Imperial Capital Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Imperial Capital Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Imperial Capital Bank 500 N. Brand Blvd., Suite 2300 Glendale, CA 91203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,389 |
| Total Mortgage Loan Application Amount | $1,859,377,000 |
| Average Mortgage Loan Application Amount | $765,333 |
| Highest Mortgage Loan Application Amount | $24,000,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Imperial Capital Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Imperial Capital Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Imperial Capital Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Imperial Capital Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Imperial Capital Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Imperial Capital Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 372 | $ 286,589,000 | $ 770,000 | $ 0 |
| Maricopa County Arizona | 108 | $ 129,126,000 | $ 1,195,000 | $ 0 |
| Alameda County California | 65 | $ 46,795,000 | $ 719,000 | $ 0 |
| Clark County Nevada | 60 | $ 47,228,000 | $ 787,000 | $ 0 |
| Fresno County California | 42 | $ 34,376,000 | $ 818,000 | $ 0 |
| Santa Clara County California | 41 | $ 23,897,000 | $ 582,000 | $ 0 |
| San Diego County California | 39 | $ 56,923,000 | $ 1,459,000 | $ 0 |
| San Francisco County California | 38 | $ 35,996,000 | $ 947,000 | $ 0 |
| Contra Costa County California | 37 | $ 23,035,000 | $ 622,000 | $ 0 |
| Kings County New York | 36 | $ 18,318,000 | $ 508,000 | $ 0 |
| Hartford County Connecticut | 35 | $ 11,033,000 | $ 315,000 | $ 0 |
| Dallas County Texas | 33 | $ 36,804,000 | $ 1,115,000 | $ 0 |
| Orange County California | 29 | $ 23,635,000 | $ 815,000 | $ 0 |
| Providence County Rhode Island | 29 | $ 8,830,000 | $ 304,000 | $ 0 |
| Harris County Texas | 29 | $ 44,691,000 | $ 1,541,000 | $ 0 |
| Cook County Illinois | 25 | $ 14,524,000 | $ 580,000 | $ 0 |
| Pima County Arizona | 24 | $ 12,171,000 | $ 507,000 | $ 0 |
| San Bernardino County California | 24 | $ 21,564,000 | $ 898,000 | $ 0 |
| Sacramento County California | 23 | $ 21,560,000 | $ 937,000 | $ 0 |
| Hampden County Massachusetts | 22 | $ 14,201,000 | $ 645,000 | $ 0 |
| Essex County New Jersey | 22 | $ 11,188,000 | $ 508,000 | $ 0 |
| San Mateo County California | 21 | $ 13,944,000 | $ 664,000 | $ 0 |
| Middlesex County Massachusetts | 21 | $ 13,011,000 | $ 619,000 | $ 0 |
| Kern County California | 20 | $ 13,721,000 | $ 686,000 | $ 0 |
| Oklahoma County Oklahoma | 20 | $ 21,689,000 | $ 1,084,000 | $ 0 |
| New Haven County Connecticut | 19 | $ 9,177,000 | $ 483,000 | $ 0 |
| Hillsborough County Florida | 19 | $ 14,972,000 | $ 788,000 | $ 0 |
| Fulton County Georgia | 19 | $ 20,455,000 | $ 1,076,000 | $ 0 |
| King County Washington | 19 | $ 11,168,000 | $ 587,000 | $ 0 |
| San Joaquin County California | 18 | $ 15,107,000 | $ 839,000 | $ 0 |
| Suffolk County Massachusetts | 17 | $ 11,968,000 | $ 704,000 | $ 0 |
| Multnomah County Oregon | 17 | $ 12,214,000 | $ 718,000 | $ 0 |
| Shelby County Tennessee | 17 | $ 21,623,000 | $ 1,271,000 | $ 0 |
| Riverside County California | 15 | $ 13,579,000 | $ 905,000 | $ 0 |
| Worcester County Massachusetts | 15 | $ 5,741,000 | $ 382,000 | $ 0 |
| Travis County Texas | 15 | $ 14,159,000 | $ 943,000 | $ 0 |
