Intercap Lending Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Intercap Lending Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Intercap Lending Inc. 11781 S. Lone Peak Parkway, Suite 200 Espanola, NM 84020 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 19,110 |
| Total Mortgage Loan Application Amount | $5,747,080,000 |
| Average Mortgage Loan Application Amount | $296,750 |
| Highest Mortgage Loan Application Amount | $3,065,000 |
| Average Applicant Income | $106,500 |
| Highest Applicant Income | $4,179,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Intercap Lending Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Intercap Lending Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Intercap Lending Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Intercap Lending Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Intercap Lending Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Intercap Lending Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 6,395 | $ 2,034,575,000 | $ 318,000 | $ 118,000 |
| Utah County Utah | 3,159 | $ 948,755,000 | $ 300,000 | $ 111,000 |
| Davis County Utah | 1,684 | $ 490,640,000 | $ 291,000 | $ 100,000 |
| Weber County Utah | 1,454 | $ 359,150,000 | $ 247,000 | $ 86,000 |
| Washington County Utah | 907 | $ 243,585,000 | $ 268,000 | $ 118,000 |
| San Diego County California | 792 | $ 354,130,000 | $ 447,000 | $ 145,000 |
| Tooele County Utah | 764 | $ 196,950,000 | $ 257,000 | $ 82,000 |
| Cache County Utah | 441 | $ 103,505,000 | $ 234,000 | $ 82,000 |
| Iron County Utah | 291 | $ 61,575,000 | $ 211,000 | $ 78,000 |
| Summit County Utah | 267 | $ 140,775,000 | $ 527,000 | $ 235,000 |
| Clark County Nevada | 249 | $ 60,665,000 | $ 243,000 | $ 93,000 |
| Sevier County Utah | 237 | $ 47,655,000 | $ 201,000 | $ 77,000 |
| Box Elder County Utah | 235 | $ 53,055,000 | $ 225,000 | $ 84,000 |
| Uintah County Utah | 202 | $ 33,350,000 | $ 165,000 | $ 71,000 |
| Wasatch County Utah | 139 | $ 60,195,000 | $ 433,000 | $ 181,000 |
| Maricopa County Arizona | 138 | $ 36,010,000 | $ 260,000 | $ 150,000 |
| Duchesne County Utah | 100 | $ 15,800,000 | $ 158,000 | $ 69,000 |
| Riverside County California | 81 | $ 24,975,000 | $ 308,000 | $ 144,000 |
| San Bernardino County California | 72 | $ 21,150,000 | $ 293,000 | $ 133,000 |
| Sanpete County Utah | 59 | $ 14,995,000 | $ 254,000 | $ 102,000 |
| Carbon County Utah | 53 | $ 7,025,000 | $ 132,000 | $ 70,000 |
| Orange County California | 50 | $ 23,250,000 | $ 465,000 | $ 203,000 |
| Los Angeles County California | 49 | $ 22,295,000 | $ 455,000 | $ 141,000 |
| Morgan County Utah | 46 | $ 18,480,000 | $ 401,000 | $ 136,000 |
| Alameda County California | 43 | $ 25,775,000 | $ 599,000 | $ 160,000 |
| Contra Costa County California | 35 | $ 18,115,000 | $ 517,000 | $ 176,000 |
| Kane County Utah | 35 | $ 8,075,000 | $ 230,000 | $ 99,000 |
| Pinal County Arizona | 28 | $ 4,780,000 | $ 170,000 | $ 75,000 |
| Franklin County Idaho | 28 | $ 4,890,000 | $ 174,000 | $ 63,000 |
| Sacramento County California | 27 | $ 9,055,000 | $ 335,000 | $ 106,000 |
| Juab County Utah | 23 | $ 5,385,000 | $ 234,000 | $ 78,000 |
| Ada County Idaho | 20 | $ 6,480,000 | $ 324,000 | $ 141,000 |
| Bonneville County Idaho | 20 | $ 4,890,000 | $ 244,000 | $ 95,000 |
| Beaver County Utah | 20 | $ 3,360,000 | $ 168,000 | $ 74,000 |
| Rich County Utah | 18 | $ 4,610,000 | $ 256,000 | $ 199,000 |
| Millard County Utah | 17 | $ 3,025,000 | $ 177,000 | $ 64,000 |
| Yavapai County Arizona | 16 | $ 3,680,000 | $ 230,000 | $ 81,000 |
| Bexar County Texas | 15 | $ 3,435,000 | $ 229,000 | $ 98,000 |
| El Paso County Texas | 15 | $ 3,225,000 | $ 215,000 | $ 97,000 |
| Harris County Texas | 15 | $ 3,605,000 | $ 240,000 | $ 93,000 |
| San Joaquin County California | 14 | $ 5,370,000 | $ 383,000 | $ 147,000 |
| Mohave County Arizona | 12 | $ 2,540,000 | $ 211,000 | $ 79,000 |
| Solano County California | 12 | $ 3,280,000 | $ 273,000 | $ 111,000 |
| King County Washington | 12 | $ 5,700,000 | $ 475,000 | $ 208,000 |
| Pima County Arizona | 11 | $ 2,565,000 | $ 233,000 | $ 189,000 |
| Grand County Utah | 11 | $ 3,055,000 | $ 277,000 | $ 125,000 |
