Integrity First Financial Group, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

Integrity First Financial Group, Inc. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Integrity First Financial Group, Inc.
6333 Greenwich Drive Suite 280
San Diego, CA 92122
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2010  2009  
Total Number of Mortgage Applications 2,154
Total Mortgage Loan Application Amount $543,779,000
Average Mortgage Loan Application Amount $237,666
Highest Mortgage Loan Application Amount $2,245,000
Average Applicant Income $105,000
Highest Applicant Income $2,529,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Integrity First Financial Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Integrity First Financial Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2017 breaks down Integrity First Financial Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Integrity First Financial Group, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Integrity First Financial Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Integrity First Financial Group, Inc.'s mortgage activity for 2017.

Mortgage Loan Application Totals for Integrity First Financial Group, Inc. by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fresno County California 604 $ 125,120,000 $ 207,000 $ 85,000
San Joaquin County California 93 $ 19,821,000 $ 213,000 $ 87,000
Stanislaus County California 79 $ 16,645,000 $ 210,000 $ 81,000
Sacramento County California 74 $ 20,098,000 $ 271,000 $ 98,000
Maricopa County Arizona 63 $ 12,815,000 $ 203,000 $ 74,000
Los Angeles County California 61 $ 27,849,000 $ 456,000 $ 157,000
Contra Costa County California 60 $ 23,050,000 $ 384,000 $ 121,000
San Diego County California 57 $ 26,437,000 $ 463,000 $ 150,000
Spokane County Washington 49 $ 8,015,000 $ 163,000 $ 60,000
Cook County Illinois 46 $ 11,734,000 $ 255,000 $ 153,000
Stevens County Washington 42 $ 6,817,000 $ 162,000 $ 63,000
Madera County California 38 $ 9,591,000 $ 252,000 $ 105,000
Lee County Florida 33 $ 7,557,000 $ 229,000 $ 90,000
Orange County Florida 30 $ 7,787,000 $ 259,000 $ 168,000
Riverside County California 29 $ 8,738,000 $ 301,000 $ 104,000
Sonoma County California 24 $ 9,206,000 $ 383,000 $ 120,000
Tulare County California 22 $ 4,177,000 $ 189,000 $ 82,000
Davidson County Tennessee 21 $ 5,998,000 $ 285,000 $ 107,000
Solano County California 20 $ 5,531,000 $ 276,000 $ 114,000
Alameda County California 18 $ 9,526,000 $ 529,000 $ 230,000
Greenville County South Carolina 18 $ 3,415,000 $ 189,000 $ 139,000
Volusia County Florida 16 $ 1,747,000 $ 109,000 $ 53,000
Osceola County Florida 15 $ 2,841,000 $ 189,000 $ 67,000
Merced County California 14 $ 3,250,000 $ 232,000 $ 85,000
San Bernardino County California 13 $ 2,964,000 $ 228,000 $ 79,000
Williamson County Tennessee 13 $ 4,066,000 $ 312,000 $ 129,000
Placer County California 12 $ 3,677,000 $ 306,000 $ 86,000
Pinellas County Florida 12 $ 1,856,000 $ 154,000 $ 72,000
Clark County Nevada 12 $ 3,948,000 $ 329,000 $ 169,000
Spartanburg County South Carolina 12 $ 1,381,000 $ 115,000 $ 42,000