| Fairfield County Connecticut | 14 | $ 5,918,000 | $ 422,000 | $ 0 |
| Pinellas County Florida | 14 | $ 10,966,000 | $ 783,000 | $ 0 |
| Bristol County Massachusetts | 14 | $ 4,409,000 | $ 314,000 | $ 0 |
| Essex County Massachusetts | 13 | $ 7,756,000 | $ 596,000 | $ 0 |
| Androscoggin County Maine | 12 | $ 6,465,000 | $ 538,000 | $ 0 |
| Bexar County Texas | 12 | $ 11,688,000 | $ 974,000 | $ 0 |
| DeKalb County Georgia | 11 | $ 35,683,000 | $ 3,243,000 | $ 0 |
| Hudson County New Jersey | 11 | $ 5,174,000 | $ 470,000 | $ 0 |
| Passaic County New Jersey | 11 | $ 7,136,000 | $ 648,000 | $ 0 |
| Cuyahoga County Ohio | 11 | $ 11,286,000 | $ 1,026,000 | $ 0 |
| Tarrant County Texas | 11 | $ 11,911,000 | $ 1,082,000 | $ 0 |
| Denver County Colorado | 10 | $ 4,833,000 | $ 483,000 | $ 0 |
| Washoe County Nevada | 10 | $ 5,194,000 | $ 519,000 | $ 0 |
| Hillsborough County New Hampshire | 10 | $ 3,872,000 | $ 387,000 | $ 0 |
| Erie County New York | 10 | $ 5,545,000 | $ 554,000 | $ 0 |
| Miami-Dade County Florida | 9 | $ 8,799,000 | $ 977,000 | $ 0 |
| York County Maine | 9 | $ 4,600,000 | $ 511,000 | $ 0 |
| Hennepin County Minnesota | 9 | $ 4,572,000 | $ 508,000 | $ 0 |
| Bernalillo County New Mexico | 9 | $ 6,661,000 | $ 740,000 | $ 0 |
| Philadelphia County Pennsylvania | 9 | $ 3,644,000 | $ 404,000 | $ 0 |
| Salt Lake County Utah | 9 | $ 5,153,000 | $ 572,000 | $ 0 |
| Madison County Alabama | 8 | $ 3,508,000 | $ 438,000 | $ 0 |
| Anchorage County Alaska | 8 | $ 4,703,000 | $ 587,000 | $ 0 |
| Marin County California | 8 | $ 12,028,000 | $ 1,503,000 | $ 0 |
| Wayne County Michigan | 8 | $ 6,514,000 | $ 814,000 | $ 0 |
| Broome County New York | 8 | $ 3,235,000 | $ 404,000 | $ 0 |
| Hamilton County Ohio | 8 | $ 3,998,000 | $ 499,000 | $ 0 |
| Jefferson County Alabama | 7 | $ 6,238,000 | $ 891,000 | $ 0 |
| Polk County Iowa | 7 | $ 1,909,000 | $ 272,000 | $ 0 |
| Cumberland County Maine | 7 | $ 2,805,000 | $ 400,000 | $ 0 |
| Norfolk County Massachusetts | 7 | $ 4,162,000 | $ 594,000 | $ 0 |
| Plymouth County Massachusetts | 7 | $ 2,496,000 | $ 356,000 | $ 0 |
| Jackson County Missouri | 7 | $ 5,934,000 | $ 847,000 | $ 0 |
| Monmouth County New Jersey | 7 | $ 14,703,000 | $ 2,100,000 | $ 0 |
| Monroe County New York | 7 | $ 2,112,000 | $ 301,000 | $ 0 |
| Queens County New York | 7 | $ 4,918,000 | $ 702,000 | $ 0 |
| Davidson County Tennessee | 7 | $ 5,802,000 | $ 828,000 | $ 0 |
| Mohave County Arizona | 6 | $ 3,758,000 | $ 626,000 | $ 0 |
| El Dorado County California | 6 | $ 3,778,000 | $ 629,000 | $ 0 |
| Kennebec County Maine | 6 | $ 1,761,000 | $ 293,000 | $ 0 |
| Oakland County Michigan | 6 | $ 2,675,000 | $ 445,000 | $ 0 |
| Grafton County New Hampshire | 6 | $ 3,982,000 | $ 663,000 | $ 0 |
| Union County New Jersey | 6 | $ 2,427,000 | $ 404,000 | $ 0 |
| Albany County New York | 6 | $ 2,024,000 | $ 337,000 | $ 0 |
| Montgomery County Ohio | 6 | $ 1,650,000 | $ 275,000 | $ 0 |
| Tulsa County Oklahoma | 6 | $ 3,772,000 | $ 628,000 | $ 0 |
| Monterey County California | 5 | $ 5,326,000 | $ 1,065,000 | $ 0 |
| Stanislaus County California | 5 | $ 4,903,000 | $ 980,000 | $ 0 |
| Adams County Colorado | 5 | $ 2,753,000 | $ 550,000 | $ 0 |
| District of Columbia County District Of Columbia | 5 | $ 7,735,000 | $ 1,547,000 | $ 0 |
| Duval County Florida | 5 | $ 2,425,000 | $ 485,000 | $ 0 |