| Fresno County California | 10 | $ 2,720,000 | $ 272,000 | $ 98,000 |
| Placer County California | 10 | $ 4,260,000 | $ 426,000 | $ 138,000 |
| Collin County Texas | 10 | $ 3,470,000 | $ 347,000 | $ 178,000 |
| Garfield County Utah | 10 | $ 1,550,000 | $ 155,000 | $ 98,000 |
| Wayne County Utah | 10 | $ 2,420,000 | $ 242,000 | $ 136,000 |
| San Francisco County California | 9 | $ 9,325,000 | $ 1,036,000 | $ 270,000 |
| Ventura County California | 9 | $ 4,425,000 | $ 491,000 | $ 160,000 |
| El Paso County Colorado | 9 | $ 2,645,000 | $ 293,000 | $ 190,000 |
| Bear Lake County Idaho | 9 | $ 2,785,000 | $ 309,000 | $ 150,000 |
| Fremont County Idaho | 9 | $ 2,405,000 | $ 267,000 | $ 162,000 |
| Anne Arundel County Maryland | 9 | $ 2,855,000 | $ 317,000 | $ 0 |
| Horry County South Carolina | 9 | $ 1,835,000 | $ 203,000 | $ 84,000 |
| Emery County Utah | 9 | $ 1,285,000 | $ 142,000 | $ 68,000 |
| Douglas County Colorado | 8 | $ 3,320,000 | $ 415,000 | $ 94,000 |
| Jefferson County Colorado | 8 | $ 3,120,000 | $ 390,000 | $ 135,000 |
| Hillsborough County Florida | 8 | $ 2,100,000 | $ 262,000 | $ 111,000 |
| Orange County Florida | 8 | $ 2,490,000 | $ 311,000 | $ 115,000 |
| Madison County Alabama | 7 | $ 1,995,000 | $ 285,000 | $ 214,000 |
| Sonoma County California | 7 | $ 3,195,000 | $ 456,000 | $ 119,000 |
| Denver County Colorado | 7 | $ 2,175,000 | $ 310,000 | $ 222,000 |
| Bannock County Idaho | 7 | $ 1,445,000 | $ 206,000 | $ 78,000 |
| Washoe County Nevada | 7 | $ 2,775,000 | $ 396,000 | $ 183,000 |
| Uinta County Wyoming | 7 | $ 1,795,000 | $ 256,000 | $ 98,000 |
| Yuma County Arizona | 6 | $ 1,570,000 | $ 261,000 | $ 214,000 |
| El Dorado County California | 6 | $ 2,580,000 | $ 430,000 | $ 316,000 |
| Marin County California | 6 | $ 4,320,000 | $ 720,000 | $ 163,000 |
| Pueblo County Colorado | 6 | $ 980,000 | $ 163,000 | $ 72,000 |
| Bingham County Idaho | 6 | $ 2,710,000 | $ 451,000 | $ 247,000 |
| Bernalillo County New Mexico | 6 | $ 1,710,000 | $ 285,000 | $ 103,000 |
| Jackson County Oregon | 6 | $ 2,140,000 | $ 356,000 | $ 118,000 |
| Washington County Oregon | 6 | $ 2,330,000 | $ 388,000 | $ 144,000 |
| Bell County Texas | 6 | $ 1,270,000 | $ 211,000 | $ 91,000 |
| Cochise County Arizona | 5 | $ 795,000 | $ 159,000 | $ 81,000 |
| Kern County California | 5 | $ 1,465,000 | $ 293,000 | $ 157,000 |
| Santa Clara County California | 5 | $ 2,725,000 | $ 545,000 | $ 157,000 |
| Stanislaus County California | 5 | $ 935,000 | $ 187,000 | $ 114,000 |
| Cassia County Idaho | 5 | $ 975,000 | $ 195,000 | $ 86,000 |
| Jefferson County Idaho | 5 | $ 1,095,000 | $ 219,000 | $ 77,000 |
| Marion County Indiana | 5 | $ 485,000 | $ 97,000 | $ 108,000 |
| Charles County Maryland | 5 | $ 1,915,000 | $ 383,000 | $ 130,000 |
| Oklahoma County Oklahoma | 5 | $ 1,075,000 | $ 215,000 | $ 139,000 |
| Multnomah County Oregon | 5 | $ 1,625,000 | $ 325,000 | $ 88,000 |
| Montgomery County Texas | 5 | $ 1,545,000 | $ 309,000 | $ 95,000 |
| Williamson County Texas | 5 | $ 1,285,000 | $ 257,000 | $ 67,000 |
| Stafford County Virginia | 5 | $ 1,695,000 | $ 339,000 | $ 68,000 |
| Coconino County Arizona | 4 | $ 1,150,000 | $ 287,000 | $ 305,000 |
| Arapahoe County Colorado | 4 | $ 1,830,000 | $ 457,000 | $ 229,000 |
| Larimer County Colorado | 4 | $ 1,290,000 | $ 322,000 | $ 116,000 |
| Lee County Florida | 4 | $ 860,000 | $ 215,000 | $ 0 |
| Cobb County Georgia | 4 | $ 1,360,000 | $ 340,000 | $ 125,000 |
| Madison County Idaho | 4 | $ 1,060,000 | $ 265,000 | $ 77,000 |
| Johnson County Kansas | 4 | $ 1,060,000 | $ 265,000 | $ 126,000 |
| Montgomery County Maryland | 4 | $ 1,520,000 | $ 380,000 | $ 0 |
| Prince George's County Maryland | 4 | $ 1,150,000 | $ 287,000 | $ 53,000 |
| Polk County Oregon | 4 | $ 1,100,000 | $ 275,000 | $ 140,000 |
| Davidson County Tennessee | 4 | $ 1,120,000 | $ 280,000 | $ 120,000 |
| Brazoria County Texas | 4 | $ 730,000 | $ 182,000 | $ 164,000 |
| Hays County Texas | 4 | $ 950,000 | $ 237,000 | $ 185,000 |
| San Juan County Utah | 4 | $ 640,000 | $ 160,000 | $ 135,000 |
| Chesapeake County Virginia | 4 | $ 1,000,000 | $ 250,000 | $ 0 |
| Virginia Beach County Virginia | 4 | $ 880,000 | $ 220,000 | $ 102,000 |
