Indymac Bank, F.S.B. Mortgage Lending & HMDA Data, 2006

In 2006, Indymac Bank, F.S.B. of Pasadena, CA reported 393,489 mortgage applications totaling $103.5 billion, up 40% from 2005. The average application was for $262,957, and applicants reported an average income of $67,198. 40% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (33,565), Riverside-San Bernardino-Ontario, CA (21,447) and New York-White Plains-Wayne, NY-NJ (17,578) (applications in parentheses).

Mortgage Company & Address Indymac Bank, F.S.B.
888 East Walnut St
Pasadena, CA 91101
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 393,489
Total Mortgage Loan Application Amount $103,470,870,000
Average Mortgage Loan Application Amount $262,957
Highest Mortgage Loan Application Amount $9,999,000
Average Applicant Income $67,198
Highest Applicant Income $9,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Indymac Bank, F.S.B. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Indymac Bank, F.S.B. by Metropolitan Area in 2006

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 33,565 $ 12,810,930,000 $ 381,675 $ 82,000
Riverside-San Bernardino-Ontario, CA 21,447 $ 6,104,548,000 $ 284,634 $ 68,000
New York-White Plains-Wayne, NY-NJ 17,578 $ 5,759,815,000 $ 327,671 $ 88,726
Washington-Arlington-Alexandria, DC-VA-MD-WV 16,277 $ 4,618,979,000 $ 283,773 $ 58,538
Chicago-Naperville-Joliet, IL 14,284 $ 2,748,520,000 $ 192,419 $ 68,000
Miami-Miami Beach-Kendall, FL 9,836 $ 2,037,402,000 $ 207,137 $ 79,000
San Diego-Carlsbad-San Marcos, CA 9,639 $ 3,682,031,000 $ 381,993 $ 82,000
Nassau-Suffolk, NY 9,409 $ 2,786,390,000 $ 296,140 $ 97,000
Atlanta-Sandy Springs-Marietta, GA 8,841 $ 1,545,922,000 $ 174,858 $ 58,000
Santa Ana-Anaheim-Irvine, CA 8,515 $ 3,860,459,000 $ 453,371 $ 94,000
Las Vegas-Paradise, NV 8,145 $ 1,985,324,000 $ 243,747 $ 57,000
Phoenix-Mesa-Scottsdale, AZ 8,016 $ 2,104,388,000 $ 262,523 $ 47,000
Oakland-Fremont-Hayward, CA 7,628 $ 3,085,362,000 $ 404,478 $ 74,000
Sacramento--Arden-Arcade--Roseville, CA 7,338 $ 2,183,546,000 $ 297,566 $ 71,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 5,741 $ 1,271,269,000 $ 221,436 $ 78,000
Orlando-Kissimmee, FL 4,940 $ 1,016,012,000 $ 205,670 $ 51,000
Newark-Union, NJ-PA 4,899 $ 1,263,155,000 $ 257,839 $ 82,398
Baltimore-Towson, MD 4,754 $ 1,052,343,000 $ 221,359 $ 55,000
Tampa-St. Petersburg-Clearwater, FL 4,696 $ 886,115,000 $ 188,695 $ 52,000
Denver-Aurora, CO 4,668 $ 953,781,000 $ 204,323 $ 59,000
Minneapolis-St. Paul-Bloomington, MN-WI 4,667 $ 864,424,000 $ 185,220 $ 57,261
Houston-Sugar Land-Baytown, TX 4,454 $ 579,752,000 $ 130,164 $ 54,000
Edison, NJ 4,322 $ 1,207,790,000 $ 279,451 $ 83,000
Seattle-Bellevue-Everett, WA 4,203 $ 1,145,432,000 $ 272,527 $ 72,000
San Jose-Sunnyvale-Santa Clara, CA 3,921 $ 1,914,684,000 $ 488,315 $ 83,000
Dallas-Plano-Irving, TX 3,711 $ 543,013,000 $ 146,325 $ 59,000
Warren-Troy-Farmington Hills, MI 3,472 $ 691,954,000 $ 199,295 $ 43,000
Bethesda-Gaithersburg-Frederick, MD 3,463 $ 1,004,233,000 $ 289,989 $ 56,000
San Francisco-San Mateo-Redwood City, CA 3,182 $ 1,827,454,000 $ 574,309 $ 92,000