| Orange County Florida | 5 | $ 4,284,000 | $ 856,000 | $ 0 |
| Palm Beach County Florida | 5 | $ 3,941,000 | $ 788,000 | $ 0 |
| Polk County Florida | 5 | $ 3,103,000 | $ 620,000 | $ 0 |
| Montgomery County Maryland | 5 | $ 2,094,000 | $ 418,000 | $ 0 |
| St. Louis County Missouri | 5 | $ 6,117,000 | $ 1,223,000 | $ 0 |
| Middlesex County New Jersey | 5 | $ 6,582,000 | $ 1,316,000 | $ 0 |
| Mecklenburg County North Carolina | 5 | $ 3,030,000 | $ 606,000 | $ 0 |
| Fairfax County Virginia | 5 | $ 2,188,000 | $ 437,000 | $ 0 |
| Spokane County Washington | 5 | $ 4,495,000 | $ 899,000 | $ 0 |
| Merced County California | 4 | $ 2,330,000 | $ 582,000 | $ 0 |
| Sonoma County California | 4 | $ 2,508,000 | $ 627,000 | $ 0 |
| Arapahoe County Colorado | 4 | $ 1,865,000 | $ 466,000 | $ 0 |
| Boulder County Colorado | 4 | $ 1,590,000 | $ 397,000 | $ 0 |
| Summit County Colorado | 4 | $ 1,729,000 | $ 432,000 | $ 0 |
| Windham County Connecticut | 4 | $ 1,614,000 | $ 403,000 | $ 0 |
| Bay County Florida | 4 | $ 3,839,000 | $ 959,000 | $ 0 |
| Brevard County Florida | 4 | $ 4,526,000 | $ 1,131,000 | $ 0 |
| Cobb County Georgia | 4 | $ 7,182,000 | $ 1,795,000 | $ 0 |
| Hampshire County Massachusetts | 4 | $ 1,339,000 | $ 334,000 | $ 0 |
| Ramsey County Minnesota | 4 | $ 4,090,000 | $ 1,022,000 | $ 0 |
| Bronx County New York | 4 | $ 2,871,000 | $ 717,000 | $ 0 |
| Nassau County New York | 4 | $ 3,077,000 | $ 769,000 | $ 0 |
| Clackamas County Oregon | 4 | $ 3,428,000 | $ 857,000 | $ 0 |
| Marion County Oregon | 4 | $ 2,075,000 | $ 518,000 | $ 0 |
| Berks County Pennsylvania | 4 | $ 3,421,000 | $ 855,000 | $ 0 |
| Lehigh County Pennsylvania | 4 | $ 921,000 | $ 230,000 | $ 0 |
| Montgomery County Pennsylvania | 4 | $ 1,531,000 | $ 382,000 | $ 0 |
| Galveston County Texas | 4 | $ 3,356,000 | $ 839,000 | $ 0 |
| Howard County Texas | 4 | $ 969,000 | $ 242,000 | $ 0 |
| Garland County Arkansas | 3 | $ 3,996,000 | $ 1,332,000 | $ 0 |
| Placer County California | 3 | $ 2,378,000 | $ 792,000 | $ 0 |
| Solano County California | 3 | $ 3,321,000 | $ 1,107,000 | $ 0 |
| Ventura County California | 3 | $ 1,023,000 | $ 341,000 | $ 0 |
| Mesa County Colorado | 3 | $ 2,407,000 | $ 802,000 | $ 0 |
| Litchfield County Connecticut | 3 | $ 797,000 | $ 265,000 | $ 0 |
| New London County Connecticut | 3 | $ 1,029,000 | $ 343,000 | $ 0 |
| New Castle County Delaware | 3 | $ 1,241,000 | $ 413,000 | $ 0 |
| Broward County Florida | 3 | $ 2,181,000 | $ 727,000 | $ 0 |
| Lee County Florida | 3 | $ 2,099,000 | $ 699,000 | $ 0 |
| Volusia County Florida | 3 | $ 1,538,000 | $ 512,000 | $ 0 |
| Kane County Illinois | 3 | $ 10,931,000 | $ 3,643,000 | $ 0 |
| Marion County Indiana | 3 | $ 2,012,000 | $ 670,000 | $ 0 |
| Sedgwick County Kansas | 3 | $ 2,065,000 | $ 688,000 | $ 0 |
| Fayette County Kentucky | 3 | $ 925,000 | $ 308,000 | $ 0 |
| Barnstable County Massachusetts | 3 | $ 1,438,000 | $ 479,000 | $ 0 |
| Washington County Minnesota | 3 | $ 2,384,000 | $ 794,000 | $ 0 |
| Warren County Mississippi | 3 | $ 2,541,000 | $ 847,000 | $ 0 |
| Merrimack County New Hampshire | 3 | $ 1,108,000 | $ 369,000 | $ 0 |
| Rockingham County New Hampshire | 3 | $ 2,401,000 | $ 800,000 | $ 0 |
| Sullivan County New Hampshire | 3 | $ 633,000 | $ 211,000 | $ 0 |
| Bergen County New Jersey | 3 | $ 1,260,000 | $ 420,000 | $ 0 |
| Cape May County New Jersey | 3 | $ 926,000 | $ 308,000 | $ 0 |
