Intercap Lending Inc Mortgage Lending & HMDA Data, 2020
In 2020, Intercap Lending Inc of Salt Lake City, UT reported 19,110 mortgage applications totaling $5.7 billion, up 158% from 2019. The average application was for $300,736, and applicants reported an average income of $112,464. 85% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Salt Lake City, UT (7,159), Ogden-Clearfield, UT (3,419) and Provo-Orem, UT (3,182) (applications in parentheses).
| Mortgage Company & Address | Intercap Lending Inc 910 East 6600 South Salt Lake City, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 19,110 |
| Total Mortgage Loan Application Amount | $5,747,080,000 |
| Average Mortgage Loan Application Amount | $300,736 |
| Highest Mortgage Loan Application Amount | $3,065,000 |
| Average Applicant Income | $112,464 |
| Highest Applicant Income | $4,179,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Intercap Lending Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake City, UT | 7,159 | $ 2,231,525,000 | $ 311,709 | $ 115,000 |
| Ogden-Clearfield, UT | 3,419 | $ 921,325,000 | $ 269,472 | $ 93,000 |
| Provo-Orem, UT | 3,182 | $ 954,140,000 | $ 299,855 | $ 111,000 |
| Outside any metro area | 1,618 | $ 444,890,000 | $ 274,962 | $ 118,830 |
| St. George, UT | 907 | $ 243,585,000 | $ 268,561 | $ 118,000 |
| San Diego-Carlsbad, CA | 792 | $ 354,130,000 | $ 447,133 | $ 145,000 |
| Logan, UT-ID | 469 | $ 108,395,000 | $ 231,119 | $ 80,865 |
| Las Vegas-Henderson-Paradise, NV | 249 | $ 60,665,000 | $ 243,634 | $ 93,000 |
| Phoenix-Mesa-Scottsdale, AZ | 166 | $ 40,790,000 | $ 245,722 | $ 138,000 |
| Riverside-San Bernardino-Ontario, CA | 153 | $ 46,125,000 | $ 301,470 | $ 138,000 |
| Oakland-Hayward-Berkeley, CA | 78 | $ 43,890,000 | $ 562,692 | $ 167,000 |
| Anaheim-Santa Ana-Irvine, CA | 50 | $ 23,250,000 | $ 465,000 | $ 203,000 |
| Los Angeles-Long Beach-Glendale, CA | 49 | $ 22,295,000 | $ 455,000 | $ 141,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 46 | $ 17,090,000 | $ 371,521 | $ 146,000 |
| Denver-Aurora-Lakewood, CO | 30 | $ 11,290,000 | $ 376,333 | $ 158,000 |
| Houston-The Woodlands-Sugar Land, TX | 29 | $ 7,465,000 | $ 257,413 | $ 110,000 |
| Idaho Falls, ID | 25 | $ 5,985,000 | $ 239,400 | $ 91,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 24 | $ 8,670,000 | $ 361,250 | $ 151,625 |
| Boise City, ID | 23 | $ 7,095,000 | $ 308,478 | $ 129,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 19 | $ 7,565,000 | $ 398,157 | $ 124,684 |
| Prescott Valley-Prescott, AZ | 16 | $ 3,680,000 | $ 230,000 | $ 81,000 |
| Seattle-Bellevue-Everett, WA | 16 | $ 7,820,000 | $ 488,750 | $ 198,000 |
| El Paso, TX | 15 | $ 3,225,000 | $ 215,000 | $ 97,000 |
| San Antonio-New Braunfels, TX | 15 | $ 3,435,000 | $ 229,000 | $ 98,000 |
| Baltimore-Columbia-Towson, MD | 14 | $ 4,390,000 | $ 313,571 | $ 144,000 |
| Dallas-Plano-Irving, TX | 14 | $ 4,430,000 | $ 316,428 | $ 171,000 |
| Stockton-Lodi, CA | 14 | $ 5,370,000 | $ 383,571 | $ 147,000 |
| Charlotte-Concord-Gastonia, NC-SC | 13 | $ 3,775,000 | $ 290,384 | $ 151,692 |
| Lake Havasu City-Kingman, AZ | 12 | $ 2,540,000 | $ 211,666 | $ 79,000 |
| Vallejo-Fairfield, CA | 12 | $ 3,280,000 | $ 273,333 | $ 111,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 12 | $ 2,670,000 | $ 222,500 | $ 73,000 |
| Atlanta-Sandy Springs-Roswell, GA | 11 | $ 3,225,000 | $ 293,181 | $ 91,000 |
| Austin-Round Rock, TX | 11 | $ 2,855,000 | $ 259,545 | $ 146,000 |
| San Francisco-Redwood City-South San Francisco, CA | 11 | $ 11,075,000 | $ 1,006,818 | $ 256,000 |
| Tampa-St. Petersburg-Clearwater, FL | 11 | $ 2,615,000 | $ 237,727 | $ 87,000 |
| Tucson, AZ | 11 | $ 2,565,000 | $ 233,181 | $ 189,000 |
| Fresno, CA | 10 | $ 2,720,000 | $ 272,000 | $ 98,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 10 | $ 2,060,000 | $ 206,000 | $ 84,000 |
| Pocatello, ID | 10 | $ 2,080,000 | $ 208,000 | $ 70,000 |
| Albuquerque, NM | 9 | $ 3,025,000 | $ 336,111 | $ 125,000 |
| Chicago-Naperville, IL | 9 | $ 2,865,000 | $ 318,333 | $ 366,000 |