West Palm Beach-Boca Raton-Boynton Beach, FL 3,128 $ 814,124,000 $ 260,269 $ 85,000
Stockton, CA 2,813 $ 866,212,000 $ 307,931 $ 68,000
Detroit-Livonia-Dearborn, MI 2,769 $ 333,262,000 $ 120,354 $ 38,000
Oxnard-Thousand Oaks-Ventura, CA 2,705 $ 1,166,259,000 $ 431,149 $ 84,000
Philadelphia, PA 2,637 $ 470,198,000 $ 178,307 $ 59,000
Portland-Vancouver-Beaverton, OR-WA 2,606 $ 599,061,000 $ 229,877 $ 47,653
Bakersfield, CA 2,603 $ 551,314,000 $ 211,799 $ 59,000
Providence-New Bedford-Fall River, RI-MA 2,457 $ 531,484,000 $ 216,314 $ 61,293
Fresno, CA 2,340 $ 509,976,000 $ 217,938 $ 64,000
Boston-Quincy, MA 2,275 $ 644,283,000 $ 283,201 $ 66,000
Cape Coral-Fort Myers, FL 2,222 $ 501,325,000 $ 225,618 $ 69,000
Modesto, CA 2,024 $ 558,991,000 $ 276,181 $ 64,000
Virginia Beach-Norfolk-Newport News, VA-NC 1,918 $ 382,435,000 $ 199,392 $ 62,731
Camden, NJ 1,813 $ 338,911,000 $ 186,933 $ 69,000
Jacksonville, FL 1,789 $ 344,505,000 $ 192,568 $ 45,000
St. Louis, MO-IL 1,692 $ 274,160,000 $ 162,033 $ 43,914
Cambridge-Newton-Framingham, MA 1,580 $ 443,988,000 $ 281,005 $ 65,000
Kansas City, MO-KS 1,573 $ 214,202,000 $ 136,174 $ 51,272
Vallejo-Fairfield, CA 1,572 $ 537,985,000 $ 342,229 $ 66,000
Fort Worth-Arlington, TX 1,567 $ 190,016,000 $ 121,261 $ 57,000
Cleveland-Elyria-Mentor, OH 1,545 $ 199,173,000 $ 128,914 $ 48,000
Richmond, VA 1,375 $ 231,124,000 $ 168,090 $ 52,000
Bridgeport-Stamford-Norwalk, CT 1,317 $ 511,477,000 $ 388,365 $ 83,000
Santa Rosa-Petaluma, CA 1,288 $ 533,116,000 $ 413,909 $ 82,000
Charlotte-Gastonia-Concord, NC-SC 1,272 $ 217,332,000 $ 170,858 $ 45,594
Tacoma, WA 1,268 $ 277,996,000 $ 219,239 $ 51,000
Lake County-Kenosha County, IL-WI 1,224 $ 265,024,000 $ 216,522 $ 69,241
Poughkeepsie-Newburgh-Middletown, NY 1,194 $ 271,558,000 $ 227,435 $ 89,000
Worcester, MA 1,168 $ 231,727,000 $ 198,396 $ 58,000
Salt Lake City, UT 1,119 $ 248,908,000 $ 222,437 $ 55,000
Sarasota-Bradenton-Venice, FL 1,110 $ 280,671,000 $ 252,856 $ 61,000
Honolulu, HI 1,098 $ 417,781,000 $ 380,492 $ 77,000
Salinas, CA 1,080 $ 455,469,000 $ 421,730 $ 73,000
Essex County, MA 1,065 $ 295,606,000 $ 277,564 $ 62,000
Santa Barbara-Santa Maria, CA 1,059 $ 427,739,000 $ 403,908 $ 70,000
Hartford-West Hartford-East Hartford, CT 1,049 $ 209,749,000 $ 199,951 $ 49,000
Port St. Lucie-Fort Pierce, FL 944 $ 190,412,000 $ 201,707 $ 65,000
New Haven-Milford, CT 937 $ 186,815,000 $ 199,375 $ 49,000
Merced, CA 900 $ 232,515,000 $ 258,350 $ 50,000
Lakeland, FL 880 $ 147,813,000 $ 167,969 $ 46,000
Austin-Round Rock, TX 879 $ 194,426,000 $ 221,189 $ 62,000
Columbus, OH 868 $ 133,863,000 $ 154,220 $ 48,000
Visalia-Porterville, CA 849 $ 166,932,000 $ 196,621 $ 51,000
Colorado Springs, CO 848 $ 158,098,000 $ 186,436 $ 49,000
Pittsburgh, PA 842 $ 94,652,000 $ 112,413 $ 64,000
Tucson, AZ 823 $ 176,984,000 $ 215,047 $ 34,000
Boise City-Nampa, ID 788 $ 143,530,000 $ 182,144 $ 35,000
Albuquerque, NM 782 $ 142,756,000 $ 182,552 $ 42,000
Deltona-Daytona Beach-Ormond Beach, FL 781 $ 151,523,000 $ 194,011 $ 49,000
Reno-Sparks, NV 780 $ 222,580,000 $ 285,358 $ 71,000
Naples-Marco Island, FL 764 $ 252,333,000 $ 330,278 $ 88,000