| Morris County New Jersey | 3 | $ 1,095,000 | $ 365,000 | $ 0 |
| Dutchess County New York | 3 | $ 1,335,000 | $ 445,000 | $ 0 |
| New York County New York | 3 | $ 3,743,000 | $ 1,247,000 | $ 0 |
| Onondaga County New York | 3 | $ 989,000 | $ 329,000 | $ 0 |
| Orange County New York | 3 | $ 2,261,000 | $ 753,000 | $ 0 |
| Ulster County New York | 3 | $ 999,000 | $ 333,000 | $ 0 |
| Westchester County New York | 3 | $ 1,396,000 | $ 465,000 | $ 0 |
| Guilford County North Carolina | 3 | $ 620,000 | $ 206,000 | $ 0 |
| Summit County Ohio | 3 | $ 1,836,000 | $ 612,000 | $ 0 |
| Lane County Oregon | 3 | $ 1,433,000 | $ 477,000 | $ 0 |
| Washington County Oregon | 3 | $ 1,637,000 | $ 545,000 | $ 0 |
| Kent County Rhode Island | 3 | $ 1,348,000 | $ 449,000 | $ 0 |
| Charleston County South Carolina | 3 | $ 1,248,000 | $ 416,000 | $ 0 |
| Madison County Tennessee | 3 | $ 4,890,000 | $ 1,630,000 | $ 0 |
| Montgomery County Tennessee | 3 | $ 706,000 | $ 235,000 | $ 0 |
| Davis County Utah | 3 | $ 1,919,000 | $ 639,000 | $ 0 |
| Loudoun County Virginia | 3 | $ 1,149,000 | $ 383,000 | $ 0 |
| Roanoke City County Virginia | 3 | $ 2,813,000 | $ 937,000 | $ 0 |
| Montgomery County Alabama | 2 | $ 864,000 | $ 432,000 | $ 0 |
| Pinal County Arizona | 2 | $ 1,325,000 | $ 662,000 | $ 0 |
| Yavapai County Arizona | 2 | $ 1,538,000 | $ 769,000 | $ 0 |
| Washington County Arkansas | 2 | $ 2,797,000 | $ 1,398,000 | $ 0 |
| Butte County California | 2 | $ 2,170,000 | $ 1,085,000 | $ 0 |
| Imperial County California | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Kings County California | 2 | $ 2,084,000 | $ 1,042,000 | $ 0 |
| San Luis Obispo County California | 2 | $ 897,000 | $ 448,000 | $ 0 |
| Shasta County California | 2 | $ 2,435,000 | $ 1,217,000 | $ 0 |
| Yolo County California | 2 | $ 1,756,000 | $ 878,000 | $ 0 |
| El Paso County Colorado | 2 | $ 836,000 | $ 418,000 | $ 0 |
| Jefferson County Colorado | 2 | $ 911,000 | $ 455,000 | $ 0 |
| San Miguel County Colorado | 2 | $ 1,645,000 | $ 822,000 | $ 0 |
| Pasco County Florida | 2 | $ 1,095,000 | $ 547,000 | $ 0 |
| Sarasota County Florida | 2 | $ 847,000 | $ 423,000 | $ 0 |
| Bartow County Georgia | 2 | $ 496,000 | $ 248,000 | $ 0 |
| Clayton County Georgia | 2 | $ 3,235,000 | $ 1,617,000 | $ 0 |
| Floyd County Georgia | 2 | $ 847,000 | $ 423,000 | $ 0 |
| Forsyth County Georgia | 2 | $ 1,306,000 | $ 653,000 | $ 0 |
| Ada County Idaho | 2 | $ 960,000 | $ 480,000 | $ 0 |
| DuPage County Illinois | 2 | $ 685,000 | $ 342,000 | $ 0 |
| Lake County Illinois | 2 | $ 929,000 | $ 464,000 | $ 0 |
| Baltimore City County Maryland | 2 | $ 2,007,000 | $ 1,003,000 | $ 0 |
| Harford County Maryland | 2 | $ 381,000 | $ 190,000 | $ 0 |
| Prince George's County Maryland | 2 | $ 1,213,000 | $ 606,000 | $ 0 |
| Dakota County Minnesota | 2 | $ 1,279,000 | $ 639,000 | $ 0 |
| Atlantic County New Jersey | 2 | $ 1,779,000 | $ 889,000 | $ 0 |
| Mercer County New Jersey | 2 | $ 852,000 | $ 426,000 | $ 0 |
| Somerset County New Jersey | 2 | $ 1,043,000 | $ 521,000 | $ 0 |
| Sussex County New Jersey | 2 | $ 1,061,000 | $ 530,000 | $ 0 |
| Dona Ana County New Mexico | 2 | $ 1,208,000 | $ 604,000 | $ 0 |
| Richmond County New York | 2 | $ 2,837,000 | $ 1,418,000 | $ 0 |
| Suffolk County New York | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Tompkins County New York | 2 | $ 2,049,000 | $ 1,024,000 | $ 0 |
