Integrity First Financial Group, Inc. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Integrity First Financial Group, Inc. 6333 Greenwich Drive Suite 280 San Diego, CA 92122 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2010 2009 |
| Total Number of Mortgage Applications | 2,154 |
| Total Mortgage Loan Application Amount | $543,779,000 |
| Average Mortgage Loan Application Amount | $237,666 |
| Highest Mortgage Loan Application Amount | $2,245,000 |
| Average Applicant Income | $105,000 |
| Highest Applicant Income | $2,529,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Integrity First Financial Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Integrity First Financial Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Integrity First Financial Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Integrity First Financial Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Integrity First Financial Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Integrity First Financial Group, Inc.'s mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fresno County California | 604 | $ 125,120,000 | $ 207,000 | $ 85,000 |
| San Joaquin County California | 93 | $ 19,821,000 | $ 213,000 | $ 87,000 |
| Stanislaus County California | 79 | $ 16,645,000 | $ 210,000 | $ 81,000 |
| Sacramento County California | 74 | $ 20,098,000 | $ 271,000 | $ 98,000 |
| Maricopa County Arizona | 63 | $ 12,815,000 | $ 203,000 | $ 74,000 |
| Los Angeles County California | 61 | $ 27,849,000 | $ 456,000 | $ 157,000 |
| Contra Costa County California | 60 | $ 23,050,000 | $ 384,000 | $ 121,000 |
| San Diego County California | 57 | $ 26,437,000 | $ 463,000 | $ 150,000 |
| Spokane County Washington | 49 | $ 8,015,000 | $ 163,000 | $ 60,000 |
| Cook County Illinois | 46 | $ 11,734,000 | $ 255,000 | $ 153,000 |
| Stevens County Washington | 42 | $ 6,817,000 | $ 162,000 | $ 63,000 |
| Madera County California | 38 | $ 9,591,000 | $ 252,000 | $ 105,000 |
| Lee County Florida | 33 | $ 7,557,000 | $ 229,000 | $ 90,000 |
| Orange County Florida | 30 | $ 7,787,000 | $ 259,000 | $ 168,000 |
| Riverside County California | 29 | $ 8,738,000 | $ 301,000 | $ 104,000 |
| Sonoma County California | 24 | $ 9,206,000 | $ 383,000 | $ 120,000 |
| Tulare County California | 22 | $ 4,177,000 | $ 189,000 | $ 82,000 |
| Davidson County Tennessee | 21 | $ 5,998,000 | $ 285,000 | $ 107,000 |
| Solano County California | 20 | $ 5,531,000 | $ 276,000 | $ 114,000 |
| Alameda County California | 18 | $ 9,526,000 | $ 529,000 | $ 230,000 |
| Greenville County South Carolina | 18 | $ 3,415,000 | $ 189,000 | $ 139,000 |
| Volusia County Florida | 16 | $ 1,747,000 | $ 109,000 | $ 53,000 |
| Osceola County Florida | 15 | $ 2,841,000 | $ 189,000 | $ 67,000 |
| Merced County California | 14 | $ 3,250,000 | $ 232,000 | $ 85,000 |
| San Bernardino County California | 13 | $ 2,964,000 | $ 228,000 | $ 79,000 |
| Williamson County Tennessee | 13 | $ 4,066,000 | $ 312,000 | $ 129,000 |
| Placer County California | 12 | $ 3,677,000 | $ 306,000 | $ 86,000 |
| Pinellas County Florida | 12 | $ 1,856,000 | $ 154,000 | $ 72,000 |