Rutherford County Tennessee 12 $ 2,088,000 $ 174,000 $ 61,000
Monterey County California 11 $ 4,560,000 $ 414,000 $ 111,000
Santa Clara County California 11 $ 7,888,000 $ 717,000 $ 133,000
Seminole County Florida 11 $ 3,856,000 $ 350,000 $ 125,000
DuPage County Illinois 11 $ 3,017,000 $ 274,000 $ 117,000
Yolo County California 10 $ 3,362,000 $ 336,000 $ 85,000
El Paso County Colorado 10 $ 2,087,000 $ 208,000 $ 59,000
Will County Illinois 10 $ 1,972,000 $ 197,000 $ 111,000
Sumner County Tennessee 10 $ 1,773,000 $ 177,000 $ 65,000
Broward County Florida 9 $ 2,307,000 $ 256,000 $ 152,000
Lake County Florida 9 $ 2,272,000 $ 252,000 $ 78,000
Kern County California 8 $ 1,534,000 $ 191,000 $ 108,000
Orange County California 8 $ 7,074,000 $ 884,000 $ 421,000
Ventura County California 8 $ 3,239,000 $ 404,000 $ 97,000
Jefferson County Colorado 8 $ 2,799,000 $ 349,000 $ 86,000
Harris County Texas 8 $ 1,331,000 $ 166,000 $ 53,000
Tarrant County Texas 8 $ 1,570,000 $ 196,000 $ 58,000
San Francisco County California 7 $ 4,111,000 $ 587,000 $ 273,000
San Benito County California 6 $ 1,169,000 $ 194,000 $ 84,000
Arapahoe County Colorado 6 $ 1,721,000 $ 286,000 $ 107,000
Hillsborough County Florida 5 $ 864,000 $ 172,000 $ 110,000
Chatham County Georgia 5 $ 1,144,000 $ 228,000 $ 112,000
McHenry County Illinois 5 $ 1,031,000 $ 206,000 $ 73,000
Wilson County Tennessee 5 $ 1,329,000 $ 265,000 $ 68,000
Collin County Texas 5 $ 1,472,000 $ 294,000 $ 99,000
Dallas County Texas 5 $ 990,000 $ 198,000 $ 57,000
Ferry County Washington 5 $ 930,000 $ 186,000 $ 57,000
King County Washington 5 $ 2,178,000 $ 435,000 $ 89,000
Pierce County Washington 5 $ 1,094,000 $ 218,000 $ 114,000
Pinal County Arizona 4 $ 692,000 $ 173,000 $ 48,000
Mendocino County California 4 $ 790,000 $ 197,000 $ 73,000
Napa County California 4 $ 2,130,000 $ 532,000 $ 107,000
Douglas County Colorado 4 $ 2,078,000 $ 519,000 $ 107,000
Weld County Colorado 4 $ 825,000 $ 206,000 $ 40,000
Pasco County Florida 4 $ 697,000 $ 174,000 $ 55,000
Kootenai County Idaho 4 $ 955,000 $ 238,000 $ 66,000
Lake County Illinois 4 $ 943,000 $ 235,000 $ 103,000
Denton County Texas 4 $ 1,001,000 $ 250,000 $ 106,000
Williamson County Texas 4 $ 650,000 $ 162,000 $ 113,000
Scott County Virginia 4 $ 406,000 $ 101,000 $ 57,000
El Dorado County California 3 $ 1,044,000 $ 348,000 $ 117,000
Kings County California 3 $ 549,000 $ 183,000 $ 61,000
San Luis Obispo County California 3 $ 1,136,000 $ 378,000 $ 186,000
Santa Barbara County California 3 $ 916,000 $ 305,000 $ 57,000
Santa Cruz County California 3 $ 1,399,000 $ 466,000 $ 109,000
Shasta County California 3 $ 455,000 $ 151,000 $ 46,000
Miami-Dade County Florida 3 $ 832,000 $ 277,000 $ 135,000
Polk County Florida 3 $ 316,000 $ 105,000 $ 55,000
Sarasota County Florida 3 $ 676,000 $ 225,000 $ 73,000
Effingham County Georgia 3 $ 457,000 $ 152,000 $ 65,000
Kane County Illinois 3 $ 790,000 $ 263,000 $ 98,000
Hendricks County Indiana 3 $ 468,000 $ 156,000 $ 92,000
Plymouth County Massachusetts 3 $ 951,000 $ 317,000 $ 133,000
Cape Girardeau County Missouri 3 $ 672,000 $ 224,000 $ 95,000