Palm Bay-Melbourne-Titusville, FL 761 $ 147,282,000 $ 193,537 $ 51,000
San Luis Obispo-Paso Robles, CA 760 $ 305,051,000 $ 401,382 $ 77,000
San Antonio, TX 756 $ 111,198,000 $ 147,087 $ 44,000
Indianapolis-Carmel, IN 748 $ 133,646,000 $ 178,671 $ 73,000
Wilmington, DE-MD-NJ 732 $ 134,932,000 $ 184,333 $ 53,651
Cincinnati-Middletown, OH-KY-IN 728 $ 117,180,000 $ 160,961 $ 58,619
Charleston-North Charleston, SC 713 $ 162,449,000 $ 227,838 $ 68,000
Nashville-Davidson--Murfreesboro, TN 675 $ 114,935,000 $ 170,274 $ 50,000
Allentown-Bethlehem-Easton, PA-NJ 673 $ 127,425,000 $ 189,338 $ 54,138
Raleigh-Cary, NC 673 $ 119,820,000 $ 178,038 $ 49,000
Birmingham-Hoover, AL 666 $ 84,856,000 $ 127,411 $ 47,000
Milwaukee-Waukesha-West Allis, WI 653 $ 98,878,000 $ 151,421 $ 54,000
New Orleans-Metairie-Kenner, LA 622 $ 105,239,000 $ 169,194 $ 64,000
Anchorage, AK 588 $ 116,408,000 $ 197,972 $ 89,000
Atlantic City, NJ 588 $ 128,482,000 $ 218,506 $ 59,000
Memphis, TN-MS-AR 580 $ 87,949,000 $ 151,636 $ 65,203
Portland-South Portland-Biddeford, ME 545 $ 118,535,000 $ 217,495 $ 72,000
Flint, MI 540 $ 68,445,000 $ 126,750 $ 46,000
Springfield, MA 504 $ 85,165,000 $ 168,978 $ 57,000
Yuba City, CA 503 $ 108,409,000 $ 215,524 $ 48,000
Madera, CA 481 $ 118,952,000 $ 247,301 $ 53,000
Hagerstown-Martinsburg, MD-WV 474 $ 94,334,000 $ 199,016 $ 42,143
Trenton-Ewing, NJ 474 $ 99,214,000 $ 209,312 $ 67,000
Provo-Orem, UT 461 $ 98,577,000 $ 213,832 $ 44,000
Santa Cruz-Watsonville, CA 442 $ 220,388,000 $ 498,615 $ 67,000
Barnstable Town, MA 435 $ 125,668,000 $ 288,891 $ 67,000
Albany-Schenectady-Troy, NY 434 $ 68,607,000 $ 158,080 $ 65,000
Rockingham County-Strafford County, NH 433 $ 105,774,000 $ 244,281 $ 60,000
El Centro, CA 428 $ 85,989,000 $ 200,908 $ 43,000
Ocala, FL 426 $ 72,582,000 $ 170,380 $ 53,000
Tulsa, OK 422 $ 54,482,000 $ 129,104 $ 59,000
Oklahoma City, OK 419 $ 54,611,000 $ 130,336 $ 55,000
Eugene-Springfield, OR 412 $ 77,853,000 $ 188,963 $ 56,000
Redding, CA 408 $ 96,493,000 $ 236,502 $ 56,000
Savannah, GA 404 $ 65,303,000 $ 161,641 $ 34,000
Akron, OH 397 $ 57,602,000 $ 145,093 $ 51,000
Punta Gorda, FL 388 $ 81,716,000 $ 210,608 $ 55,000
Ogden-Clearfield, UT 384 $ 67,385,000 $ 175,481 $ 45,000
Bend, OR 382 $ 116,795,000 $ 305,746 $ 54,000
Greeley, CO 381 $ 79,468,000 $ 208,577 $ 59,000
Grand Rapids-Wyoming, MI 378 $ 46,127,000 $ 122,029 $ 45,000
Columbia, SC 375 $ 55,423,000 $ 147,794 $ 62,000
Chico, CA 371 $ 83,860,000 $ 226,037 $ 52,000
Lansing-East Lansing, MI 363 $ 48,940,000 $ 134,820 $ 43,000
Myrtle Beach-Conway-North Myrtle Beach, SC 361 $ 77,489,000 $ 214,650 $ 53,000
Boulder, CO 358 $ 107,034,000 $ 298,977 $ 70,000
Louisville-Jefferson County, KY-IN 345 $ 48,559,000 $ 140,750 $ 48,304
Prescott, AZ 339 $ 93,087,000 $ 274,592 $ 63,000
Napa, CA 338 $ 154,450,000 $ 456,952 $ 80,000
Gary, IN 332 $ 46,266,000 $ 139,355 $ 53,000
Fort Collins-Loveland, CO 319 $ 67,788,000 $ 212,501 $ 59,000
Manchester-Nashua, NH 316 $ 68,739,000 $ 217,528 $ 45,000
Kingston, NY 308 $ 62,740,000 $ 203,701 $ 76,000
Spokane, WA 307 $ 55,873,000 $ 181,996 $ 44,000
