Ixonia Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Ixonia Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ixonia Bank W1046 Marietta Ave Ixonia, WI 53036 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,449 |
| Total Mortgage Loan Application Amount | $1,278,675,000 |
| Average Mortgage Loan Application Amount | $274,000 |
| Highest Mortgage Loan Application Amount | $2,015,000 |
| Average Applicant Income | $113,800 |
| Highest Applicant Income | $5,429,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Ixonia Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ixonia Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Ixonia Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ixonia Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Ixonia Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ixonia Bank's mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 685 | $ 167,805,000 | $ 242,969 | $ 96,515 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 416 | $ 139,800,000 | $ 310,500 | $ 130,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 290 | $ 89,810,000 | $ 309,000 | $ 147,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 181 | $ 59,465,000 | $ 328,000 | $ 142,000 |
| DES MOINES-WEST DES MOINES, IA | 167 | $ 36,645,000 | $ 219,000 | $ 89,000 |
| PROVIDENCE-WARWICK, RI-MA | 149 | $ 47,775,000 | $ 353,500 | $ 288,500 |
| JACKSON, MS | 111 | $ 37,795,000 | $ 340,000 | $ 107,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 102 | $ 15,420,000 | $ 170,500 | $ 80,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 90 | $ 38,870,000 | $ 431,000 | $ 153,000 |
| CHICAGO-NAPERVILLE, IL | 88 | $ 20,040,000 | $ 227,000 | $ 159,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 85 | $ 27,195,000 | $ 319,000 | $ 132,000 |
| CINCINNATI, OH-KY-IN | 82 | $ 20,270,000 | $ 252,333 | $ 99,333 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 79 | $ 19,795,000 | $ 250,000 | $ 118,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 76 | $ 23,730,000 | $ 312,000 | $ 134,000 |
| CHARLOTTESVILLE, VA | 71 | $ 23,375,000 | $ 329,000 | $ 147,000 |
| GRAND RAPIDS-WYOMING, MI | 71 | $ 14,885,000 | $ 209,000 | $ 67,000 |
| MEMPHIS, TN-MS-AR | 70 | $ 13,800,000 | $ 213,666 | $ 222,333 |
| OCALA, FL | 68 | $ 16,210,000 | $ 238,000 | $ 81,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 66 | $ 23,360,000 | $ 353,000 | $ 121,000 |
| WAUSAU, WI | 63 | $ 8,815,000 | $ 139,000 | $ 81,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 62 | $ 21,850,000 | $ 352,000 | $ 210,000 |
| DOTHAN, AL | 54 | $ 8,930,000 | $ 165,000 | $ 63,000 |
| HATTIESBURG, MS | 54 | $ 14,340,000 | $ 265,000 | $ 124,000 |
| APPLETON, WI | 46 | $ 8,670,000 | $ 188,000 | $ 75,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 46 | $ 14,530,000 | $ 315,000 | $ 115,000 |
| BOISE CITY, ID | 42 | $ 14,550,000 | $ 346,000 | $ 130,000 |
| KANSAS CITY, MO-KS | 42 | $ 8,740,000 | $ 200,000 | $ 79,000 |
| LAKELAND-WINTER HAVEN, FL | 42 | $ 10,670,000 | $ 254,000 | $ 92,000 |
| DALLAS-PLANO-IRVING, TX | 41 | $ 16,085,000 | $ 392,000 | $ 159,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 40 | $ 11,410,000 | $ 285,000 | $ 127,000 |