Washoe County Nevada 3 $ 516,000 $ 172,000 $ 153,000
Cabarrus County North Carolina 3 $ 236,000 $ 78,000 $ 29,000
Union County North Carolina 3 $ 767,000 $ 255,000 $ 67,000
Wake County North Carolina 3 $ 869,000 $ 289,000 $ 114,000
DeKalb County Tennessee 3 $ 429,000 $ 143,000 $ 64,000
Frederick County Virginia 3 $ 670,000 $ 223,000 $ 82,000
Prince William County Virginia 3 $ 1,074,000 $ 358,000 $ 95,000
Virginia Beach County Virginia 3 $ 649,000 $ 216,000 $ 56,000
Clark County Washington 3 $ 800,000 $ 266,000 $ 104,000
Kitsap County Washington 3 $ 697,000 $ 232,000 $ 59,000
Okanogan County Washington 3 $ 611,000 $ 203,000 $ 166,000
Thurston County Washington 3 $ 944,000 $ 314,000 $ 137,000
Mariposa County California 2 $ 366,000 $ 183,000 $ 50,000
Tuolumne County California 2 $ 574,000 $ 287,000 $ 63,000
Yuba County California 2 $ 512,000 $ 256,000 $ 37,000
Adams County Colorado 2 $ 450,000 $ 225,000 $ 54,000
Denver County Colorado 2 $ 499,000 $ 249,000 $ 85,000
Elbert County Colorado 2 $ 574,000 $ 287,000 $ 51,000
Park County Colorado 2 $ 599,000 $ 299,000 $ 79,000
Pueblo County Colorado 2 $ 439,000 $ 219,000 $ 52,000
Brevard County Florida 2 $ 406,000 $ 203,000 $ 42,000
Clay County Florida 2 $ 395,000 $ 197,000 $ 51,000
Collier County Florida 2 $ 1,057,000 $ 528,000 $ 285,000
Hernando County Florida 2 $ 89,000 $ 44,000 $ 33,000
Fulton County Georgia 2 $ 614,000 $ 307,000 $ 210,000
Gwinnett County Georgia 2 $ 327,000 $ 163,000 $ 179,000
Livingston County Illinois 2 $ 533,000 $ 266,000 $ 90,000
Macoupin County Illinois 2 $ 405,000 $ 202,000 $ 119,000
Hennepin County Minnesota 2 $ 1,472,000 $ 736,000 $ 420,000
Clay County Missouri 2 $ 219,000 $ 109,000 $ 65,000
Greene County Missouri 2 $ 431,000 $ 215,000 $ 57,000
St. Louis County Missouri 2 $ 486,000 $ 243,000 $ 120,000
Guilford County North Carolina 2 $ 492,000 $ 246,000 $ 161,000
Wayne County North Carolina 2 $ 363,000 $ 181,000 $ 104,000
Horry County South Carolina 2 $ 356,000 $ 178,000 $ 35,000
Pickens County South Carolina 2 $ 246,000 $ 123,000 $ 36,000
Richland County South Carolina 2 $ 222,000 $ 111,000 $ 51,000
Robertson County Tennessee 2 $ 359,000 $ 179,000 $ 42,000
Sullivan County Tennessee 2 $ 373,000 $ 186,000 $ 46,000
Bell County Texas 2 $ 634,000 $ 317,000 $ 148,000
Bexar County Texas 2 $ 371,000 $ 185,000 $ 58,000
Fort Bend County Texas 2 $ 343,000 $ 171,000 $ 82,000
Hidalgo County Texas 2 $ 333,000 $ 166,000 $ 69,000
McLennan County Texas 2 $ 259,000 $ 129,000 $ 48,000
Nueces County Texas 2 $ 410,000 $ 205,000 $ 82,000
Travis County Texas 2 $ 574,000 $ 287,000 $ 138,000
Chesapeake County Virginia 2 $ 486,000 $ 243,000 $ 56,000
Chesterfield County Virginia 2 $ 592,000 $ 296,000 $ 80,000
Fairfax County Virginia 2 $ 602,000 $ 301,000 $ 128,000
Mecklenburg County Virginia 2 $ 280,000 $ 140,000 $ 740,000
Cowlitz County Washington 2 $ 397,000 $ 198,000 $ 66,000
Pend Oreille County Washington 2 $ 251,000 $ 125,000 $ 48,000
Mohave County Arizona 1 $ 60,000 $ 60,000 $ 31,000
Pima County Arizona 1 $ 90,000 $ 90,000 $ 70,000
Yavapai County Arizona 1 $ 347,000 $ 347,000 $ 48,000