| Clark County Nevada | 12 | $ 3,948,000 | $ 329,000 | $ 169,000 |
| Spartanburg County South Carolina | 12 | $ 1,381,000 | $ 115,000 | $ 42,000 |
| Rutherford County Tennessee | 12 | $ 2,088,000 | $ 174,000 | $ 61,000 |
| Monterey County California | 11 | $ 4,560,000 | $ 414,000 | $ 111,000 |
| Santa Clara County California | 11 | $ 7,888,000 | $ 717,000 | $ 133,000 |
| Seminole County Florida | 11 | $ 3,856,000 | $ 350,000 | $ 125,000 |
| DuPage County Illinois | 11 | $ 3,017,000 | $ 274,000 | $ 117,000 |
| Yolo County California | 10 | $ 3,362,000 | $ 336,000 | $ 85,000 |
| El Paso County Colorado | 10 | $ 2,087,000 | $ 208,000 | $ 59,000 |
| Will County Illinois | 10 | $ 1,972,000 | $ 197,000 | $ 111,000 |
| Sumner County Tennessee | 10 | $ 1,773,000 | $ 177,000 | $ 65,000 |
| Broward County Florida | 9 | $ 2,307,000 | $ 256,000 | $ 152,000 |
| Lake County Florida | 9 | $ 2,272,000 | $ 252,000 | $ 78,000 |
| Kern County California | 8 | $ 1,534,000 | $ 191,000 | $ 108,000 |
| Orange County California | 8 | $ 7,074,000 | $ 884,000 | $ 421,000 |
| Ventura County California | 8 | $ 3,239,000 | $ 404,000 | $ 97,000 |
| Jefferson County Colorado | 8 | $ 2,799,000 | $ 349,000 | $ 86,000 |
| Harris County Texas | 8 | $ 1,331,000 | $ 166,000 | $ 53,000 |
| Tarrant County Texas | 8 | $ 1,570,000 | $ 196,000 | $ 58,000 |
| San Francisco County California | 7 | $ 4,111,000 | $ 587,000 | $ 273,000 |
| San Benito County California | 6 | $ 1,169,000 | $ 194,000 | $ 84,000 |
| Arapahoe County Colorado | 6 | $ 1,721,000 | $ 286,000 | $ 107,000 |
| Hillsborough County Florida | 5 | $ 864,000 | $ 172,000 | $ 110,000 |
| Chatham County Georgia | 5 | $ 1,144,000 | $ 228,000 | $ 112,000 |
| McHenry County Illinois | 5 | $ 1,031,000 | $ 206,000 | $ 73,000 |
| Wilson County Tennessee | 5 | $ 1,329,000 | $ 265,000 | $ 68,000 |
| Collin County Texas | 5 | $ 1,472,000 | $ 294,000 | $ 99,000 |
| Dallas County Texas | 5 | $ 990,000 | $ 198,000 | $ 57,000 |
| Ferry County Washington | 5 | $ 930,000 | $ 186,000 | $ 57,000 |
| King County Washington | 5 | $ 2,178,000 | $ 435,000 | $ 89,000 |
| Pierce County Washington | 5 | $ 1,094,000 | $ 218,000 | $ 114,000 |
| Pinal County Arizona | 4 | $ 692,000 | $ 173,000 | $ 48,000 |
| Mendocino County California | 4 | $ 790,000 | $ 197,000 | $ 73,000 |
| Napa County California | 4 | $ 2,130,000 | $ 532,000 | $ 107,000 |
| Douglas County Colorado | 4 | $ 2,078,000 | $ 519,000 | $ 107,000 |
| Weld County Colorado | 4 | $ 825,000 | $ 206,000 | $ 40,000 |
| Pasco County Florida | 4 | $ 697,000 | $ 174,000 | $ 55,000 |
| Kootenai County Idaho | 4 | $ 955,000 | $ 238,000 | $ 66,000 |
| Lake County Illinois | 4 | $ 943,000 | $ 235,000 | $ 103,000 |
| Denton County Texas | 4 | $ 1,001,000 | $ 250,000 | $ 106,000 |
| Williamson County Texas | 4 | $ 650,000 | $ 162,000 | $ 113,000 |
| Scott County Virginia | 4 | $ 406,000 | $ 101,000 | $ 57,000 |
| El Dorado County California | 3 | $ 1,044,000 | $ 348,000 | $ 117,000 |
| Kings County California | 3 | $ 549,000 | $ 183,000 | $ 61,000 |
| San Luis Obispo County California | 3 | $ 1,136,000 | $ 378,000 | $ 186,000 |