| DENVER-AURORA-LAKEWOOD, CO | 37 | $ 18,055,000 | $ 487,000 | $ 139,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 35 | $ 6,575,000 | $ 187,000 | $ 86,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 35 | $ 11,525,000 | $ 329,000 | $ 102,000 |
| BIRMINGHAM-HOOVER, AL | 26 | $ 7,550,000 | $ 290,000 | $ 93,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 26 | $ 12,180,000 | $ 294,000 | $ 161,500 |
| RICHMOND, VA | 22 | $ 6,180,000 | $ 280,000 | $ 119,000 |
| CAPE CORAL-FORT MYERS, FL | 20 | $ 7,220,000 | $ 361,000 | $ 173,000 |
| COLORADO SPRINGS, CO | 20 | $ 7,080,000 | $ 354,000 | $ 86,000 |
| PUNTA GORDA, FL | 20 | $ 7,370,000 | $ 368,000 | $ 159,000 |
| DOVER, DE | 18 | $ 5,110,000 | $ 283,000 | $ 92,000 |
| MADISON, WI | 18 | $ 4,720,000 | $ 262,000 | $ 123,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 18 | $ 4,080,000 | $ 226,000 | $ 78,000 |
| WORCESTER, MA-CT | 18 | $ 5,710,000 | $ 307,500 | $ 83,500 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 17 | $ 8,355,000 | $ 491,000 | $ 147,000 |
| TACOMA-LAKEWOOD, WA | 16 | $ 6,410,000 | $ 400,000 | $ 113,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 15 | $ 6,805,000 | $ 453,000 | $ 127,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 15 | $ 2,305,000 | $ 153,000 | $ 67,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 15 | $ 3,445,000 | $ 229,000 | $ 104,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 14 | $ 4,910,000 | $ 306,000 | $ 95,500 |
| HOMOSASSA SPRINGS, FL | 14 | $ 3,350,000 | $ 239,000 | $ 104,000 |
| STAUNTON-WAYNESBORO, VA | 14 | $ 3,850,000 | $ 275,000 | $ 105,000 |
| GREEN BAY, WI | 13 | $ 2,905,000 | $ 223,000 | $ 84,000 |
| SALISBURY, MD-DE | 13 | $ 4,575,000 | $ 351,000 | $ 113,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 13 | $ 4,095,000 | $ 315,000 | $ 134,000 |
| OSHKOSH-NEENAH, WI | 12 | $ 2,090,000 | $ 174,000 | $ 77,000 |
| BOSTON, MA | 10 | $ 4,830,000 | $ 483,000 | $ 132,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 10 | $ 3,120,000 | $ 253,000 | $ 140,000 |
| CLEVELAND-ELYRIA, OH | 9 | $ 2,115,000 | $ 235,000 | $ 101,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 9 | $ 3,865,000 | $ 429,000 | $ 254,000 |
| FOND DU LAC, WI | 9 | $ 1,795,000 | $ 199,000 | $ 82,000 |
| PORT ST. LUCIE, FL | 9 | $ 2,925,000 | $ 325,000 | $ 123,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 8 | $ 3,640,000 | $ 455,000 | $ 164,000 |
| THE VILLAGES, FL | 8 | $ 1,760,000 | $ 220,000 | $ 113,000 |
| AMES, IA | 7 | $ 1,175,000 | $ 167,000 | $ 52,000 |
| DULUTH, MN-WI | 7 | $ 1,365,000 | $ 207,000 | $ 126,500 |
| KNOXVILLE, TN | 7 | $ 3,195,000 | $ 456,000 | $ 304,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 7 | $ 2,815,000 | $ 402,000 | $ 225,000 |
| RALEIGH, NC | 7 | $ 2,925,000 | $ 417,000 | $ 161,000 |
| SHEBOYGAN, WI | 7 | $ 2,155,000 | $ 307,000 | $ 145,000 |
| TEXARKANA, TX-AR | 7 | $ 1,135,000 | $ 139,000 | $ 68,500 |
| WICHITA, KS | 7 | $ 1,745,000 | $ 249,000 | $ 84,000 |
| AUSTIN-ROUND ROCK, TX | 6 | $ 2,550,000 | $ 425,000 | $ 171,000 |
| CHATTANOOGA, TN-GA | 6 | $ 2,080,000 | $ 346,000 | $ 136,000 |