Amador County California 1 $ 196,000 $ 196,000 $ 66,000
Imperial County California 1 $ 128,000 $ 128,000 $ 49,000
Lake County California 1 $ 313,000 $ 313,000 $ 78,000
Fremont County Colorado 1 $ 344,000 $ 344,000 $ 107,000
Gilpin County Colorado 1 $ 165,000 $ 165,000 $ 49,000
La Plata County Colorado 1 $ 424,000 $ 424,000 $ 302,000
Larimer County Colorado 1 $ 177,000 $ 177,000 $ 31,000
Morgan County Colorado 1 $ 144,000 $ 144,000 $ 28,000
Kent County Delaware 1 $ 134,000 $ 134,000 $ 0
New Castle County Delaware 1 $ 361,000 $ 361,000 $ 130,000
Bay County Florida 1 $ 140,000 $ 140,000 $ 54,000
Citrus County Florida 1 $ 149,000 $ 149,000 $ 76,000
DeSoto County Florida 1 $ 123,000 $ 123,000 $ 45,000
Duval County Florida 1 $ 199,000 $ 199,000 $ 63,000
Manatee County Florida 1 $ 120,000 $ 120,000 $ 82,000
Martin County Florida 1 $ 228,000 $ 228,000 $ 95,000
Santa Rosa County Florida 1 $ 195,000 $ 195,000 $ 41,000
Sumter County Florida 1 $ 196,000 $ 196,000 $ 42,000
Bryan County Georgia 1 $ 314,000 $ 314,000 $ 92,000
Charlton County Georgia 1 $ 117,000 $ 117,000 $ 37,000
Colquitt County Georgia 1 $ 160,000 $ 160,000 $ 29,000
Fannin County Georgia 1 $ 112,000 $ 112,000 $ 75,000
Lamar County Georgia 1 $ 227,000 $ 227,000 $ 105,000
Marion County Georgia 1 $ 240,000 $ 240,000 $ 36,000
Meriwether County Georgia 1 $ 205,000 $ 205,000 $ 81,000
Paulding County Georgia 1 $ 151,000 $ 151,000 $ 72,000
Talbot County Georgia 1 $ 175,000 $ 175,000 $ 51,000
Ada County Idaho 1 $ 408,000 $ 408,000 $ 165,000
Bonner County Idaho 1 $ 102,000 $ 102,000 $ 51,000
Champaign County Illinois 1 $ 134,000 $ 134,000 $ 49,000
Clay County Illinois 1 $ 134,000 $ 134,000 $ 19,000
Clinton County Illinois 1 $ 128,000 $ 128,000 $ 22,000
Jefferson County Illinois 1 $ 170,000 $ 170,000 $ 50,000
Madison County Illinois 1 $ 270,000 $ 270,000 $ 86,000
Peoria County Illinois 1 $ 341,000 $ 341,000 $ 205,000
Richland County Illinois 1 $ 266,000 $ 266,000 $ 160,000
Sangamon County Illinois 1 $ 180,000 $ 180,000 $ 81,000
St. Clair County Illinois 1 $ 137,000 $ 137,000 $ 38,000
Tazewell County Illinois 1 $ 142,000 $ 142,000 $ 52,000
Wayne County Illinois 1 $ 122,000 $ 122,000 $ 78,000
Allen County Indiana 1 $ 141,000 $ 141,000 $ 62,000
Elkhart County Indiana 1 $ 113,000 $ 113,000 $ 75,000
Greene County Indiana 1 $ 229,000 $ 229,000 $ 46,000
Jackson County Indiana 1 $ 124,000 $ 124,000 $ 46,000
Orange County Indiana 1 $ 102,000 $ 102,000 $ 126,000
Barnstable County Massachusetts 1 $ 292,000 $ 292,000 $ 61,000
Suffolk County Massachusetts 1 $ 639,000 $ 639,000 $ 179,000
Ramsey County Minnesota 1 $ 186,000 $ 186,000 $ 93,000
Clinton County Missouri 1 $ 366,000 $ 366,000 $ 104,000
Jackson County Missouri 1 $ 257,000 $ 257,000 $ 95,000
Jefferson County Missouri 1 $ 163,000 $ 163,000 $ 36,000
Lincoln County Missouri 1 $ 154,000 $ 154,000 $ 74,000
Newton County Missouri 1 $ 276,000 $ 276,000 $ 43,000
Platte County Missouri 1 $ 256,000 $ 256,000 $ 49,000
St. Charles County Missouri 1 $ 88,000 $ 88,000 $ 30,000
Stoddard County Missouri 1 $ 330,000 $ 330,000 $ 123,000
