Independent Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Independent Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Independent Bank 4200 East Beltline Grand Rapids, MI 49525 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 9,809 |
| Total Mortgage Loan Application Amount | $2,423,255,000 |
| Average Mortgage Loan Application Amount | $182,833 |
| Highest Mortgage Loan Application Amount | $2,805,000 |
| Average Applicant Income | $107,333 |
| Highest Applicant Income | $2,493,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Independent Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Independent Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Independent Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Independent Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Independent Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Independent Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kent County Michigan | 1,430 | $ 345,400,000 | $ 241,000 | $ 123,000 |
| Oakland County Michigan | 870 | $ 352,190,000 | $ 404,000 | $ 201,000 |
| Wayne County Michigan | 673 | $ 172,795,000 | $ 256,000 | $ 132,000 |
| Grand Traverse County Michigan | 451 | $ 120,345,000 | $ 266,000 | $ 140,000 |
| Livingston County Michigan | 437 | $ 130,245,000 | $ 298,000 | $ 151,000 |
| Ottawa County Michigan | 289 | $ 71,595,000 | $ 247,000 | $ 128,000 |
| Bay County Michigan | 288 | $ 32,870,000 | $ 114,000 | $ 78,000 |
| Washtenaw County Michigan | 281 | $ 84,805,000 | $ 301,000 | $ 176,000 |
| Macomb County Michigan | 280 | $ 67,400,000 | $ 240,000 | $ 114,000 |
| Saginaw County Michigan | 278 | $ 44,240,000 | $ 159,000 | $ 89,000 |
| Ingham County Michigan | 274 | $ 47,110,000 | $ 171,000 | $ 96,000 |
| Ionia County Michigan | 266 | $ 39,620,000 | $ 148,000 | $ 81,000 |
| Newaygo County Michigan | 241 | $ 33,515,000 | $ 139,000 | $ 72,000 |
| Eaton County Michigan | 223 | $ 32,895,000 | $ 147,000 | $ 76,000 |
| Muskegon County Michigan | 214 | $ 34,070,000 | $ 159,000 | $ 94,000 |
| Montcalm County Michigan | 201 | $ 30,645,000 | $ 152,000 | $ 80,000 |
| Summit County Ohio | 183 | $ 53,215,000 | $ 290,000 | $ 170,000 |
| Leelanau County Michigan | 144 | $ 42,580,000 | $ 295,000 | $ 163,000 |
| Genesee County Michigan | 136 | $ 33,030,000 | $ 242,000 | $ 145,000 |
| Franklin County Ohio | 113 | $ 52,695,000 | $ 466,000 | $ 251,000 |
| Berrien County Michigan | 111 | $ 35,245,000 | $ 317,000 | $ 187,000 |
| Tuscola County Michigan | 107 | $ 12,415,000 | $ 116,000 | $ 76,000 |
| Kalamazoo County Michigan | 102 | $ 24,380,000 | $ 239,000 | $ 147,000 |
| Allegan County Michigan | 98 | $ 27,780,000 | $ 283,000 | $ 175,000 |
| Mecosta County Michigan | 94 | $ 11,580,000 | $ 123,000 | $ 80,000 |
| Antrim County Michigan | 86 | $ 26,730,000 | $ 310,000 | $ 172,000 |
| Huron County Michigan | 86 | $ 8,400,000 | $ 97,000 | $ 69,000 |
| Jackson County Michigan | 82 | $ 13,790,000 | $ 168,000 | $ 86,000 |
| Delaware County Ohio | 80 | $ 44,400,000 | $ 555,000 | $ 241,000 |
| Barry County Michigan | 79 | $ 15,235,000 | $ 192,000 | $ 114,000 |
| Midland County Michigan | 77 | $ 11,895,000 | $ 154,000 | $ 98,000 |
