J. Virgil, Inc.
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for J. Virgil, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | J. Virgil, Inc. G3404 Miller Road Flint, MI 48507 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 4,644 |
| Total Mortgage Loan Application Amount | $990,650,000 |
| Average Mortgage Loan Application Amount | $231,250 |
| Highest Mortgage Loan Application Amount | $2,165,000 |
| Average Applicant Income | $91,000 |
| Highest Applicant Income | $1,205,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Genesee County Michigan | 1,169 | $ 200,645,000 | $ 171,000 | $ 73,000 |
| Lapeer County Michigan | 303 | $ 54,405,000 | $ 179,000 | $ 70,000 |
| Oakland County Michigan | 299 | $ 66,265,000 | $ 221,000 | $ 92,000 |
| Fairfield County Ohio | 270 | $ 48,850,000 | $ 180,000 | $ 68,000 |
| Palm Beach County Florida | 133 | $ 42,855,000 | $ 322,000 | $ 137,000 |
| Weber County Utah | 99 | $ 25,765,000 | $ 260,000 | $ 81,000 |
| Saginaw County Michigan | 98 | $ 13,980,000 | $ 142,000 | $ 69,000 |
| Shiawassee County Michigan | 96 | $ 14,700,000 | $ 153,000 | $ 73,000 |
| Tuscola County Michigan | 83 | $ 12,505,000 | $ 150,000 | $ 65,000 |
| Livingston County Michigan | 81 | $ 19,045,000 | $ 235,000 | $ 86,000 |
| Jefferson County Colorado | 71 | $ 27,375,000 | $ 385,000 | $ 118,000 |
| Wexford County Michigan | 68 | $ 10,180,000 | $ 149,000 | $ 55,000 |
| Arapahoe County Colorado | 65 | $ 20,565,000 | $ 316,000 | $ 131,000 |
| Wayne County Michigan | 65 | $ 12,275,000 | $ 188,000 | $ 95,000 |
| Denver County Colorado | 63 | $ 24,915,000 | $ 395,000 | $ 124,000 |
| Macomb County Michigan | 59 | $ 10,505,000 | $ 178,000 | $ 68,000 |
| Iosco County Michigan | 54 | $ 6,800,000 | $ 125,000 | $ 57,000 |
| Muskingum County Ohio | 54 | $ 8,640,000 | $ 160,000 | $ 62,000 |
| Kent County Michigan | 53 | $ 12,365,000 | $ 233,000 | $ 93,000 |
| Adams County Colorado | 48 | $ 18,470,000 | $ 384,000 | $ 117,000 |
| Licking County Ohio | 47 | $ 8,835,000 | $ 187,000 | $ 68,000 |
| Franklin County Ohio | 44 | $ 8,570,000 | $ 194,000 | $ 70,000 |
| Douglas County Colorado | 42 | $ 21,140,000 | $ 503,000 | $ 165,000 |
| Hocking County Ohio | 41 | $ 7,835,000 | $ 191,000 | $ 71,000 |
| Davis County Utah | 41 | $ 11,205,000 | $ 273,000 | $ 85,000 |
| Denton County Texas | 39 | $ 13,475,000 | $ 345,000 | $ 130,000 |
| St. Clair County Michigan | 34 | $ 6,200,000 | $ 182,000 | $ 91,000 |
| Grand Traverse County Michigan | 31 | $ 7,255,000 | $ 234,000 | $ 78,000 |
| Perry County Ohio | 31 | $ 5,145,000 | $ 165,000 | $ 58,000 |
| Dallas County Texas | 31 | $ 7,885,000 | $ 254,000 | $ 114,000 |
| Moore County Texas | 31 | $ 5,375,000 | $ 173,000 | $ 71,000 |
| Martin County Florida | 29 | $ 8,135,000 | $ 280,000 | $ 104,000 |
| Randall County Texas | 29 | $ 5,545,000 | $ 191,000 | $ 76,000 |
| Missaukee County Michigan | 27 | $ 3,945,000 | $ 146,000 | $ 56,000 |
| Potter County Texas | 26 | $ 3,330,000 | $ 128,000 | $ 50,000 |
| Tarrant County Texas | 26 | $ 6,440,000 | $ 247,000 | $ 104,000 |
