Inova
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Inova 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inova 358 S Elkhart Avenue Elkhart, IN 46516 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,424 |
| Total Mortgage Loan Application Amount | $186,450,000 |
| Average Mortgage Loan Application Amount | $118,000 |
| Highest Mortgage Loan Application Amount | $805,000 |
| Average Applicant Income | $89,400 |
| Highest Applicant Income | $2,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Inova. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inova's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Inova's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inova serves its applicants.
Each category highlights the total number of mortgage applications processed by Inova, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inova's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Elkhart County Indiana | 401 | $ 50,425,000 | $ 125,000 | $ 75,000 |
| St. Joseph County Indiana | 372 | $ 40,770,000 | $ 109,000 | $ 83,000 |
| Cass County Michigan | 75 | $ 12,965,000 | $ 172,000 | $ 119,000 |
| LaPorte County Indiana | 60 | $ 5,880,000 | $ 98,000 | $ 63,000 |
| Johnston County North Carolina | 32 | $ 5,020,000 | $ 156,000 | $ 104,000 |
| Wake County North Carolina | 17 | $ 3,035,000 | $ 178,000 | $ 120,000 |
| Berrien County Michigan | 16 | $ 1,580,000 | $ 98,000 | $ 56,000 |
| Contra Costa County California | 10 | $ 2,170,000 | $ 217,000 | $ 424,000 |
| New Haven County Connecticut | 10 | $ 1,940,000 | $ 194,000 | $ 140,000 |
| Porter County Indiana | 10 | $ 1,110,000 | $ 111,000 | $ 55,000 |
| Cook County Illinois | 7 | $ 1,065,000 | $ 152,000 | $ 72,000 |
| Marion County Indiana | 7 | $ 785,000 | $ 112,000 | $ 120,000 |
| Johnson County Indiana | 6 | $ 600,000 | $ 100,000 | $ 107,000 |
| Marshall County Indiana | 6 | $ 590,000 | $ 98,000 | $ 52,000 |
| St. Joseph County Michigan | 6 | $ 990,000 | $ 165,000 | $ 79,000 |
| Hamilton County Indiana | 5 | $ 1,345,000 | $ 269,000 | $ 85,000 |
| Clark County Nevada | 5 | $ 655,000 | $ 131,000 | $ 99,000 |
| Alameda County California | 4 | $ 1,070,000 | $ 267,000 | $ 185,000 |
| Los Angeles County California | 4 | $ 540,000 | $ 135,000 | $ 108,000 |
| San Diego County California | 4 | $ 920,000 | $ 230,000 | $ 191,000 |
| Fulton County Georgia | 4 | $ 850,000 | $ 212,000 | $ 128,000 |
| LaGrange County Indiana | 4 | $ 510,000 | $ 127,000 | $ 82,000 |
| Lake County Indiana | 4 | $ 410,000 | $ 102,000 | $ 103,000 |
| Cuyahoga County Ohio | 4 | $ 290,000 | $ 72,000 | $ 62,000 |
| Solano County California | 3 | $ 675,000 | $ 225,000 | $ 91,000 |
| Hartford County Connecticut | 3 | $ 295,000 | $ 98,000 | $ 140,000 |
| Broward County Florida | 3 | $ 485,000 | $ 161,000 | $ 106,000 |
| Collier County Florida | 3 | $ 525,000 | $ 175,000 | $ 106,000 |
| Miami-Dade County Florida | 3 | $ 335,000 | $ 111,000 | $ 49,000 |
| Sarasota County Florida | 3 | $ 595,000 | $ 198,000 | $ 61,000 |
| Monroe County Indiana | 3 | $ 535,000 | $ 178,000 | $ 112,000 |
| Norfolk County Massachusetts | 3 | $ 685,000 | $ 228,000 | $ 64,000 |
| Van Buren County Michigan | 3 | $ 455,000 | $ 151,000 | $ 91,000 |
| Lafayette County Mississippi | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Mecklenburg County North Carolina | 3 | $ 645,000 | $ 215,000 | $ 55,000 |
| Wayne County North Carolina | 3 | $ 365,000 | $ 121,000 | $ 108,000 |
| Lake County Ohio | 3 | $ 315,000 | $ 105,000 | $ 42,000 |
| Napa County California | 2 | $ 770,000 | $ 385,000 | $ 112,000 |
| Fairfield County Connecticut | 2 | $ 210,000 | $ 105,000 | $ 24,000 |
| New London County Connecticut | 2 | $ 310,000 | $ 155,000 | $ 185,000 |
| Hillsborough County Florida | 2 | $ 480,000 | $ 240,000 | $ 163,000 |
| Palm Beach County Florida | 2 | $ 180,000 | $ 90,000 | $ 42,000 |
| St. Lucie County Florida | 2 | $ 50,000 | $ 25,000 | $ 151,000 |
| Gwinnett County Georgia | 2 | $ 410,000 | $ 205,000 | $ 64,000 |
| Will County Illinois | 2 | $ 310,000 | $ 155,000 | $ 64,000 |
| Allen County Indiana | 2 | $ 190,000 | $ 95,000 | $ 61,000 |
| Steuben County Indiana | 2 | $ 320,000 | $ 160,000 | $ 114,000 |
| Cumberland County Maine | 2 | $ 50,000 | $ 25,000 | $ 95,000 |
| Branch County Michigan | 2 | $ 210,000 | $ 105,000 | $ 77,000 |
| Charlevoix County Michigan | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Douglas County Nebraska | 2 | $ 160,000 | $ 80,000 | $ 231,000 |
| Morris County New Jersey | 2 | $ 130,000 | $ 65,000 | $ 196,000 |
| Rockland County New York | 2 | $ 730,000 | $ 365,000 | $ 202,000 |
| Westchester County New York | 2 | $ 590,000 | $ 295,000 | $ 202,000 |
| Lincoln County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 80,000 |
| Hamilton County Ohio | 2 | $ 110,000 | $ 55,000 | $ 115,000 |
| Horry County South Carolina | 2 | $ 260,000 | $ 130,000 | $ 75,000 |
| Lexington County South Carolina | 2 | $ 140,000 | $ 70,000 | $ 77,000 |