| Clinton County Michigan | 75 | $ 14,545,000 | $ 193,000 | $ 135,000 |
| Lapeer County Michigan | 69 | $ 12,445,000 | $ 180,000 | $ 93,000 |
| Wexford County Michigan | 66 | $ 10,990,000 | $ 166,000 | $ 102,000 |
| Benzie County Michigan | 62 | $ 14,220,000 | $ 229,000 | $ 136,000 |
| Charlevoix County Michigan | 62 | $ 28,140,000 | $ 453,000 | $ 317,000 |
| Shiawassee County Michigan | 62 | $ 9,240,000 | $ 149,000 | $ 76,000 |
| Medina County Ohio | 57 | $ 25,495,000 | $ 447,000 | $ 203,000 |
| Isabella County Michigan | 54 | $ 7,530,000 | $ 139,000 | $ 74,000 |
| Kalkaska County Michigan | 46 | $ 8,020,000 | $ 174,000 | $ 86,000 |
| Calhoun County Michigan | 44 | $ 7,520,000 | $ 170,000 | $ 73,000 |
| Cuyahoga County Ohio | 44 | $ 13,990,000 | $ 317,000 | $ 180,000 |
| Van Buren County Michigan | 42 | $ 11,310,000 | $ 269,000 | $ 148,000 |
| Missaukee County Michigan | 36 | $ 7,250,000 | $ 201,000 | $ 118,000 |
| Arenac County Michigan | 35 | $ 4,465,000 | $ 127,000 | $ 92,000 |
| Oceana County Michigan | 33 | $ 5,785,000 | $ 175,000 | $ 108,000 |
| Manistee County Michigan | 29 | $ 5,805,000 | $ 200,000 | $ 157,000 |
| Sanilac County Michigan | 27 | $ 3,285,000 | $ 121,000 | $ 72,000 |
| Union County Ohio | 27 | $ 12,565,000 | $ 465,000 | $ 208,000 |
| Osceola County Michigan | 26 | $ 3,070,000 | $ 118,000 | $ 60,000 |
| Portage County Ohio | 26 | $ 7,260,000 | $ 279,000 | $ 149,000 |
| Gladwin County Michigan | 25 | $ 3,905,000 | $ 156,000 | $ 101,000 |
| St. Clair County Michigan | 25 | $ 6,145,000 | $ 245,000 | $ 115,000 |
| Stark County Ohio | 25 | $ 11,355,000 | $ 454,000 | $ 188,000 |
| Otsego County Michigan | 24 | $ 3,250,000 | $ 135,000 | $ 76,000 |
| Gratiot County Michigan | 22 | $ 3,090,000 | $ 140,000 | $ 99,000 |
| Clare County Michigan | 21 | $ 2,195,000 | $ 104,000 | $ 62,000 |
| Mason County Michigan | 20 | $ 4,060,000 | $ 203,000 | $ 112,000 |
| Fairfield County Ohio | 20 | $ 7,560,000 | $ 378,000 | $ 212,000 |
| Lee County Florida | 18 | $ 4,610,000 | $ 256,000 | $ 281,000 |
| Iosco County Michigan | 18 | $ 2,140,000 | $ 118,000 | $ 97,000 |
| Roscommon County Michigan | 18 | $ 2,500,000 | $ 138,000 | $ 108,000 |
| Emmet County Michigan | 17 | $ 6,515,000 | $ 383,000 | $ 196,000 |
| Cass County Michigan | 16 | $ 4,470,000 | $ 279,000 | $ 123,000 |
| Lake County Michigan | 16 | $ 1,800,000 | $ 112,000 | $ 69,000 |
| Licking County Ohio | 16 | $ 9,110,000 | $ 569,000 | $ 220,000 |
| Monroe County Michigan | 15 | $ 3,145,000 | $ 209,000 | $ 83,000 |
| LaPorte County Indiana | 12 | $ 4,220,000 | $ 351,000 | $ 352,000 |
| Wayne County Ohio | 12 | $ 3,800,000 | $ 316,000 | $ 166,000 |
| Lenawee County Michigan | 11 | $ 2,085,000 | $ 189,000 | $ 97,000 |
| Geauga County Ohio | 11 | $ 2,185,000 | $ 198,000 | $ 179,000 |
| Collier County Florida | 10 | $ 4,810,000 | $ 481,000 | $ 444,000 |
| Sarasota County Florida | 10 | $ 2,580,000 | $ 258,000 | $ 175,000 |
| Charlotte County Florida | 9 | $ 2,865,000 | $ 318,000 | $ 236,000 |
| Ogemaw County Michigan | 9 | $ 955,000 | $ 106,000 | $ 84,000 |
| Cook County Illinois | 8 | $ 3,680,000 | $ 460,000 | $ 362,000 |
| Pasco County Florida | 7 | $ 1,835,000 | $ 262,000 | $ 97,000 |
