Ixonia Bank Mortgage Lending & HMDA Data, 2022
In 2022, Ixonia Bank of Ixonia, WI reported 4,449 mortgage applications totaling $1.3 billion, down 34% from 2021. The average application was for $287,407, and applicants reported an average income of $119,481. 63% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (416), Orlando-Kissimmee-Sanford, FL (290) and Milwaukee-Waukesha-West Allis, WI (181) (applications in parentheses).
| Mortgage Company & Address | Ixonia Bank W1046 Marietta Ave Ixonia, WI 53036 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,449 |
| Total Mortgage Loan Application Amount | $1,278,675,000 |
| Average Mortgage Loan Application Amount | $287,407 |
| Highest Mortgage Loan Application Amount | $2,015,000 |
| Average Applicant Income | $119,481 |
| Highest Applicant Income | $5,429,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ixonia Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 685 | $ 167,805,000 | $ 244,970 | $ 103,998 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 416 | $ 139,800,000 | $ 336,057 | $ 141,685 |
| Orlando-Kissimmee-Sanford, FL | 290 | $ 89,810,000 | $ 309,689 | $ 147,000 |
| Milwaukee-Waukesha-West Allis, WI | 181 | $ 59,465,000 | $ 328,535 | $ 142,000 |
| Des Moines-West Des Moines, IA | 167 | $ 36,645,000 | $ 219,431 | $ 89,000 |
| Providence-Warwick, RI-MA | 149 | $ 47,775,000 | $ 320,637 | $ 89,355 |
| Jackson, MS | 111 | $ 37,795,000 | $ 340,495 | $ 107,000 |
| Youngstown-Warren-Boardman, OH-PA | 102 | $ 15,420,000 | $ 151,176 | $ 73,823 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 90 | $ 38,870,000 | $ 431,888 | $ 153,000 |
| Chicago-Naperville, IL | 88 | $ 20,040,000 | $ 227,727 | $ 159,000 |
| North Port-Sarasota-Bradenton, FL | 85 | $ 27,195,000 | $ 319,941 | $ 132,000 |
| Cincinnati, OH-KY-IN | 82 | $ 20,270,000 | $ 247,195 | $ 111,804 |
| Deltona-Daytona Beach-Ormond Beach, FL | 79 | $ 19,795,000 | $ 250,569 | $ 118,000 |
| Houston-The Woodlands-Sugar Land, TX | 76 | $ 23,730,000 | $ 312,236 | $ 134,000 |
| Charlottesville, VA | 71 | $ 23,375,000 | $ 329,225 | $ 147,000 |
| Grand Rapids-Wyoming, MI | 71 | $ 14,885,000 | $ 209,647 | $ 67,000 |
| Memphis, TN-MS-AR | 70 | $ 13,800,000 | $ 197,142 | $ 140,414 |
| Ocala, FL | 68 | $ 16,210,000 | $ 238,382 | $ 81,000 |
| Tampa-St. Petersburg-Clearwater, FL | 66 | $ 23,360,000 | $ 353,939 | $ 121,000 |
| Wausau, WI | 63 | $ 8,815,000 | $ 139,920 | $ 81,000 |
| Miami-Miami Beach-Kendall, FL | 62 | $ 21,850,000 | $ 352,419 | $ 210,000 |
| Dothan, AL | 54 | $ 8,930,000 | $ 165,370 | $ 63,000 |
| Hattiesburg, MS | 54 | $ 14,340,000 | $ 265,555 | $ 124,000 |
| Appleton, WI | 46 | $ 8,670,000 | $ 188,478 | $ 75,000 |
| Atlanta-Sandy Springs-Roswell, GA | 46 | $ 14,530,000 | $ 315,869 | $ 115,000 |
| Boise City, ID | 42 | $ 14,550,000 | $ 346,428 | $ 130,000 |
| Kansas City, MO-KS | 42 | $ 8,740,000 | $ 208,095 | $ 81,333 |
| Lakeland-Winter Haven, FL | 42 | $ 10,670,000 | $ 254,047 | $ 92,000 |
| Dallas-Plano-Irving, TX | 41 | $ 16,085,000 | $ 392,317 | $ 159,000 |
| Pensacola-Ferry Pass-Brent, FL | 40 | $ 11,410,000 | $ 285,250 | $ 127,000 |