| Pierce County Washington | 4 | $ 1,660,000 | $ 415,000 | $ 132,000 |
| Snohomish County Washington | 4 | $ 2,120,000 | $ 530,000 | $ 158,000 |
| Spokane County Washington | 4 | $ 1,000,000 | $ 250,000 | $ 70,000 |
| Lincoln County Wyoming | 4 | $ 2,150,000 | $ 537,000 | $ 440,000 |
| Imperial County California | 3 | $ 885,000 | $ 295,000 | $ 130,000 |
| San Benito County California | 3 | $ 1,155,000 | $ 385,000 | $ 100,000 |
| Tulare County California | 3 | $ 585,000 | $ 195,000 | $ 198,000 |
| Yolo County California | 3 | $ 1,195,000 | $ 398,000 | $ 147,000 |
| Adams County Colorado | 3 | $ 845,000 | $ 281,000 | $ 183,000 |
| Weld County Colorado | 3 | $ 795,000 | $ 265,000 | $ 67,000 |
| Brevard County Florida | 3 | $ 1,185,000 | $ 395,000 | $ 126,000 |
| Duval County Florida | 3 | $ 565,000 | $ 188,000 | $ 49,000 |
| Marion County Florida | 3 | $ 485,000 | $ 161,000 | $ 371,000 |
| Palm Beach County Florida | 3 | $ 1,275,000 | $ 425,000 | $ 161,000 |
| Pinellas County Florida | 3 | $ 515,000 | $ 171,000 | $ 39,000 |
| Santa Rosa County Florida | 3 | $ 715,000 | $ 238,000 | $ 416,000 |
| St. Johns County Florida | 3 | $ 1,065,000 | $ 355,000 | $ 198,000 |
| Canyon County Idaho | 3 | $ 615,000 | $ 205,000 | $ 52,000 |
| Kootenai County Idaho | 3 | $ 1,185,000 | $ 395,000 | $ 79,000 |
| Oneida County Idaho | 3 | $ 605,000 | $ 201,000 | $ 85,000 |
| Power County Idaho | 3 | $ 635,000 | $ 211,000 | $ 51,000 |
| Twin Falls County Idaho | 3 | $ 595,000 | $ 198,000 | $ 68,000 |
| Cook County Illinois | 3 | $ 765,000 | $ 255,000 | $ 216,000 |
| DuPage County Illinois | 3 | $ 1,105,000 | $ 368,000 | $ 591,000 |
| Elko County Nevada | 3 | $ 935,000 | $ 311,000 | $ 86,000 |
| Monmouth County New Jersey | 3 | $ 865,000 | $ 288,000 | $ 96,000 |
| Sandoval County New Mexico | 3 | $ 1,315,000 | $ 438,000 | $ 168,000 |
| Cumberland County North Carolina | 3 | $ 945,000 | $ 315,000 | $ 0 |
| Mecklenburg County North Carolina | 3 | $ 1,055,000 | $ 351,000 | $ 0 |
| Wake County North Carolina | 3 | $ 875,000 | $ 291,000 | $ 123,000 |
| Comanche County Oklahoma | 3 | $ 785,000 | $ 261,000 | $ 0 |
| Marion County Oregon | 3 | $ 725,000 | $ 241,000 | $ 175,000 |
| Lehigh County Pennsylvania | 3 | $ 745,000 | $ 248,000 | $ 0 |
| Lancaster County South Carolina | 3 | $ 955,000 | $ 318,000 | $ 43,000 |
| York County South Carolina | 3 | $ 875,000 | $ 291,000 | $ 129,000 |
| McLennan County Texas | 3 | $ 605,000 | $ 201,000 | $ 63,000 |
| Fairfax County Virginia | 3 | $ 1,065,000 | $ 355,000 | $ 320,000 |
| Prince William County Virginia | 3 | $ 1,185,000 | $ 395,000 | $ 112,000 |
| Clark County Washington | 3 | $ 1,125,000 | $ 375,000 | $ 139,000 |
| Kitsap County Washington | 3 | $ 895,000 | $ 298,000 | $ 0 |
| Dale County Alabama | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Jefferson County Alabama | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Limestone County Alabama | 2 | $ 560,000 | $ 280,000 | $ 58,000 |
| Anchorage County Alaska | 2 | $ 670,000 | $ 335,000 | $ 0 |
| Matanuska-Susitna County Alaska | 2 | $ 930,000 | $ 465,000 | $ 0 |
| Monterey County California | 2 | $ 1,110,000 | $ 555,000 | $ 155,000 |
| San Luis Obispo County California | 2 | $ 780,000 | $ 390,000 | $ 275,000 |
| San Mateo County California | 2 | $ 1,750,000 | $ 875,000 | $ 194,000 |
| Santa Barbara County California | 2 | $ 450,000 | $ 225,000 | $ 126,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,120,000 | $ 560,000 | $ 123,000 |
| Clay County Florida | 2 | $ 330,000 | $ 165,000 | $ 66,000 |
| Sarasota County Florida | 2 | $ 790,000 | $ 395,000 | $ 137,000 |
| Coffee County Georgia | 2 | $ 290,000 | $ 145,000 | $ 92,000 |
| Coweta County Georgia | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Henry County Georgia | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Liberty County Georgia | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Caribou County Idaho | 2 | $ 310,000 | $ 155,000 | $ 86,000 |
| Jerome County Idaho | 2 | $ 420,000 | $ 210,000 | $ 72,000 |
| Teton County Idaho | 2 | $ 690,000 | $ 345,000 | $ 114,000 |
| Will County Illinois | 2 | $ 700,000 | $ 350,000 | $ 0 |