| Colorado Springs, CO | 9 | $ 2,645,000 | $ 293,888 | $ 190,000 |
| Huntsville, AL | 9 | $ 2,555,000 | $ 283,888 | $ 192,000 |
| Indianapolis-Carmel-Anderson, IN | 9 | $ 1,365,000 | $ 151,666 | $ 115,000 |
| Orlando-Kissimmee-Sanford, FL | 9 | $ 2,805,000 | $ 311,666 | $ 115,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 4,425,000 | $ 491,666 | $ 160,000 |
| Jacksonville, FL | 8 | $ 1,960,000 | $ 245,000 | $ 115,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 8 | $ 3,880,000 | $ 485,000 | $ 129,000 |
| Reno, NV | 7 | $ 2,775,000 | $ 396,428 | $ 183,000 |
| Salem, OR | 7 | $ 1,825,000 | $ 260,714 | $ 155,000 |
| Santa Rosa, CA | 7 | $ 3,195,000 | $ 456,428 | $ 119,000 |
| Killeen-Temple, TX | 6 | $ 1,270,000 | $ 211,666 | $ 91,000 |
| Medford, OR | 6 | $ 2,140,000 | $ 356,666 | $ 118,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 6 | $ 1,750,000 | $ 291,666 | $ 120,000 |
| Pueblo, CO | 6 | $ 980,000 | $ 163,333 | $ 72,000 |
| San Rafael, CA | 6 | $ 4,320,000 | $ 720,000 | $ 163,000 |
| Yuma, AZ | 6 | $ 1,570,000 | $ 261,666 | $ 214,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 1,165,000 | $ 233,000 | $ 74,000 |
| Bakersfield, CA | 5 | $ 1,465,000 | $ 293,000 | $ 157,000 |
| Modesto, CA | 5 | $ 935,000 | $ 187,000 | $ 114,000 |
| Oklahoma City, OK | 5 | $ 1,075,000 | $ 215,000 | $ 139,000 |
| Raleigh, NC | 5 | $ 1,615,000 | $ 323,000 | $ 138,000 |
| Richmond, VA | 5 | $ 1,595,000 | $ 319,000 | $ 213,000 |
| Sierra Vista-Douglas, AZ | 5 | $ 795,000 | $ 159,000 | $ 81,000 |
| Twin Falls, ID | 5 | $ 1,015,000 | $ 203,000 | $ 69,000 |
| Anchorage, AK | 4 | $ 1,600,000 | $ 400,000 | $ 0 |
| Cape Coral-Fort Myers, FL | 4 | $ 860,000 | $ 215,000 | $ 0 |
| Fayetteville, NC | 4 | $ 1,190,000 | $ 297,500 | $ 70,000 |
| Flagstaff, AZ | 4 | $ 1,150,000 | $ 287,500 | $ 305,000 |
| Fort Collins, CO | 4 | $ 1,290,000 | $ 322,500 | $ 116,000 |
| Kansas City, MO-KS | 4 | $ 1,060,000 | $ 265,000 | $ 126,000 |
| Montgomery County-Bucks County-Chester County, PA | 4 | $ 1,120,000 | $ 280,000 | $ 0 |
| New York-Newark, NY | 4 | $ 1,070,000 | $ 267,500 | $ 98,000 |
| Newark, NJ-PA | 4 | $ 1,700,000 | $ 425,000 | $ 184,000 |
| Spokane-Spokane Valley, WA | 4 | $ 1,000,000 | $ 250,000 | $ 70,000 |
| Tacoma-Lakewood, WA | 4 | $ 1,660,000 | $ 415,000 | $ 132,000 |
| Washington-Baltimore-Arlington, DC | 4 | $ 1,520,000 | $ 380,000 | $ 0 |
| Birmingham-Hoover, AL | 3 | $ 955,000 | $ 318,333 | $ 0 |
| Bremerton-Silverdale, WA | 3 | $ 895,000 | $ 298,333 | $ 0 |
| Coeur D'Alene, ID | 3 | $ 1,185,000 | $ 395,000 | $ 79,000 |
| El Centro, CA | 3 | $ 885,000 | $ 295,000 | $ 130,000 |
| Greeley, CO | 3 | $ 795,000 | $ 265,000 | $ 67,000 |
| Lawton, OK | 3 | $ 785,000 | $ 261,666 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 715,000 | $ 238,333 | $ 0 |
| Ocala, FL | 3 | $ 485,000 | $ 161,666 | $ 371,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 1,185,000 | $ 395,000 | $ 126,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 715,000 | $ 238,333 | $ 416,000 |
| Visalia-Porterville, CA | 3 | $ 585,000 | $ 195,000 | $ 198,000 |
| Waco, TX | 3 | $ 605,000 | $ 201,666 | $ 63,000 |
| Warren-Troy-Farmington Hills, MI | 3 | $ 885,000 | $ 295,000 | $ 120,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 1,275,000 | $ 425,000 | $ 161,000 |
| Akron, OH | 2 | $ 500,000 | $ 250,000 | $ 136,000 |
| Asheville, NC | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Burlington, NC | 2 | $ 370,000 | $ 185,000 | $ 145,000 |
| Columbia, SC | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 320,000 | $ 160,000 | $ 43,000 |
| Fort Worth-Arlington, TX | 2 | $ 390,000 | $ 195,000 | $ 63,000 |
| Gary, IN | 2 | $ 430,000 | $ 215,000 | $ 50,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 390,000 | $ 195,000 | $ 60,000 |
| Hinesville, GA | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Jacksonville, NC | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Las Cruces, NM | 2 | $ 460,000 | $ 230,000 | $ 56,000 |
| Longview, WA | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Lubbock, TX | 2 | $ 540,000 | $ 270,000 | $ 242,000 |
