Jmac Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Jmac Lending, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Jmac Lending, Inc. 2510 Red Hill Ave Sacramento, CA 92705 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,716 |
| Total Mortgage Loan Application Amount | $3,786,960,000 |
| Average Mortgage Loan Application Amount | $490,333 |
| Highest Mortgage Loan Application Amount | $3,925,000 |
| Average Applicant Income | $162,666 |
| Highest Applicant Income | $8,486,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Jmac Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Jmac Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Jmac Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Jmac Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Jmac Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Jmac Lending, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,053 | $ 674,275,000 | $ 640,000 | $ 193,000 |
| Orange County California | 825 | $ 489,105,000 | $ 592,000 | $ 190,000 |
| Maricopa County Arizona | 432 | $ 122,880,000 | $ 284,000 | $ 103,000 |
| San Diego County California | 401 | $ 259,765,000 | $ 647,000 | $ 224,000 |
| Riverside County California | 352 | $ 127,960,000 | $ 363,000 | $ 131,000 |
| San Bernardino County California | 331 | $ 107,685,000 | $ 325,000 | $ 98,000 |
| Santa Clara County California | 316 | $ 260,410,000 | $ 824,000 | $ 238,000 |
| Alameda County California | 232 | $ 150,640,000 | $ 649,000 | $ 193,000 |
| Contra Costa County California | 212 | $ 129,520,000 | $ 610,000 | $ 186,000 |
| Clark County Nevada | 207 | $ 57,865,000 | $ 279,000 | $ 86,000 |
| Sacramento County California | 183 | $ 64,095,000 | $ 350,000 | $ 115,000 |
| San Mateo County California | 115 | $ 114,545,000 | $ 996,000 | $ 293,000 |
| Santa Barbara County California | 112 | $ 45,850,000 | $ 409,000 | $ 204,000 |
| Harris County Texas | 111 | $ 25,395,000 | $ 228,000 | $ 90,000 |
| King County Washington | 106 | $ 72,380,000 | $ 682,000 | $ 229,000 |
| San Luis Obispo County California | 102 | $ 47,030,000 | $ 461,000 | $ 142,000 |
| Broward County Florida | 98 | $ 29,900,000 | $ 305,000 | $ 100,000 |
| San Francisco County California | 81 | $ 78,915,000 | $ 974,000 | $ 257,000 |
| Ventura County California | 76 | $ 43,110,000 | $ 567,000 | $ 286,000 |
| San Joaquin County California | 62 | $ 21,090,000 | $ 340,000 | $ 104,000 |
| Honolulu County Hawaii | 62 | $ 47,210,000 | $ 761,000 | $ 181,000 |
| Dallas County Texas | 59 | $ 16,375,000 | $ 277,000 | $ 124,000 |
| Placer County California | 55 | $ 29,405,000 | $ 534,000 | $ 202,000 |
| Tarrant County Texas | 54 | $ 11,830,000 | $ 219,000 | $ 125,000 |
| Orange County Florida | 53 | $ 14,205,000 | $ 268,000 | $ 116,000 |
| Palm Beach County Florida | 49 | $ 24,425,000 | $ 498,000 | $ 381,000 |
| Solano County California | 48 | $ 17,730,000 | $ 369,000 | $ 98,000 |
| Hillsborough County Florida | 47 | $ 11,535,000 | $ 245,000 | $ 139,000 |
| Marin County California | 46 | $ 34,370,000 | $ 747,000 | $ 264,000 |
| Miami-Dade County Florida | 45 | $ 16,875,000 | $ 375,000 | $ 126,000 |
| Collin County Texas | 43 | $ 14,225,000 | $ 330,000 | $ 147,000 |
| El Dorado County California | 41 | $ 19,545,000 | $ 476,000 | $ 183,000 |
| Stanislaus County California | 40 | $ 11,380,000 | $ 284,000 | $ 149,000 |
| Snohomish County Washington | 39 | $ 15,225,000 | $ 390,000 | $ 111,000 |