| Denver-Aurora-Lakewood, CO | 37 | $ 18,055,000 | $ 487,972 | $ 139,000 |
| Dayton-Springfield-Kettering, OH | 35 | $ 6,575,000 | $ 187,857 | $ 86,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 35 | $ 11,525,000 | $ 329,285 | $ 102,000 |
| Birmingham-Hoover, AL | 26 | $ 7,550,000 | $ 290,384 | $ 93,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 26 | $ 12,180,000 | $ 468,461 | $ 252,423 |
| Richmond, VA | 22 | $ 6,180,000 | $ 280,909 | $ 119,000 |
| Cape Coral-Fort Myers, FL | 20 | $ 7,220,000 | $ 361,000 | $ 173,000 |
| Colorado Springs, CO | 20 | $ 7,080,000 | $ 354,000 | $ 86,000 |
| Punta Gorda, FL | 20 | $ 7,370,000 | $ 368,500 | $ 159,000 |
| Dover, DE | 18 | $ 5,110,000 | $ 283,888 | $ 92,000 |
| Madison, WI | 18 | $ 4,720,000 | $ 262,222 | $ 123,000 |
| Warren-Troy-Farmington Hills, MI | 18 | $ 4,080,000 | $ 226,666 | $ 78,000 |
| Worcester, MA-CT | 18 | $ 5,710,000 | $ 317,222 | $ 80,000 |
| Daphne-Fairhope-Foley, AL | 17 | $ 8,355,000 | $ 491,470 | $ 147,000 |
| Tacoma-Lakewood, WA | 16 | $ 6,410,000 | $ 400,625 | $ 113,000 |
| Cambridge-Newton-Framingham, MA | 15 | $ 6,805,000 | $ 453,666 | $ 127,000 |
| Detroit-Dearborn-Livonia, MI | 15 | $ 2,305,000 | $ 153,666 | $ 67,000 |
| Palm Bay-Melbourne-Titusville, FL | 15 | $ 3,445,000 | $ 229,666 | $ 104,000 |
| Charlotte-Concord-Gastonia, NC-SC | 14 | $ 4,910,000 | $ 350,714 | $ 104,357 |
| Homosassa Springs, FL | 14 | $ 3,350,000 | $ 239,285 | $ 104,000 |
| Staunton-Waynesboro, VA | 14 | $ 3,850,000 | $ 275,000 | $ 105,000 |
| Green Bay, WI | 13 | $ 2,905,000 | $ 223,461 | $ 84,000 |
| Salisbury, MD-DE | 13 | $ 4,575,000 | $ 351,923 | $ 113,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 13 | $ 4,095,000 | $ 315,000 | $ 134,000 |
| Oshkosh-Neenah, WI | 12 | $ 2,090,000 | $ 174,166 | $ 77,000 |
| Boston, MA | 10 | $ 4,830,000 | $ 483,000 | $ 132,000 |
| Lake County-Kenosha County, IL-WI | 10 | $ 3,120,000 | $ 312,000 | $ 154,400 |
| Cleveland-Elyria, OH | 9 | $ 2,115,000 | $ 235,000 | $ 101,000 |
| Crestview-Fort Walton Beach-Destin, FL | 9 | $ 3,865,000 | $ 429,444 | $ 254,000 |
| Fond Du Lac, WI | 9 | $ 1,795,000 | $ 199,444 | $ 82,000 |
| Port St. Lucie, FL | 9 | $ 2,925,000 | $ 325,000 | $ 123,000 |
| Riverside-San Bernardino-Ontario, CA | 8 | $ 3,640,000 | $ 455,000 | $ 164,000 |
| The Villages, FL | 8 | $ 1,760,000 | $ 220,000 | $ 113,000 |
| Ames, IA | 7 | $ 1,175,000 | $ 167,857 | $ 52,000 |
| Duluth, MN-WI | 7 | $ 1,365,000 | $ 195,000 | $ 129,714 |
| Knoxville, TN | 7 | $ 3,195,000 | $ 456,428 | $ 304,000 |
| Phoenix-Mesa-Scottsdale, AZ | 7 | $ 2,815,000 | $ 402,142 | $ 225,000 |
| Raleigh, NC | 7 | $ 2,925,000 | $ 417,857 | $ 161,000 |
| Sheboygan, WI | 7 | $ 2,155,000 | $ 307,857 | $ 145,000 |
| Texarkana, TX-AR | 7 | $ 1,135,000 | $ 162,142 | $ 71,285 |
| Wichita, KS | 7 | $ 1,745,000 | $ 249,285 | $ 84,000 |
| Austin-Round Rock, TX | 6 | $ 2,550,000 | $ 425,000 | $ 171,000 |
| Chattanooga, TN-GA | 6 | $ 2,080,000 | $ 346,666 | $ 136,000 |
| Columbus, GA-AL | 6 | $ 800,000 | $ 133,333 | $ 87,000 |
| Indianapolis-Carmel-Anderson, IN | 6 | $ 1,350,000 | $ 225,000 | $ 60,000 |
| Los Angeles-Long Beach-Glendale, CA | 6 | $ 4,610,000 | $ 768,333 | $ 170,000 |