| Ingham County Michigan | 24 | $ 3,680,000 | $ 153,000 | $ 55,000 |
| St. Lucie County Florida | 23 | $ 6,075,000 | $ 264,000 | $ 107,000 |
| Sanilac County Michigan | 23 | $ 3,215,000 | $ 139,000 | $ 51,000 |
| Broward County Florida | 21 | $ 6,275,000 | $ 298,000 | $ 113,000 |
| Guernsey County Ohio | 21 | $ 3,665,000 | $ 174,000 | $ 62,000 |
| Osceola County Michigan | 20 | $ 2,860,000 | $ 143,000 | $ 52,000 |
| Washtenaw County Michigan | 19 | $ 4,615,000 | $ 242,000 | $ 97,000 |
| Athens County Ohio | 19 | $ 3,225,000 | $ 169,000 | $ 72,000 |
| Weld County Colorado | 18 | $ 6,350,000 | $ 352,000 | $ 102,000 |
| Bay County Michigan | 18 | $ 2,280,000 | $ 126,000 | $ 70,000 |
| Somerset County New Jersey | 17 | $ 7,265,000 | $ 427,000 | $ 213,000 |
| Pickaway County Ohio | 17 | $ 4,115,000 | $ 242,000 | $ 82,000 |
| Roscommon County Michigan | 16 | $ 1,950,000 | $ 121,000 | $ 74,000 |
| Clinton County Michigan | 14 | $ 3,140,000 | $ 224,000 | $ 82,000 |
| Salt Lake County Utah | 14 | $ 3,680,000 | $ 262,000 | $ 85,000 |
| El Paso County Colorado | 13 | $ 4,205,000 | $ 323,000 | $ 75,000 |
| Seminole County Florida | 13 | $ 4,145,000 | $ 318,000 | $ 87,000 |
| Alcona County Michigan | 13 | $ 1,435,000 | $ 110,000 | $ 48,000 |
| Emmet County Michigan | 12 | $ 2,590,000 | $ 215,000 | $ 101,000 |
| Midland County Michigan | 12 | $ 2,420,000 | $ 201,000 | $ 79,000 |
| Boulder County Colorado | 11 | $ 5,685,000 | $ 516,000 | $ 183,000 |
| Lee County Florida | 11 | $ 2,985,000 | $ 271,000 | $ 116,000 |
| Gladwin County Michigan | 11 | $ 1,485,000 | $ 135,000 | $ 97,000 |
| Kalkaska County Michigan | 11 | $ 1,845,000 | $ 167,000 | $ 64,000 |
| Ottawa County Michigan | 11 | $ 2,745,000 | $ 249,000 | $ 84,000 |
| Collin County Texas | 11 | $ 4,025,000 | $ 365,000 | $ 128,000 |
| Miami-Dade County Florida | 10 | $ 3,710,000 | $ 371,000 | $ 189,000 |
| Antrim County Michigan | 10 | $ 1,660,000 | $ 166,000 | $ 58,000 |
| Eaton County Michigan | 10 | $ 1,940,000 | $ 194,000 | $ 73,000 |
| Ross County Ohio | 10 | $ 2,200,000 | $ 220,000 | $ 80,000 |
| Cheboygan County Michigan | 8 | $ 1,040,000 | $ 130,000 | $ 72,000 |
| Mecosta County Michigan | 8 | $ 1,060,000 | $ 132,000 | $ 44,000 |
| Monroe County Michigan | 8 | $ 1,850,000 | $ 231,000 | $ 85,000 |
| Ogemaw County Michigan | 8 | $ 920,000 | $ 115,000 | $ 44,000 |
| Fremont County Colorado | 7 | $ 1,555,000 | $ 222,000 | $ 77,000 |
| Orange County Florida | 7 | $ 2,755,000 | $ 393,000 | $ 146,000 |
| Allegan County Michigan | 7 | $ 1,465,000 | $ 209,000 | $ 54,000 |
| Clare County Michigan | 7 | $ 855,000 | $ 122,000 | $ 67,000 |
| Muskegon County Michigan | 7 | $ 865,000 | $ 123,000 | $ 54,000 |
| Parker County Texas | 7 | $ 3,265,000 | $ 466,000 | $ 217,000 |
| Broomfield County Colorado | 6 | $ 2,640,000 | $ 440,000 | $ 198,000 |
| Pueblo County Colorado | 6 | $ 1,370,000 | $ 228,000 | $ 65,000 |
| Hillsborough County Florida | 6 | $ 1,520,000 | $ 253,000 | $ 112,000 |
| Crawford County Michigan | 6 | $ 630,000 | $ 105,000 | $ 66,000 |