| COLUMBUS, GA-AL | 6 | $ 800,000 | $ 133,000 | $ 87,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 6 | $ 1,350,000 | $ 225,000 | $ 60,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 6 | $ 4,610,000 | $ 768,000 | $ 170,000 |
| SEBASTIAN-VERO BEACH, FL | 6 | $ 1,300,000 | $ 216,000 | $ 61,000 |
| SHERMAN-DENISON, TX | 6 | $ 1,570,000 | $ 261,000 | $ 92,000 |
| SIOUX CITY, IA-NE-SD | 6 | $ 710,000 | $ 118,000 | $ 62,000 |
| ST. LOUIS, MO-IL | 6 | $ 1,420,000 | $ 237,500 | $ 73,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 6 | $ 2,740,000 | $ 492,000 | $ 145,500 |
| EL PASO, TX | 5 | $ 1,395,000 | $ 279,000 | $ 125,000 |
| GARY, IN | 5 | $ 1,235,000 | $ 247,000 | $ 96,000 |
| JACKSONVILLE, FL | 5 | $ 2,225,000 | $ 445,000 | $ 172,000 |
| JANESVILLE-BELOIT, WI | 5 | $ 865,000 | $ 173,000 | $ 135,000 |
| LANSING-EAST LANSING, MI | 5 | $ 805,000 | $ 161,000 | $ 79,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 5 | $ 2,265,000 | $ 453,000 | $ 127,000 |
| LYNCHBURG, VA | 5 | $ 1,845,000 | $ 369,000 | $ 184,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 5 | $ 2,045,000 | $ 409,000 | $ 160,000 |
| TOPEKA, KS | 5 | $ 1,245,000 | $ 249,000 | $ 72,000 |
| BOWLING GREEN, KY | 4 | $ 500,000 | $ 125,000 | $ 58,000 |
| COLUMBIA, SC | 4 | $ 440,000 | $ 110,000 | $ 76,000 |
| EAU CLAIRE, WI | 4 | $ 870,000 | $ 217,000 | $ 53,000 |
| ELGIN, IL | 4 | $ 1,040,000 | $ 260,000 | $ 62,000 |
| GAINESVILLE, FL | 4 | $ 1,180,000 | $ 295,000 | $ 75,000 |
| GREENSBORO-HIGH POINT, NC | 4 | $ 880,000 | $ 220,000 | $ 94,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 4 | $ 750,000 | $ 187,000 | $ 68,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 4 | $ 1,730,000 | $ 432,000 | $ 87,000 |
| ROANOKE, VA | 4 | $ 1,070,000 | $ 267,000 | $ 162,000 |
| SALT LAKE CITY, UT | 4 | $ 1,490,000 | $ 372,000 | $ 144,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 4 | $ 1,850,000 | $ 462,000 | $ 261,000 |
| ST. CLOUD, MN | 4 | $ 1,010,000 | $ 252,000 | $ 103,000 |
| TALLAHASSEE, FL | 4 | $ 1,170,000 | $ 292,000 | $ 120,000 |
| TUSCALOOSA, AL | 4 | $ 930,000 | $ 232,000 | $ 71,000 |
| WILMINGTON, DE-MD-NJ | 4 | $ 690,000 | $ 172,000 | $ 97,000 |
| AKRON, OH | 3 | $ 425,000 | $ 141,000 | $ 133,000 |
| BAKERSFIELD, CA | 3 | $ 715,000 | $ 238,000 | $ 98,000 |
| BATON ROUGE, LA | 3 | $ 645,000 | $ 215,000 | $ 111,000 |
| BATTLE CREEK, MI | 3 | $ 465,000 | $ 155,000 | $ 54,000 |
| CAMDEN, NJ | 3 | $ 825,000 | $ 275,000 | $ 101,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 3 | $ 395,000 | $ 131,000 | $ 284,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 1,065,000 | $ 355,000 | $ 82,000 |
| FORT COLLINS, CO | 3 | $ 1,515,000 | $ 505,000 | $ 128,000 |
| MACON-BIBB COUNTY, GA | 3 | $ 465,000 | $ 155,000 | $ 44,000 |
| OLYMPIA-TUMWATER, WA | 3 | $ 1,395,000 | $ 465,000 | $ 129,000 |
| PANAMA CITY, FL | 3 | $ 1,545,000 | $ 515,000 | $ 504,000 |
| PITTSBURGH, PA | 3 | $ 1,445,000 | $ 481,000 | $ 140,000 |
| PROVO-OREM, UT | 3 | $ 1,465,000 | $ 488,000 | $ 188,000 |
| ROCHESTER, MN | 3 | $ 1,235,000 | $ 411,000 | $ 158,000 |
| SUMTER, SC | 3 | $ 715,000 | $ 238,000 | $ 124,000 |
| WARNER ROBINS, GA | 3 | $ 915,000 | $ 305,000 | $ 91,000 |