| Wake County North Carolina | 2 | $ 668,000 | $ 334,000 | $ 0 |
| Ward County North Dakota | 2 | $ 1,384,000 | $ 692,000 | $ 0 |
| Lake County Ohio | 2 | $ 1,590,000 | $ 795,000 | $ 0 |
| Mahoning County Ohio | 2 | $ 2,614,000 | $ 1,307,000 | $ 0 |
| Richland County Ohio | 2 | $ 731,000 | $ 365,000 | $ 0 |
| Stark County Ohio | 2 | $ 783,000 | $ 391,000 | $ 0 |
| Cleveland County Oklahoma | 2 | $ 1,545,000 | $ 772,000 | $ 0 |
| Klamath County Oregon | 2 | $ 1,101,000 | $ 550,000 | $ 0 |
| Northampton County Pennsylvania | 2 | $ 898,000 | $ 449,000 | $ 0 |
| York County Pennsylvania | 2 | $ 591,000 | $ 295,000 | $ 0 |
| Bristol County Rhode Island | 2 | $ 829,000 | $ 414,000 | $ 0 |
| Sullivan County Tennessee | 2 | $ 2,111,000 | $ 1,055,000 | $ 0 |
| Comal County Texas | 2 | $ 1,570,000 | $ 785,000 | $ 0 |
| Denton County Texas | 2 | $ 665,000 | $ 332,000 | $ 0 |
| Hays County Texas | 2 | $ 2,802,000 | $ 1,401,000 | $ 0 |
| Hidalgo County Texas | 2 | $ 581,000 | $ 290,000 | $ 0 |
| Lubbock County Texas | 2 | $ 1,205,000 | $ 602,000 | $ 0 |
| Montgomery County Texas | 2 | $ 959,000 | $ 479,000 | $ 0 |
| Nueces County Texas | 2 | $ 3,834,000 | $ 1,917,000 | $ 0 |
| Potter County Texas | 2 | $ 1,575,000 | $ 787,000 | $ 0 |
| Smith County Texas | 2 | $ 1,200,000 | $ 600,000 | $ 0 |
| Box Elder County Utah | 2 | $ 912,000 | $ 456,000 | $ 0 |
| Weber County Utah | 2 | $ 526,000 | $ 263,000 | $ 0 |
| Norfolk County Virginia | 2 | $ 593,000 | $ 296,000 | $ 0 |
| Clark County Washington | 2 | $ 878,000 | $ 439,000 | $ 0 |
| Kitsap County Washington | 2 | $ 852,000 | $ 426,000 | $ 0 |
| Skagit County Washington | 2 | $ 1,201,000 | $ 600,000 | $ 0 |
| Snohomish County Washington | 2 | $ 1,618,000 | $ 809,000 | $ 0 |
| Waukesha County Wisconsin | 2 | $ 701,000 | $ 350,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 5,865,000 | $ 5,865,000 | $ 0 |
| Russell County Alabama | 1 | $ 1,498,000 | $ 1,498,000 | $ 0 |
| Yuma County Arizona | 1 | $ 411,000 | $ 411,000 | $ 0 |
| Mississippi County Arkansas | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 2,100,000 | $ 2,100,000 | $ 0 |
| Mendocino County California | 1 | $ 586,000 | $ 586,000 | $ 0 |
| Santa Barbara County California | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Santa Cruz County California | 1 | $ 517,000 | $ 517,000 | $ 0 |
| Siskiyou County California | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Sutter County California | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Alamosa County Colorado | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Elbert County Colorado | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Garfield County Colorado | 1 | $ 463,000 | $ 463,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 965,000 | $ 965,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 619,000 | $ 619,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Sussex County Delaware | 1 | $ 628,000 | $ 628,000 | $ 0 |
| Alachua County Florida | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Collier County Florida | 1 | $ 381,000 | $ 381,000 | $ 0 |
| Leon County Florida | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Marion County Florida | 1 | $ 836,000 | $ 836,000 | $ 0 |
| Monroe County Florida | 1 | $ 323,000 | $ 323,000 | $ 0 |