Texas County Missouri 1 $ 245,000 $ 245,000 $ 199,000
Essex County New Jersey 1 $ 128,000 $ 128,000 $ 89,000
Sussex County New Jersey 1 $ 329,000 $ 329,000 $ 169,000
Avery County North Carolina 1 $ 341,000 $ 341,000 $ 128,000
Bladen County North Carolina 1 $ 133,000 $ 133,000 $ 50,000
Brunswick County North Carolina 1 $ 333,000 $ 333,000 $ 123,000
Forsyth County North Carolina 1 $ 102,000 $ 102,000 $ 25,000
Harnett County North Carolina 1 $ 224,000 $ 224,000 $ 58,000
Mecklenburg County North Carolina 1 $ 97,000 $ 97,000 $ 40,000
New Hanover County North Carolina 1 $ 996,000 $ 996,000 $ 175,000
Scotland County North Carolina 1 $ 104,000 $ 104,000 $ 102,000
Watauga County North Carolina 1 $ 258,000 $ 258,000 $ 40,000
Benton County Oregon 1 $ 208,000 $ 208,000 $ 73,000
Clackamas County Oregon 1 $ 999,000 $ 999,000 $ 377,000
Klamath County Oregon 1 $ 65,000 $ 65,000 $ 78,000
Bucks County Pennsylvania 1 $ 264,000 $ 264,000 $ 216,000
Franklin County Pennsylvania 1 $ 167,000 $ 167,000 $ 90,000
Monroe County Pennsylvania 1 $ 132,000 $ 132,000 $ 113,000
Schuylkill County Pennsylvania 1 $ 68,000 $ 68,000 $ 72,000
Anderson County South Carolina 1 $ 108,000 $ 108,000 $ 30,000
Barnwell County South Carolina 1 $ 128,000 $ 128,000 $ 50,000
Beaufort County South Carolina 1 $ 182,000 $ 182,000 $ 57,000
Charleston County South Carolina 1 $ 238,000 $ 238,000 $ 55,000
Union County South Carolina 1 $ 92,000 $ 92,000 $ 29,000
Blount County Tennessee 1 $ 252,000 $ 252,000 $ 75,000
Bradley County Tennessee 1 $ 190,000 $ 190,000 $ 74,000
Fayette County Tennessee 1 $ 238,000 $ 238,000 $ 87,000
Giles County Tennessee 1 $ 186,000 $ 186,000 $ 92,000
Hamilton County Tennessee 1 $ 259,000 $ 259,000 $ 41,000
Madison County Tennessee 1 $ 139,000 $ 139,000 $ 39,000
Marshall County Tennessee 1 $ 127,000 $ 127,000 $ 81,000
Maury County Tennessee 1 $ 190,000 $ 190,000 $ 90,000
Putnam County Tennessee 1 $ 140,000 $ 140,000 $ 39,000
Warren County Tennessee 1 $ 312,000 $ 312,000 $ 69,000
Andrews County Texas 1 $ 133,000 $ 133,000 $ 73,000
Angelina County Texas 1 $ 323,000 $ 323,000 $ 65,000
Bandera County Texas 1 $ 600,000 $ 600,000 $ 162,000
Brazoria County Texas 1 $ 241,000 $ 241,000 $ 75,000
Burnet County Texas 1 $ 51,000 $ 51,000 $ 25,000
Ector County Texas 1 $ 215,000 $ 215,000 $ 96,000
Ellis County Texas 1 $ 69,000 $ 69,000 $ 61,000
Galveston County Texas 1 $ 318,000 $ 318,000 $ 173,000
Hardin County Texas 1 $ 98,000 $ 98,000 $ 60,000
Hood County Texas 1 $ 152,000 $ 152,000 $ 45,000
Kaufman County Texas 1 $ 68,000 $ 68,000 $ 38,000
Montgomery County Texas 1 $ 176,000 $ 176,000 $ 36,000
Parker County Texas 1 $ 157,000 $ 157,000 $ 45,000
Washington County Texas 1 $ 311,000 $ 311,000 $ 101,000
Albemarle County Virginia 1 $ 1,141,000 $ 1,141,000 $ 244,000
Caroline County Virginia 1 $ 186,000 $ 186,000 $ 56,000
Fauquier County Virginia 1 $ 526,000 $ 526,000 $ 69,000
Fredericksburg County Virginia 1 $ 334,000 $ 334,000 $ 215,000
Hampton County Virginia 1 $ 168,000 $ 168,000 $ 38,000
Henrico County Virginia 1 $ 157,000 $ 157,000 $ 52,000
Lunenburg County Virginia 1 $ 223,000 $ 223,000 $ 61,000
