Independence Community Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Independence Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Independence Community Bank 195 Montague Street Brooklyn, NY 11201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,904 |
| Total Mortgage Loan Application Amount | $2,241,537,000 |
| Average Mortgage Loan Application Amount | $3,824,409 |
| Highest Mortgage Loan Application Amount | $80,000,000 |
| Average Applicant Income | $29,954 |
| Highest Applicant Income | $3,370,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richmond County New York | 648 | $ 69,140,000 | $ 106,000 | $ 97,000 |
| Kings County New York | 368 | $ 176,680,000 | $ 480,000 | $ 84,000 |
| Union County New Jersey | 227 | $ 38,643,000 | $ 170,000 | $ 84,000 |
| Queens County New York | 221 | $ 77,744,000 | $ 351,000 | $ 74,000 |
| Essex County New Jersey | 175 | $ 43,906,000 | $ 250,000 | $ 82,000 |
| Hudson County New Jersey | 158 | $ 31,583,000 | $ 199,000 | $ 78,000 |
| Middlesex County New Jersey | 144 | $ 103,694,000 | $ 720,000 | $ 80,000 |
| New York County New York | 135 | $ 238,760,000 | $ 1,768,000 | $ 166,000 |
| Nassau County New York | 110 | $ 31,856,000 | $ 289,000 | $ 120,000 |
| Ocean County New Jersey | 87 | $ 39,299,000 | $ 451,000 | $ 106,000 |
| Monmouth County New Jersey | 83 | $ 38,901,000 | $ 468,000 | $ 98,000 |
| Bronx County New York | 82 | $ 88,171,000 | $ 1,075,000 | $ 44,000 |
| Bergen County New Jersey | 72 | $ 54,871,000 | $ 762,000 | $ 108,000 |
| Cook County Illinois | 25 | $ 53,545,000 | $ 2,141,000 | $ 0 |
| Westchester County New York | 25 | $ 18,178,000 | $ 727,000 | $ 93,000 |
| Passaic County New Jersey | 22 | $ 8,998,000 | $ 409,000 | $ 55,000 |
| Suffolk County New York | 22 | $ 3,460,000 | $ 157,000 | $ 118,000 |
| Miami-Dade County Florida | 21 | $ 107,225,000 | $ 5,105,000 | $ 0 |
| Morris County New Jersey | 21 | $ 16,147,000 | $ 768,000 | $ 118,000 |
| Hillsborough County Florida | 20 | $ 92,421,000 | $ 4,621,000 | $ 0 |
| Somerset County New Jersey | 20 | $ 5,921,000 | $ 296,000 | $ 109,000 |
| Broward County Florida | 11 | $ 26,369,000 | $ 2,397,000 | $ 18,000 |
| Baltimore City County Maryland | 11 | $ 39,770,000 | $ 3,615,000 | $ 0 |
| Philadelphia County Pennsylvania | 11 | $ 76,660,000 | $ 6,969,000 | $ 0 |
| Pinellas County Florida | 10 | $ 94,180,000 | $ 9,418,000 | $ 0 |
| Rockland County New York | 10 | $ 1,268,000 | $ 126,000 | $ 159,000 |
| District of Columbia County District Of Columbia | 8 | $ 21,532,000 | $ 2,691,000 | $ 0 |
| Lee County Florida | 8 | $ 22,058,000 | $ 2,757,000 | $ 55,000 |
| Burlington County New Jersey | 8 | $ 11,438,000 | $ 1,429,000 | $ 94,000 |
| Camden County New Jersey | 8 | $ 15,312,000 | $ 1,914,000 | $ 58,000 |
| Brevard County Florida | 6 | $ 30,015,000 | $ 5,002,000 | $ 0 |
| Delaware County Pennsylvania | 6 | $ 14,460,000 | $ 2,410,000 | $ 0 |
| Orange County Florida | 5 | $ 35,450,000 | $ 7,090,000 | $ 0 |
| Sussex County New Jersey | 5 | $ 829,000 | $ 165,000 | $ 133,000 |
| Bucks County Pennsylvania | 5 | $ 35,920,000 | $ 7,184,000 | $ 0 |
| Hartford County Connecticut | 4 | $ 4,680,000 | $ 1,170,000 | $ 0 |
| New Haven County Connecticut | 4 | $ 2,119,000 | $ 529,000 | $ 0 |
| Leon County Florida | 4 | $ 3,780,000 | $ 945,000 | $ 0 |
| Polk County Florida | 4 | $ 18,111,000 | $ 4,527,000 | $ 11,000 |
| Montgomery County Maryland | 4 | $ 63,700,000 | $ 15,925,000 | $ 0 |
| Prince George's County Maryland | 4 | $ 19,881,000 | $ 4,970,000 | $ 0 |
| Gloucester County New Jersey | 4 | $ 22,145,000 | $ 5,536,000 | $ 15,000 |
| Mercer County New Jersey | 4 | $ 4,410,000 | $ 1,102,000 | $ 43,000 |
| Orange County New York | 4 | $ 445,000 | $ 111,000 | $ 62,000 |
| Lancaster County Pennsylvania | 4 | $ 8,395,000 | $ 2,098,000 | $ 0 |
| Lehigh County Pennsylvania | 4 | $ 11,960,000 | $ 2,990,000 | $ 0 |
| Palm Beach County Florida | 3 | $ 10,490,000 | $ 3,496,000 | $ 0 |
| Columbia County New York | 3 | $ 296,000 | $ 98,000 | $ 147,000 |
| Middlesex County Connecticut | 2 | $ 2,260,000 | $ 1,130,000 | $ 0 |
| New Castle County Delaware | 2 | $ 43,000,000 | $ 21,500,000 | $ 0 |
| Duval County Florida | 2 | $ 6,080,000 | $ 3,040,000 | $ 0 |