| Huron County Michigan | 6 | $ 650,000 | $ 108,000 | $ 56,000 |
| Union County New Jersey | 6 | $ 2,600,000 | $ 433,000 | $ 244,000 |
| Meigs County Ohio | 6 | $ 890,000 | $ 148,000 | $ 116,000 |
| Box Elder County Utah | 6 | $ 900,000 | $ 150,000 | $ 60,000 |
| Summit County Colorado | 5 | $ 2,345,000 | $ 469,000 | $ 541,000 |
| Marion County Florida | 5 | $ 705,000 | $ 141,000 | $ 93,000 |
| Pasco County Florida | 5 | $ 1,085,000 | $ 217,000 | $ 73,000 |
| Gratiot County Michigan | 5 | $ 605,000 | $ 121,000 | $ 36,000 |
| Isabella County Michigan | 5 | $ 815,000 | $ 163,000 | $ 56,000 |
| Jackson County Michigan | 5 | $ 865,000 | $ 173,000 | $ 67,000 |
| Lenawee County Michigan | 5 | $ 955,000 | $ 191,000 | $ 39,000 |
| Morris County New Jersey | 5 | $ 2,615,000 | $ 523,000 | $ 215,000 |
| Harris County Texas | 5 | $ 1,345,000 | $ 269,000 | $ 168,000 |
| Travis County Texas | 5 | $ 2,285,000 | $ 457,000 | $ 233,000 |
| Elbert County Colorado | 4 | $ 1,680,000 | $ 420,000 | $ 135,000 |
| Osceola County Florida | 4 | $ 1,140,000 | $ 285,000 | $ 89,000 |
| Sarasota County Florida | 4 | $ 960,000 | $ 240,000 | $ 174,000 |
| Volusia County Florida | 4 | $ 910,000 | $ 227,000 | $ 59,000 |
| Arenac County Michigan | 4 | $ 540,000 | $ 135,000 | $ 34,000 |
| Barry County Michigan | 4 | $ 810,000 | $ 202,000 | $ 101,000 |
| Calhoun County Michigan | 4 | $ 640,000 | $ 160,000 | $ 57,000 |
| Ionia County Michigan | 4 | $ 740,000 | $ 185,000 | $ 71,000 |
| Lake County Michigan | 4 | $ 530,000 | $ 132,000 | $ 67,000 |
| Manistee County Michigan | 4 | $ 550,000 | $ 137,000 | $ 124,000 |
| Mason County Michigan | 4 | $ 650,000 | $ 162,000 | $ 111,000 |
| Bergen County New Jersey | 4 | $ 1,260,000 | $ 315,000 | $ 211,000 |
| Essex County New Jersey | 4 | $ 2,160,000 | $ 540,000 | $ 262,000 |
| Monmouth County New Jersey | 4 | $ 2,030,000 | $ 507,000 | $ 287,000 |
| Delaware County Ohio | 4 | $ 1,490,000 | $ 372,000 | $ 123,000 |
| Fayette County Ohio | 4 | $ 680,000 | $ 170,000 | $ 39,000 |
| Knox County Ohio | 4 | $ 620,000 | $ 155,000 | $ 54,000 |
| Sherman County Texas | 4 | $ 330,000 | $ 82,000 | $ 53,000 |
| Utah County Utah | 4 | $ 1,200,000 | $ 300,000 | $ 71,000 |
| Larimer County Colorado | 3 | $ 1,015,000 | $ 338,000 | $ 100,000 |
| Pinellas County Florida | 3 | $ 1,075,000 | $ 358,000 | $ 80,000 |
| Polk County Florida | 3 | $ 495,000 | $ 165,000 | $ 39,000 |
| Alpena County Michigan | 3 | $ 315,000 | $ 105,000 | $ 43,000 |
| Charlevoix County Michigan | 3 | $ 555,000 | $ 185,000 | $ 73,000 |
| Montcalm County Michigan | 3 | $ 645,000 | $ 215,000 | $ 90,000 |
| Montmorency County Michigan | 3 | $ 425,000 | $ 141,000 | $ 75,000 |
| Otsego County Michigan | 3 | $ 485,000 | $ 161,000 | $ 57,000 |
| Middlesex County New Jersey | 3 | $ 1,225,000 | $ 408,000 | $ 194,000 |
| Belmont County Ohio | 3 | $ 455,000 | $ 151,000 | $ 46,000 |
| Coshocton County Ohio | 3 | $ 335,000 | $ 111,000 | $ 33,000 |
| Morgan County Ohio | 3 | $ 445,000 | $ 148,000 | $ 59,000 |