| Santa Barbara County California | 3 | $ 916,000 | $ 305,000 | $ 57,000 |
| Santa Cruz County California | 3 | $ 1,399,000 | $ 466,000 | $ 109,000 |
| Shasta County California | 3 | $ 455,000 | $ 151,000 | $ 46,000 |
| Miami-Dade County Florida | 3 | $ 832,000 | $ 277,000 | $ 135,000 |
| Polk County Florida | 3 | $ 316,000 | $ 105,000 | $ 55,000 |
| Sarasota County Florida | 3 | $ 676,000 | $ 225,000 | $ 73,000 |
| Effingham County Georgia | 3 | $ 457,000 | $ 152,000 | $ 65,000 |
| Kane County Illinois | 3 | $ 790,000 | $ 263,000 | $ 98,000 |
| Hendricks County Indiana | 3 | $ 468,000 | $ 156,000 | $ 92,000 |
| Plymouth County Massachusetts | 3 | $ 951,000 | $ 317,000 | $ 133,000 |
| Cape Girardeau County Missouri | 3 | $ 672,000 | $ 224,000 | $ 95,000 |
| Washoe County Nevada | 3 | $ 516,000 | $ 172,000 | $ 153,000 |
| Cabarrus County North Carolina | 3 | $ 236,000 | $ 78,000 | $ 29,000 |
| Union County North Carolina | 3 | $ 767,000 | $ 255,000 | $ 67,000 |
| Wake County North Carolina | 3 | $ 869,000 | $ 289,000 | $ 114,000 |
| DeKalb County Tennessee | 3 | $ 429,000 | $ 143,000 | $ 64,000 |
| Frederick County Virginia | 3 | $ 670,000 | $ 223,000 | $ 82,000 |
| Prince William County Virginia | 3 | $ 1,074,000 | $ 358,000 | $ 95,000 |
| Virginia Beach County Virginia | 3 | $ 649,000 | $ 216,000 | $ 56,000 |
| Clark County Washington | 3 | $ 800,000 | $ 266,000 | $ 104,000 |
| Kitsap County Washington | 3 | $ 697,000 | $ 232,000 | $ 59,000 |
| Okanogan County Washington | 3 | $ 611,000 | $ 203,000 | $ 166,000 |
| Thurston County Washington | 3 | $ 944,000 | $ 314,000 | $ 137,000 |
| Mariposa County California | 2 | $ 366,000 | $ 183,000 | $ 50,000 |
| Tuolumne County California | 2 | $ 574,000 | $ 287,000 | $ 63,000 |
| Yuba County California | 2 | $ 512,000 | $ 256,000 | $ 37,000 |
| Adams County Colorado | 2 | $ 450,000 | $ 225,000 | $ 54,000 |
| Denver County Colorado | 2 | $ 499,000 | $ 249,000 | $ 85,000 |
| Elbert County Colorado | 2 | $ 574,000 | $ 287,000 | $ 51,000 |
| Park County Colorado | 2 | $ 599,000 | $ 299,000 | $ 79,000 |
| Pueblo County Colorado | 2 | $ 439,000 | $ 219,000 | $ 52,000 |
| Brevard County Florida | 2 | $ 406,000 | $ 203,000 | $ 42,000 |
| Clay County Florida | 2 | $ 395,000 | $ 197,000 | $ 51,000 |
| Collier County Florida | 2 | $ 1,057,000 | $ 528,000 | $ 285,000 |
| Hernando County Florida | 2 | $ 89,000 | $ 44,000 | $ 33,000 |
| Fulton County Georgia | 2 | $ 614,000 | $ 307,000 | $ 210,000 |
| Gwinnett County Georgia | 2 | $ 327,000 | $ 163,000 | $ 179,000 |
| Livingston County Illinois | 2 | $ 533,000 | $ 266,000 | $ 90,000 |
| Macoupin County Illinois | 2 | $ 405,000 | $ 202,000 | $ 119,000 |
| Hennepin County Minnesota | 2 | $ 1,472,000 | $ 736,000 | $ 420,000 |
| Clay County Missouri | 2 | $ 219,000 | $ 109,000 | $ 65,000 |
| Greene County Missouri | 2 | $ 431,000 | $ 215,000 | $ 57,000 |
| St. Louis County Missouri | 2 | $ 486,000 | $ 243,000 | $ 120,000 |
| Guilford County North Carolina | 2 | $ 492,000 | $ 246,000 | $ 161,000 |
| Wayne County North Carolina | 2 | $ 363,000 | $ 181,000 | $ 104,000 |
