Inova
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Inova 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inova 358 S Elkhart Avenue Elkhart, IN 46516 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,498 |
| Total Mortgage Loan Application Amount | $180,458,000 |
| Average Mortgage Loan Application Amount | $92,000 |
| Highest Mortgage Loan Application Amount | $968,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $990,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Inova. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inova's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Inova's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inova serves its applicants.
Each category highlights the total number of mortgage applications processed by Inova, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inova's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Elkhart County Indiana | 383 | $ 37,954,000 | $ 99,000 | $ 62,000 |
| St. Joseph County Indiana | 353 | $ 36,804,000 | $ 104,000 | $ 68,000 |
| LaPorte County Indiana | 89 | $ 9,032,000 | $ 101,000 | $ 60,000 |
| Cass County Michigan | 57 | $ 8,929,000 | $ 156,000 | $ 94,000 |
| Johnston County North Carolina | 56 | $ 6,684,000 | $ 119,000 | $ 71,000 |
| Contra Costa County California | 18 | $ 4,610,000 | $ 256,000 | $ 118,000 |
| Wake County North Carolina | 18 | $ 2,541,000 | $ 141,000 | $ 109,000 |
| New Haven County Connecticut | 15 | $ 2,589,000 | $ 172,000 | $ 117,000 |
| Berrien County Michigan | 14 | $ 1,315,000 | $ 93,000 | $ 55,000 |
| Alameda County California | 12 | $ 4,096,000 | $ 341,000 | $ 131,000 |
| Marshall County Indiana | 8 | $ 1,277,000 | $ 159,000 | $ 110,000 |
| Porter County Indiana | 8 | $ 871,000 | $ 108,000 | $ 48,000 |
| Los Angeles County California | 6 | $ 1,357,000 | $ 226,000 | $ 76,000 |
| Morris County New Jersey | 6 | $ 1,428,000 | $ 238,000 | $ 172,000 |
| Fairfield County Connecticut | 4 | $ 634,000 | $ 158,000 | $ 118,000 |
| Sarasota County Florida | 4 | $ 853,000 | $ 213,000 | $ 203,000 |
| St. Joseph County Michigan | 4 | $ 661,000 | $ 165,000 | $ 104,000 |
| Westchester County New York | 4 | $ 1,182,000 | $ 295,000 | $ 110,000 |
| Wayne County North Carolina | 4 | $ 384,000 | $ 96,000 | $ 64,000 |
| San Diego County California | 3 | $ 474,000 | $ 158,000 | $ 101,000 |
| Solano County California | 3 | $ 952,000 | $ 317,000 | $ 86,000 |
| Hamilton County Indiana | 3 | $ 486,000 | $ 162,000 | $ 66,000 |
| Hancock County Indiana | 3 | $ 420,000 | $ 140,000 | $ 37,000 |
| Kosciusko County Indiana | 3 | $ 523,000 | $ 174,000 | $ 195,000 |
| LaGrange County Indiana | 3 | $ 266,000 | $ 88,000 | $ 42,000 |
| Marion County Indiana | 3 | $ 282,000 | $ 94,000 | $ 49,000 |
| Seneca County New York | 3 | $ 125,000 | $ 41,000 | $ 75,000 |
| Lake County Florida | 2 | $ 220,000 | $ 110,000 | $ 113,000 |
| Lee County Florida | 2 | $ 142,000 | $ 71,000 | $ 18,000 |
| Palm Beach County Florida | 2 | $ 484,000 | $ 242,000 | $ 44,000 |
| Pinellas County Florida | 2 | $ 628,000 | $ 314,000 | $ 142,000 |
| Allen County Indiana | 2 | $ 213,000 | $ 106,000 | $ 66,000 |
| Madison County Indiana | 2 | $ 125,000 | $ 62,000 | $ 34,000 |
| Morgan County Indiana | 2 | $ 189,000 | $ 94,000 | $ 101,000 |
| Noble County Indiana | 2 | $ 208,000 | $ 104,000 | $ 65,000 |
| Vigo County Indiana | 2 | $ 243,000 | $ 121,000 | $ 78,000 |
| Middlesex County Massachusetts | 2 | $ 186,000 | $ 93,000 | $ 183,000 |
| Oakland County Michigan | 2 | $ 563,000 | $ 281,000 | $ 257,000 |
| Essex County New Jersey | 2 | $ 60,000 | $ 30,000 | $ 80,000 |
| Somerset County New Jersey | 2 | $ 473,000 | $ 236,000 | $ 143,000 |
| Sussex County New Jersey | 2 | $ 689,000 | $ 344,000 | $ 101,000 |
| Queens County New York | 2 | $ 100,000 | $ 50,000 | $ 29,000 |