Greenville, SC 304 $ 46,675,000 $ 153,536 $ 48,000
Des Moines-West Des Moines, IA 303 $ 36,988,000 $ 122,072 $ 44,000
Greensboro-High Point, NC 303 $ 42,775,000 $ 141,171 $ 50,000
Pensacola-Ferry Pass-Brent, FL 303 $ 53,094,000 $ 175,227 $ 50,000
Hanford-Corcoran, CA 299 $ 52,130,000 $ 174,347 $ 52,000
Ann Arbor, MI 298 $ 63,128,000 $ 211,838 $ 35,000
Olympia, WA 293 $ 64,410,000 $ 219,829 $ 50,000
York-Hanover, PA 290 $ 45,648,000 $ 157,406 $ 53,000
Asheville, NC 284 $ 54,664,000 $ 192,478 $ 60,000
Wilmington, NC 276 $ 65,012,000 $ 235,550 $ 52,000
Salem, OR 270 $ 49,685,000 $ 184,018 $ 39,000
Fayetteville-Springdale-Rogers, AR-MO 268 $ 38,225,000 $ 142,630 $ 67,492
Norwich-New London, CT 265 $ 56,199,000 $ 212,071 $ 50,000
Tallahassee, FL 257 $ 42,420,000 $ 165,058 $ 47,000
Buffalo-Niagara Falls, NY 254 $ 31,272,000 $ 123,118 $ 59,000
Knoxville, TN 246 $ 39,922,000 $ 162,284 $ 29,000
Ocean City, NJ 244 $ 87,267,000 $ 357,651 $ 124,000
Durham, NC 241 $ 41,939,000 $ 174,020 $ 44,000
Harrisburg-Carlisle, PA 239 $ 31,731,000 $ 132,765 $ 58,000
Scranton--Wilkes-Barre, PA 237 $ 27,313,000 $ 115,244 $ 44,000
St. George, UT 237 $ 60,405,000 $ 254,873 $ 91,000
Little Rock-North Little Rock, AR 234 $ 32,252,000 $ 137,829 $ 64,000
Bremerton-Silverdale, WA 232 $ 62,159,000 $ 267,926 $ 59,000
Winchester, VA-WV 229 $ 49,898,000 $ 217,895 $ 62,305
Canton-Massillon, OH 226 $ 30,663,000 $ 135,676 $ 41,000
Dayton, OH 225 $ 24,342,000 $ 108,186 $ 36,000
Omaha-Council Bluffs, NE-IA 224 $ 28,035,000 $ 125,156 $ 38,767
Medford, OR 223 $ 55,993,000 $ 251,089 $ 62,000
Baton Rouge, LA 217 $ 32,271,000 $ 148,714 $ 57,000
Toledo, OH 217 $ 26,565,000 $ 122,419 $ 35,000
Gainesville, FL 216 $ 35,513,000 $ 164,412 $ 82,000
Youngstown-Warren-Boardman, OH-PA 207 $ 20,173,000 $ 97,454 $ 51,850
Reading, PA 203 $ 29,887,000 $ 147,226 $ 50,000
Grand Junction, CO 201 $ 35,619,000 $ 177,208 $ 62,000
Rochester, NY 200 $ 26,827,000 $ 134,135 $ 46,000
Madison, WI 188 $ 32,900,000 $ 175,000 $ 59,000
Sebastian-Vero Beach, FL 188 $ 36,558,000 $ 194,457 $ 75,000
Huntsville, AL 182 $ 25,252,000 $ 138,747 $ 48,000
Panama City-Lynn Haven, FL 177 $ 46,599,000 $ 263,271 $ 73,000
Winston-Salem, NC 170 $ 20,927,000 $ 123,100 $ 40,000
El Paso, TX 169 $ 20,620,000 $ 122,011 $ 43,000
Gainesville, GA 169 $ 34,261,000 $ 202,727 $ 64,000
Springfield, MO 168 $ 27,515,000 $ 163,779 $ 52,000
Lancaster, PA 167 $ 22,783,000 $ 136,425 $ 59,000
Roanoke, VA 167 $ 22,972,000 $ 137,556 $ 54,000
Augusta-Richmond County, GA-SC 165 $ 22,102,000 $ 133,951 $ 43,981
Bellingham, WA 165 $ 37,523,000 $ 227,412 $ 50,000
Montgomery, AL 165 $ 19,767,000 $ 119,800 $ 44,000
Vineland-Millville-Bridgeton, NJ 164 $ 22,433,000 $ 136,786 $ 46,000
Pueblo, CO 162 $ 18,868,000 $ 116,469 $ 36,000
Yuma, AZ 160 $ 29,037,000 $ 181,481 $ 39,000
Kennewick-Richland-Pasco, WA 158 $ 22,510,000 $ 142,468 $ 20,000
Santa Fe, NM 158 $ 43,361,000 $ 274,436 $ 72,000
Jackson, MS 156 $ 22,913,000 $ 146,878 $ 40,000
Columbus, GA-AL 147 $ 17,412,000 $ 118,448 $ 34,163
Fort Walton Beach-Crestview-Destin, FL 147 $ 36,389,000 $ 247,544 $ 58,000