| Horry County South Carolina | 2 | $ 356,000 | $ 178,000 | $ 35,000 |
| Pickens County South Carolina | 2 | $ 246,000 | $ 123,000 | $ 36,000 |
| Richland County South Carolina | 2 | $ 222,000 | $ 111,000 | $ 51,000 |
| Robertson County Tennessee | 2 | $ 359,000 | $ 179,000 | $ 42,000 |
| Sullivan County Tennessee | 2 | $ 373,000 | $ 186,000 | $ 46,000 |
| Bell County Texas | 2 | $ 634,000 | $ 317,000 | $ 148,000 |
| Bexar County Texas | 2 | $ 371,000 | $ 185,000 | $ 58,000 |
| Fort Bend County Texas | 2 | $ 343,000 | $ 171,000 | $ 82,000 |
| Hidalgo County Texas | 2 | $ 333,000 | $ 166,000 | $ 69,000 |
| McLennan County Texas | 2 | $ 259,000 | $ 129,000 | $ 48,000 |
| Nueces County Texas | 2 | $ 410,000 | $ 205,000 | $ 82,000 |
| Travis County Texas | 2 | $ 574,000 | $ 287,000 | $ 138,000 |
| Chesapeake County Virginia | 2 | $ 486,000 | $ 243,000 | $ 56,000 |
| Chesterfield County Virginia | 2 | $ 592,000 | $ 296,000 | $ 80,000 |
| Fairfax County Virginia | 2 | $ 602,000 | $ 301,000 | $ 128,000 |
| Mecklenburg County Virginia | 2 | $ 280,000 | $ 140,000 | $ 740,000 |
| Cowlitz County Washington | 2 | $ 397,000 | $ 198,000 | $ 66,000 |
| Pend Oreille County Washington | 2 | $ 251,000 | $ 125,000 | $ 48,000 |
| Mohave County Arizona | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Pima County Arizona | 1 | $ 90,000 | $ 90,000 | $ 70,000 |
| Yavapai County Arizona | 1 | $ 347,000 | $ 347,000 | $ 48,000 |
| Amador County California | 1 | $ 196,000 | $ 196,000 | $ 66,000 |
| Imperial County California | 1 | $ 128,000 | $ 128,000 | $ 49,000 |
| Lake County California | 1 | $ 313,000 | $ 313,000 | $ 78,000 |
| Fremont County Colorado | 1 | $ 344,000 | $ 344,000 | $ 107,000 |
| Gilpin County Colorado | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| La Plata County Colorado | 1 | $ 424,000 | $ 424,000 | $ 302,000 |
| Larimer County Colorado | 1 | $ 177,000 | $ 177,000 | $ 31,000 |
| Morgan County Colorado | 1 | $ 144,000 | $ 144,000 | $ 28,000 |
| Kent County Delaware | 1 | $ 134,000 | $ 134,000 | $ 0 |
| New Castle County Delaware | 1 | $ 361,000 | $ 361,000 | $ 130,000 |
| Bay County Florida | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Citrus County Florida | 1 | $ 149,000 | $ 149,000 | $ 76,000 |
| DeSoto County Florida | 1 | $ 123,000 | $ 123,000 | $ 45,000 |
| Duval County Florida | 1 | $ 199,000 | $ 199,000 | $ 63,000 |
| Manatee County Florida | 1 | $ 120,000 | $ 120,000 | $ 82,000 |
| Martin County Florida | 1 | $ 228,000 | $ 228,000 | $ 95,000 |
| Santa Rosa County Florida | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| Sumter County Florida | 1 | $ 196,000 | $ 196,000 | $ 42,000 |
| Bryan County Georgia | 1 | $ 314,000 | $ 314,000 | $ 92,000 |
| Charlton County Georgia | 1 | $ 117,000 | $ 117,000 | $ 37,000 |
| Colquitt County Georgia | 1 | $ 160,000 | $ 160,000 | $ 29,000 |
| Fannin County Georgia | 1 | $ 112,000 | $ 112,000 | $ 75,000 |
| Lamar County Georgia | 1 | $ 227,000 | $ 227,000 | $ 105,000 |
| Marion County Georgia | 1 | $ 240,000 | $ 240,000 | $ 36,000 |
| Meriwether County Georgia | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Paulding County Georgia | 1 | $ 151,000 | $ 151,000 | $ 72,000 |