| Pima County Arizona | 38 | $ 13,420,000 | $ 353,000 | $ 103,000 |
| Santa Cruz County California | 36 | $ 27,470,000 | $ 763,000 | $ 227,000 |
| Pinal County Arizona | 35 | $ 7,875,000 | $ 225,000 | $ 60,000 |
| Kern County California | 32 | $ 8,170,000 | $ 255,000 | $ 102,000 |
| Osceola County Florida | 31 | $ 8,025,000 | $ 258,000 | $ 68,000 |
| Fulton County Georgia | 30 | $ 11,560,000 | $ 385,000 | $ 155,000 |
| Monterey County California | 28 | $ 14,530,000 | $ 518,000 | $ 156,000 |
| Sonoma County California | 28 | $ 16,060,000 | $ 573,000 | $ 193,000 |
| Pierce County Washington | 28 | $ 8,620,000 | $ 307,000 | $ 110,000 |
| Fresno County California | 27 | $ 8,045,000 | $ 297,000 | $ 120,000 |
| Washoe County Nevada | 27 | $ 9,185,000 | $ 340,000 | $ 101,000 |
| Multnomah County Oregon | 26 | $ 8,360,000 | $ 321,000 | $ 96,000 |
| Jefferson County Colorado | 25 | $ 9,925,000 | $ 397,000 | $ 194,000 |
| Marion County Florida | 25 | $ 3,675,000 | $ 147,000 | $ 54,000 |
| Pasco County Florida | 25 | $ 5,365,000 | $ 214,000 | $ 73,000 |
| Merced County California | 23 | $ 5,985,000 | $ 260,000 | $ 81,000 |
| Pinellas County Florida | 23 | $ 10,125,000 | $ 440,000 | $ 178,000 |
| Arapahoe County Colorado | 22 | $ 6,750,000 | $ 306,000 | $ 71,000 |
| Washington County Oregon | 22 | $ 7,790,000 | $ 354,000 | $ 114,000 |
| Travis County Texas | 22 | $ 8,720,000 | $ 396,000 | $ 208,000 |
| Adams County Colorado | 21 | $ 5,905,000 | $ 281,000 | $ 92,000 |
| Douglas County Colorado | 21 | $ 9,495,000 | $ 452,000 | $ 193,000 |
| Denton County Texas | 21 | $ 5,975,000 | $ 284,000 | $ 150,000 |
| Fort Bend County Texas | 21 | $ 6,095,000 | $ 290,000 | $ 142,000 |
| Volusia County Florida | 20 | $ 4,950,000 | $ 247,000 | $ 107,000 |
| Clackamas County Oregon | 20 | $ 8,110,000 | $ 405,000 | $ 152,000 |
| Salt Lake County Utah | 20 | $ 6,800,000 | $ 340,000 | $ 90,000 |
| Cobb County Georgia | 19 | $ 6,675,000 | $ 351,000 | $ 116,000 |
| Nevada County California | 18 | $ 9,490,000 | $ 527,000 | $ 281,000 |
| Montgomery County Texas | 18 | $ 4,090,000 | $ 227,000 | $ 110,000 |
| Napa County California | 17 | $ 14,935,000 | $ 878,000 | $ 251,000 |
| Polk County Florida | 17 | $ 4,095,000 | $ 240,000 | $ 58,000 |
| Davidson County Tennessee | 17 | $ 5,455,000 | $ 320,000 | $ 101,000 |
| Williamson County Texas | 17 | $ 4,965,000 | $ 292,000 | $ 100,000 |
| Denver County Colorado | 16 | $ 6,060,000 | $ 378,000 | $ 122,000 |
| Gwinnett County Georgia | 16 | $ 4,090,000 | $ 255,000 | $ 101,000 |
| Marion County Oregon | 16 | $ 5,260,000 | $ 328,000 | $ 117,000 |
| Williamson County Tennessee | 16 | $ 6,850,000 | $ 428,000 | $ 170,000 |
| Tulare County California | 15 | $ 3,395,000 | $ 226,000 | $ 169,000 |
| Clark County Washington | 15 | $ 6,335,000 | $ 422,000 | $ 219,000 |
| Boulder County Colorado | 14 | $ 9,170,000 | $ 655,000 | $ 227,000 |
| Seminole County Florida | 13 | $ 3,015,000 | $ 231,000 | $ 68,000 |
| Maui County Hawaii | 13 | $ 10,965,000 | $ 843,000 | $ 86,000 |
| San Benito County California | 12 | $ 6,460,000 | $ 538,000 | $ 153,000 |
| Yolo County California | 12 | $ 5,090,000 | $ 424,000 | $ 138,000 |
| El Paso County Colorado | 12 | $ 4,140,000 | $ 345,000 | $ 149,000 |
| Martin County Florida | 12 | $ 4,730,000 | $ 394,000 | $ 140,000 |