Mobile, AL 146 $ 20,917,000 $ 143,267 $ 51,000
Chattanooga, TN-GA 144 $ 18,685,000 $ 129,756 $ 44,375
Monroe, MI 144 $ 21,030,000 $ 146,041 $ 33,000
McAllen-Edinburg-Mission, TX 142 $ 17,549,000 $ 123,584 $ 63,000
Dover, DE 141 $ 25,005,000 $ 177,340 $ 57,000
Kalamazoo-Portage, MI 141 $ 19,224,000 $ 136,340 $ 62,000
Rockford, IL 141 $ 16,704,000 $ 118,468 $ 56,000
Syracuse, NY 126 $ 16,246,000 $ 128,936 $ 51,000
Charlottesville, VA 124 $ 29,660,000 $ 239,193 $ 69,000
Athens-Clarke County, GA 114 $ 18,583,000 $ 163,008 $ 34,000
Spartanburg, SC 114 $ 13,122,000 $ 115,105 $ 52,000
Corpus Christi, TX 107 $ 16,967,000 $ 158,570 $ 66,000
Evansville, IN-KY 105 $ 12,424,000 $ 118,323 $ 64,657
Salisbury, MD 104 $ 18,690,000 $ 179,711 $ 43,000
Muskegon-Norton Shores, MI 102 $ 10,595,000 $ 103,872 $ 38,000
Flagstaff, AZ 101 $ 30,173,000 $ 298,742 $ 77,000
Jackson, MI 101 $ 14,689,000 $ 145,435 $ 41,000
Burlington-South Burlington, VT 100 $ 21,068,000 $ 210,680 $ 39,000
Fayetteville, NC 100 $ 13,637,000 $ 136,370 $ 46,000
Mount Vernon-Anacortes, WA 99 $ 21,375,000 $ 215,909 $ 63,000
South Bend-Mishawaka, IN-MI 99 $ 11,817,000 $ 119,363 $ 68,696
St. Cloud, MN 97 $ 13,679,000 $ 141,020 $ 51,000
Coeur D'Alene, ID 96 $ 29,087,000 $ 302,989 $ 77,000
Duluth, MN-WI 95 $ 13,210,000 $ 139,052 $ 31,336
Wichita, KS 94 $ 9,619,000 $ 102,329 $ 24,000
Racine, WI 92 $ 14,248,000 $ 154,869 $ 45,000
Glens Falls, NY 90 $ 14,800,000 $ 164,444 $ 64,000
Idaho Falls, ID 90 $ 15,205,000 $ 168,944 $ 47,000
Tyler, TX 89 $ 11,994,000 $ 134,764 $ 51,000
Killeen-Temple-Fort Hood, TX 88 $ 11,113,000 $ 126,284 $ 44,000
Hickory-Lenoir-Morganton, NC 87 $ 13,663,000 $ 157,045 $ 43,000
Lexington-Fayette, KY 87 $ 15,677,000 $ 180,195 $ 64,000
Carson City, NV 86 $ 20,525,000 $ 238,662 $ 59,000
Macon, GA 86 $ 11,816,000 $ 137,395 $ 44,000
Shreveport-Bossier City, LA 86 $ 10,813,000 $ 125,732 $ 36,000
Holland-Grand Haven, MI 83 $ 12,188,000 $ 146,843 $ 42,000
Laredo, TX 83 $ 8,413,000 $ 101,361 $ 37,000
Lewiston-Auburn, ME 82 $ 11,915,000 $ 145,304 $ 30,000
Wenatchee, WA 81 $ 20,553,000 $ 253,740 $ 72,000
Las Cruces, NM 79 $ 16,157,000 $ 204,518 $ 71,000
Battle Creek, MI 78 $ 8,446,000 $ 108,282 $ 50,000
Lincoln, NE 78 $ 9,907,000 $ 127,012 $ 50,000
Lynchburg, VA 78 $ 13,605,000 $ 174,423 $ 27,000
Saginaw-Saginaw Township North, MI 78 $ 9,104,000 $ 116,717 $ 29,000
Brownsville-Harlingen, TX 75 $ 12,155,000 $ 162,066 $ 62,000
Cedar Rapids, IA 75 $ 8,214,000 $ 109,520 $ 43,000
Longview, WA 75 $ 14,512,000 $ 193,493 $ 59,000
Rochester, MN 75 $ 11,649,000 $ 155,320 $ 63,000
Columbia, MO 73 $ 9,730,000 $ 133,287 $ 63,000
Niles-Benton Harbor, MI 73 $ 15,460,000 $ 211,780 $ 84,000
Odessa, TX 73 $ 4,954,000 $ 67,863 $ 59,000
Bangor, ME 69 $ 9,154,000 $ 132,666 $ 72,000
Bay City, MI 69 $ 7,341,000 $ 106,391 $ 30,000
Pittsfield, MA 69 $ 14,200,000 $ 205,797 $ 54,000
Harrisonburg, VA 68 $ 12,195,000 $ 179,338 $ 68,000
Appleton, WI 66 $ 8,211,000 $ 124,409 $ 36,000
Burlington, NC 66 $ 8,861,000 $ 134,257 $ 43,000
Cheyenne, WY 66 $ 7,968,000 $ 120,727 $ 25,000
Lubbock, TX 66 $ 6,297,000 $ 95,409 $ 28,000