| Johnson County Indiana | 2 | $ 570,000 | $ 285,000 | $ 142,000 |
| Harford County Maryland | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Oakland County Michigan | 2 | $ 620,000 | $ 310,000 | $ 120,000 |
| Faribault County Minnesota | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Nye County Nevada | 2 | $ 350,000 | $ 175,000 | $ 56,000 |
| Morris County New Jersey | 2 | $ 760,000 | $ 380,000 | $ 185,000 |
| Dona Ana County New Mexico | 2 | $ 460,000 | $ 230,000 | $ 56,000 |
| Alamance County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 145,000 |
| Johnston County North Carolina | 2 | $ 740,000 | $ 370,000 | $ 168,000 |
| Onslow County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Rowan County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 230,000 |
| Clackamas County Oregon | 2 | $ 1,030,000 | $ 515,000 | $ 0 |
| Yamhill County Oregon | 2 | $ 1,120,000 | $ 560,000 | $ 0 |
| Bucks County Pennsylvania | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Weakley County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 95,000 |
| Denton County Texas | 2 | $ 610,000 | $ 305,000 | $ 250,000 |
| Fort Bend County Texas | 2 | $ 750,000 | $ 375,000 | $ 93,000 |
| Jack County Texas | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Lubbock County Texas | 2 | $ 540,000 | $ 270,000 | $ 242,000 |
| Tarrant County Texas | 2 | $ 390,000 | $ 195,000 | $ 63,000 |
| Travis County Texas | 2 | $ 620,000 | $ 310,000 | $ 207,000 |
| Waller County Texas | 2 | $ 660,000 | $ 330,000 | $ 159,000 |
| Hampton County Virginia | 2 | $ 440,000 | $ 220,000 | $ 64,000 |
| Norfolk County Virginia | 2 | $ 350,000 | $ 175,000 | $ 55,000 |
| Orange County Virginia | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Clallam County Washington | 2 | $ 450,000 | $ 225,000 | $ 115,000 |
| Cowlitz County Washington | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Island County Washington | 2 | $ 570,000 | $ 285,000 | $ 77,000 |
| Milwaukee County Wisconsin | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Park County Wyoming | 2 | $ 370,000 | $ 185,000 | $ 77,000 |
| Sweetwater County Wyoming | 2 | $ 670,000 | $ 335,000 | $ 118,000 |
| Baldwin County Alabama | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Coffee County Alabama | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Cullman County Alabama | 1 | $ 515,000 | $ 515,000 | $ 240,000 |
| Lawrence County Alabama | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| Mobile County Alabama | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 335,000 | $ 335,000 | $ 114,000 |
| Russell County Alabama | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Shelby County Alabama | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Fairbanks North Star County Alaska | 1 | $ 305,000 | $ 305,000 | $ 63,000 |
| Benton County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Pulaski County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Washington County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Butte County California | 1 | $ 275,000 | $ 275,000 | $ 214,000 |
| Humboldt County California | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Kings County California | 1 | $ 175,000 | $ 175,000 | $ 639,000 |
| Lake County California | 1 | $ 455,000 | $ 455,000 | $ 82,000 |
| Madera County California | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Mariposa County California | 1 | $ 335,000 | $ 335,000 | $ 277,000 |
| Merced County California | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Napa County California | 1 | $ 455,000 | $ 455,000 | $ 250,000 |
| Shasta County California | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Tehama County California | 1 | $ 285,000 | $ 285,000 | $ 79,000 |
| Boulder County Colorado | 1 | $ 575,000 | $ 575,000 | $ 224,000 |
| Eagle County Colorado | 1 | $ 295,000 | $ 295,000 | $ 50,000 |
| Fremont County Colorado | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Garfield County Colorado | 1 | $ 295,000 | $ 295,000 | $ 109,000 |
| Mesa County Colorado | 1 | $ 225,000 | $ 225,000 | $ 291,000 |
| Montrose County Colorado | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Rio Blanco County Colorado | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| San Miguel County Colorado | 1 | $ 505,000 | $ 505,000 | $ 296,000 |