| Bibb County Georgia | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Chatham County Georgia | 1 | $ 3,300,000 | $ 3,300,000 | $ 0 |
| Coffee County Georgia | 1 | $ 630,000 | $ 630,000 | $ 0 |
| Crisp County Georgia | 1 | $ 2,025,000 | $ 2,025,000 | $ 0 |
| Douglas County Georgia | 1 | $ 453,000 | $ 453,000 | $ 0 |
| Habersham County Georgia | 1 | $ 1,385,000 | $ 1,385,000 | $ 0 |
| Polk County Georgia | 1 | $ 1,040,000 | $ 1,040,000 | $ 0 |
| Richmond County Georgia | 1 | $ 786,000 | $ 786,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 397,000 | $ 397,000 | $ 0 |
| Blaine County Idaho | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 730,000 | $ 730,000 | $ 0 |
| Nez Perce County Idaho | 1 | $ 823,000 | $ 823,000 | $ 0 |
| Boone County Illinois | 1 | $ 491,000 | $ 491,000 | $ 0 |
| Rock Island County Illinois | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Delaware County Indiana | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Kosciusko County Indiana | 1 | $ 332,000 | $ 332,000 | $ 0 |
| Lake County Indiana | 1 | $ 418,000 | $ 418,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 1,161,000 | $ 1,161,000 | $ 0 |
| Randolph County Indiana | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Black Hawk County Iowa | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Dallas County Iowa | 1 | $ 353,000 | $ 353,000 | $ 0 |
| Scott County Iowa | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Ellis County Kansas | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Johnson County Kansas | 1 | $ 397,000 | $ 397,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 697,000 | $ 697,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 401,000 | $ 401,000 | $ 0 |
| Boyle County Kentucky | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Carroll County Maryland | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Berkshire County Massachusetts | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Franklin County Massachusetts | 1 | $ 351,000 | $ 351,000 | $ 0 |
| Calhoun County Michigan | 1 | $ 742,000 | $ 742,000 | $ 0 |
| Eaton County Michigan | 1 | $ 590,000 | $ 590,000 | $ 0 |
| Ingham County Michigan | 1 | $ 9,200,000 | $ 9,200,000 | $ 0 |
| Macomb County Michigan | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Marquette County Michigan | 1 | $ 402,000 | $ 402,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 744,000 | $ 744,000 | $ 0 |
| Carver County Minnesota | 1 | $ 314,000 | $ 314,000 | $ 0 |
| Douglas County Minnesota | 1 | $ 582,000 | $ 582,000 | $ 0 |
| Mille Lacs County Minnesota | 1 | $ 378,000 | $ 378,000 | $ 0 |
| Scott County Minnesota | 1 | $ 339,000 | $ 339,000 | $ 0 |
| Stearns County Minnesota | 1 | $ 431,000 | $ 431,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 2,246,000 | $ 2,246,000 | $ 0 |
| Tunica County Mississippi | 1 | $ 660,000 | $ 660,000 | $ 0 |
| Clay County Missouri | 1 | $ 447,000 | $ 447,000 | $ 0 |
| Platte County Missouri | 1 | $ 294,000 | $ 294,000 | $ 0 |
| Yellowstone County Montana | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Cass County Nebraska | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Belknap County New Hampshire | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Cheshire County New Hampshire | 1 | $ 472,000 | $ 472,000 | $ 0 |