| Kitsap County Washington | 12 | $ 4,530,000 | $ 377,000 | $ 121,000 |
| Kings County California | 10 | $ 1,960,000 | $ 196,000 | $ 51,000 |
| DeKalb County Georgia | 10 | $ 5,110,000 | $ 511,000 | $ 165,000 |
| Yavapai County Arizona | 9 | $ 2,255,000 | $ 250,000 | $ 63,000 |
| Butte County California | 9 | $ 2,635,000 | $ 292,000 | $ 74,000 |
| Bexar County Texas | 9 | $ 2,085,000 | $ 231,000 | $ 102,000 |
| Utah County Utah | 9 | $ 3,055,000 | $ 339,000 | $ 74,000 |
| Fairfax County Virginia | 9 | $ 6,045,000 | $ 671,000 | $ 255,000 |
| Spokane County Washington | 9 | $ 2,095,000 | $ 232,000 | $ 97,000 |
| Thurston County Washington | 9 | $ 2,495,000 | $ 277,000 | $ 182,000 |
| Lake County Florida | 8 | $ 1,500,000 | $ 187,000 | $ 49,000 |
| Prince George's County Maryland | 8 | $ 2,570,000 | $ 321,000 | $ 65,000 |
| Pueblo County Colorado | 7 | $ 1,135,000 | $ 162,000 | $ 43,000 |
| Weld County Colorado | 7 | $ 2,085,000 | $ 297,000 | $ 61,000 |
| Brevard County Florida | 7 | $ 1,315,000 | $ 187,000 | $ 56,000 |
| Cherokee County Georgia | 7 | $ 1,825,000 | $ 260,000 | $ 107,000 |
| Douglas County Georgia | 7 | $ 1,515,000 | $ 216,000 | $ 81,000 |
| Hawaii County Hawaii | 7 | $ 4,775,000 | $ 682,000 | $ 461,000 |
| Charleston County South Carolina | 7 | $ 3,285,000 | $ 469,000 | $ 114,000 |
| McLennan County Texas | 7 | $ 1,525,000 | $ 217,000 | $ 109,000 |
| Parker County Texas | 7 | $ 2,005,000 | $ 286,000 | $ 157,000 |
| Duval County Florida | 6 | $ 1,620,000 | $ 270,000 | $ 63,000 |
| Manatee County Florida | 6 | $ 860,000 | $ 143,000 | $ 149,000 |
| St. Lucie County Florida | 6 | $ 1,160,000 | $ 193,000 | $ 73,000 |
| Forsyth County Georgia | 6 | $ 1,560,000 | $ 260,000 | $ 113,000 |
| Douglas County Nevada | 6 | $ 1,980,000 | $ 330,000 | $ 62,000 |
| Deschutes County Oregon | 6 | $ 2,010,000 | $ 335,000 | $ 78,000 |
| Lane County Oregon | 6 | $ 1,890,000 | $ 315,000 | $ 97,000 |
| Richland County South Carolina | 6 | $ 1,740,000 | $ 290,000 | $ 78,000 |
| Davis County Utah | 6 | $ 2,690,000 | $ 448,000 | $ 160,000 |
| Loudoun County Virginia | 6 | $ 2,080,000 | $ 346,000 | $ 239,000 |
| Benton County Washington | 6 | $ 1,840,000 | $ 306,000 | $ 165,000 |
| Coconino County Arizona | 5 | $ 1,455,000 | $ 291,000 | $ 165,000 |
| Mohave County Arizona | 5 | $ 1,265,000 | $ 253,000 | $ 134,000 |
| Madera County California | 5 | $ 1,395,000 | $ 279,000 | $ 158,000 |
| Shasta County California | 5 | $ 1,345,000 | $ 269,000 | $ 96,000 |
| Larimer County Colorado | 5 | $ 1,755,000 | $ 351,000 | $ 151,000 |
| St. Johns County Florida | 5 | $ 4,015,000 | $ 803,000 | $ 381,000 |
| Union County North Carolina | 5 | $ 1,255,000 | $ 251,000 | $ 75,000 |
| Linn County Oregon | 5 | $ 1,065,000 | $ 213,000 | $ 57,000 |
| Sumner County Tennessee | 5 | $ 2,155,000 | $ 431,000 | $ 97,000 |
| Wilson County Tennessee | 5 | $ 1,675,000 | $ 335,000 | $ 130,000 |
| Johnson County Texas | 5 | $ 895,000 | $ 179,000 | $ 41,000 |
| Cochise County Arizona | 4 | $ 820,000 | $ 205,000 | $ 131,000 |
| Calaveras County California | 4 | $ 1,610,000 | $ 402,000 | $ 173,000 |
| Sutter County California | 4 | $ 890,000 | $ 222,000 | $ 91,000 |
| Yuba County California | 4 | $ 940,000 | $ 235,000 | $ 92,000 |
| Broomfield County Colorado | 4 | $ 1,600,000 | $ 400,000 | $ 107,000 |
| Citrus County Florida | 4 | $ 610,000 | $ 152,000 | $ 42,000 |
| Escambia County Florida | 4 | $ 570,000 | $ 142,000 | $ 207,000 |