Kingsport-Bristol-Bristol, TN-VA 65 $ 11,219,000 $ 172,600 $ 48,507
Topeka, KS 65 $ 7,037,000 $ 108,261 $ 39,000
Fort Wayne, IN 64 $ 7,398,000 $ 115,593 $ 34,000
Anderson, SC 63 $ 8,556,000 $ 135,809 $ 30,000
Bismarck, ND 63 $ 6,275,000 $ 99,603 $ 53,000
Davenport-Moline-Rock Island, IA-IL 63 $ 7,631,000 $ 121,126 $ 34,396
Sherman-Denison, TX 63 $ 7,973,000 $ 126,555 $ 57,000
Fargo, ND-MN 61 $ 8,305,000 $ 136,147 $ 31,163
Warner Robins, GA 61 $ 8,794,000 $ 144,163 $ 47,000
Yakima, WA 61 $ 8,087,000 $ 132,573 $ 46,000
Hot Springs, AR 60 $ 8,924,000 $ 148,733 $ 70,000
Fairbanks, AK 59 $ 9,563,000 $ 162,084 $ 68,000
Gulfport-Biloxi, MS 58 $ 9,302,000 $ 160,379 $ 47,000
Missoula, MT 57 $ 12,232,000 $ 214,596 $ 77,000
Logan, UT-ID 56 $ 9,326,000 $ 166,535 $ 37,857
Florence, SC 55 $ 5,746,000 $ 104,472 $ 41,000
Tuscaloosa, AL 55 $ 7,914,000 $ 143,890 $ 29,000
Utica-Rome, NY 55 $ 8,813,000 $ 160,236 $ 72,000
Kankakee-Bradley, IL 53 $ 7,698,000 $ 145,245 $ 39,000
Oshkosh-Neenah, WI 53 $ 7,216,000 $ 136,150 $ 28,000
Rome, GA 53 $ 9,072,000 $ 171,169 $ 22,000
Albany, GA 52 $ 5,508,000 $ 105,923 $ 41,000
Peoria, IL 52 $ 7,116,000 $ 136,846 $ 35,000
Altoona, PA 51 $ 3,190,000 $ 62,549 $ 34,000
Clarksville, TN-KY 51 $ 7,007,000 $ 137,392 $ 56,333
Binghamton, NY 50 $ 6,287,000 $ 125,740 $ 36,000
Johnstown, PA 50 $ 4,035,000 $ 80,700 $ 50,000
Farmington, NM 49 $ 7,724,000 $ 157,632 $ 73,000
Green Bay, WI 49 $ 8,368,000 $ 170,775 $ 36,000
Waterloo-Cedar Falls, IA 49 $ 4,693,000 $ 95,775 $ 119,000
Waco, TX 48 $ 5,255,000 $ 109,479 $ 42,000
Beaumont-Port Arthur, TX 46 $ 4,304,000 $ 93,565 $ 41,000
College Station-Bryan, TX 46 $ 7,027,000 $ 152,760 $ 24,000
Greenville, NC 46 $ 4,940,000 $ 107,391 $ 36,000
Jacksonville, NC 46 $ 10,333,000 $ 224,630 $ 42,000
Sioux Falls, SD 46 $ 5,931,000 $ 128,934 $ 49,000
Brunswick, GA 45 $ 9,978,000 $ 221,733 $ 95,000
Janesville, WI 45 $ 6,092,000 $ 135,377 $ 34,000
Pascagoula, MS 45 $ 6,161,000 $ 136,911 $ 15,000
Sandusky, OH 45 $ 5,018,000 $ 111,511 $ 55,000
Erie, PA 43 $ 3,117,000 $ 72,488 $ 43,000
Hattiesburg, MS 43 $ 5,605,000 $ 130,348 $ 44,000
Decatur, AL 42 $ 4,360,000 $ 103,809 $ 37,000
Johnson City, TN 42 $ 5,245,000 $ 124,880 $ 30,000
Billings, MT 41 $ 7,726,000 $ 188,439 $ 28,000
Lafayette, LA 41 $ 6,101,000 $ 148,804 $ 69,000
Terre Haute, IN 40 $ 3,468,000 $ 86,700 $ 67,000
Cumberland, MD-WV 39 $ 4,299,000 $ 110,230 $ 37,153
Elkhart-Goshen, IN 39 $ 4,511,000 $ 115,666 $ 35,000
Joplin, MO 39 $ 5,693,000 $ 145,974 $ 66,000
Lawrence, KS 39 $ 5,733,000 $ 147,000 $ 42,000
Corvallis, OR 38 $ 7,914,000 $ 208,263 $ 43,000
Dalton, GA 38 $ 5,376,000 $ 141,473 $ 25,000
Lafayette, IN 38 $ 3,739,000 $ 98,394 $ 33,000
Lebanon, PA 38 $ 4,651,000 $ 122,394 $ 45,000
Auburn-Opelika, AL 37 $ 6,023,000 $ 162,783 $ 41,000
Fort Smith, AR-OK 37 $ 4,257,000 $ 115,054 $ 25,432
Rapid City, SD 37 $ 4,863,000 $ 131,432 $ 39,000
Gadsden, AL 36 $ 3,511,000 $ 97,527 $ 42,000
Casper, WY 35 $ 4,940,000 $ 141,142 $ 40,000
Dothan, AL 35 $ 4,326,000 $ 123,600 $ 43,000
Michigan City-La Porte, IN 35 $ 5,480,000 $ 156,571 $ 60,000
St. Joseph, MO-KS 35 $ 3,923,000 $ 112,085 $ 43,714