| ASHEVILLE, NC | 2 | $ 240,000 | $ 120,000 | $ 281,000 |
| AUBURN-OPELIKA, AL | 2 | $ 450,000 | $ 225,000 | $ 181,000 |
| BARNSTABLE TOWN, MA | 2 | $ 910,000 | $ 455,000 | $ 65,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 1,040,000 | $ 520,000 | $ 206,000 |
| CANTON-MASSILLON, OH | 2 | $ 340,000 | $ 170,000 | $ 57,000 |
| COEUR D'ALENE, ID | 2 | $ 960,000 | $ 480,000 | $ 424,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 760,000 | $ 380,000 | $ 109,000 |
| COLUMBUS, OH | 2 | $ 940,000 | $ 470,000 | $ 123,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 250,000 | $ 125,000 | $ 62,000 |
| DUBUQUE, IA | 2 | $ 340,000 | $ 170,000 | $ 46,000 |
| EAST STROUDSBURG, PA | 2 | $ 500,000 | $ 250,000 | $ 149,000 |
| FAYETTEVILLE, NC | 2 | $ 380,000 | $ 190,000 | $ 43,000 |
| FORT SMITH, AR-OK | 2 | $ 470,000 | $ 235,000 | $ 78,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 570,000 | $ 285,000 | $ 91,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 2 | $ 400,000 | $ 200,000 | $ 113,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 310,000 | $ 155,000 | $ 73,000 |
| HARRISONBURG, VA | 2 | $ 420,000 | $ 210,000 | $ 90,000 |
| MANCHESTER-NASHUA, NH | 2 | $ 520,000 | $ 260,000 | $ 136,000 |
| MANHATTAN, KS | 2 | $ 620,000 | $ 310,000 | $ 102,000 |
| MANSFIELD, OH | 2 | $ 160,000 | $ 80,000 | $ 21,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 850,000 | $ 425,000 | $ 97,000 |
| MOBILE, AL | 2 | $ 590,000 | $ 295,000 | $ 84,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 2 | $ 100,000 | $ 50,000 | $ 149,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 2 | $ 600,000 | $ 300,000 | $ 89,500 |
| NEWARK, NJ-PA | 2 | $ 1,020,000 | $ 510,000 | $ 283,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 450,000 | $ 225,000 | $ 59,500 |
| PHILADELPHIA, PA | 2 | $ 990,000 | $ 495,000 | $ 102,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 2 | $ 490,000 | $ 245,000 | $ 43,000 |
| PUEBLO, CO | 2 | $ 420,000 | $ 210,000 | $ 86,000 |
| RACINE, WI | 2 | $ 590,000 | $ 295,000 | $ 153,000 |
| ROCKFORD, IL | 2 | $ 270,000 | $ 135,000 | $ 49,000 |
| SAN DIEGO-CARLSBAD, CA | 2 | $ 970,000 | $ 485,000 | $ 83,000 |
| SAVANNAH, GA | 2 | $ 410,000 | $ 205,000 | $ 144,000 |
| SEBRING, FL | 2 | $ 310,000 | $ 155,000 | $ 126,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 340,000 | $ 170,000 | $ 55,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 120,000 | $ 60,000 | $ 24,000 |
| SPRINGFIELD, MA | 2 | $ 470,000 | $ 235,000 | $ 60,000 |
| TYLER, TX | 2 | $ 410,000 | $ 205,000 | $ 704,000 |
| WILMINGTON, NC | 2 | $ 510,000 | $ 255,000 | $ 106,000 |
| WINCHESTER, VA-WV | 2 | $ 470,000 | $ 235,000 | $ 68,000 |
| WINSTON-SALEM, NC | 2 | $ 160,000 | $ 80,000 | $ 68,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1 | $ 965,000 | $ 965,000 | $ 340,000 |
| ANN ARBOR, MI | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1 | $ 555,000 | $ 555,000 | $ 183,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 425,000 | $ 425,000 | $ 401,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| CARSON CITY, NV | 1 | $ 425,000 | $ 425,000 | $ 120,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 105,000 | $ 105,000 | $ 131,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 145,000 | $ 145,000 | $ 26,000 |