| Mackinac County Michigan | 7 | $ 1,585,000 | $ 226,000 | $ 226,000 |
| Lucas County Ohio | 7 | $ 1,915,000 | $ 273,000 | $ 224,000 |
| Alpena County Michigan | 6 | $ 710,000 | $ 118,000 | $ 84,000 |
| Cheboygan County Michigan | 6 | $ 1,250,000 | $ 208,000 | $ 152,000 |
| Crawford County Michigan | 6 | $ 930,000 | $ 155,000 | $ 121,000 |
| Hamilton County Ohio | 6 | $ 2,260,000 | $ 376,000 | $ 210,000 |
| Manatee County Florida | 5 | $ 1,875,000 | $ 375,000 | $ 282,000 |
| Will County Illinois | 5 | $ 1,015,000 | $ 203,000 | $ 84,000 |
| Alger County Michigan | 5 | $ 615,000 | $ 123,000 | $ 74,000 |
| Montmorency County Michigan | 5 | $ 595,000 | $ 119,000 | $ 91,000 |
| St. Joseph County Michigan | 5 | $ 1,145,000 | $ 229,000 | $ 76,000 |
| Lake County Ohio | 5 | $ 1,145,000 | $ 229,000 | $ 106,000 |
| Broward County Florida | 4 | $ 1,810,000 | $ 452,000 | $ 251,000 |
| Sumter County Florida | 4 | $ 840,000 | $ 210,000 | $ 125,000 |
| St. Joseph County Indiana | 4 | $ 720,000 | $ 180,000 | $ 76,000 |
| Alcona County Michigan | 4 | $ 820,000 | $ 205,000 | $ 136,000 |
| Oscoda County Michigan | 4 | $ 640,000 | $ 160,000 | $ 71,000 |
| Lorain County Ohio | 4 | $ 1,460,000 | $ 365,000 | $ 151,000 |
| Porter County Indiana | 3 | $ 765,000 | $ 255,000 | $ 100,000 |
| Branch County Michigan | 3 | $ 525,000 | $ 175,000 | $ 131,000 |
| Chippewa County Michigan | 3 | $ 295,000 | $ 98,000 | $ 145,000 |
| Hillsdale County Michigan | 3 | $ 645,000 | $ 215,000 | $ 98,000 |
| Luce County Michigan | 3 | $ 485,000 | $ 161,000 | $ 156,000 |
| Marquette County Michigan | 3 | $ 535,000 | $ 178,000 | $ 123,000 |
| Presque Isle County Michigan | 3 | $ 215,000 | $ 71,000 | $ 39,000 |
| Perry County Ohio | 3 | $ 1,515,000 | $ 505,000 | $ 220,000 |
| Tuscarawas County Ohio | 3 | $ 1,115,000 | $ 371,000 | $ 139,000 |
| Flagler County Florida | 2 | $ 540,000 | $ 270,000 | $ 93,000 |
| Hillsborough County Florida | 2 | $ 640,000 | $ 320,000 | $ 146,000 |
| Lake County Florida | 2 | $ 630,000 | $ 315,000 | $ 204,000 |
| Miami-Dade County Florida | 2 | $ 1,090,000 | $ 545,000 | $ 451,000 |
| Orange County Florida | 2 | $ 890,000 | $ 445,000 | $ 142,000 |
| Pinellas County Florida | 2 | $ 400,000 | $ 200,000 | $ 93,000 |
| Seminole County Florida | 2 | $ 660,000 | $ 330,000 | $ 94,000 |
| Wakulla County Florida | 2 | $ 810,000 | $ 405,000 | $ 209,000 |
| Lake County Illinois | 2 | $ 780,000 | $ 390,000 | $ 106,000 |
| Boone County Indiana | 2 | $ 740,000 | $ 370,000 | $ 215,000 |
| Brown County Indiana | 2 | $ 490,000 | $ 245,000 | $ 370,000 |
| Lake County Indiana | 2 | $ 520,000 | $ 260,000 | $ 69,000 |
| Dickinson County Michigan | 2 | $ 240,000 | $ 120,000 | $ 18,000 |
| Mecklenburg County North Carolina | 2 | $ 770,000 | $ 385,000 | $ 103,000 |
| Marion County Ohio | 2 | $ 230,000 | $ 115,000 | $ 95,000 |
| Noble County Ohio | 2 | $ 380,000 | $ 190,000 | $ 105,000 |
| Pickaway County Ohio | 2 | $ 850,000 | $ 425,000 | $ 159,000 |
| Brevard County Florida | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Highlands County Florida | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Martin County Florida | 1 | $ 545,000 | $ 545,000 | $ 387,000 |