| Strafford County New Hampshire | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Camden County New Jersey | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Salem County New Jersey | 1 | $ 488,000 | $ 488,000 | $ 0 |
| Warren County New Jersey | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Lea County New Mexico | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Chemung County New York | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Chenango County New York | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Columbia County New York | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Essex County New York | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Greene County New York | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Herkimer County New York | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Jefferson County New York | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Putnam County New York | 1 | $ 1,575,000 | $ 1,575,000 | $ 0 |
| Rensselaer County New York | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Rockland County New York | 1 | $ 462,000 | $ 462,000 | $ 0 |
| Seneca County New York | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Sullivan County New York | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Warren County New York | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 590,000 | $ 590,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 838,000 | $ 838,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 422,000 | $ 422,000 | $ 0 |
| Lenoir County North Carolina | 1 | $ 1,192,000 | $ 1,192,000 | $ 0 |
| Wilson County North Carolina | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Butler County Ohio | 1 | $ 1,750,000 | $ 1,750,000 | $ 0 |
| Franklin County Ohio | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Lorain County Ohio | 1 | $ 876,000 | $ 876,000 | $ 0 |
| Lucas County Ohio | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Garvin County Oklahoma | 1 | $ 1,049,000 | $ 1,049,000 | $ 0 |
| Muskogee County Oklahoma | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Pottawatomie County Oklahoma | 1 | $ 1,237,000 | $ 1,237,000 | $ 0 |
| Stephens County Oklahoma | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Coos County Oregon | 1 | $ 466,000 | $ 466,000 | $ 0 |
| Linn County Oregon | 1 | $ 579,000 | $ 579,000 | $ 0 |
| Polk County Oregon | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 622,000 | $ 622,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 827,000 | $ 827,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 776,000 | $ 776,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Laurens County South Carolina | 1 | $ 670,000 | $ 670,000 | $ 0 |
| Orangeburg County South Carolina | 1 | $ 1,156,000 | $ 1,156,000 | $ 0 |
| Pennington County South Dakota | 1 | $ 441,000 | $ 441,000 | $ 0 |
| Gibson County Tennessee | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Austin County Texas | 1 | $ 549,000 | $ 549,000 | $ 0 |
| Brazos County Texas | 1 | $ 829,000 | $ 829,000 | $ 0 |
| Calhoun County Texas | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Collin County Texas | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Ellis County Texas | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Fayette County Texas | 1 | $ 559,000 | $ 559,000 | $ 0 |
| Grayson County Texas | 1 | $ 2,120,000 | $ 2,120,000 | $ 0 |