| Hernando County Florida | 4 | $ 600,000 | $ 150,000 | $ 56,000 |
| Sarasota County Florida | 4 | $ 1,090,000 | $ 272,000 | $ 69,000 |
| Walton County Georgia | 4 | $ 1,220,000 | $ 305,000 | $ 116,000 |
| Baltimore County Maryland | 4 | $ 1,040,000 | $ 260,000 | $ 91,000 |
| Montgomery County Maryland | 4 | $ 3,100,000 | $ 775,000 | $ 249,000 |
| Mecklenburg County North Carolina | 4 | $ 940,000 | $ 235,000 | $ 81,000 |
| Brazoria County Texas | 4 | $ 700,000 | $ 175,000 | $ 71,000 |
| Ellis County Texas | 4 | $ 800,000 | $ 200,000 | $ 66,000 |
| Galveston County Texas | 4 | $ 650,000 | $ 162,000 | $ 23,000 |
| Kaufman County Texas | 4 | $ 1,400,000 | $ 350,000 | $ 213,000 |
| Weber County Utah | 4 | $ 1,140,000 | $ 285,000 | $ 69,000 |
| Franklin County Washington | 4 | $ 1,070,000 | $ 267,000 | $ 156,000 |
| Island County Washington | 4 | $ 2,100,000 | $ 525,000 | $ 177,000 |
| Mono County California | 3 | $ 1,895,000 | $ 631,000 | $ 270,000 |
| Tehama County California | 3 | $ 915,000 | $ 305,000 | $ 102,000 |
| Eagle County Colorado | 3 | $ 2,875,000 | $ 958,000 | $ 227,000 |
| Elbert County Colorado | 3 | $ 1,335,000 | $ 445,000 | $ 66,000 |
| Routt County Colorado | 3 | $ 1,945,000 | $ 648,000 | $ 122,000 |
| Flagler County Florida | 3 | $ 1,095,000 | $ 365,000 | $ 217,000 |
| Fayette County Georgia | 3 | $ 1,465,000 | $ 488,000 | $ 146,000 |
| Hall County Georgia | 3 | $ 795,000 | $ 265,000 | $ 78,000 |
| Jackson County Georgia | 3 | $ 815,000 | $ 271,000 | $ 66,000 |
| Kauai County Hawaii | 3 | $ 3,405,000 | $ 1,135,000 | $ 557,000 |
| Anne Arundel County Maryland | 3 | $ 715,000 | $ 238,000 | $ 61,000 |
| Howard County Maryland | 3 | $ 1,875,000 | $ 625,000 | $ 187,000 |
| Carson City County Nevada | 3 | $ 905,000 | $ 301,000 | $ 101,000 |
| Lyon County Nevada | 3 | $ 615,000 | $ 205,000 | $ 85,000 |
| Monmouth County New Jersey | 3 | $ 815,000 | $ 271,000 | $ 270,000 |
| Franklin County Ohio | 3 | $ 565,000 | $ 188,000 | $ 60,000 |
| Polk County Oregon | 3 | $ 1,005,000 | $ 335,000 | $ 92,000 |
| Knox County Tennessee | 3 | $ 1,245,000 | $ 415,000 | $ 106,000 |
| Rutherford County Tennessee | 3 | $ 775,000 | $ 258,000 | $ 41,000 |
| Grayson County Texas | 3 | $ 705,000 | $ 235,000 | $ 92,000 |
| Rockwall County Texas | 3 | $ 615,000 | $ 205,000 | $ 32,000 |
| Tom Green County Texas | 3 | $ 675,000 | $ 225,000 | $ 56,000 |
| Clallam County Washington | 3 | $ 1,285,000 | $ 428,000 | $ 202,000 |
| Yakima County Washington | 3 | $ 725,000 | $ 241,000 | $ 105,000 |
| Yuma County Arizona | 2 | $ 660,000 | $ 330,000 | $ 144,000 |
| Mariposa County California | 2 | $ 1,250,000 | $ 625,000 | $ 252,000 |
| Archuleta County Colorado | 2 | $ 970,000 | $ 485,000 | $ 305,000 |
| Montrose County Colorado | 2 | $ 470,000 | $ 235,000 | $ 84,000 |
| Clay County Florida | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| Monroe County Florida | 2 | $ 960,000 | $ 480,000 | $ 0 |
| Santa Rosa County Florida | 2 | $ 360,000 | $ 180,000 | $ 106,000 |
| Barrow County Georgia | 2 | $ 410,000 | $ 205,000 | $ 36,000 |
| Fannin County Georgia | 2 | $ 590,000 | $ 295,000 | $ 272,000 |
| Henry County Georgia | 2 | $ 400,000 | $ 200,000 | $ 70,000 |
| Oconee County Georgia | 2 | $ 600,000 | $ 300,000 | $ 93,000 |
| Polk County Georgia | 2 | $ 290,000 | $ 145,000 | $ 62,000 |
