Integrity Home Funding, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Integrity Home Funding, Llc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Integrity Home Funding, Llc 197 W. Spring Valley Avenue Maywood, NJ 07607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 1,981 |
| Total Mortgage Loan Application Amount | $468,385,000 |
| Average Mortgage Loan Application Amount | $213,111 |
| Highest Mortgage Loan Application Amount | $1,645,000 |
| Average Applicant Income | $78,166 |
| Highest Applicant Income | $1,568,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Integrity Home Funding, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Integrity Home Funding, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Integrity Home Funding, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Integrity Home Funding, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Integrity Home Funding, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Integrity Home Funding, Llc's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bergen County New Jersey | 253 | $ 79,604,000 | $ 314,000 | $ 106,000 |
| Essex County New Jersey | 155 | $ 37,993,000 | $ 245,000 | $ 82,000 |
| Passaic County New Jersey | 132 | $ 30,503,000 | $ 231,000 | $ 79,000 |
| Hudson County New Jersey | 118 | $ 30,997,000 | $ 262,000 | $ 74,000 |
| Monmouth County New Jersey | 94 | $ 24,459,000 | $ 260,000 | $ 135,000 |
| Morris County New Jersey | 89 | $ 23,329,000 | $ 262,000 | $ 84,000 |
| Union County New Jersey | 88 | $ 19,824,000 | $ 225,000 | $ 82,000 |
| Middlesex County New Jersey | 80 | $ 19,023,000 | $ 237,000 | $ 87,000 |
| Ocean County New Jersey | 64 | $ 15,223,000 | $ 237,000 | $ 88,000 |
| Baltimore County Maryland | 58 | $ 12,936,000 | $ 223,000 | $ 64,000 |
| Suffolk County New York | 47 | $ 10,307,000 | $ 219,000 | $ 88,000 |
| Sussex County New Jersey | 42 | $ 7,903,000 | $ 188,000 | $ 69,000 |
| Burlington County New Jersey | 38 | $ 6,498,000 | $ 171,000 | $ 69,000 |
| District of Columbia County District Of Columbia | 35 | $ 8,243,000 | $ 235,000 | $ 71,000 |
| Mercer County New Jersey | 34 | $ 5,188,000 | $ 152,000 | $ 87,000 |
| Orange County New York | 32 | $ 5,711,000 | $ 178,000 | $ 97,000 |
| Somerset County New Jersey | 31 | $ 10,289,000 | $ 331,000 | $ 125,000 |
| Atlantic County New Jersey | 22 | $ 3,897,000 | $ 177,000 | $ 48,000 |
| Nassau County New York | 22 | $ 6,240,000 | $ 283,000 | $ 85,000 |
| Queens County New York | 22 | $ 4,736,000 | $ 215,000 | $ 51,000 |
| Kings County New York | 20 | $ 5,353,000 | $ 267,000 | $ 52,000 |
| Westchester County New York | 20 | $ 7,539,000 | $ 376,000 | $ 171,000 |
| Warren County New Jersey | 19 | $ 3,783,000 | $ 199,000 | $ 70,000 |
| Gloucester County New Jersey | 17 | $ 2,826,000 | $ 166,000 | $ 70,000 |
| Camden County New Jersey | 16 | $ 2,578,000 | $ 161,000 | $ 100,000 |
| Prince George's County Maryland | 14 | $ 2,492,000 | $ 178,000 | $ 181,000 |
| Hunterdon County New Jersey | 14 | $ 4,278,000 | $ 305,000 | $ 81,000 |
| Monroe County Pennsylvania | 13 | $ 2,024,000 | $ 155,000 | $ 73,000 |
| Broward County Florida | 12 | $ 2,457,000 | $ 204,000 | $ 103,000 |
| Miami-Dade County Florida | 12 | $ 3,430,000 | $ 285,000 | $ 206,000 |