| Talbot County Georgia | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Ada County Idaho | 1 | $ 408,000 | $ 408,000 | $ 165,000 |
| Bonner County Idaho | 1 | $ 102,000 | $ 102,000 | $ 51,000 |
| Champaign County Illinois | 1 | $ 134,000 | $ 134,000 | $ 49,000 |
| Clay County Illinois | 1 | $ 134,000 | $ 134,000 | $ 19,000 |
| Clinton County Illinois | 1 | $ 128,000 | $ 128,000 | $ 22,000 |
| Jefferson County Illinois | 1 | $ 170,000 | $ 170,000 | $ 50,000 |
| Madison County Illinois | 1 | $ 270,000 | $ 270,000 | $ 86,000 |
| Peoria County Illinois | 1 | $ 341,000 | $ 341,000 | $ 205,000 |
| Richland County Illinois | 1 | $ 266,000 | $ 266,000 | $ 160,000 |
| Sangamon County Illinois | 1 | $ 180,000 | $ 180,000 | $ 81,000 |
| St. Clair County Illinois | 1 | $ 137,000 | $ 137,000 | $ 38,000 |
| Tazewell County Illinois | 1 | $ 142,000 | $ 142,000 | $ 52,000 |
| Wayne County Illinois | 1 | $ 122,000 | $ 122,000 | $ 78,000 |
| Allen County Indiana | 1 | $ 141,000 | $ 141,000 | $ 62,000 |
| Elkhart County Indiana | 1 | $ 113,000 | $ 113,000 | $ 75,000 |
| Greene County Indiana | 1 | $ 229,000 | $ 229,000 | $ 46,000 |
| Jackson County Indiana | 1 | $ 124,000 | $ 124,000 | $ 46,000 |
| Orange County Indiana | 1 | $ 102,000 | $ 102,000 | $ 126,000 |
| Barnstable County Massachusetts | 1 | $ 292,000 | $ 292,000 | $ 61,000 |
| Suffolk County Massachusetts | 1 | $ 639,000 | $ 639,000 | $ 179,000 |
| Ramsey County Minnesota | 1 | $ 186,000 | $ 186,000 | $ 93,000 |
| Clinton County Missouri | 1 | $ 366,000 | $ 366,000 | $ 104,000 |
| Jackson County Missouri | 1 | $ 257,000 | $ 257,000 | $ 95,000 |
| Jefferson County Missouri | 1 | $ 163,000 | $ 163,000 | $ 36,000 |
| Lincoln County Missouri | 1 | $ 154,000 | $ 154,000 | $ 74,000 |
| Newton County Missouri | 1 | $ 276,000 | $ 276,000 | $ 43,000 |
| Platte County Missouri | 1 | $ 256,000 | $ 256,000 | $ 49,000 |
| St. Charles County Missouri | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Stoddard County Missouri | 1 | $ 330,000 | $ 330,000 | $ 123,000 |
| Texas County Missouri | 1 | $ 245,000 | $ 245,000 | $ 199,000 |
| Essex County New Jersey | 1 | $ 128,000 | $ 128,000 | $ 89,000 |
| Sussex County New Jersey | 1 | $ 329,000 | $ 329,000 | $ 169,000 |
| Avery County North Carolina | 1 | $ 341,000 | $ 341,000 | $ 128,000 |
| Bladen County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 50,000 |
| Brunswick County North Carolina | 1 | $ 333,000 | $ 333,000 | $ 123,000 |
| Forsyth County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 25,000 |
| Harnett County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 58,000 |
| Mecklenburg County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 40,000 |
| New Hanover County North Carolina | 1 | $ 996,000 | $ 996,000 | $ 175,000 |
| Scotland County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 102,000 |
| Watauga County North Carolina | 1 | $ 258,000 | $ 258,000 | $ 40,000 |
| Benton County Oregon | 1 | $ 208,000 | $ 208,000 | $ 73,000 |
| Clackamas County Oregon | 1 | $ 999,000 | $ 999,000 | $ 377,000 |
