 $ 470,000 $ 0
Arlington, Virginia 1 $ 612,000 $ 612,000 $ 2,462,000

Mortgage Loan Application Detail Totals for Iberiabank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 2,608 $63,871,000 $24,000 $7,500,000 $77,000 $9,999,000
Home Purchase 1,193 $309,930,000 $259,000 $8,300,000 $245,000 $9,999,000
Refinancing 975 $225,427,000 $231,000 $7,200,000 $176,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,596 $311,071,000 $119,000 $7,000,000 $170,000 $9,999,000
Black or African American 695 $20,907,000 $30,000 $1,986,000 $64,000 $5,408,000
Not Provided 677 $86,253,000 $127,000 $3,513,000 $183,000 $9,999,000
Not applicable 568 $159,982,000 $281,000 $8,300,000 $31,000 $262,000
Hispanic 173 $13,737,000 $79,000 $3,240,000 $159,000 $6,000,000
Asian 47 $5,317,000 $113,000 $734,000 $127,000 $720,000
American Indian or Alaskan Native 12 $1,200,000 $100,000 $617,000 $141,000 $535,000
Native Hawaiian or Other Pacific Islander 8 $761,000 $95,000 $250,000 $139,000 $312,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,626 $580,582,000 $125,000 $8,300,000 $142,000 $9,999,000
FHA-insured (Federal Housing Administration) 139 $17,228,000 $123,000 $281,000 $45,000 $134,000
VA-guaranteed (Veterans Administration) 11 $1,418,000 $128,000 $217,000 $41,000 $78,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,431 $415,485,000 $170,000 $8,300,000 $195,000 $9,999,000
Application Denied By Financial Institution 1,627 $77,921,000 $47,000 $3,000,000 $71,000 $5,946,000
Loan Purchased By The Institution 433 $48,072,000 $111,000 $377,000 $41,000 $262,000
Application Approved But Not Accepted 204 $18,154,000 $88,000 $1,500,000 $118,000 $2,472,000
Application Withdrawn By Applicant 81 $39,596,000 $488,000 $6,000,000 $422,000 $6,284,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Iberiabank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Iberiabank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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