Interstate Home Loan Center, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Interstate Home Loan Center, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Interstate Home Loan Center, Inc. 40 Marcus Drive Suite 100 Melville, NY 11710 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 948 |
| Total Mortgage Loan Application Amount | $347,480,000 |
| Average Mortgage Loan Application Amount | $371,666 |
| Highest Mortgage Loan Application Amount | $1,695,000 |
| Average Applicant Income | $137,000 |
| Highest Applicant Income | $1,976,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Interstate Home Loan Center, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Interstate Home Loan Center, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Interstate Home Loan Center, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Interstate Home Loan Center, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Interstate Home Loan Center, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Interstate Home Loan Center, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 206 | $ 81,940,000 | $ 397,000 | $ 148,000 |
| Nassau County New York | 151 | $ 64,635,000 | $ 428,000 | $ 146,000 |
| Queens County New York | 41 | $ 17,535,000 | $ 427,000 | $ 117,000 |
| Westchester County New York | 30 | $ 12,010,000 | $ 400,000 | $ 153,000 |
| Broward County Florida | 27 | $ 8,505,000 | $ 315,000 | $ 106,000 |
| Kings County New York | 24 | $ 12,420,000 | $ 517,000 | $ 128,000 |
| Miami-Dade County Florida | 22 | $ 7,130,000 | $ 324,000 | $ 112,000 |
| Orange County New York | 21 | $ 5,705,000 | $ 271,000 | $ 149,000 |
| Orange County Florida | 19 | $ 5,105,000 | $ 268,000 | $ 111,000 |
| Palm Beach County Florida | 19 | $ 6,575,000 | $ 346,000 | $ 175,000 |
| Bronx County New York | 18 | $ 7,540,000 | $ 418,000 | $ 120,000 |
| Hartford County Connecticut | 15 | $ 3,105,000 | $ 207,000 | $ 53,000 |
| Hillsborough County Florida | 15 | $ 3,905,000 | $ 260,000 | $ 115,000 |
| Lee County Florida | 11 | $ 3,265,000 | $ 296,000 | $ 118,000 |
| Richmond County New York | 11 | $ 4,675,000 | $ 425,000 | $ 142,000 |
| Bergen County New Jersey | 10 | $ 3,490,000 | $ 349,000 | $ 106,000 |
| Wake County North Carolina | 10 | $ 3,220,000 | $ 322,000 | $ 142,000 |
| New Haven County Connecticut | 9 | $ 2,125,000 | $ 236,000 | $ 52,000 |
| Seminole County Florida | 9 | $ 2,415,000 | $ 268,000 | $ 131,000 |
| Dutchess County New York | 9 | $ 2,885,000 | $ 320,000 | $ 110,000 |
| Mecklenburg County North Carolina | 8 | $ 2,080,000 | $ 260,000 | $ 94,000 |
| Osceola County Florida | 7 | $ 2,185,000 | $ 312,000 | $ 103,000 |
| Volusia County Florida | 7 | $ 1,965,000 | $ 280,000 | $ 77,000 |
| Monmouth County New Jersey | 7 | $ 2,145,000 | $ 306,000 | $ 118,000 |
| Morris County New Jersey | 7 | $ 3,105,000 | $ 443,000 | $ 201,000 |
| Ocean County New Jersey | 7 | $ 3,675,000 | $ 525,000 | $ 240,000 |
| Putnam County New York | 7 | $ 2,845,000 | $ 406,000 | $ 164,000 |
| Buncombe County North Carolina | 7 | $ 2,445,000 | $ 349,000 | $ 132,000 |
| Los Angeles County California | 6 | $ 3,340,000 | $ 556,000 | $ 126,000 |
| Onondaga County New York | 6 | $ 1,520,000 | $ 253,000 | $ 139,000 |
| Manatee County Florida | 5 | $ 1,535,000 | $ 307,000 | $ 73,000 |
| Cook County Illinois | 5 | $ 665,000 | $ 133,000 | $ 111,000 |
| Essex County New Jersey | 5 | $ 1,795,000 | $ 359,000 | $ 133,000 |
| Somerset County New Jersey | 5 | $ 2,605,000 | $ 521,000 | $ 165,000 |
| Rockland County New York | 5 | $ 1,615,000 | $ 323,000 | $ 132,000 |
| New Hanover County North Carolina | 5 | $ 1,535,000 | $ 307,000 | $ 108,000 |
| Brevard County Florida | 4 | $ 1,230,000 | $ 307,000 | $ 76,000 |
| Collier County Florida | 4 | $ 1,420,000 | $ 355,000 | $ 86,000 |
| Duval County Florida | 4 | $ 1,060,000 | $ 265,000 | $ 73,000 |
| Lake County Florida | 4 | $ 1,030,000 | $ 257,000 | $ 109,000 |
| Pinellas County Florida | 4 | $ 1,300,000 | $ 325,000 | $ 150,000 |
| St. Johns County Florida | 4 | $ 1,360,000 | $ 340,000 | $ 124,000 |
| Burlington County New Jersey | 4 | $ 1,160,000 | $ 290,000 | $ 158,000 |
| Passaic County New Jersey | 4 | $ 1,610,000 | $ 402,000 | $ 130,000 |
| New York County New York | 4 | $ 1,360,000 | $ 340,000 | $ 232,000 |