| CLARKSVILLE, TN-KY | 1 | $ 245,000 | $ 245,000 | $ 209,000 |
| COLUMBIA, MO | 1 | $ 155,000 | $ 155,000 | $ 26,000 |
| DECATUR, IL | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 215,000 | $ 215,000 | $ 123,000 |
| EUGENE, OR | 1 | $ 315,000 | $ 315,000 | $ 110,000 |
| FORT WAYNE, IN | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| GREAT FALLS, MT | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| GREELEY, CO | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| HAMMOND, LA | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 415,000 | $ 415,000 | $ 119,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 425,000 | $ 425,000 | $ 116,000 |
| HUNTSVILLE, AL | 1 | $ 235,000 | $ 235,000 | $ 177,000 |
| IOWA CITY, IA | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| JEFFERSON CITY, MO | 1 | $ 645,000 | $ 645,000 | $ 301,000 |
| JOPLIN, MO | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 375,000 | $ 375,000 | $ 131,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 115,000 | $ 115,000 | $ 118,000 |
| LAS CRUCES, NM | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| LAWRENCE, KS | 1 | $ 335,000 | $ 335,000 | $ 251,000 |
| LAWTON, OK | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
| LONGVIEW, TX | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 345,000 | $ 345,000 | $ 122,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 255,000 | $ 255,000 | $ 45,000 |
| MISSOULA, MT | 1 | $ 635,000 | $ 635,000 | $ 221,000 |
| MONTGOMERY, AL | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| NEW ORLEANS-METAIRIE, LA | 1 | $ 565,000 | $ 565,000 | $ 686,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1 | $ 2,015,000 | $ 2,015,000 | $ 449,000 |
| OWENSBORO, KY | 1 | $ 505,000 | $ 505,000 | $ 119,000 |
| PEORIA, IL | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 445,000 | $ 445,000 | $ 94,000 |
| ROME, GA | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1 | $ 445,000 | $ 445,000 | $ 692,000 |
| SALEM, OR | 1 | $ 245,000 | $ 245,000 | $ 161,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 1,825,000 | $ 1,825,000 | $ 512,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 975,000 | $ 975,000 | $ 306,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 895,000 | $ 895,000 | $ 216,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 1 | $ 155,000 | $ 155,000 | $ 218,000 |
| SPARTANBURG, SC | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| SPRINGFIELD, MO | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| SPRINGFIELD, OH | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| TUCSON, AZ | 1 | $ 515,000 | $ 515,000 | $ 188,000 |
| TULSA, OK | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
| VALDOSTA, GA | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Ixonia Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,405 | $963,135,000 | $282,000 | $2,015,000 | $120,000 | $5,429,000 |
| Cash-out Refinancing | 478 | $145,640,000 | $304,000 | $1,995,000 | $106,000 | $686,000 |