Iowa City, IA 34 $ 4,338,000 $ 127,588 $ 42,000
Sheboygan, WI 34 $ 4,301,000 $ 126,500 $ 71,000
Anderson, IN 33 $ 4,742,000 $ 143,696 $ 50,000
Bloomington-Normal, IL 33 $ 4,663,000 $ 141,303 $ 44,000
Springfield, IL 33 $ 3,907,000 $ 118,393 $ 57,000
Valdosta, GA 32 $ 4,855,000 $ 151,718 $ 38,000
Charleston, WV 31 $ 4,461,000 $ 143,903 $ 48,000
Elizabethtown, KY 30 $ 4,901,000 $ 163,366 $ 28,000
Jackson, TN 30 $ 3,923,000 $ 130,766 $ 26,000
Morristown, TN 30 $ 4,627,000 $ 154,233 $ 44,000
Pocatello, ID 30 $ 3,991,000 $ 133,033 $ 29,000
Jefferson City, MO 29 $ 3,193,000 $ 110,103 $ 139,000
Longview, TX 29 $ 3,478,000 $ 119,931 $ 62,000
Springfield, OH 29 $ 3,938,000 $ 135,793 $ 34,000
State College, PA 29 $ 3,854,000 $ 132,896 $ 42,000
Blacksburg-Christiansburg-Radford, VA 28 $ 4,720,000 $ 168,571 $ 38,000
Hinesville-Fort Stewart, GA 28 $ 3,202,000 $ 114,357 $ 26,000
Rocky Mount, NC 28 $ 2,798,000 $ 99,928 $ 61,000
Champaign-Urbana, IL 27 $ 3,333,000 $ 123,444 $ 54,000
Parkersburg-Marietta-Vienna, WV-OH 27 $ 3,148,000 $ 116,592 $ 41,740
Houma-Bayou Cane-Thibodaux, LA 26 $ 3,537,000 $ 136,038 $ 42,000
Huntington-Ashland, WV-KY-OH 26 $ 2,623,000 $ 100,884 $ 35,923
Sumter, SC 25 $ 3,522,000 $ 140,880 $ 38,000
Weirton-Steubenville, WV-OH 25 $ 2,620,000 $ 104,800 $ 43,600
Amarillo, TX 24 $ 2,374,000 $ 98,916 $ 48,000
Cleveland, TN 24 $ 4,056,000 $ 169,000 $ 59,000
Mansfield, OH 24 $ 2,444,000 $ 101,833 $ 12,000
Lima, OH 22 $ 1,713,000 $ 77,863 $ 30,000
Ames, IA 21 $ 2,427,000 $ 115,571 $ 39,000
Grand Forks, ND-MN 21 $ 1,897,000 $ 90,333 $ 39,285
Midland, TX 21 $ 3,093,000 $ 147,285 $ 47,000
Texarkana, Tx-Texarkana, AR 20 $ 1,544,000 $ 77,200 $ 46,300
Williamsport, PA 20 $ 2,193,000 $ 109,650 $ 37,000
Anniston-Oxford, AL 19 $ 2,310,000 $ 121,578 $ 68,000
Abilene, TX 18 $ 1,336,000 $ 74,222 $ 17,000
Bloomington, IN 18 $ 2,294,000 $ 127,444 $ 40,000
Eau Claire, WI 18 $ 1,540,000 $ 85,555 $ 21,000
Jonesboro, AR 18 $ 2,261,000 $ 125,611 $ 57,000
Lake Charles, LA 18 $ 2,470,000 $ 137,222 $ 33,000
San Angelo, TX 18 $ 1,176,000 $ 65,333 $ 43,000
Sioux City, IA-NE-SD 18 $ 1,910,000 $ 106,111 $ 35,166
Wheeling, WV-OH 17 $ 2,659,000 $ 156,411 $ 28,705
Danville, VA 16 $ 1,565,000 $ 97,812 $ 25,000
Fond Du Lac, WI 16 $ 1,728,000 $ 108,000 $ 25,000
Goldsboro, NC 16 $ 1,835,000 $ 114,687 $ 44,000
Kokomo, IN 16 $ 2,093,000 $ 130,812 $ 50,000
Lewiston, ID-WA 16 $ 1,942,000 $ 121,375 $ 67,500
Wausau, WI 16 $ 2,150,000 $ 134,375 $ 16,000
Wichita Falls, TX 16 $ 1,344,000 $ 84,000 $ 33,000
Muncie, IN 15 $ 5,926,000 $ 395,066 $ 174,000
Columbus, IN 14 $ 1,640,000 $ 117,142 $ 66,000
Florence-Muscle Shoals, AL 14 $ 1,538,000 $ 109,857 $ 44,000
Alexandria, LA 13 $ 1,354,000 $ 104,153 $ 24,000
Pine Bluff, AR 13 $ 1,093,000 $ 84,076 $ 24,000
Decatur, IL 12 $ 964,000 $ 80,333 $ 66,000
Lawton, OK 12 $ 1,339,000 $ 111,583 $ 51,000
Dubuque, IA 11 $ 944,000 $ 85,818 $ 16,000
Elmira, NY 10 $ 868,000 $ 86,800 $ 9,000
Morgantown, WV 10 $ 1,792,000 $ 179,200 $ 72,000
Owensboro, KY 10 $ 970,000 $ 97,000 $ 51,000
Bowling Green, KY 9 $ 1,344,000 $ 149,333 $ 55,000
Great Falls, MT 9 $ 1,169,000 $ 129,888 $ 11,000