| Baltimore City County Maryland | 12 | $ 1,564,000 | $ 130,000 | $ 61,000 |
| Rockland County New York | 12 | $ 2,947,000 | $ 245,000 | $ 86,000 |
| Hartford County Connecticut | 11 | $ 1,569,000 | $ 142,000 | $ 63,000 |
| Montgomery County Pennsylvania | 11 | $ 2,160,000 | $ 196,000 | $ 86,000 |
| Northampton County Pennsylvania | 11 | $ 1,693,000 | $ 153,000 | $ 70,000 |
| Philadelphia County Pennsylvania | 11 | $ 1,205,000 | $ 109,000 | $ 64,000 |
| New Haven County Connecticut | 10 | $ 1,792,000 | $ 179,000 | $ 61,000 |
| Carroll County Maryland | 10 | $ 1,665,000 | $ 166,000 | $ 75,000 |
| Palm Beach County Florida | 9 | $ 2,032,000 | $ 225,000 | $ 71,000 |
| Montgomery County Maryland | 9 | $ 1,339,000 | $ 148,000 | $ 75,000 |
| Hillsborough County Florida | 8 | $ 988,000 | $ 123,000 | $ 66,000 |
| Anne Arundel County Maryland | 8 | $ 1,890,000 | $ 236,000 | $ 48,000 |
| Bronx County New York | 8 | $ 1,797,000 | $ 224,000 | $ 83,000 |
| Allegheny County Pennsylvania | 8 | $ 1,030,000 | $ 128,000 | $ 67,000 |
| Fairfield County Connecticut | 7 | $ 2,915,000 | $ 416,000 | $ 129,000 |
| Cape May County New Jersey | 7 | $ 2,199,000 | $ 314,000 | $ 145,000 |
| New York County New York | 7 | $ 3,161,000 | $ 451,000 | $ 304,000 |
| Collier County Florida | 6 | $ 1,761,000 | $ 293,000 | $ 63,000 |
| Monroe County Florida | 6 | $ 2,515,000 | $ 419,000 | $ 108,000 |
| Orange County Florida | 6 | $ 1,326,000 | $ 221,000 | $ 51,000 |
| Pinellas County Florida | 6 | $ 754,000 | $ 125,000 | $ 63,000 |
| Sarasota County Florida | 6 | $ 658,000 | $ 109,000 | $ 55,000 |
| Richmond County New York | 6 | $ 1,785,000 | $ 297,000 | $ 142,000 |
| Ulster County New York | 6 | $ 980,000 | $ 163,000 | $ 61,000 |
| Bucks County Pennsylvania | 6 | $ 1,151,000 | $ 191,000 | $ 60,000 |
| Lee County Florida | 5 | $ 740,000 | $ 148,000 | $ 36,000 |
| Charles County Maryland | 5 | $ 1,101,000 | $ 220,000 | $ 62,000 |
| Frederick County Maryland | 5 | $ 843,000 | $ 168,000 | $ 51,000 |
| Cumberland County New Jersey | 5 | $ 507,000 | $ 101,000 | $ 65,000 |
| Salem County New Jersey | 5 | $ 771,000 | $ 154,000 | $ 61,000 |
| Dutchess County New York | 5 | $ 905,000 | $ 181,000 | $ 55,000 |
| Erie County New York | 5 | $ 854,000 | $ 170,000 | $ 81,000 |
| Saratoga County New York | 5 | $ 710,000 | $ 142,000 | $ 57,000 |
| Berks County Pennsylvania | 5 | $ 570,000 | $ 114,000 | $ 50,000 |
| Lancaster County Pennsylvania | 5 | $ 650,000 | $ 130,000 | $ 76,000 |
| New London County Connecticut | 4 | $ 810,000 | $ 202,000 | $ 82,000 |
| Polk County Florida | 4 | $ 607,000 | $ 151,000 | $ 80,000 |
| Harford County Maryland | 4 | $ 950,000 | $ 237,000 | $ 58,000 |
| Lehigh County Pennsylvania | 4 | $ 463,000 | $ 115,000 | $ 84,000 |
| Tolland County Connecticut | 3 | $ 628,000 | $ 209,000 | $ 52,000 |
| Calvert County Maryland | 3 | $ 519,000 | $ 173,000 | $ 56,000 |
| Monroe County New York | 3 | $ 323,000 | $ 107,000 | $ 114,000 |
| Sullivan County New York | 3 | $ 473,000 | $ 157,000 | $ 99,000 |
| Lackawanna County Pennsylvania | 3 | $ 960,000 | $ 320,000 | $ 145,000 |
| Windham County Connecticut | 2 | $ 249,000 | $ 124,000 | $ 66,000 |
| Brevard County Florida | 2 | $ 198,000 | $ 99,000 | $ 36,000 |