| Ellis County Texas | 3 | $ 1,145,000 | $ 381,000 | $ 67,000 |
| Cache County Utah | 3 | $ 675,000 | $ 225,000 | $ 97,000 |
| Charlotte County Florida | 2 | $ 250,000 | $ 125,000 | $ 63,000 |
| Benzie County Michigan | 2 | $ 280,000 | $ 140,000 | $ 58,000 |
| Kalamazoo County Michigan | 2 | $ 320,000 | $ 160,000 | $ 75,000 |
| Presque Isle County Michigan | 2 | $ 440,000 | $ 220,000 | $ 86,000 |
| Van Buren County Michigan | 2 | $ 390,000 | $ 195,000 | $ 40,000 |
| Hudson County New Jersey | 2 | $ 450,000 | $ 225,000 | $ 128,000 |
| Warren County New Jersey | 2 | $ 980,000 | $ 490,000 | $ 181,000 |
| Clark County Ohio | 2 | $ 680,000 | $ 340,000 | $ 146,000 |
| Madison County Ohio | 2 | $ 280,000 | $ 140,000 | $ 50,000 |
| Montgomery County Ohio | 2 | $ 540,000 | $ 270,000 | $ 79,000 |
| Sandusky County Ohio | 2 | $ 260,000 | $ 130,000 | $ 54,000 |
| Union County Ohio | 2 | $ 670,000 | $ 335,000 | $ 66,000 |
| Vinton County Ohio | 2 | $ 350,000 | $ 175,000 | $ 69,000 |
| Atascosa County Texas | 2 | $ 620,000 | $ 310,000 | $ 77,000 |
| Bell County Texas | 2 | $ 560,000 | $ 280,000 | $ 277,000 |
| Deaf Smith County Texas | 2 | $ 200,000 | $ 100,000 | $ 48,000 |
| Grayson County Texas | 2 | $ 660,000 | $ 330,000 | $ 107,000 |
| Hays County Texas | 2 | $ 640,000 | $ 320,000 | $ 190,000 |
| Hood County Texas | 2 | $ 710,000 | $ 355,000 | $ 204,000 |
| Jefferson County Texas | 2 | $ 410,000 | $ 205,000 | $ 193,000 |
| Kaufman County Texas | 2 | $ 740,000 | $ 370,000 | $ 143,000 |
| Rockwall County Texas | 2 | $ 790,000 | $ 395,000 | $ 158,000 |
| Waller County Texas | 2 | $ 920,000 | $ 460,000 | $ 174,000 |
| Carbon County Utah | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| Garfield County Utah | 2 | $ 260,000 | $ 130,000 | $ 52,000 |
| Morgan County Utah | 2 | $ 760,000 | $ 380,000 | $ 89,000 |
| Summit County Utah | 2 | $ 1,340,000 | $ 670,000 | $ 128,000 |
| Uintah County Utah | 2 | $ 140,000 | $ 70,000 | $ 36,000 |
| Custer County Colorado | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
| Eagle County Colorado | 1 | $ 475,000 | $ 475,000 | $ 198,000 |
| Gilpin County Colorado | 1 | $ 545,000 | $ 545,000 | $ 200,000 |
| Gunnison County Colorado | 1 | $ 385,000 | $ 385,000 | $ 64,000 |
| Huerfano County Colorado | 1 | $ 515,000 | $ 515,000 | $ 239,000 |
| La Plata County Colorado | 1 | $ 325,000 | $ 325,000 | $ 126,000 |
| Routt County Colorado | 1 | $ 545,000 | $ 545,000 | $ 145,000 |
| Brevard County Florida | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
| Collier County Florida | 1 | $ 435,000 | $ 435,000 | $ 742,000 |
| Escambia County Florida | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Hendry County Florida | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Lake County Florida | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Leon County Florida | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
| Manatee County Florida | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Okaloosa County Florida | 1 | $ 465,000 | $ 465,000 | $ 371,000 |