| Hartford County Connecticut | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Broward County Florida | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Collier County Florida | 1 | $ 485,000 | $ 485,000 | $ 291,000 |
| Columbia County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Flagler County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Osceola County Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Polk County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Chatham County Georgia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 485,000 | $ 485,000 | $ 115,000 |
| Effingham County Georgia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Fulton County Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Irwin County Georgia | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Lumpkin County Georgia | 1 | $ 245,000 | $ 245,000 | $ 45,000 |
| Towns County Georgia | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Honolulu County Hawaii | 1 | $ 705,000 | $ 705,000 | $ 70,000 |
| Bonner County Idaho | 1 | $ 335,000 | $ 335,000 | $ 286,000 |
| Custer County Idaho | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Latah County Idaho | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| Minidoka County Idaho | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Kane County Illinois | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| McHenry County Illinois | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Rock Island County Illinois | 1 | $ 85,000 | $ 85,000 | $ 318,000 |
| St. Clair County Illinois | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Adams County Indiana | 1 | $ 125,000 | $ 125,000 | $ 157,000 |
| Delaware County Indiana | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Hancock County Indiana | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| Jackson County Indiana | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Newton County Indiana | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Porter County Indiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Putnam County Indiana | 1 | $ 155,000 | $ 155,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Cumberland County Maine | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Lincoln County Maine | 1 | $ 275,000 | $ 275,000 | $ 200,000 |
| Oxford County Maine | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Piscataquis County Maine | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Somerset County Maine | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Carroll County Maryland | 1 | $ 295,000 | $ 295,000 | $ 108,000 |
| Cecil County Maryland | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 305,000 | $ 305,000 | $ 181,000 |
| St. Mary's County Maryland | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Kent County Michigan | 1 | $ 465,000 | $ 465,000 | $ 149,000 |
| Macomb County Michigan | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Blue Earth County Minnesota | 1 | $ 515,000 | $ 515,000 | $ 476,000 |
| Chisago County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Hennepin County Minnesota | 1 | $ 455,000 | $ 455,000 | $ 425,000 |
| Douglas County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Sarpy County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Carson City County Nevada | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Lincoln County Nevada | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Mineral County Nevada | 1 | $ 75,000 | $ 75,000 | $ 169,000 |
| Hillsborough County New Hampshire | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Strafford County New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| Ocean County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Sussex County New Jersey | 1 | $ 515,000 | $ 515,000 | $ 184,000 |
| Union County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Chaves County New Mexico | 1 | $ 295,000 | $ 295,000 | $ 130,000 |
| Santa Fe County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 130,000 |
| Alexander County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 130,000 |
