Morehouse Parish, LA Mortgage Lenders & HMDA Data, 2013
In 2013, lenders reported 927 mortgage applications in Morehouse Parish, LA totaling $211.0 million, down 2% from 2012. The average application was for $227,000, and applicants reported an average income of $61,000. 42% of applications resulted in an originated loan and 26% were denied. The most active lender was JPMorgan Chase Bank, NA, with 96 applications, followed by Capital One, National Association and Wells Fargo Bank NA.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 927 |
| Total Mortgage Loan Application Amount | $210,963,000 |
| Average Mortgage Loan Application Amount | $227,000 |
| Highest Mortgage Loan Application Amount | $80,873,000 |
| Average Applicant Income | $61,000 |
| Highest Applicant Income | $1,859,000 |
Top Mortgage Lenders in Morehouse Parish, LA (2013)
Ranked by the number of mortgage applications each lender reported in Morehouse Parish, LA in 2013.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, NA Columbus, OH |
96 | $9,041,000 | $94,000 | $39,000 |
| 2 | Capital One, National Association Plano, TX |
83 | $4,073,000 | $49,000 | $45,000 |
| 3 | Wells Fargo Bank NA Minneapolis, MN |
72 | $7,960,000 | $110,000 | $81,000 |
| 4 | Vanderbilt Mortgage and Finance, Inc Maryville, TN |
53 | $2,728,000 | $51,000 | $39,000 |
| 5 | Regions Bank Birmingham, AL |
51 | $2,845,000 | $55,000 | $55,000 |
| 6 | Bankers Mortgage Center, Inc. Monroe, LA |
49 | $6,488,000 | $132,000 | $95,000 |
| 7 | Origin Bank Houston, TX |
48 | $4,680,000 | $97,000 | $98,000 |
| 8 | Ouachita Independent Bank Monroe, LA |
42 | $2,442,000 | $58,000 | $70,000 |
| 9 | Iberiabank Kenner, LA |
41 | $1,273,000 | $31,000 | $73,000 |
| 10 | Richland State Bank Rayville, LA |
38 | $2,793,000 | $73,000 | $67,000 |
The tables below break down 2013 mortgage applications in Morehouse Parish, LA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Morehouse Parish, LA in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 413 | $36,783,000 | $89,000 | $793,000 | $54,000 | $1,859,000 |
| Refinancing | 391 | $170,627,000 | $436,000 | $80,873,000 | $71,000 | $828,000 |
| Home Improvement | 123 | $3,553,000 | $28,000 | $208,000 | $52,000 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 535 | $49,347,000 | $92,000 | $385,000 | $75,000 | $1,859,000 |
| Black or African American | 254 | $17,315,000 | $68,000 | $300,000 | $48,000 | $510,000 |
| Not applicable | 72 | $139,530,000 | $1,937,000 | $80,873,000 | $11,000 | $170,000 |
| Not Provided | 59 | $4,344,000 | $73,000 | $227,000 | $53,000 | $400,000 |
| Hispanic | 4 | $164,000 | $41,000 | $100,000 | $45,000 | $93,000 |
| Asian | 2 | $180,000 | $90,000 | $90,000 | $31,000 | $31,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $83,000 | $83,000 | $83,000 | $35,000 | $35,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 648 | $50,674,000 | $78,000 | $793,000 | $69,000 | $1,859,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 140 | $13,321,000 | $95,000 | $191,000 | $32,000 | $93,000 |
| FHA-insured (Federal Housing Administration) | 112 | $143,342,000 | $1,279,000 | $80,873,000 | $43,000 | $147,000 |
| VA-guaranteed (Veterans Administration) | 27 | $3,626,000 | $134,000 | $278,000 | $85,000 | $828,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 388 | $33,818,000 | $87,000 | $793,000 | $71,000 | $1,859,000 |
| Application Denied By Financial Institution | 245 | $17,036,000 | $69,000 | $300,000 | $52,000 | $828,000 |
| Loan Purchased By The Institution | 151 | $148,191,000 | $981,000 | $80,873,000 | $53,000 | $693,000 |
| Application Withdrawn By Applicant | 67 | $6,700,000 | $100,000 | $325,000 | $59,000 | $178,000 |
| Application Approved But Not Accepted | 59 | $3,843,000 | $65,000 | $180,000 | $56,000 | $250,000 |
| File Closed For Incompleteness | 17 | $1,375,000 | $80,000 | $271,000 | $56,000 | $150,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 70 | $3,986,000 | $56,000 | $203,000 | $61,000 | $828,000 |
| Debt-To-Income Ratio | 22 | $1,857,000 | $84,000 | $256,000 | $44,000 | $89,000 |
| Collateral | 18 | $1,763,000 | $97,000 | $278,000 | $72,000 | $200,000 |
| Other | 6 | $630,000 | $105,000 | $158,000 | $45,000 | $100,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $398,000 | $99,000 | $300,000 | $40,000 | $75,000 |
| Credit Application Incomplete | 4 | $269,000 | $67,000 | $93,000 | $54,000 | $95,000 |
| Unverifiable Information | 2 | $84,000 | $42,000 | $43,000 | $29,000 | $42,000 |
| Employment History | 1 | $105,000 | $105,000 | $105,000 | $47,000 | $47,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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