| Manatee County Florida | 2 | $ 19,575,000 | $ 9,787,000 | $ 0 |
| Pasco County Florida | 2 | $ 25,625,000 | $ 12,812,000 | $ 0 |
| Seminole County Florida | 2 | $ 3,400,000 | $ 1,700,000 | $ 0 |
| Baltimore County Maryland | 2 | $ 48,500,000 | $ 24,250,000 | $ 0 |
| Harford County Maryland | 2 | $ 13,550,000 | $ 6,775,000 | $ 0 |
| Howard County Maryland | 2 | $ 19,600,000 | $ 9,800,000 | $ 0 |
| Atlantic County New Jersey | 2 | $ 1,900,000 | $ 950,000 | $ 30,000 |
| Cumberland County New Jersey | 2 | $ 9,375,000 | $ 4,687,000 | $ 0 |
| Warren County New Jersey | 2 | $ 270,000 | $ 135,000 | $ 149,000 |
| Dutchess County New York | 2 | $ 78,000 | $ 39,000 | $ 55,000 |
| Oneida County New York | 2 | $ 106,000 | $ 53,000 | $ 47,000 |
| Chester County Pennsylvania | 2 | $ 5,760,000 | $ 2,880,000 | $ 0 |
| Montgomery County Pennsylvania | 2 | $ 37,825,000 | $ 18,912,000 | $ 0 |
| Arlington County Virginia | 2 | $ 5,500,000 | $ 2,750,000 | $ 0 |
| Fredericksburg County Virginia | 2 | $ 15,680,000 | $ 7,840,000 | $ 0 |
| Clay County Florida | 1 | $ 2,600,000 | $ 2,600,000 | $ 0 |
| Escambia County Florida | 1 | $ 1,925,000 | $ 1,925,000 | $ 0 |
| Lake County Florida | 1 | $ 1,760,000 | $ 1,760,000 | $ 0 |
| Martin County Florida | 1 | $ 4,475,000 | $ 4,475,000 | $ 0 |
| Nassau County Florida | 1 | $ 440,000 | $ 440,000 | $ 559,000 |
| Osceola County Florida | 1 | $ 133,000 | $ 133,000 | $ 67,000 |
| St. Johns County Florida | 1 | $ 118,000 | $ 118,000 | $ 155,000 |
| Lake County Illinois | 1 | $ 4,200,000 | $ 4,200,000 | $ 0 |
| McHenry County Illinois | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Frederick County Maryland | 1 | $ 2,400,000 | $ 2,400,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 5,365,000 | $ 5,365,000 | $ 0 |
| Hunterdon County New Jersey | 1 | $ 90,000 | $ 90,000 | $ 127,000 |
| Putnam County New York | 1 | $ 359,000 | $ 359,000 | $ 120,000 |
| Ulster County New York | 1 | $ 30,000 | $ 30,000 | $ 77,000 |
| Washington County New York | 1 | $ 108,000 | $ 108,000 | $ 93,000 |
| Luzerne County Pennsylvania | 1 | $ 5,500,000 | $ 5,500,000 | $ 0 |
| Wayne County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| York County Pennsylvania | 1 | $ 12,000,000 | $ 12,000,000 | $ 0 |
| Colonial Heights County Virginia | 1 | $ 3,864,000 | $ 3,864,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 2,500,000 | $ 2,500,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Independence Community Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,220 | $1,265,749,000 | $5,361,500 | $80,000,000 | $17,200 | $1,300,000 |
| Home Improvement | 1,102 | $80,076,000 | $88,000 | $750,000 | $84,000 | $710,000 |
| Home Purchase | 582 | $895,712,000 | $3,362,000 | $25,600,000 | $26,111 | $3,370,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,457 | $163,546,000 | $186,000 | $800,000 | $166,750 | $1,300,000 |
| Not applicable | 605 | $1,974,752,000 | $5,617,000 | $80,000,000 | $0 | $0 |
| Hispanic | 315 | $34,872,000 | $125,666 | $533,000 | $86,000 | $710,000 |
| Not Provided | 194 | $31,681,000 | $145,333 | $3,000,000 | $137,666 | $3,370,000 |
| Black or African American | 159 | $16,493,000 | $102,000 | $500,000 | $80,500 | $280,000 |
| Asian | 135 | $16,382,000 | $120,000 | $606,000 | $97,500 | $575,000 |
| American Indian or Alaskan Native | 26 | $2,391,000 | $91,500 | $300,000 | $108,000 | $605,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $1,420,000 | $111,000 | $300,000 | $112,000 | $427,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,904 | $2,241,537,000 | $5,095,600 | $80,000,000 | $20,500 | $3,370,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,736 | $1,661,778,000 | $5,388,800 | $80,000,000 | $23,200 | $3,370,000 |
| Application Denied By Financial Institution | 737 | $308,046,000 | $4,007,888 | $22,000,000 | $17,111 | $900,000 |
| Application Approved But Not Accepted | 315 | $167,253,000 | $1,532,285 | $14,000,000 | $25,285 | $603,000 |
| Application Withdrawn By Applicant | 74 | $95,967,000 | $5,423,600 | $22,200,000 | $35,800 | $654,000 |
| File Closed For Incompleteness | 42 | $8,493,000 | $182,333 | $738,000 | $103,666 | $324,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.