| Catawba County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Dare County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 391,000 |
| Durham County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Guilford County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Haywood County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Pasquotank County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Rutherford County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| Stanly County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Transylvania County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 145,000 |
| Wayne County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Wilson County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Ashland County Ohio | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Clark County Ohio | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Clermont County Ohio | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Fulton County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hancock County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Jackson County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Portage County Ohio | 1 | $ 235,000 | $ 235,000 | $ 136,000 |
| Stark County Ohio | 1 | $ 345,000 | $ 345,000 | $ 173,000 |
| Summit County Ohio | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 132,000 |
| Columbia County Oregon | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 455,000 | $ 455,000 | $ 345,000 |
| Jefferson County Oregon | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Josephine County Oregon | 1 | $ 505,000 | $ 505,000 | $ 223,000 |
| Klamath County Oregon | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Umatilla County Oregon | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Beaver County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| Monroe County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Montgomery County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 74,000 |
| Schuylkill County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 160,000 |
| Greenville County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Orangeburg County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Richland County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Bradley County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 151,000 |
| Dickson County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Knox County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 230,000 |
| Wilson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Burnet County Texas | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Dallas County Texas | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Erath County Texas | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Galveston County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Hood County Texas | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Jackson County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Kaufman County Texas | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| Llano County Texas | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Randall County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Scurry County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Shelby County Texas | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Taylor County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Upshur County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Washington County Texas | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Daggett County Utah | 1 | $ 405,000 | $ 405,000 | $ 313,000 |
| Bedford County Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Culpeper County Virginia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Dinwiddie County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Frederick County Virginia | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Henrico County Virginia | 1 | $ 465,000 | $ 465,000 | $ 213,000 |
| Hopewell County Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 215,000 | $ 215,000 | $ 218,000 |