| Klamath County Oregon | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Bucks County Pennsylvania | 1 | $ 264,000 | $ 264,000 | $ 216,000 |
| Franklin County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 90,000 |
| Monroe County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 113,000 |
| Schuylkill County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 72,000 |
| Anderson County South Carolina | 1 | $ 108,000 | $ 108,000 | $ 30,000 |
| Barnwell County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Beaufort County South Carolina | 1 | $ 182,000 | $ 182,000 | $ 57,000 |
| Charleston County South Carolina | 1 | $ 238,000 | $ 238,000 | $ 55,000 |
| Union County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 29,000 |
| Blount County Tennessee | 1 | $ 252,000 | $ 252,000 | $ 75,000 |
| Bradley County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 74,000 |
| Fayette County Tennessee | 1 | $ 238,000 | $ 238,000 | $ 87,000 |
| Giles County Tennessee | 1 | $ 186,000 | $ 186,000 | $ 92,000 |
| Hamilton County Tennessee | 1 | $ 259,000 | $ 259,000 | $ 41,000 |
| Madison County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 39,000 |
| Marshall County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 81,000 |
| Maury County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 90,000 |
| Putnam County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 39,000 |
| Warren County Tennessee | 1 | $ 312,000 | $ 312,000 | $ 69,000 |
| Andrews County Texas | 1 | $ 133,000 | $ 133,000 | $ 73,000 |
| Angelina County Texas | 1 | $ 323,000 | $ 323,000 | $ 65,000 |
| Bandera County Texas | 1 | $ 600,000 | $ 600,000 | $ 162,000 |
| Brazoria County Texas | 1 | $ 241,000 | $ 241,000 | $ 75,000 |
| Burnet County Texas | 1 | $ 51,000 | $ 51,000 | $ 25,000 |
| Ector County Texas | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Ellis County Texas | 1 | $ 69,000 | $ 69,000 | $ 61,000 |
| Galveston County Texas | 1 | $ 318,000 | $ 318,000 | $ 173,000 |
| Hardin County Texas | 1 | $ 98,000 | $ 98,000 | $ 60,000 |
| Hood County Texas | 1 | $ 152,000 | $ 152,000 | $ 45,000 |
| Kaufman County Texas | 1 | $ 68,000 | $ 68,000 | $ 38,000 |
| Montgomery County Texas | 1 | $ 176,000 | $ 176,000 | $ 36,000 |
| Parker County Texas | 1 | $ 157,000 | $ 157,000 | $ 45,000 |
| Washington County Texas | 1 | $ 311,000 | $ 311,000 | $ 101,000 |
| Albemarle County Virginia | 1 | $ 1,141,000 | $ 1,141,000 | $ 244,000 |
| Caroline County Virginia | 1 | $ 186,000 | $ 186,000 | $ 56,000 |
| Fauquier County Virginia | 1 | $ 526,000 | $ 526,000 | $ 69,000 |
| Fredericksburg County Virginia | 1 | $ 334,000 | $ 334,000 | $ 215,000 |
| Hampton County Virginia | 1 | $ 168,000 | $ 168,000 | $ 38,000 |
| Henrico County Virginia | 1 | $ 157,000 | $ 157,000 | $ 52,000 |
| Lunenburg County Virginia | 1 | $ 223,000 | $ 223,000 | $ 61,000 |
| New Kent County Virginia | 1 | $ 314,000 | $ 314,000 | $ 126,000 |
| Newport News County Virginia | 1 | $ 182,000 | $ 182,000 | $ 85,000 |
| Suffolk County Virginia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| York County Virginia | 1 | $ 441,000 | $ 441,000 | $ 274,000 |