| Sebastian-Vero Beach, FL | 6 | $ 1,300,000 | $ 216,666 | $ 61,000 |
| Sherman-Denison, TX | 6 | $ 1,570,000 | $ 261,666 | $ 92,000 |
| Sioux City, IA-NE-SD | 6 | $ 710,000 | $ 118,333 | $ 62,000 |
| St. Louis, MO-IL | 6 | $ 1,420,000 | $ 236,666 | $ 71,333 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 6 | $ 2,740,000 | $ 456,666 | $ 171,166 |
| El Paso, TX | 5 | $ 1,395,000 | $ 279,000 | $ 125,000 |
| Gary, IN | 5 | $ 1,235,000 | $ 247,000 | $ 96,000 |
| Jacksonville, FL | 5 | $ 2,225,000 | $ 445,000 | $ 172,000 |
| Janesville-Beloit, WI | 5 | $ 865,000 | $ 173,000 | $ 135,000 |
| Lansing-East Lansing, MI | 5 | $ 805,000 | $ 161,000 | $ 79,000 |
| Las Vegas-Henderson-Paradise, NV | 5 | $ 2,265,000 | $ 453,000 | $ 127,000 |
| Lynchburg, VA | 5 | $ 1,845,000 | $ 369,000 | $ 184,000 |
| Seattle-Bellevue-Everett, WA | 5 | $ 2,045,000 | $ 409,000 | $ 160,000 |
| Topeka, KS | 5 | $ 1,245,000 | $ 249,000 | $ 72,000 |
| Bowling Green, KY | 4 | $ 500,000 | $ 125,000 | $ 58,000 |
| Columbia, SC | 4 | $ 440,000 | $ 110,000 | $ 76,000 |
| Eau Claire, WI | 4 | $ 870,000 | $ 217,500 | $ 53,000 |
| Elgin, IL | 4 | $ 1,040,000 | $ 260,000 | $ 62,000 |
| Gainesville, FL | 4 | $ 1,180,000 | $ 295,000 | $ 75,000 |
| Greensboro-High Point, NC | 4 | $ 880,000 | $ 220,000 | $ 94,000 |
| Hartford-West Hartford-East Hartford, CT | 4 | $ 750,000 | $ 187,500 | $ 68,000 |
| Naples-Immokalee-Marco Island, FL | 4 | $ 1,730,000 | $ 432,500 | $ 87,000 |
| Roanoke, VA | 4 | $ 1,070,000 | $ 267,500 | $ 162,000 |
| Salt Lake City, UT | 4 | $ 1,490,000 | $ 372,500 | $ 144,000 |
| San Antonio-New Braunfels, TX | 4 | $ 1,850,000 | $ 462,500 | $ 261,000 |
| St. Cloud, MN | 4 | $ 1,010,000 | $ 252,500 | $ 103,000 |
| Tallahassee, FL | 4 | $ 1,170,000 | $ 292,500 | $ 120,000 |
| Tuscaloosa, AL | 4 | $ 930,000 | $ 232,500 | $ 71,000 |
| Wilmington, DE-MD-NJ | 4 | $ 690,000 | $ 172,500 | $ 97,000 |
| Akron, OH | 3 | $ 425,000 | $ 141,666 | $ 133,000 |
| Bakersfield, CA | 3 | $ 715,000 | $ 238,333 | $ 98,000 |
| Baton Rouge, LA | 3 | $ 645,000 | $ 215,000 | $ 111,000 |
| Battle Creek, MI | 3 | $ 465,000 | $ 155,000 | $ 54,000 |
| Camden, NJ | 3 | $ 825,000 | $ 275,000 | $ 101,000 |
| Chambersburg-Waynesboro, PA | 3 | $ 395,000 | $ 131,666 | $ 284,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 1,065,000 | $ 355,000 | $ 82,000 |
| Fort Collins, CO | 3 | $ 1,515,000 | $ 505,000 | $ 128,000 |
| Macon-Bibb County, GA | 3 | $ 465,000 | $ 155,000 | $ 44,000 |
| Olympia-Tumwater, WA | 3 | $ 1,395,000 | $ 465,000 | $ 129,000 |
| Panama City, FL | 3 | $ 1,545,000 | $ 515,000 | $ 504,000 |
| Pittsburgh, PA | 3 | $ 1,445,000 | $ 481,666 | $ 140,000 |
| Provo-Orem, UT | 3 | $ 1,465,000 | $ 488,333 | $ 188,000 |
| Rochester, MN | 3 | $ 1,235,000 | $ 411,666 | $ 158,000 |
| Sumter, SC | 3 | $ 715,000 | $ 238,333 | $ 124,000 |
| Warner Robins, GA | 3 | $ 915,000 | $ 305,000 | $ 91,000 |
| Asheville, NC | 2 | $ 240,000 | $ 120,000 | $ 281,000 |
| Auburn-Opelika, AL | 2 | $ 450,000 | $ 225,000 | $ 181,000 |
| Barnstable Town, MA | 2 | $ 910,000 | $ 455,000 | $ 65,000 |
| Bremerton-Silverdale, WA | 2 | $ 1,040,000 | $ 520,000 | $ 206,000 |