| Refinancing | 361 | $110,335,000 | $305,000 | $1,885,000 | $121,000 | $1,752,000 |
| Other Purpose | 184 | $55,860,000 | $303,000 | $1,845,000 | $147,000 | $4,638,000 |
| Home Improvement | 21 | $3,705,000 | $176,000 | $425,000 | $75,000 | $252,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,778 | $792,310,000 | $285,000 | $2,005,000 | $121,000 | $5,429,000 |
| Not Provided | 558 | $170,990,000 | $306,000 | $1,825,000 | $132,000 | $4,333,000 |
| Hispanic | 499 | $145,235,000 | $291,000 | $1,965,000 | $110,000 | $4,638,000 |
| Black or African American | 444 | $106,320,000 | $239,000 | $1,085,000 | $98,000 | $4,730,000 |
| Asian | 111 | $40,225,000 | $362,000 | $2,015,000 | $131,000 | $646,000 |
| American Indian or Alaskan Native | 22 | $5,990,000 | $272,000 | $495,000 | $102,000 | $230,000 |
| Not applicable | 5 | $1,535,000 | $307,000 | $725,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $285,000 | $285,000 | $285,000 | $124,000 | $124,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,020 | $914,820,000 | $302,000 | $2,005,000 | $138,000 | $5,429,000 |
| FHA-insured (Federal Housing Administration) | 1,077 | $266,045,000 | $247,000 | $695,000 | $81,000 | $4,333,000 |
| VA-guaranteed (Veterans Administration) | 218 | $74,920,000 | $343,000 | $2,015,000 | $101,000 | $608,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 134 | $22,890,000 | $170,000 | $355,000 | $61,000 | $121,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,810 | $809,450,000 | $288,000 | $2,005,000 | $121,000 | $5,429,000 |
| Application Withdrawn By Applicant | 845 | $250,395,000 | $296,000 | $1,965,000 | $131,000 | $4,638,000 |
| Application Approved But Not Accepted | 350 | $102,690,000 | $293,000 | $2,015,000 | $113,000 | $1,009,000 |
| Application Denied By Financial Institution | 307 | $75,705,000 | $246,000 | $1,405,000 | $92,000 | $4,730,000 |
| File Closed For Incompleteness | 134 | $39,560,000 | $295,000 | $1,825,000 | $108,000 | $1,229,000 |
| Preapproval Approved but not Accepted | 2 | $770,000 | $385,000 | $545,000 | $160,000 | $265,000 |
| Preapproval Denied by Financial Institution | 1 | $105,000 | $105,000 | $105,000 | $46,000 | $46,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,141 | $1,202,865,000 | $290,000 | $2,015,000 | $122,000 | $5,429,000 |
| Debt-To-Income Ratio | 142 | $37,880,000 | $266,000 | $1,325,000 | $64,000 | $371,000 |
| Credit History | 67 | $16,405,000 | $244,000 | $1,405,000 | $151,000 | $4,730,000 |
| Collateral | 40 | $7,750,000 | $193,000 | $645,000 | $107,000 | $400,000 |
| Other | 36 | $8,300,000 | $230,000 | $745,000 | $92,000 | $567,000 |
| Unverifiable Information | 9 | $2,075,000 | $230,000 | $485,000 | $73,000 | $148,000 |
| Credit Application Incomplete | 9 | $2,395,000 | $266,000 | $575,000 | $48,000 | $98,000 |
| Employment History | 4 | $990,000 | $247,000 | $375,000 | $84,000 | $154,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $15,000 | $15,000 | $15,000 | $53,000 | $53,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ixonia Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ixonia Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.