| Benton County Washington | 1 | $ 270,000 | $ 270,000 | $ 78,000 |
| Island County Washington | 1 | $ 362,000 | $ 362,000 | $ 96,000 |
| Walla Walla County Washington | 1 | $ 136,000 | $ 136,000 | $ 262,000 |
| Whatcom County Washington | 1 | $ 228,000 | $ 228,000 | $ 35,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,340 | $317,537,000 | $236,000 | $2,000,000 | $93,000 | $1,557,000 |
| Refinancing | 790 | $221,499,000 | $280,000 | $2,245,000 | $106,000 | $2,529,000 |
| Home Improvement | 24 | $4,743,000 | $197,000 | $562,000 | $116,000 | $402,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 985 | $267,745,000 | $271,000 | $2,245,000 | $108,000 | $2,529,000 |
| Hispanic | 530 | $110,997,000 | $209,000 | $2,000,000 | $78,000 | $1,196,000 |
| Asian | 337 | $89,030,000 | $264,000 | $1,170,000 | $108,000 | $1,077,000 |
| Not Provided | 150 | $39,449,000 | $262,000 | $865,000 | $92,000 | $706,000 |
| Black or African American | 122 | $29,311,000 | $240,000 | $1,066,000 | $91,000 | $529,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $3,853,000 | $275,000 | $775,000 | $94,000 | $195,000 |
| American Indian or Alaskan Native | 12 | $2,433,000 | $202,000 | $680,000 | $133,000 | $499,000 |
| Not applicable | 4 | $961,000 | $240,000 | $424,000 | $109,000 | $169,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,397 | $362,552,000 | $259,000 | $2,245,000 | $113,000 | $2,529,000 |
| FHA-insured (Federal Housing Administration) | 532 | $117,515,000 | $220,000 | $636,000 | $68,000 | $309,000 |
| VA-guaranteed (Veterans Administration) | 204 | $60,469,000 | $296,000 | $1,141,000 | $81,000 | $456,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $3,243,000 | $154,000 | $312,000 | $53,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,293 | $307,820,000 | $238,000 | $2,245,000 | $94,000 | $2,529,000 |
| Application Withdrawn By Applicant | 459 | $128,576,000 | $280,000 | $2,000,000 | $109,000 | $1,196,000 |
| Application Denied By Financial Institution | 183 | $46,894,000 | $256,000 | $1,286,000 | $94,000 | $1,386,000 |
| Application Approved But Not Accepted | 150 | $40,432,000 | $269,000 | $1,157,000 | $107,000 | $1,077,000 |
| File Closed For Incompleteness | 69 | $20,057,000 | $290,000 | $1,061,000 | $96,000 | $607,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 60 | $16,953,000 | $282,000 | $1,286,000 | $73,000 | $233,000 |
| Credit History | 51 | $12,106,000 | $237,000 | $980,000 | $83,000 | $307,000 |
| Collateral | 32 | $7,418,000 | $231,000 | $600,000 | $100,000 | $257,000 |
| Employment History | 13 | $3,391,000 | $260,000 | $725,000 | $137,000 | $910,000 |
| Unverifiable Information | 9 | $2,248,000 | $249,000 | $980,000 | $201,000 | $1,386,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,518,000 | $216,000 | $630,000 | $86,000 | $175,000 |
| Other | 6 | $1,352,000 | $225,000 | $469,000 | $127,000 | $373,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Integrity First Financial Group, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Integrity First Financial Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.