| Clay County Florida | 2 | $ 234,000 | $ 117,000 | $ 36,000 |
| Leon County Florida | 2 | $ 205,000 | $ 102,000 | $ 86,000 |
| Manatee County Florida | 2 | $ 310,000 | $ 155,000 | $ 122,000 |
| Pasco County Florida | 2 | $ 255,000 | $ 127,000 | $ 26,000 |
| Volusia County Florida | 2 | $ 354,000 | $ 177,000 | $ 81,000 |
| Cecil County Maryland | 2 | $ 457,000 | $ 228,000 | $ 105,000 |
| Howard County Maryland | 2 | $ 374,000 | $ 187,000 | $ 135,000 |
| Kent County Maryland | 2 | $ 250,000 | $ 125,000 | $ 159,000 |
| Wicomico County Maryland | 2 | $ 513,000 | $ 256,000 | $ 49,000 |
| Albany County New York | 2 | $ 207,000 | $ 103,000 | $ 49,000 |
| Greene County New York | 2 | $ 188,000 | $ 94,000 | $ 0 |
| Niagara County New York | 2 | $ 293,000 | $ 146,000 | $ 76,000 |
| Chester County Pennsylvania | 2 | $ 374,000 | $ 187,000 | $ 56,000 |
| Columbia County Pennsylvania | 2 | $ 192,000 | $ 96,000 | $ 14,000 |
| Delaware County Pennsylvania | 2 | $ 336,000 | $ 168,000 | $ 62,000 |
| Erie County Pennsylvania | 2 | $ 194,000 | $ 97,000 | $ 29,000 |
| Franklin County Pennsylvania | 2 | $ 267,000 | $ 133,000 | $ 62,000 |
| Luzerne County Pennsylvania | 2 | $ 524,000 | $ 262,000 | $ 23,000 |
| Washington County Pennsylvania | 2 | $ 289,000 | $ 144,000 | $ 72,000 |
| York County Pennsylvania | 2 | $ 395,000 | $ 197,000 | $ 97,000 |
| Litchfield County Connecticut | 1 | $ 160,000 | $ 160,000 | $ 102,000 |
| Middlesex County Connecticut | 1 | $ 240,000 | $ 240,000 | $ 64,000 |
| Baker County Florida | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Bay County Florida | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Citrus County Florida | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Columbia County Florida | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Escambia County Florida | 1 | $ 94,000 | $ 94,000 | $ 47,000 |
| Flagler County Florida | 1 | $ 97,000 | $ 97,000 | $ 33,000 |
| Lake County Florida | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Levy County Florida | 1 | $ 104,000 | $ 104,000 | $ 48,000 |
| Martin County Florida | 1 | $ 150,000 | $ 150,000 | $ 120,000 |
| St. Mary's County Maryland | 1 | $ 295,000 | $ 295,000 | $ 170,000 |
| Talbot County Maryland | 1 | $ 167,000 | $ 167,000 | $ 72,000 |
| Washington County Maryland | 1 | $ 203,000 | $ 203,000 | $ 50,000 |
| Worcester County Maryland | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Columbia County New York | 1 | $ 183,000 | $ 183,000 | $ 74,000 |
| Essex County New York | 1 | $ 169,000 | $ 169,000 | $ 48,000 |
| Madison County New York | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Oneida County New York | 1 | $ 158,000 | $ 158,000 | $ 78,000 |
| Otsego County New York | 1 | $ 161,000 | $ 161,000 | $ 30,000 |
| Putnam County New York | 1 | $ 279,000 | $ 279,000 | $ 74,000 |
| Schenectady County New York | 1 | $ 212,000 | $ 212,000 | $ 75,000 |
| Seneca County New York | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Tioga County New York | 1 | $ 150,000 | $ 150,000 | $ 87,000 |
| Warren County New York | 1 | $ 270,000 | $ 270,000 | $ 128,000 |
| Mecklenburg County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Armstrong County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 33,000 |