Ithaca, NY 9 $ 1,095,000 $ 121,666 $ 47,000
La Crosse, WI-MN 9 $ 1,163,000 $ 129,222 $ 12,444
Monroe, LA 9 $ 1,427,000 $ 158,555 $ 31,000
Victoria, TX 9 $ 1,188,000 $ 132,000 $ 65,000
Danville, IL 4 $ 302,000 $ 75,500 $ 25,000

Mortgage Loan Application Detail Totals for Indymac Bank, F.S.B. in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 186,467 $44,941,858,000 $241,000 $9,999,000 $75,000 $9,000,000
Refinancing 185,617 $52,405,772,000 $282,000 $7,300,000 $58,000 $6,300,000
Home Improvement 21,405 $6,123,240,000 $286,000 $9,000,000 $79,000 $2,769,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 137,094 $37,556,806,000 $273,000 $4,975,000 $0 $0
White 109,058 $29,976,662,000 $274,000 $9,999,000 $115,000 $9,000,000
Hispanic 66,831 $15,228,689,000 $227,000 $4,420,000 $89,000 $6,130,000
Not Provided 35,603 $9,830,591,000 $276,000 $9,999,000 $101,000 $8,910,000
Black or African American 28,671 $5,921,024,000 $206,000 $6,000,000 $86,000 $6,000,000
Asian 13,261 $4,104,720,000 $309,000 $4,282,000 $119,000 $1,632,000
Native Hawaiian or Other Pacific Islander 2,130 $649,352,000 $304,000 $7,833,000 $116,000 $6,392,000
American Indian or Alaskan Native 841 $203,026,000 $241,000 $1,736,000 $97,000 $3,776,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 393,489 $103,470,870,000 $262,000 $9,999,000 $67,000 $9,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 157,146 $39,297,385,000 $250,000 $9,213,000 $99,000 $6,868,000
Loan Purchased By The Institution 137,094 $37,556,806,000 $273,000 $4,975,000 $0 $0
Application Denied By Financial Institution 76,802 $20,809,551,000 $270,000 $9,999,000 $112,000 $9,000,000
Application Approved But Not Accepted 20,594 $5,390,191,000 $261,000 $5,200,000 $101,000 $6,012,000
Preapproval Denied by Financial Institution 835 $150,683,000 $180,000 $1,236,000 $55,000 $1,236,000
File Closed For Incompleteness 829 $210,249,000 $253,000 $1,472,000 $96,000 $1,176,000
Preapproval Approved but not Accepted 186 $53,067,000 $285,000 $1,500,000 $117,000 $527,000
Application Withdrawn By Applicant 3 $2,938,000 $979,000 $2,331,000 $513,000 $1,200,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 21,940 $6,137,220,000 $279,000 $7,300,000 $116,000 $8,910,000
Collateral 17,811 $5,125,912,000 $287,000 $9,000,000 $120,000 $9,000,000
Credit History 13,672 $2,963,332,000 $216,000 $6,000,000 $81,000 $2,676,000
Unverifiable Information 9,636 $2,509,693,000 $260,000 $4,345,000 $121,000 $3,776,000
Other 4,932 $1,331,814,000 $270,000 $9,999,000 $121,000 $5,100,000
Debt-To-Income Ratio 4,792 $1,360,080,000 $283,000 $6,000,000 $105,000 $1,500,000
Insufficient Cash (Downpayment, Closing Cost) 3,838 $1,326,593,000 $345,000 $9,999,000 $138,000 $2,400,000
Employment History 1,011 $204,592,000 $202,000 $1,750,000 $93,000 $924,000
Mortgage Insurance Denied 5 $998,000 $199,000 $564,000 $90,000 $228,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Indymac Bank, F.S.B.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Indymac Bank, F.S.B.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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