| Iredell County North Carolina | 4 | $ 1,340,000 | $ 335,000 | $ 118,000 |
| Maricopa County Arizona | 3 | $ 1,145,000 | $ 381,000 | $ 111,000 |
| Clay County Florida | 3 | $ 935,000 | $ 311,000 | $ 71,000 |
| Monroe County Florida | 3 | $ 1,225,000 | $ 408,000 | $ 119,000 |
| Nassau County Florida | 3 | $ 955,000 | $ 318,000 | $ 95,000 |
| St. Lucie County Florida | 3 | $ 815,000 | $ 271,000 | $ 82,000 |
| Cobb County Georgia | 3 | $ 845,000 | $ 281,000 | $ 118,000 |
| Middlesex County New Jersey | 3 | $ 755,000 | $ 251,000 | $ 115,000 |
| Union County New Jersey | 3 | $ 1,135,000 | $ 378,000 | $ 109,000 |
| Erie County New York | 3 | $ 805,000 | $ 268,000 | $ 112,000 |
| Rensselaer County New York | 3 | $ 685,000 | $ 228,000 | $ 105,000 |
| Sullivan County New York | 3 | $ 935,000 | $ 311,000 | $ 180,000 |
| Chester County Pennsylvania | 3 | $ 875,000 | $ 291,000 | $ 119,000 |
| Pinal County Arizona | 2 | $ 650,000 | $ 325,000 | $ 98,000 |
| Fairfield County Connecticut | 2 | $ 790,000 | $ 395,000 | $ 127,000 |
| Escambia County Florida | 2 | $ 520,000 | $ 260,000 | $ 83,000 |
| Flagler County Florida | 2 | $ 630,000 | $ 315,000 | $ 83,000 |
| Marion County Florida | 2 | $ 780,000 | $ 390,000 | $ 199,000 |
| Martin County Florida | 2 | $ 800,000 | $ 400,000 | $ 121,000 |
| Pasco County Florida | 2 | $ 810,000 | $ 405,000 | $ 194,000 |
| Polk County Florida | 2 | $ 650,000 | $ 325,000 | $ 147,000 |
| DeKalb County Georgia | 2 | $ 890,000 | $ 445,000 | $ 316,000 |
| Kane County Illinois | 2 | $ 410,000 | $ 205,000 | $ 66,000 |
| Hudson County New Jersey | 2 | $ 560,000 | $ 280,000 | $ 123,000 |
| Mercer County New Jersey | 2 | $ 520,000 | $ 260,000 | $ 258,000 |
| Sussex County New Jersey | 2 | $ 590,000 | $ 295,000 | $ 109,000 |
| Ulster County New York | 2 | $ 1,060,000 | $ 530,000 | $ 225,000 |
| Brunswick County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 49,000 |
| Forsyth County North Carolina | 2 | $ 650,000 | $ 325,000 | $ 127,000 |
| Johnston County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 83,000 |
| Montgomery County Pennsylvania | 2 | $ 610,000 | $ 305,000 | $ 192,000 |
| Providence County Rhode Island | 2 | $ 700,000 | $ 350,000 | $ 161,000 |
| Lexington County South Carolina | 2 | $ 500,000 | $ 250,000 | $ 100,000 |
| San Luis Obispo County California | 1 | $ 495,000 | $ 495,000 | $ 250,000 |
| El Paso County Colorado | 1 | $ 335,000 | $ 335,000 | $ 107,000 |
| Middlesex County Connecticut | 1 | $ 315,000 | $ 315,000 | $ 73,000 |
| New London County Connecticut | 1 | $ 275,000 | $ 275,000 | $ 69,000 |
| Alachua County Florida | 1 | $ 105,000 | $ 105,000 | $ 296,000 |
| Bay County Florida | 1 | $ 345,000 | $ 345,000 | $ 110,000 |
| Charlotte County Florida | 1 | $ 345,000 | $ 345,000 | $ 88,000 |
| Citrus County Florida | 1 | $ 435,000 | $ 435,000 | $ 185,000 |
| Hernando County Florida | 1 | $ 415,000 | $ 415,000 | $ 156,000 |
| Leon County Florida | 1 | $ 335,000 | $ 335,000 | $ 77,000 |
| Sarasota County Florida | 1 | $ 545,000 | $ 545,000 | $ 174,000 |
| Sumter County Florida | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Walton County Florida | 1 | $ 265,000 | $ 265,000 | $ 112,000 |
| Coweta County Georgia | 1 | $ 345,000 | $ 345,000 | $ 133,000 |
| Fulton County Georgia | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Gwinnett County Georgia | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| Oconee County Georgia | 1 | $ 485,000 | $ 485,000 | $ 165,000 |
| Putnam County Georgia | 1 | $ 255,000 | $ 255,000 | $ 215,000 |
| Polk County Iowa | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Montgomery County Maryland | 1 | $ 335,000 | $ 335,000 | $ 92,000 |
| Prince George's County Maryland | 1 | $ 695,000 | $ 695,000 | $ 280,000 |
| Camden County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 199,000 |
| Gloucester County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Hunterdon County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Albany County New York | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Columbia County New York | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Herkimer County New York | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Niagara County New York | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| St. Lawrence County New York | 1 | $ 325,000 | $ 325,000 | $ 148,000 |