| Lynchburg, VA | 2 | $ 390,000 | $ 195,000 | $ 89,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 570,000 | $ 285,000 | $ 239,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 790,000 | $ 395,000 | $ 137,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 480,000 | $ 240,000 | $ 49,000 |
| Salinas, CA | 2 | $ 1,110,000 | $ 555,000 | $ 155,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 780,000 | $ 390,000 | $ 275,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 450,000 | $ 225,000 | $ 126,000 |
| Savannah, GA | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Abilene, TX | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Amarillo, TX | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Baton Rouge, LA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Bend-Redmond, OR | 1 | $ 455,000 | $ 455,000 | $ 345,000 |
| Boulder, CO | 1 | $ 575,000 | $ 575,000 | $ 224,000 |
| California-Lexington Park, MD | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 345,000 | $ 345,000 | $ 173,000 |
| Carson City, NV | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Casper, WY | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Charleston-North Charleston, SC | 1 | $ 115,000 | $ 115,000 | $ 160,000 |
| Cheyenne, WY | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| Chico, CA | 1 | $ 275,000 | $ 275,000 | $ 214,000 |
| Cincinnati, OH-KY-IN | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Cleveland, TN | 1 | $ 435,000 | $ 435,000 | $ 151,000 |
| Columbus, GA-AL | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 85,000 | $ 85,000 | $ 318,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Decatur, AL | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Durham-Chapel Hill, NC | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| East Stroudsburg, PA | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Elgin, IL | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Fairbanks, AK | 1 | $ 305,000 | $ 305,000 | $ 63,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Goldsboro, NC | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Grand Junction, CO | 1 | $ 225,000 | $ 225,000 | $ 291,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 465,000 | $ 465,000 | $ 149,000 |
| Grants Pass, OR | 1 | $ 505,000 | $ 505,000 | $ 223,000 |
| Greensboro-High Point, NC | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 175,000 | $ 175,000 | $ 639,000 |
| Harrisburg-Carlisle, PA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Knoxville, TN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lakeland-Winter Haven, FL | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Longview, TX | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Madera, CA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Manchester-Nashua, NH | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Mankato-North Mankato, MN | 1 | $ 515,000 | $ 515,000 | $ 476,000 |
| Memphis, TN-MS-AR | 1 | $ 145,000 | $ 145,000 | $ 230,000 |
| Merced, CA | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Mobile, AL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Montgomery, AL | 1 | $ 335,000 | $ 335,000 | $ 114,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Muncie, IN | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Napa, CA | 1 | $ 455,000 | $ 455,000 | $ 250,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 485,000 | $ 485,000 | $ 291,000 |
| New Orleans-Metairie, LA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Philadelphia, PA | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| Pittsburgh, PA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Portland-South Portland, ME | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Providence-Warwick, RI-MA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Racine, WI | 1 | $ 405,000 | $ 405,000 | $ 176,000 |