| Putnam County Florida | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Santa Rosa County Florida | 1 | $ 325,000 | $ 325,000 | $ 149,000 |
| St. Johns County Florida | 1 | $ 395,000 | $ 395,000 | $ 125,000 |
| Bannock County Idaho | 1 | $ 465,000 | $ 465,000 | $ 212,000 |
| Chippewa County Michigan | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Hillsdale County Michigan | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Houghton County Michigan | 1 | $ 165,000 | $ 165,000 | $ 157,000 |
| Leelanau County Michigan | 1 | $ 515,000 | $ 515,000 | $ 256,000 |
| Newaygo County Michigan | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Oceana County Michigan | 1 | $ 265,000 | $ 265,000 | $ 132,000 |
| Oscoda County Michigan | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Hunterdon County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 225,000 |
| Passaic County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 337,000 |
| Ashtabula County Ohio | 1 | $ 125,000 | $ 125,000 | $ 152,000 |
| Butler County Ohio | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Crawford County Ohio | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Cuyahoga County Ohio | 1 | $ 445,000 | $ 445,000 | $ 340,000 |
| Erie County Ohio | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Greene County Ohio | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Marion County Ohio | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Monroe County Ohio | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Morrow County Ohio | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| Noble County Ohio | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Richland County Ohio | 1 | $ 125,000 | $ 125,000 | $ 22,000 |
| Seneca County Ohio | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Warren County Ohio | 1 | $ 295,000 | $ 295,000 | $ 145,000 |
| Washington County Ohio | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Dickson County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 85,000 |
| Williamson County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 101,000 |
| Bexar County Texas | 1 | $ 385,000 | $ 385,000 | $ 215,000 |
| Fort Bend County Texas | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| Galveston County Texas | 1 | $ 335,000 | $ 335,000 | $ 91,000 |
| Hill County Texas | 1 | $ 315,000 | $ 315,000 | $ 144,000 |
| Hopkins County Texas | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Hunt County Texas | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Johnson County Texas | 1 | $ 355,000 | $ 355,000 | $ 194,000 |
| Lampasas County Texas | 1 | $ 415,000 | $ 415,000 | $ 85,000 |
| McLennan County Texas | 1 | $ 165,000 | $ 165,000 | $ 359,000 |
| Medina County Texas | 1 | $ 395,000 | $ 395,000 | $ 81,000 |
| Midland County Texas | 1 | $ 405,000 | $ 405,000 | $ 156,000 |
| Montgomery County Texas | 1 | $ 355,000 | $ 355,000 | $ 108,000 |
| Taylor County Texas | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Williamson County Texas | 1 | $ 455,000 | $ 455,000 | $ 82,000 |