| Okaloosa County Florida | 1 | $ 365,000 | $ 365,000 | $ 217,000 |
| Osceola County Florida | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| Palm Beach County Florida | 1 | $ 335,000 | $ 335,000 | $ 211,000 |
| St. Lucie County Florida | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Volusia County Florida | 1 | $ 275,000 | $ 275,000 | $ 195,000 |
| Walton County Florida | 1 | $ 65,000 | $ 65,000 | $ 131,000 |
| DuPage County Illinois | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| McLean County Illinois | 1 | $ 295,000 | $ 295,000 | $ 153,000 |
| Allen County Indiana | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| Carroll County Indiana | 1 | $ 295,000 | $ 295,000 | $ 370,000 |
| Hamilton County Indiana | 1 | $ 415,000 | $ 415,000 | $ 352,000 |
| Hendricks County Indiana | 1 | $ 385,000 | $ 385,000 | $ 212,000 |
| Marion County Indiana | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Warrick County Indiana | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Gogebic County Michigan | 1 | $ 95,000 | $ 95,000 | $ 176,000 |
| Houghton County Michigan | 1 | $ 155,000 | $ 155,000 | $ 287,000 |
| Menominee County Michigan | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Schoolcraft County Michigan | 1 | $ 75,000 | $ 75,000 | $ 117,000 |
| Dare County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 290,000 |
| Haywood County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 233,000 |
| Onslow County North Carolina | 1 | $ 785,000 | $ 785,000 | $ 1,560,000 |
| Union County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 246,000 |
| Allen County Ohio | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Ashtabula County Ohio | 1 | $ 385,000 | $ 385,000 | $ 153,000 |
| Athens County Ohio | 1 | $ 145,000 | $ 145,000 | $ 470,000 |
| Butler County Ohio | 1 | $ 405,000 | $ 405,000 | $ 245,000 |
| Champaign County Ohio | 1 | $ 305,000 | $ 305,000 | $ 91,000 |
| Clark County Ohio | 1 | $ 405,000 | $ 405,000 | $ 261,000 |
| Fayette County Ohio | 1 | $ 335,000 | $ 335,000 | $ 121,000 |
| Fulton County Ohio | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Greene County Ohio | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Guernsey County Ohio | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Hocking County Ohio | 1 | $ 1,085,000 | $ 1,085,000 | $ 308,000 |
| Knox County Ohio | 1 | $ 1,555,000 | $ 1,555,000 | $ 323,000 |
| Madison County Ohio | 1 | $ 375,000 | $ 375,000 | $ 115,000 |
| Mahoning County Ohio | 1 | $ 95,000 | $ 95,000 | $ 137,000 |
| Miami County Ohio | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Monroe County Ohio | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Morrow County Ohio | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Ross County Ohio | 1 | $ 735,000 | $ 735,000 | $ 240,000 |
| Williams County Ohio | 1 | $ 325,000 | $ 325,000 | $ 450,000 |
| Wood County Ohio | 1 | $ 45,000 | $ 45,000 | $ 285,000 |
Mortgage Loan Application Detail Totals for Independent Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,140 | $1,259,730,000 | $304,000 | $2,805,000 | $150,000 | $2,176,000 |
| Refinancing | 2,914 | $664,250,000 | $227,000 | $2,505,000 | $125,000 | $2,493,000 |