| Henderson County Texas | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Hunt County Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Kaufman County Texas | 1 | $ 1,541,000 | $ 1,541,000 | $ 0 |
| Polk County Texas | 1 | $ 628,000 | $ 628,000 | $ 0 |
| Taylor County Texas | 1 | $ 323,000 | $ 323,000 | $ 0 |
| Cache County Utah | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Tooele County Utah | 1 | $ 543,000 | $ 543,000 | $ 0 |
| Washington County Utah | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Bennington County Vermont | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Chittenden County Vermont | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Washington County Vermont | 1 | $ 720,000 | $ 720,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Henrico County Virginia | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 572,000 | $ 572,000 | $ 0 |
| York County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Benton County Washington | 1 | $ 1,013,000 | $ 1,013,000 | $ 0 |
| Chelan County Washington | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Grant County Washington | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Lewis County Washington | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Pierce County Washington | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Whatcom County Washington | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Wood County West Virginia | 1 | $ 881,000 | $ 881,000 | $ 0 |
| Brown County Wisconsin | 1 | $ 296,000 | $ 296,000 | $ 0 |
Mortgage Loan Application Detail Totals for Imperial Capital Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,565 | $1,181,738,000 | $725,367 | $24,000,000 | $0 | $0 |
| Home Purchase | 823 | $673,752,000 | $738,279 | $15,900,000 | $0 | $0 |
| Home Improvement | 1 | $3,887,000 | $3,887,000 | $3,887,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,357 | $1,236,408,000 | $853,020 | $24,000,000 | $0 | $0 |
| Not Provided | 370 | $283,997,000 | $693,054 | $15,900,000 | $0 | $0 |
| White | 360 | $175,070,000 | $494,763 | $2,324,000 | $0 | $0 |
| Hispanic | 142 | $74,337,000 | $467,266 | $5,400,000 | $0 | $0 |
| Black or African American | 87 | $44,091,000 | $547,894 | $2,766,000 | $0 | $0 |
| Asian | 62 | $36,617,000 | $576,705 | $2,700,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 6 | $3,821,000 | $589,000 | $1,280,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $5,036,000 | $728,500 | $3,300,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,389 | $1,859,377,000 | $707,673 | $24,000,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 996 | $723,518,000 | $597,818 | $5,762,000 | $0 | $0 |
| Loan Originated | 634 | $465,639,000 | $769,358 | $13,800,000 | $0 | $0 |
| Application Denied By Financial Institution | 538 | $400,702,000 | $924,358 | $15,900,000 | $0 | $0 |
| File Closed For Incompleteness | 150 | $184,426,000 | $989,931 | $24,000,000 | $0 | $0 |
| Application Approved But Not Accepted | 37 | $43,158,000 | $926,916 | $10,455,000 | $0 | $0 |
| Application Withdrawn By Applicant | 34 | $41,934,000 | $900,777 | $9,075,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1 | $1,174,000 | $1,174,000 | $1,174,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Imperial Capital Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Imperial Capital Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.