| Lynchburg County Virginia | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Petersburg County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Roanoke County Virginia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Columbia County Washington | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Douglas County Washington | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Lewis County Washington | 1 | $ 325,000 | $ 325,000 | $ 83,000 |
| Skagit County Washington | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Whitman County Washington | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Yakima County Washington | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Jefferson County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 112,000 |
| Manitowoc County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 176,000 |
| Waukesha County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Campbell County Wyoming | 1 | $ 225,000 | $ 225,000 | $ 183,000 |
| Laramie County Wyoming | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| Natrona County Wyoming | 1 | $ 265,000 | $ 265,000 | $ 0 |
Mortgage Loan Application Detail Totals for Intercap Lending Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,428 | $2,557,280,000 | $303,000 | $3,065,000 | $121,000 | $3,982,000 |
| Home Purchase | 7,557 | $2,256,115,000 | $298,000 | $3,005,000 | $102,000 | $4,179,000 |
| Cash-out Refinancing | 3,096 | $925,310,000 | $298,000 | $1,135,000 | $115,000 | $4,004,000 |
| Home Improvement | 29 | $8,375,000 | $288,000 | $715,000 | $88,000 | $208,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,981 | $4,515,695,000 | $301,000 | $3,065,000 | $115,000 | $4,179,000 |
| Not Provided | 1,714 | $540,530,000 | $315,000 | $2,315,000 | $111,000 | $1,091,000 |
| Hispanic | 1,594 | $448,720,000 | $281,000 | $1,155,000 | $85,000 | $813,000 |
| Asian | 376 | $120,980,000 | $321,000 | $1,045,000 | $127,000 | $820,000 |
| Black or African American | 218 | $61,850,000 | $283,000 | $625,000 | $86,000 | $387,000 |
| Native Hawaiian or Other Pacific Islander | 101 | $27,795,000 | $275,000 | $515,000 | $122,000 | $507,000 |
| American Indian or Alaskan Native | 65 | $13,845,000 | $213,000 | $525,000 | $68,000 | $210,000 |
| Not applicable | 15 | $2,465,000 | $164,000 | $395,000 | $64,000 | $144,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,731 | $4,714,935,000 | $299,000 | $3,065,000 | $118,000 | $4,179,000 |
| FHA-insured (Federal Housing Administration) | 1,902 | $547,600,000 | $287,000 | $715,000 | $71,000 | $624,000 |
| VA-guaranteed (Veterans Administration) | 1,220 | $420,740,000 | $344,000 | $1,475,000 | $98,000 | $1,810,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 257 | $63,805,000 | $248,000 | $555,000 | $60,000 | $140,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,270 | $4,884,690,000 | $300,000 | $3,005,000 | $112,000 | $4,179,000 |
| Application Withdrawn By Applicant | 2,700 | $822,780,000 | $304,000 | $3,065,000 | $113,000 | $3,726,000 |
| Application Denied By Financial Institution | 135 | $37,825,000 | $280,000 | $1,805,000 | $88,000 | $521,000 |
| Application Approved But Not Accepted | 5 | $1,785,000 | $357,000 | $585,000 | $105,000 | $138,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,975 | $5,709,255,000 | $300,000 | $3,065,000 | $112,000 | $4,179,000 |
| Credit History | 52 | $14,160,000 | $272,000 | $1,095,000 | $117,000 | $484,000 |
| Debt-To-Income Ratio | 52 | $15,790,000 | $303,000 | $1,805,000 | $73,000 | $521,000 |
| Collateral | 15 | $4,025,000 | $268,000 | $765,000 | $118,000 | $359,000 |
| Employment History | 11 | $2,115,000 | $192,000 | $325,000 | $45,000 | $65,000 |
| Other | 3 | $1,295,000 | $431,000 | $705,000 | $70,000 | $70,000 |
| Unverifiable Information | 1 | $175,000 | $175,000 | $175,000 | $55,000 | $55,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $265,000 | $265,000 | $265,000 | $53,000 | $53,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Intercap Lending Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Intercap Lending Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Mexico, download the full spreadsheet
with aggregated HMDA statistics today.