| Beaver County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 63,000 |
| Centre County Pennsylvania | 1 | $ 227,000 | $ 227,000 | $ 96,000 |
| Lawrence County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 44,000 |
| Lebanon County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 75,000 |
| Mercer County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 50,000 |
| Pike County Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 56,000 |
| Wayne County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| Westmoreland County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Loudoun County Virginia | 1 | $ 295,000 | $ 295,000 | $ 116,000 |
Mortgage Loan Application Detail Totals for Integrity Home Funding, Llc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,225 | $283,158,000 | $207,000 | $1,625,000 | $77,000 | $1,568,000 |
| Home Purchase | 750 | $183,778,000 | $219,333 | $1,645,000 | $75,111 | $1,000,000 |
| Home Improvement | 6 | $1,449,000 | $206,500 | $600,000 | $96,000 | $297,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,425 | $340,578,000 | $219,111 | $1,500,000 | $74,777 | $1,568,000 |
| Hispanic | 239 | $58,415,000 | $226,333 | $1,625,000 | $85,166 | $912,000 |
| Black or African American | 210 | $38,224,000 | $175,285 | $950,000 | $70,000 | $570,000 |
| Asian | 62 | $21,261,000 | $234,000 | $1,645,000 | $77,250 | $540,000 |
| Not Provided | 40 | $8,846,000 | $196,600 | $704,000 | $75,400 | $261,000 |
| American Indian or Alaskan Native | 3 | $510,000 | $219,000 | $366,000 | $89,000 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $551,000 | $275,000 | $276,000 | $77,000 | $91,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,919 | $457,546,000 | $215,222 | $1,645,000 | $75,333 | $1,568,000 |
| FHA-insured (Federal Housing Administration) | 58 | $10,243,000 | $173,500 | $429,000 | $65,750 | $189,000 |
| VA-guaranteed (Veterans Administration) | 4 | $596,000 | $148,500 | $172,000 | $31,000 | $67,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,306 | $312,741,000 | $223,750 | $1,625,000 | $86,250 | $1,000,000 |
| Application Withdrawn By Applicant | 411 | $87,906,000 | $196,250 | $950,000 | $65,500 | $686,000 |
| Application Approved But Not Accepted | 144 | $40,049,000 | $224,800 | $1,645,000 | $72,600 | $1,568,000 |
| Application Denied By Financial Institution | 120 | $27,689,000 | $215,833 | $650,000 | $89,000 | $288,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 39 | $9,220,000 | $239,500 | $650,000 | $112,000 | $288,000 |
| Collateral | 31 | $7,558,000 | $236,200 | $477,000 | $93,400 | $240,000 |
| Credit History | 23 | $5,113,000 | $195,666 | $497,000 | $57,000 | $218,000 |
| Debt-To-Income Ratio | 11 | $1,943,000 | $153,000 | $373,000 | $104,000 | $136,000 |
| Other | 7 | $1,885,000 | $256,000 | $400,000 | $95,000 | $151,000 |
| Employment History | 5 | $1,120,000 | $224,000 | $320,000 | $75,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $850,000 | $213,000 | $238,000 | $74,500 | $138,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Integrity Home Funding, Llc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Integrity Home Funding, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.