| Rockdale County Georgia | 2 | $ 660,000 | $ 330,000 | $ 138,000 |
| Bingham County Idaho | 2 | $ 350,000 | $ 175,000 | $ 211,000 |
| Frederick County Maryland | 2 | $ 250,000 | $ 125,000 | $ 54,000 |
| Nye County Nevada | 2 | $ 480,000 | $ 240,000 | $ 109,000 |
| Middlesex County New Jersey | 2 | $ 1,170,000 | $ 585,000 | $ 150,000 |
| Cuyahoga County Ohio | 2 | $ 310,000 | $ 155,000 | $ 78,000 |
| Jefferson County Oregon | 2 | $ 480,000 | $ 240,000 | $ 64,000 |
| Klamath County Oregon | 2 | $ 630,000 | $ 315,000 | $ 134,000 |
| Beaufort County South Carolina | 2 | $ 470,000 | $ 235,000 | $ 112,000 |
| Berkeley County South Carolina | 2 | $ 540,000 | $ 270,000 | $ 108,000 |
| Horry County South Carolina | 2 | $ 1,950,000 | $ 975,000 | $ 368,000 |
| Blount County Tennessee | 2 | $ 840,000 | $ 420,000 | $ 142,000 |
| Robertson County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 91,000 |
| Hays County Texas | 2 | $ 540,000 | $ 270,000 | $ 123,000 |
| Midland County Texas | 2 | $ 380,000 | $ 190,000 | $ 94,000 |
| Nueces County Texas | 2 | $ 310,000 | $ 155,000 | $ 84,000 |
| Summit County Utah | 2 | $ 1,960,000 | $ 980,000 | $ 222,000 |
| Chesterfield County Virginia | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Cowlitz County Washington | 2 | $ 790,000 | $ 395,000 | $ 107,000 |
| Stevens County Washington | 2 | $ 790,000 | $ 395,000 | $ 342,000 |
| Cherokee County Alabama | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Jefferson County Alabama | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Randolph County Alabama | 1 | $ 295,000 | $ 295,000 | $ 116,000 |
| Tallapoosa County Alabama | 1 | $ 365,000 | $ 365,000 | $ 170,000 |
| Navajo County Arizona | 1 | $ 355,000 | $ 355,000 | $ 412,000 |
| Santa Cruz County Arizona | 1 | $ 385,000 | $ 385,000 | $ 151,000 |
| Amador County California | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Del Norte County California | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Glenn County California | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Humboldt County California | 1 | $ 465,000 | $ 465,000 | $ 112,000 |
| Imperial County California | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Inyo County California | 1 | $ 485,000 | $ 485,000 | $ 186,000 |
| Tuolumne County California | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Garfield County Colorado | 1 | $ 485,000 | $ 485,000 | $ 219,000 |
| Grand County Colorado | 1 | $ 265,000 | $ 265,000 | $ 300,000 |
| La Plata County Colorado | 1 | $ 315,000 | $ 315,000 | $ 162,000 |
| Mesa County Colorado | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Washington County Colorado | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Hendry County Florida | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Indian River County Florida | 1 | $ 1,255,000 | $ 1,255,000 | $ 501,000 |
| Lee County Florida | 1 | $ 205,000 | $ 205,000 | $ 163,000 |
| Nassau County Florida | 1 | $ 1,065,000 | $ 1,065,000 | $ 1,080,000 |
| Okaloosa County Florida | 1 | $ 325,000 | $ 325,000 | $ 137,000 |
| Sumter County Florida | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Walton County Florida | 1 | $ 1,965,000 | $ 1,965,000 | $ 488,000 |
| Bartow County Georgia | 1 | $ 485,000 | $ 485,000 | $ 107,000 |
| Camden County Georgia | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
| Chatham County Georgia | 1 | $ 325,000 | $ 325,000 | $ 95,000 |