| Cash-out Refinancing | 1,805 | $392,185,000 | $217,000 | $2,205,000 | $112,000 | $2,350,000 |
| Home Improvement | 483 | $55,225,000 | $114,000 | $2,145,000 | $132,000 | $1,137,000 |
| Other Purpose | 443 | $48,845,000 | $110,000 | $1,645,000 | $125,000 | $1,405,000 |
| Not Applicable | 24 | $3,020,000 | $125,000 | $375,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,310 | $2,021,550,000 | $243,000 | $2,625,000 | $131,000 | $2,493,000 |
| Not Provided | 641 | $171,195,000 | $267,000 | $2,725,000 | $156,000 | $1,405,000 |
| Black or African American | 233 | $52,275,000 | $224,000 | $1,675,000 | $124,000 | $1,906,000 |
| Hispanic | 214 | $50,270,000 | $234,000 | $1,805,000 | $124,000 | $1,162,000 |
| Not applicable | 183 | $37,645,000 | $205,000 | $945,000 | $0 | $0 |
| Asian | 145 | $62,235,000 | $429,000 | $2,805,000 | $189,000 | $1,832,000 |
| American Indian or Alaskan Native | 36 | $7,930,000 | $220,000 | $1,295,000 | $99,000 | $313,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $135,000 | $135,000 | $135,000 | $65,000 | $65,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,338 | $2,340,380,000 | $250,000 | $2,805,000 | $136,000 | $2,493,000 |
| FHA-insured (Federal Housing Administration) | 333 | $53,295,000 | $160,000 | $365,000 | $60,000 | $302,000 |
| VA-guaranteed (Veterans Administration) | 94 | $23,090,000 | $245,000 | $755,000 | $87,000 | $339,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 44 | $6,490,000 | $147,000 | $335,000 | $50,000 | $81,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,384 | $1,877,370,000 | $254,000 | $2,805,000 | $136,000 | $2,176,000 |
| Application Withdrawn By Applicant | 1,280 | $305,070,000 | $238,000 | $2,405,000 | $136,000 | $2,493,000 |
| Application Denied By Financial Institution | 642 | $111,050,000 | $172,000 | $1,805,000 | $86,000 | $1,162,000 |
| File Closed For Incompleteness | 290 | $84,790,000 | $292,000 | $2,005,000 | $146,000 | $1,237,000 |
| Loan Purchased By The Institution | 161 | $31,625,000 | $196,000 | $535,000 | $0 | $0 |
| Application Approved But Not Accepted | 52 | $13,350,000 | $256,000 | $2,725,000 | $131,000 | $579,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,167 | $2,312,205,000 | $252,000 | $2,805,000 | $137,000 | $2,493,000 |
| Debt-To-Income Ratio | 268 | $50,070,000 | $186,000 | $1,235,000 | $55,000 | $257,000 |
| Credit History | 259 | $35,785,000 | $138,000 | $1,395,000 | $93,000 | $821,000 |
| Collateral | 70 | $13,410,000 | $191,000 | $995,000 | $148,000 | $431,000 |
| Other | 22 | $7,170,000 | $325,000 | $1,805,000 | $190,000 | $1,162,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,840,000 | $284,000 | $685,000 | $135,000 | $611,000 |
| Employment History | 9 | $1,195,000 | $132,000 | $235,000 | $27,000 | $57,000 |
| Mortgage Insurance Denied | 3 | $395,000 | $131,000 | $245,000 | $165,000 | $221,000 |
| Unverifiable Information | 1 | $185,000 | $185,000 | $185,000 | $43,000 | $43,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Independent Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Independent Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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