Inb, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Inb, National Association 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inb, National Association 322 E. Capitol Springfield, IL 62701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,167 |
| Total Mortgage Loan Application Amount | $457,725,000 |
| Average Mortgage Loan Application Amount | $191,000 |
| Highest Mortgage Loan Application Amount | $20,255,000 |
| Average Applicant Income | $142,800 |
| Highest Applicant Income | $3,784,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Inb, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inb, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Inb, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inb, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Inb, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inb, National Association's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 866 | $ 144,440,000 | $ 166,000 | $ 122,000 |
| Peoria County Illinois | 299 | $ 45,525,000 | $ 152,000 | $ 112,000 |
| Champaign County Illinois | 281 | $ 54,515,000 | $ 194,000 | $ 129,000 |
| McLean County Illinois | 135 | $ 26,385,000 | $ 195,000 | $ 106,000 |
| Tazewell County Illinois | 96 | $ 14,670,000 | $ 152,000 | $ 89,000 |
| Logan County Illinois | 82 | $ 9,630,000 | $ 117,000 | $ 69,000 |
| Woodford County Illinois | 29 | $ 5,385,000 | $ 185,000 | $ 108,000 |
| Menard County Illinois | 28 | $ 4,450,000 | $ 158,000 | $ 108,000 |
| Piatt County Illinois | 25 | $ 3,875,000 | $ 155,000 | $ 95,000 |
| Vermilion County Illinois | 25 | $ 2,275,000 | $ 91,000 | $ 71,000 |
| Macon County Illinois | 24 | $ 4,570,000 | $ 190,000 | $ 160,000 |
| Christian County Illinois | 17 | $ 2,115,000 | $ 124,000 | $ 79,000 |
| St. Louis City County Missouri | 17 | $ 26,985,000 | $ 1,587,000 | $ 146,000 |
| Morgan County Illinois | 16 | $ 2,530,000 | $ 158,000 | $ 74,000 |
| Cook County Illinois | 11 | $ 5,245,000 | $ 476,000 | $ 625,000 |
| DuPage County Illinois | 11 | $ 2,535,000 | $ 230,000 | $ 127,000 |
| Douglas County Illinois | 9 | $ 825,000 | $ 91,000 | $ 56,000 |
| Macoupin County Illinois | 9 | $ 865,000 | $ 96,000 | $ 54,000 |
| Mason County Illinois | 9 | $ 1,005,000 | $ 111,000 | $ 94,000 |
| St. Louis County Missouri | 7 | $ 2,085,000 | $ 297,000 | $ 200,000 |
| Coles County Illinois | 6 | $ 940,000 | $ 156,000 | $ 77,000 |
| Fulton County Illinois | 6 | $ 1,140,000 | $ 190,000 | $ 76,000 |
| Collier County Florida | 5 | $ 1,835,000 | $ 367,000 | $ 192,000 |
| Lee County Florida | 5 | $ 1,455,000 | $ 291,000 | $ 238,000 |
| Cass County Illinois | 5 | $ 425,000 | $ 85,000 | $ 62,000 |
| Marshall County Illinois | 5 | $ 585,000 | $ 117,000 | $ 59,000 |
| Stark County Illinois | 5 | $ 655,000 | $ 131,000 | $ 44,000 |
| Knox County Illinois | 4 | $ 630,000 | $ 157,000 | $ 137,000 |
| Madison County Illinois | 4 | $ 730,000 | $ 182,000 | $ 95,000 |
| Maricopa County Arizona | 3 | $ 935,000 | $ 311,000 | $ 113,000 |
| Hartford County Connecticut | 3 | $ 725,000 | $ 241,000 | $ 136,000 |
| Hillsborough County Florida | 3 | $ 1,205,000 | $ 401,000 | $ 517,000 |
| Ford County Illinois | 3 | $ 315,000 | $ 105,000 | $ 115,000 |
| Henry County Illinois | 3 | $ 615,000 | $ 205,000 | $ 55,000 |
| Iroquois County Illinois | 3 | $ 355,000 | $ 118,000 | $ 80,000 |
| Montgomery County Illinois | 3 | $ 665,000 | $ 221,000 | $ 94,000 |
| Shelby County Illinois | 3 | $ 245,000 | $ 81,000 | $ 76,000 |
| Williamson County Illinois | 3 | $ 515,000 | $ 171,000 | $ 147,000 |
| Marion County Indiana | 3 | $ 285,000 | $ 95,000 | $ 69,000 |
| Camden County Missouri | 3 | $ 705,000 | $ 235,000 | $ 166,000 |
| Adams County Colorado | 2 | $ 850,000 | $ 425,000 | $ 71,000 |
| Jefferson County Colorado | 2 | $ 640,000 | $ 320,000 | $ 203,000 |
| Osceola County Florida | 2 | $ 530,000 | $ 265,000 | $ 242,000 |
| Walton County Florida | 2 | $ 500,000 | $ 250,000 | $ 144,000 |
| Chatham County Georgia | 2 | $ 440,000 | $ 220,000 | $ 166,000 |
| De Witt County Illinois | 2 | $ 320,000 | $ 160,000 | $ 107,000 |