| Coweta County Georgia | 1 | $ 455,000 | $ 455,000 | $ 202,000 |
| Dawson County Georgia | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Dougherty County Georgia | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Habersham County Georgia | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Liberty County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lumpkin County Georgia | 1 | $ 375,000 | $ 375,000 | $ 98,000 |
| Meriwether County Georgia | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Newton County Georgia | 1 | $ 295,000 | $ 295,000 | $ 48,000 |
| Ada County Idaho | 1 | $ 895,000 | $ 895,000 | $ 347,000 |
| Canyon County Idaho | 1 | $ 175,000 | $ 175,000 | $ 450,000 |
| Latah County Idaho | 1 | $ 175,000 | $ 175,000 | $ 31,000 |
| Harford County Maryland | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Leelanau County Michigan | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Carver County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 66,000 |
| Hennepin County Minnesota | 1 | $ 1,615,000 | $ 1,615,000 | $ 582,000 |
| Pope County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Bergen County New Jersey | 1 | $ 785,000 | $ 785,000 | $ 352,000 |
| Essex County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 156,000 |
| Hudson County New Jersey | 1 | $ 475,000 | $ 475,000 | $ 134,000 |
| Morris County New Jersey | 1 | $ 675,000 | $ 675,000 | $ 327,000 |
| Somerset County New Jersey | 1 | $ 795,000 | $ 795,000 | $ 303,000 |
| Dare County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 142,000 |
| Iredell County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 579,000 |
| Johnston County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 155,000 |
| Lee County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 116,000 |
| New Hanover County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 144,000 |
| Rockingham County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Wake County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 127,000 |
| Madison County Ohio | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Benton County Oregon | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| Jackson County Oregon | 1 | $ 245,000 | $ 245,000 | $ 124,000 |
| Josephine County Oregon | 1 | $ 265,000 | $ 265,000 | $ 152,000 |
| Dorchester County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Florence County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Lexington County South Carolina | 1 | $ 535,000 | $ 535,000 | $ 129,000 |
| Bradley County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Cocke County Tennessee | 1 | $ 655,000 | $ 655,000 | $ 171,000 |
| Dickson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Macon County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Marshall County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Perry County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Putnam County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Sevier County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 39,000 |
| Washington County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 127,000 |
| Atascosa County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Bastrop County Texas | 1 | $ 345,000 | $ 345,000 | $ 84,000 |