| Wilson County Texas | 1 | $ 545,000 | $ 545,000 | $ 82,000 |
| Wise County Texas | 1 | $ 545,000 | $ 545,000 | $ 227,000 |
| Tooele County Utah | 1 | $ 425,000 | $ 425,000 | $ 104,000 |
| Washington County Utah | 1 | $ 515,000 | $ 515,000 | $ 239,000 |
| Chesterfield County Virginia | 1 | $ 545,000 | $ 545,000 | $ 218,000 |
| Fairfax County Virginia | 1 | $ 705,000 | $ 705,000 | $ 125,000 |
| Virginia Beach County Virginia | 1 | $ 235,000 | $ 235,000 | $ 304,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for J. Virgil, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,909 | $606,975,000 | $208,000 | $2,165,000 | $80,000 | $1,050,000 |
| Refinancing | 1,137 | $255,475,000 | $224,000 | $1,485,000 | $96,000 | $1,205,000 |
| Home Improvement | 579 | $122,845,000 | $212,000 | $1,785,000 | $91,000 | $843,000 |
| Cash-out Refinancing | 19 | $5,355,000 | $281,000 | $545,000 | $97,000 | $209,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,022 | $852,840,000 | $212,000 | $2,165,000 | $86,000 | $1,205,000 |
| Hispanic | 263 | $58,645,000 | $222,000 | $595,000 | $73,000 | $381,000 |
| Black or African American | 204 | $38,620,000 | $189,000 | $825,000 | $78,000 | $682,000 |
| Asian | 65 | $16,325,000 | $251,000 | $785,000 | $105,000 | $488,000 |
| Not Provided | 61 | $16,725,000 | $274,000 | $645,000 | $110,000 | $480,000 |
| American Indian or Alaskan Native | 17 | $3,145,000 | $185,000 | $395,000 | $74,000 | $275,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,680,000 | $446,000 | $925,000 | $153,000 | $576,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,042 | $689,780,000 | $226,000 | $2,165,000 | $99,000 | $1,205,000 |
| FHA-insured (Federal Housing Administration) | 1,024 | $188,530,000 | $184,000 | $575,000 | $60,000 | $291,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 354 | $55,120,000 | $155,000 | $435,000 | $47,000 | $101,000 |
| VA-guaranteed (Veterans Administration) | 224 | $57,220,000 | $255,000 | $675,000 | $66,000 | $222,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,635 | $771,505,000 | $212,000 | $2,165,000 | $85,000 | $1,205,000 |
| Application Withdrawn By Applicant | 956 | $208,500,000 | $218,000 | $1,785,000 | $87,000 | $894,000 |
| Application Denied By Financial Institution | 32 | $6,540,000 | $204,000 | $505,000 | $64,000 | $253,000 |
| File Closed For Incompleteness | 19 | $3,775,000 | $198,000 | $365,000 | $75,000 | $134,000 |
| Application Approved But Not Accepted | 2 | $330,000 | $165,000 | $275,000 | $73,000 | $129,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,612 | $984,110,000 | $213,000 | $2,165,000 | $85,000 | $1,205,000 |
| Debt-To-Income Ratio | 16 | $3,890,000 | $243,000 | $505,000 | $76,000 | $253,000 |
| Credit History | 6 | $930,000 | $155,000 | $225,000 | $54,000 | $98,000 |
| Employment History | 5 | $935,000 | $187,000 | $275,000 | $40,000 | $65,000 |
| Collateral | 5 | $785,000 | $157,000 | $305,000 | $61,000 | $108,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.