| Nash County North Carolina | 2 | $ 196,000 | $ 98,000 | $ 62,000 |
| Cuyahoga County Ohio | 2 | $ 102,000 | $ 51,000 | $ 43,000 |
| Harris County Texas | 2 | $ 302,000 | $ 151,000 | $ 147,000 |
| Tarrant County Texas | 2 | $ 263,000 | $ 131,000 | $ 138,000 |
| Maricopa County Arizona | 1 | $ 40,000 | $ 40,000 | $ 45,000 |
| Calaveras County California | 1 | $ 164,000 | $ 164,000 | $ 187,000 |
| Riverside County California | 1 | $ 137,000 | $ 137,000 | $ 36,000 |
| Sacramento County California | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| San Bernardino County California | 1 | $ 474,000 | $ 474,000 | $ 215,000 |
| San Francisco County California | 1 | $ 485,000 | $ 485,000 | $ 431,000 |
| San Joaquin County California | 1 | $ 184,000 | $ 184,000 | $ 64,000 |
| San Mateo County California | 1 | $ 168,000 | $ 168,000 | $ 111,000 |
| Santa Clara County California | 1 | $ 92,000 | $ 92,000 | $ 47,000 |
| Siskiyou County California | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Hartford County Connecticut | 1 | $ 87,000 | $ 87,000 | $ 400,000 |
| Middlesex County Connecticut | 1 | $ 310,000 | $ 310,000 | $ 105,000 |
| Brevard County Florida | 1 | $ 42,000 | $ 42,000 | $ 39,000 |
| Broward County Florida | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Charlotte County Florida | 1 | $ 128,000 | $ 128,000 | $ 76,000 |
| Citrus County Florida | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Collier County Florida | 1 | $ 196,000 | $ 196,000 | $ 79,000 |
| Escambia County Florida | 1 | $ 108,000 | $ 108,000 | $ 70,000 |
| Leon County Florida | 1 | $ 403,000 | $ 403,000 | $ 113,000 |
| Marion County Florida | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Orange County Florida | 1 | $ 140,000 | $ 140,000 | $ 78,000 |
| Sumter County Florida | 1 | $ 60,000 | $ 60,000 | $ 23,000 |
| Cook County Illinois | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Delaware County Indiana | 1 | $ 284,000 | $ 284,000 | $ 58,000 |
| Fulton County Indiana | 1 | $ 32,000 | $ 32,000 | $ 34,000 |
| Grant County Indiana | 1 | $ 67,000 | $ 67,000 | $ 85,000 |
| Hendricks County Indiana | 1 | $ 87,000 | $ 87,000 | $ 166,000 |
| Jackson County Indiana | 1 | $ 204,000 | $ 204,000 | $ 130,000 |
| Lake County Indiana | 1 | $ 118,000 | $ 118,000 | $ 49,000 |
| Miami County Indiana | 1 | $ 32,000 | $ 32,000 | $ 38,000 |
| Pulaski County Indiana | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
| Starke County Indiana | 1 | $ 228,000 | $ 228,000 | $ 57,000 |
| Tippecanoe County Indiana | 1 | $ 60,000 | $ 60,000 | $ 56,000 |
| Montgomery County Maryland | 1 | $ 331,000 | $ 331,000 | $ 169,000 |
| Bristol County Massachusetts | 1 | $ 108,000 | $ 108,000 | $ 74,000 |
| Norfolk County Massachusetts | 1 | $ 30,000 | $ 30,000 | $ 82,000 |
| Calhoun County Michigan | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Lenawee County Michigan | 1 | $ 95,000 | $ 95,000 | $ 155,000 |
| Van Buren County Michigan | 1 | $ 46,000 | $ 46,000 | $ 29,000 |
| Washtenaw County Michigan | 1 | $ 135,000 | $ 135,000 | $ 195,000 |
| Bergen County New Jersey | 1 | $ 108,000 | $ 108,000 | $ 41,000 |
| Middlesex County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Passaic County New Jersey | 1 | $ 208,000 | $ 208,000 | $ 132,000 |
| Union County New Jersey | 1 | $ 538,000 | $ 538,000 | $ 176,000 |
| Warren County New Jersey | 1 | $ 282,000 | $ 282,000 | $ 99,000 |
| Cattaraugus County New York | 1 | $ 186,000 | $ 186,000 | $ 83,000 |
| Nassau County New York | 1 | $ 236,000 | $ 236,000 | $ 80,000 |
| Oswego County New York | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Durham County North Carolina | 1 | $ 183,000 | $ 183,000 | $ 72,000 |
| Orange County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 31,000 |
| Wilson County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 95,000 |