| LaSalle County Illinois | 2 | $ 180,000 | $ 90,000 | $ 37,000 |
| Livingston County Illinois | 2 | $ 2,160,000 | $ 1,080,000 | $ 31,000 |
| Mackinac County Michigan | 2 | $ 660,000 | $ 330,000 | $ 408,000 |
| Boone County Missouri | 2 | $ 620,000 | $ 310,000 | $ 109,000 |
| St. Charles County Missouri | 2 | $ 550,000 | $ 275,000 | $ 88,000 |
| Cuyahoga County Ohio | 2 | $ 160,000 | $ 80,000 | $ 101,000 |
| Oklahoma County Oklahoma | 2 | $ 760,000 | $ 380,000 | $ 235,000 |
| Roane County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 68,000 |
| Santa Cruz County Arizona | 1 | $ 165,000 | $ 165,000 | $ 232,000 |
| Pulaski County Arkansas | 1 | $ 395,000 | $ 395,000 | $ 250,000 |
| Contra Costa County California | 1 | $ 185,000 | $ 185,000 | $ 89,000 |
| Solano County California | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
| Litchfield County Connecticut | 1 | $ 535,000 | $ 535,000 | $ 424,000 |
| Duval County Florida | 1 | $ 255,000 | $ 255,000 | $ 41,000 |
| Lake County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Monroe County Florida | 1 | $ 455,000 | $ 455,000 | $ 198,000 |
| Okaloosa County Florida | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Pinellas County Florida | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Douglas County Georgia | 1 | $ 375,000 | $ 375,000 | $ 96,000 |
| Ada County Idaho | 1 | $ 415,000 | $ 415,000 | $ 300,000 |
| Adams County Illinois | 1 | $ 105,000 | $ 105,000 | $ 145,000 |
| Boone County Illinois | 1 | $ 245,000 | $ 245,000 | $ 44,000 |
| Bureau County Illinois | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Cumberland County Illinois | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Edgar County Illinois | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Effingham County Illinois | 1 | $ 545,000 | $ 545,000 | $ 700,000 |
| Franklin County Illinois | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Greene County Illinois | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Johnson County Illinois | 1 | $ 135,000 | $ 135,000 | $ 368,000 |
| Kankakee County Illinois | 1 | $ 95,000 | $ 95,000 | $ 105,000 |
| Lake County Illinois | 1 | $ 545,000 | $ 545,000 | $ 213,000 |
| Lee County Illinois | 1 | $ 435,000 | $ 435,000 | $ 224,000 |
| McDonough County Illinois | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| McHenry County Illinois | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Stephenson County Illinois | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Warren County Illinois | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Will County Illinois | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Winnebago County Illinois | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Floyd County Indiana | 1 | $ 225,000 | $ 225,000 | $ 131,000 |
| Fountain County Indiana | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Posey County Indiana | 1 | $ 85,000 | $ 85,000 | $ 119,000 |
| Shelby County Indiana | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Warren County Indiana | 1 | $ 515,000 | $ 515,000 | $ 133,000 |
| Scott County Iowa | 1 | $ 20,255,000 | $ 20,255,000 | $ 0 |
| Woodbury County Iowa | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Johnson County Kansas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Daviess County Kentucky | 1 | $ 18,605,000 | $ 18,605,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 140,000 |
| Jefferson County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 191,000 |
| Baltimore County Maryland | 1 | $ 375,000 | $ 375,000 | $ 187,000 |
| Suffolk County Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 475,000 |
| Marquette County Michigan | 1 | $ 345,000 | $ 345,000 | $ 500,000 |
| Oakland County Michigan | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Christian County Missouri | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Gasconade County Missouri | 1 | $ 395,000 | $ 395,000 | $ 168,000 |
| Jackson County Missouri | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 18,855,000 | $ 18,855,000 | $ 0 |