| Tioga County New York | 1 | $ 245,000 | $ 245,000 | $ 300,000 |
| Wayne County New York | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Cabarrus County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 121,000 |
| Chatham County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 116,000 |
| Cleveland County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| Davie County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 128,000 |
| Durham County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 270,000 |
| Franklin County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 69,000 |
| Gaston County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 184,000 |
| Granville County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Guilford County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 142,000 |
| Halifax County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 216,000 |
| Henderson County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 152,000 |
| Lincoln County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Montgomery County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 250,000 |
| Orange County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 336,000 |
| Randolph County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Rockingham County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Stanly County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Wilson County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 109,000 |
| Lancaster County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| Monroe County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 114,000 |
| Charleston County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| Horry County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 145,000 |
| Richland County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Sullivan County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 308,000 |
| Denton County Texas | 1 | $ 365,000 | $ 365,000 | $ 129,000 |
Mortgage Loan Application Detail Totals for Interstate Home Loan Center, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 447 | $156,755,000 | $350,000 | $765,000 | $126,000 | $948,000 |
| Cash-out Refinancing | 293 | $108,735,000 | $371,000 | $1,525,000 | $132,000 | $867,000 |
| Home Purchase | 208 | $81,990,000 | $394,000 | $1,695,000 | $153,000 | $1,976,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 577 | $211,645,000 | $366,000 | $1,695,000 | $145,000 | $1,976,000 |
| Hispanic | 164 | $55,570,000 | $338,000 | $765,000 | $96,000 | $320,000 |
| Black or African American | 124 | $45,800,000 | $369,000 | $1,275,000 | $120,000 | $832,000 |
| Asian | 72 | $30,520,000 | $423,000 | $805,000 | $145,000 | $480,000 |
| Not Provided | 11 | $3,945,000 | $358,000 | $785,000 | $219,000 | $867,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 808 | $297,240,000 | $367,000 | $1,695,000 | $143,000 | $1,976,000 |
| FHA-insured (Federal Housing Administration) | 133 | $47,745,000 | $358,000 | $825,000 | $84,000 | $280,000 |
| VA-guaranteed (Veterans Administration) | 7 | $2,495,000 | $356,000 | $545,000 | $101,000 | $174,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 513 | $190,865,000 | $372,000 | $1,695,000 | $140,000 | $1,976,000 |
| Application Withdrawn By Applicant | 391 | $141,825,000 | $362,000 | $1,525,000 | $130,000 | $948,000 |
| File Closed For Incompleteness | 31 | $10,565,000 | $340,000 | $675,000 | $106,000 | $310,000 |
| Application Denied By Financial Institution | 12 | $3,530,000 | $294,000 | $795,000 | $96,000 | $224,000 |
| Application Approved But Not Accepted | 1 | $695,000 | $695,000 | $695,000 | $151,000 | $151,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 936 | $343,950,000 | $367,000 | $1,695,000 | $134,000 | $1,976,000 |
| Debt-To-Income Ratio | 8 | $2,510,000 | $313,000 | $795,000 | $95,000 | $224,000 |
| Collateral | 2 | $380,000 | $190,000 | $215,000 | $66,000 | $72,000 |
| Credit History | 2 | $640,000 | $320,000 | $365,000 | $134,000 | $191,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Interstate Home Loan Center, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Interstate Home Loan Center, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.