| Belmont County Ohio | 1 | $ 20,000 | $ 20,000 | $ 13,000 |
| Brown County Ohio | 1 | $ 199,000 | $ 199,000 | $ 83,000 |
| Jefferson County Ohio | 1 | $ 44,000 | $ 44,000 | $ 88,000 |
| Licking County Ohio | 1 | $ 60,000 | $ 60,000 | $ 44,000 |
| Lorain County Ohio | 1 | $ 156,000 | $ 156,000 | $ 24,000 |
| Miami County Ohio | 1 | $ 207,000 | $ 207,000 | $ 75,000 |
| Portage County Ohio | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Stark County Ohio | 1 | $ 96,000 | $ 96,000 | $ 873,000 |
| Wayne County Ohio | 1 | $ 172,000 | $ 172,000 | $ 26,000 |
| Aiken County South Carolina | 1 | $ 107,000 | $ 107,000 | $ 77,000 |
| Charleston County South Carolina | 1 | $ 161,000 | $ 161,000 | $ 68,000 |
| Dorchester County South Carolina | 1 | $ 161,000 | $ 161,000 | $ 137,000 |
| Bowie County Texas | 1 | $ 65,000 | $ 65,000 | $ 241,000 |
| Cameron County Texas | 1 | $ 153,000 | $ 153,000 | $ 50,000 |
| Galveston County Texas | 1 | $ 113,000 | $ 113,000 | $ 100,000 |
| Liberty County Texas | 1 | $ 84,000 | $ 84,000 | $ 105,000 |
| Terry County Texas | 1 | $ 50,000 | $ 50,000 | $ 39,000 |
| Travis County Texas | 1 | $ 244,000 | $ 244,000 | $ 76,000 |
| Victoria County Texas | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Inova in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,000 | $120,450,000 | $120,000 | $968,000 | $75,000 | $990,000 |
| Home Purchase | 451 | $58,774,000 | $130,000 | $626,000 | $65,000 | $674,000 |
| Home Improvement | 47 | $1,234,000 | $26,000 | $65,000 | $64,000 | $238,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,249 | $149,349,000 | $119,000 | $968,000 | $73,000 | $990,000 |
| Not Provided | 73 | $9,494,000 | $130,000 | $567,000 | $63,000 | $220,000 |
| Hispanic | 67 | $6,534,000 | $97,000 | $500,000 | $48,000 | $168,000 |
| Black or African American | 62 | $6,047,000 | $97,000 | $359,000 | $62,000 | $179,000 |
| Asian | 37 | $7,981,000 | $215,000 | $626,000 | $118,000 | $602,000 |
| American Indian or Alaskan Native | 6 | $742,000 | $123,000 | $194,000 | $57,000 | $65,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $311,000 | $77,000 | $89,000 | $50,000 | $66,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,398 | $171,381,000 | $122,000 | $968,000 | $74,000 | $990,000 |
| FHA-insured (Federal Housing Administration) | 100 | $9,077,000 | $90,000 | $206,000 | $46,000 | $116,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 636 | $79,169,000 | $124,000 | $968,000 | $74,000 | $602,000 |
| Application Withdrawn By Applicant | 266 | $31,122,000 | $117,000 | $567,000 | $78,000 | $604,000 |
| Application Denied By Financial Institution | 217 | $22,237,000 | $102,000 | $474,000 | $57,000 | $300,000 |
| File Closed For Incompleteness | 183 | $23,579,000 | $128,000 | $620,000 | $85,000 | $990,000 |
| Preapproval Denied by Financial Institution | 108 | $10,091,000 | $93,000 | $400,000 | $46,000 | $175,000 |
| Preapproval Approved but not Accepted | 71 | $11,844,000 | $166,000 | $626,000 | $72,000 | $217,000 |
| Application Approved But Not Accepted | 17 | $2,416,000 | $142,000 | $338,000 | $113,000 | $674,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 189 | $16,823,000 | $89,000 | $400,000 | $54,000 | $241,000 |
| Debt-To-Income Ratio | 58 | $7,596,000 | $130,000 | $417,000 | $49,000 | $150,000 |
| Collateral | 25 | $2,731,000 | $109,000 | $474,000 | $62,000 | $300,000 |
| Employment History | 18 | $1,877,000 | $104,000 | $205,000 | $46,000 | $103,000 |
| Other | 11 | $574,000 | $52,000 | $140,000 | $59,000 | $110,000 |
| Mortgage Insurance Denied | 2 | $164,000 | $82,000 | $120,000 | $48,000 | $61,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inova's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inova's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.