| Redding, CA | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Roanoke, VA | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Rockingham County-Strafford County, NH | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Santa Fe, NM | 1 | $ 175,000 | $ 175,000 | $ 130,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Springfield, OH | 1 | $ 195,000 | $ 195,000 | $ 0 |
| St. Louis, MO-IL | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Sumter, SC | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Toledo, OH | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Topeka, KS | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Trenton, NJ | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| Tulsa, OK | 1 | $ 165,000 | $ 165,000 | $ 132,000 |
| Urban Honolulu, HI | 1 | $ 705,000 | $ 705,000 | $ 70,000 |
| Wenatchee, WA | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Wichita, KS | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Wilmington, DE-MD-NJ | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Yakima, WA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 235,000 | $ 235,000 | $ 0 |
Mortgage Loan Application Detail Totals for Intercap Lending Inc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,428 | $2,557,280,000 | $303,000 | $3,065,000 | $121,000 | $3,982,000 |
| Home Purchase | 7,557 | $2,256,115,000 | $298,000 | $3,005,000 | $102,000 | $4,179,000 |
| Cash-out Refinancing | 3,096 | $925,310,000 | $298,000 | $1,135,000 | $115,000 | $4,004,000 |
| Home Improvement | 29 | $8,375,000 | $288,000 | $715,000 | $88,000 | $208,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,981 | $4,515,695,000 | $301,000 | $3,065,000 | $115,000 | $4,179,000 |
| Not Provided | 1,714 | $540,530,000 | $315,000 | $2,315,000 | $111,000 | $1,091,000 |
| Hispanic | 1,594 | $448,720,000 | $281,000 | $1,155,000 | $85,000 | $813,000 |
| Asian | 376 | $120,980,000 | $321,000 | $1,045,000 | $127,000 | $820,000 |
| Black or African American | 218 | $61,850,000 | $283,000 | $625,000 | $86,000 | $387,000 |
| Native Hawaiian or Other Pacific Islander | 101 | $27,795,000 | $275,000 | $515,000 | $122,000 | $507,000 |
| American Indian or Alaskan Native | 65 | $13,845,000 | $213,000 | $525,000 | $68,000 | $210,000 |
| Not applicable | 15 | $2,465,000 | $164,000 | $395,000 | $64,000 | $144,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,731 | $4,714,935,000 | $299,000 | $3,065,000 | $118,000 | $4,179,000 |
| FHA-insured (Federal Housing Administration) | 1,902 | $547,600,000 | $287,000 | $715,000 | $71,000 | $624,000 |
| VA-guaranteed (Veterans Administration) | 1,220 | $420,740,000 | $344,000 | $1,475,000 | $98,000 | $1,810,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 257 | $63,805,000 | $248,000 | $555,000 | $60,000 | $140,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,270 | $4,884,690,000 | $300,000 | $3,005,000 | $112,000 | $4,179,000 |
| Application Withdrawn By Applicant | 2,700 | $822,780,000 | $304,000 | $3,065,000 | $113,000 | $3,726,000 |
| Application Denied By Financial Institution | 135 | $37,825,000 | $280,000 | $1,805,000 | $88,000 | $521,000 |
| Application Approved But Not Accepted | 5 | $1,785,000 | $357,000 | $585,000 | $105,000 | $138,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,975 | $5,709,255,000 | $300,000 | $3,065,000 | $112,000 | $4,179,000 |
| Credit History | 52 | $14,160,000 | $272,000 | $1,095,000 | $117,000 | $484,000 |
| Debt-To-Income Ratio | 52 | $15,790,000 | $303,000 | $1,805,000 | $73,000 | $521,000 |
| Collateral | 15 | $4,025,000 | $268,000 | $765,000 | $118,000 | $359,000 |
| Employment History | 11 | $2,115,000 | $192,000 | $325,000 | $45,000 | $65,000 |
| Other | 3 | $1,295,000 | $431,000 | $705,000 | $70,000 | $70,000 |
| Unverifiable Information | 1 | $175,000 | $175,000 | $175,000 | $55,000 | $55,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $265,000 | $265,000 | $265,000 | $53,000 | $53,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Intercap Lending Inc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Intercap Lending Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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