| Canton-Massillon, OH | 2 | $ 340,000 | $ 170,000 | $ 57,000 |
| Coeur D'Alene, ID | 2 | $ 960,000 | $ 480,000 | $ 424,000 |
| College Station-Bryan, TX | 2 | $ 760,000 | $ 380,000 | $ 109,000 |
| Columbus, OH | 2 | $ 940,000 | $ 470,000 | $ 123,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 250,000 | $ 125,000 | $ 62,000 |
| Dubuque, IA | 2 | $ 340,000 | $ 170,000 | $ 46,000 |
| East Stroudsburg, PA | 2 | $ 500,000 | $ 250,000 | $ 149,000 |
| Fayetteville, NC | 2 | $ 380,000 | $ 190,000 | $ 43,000 |
| Fort Smith, AR-OK | 2 | $ 470,000 | $ 235,000 | $ 78,000 |
| Fort Worth-Arlington, TX | 2 | $ 570,000 | $ 285,000 | $ 91,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 400,000 | $ 200,000 | $ 113,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 310,000 | $ 155,000 | $ 73,000 |
| Harrisonburg, VA | 2 | $ 420,000 | $ 210,000 | $ 90,000 |
| Manchester-Nashua, NH | 2 | $ 520,000 | $ 260,000 | $ 136,000 |
| Manhattan, KS | 2 | $ 620,000 | $ 310,000 | $ 102,000 |
| Mansfield, OH | 2 | $ 160,000 | $ 80,000 | $ 21,000 |
| Michigan City-La Porte, IN | 2 | $ 850,000 | $ 425,000 | $ 97,000 |
| Mobile, AL | 2 | $ 590,000 | $ 295,000 | $ 84,000 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 100,000 | $ 50,000 | $ 149,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 600,000 | $ 300,000 | $ 89,500 |
| Newark, NJ-PA | 2 | $ 1,020,000 | $ 510,000 | $ 283,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 450,000 | $ 225,000 | $ 59,500 |
| Philadelphia, PA | 2 | $ 990,000 | $ 495,000 | $ 102,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 490,000 | $ 245,000 | $ 43,000 |
| Pueblo, CO | 2 | $ 420,000 | $ 210,000 | $ 86,000 |
| Racine, WI | 2 | $ 590,000 | $ 295,000 | $ 153,000 |
| Rockford, IL | 2 | $ 270,000 | $ 135,000 | $ 49,000 |
| San Diego-Carlsbad, CA | 2 | $ 970,000 | $ 485,000 | $ 83,000 |
| Savannah, GA | 2 | $ 410,000 | $ 205,000 | $ 144,000 |
| Sebring, FL | 2 | $ 310,000 | $ 155,000 | $ 126,000 |
| Shreveport-Bossier City, LA | 2 | $ 340,000 | $ 170,000 | $ 55,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 120,000 | $ 60,000 | $ 24,000 |
| Springfield, MA | 2 | $ 470,000 | $ 235,000 | $ 60,000 |
| Tyler, TX | 2 | $ 410,000 | $ 205,000 | $ 704,000 |
| Wilmington, NC | 2 | $ 510,000 | $ 255,000 | $ 106,000 |
| Winchester, VA-WV | 2 | $ 470,000 | $ 235,000 | $ 68,000 |
| Winston-Salem, NC | 2 | $ 160,000 | $ 80,000 | $ 68,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 965,000 | $ 965,000 | $ 340,000 |
| Ann Arbor, MI | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Athens-Clarke County, GA | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Baltimore-Columbia-Towson, MD | 1 | $ 555,000 | $ 555,000 | $ 183,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 425,000 | $ 425,000 | $ 401,000 |
| Brownsville-Harlingen, TX | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Carson City, NV | 1 | $ 425,000 | $ 425,000 | $ 120,000 |
| Champaign-Urbana, IL | 1 | $ 105,000 | $ 105,000 | $ 131,000 |
| Charleston-North Charleston, SC | 1 | $ 145,000 | $ 145,000 | $ 26,000 |
| Clarksville, TN-KY | 1 | $ 245,000 | $ 245,000 | $ 209,000 |