| Jackson County Alabama | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| St. Clair County Alabama | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Tuscaloosa County Alabama | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Mohave County Arizona | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Cleveland County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Calaveras County California | 1 | $ 235,000 | $ 235,000 | $ 162,000 |
| Kern County California | 1 | $ 235,000 | $ 235,000 | $ 129,000 |
| Orange County California | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Riverside County California | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| San Bernardino County California | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Yolo County California | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 35,000 | $ 35,000 | $ 180,000 |
| Pueblo County Colorado | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Litchfield County Connecticut | 1 | $ 175,000 | $ 175,000 | $ 138,000 |
| Alachua County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Charlotte County Florida | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Escambia County Florida | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Hernando County Florida | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Lake County Florida | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Leon County Florida | 1 | $ 105,000 | $ 105,000 | $ 177,000 |
| Manatee County Florida | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Okaloosa County Florida | 1 | $ 205,000 | $ 205,000 | $ 134,000 |
| Volusia County Florida | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Catoosa County Georgia | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Cherokee County Georgia | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Clayton County Georgia | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Cobb County Georgia | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Coweta County Georgia | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Douglas County Georgia | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Clinton County Illinois | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| DeKalb County Illinois | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Douglas County Illinois | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Kane County Illinois | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Lake County Illinois | 1 | $ 295,000 | $ 295,000 | $ 198,000 |
| Monroe County Illinois | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| St. Clair County Illinois | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Winnebago County Illinois | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Boone County Indiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Brown County Indiana | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Clinton County Indiana | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Delaware County Indiana | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Fulton County Indiana | 1 | $ 305,000 | $ 305,000 | $ 166,000 |
| Hendricks County Indiana | 1 | $ 205,000 | $ 205,000 | $ 34,000 |
| Jennings County Indiana | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Miami County Indiana | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Noble County Indiana | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Wells County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Franklin County Kansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Johnson County Kansas | 1 | $ 65,000 | $ 65,000 | $ 84,000 |
| Wyandotte County Kansas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Boone County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Leslie County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Oldham County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 155,000 |
| St. Tammany County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 117,000 |
| Baltimore City County Maryland | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Charles County Maryland | 1 | $ 65,000 | $ 65,000 | $ 104,000 |
| Prince George's County Maryland | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Washington County Maryland | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
| Middlesex County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 196,000 |
| Chippewa County Michigan | 1 | $ 75,000 | $ 75,000 | $ 159,000 |
| Kalkaska County Michigan | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Kent County Michigan | 1 | $ 335,000 | $ 335,000 | $ 97,000 |
| Mecosta County Michigan | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| Oakland County Michigan | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Wexford County Michigan | 1 | $ 105,000 | $ 105,000 | $ 141,000 |
| Hennepin County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 127,000 |
| Todd County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Wright County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Tallahatchie County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Nye County Nevada | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Washoe County Nevada | 1 | $ 55,000 | $ 55,000 | $ 127,000 |