| Miller County Missouri | 1 | $ 145,000 | $ 145,000 | $ 159,000 |
| Ralls County Missouri | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Moore County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 193,000 |
| Lucas County Ohio | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| Okmulgee County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 135,000 |
| Wagoner County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 126,000 |
| Beaufort County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 202,000 |
| Berkeley County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 124,000 |
| Spartanburg County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Sevier County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 124,000 |
| Denton County Texas | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Westmoreland County Virginia | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| La Crosse County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 202,000 |
| Milwaukee County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 129,000 |
Mortgage Loan Application Detail Totals for Inb, National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,215 | $290,965,000 | $239,000 | $20,255,000 | $111,000 | $822,000 |
| Refinancing | 663 | $114,965,000 | $173,000 | $7,505,000 | $128,000 | $3,784,000 |
| Cash-out Refinancing | 219 | $37,715,000 | $172,000 | $595,000 | $106,000 | $780,000 |
| Home Improvement | 43 | $10,815,000 | $251,000 | $6,335,000 | $274,000 | $3,744,000 |
| Other Purpose | 27 | $3,265,000 | $120,000 | $545,000 | $95,000 | $424,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,593 | $262,325,000 | $164,000 | $665,000 | $108,000 | $3,784,000 |
| Not Provided | 204 | $41,100,000 | $201,000 | $2,405,000 | $153,000 | $889,000 |
| Not applicable | 148 | $116,500,000 | $787,000 | $20,255,000 | $0 | $0 |
| Black or African American | 89 | $13,275,000 | $149,000 | $515,000 | $145,000 | $3,744,000 |
| Asian | 54 | $10,850,000 | $200,000 | $485,000 | $175,000 | $591,000 |
| Hispanic | 28 | $3,990,000 | $142,000 | $425,000 | $138,000 | $593,000 |
| American Indian or Alaskan Native | 7 | $635,000 | $90,000 | $185,000 | $90,000 | $231,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,970 | $424,390,000 | $215,000 | $20,255,000 | $123,000 | $3,784,000 |
| FHA-insured (Federal Housing Administration) | 83 | $12,415,000 | $149,000 | $365,000 | $63,000 | $159,000 |
| VA-guaranteed (Veterans Administration) | 72 | $15,810,000 | $219,000 | $565,000 | $92,000 | $307,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 42 | $5,110,000 | $121,000 | $355,000 | $52,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,813 | $399,445,000 | $220,000 | $20,255,000 | $120,000 | $3,784,000 |
| Application Withdrawn By Applicant | 193 | $36,445,000 | $188,000 | $2,405,000 | $110,000 | $593,000 |
| Application Denied By Financial Institution | 136 | $19,380,000 | $142,000 | $595,000 | $114,000 | $3,744,000 |
| File Closed For Incompleteness | 11 | $1,305,000 | $118,000 | $205,000 | $87,000 | $167,000 |
| Application Approved But Not Accepted | 10 | $890,000 | $89,000 | $225,000 | $102,000 | $314,000 |
| Loan Purchased By The Institution | 4 | $260,000 | $65,000 | $145,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,031 | $438,345,000 | $215,000 | $20,255,000 | $119,000 | $3,784,000 |
| Credit History | 59 | $7,675,000 | $130,000 | $515,000 | $138,000 | $3,744,000 |
| Debt-To-Income Ratio | 55 | $7,875,000 | $143,000 | $565,000 | $58,000 | $126,000 |
| Collateral | 14 | $2,210,000 | $157,000 | $595,000 | $223,000 | $780,000 |
| Credit Application Incomplete | 6 | $1,320,000 | $220,000 | $345,000 | $92,000 | $162,000 |
| Other | 1 | $185,000 | $185,000 | $185,000 | $475,000 | $475,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $115,000 | $115,000 | $115,000 | $43,000 | $43,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inb, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inb, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.