| Columbia, MO | 1 | $ 155,000 | $ 155,000 | $ 26,000 |
| Decatur, IL | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Durham-Chapel Hill, NC | 1 | $ 215,000 | $ 215,000 | $ 123,000 |
| Eugene, OR | 1 | $ 315,000 | $ 315,000 | $ 110,000 |
| Fort Wayne, IN | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Great Falls, MT | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Greeley, CO | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Hammond, LA | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 415,000 | $ 415,000 | $ 119,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 425,000 | $ 425,000 | $ 116,000 |
| Huntsville, AL | 1 | $ 235,000 | $ 235,000 | $ 177,000 |
| Iowa City, IA | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Jefferson City, MO | 1 | $ 645,000 | $ 645,000 | $ 301,000 |
| Joplin, MO | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Kalamazoo-Portage, MI | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Kennewick-Richland, WA | 1 | $ 375,000 | $ 375,000 | $ 131,000 |
| Killeen-Temple, TX | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 115,000 | $ 115,000 | $ 118,000 |
| Las Cruces, NM | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Lawrence, KS | 1 | $ 335,000 | $ 335,000 | $ 251,000 |
| Lawton, OK | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
| Longview, TX | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 345,000 | $ 345,000 | $ 122,000 |
| Mankato-North Mankato, MN | 1 | $ 255,000 | $ 255,000 | $ 45,000 |
| Missoula, MT | 1 | $ 635,000 | $ 635,000 | $ 221,000 |
| Montgomery, AL | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| New Orleans-Metairie, LA | 1 | $ 565,000 | $ 565,000 | $ 686,000 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 2,015,000 | $ 2,015,000 | $ 449,000 |
| Owensboro, KY | 1 | $ 505,000 | $ 505,000 | $ 119,000 |
| Peoria, IL | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Portland-South Portland, ME | 1 | $ 445,000 | $ 445,000 | $ 94,000 |
| Rome, GA | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 445,000 | $ 445,000 | $ 692,000 |
| Salem, OR | 1 | $ 245,000 | $ 245,000 | $ 161,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 1,825,000 | $ 1,825,000 | $ 512,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 975,000 | $ 975,000 | $ 306,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 895,000 | $ 895,000 | $ 216,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 155,000 | $ 155,000 | $ 218,000 |
| Spartanburg, SC | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Springfield, MO | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Springfield, OH | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Tucson, AZ | 1 | $ 515,000 | $ 515,000 | $ 188,000 |
| Tulsa, OK | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
| Valdosta, GA | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Ixonia Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,405 | $963,135,000 | $282,000 | $2,015,000 | $120,000 | $5,429,000 |
| Cash-out Refinancing | 478 | $145,640,000 | $304,000 | $1,995,000 | $106,000 | $686,000 |
| Refinancing | 361 | $110,335,000 | $305,000 | $1,885,000 | $121,000 | $1,752,000 |