| Dona Ana County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Erie County New York | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Orange County New York | 1 | $ 405,000 | $ 405,000 | $ 150,000 |
| Putnam County New York | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Carteret County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Chatham County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 206,000 |
| Durham County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 254,000 |
| New Hanover County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Northampton County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 192,000 |
| Orange County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Person County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Rutherford County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Wilson County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 222,000 |
| Williams County North Dakota | 1 | $ 325,000 | $ 325,000 | $ 116,000 |
| Butler County Ohio | 1 | $ 265,000 | $ 265,000 | $ 155,000 |
| Muskingum County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Summit County Ohio | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Wood County Ohio | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Saluda County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Sequatchie County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 168,000 |
| Collin County Texas | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Wichita County Texas | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Tooele County Utah | 1 | $ 155,000 | $ 155,000 | $ 198,000 |
| Clarke County Virginia | 1 | $ 225,000 | $ 225,000 | $ 202,000 |
| Henrico County Virginia | 1 | $ 65,000 | $ 65,000 | $ 422,000 |
| Prince William County Virginia | 1 | $ 55,000 | $ 55,000 | $ 196,000 |
| Richmond City County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Kanawha County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 126,000 |
Mortgage Loan Application Detail Totals for Inova in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 453 | $65,355,000 | $144,000 | $805,000 | $87,000 | $618,000 |
| Cash-out Refinancing | 359 | $51,395,000 | $143,000 | $765,000 | $78,000 | $739,000 |
| Home Purchase | 268 | $47,680,000 | $177,000 | $615,000 | $76,000 | $355,000 |
| Other Purpose | 199 | $13,735,000 | $69,000 | $395,000 | $94,000 | $634,000 |
| Home Improvement | 145 | $8,285,000 | $57,000 | $255,000 | $112,000 | $2,400,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,159 | $149,195,000 | $128,000 | $805,000 | $85,000 | $739,000 |
| Black or African American | 83 | $9,245,000 | $111,000 | $395,000 | $101,000 | $2,400,000 |
| Not Provided | 68 | $10,140,000 | $149,000 | $445,000 | $96,000 | $320,000 |
| Hispanic | 67 | $9,895,000 | $147,000 | $535,000 | $64,000 | $239,000 |
| Asian | 27 | $4,765,000 | $176,000 | $405,000 | $115,000 | $246,000 |
| Not applicable | 5 | $305,000 | $61,000 | $125,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $190,000 | $95,000 | $125,000 | $256,000 | $422,000 |
| American Indian or Alaskan Native | 1 | $35,000 | $35,000 | $35,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,373 | $178,875,000 | $130,000 | $805,000 | $88,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) | 44 | $6,700,000 | $152,000 | $395,000 | $65,000 | $164,000 |
| VA-guaranteed (Veterans Administration) | 7 | $875,000 | $125,000 | $215,000 | $57,000 | $80,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 920 | $117,520,000 | $127,000 | $805,000 | $90,000 | $739,000 |
| Application Withdrawn By Applicant | 163 | $20,575,000 | $126,000 | $535,000 | $93,000 | $422,000 |
| Application Denied By Financial Institution | 132 | $13,580,000 | $102,000 | $395,000 | $82,000 | $2,400,000 |
| Preapproval Approved but not Accepted | 64 | $12,830,000 | $200,000 | $615,000 | $76,000 | $215,000 |
| Preapproval Denied by Financial Institution | 55 | $8,705,000 | $158,000 | $545,000 | $57,000 | $164,000 |
| Application Approved But Not Accepted | 47 | $6,945,000 | $147,000 | $545,000 | $83,000 | $239,000 |
| File Closed For Incompleteness | 43 | $6,295,000 | $146,000 | $385,000 | $98,000 | $424,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,237 | $164,165,000 | $132,000 | $805,000 | $89,000 | $739,000 |
| Credit History | 88 | $9,090,000 | $103,000 | $395,000 | $94,000 | $2,400,000 |
| Debt-To-Income Ratio | 73 | $10,555,000 | $144,000 | $545,000 | $52,000 | $171,000 |
| Employment History | 9 | $1,235,000 | $137,000 | $305,000 | $53,000 | $90,000 |
| Other | 9 | $605,000 | $67,000 | $165,000 | $83,000 | $198,000 |
| Collateral | 8 | $800,000 | $100,000 | $265,000 | $33,000 | $77,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inova's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inova's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.