New Kent County Virginia 1 $ 314,000 $ 314,000 $ 126,000
Newport News County Virginia 1 $ 182,000 $ 182,000 $ 85,000
Suffolk County Virginia 1 $ 315,000 $ 315,000 $ 0
York County Virginia 1 $ 441,000 $ 441,000 $ 274,000
Benton County Washington 1 $ 270,000 $ 270,000 $ 78,000
Island County Washington 1 $ 362,000 $ 362,000 $ 96,000
Walla Walla County Washington 1 $ 136,000 $ 136,000 $ 262,000
Whatcom County Washington 1 $ 228,000 $ 228,000 $ 35,000

Mortgage Loan Application Detail Totals for Integrity First Financial Group, Inc. in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,340 $317,537,000 $236,000 $2,000,000 $93,000 $1,557,000
Refinancing 790 $221,499,000 $280,000 $2,245,000 $106,000 $2,529,000
Home Improvement 24 $4,743,000 $197,000 $562,000 $116,000 $402,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 985 $267,745,000 $271,000 $2,245,000 $108,000 $2,529,000
Hispanic 530 $110,997,000 $209,000 $2,000,000 $78,000 $1,196,000
Asian 337 $89,030,000 $264,000 $1,170,000 $108,000 $1,077,000
Not Provided 150 $39,449,000 $262,000 $865,000 $92,000 $706,000
Black or African American 122 $29,311,000 $240,000 $1,066,000 $91,000 $529,000
Native Hawaiian or Other Pacific Islander 14 $3,853,000 $275,000 $775,000 $94,000 $195,000
American Indian or Alaskan Native 12 $2,433,000 $202,000 $680,000 $133,000 $499,000
Not applicable 4 $961,000 $240,000 $424,000 $109,000 $169,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,397 $362,552,000 $259,000 $2,245,000 $113,000 $2,529,000
FHA-insured (Federal Housing Administration) 532 $117,515,000 $220,000 $636,000 $68,000 $309,000
VA-guaranteed (Veterans Administration) 204 $60,469,000 $296,000 $1,141,000 $81,000 $456,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 21 $3,243,000 $154,000 $312,000 $53,000 $88,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,293 $307,820,000 $238,000 $2,245,000 $94,000 $2,529,000
Application Withdrawn By Applicant 459 $128,576,000 $280,000 $2,000,000 $109,000 $1,196,000
Application Denied By Financial Institution 183 $46,894,000 $256,000 $1,286,000 $94,000 $1,386,000
Application Approved But Not Accepted 150 $40,432,000 $269,000 $1,157,000 $107,000 $1,077,000
File Closed For Incompleteness 69 $20,057,000 $290,000 $1,061,000 $96,000 $607,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 60 $16,953,000 $282,000 $1,286,000 $73,000 $233,000
Credit History 51 $12,106,000 $237,000 $980,000 $83,000 $307,000
Collateral 32 $7,418,000 $231,000 $600,000 $100,000 $257,000
Employment History 13 $3,391,000 $260,000 $725,000 $137,000 $910,000
Unverifiable Information 9 $2,248,000 $249,000 $980,000 $201,000 $1,386,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,518,000 $216,000 $630,000 $86,000 $175,000
Other 6 $1,352,000 $225,000 $469,000 $127,000 $373,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Integrity First Financial Group, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Integrity First Financial Group, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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