| Other Purpose | 184 | $55,860,000 | $303,000 | $1,845,000 | $147,000 | $4,638,000 |
| Home Improvement | 21 | $3,705,000 | $176,000 | $425,000 | $75,000 | $252,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,778 | $792,310,000 | $285,000 | $2,005,000 | $121,000 | $5,429,000 |
| Not Provided | 558 | $170,990,000 | $306,000 | $1,825,000 | $132,000 | $4,333,000 |
| Hispanic | 499 | $145,235,000 | $291,000 | $1,965,000 | $110,000 | $4,638,000 |
| Black or African American | 444 | $106,320,000 | $239,000 | $1,085,000 | $98,000 | $4,730,000 |
| Asian | 111 | $40,225,000 | $362,000 | $2,015,000 | $131,000 | $646,000 |
| American Indian or Alaskan Native | 22 | $5,990,000 | $272,000 | $495,000 | $102,000 | $230,000 |
| Not applicable | 5 | $1,535,000 | $307,000 | $725,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $285,000 | $285,000 | $285,000 | $124,000 | $124,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,020 | $914,820,000 | $302,000 | $2,005,000 | $138,000 | $5,429,000 |
| FHA-insured (Federal Housing Administration) | 1,077 | $266,045,000 | $247,000 | $695,000 | $81,000 | $4,333,000 |
| VA-guaranteed (Veterans Administration) | 218 | $74,920,000 | $343,000 | $2,015,000 | $101,000 | $608,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 134 | $22,890,000 | $170,000 | $355,000 | $61,000 | $121,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,810 | $809,450,000 | $288,000 | $2,005,000 | $121,000 | $5,429,000 |
| Application Withdrawn By Applicant | 845 | $250,395,000 | $296,000 | $1,965,000 | $131,000 | $4,638,000 |
| Application Approved But Not Accepted | 350 | $102,690,000 | $293,000 | $2,015,000 | $113,000 | $1,009,000 |
| Application Denied By Financial Institution | 307 | $75,705,000 | $246,000 | $1,405,000 | $92,000 | $4,730,000 |
| File Closed For Incompleteness | 134 | $39,560,000 | $295,000 | $1,825,000 | $108,000 | $1,229,000 |
| Preapproval Approved but not Accepted | 2 | $770,000 | $385,000 | $545,000 | $160,000 | $265,000 |
| Preapproval Denied by Financial Institution | 1 | $105,000 | $105,000 | $105,000 | $46,000 | $46,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,141 | $1,202,865,000 | $290,000 | $2,015,000 | $122,000 | $5,429,000 |
| Debt-To-Income Ratio | 142 | $37,880,000 | $266,000 | $1,325,000 | $64,000 | $371,000 |
| Credit History | 67 | $16,405,000 | $244,000 | $1,405,000 | $151,000 | $4,730,000 |
| Collateral | 40 | $7,750,000 | $193,000 | $645,000 | $107,000 | $400,000 |
| Other | 36 | $8,300,000 | $230,000 | $745,000 | $92,000 | $567,000 |
| Unverifiable Information | 9 | $2,075,000 | $230,000 | $485,000 | $73,000 | $148,000 |
| Credit Application Incomplete | 9 | $2,395,000 | $266,000 | $575,000 | $48,000 | $98,000 |
| Employment History | 4 | $990,000 | $247,000 | $375,000 | $84,000 | $154,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $15,000 | $15,000 | $15,000 | $53,000 | $53,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ixonia Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ixonia Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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