| Brown County Texas | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Burnet County Texas | 1 | $ 315,000 | $ 315,000 | $ 191,000 |
| Caldwell County Texas | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Chambers County Texas | 1 | $ 385,000 | $ 385,000 | $ 96,000 |
| Comal County Texas | 1 | $ 385,000 | $ 385,000 | $ 85,000 |
| Ector County Texas | 1 | $ 345,000 | $ 345,000 | $ 431,000 |
| Franklin County Texas | 1 | $ 425,000 | $ 425,000 | $ 216,000 |
| Freestone County Texas | 1 | $ 285,000 | $ 285,000 | $ 252,000 |
| Gray County Texas | 1 | $ 325,000 | $ 325,000 | $ 188,000 |
| Gregg County Texas | 1 | $ 125,000 | $ 125,000 | $ 269,000 |
| Grimes County Texas | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Hunt County Texas | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Jefferson County Texas | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Kerr County Texas | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Lamb County Texas | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Lampasas County Texas | 1 | $ 185,000 | $ 185,000 | $ 123,000 |
| Liberty County Texas | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Llano County Texas | 1 | $ 2,345,000 | $ 2,345,000 | $ 597,000 |
| Medina County Texas | 1 | $ 335,000 | $ 335,000 | $ 186,000 |
| Navarro County Texas | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Smith County Texas | 1 | $ 225,000 | $ 225,000 | $ 204,000 |
| Taylor County Texas | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Tyler County Texas | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Wood County Texas | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Box Elder County Utah | 1 | $ 235,000 | $ 235,000 | $ 43,000 |
| Tooele County Utah | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Arlington County Virginia | 1 | $ 795,000 | $ 795,000 | $ 290,000 |
| Falls Church County Virginia | 1 | $ 335,000 | $ 335,000 | $ 67,000 |
| Henrico County Virginia | 1 | $ 1,285,000 | $ 1,285,000 | $ 469,000 |
| Manassas County Virginia | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Manassas Park County Virginia | 1 | $ 485,000 | $ 485,000 | $ 133,000 |
| Nelson County Virginia | 1 | $ 165,000 | $ 165,000 | $ 28,000 |
| Prince Edward County Virginia | 1 | $ 245,000 | $ 245,000 | $ 214,000 |
| Prince William County Virginia | 1 | $ 355,000 | $ 355,000 | $ 82,000 |
| York County Virginia | 1 | $ 315,000 | $ 315,000 | $ 111,000 |
| Douglas County Washington | 1 | $ 445,000 | $ 445,000 | $ 150,000 |
| Grays Harbor County Washington | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Lewis County Washington | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Mason County Washington | 1 | $ 445,000 | $ 445,000 | $ 141,000 |
| Whatcom County Washington | 1 | $ 235,000 | $ 235,000 | $ 119,000 |
| Whitman County Washington | 1 | $ 345,000 | $ 345,000 | $ 213,000 |
Mortgage Loan Application Detail Totals for Jmac Lending, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,835 | $1,406,335,000 | $496,000 | $3,925,000 | $177,000 | $8,486,000 |
| Cash-out Refinancing | 2,442 | $1,109,720,000 | $454,000 | $3,905,000 | $144,000 | $2,064,000 |
| Refinancing | 2,439 | $1,270,905,000 | $521,000 | $3,605,000 | $167,000 | $8,486,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,334 | $1,839,670,000 | $551,000 | $3,925,000 | $194,000 | $7,334,000 |
| Asian | 1,389 | $735,615,000 | $529,000 | $3,605,000 | $164,000 | $1,265,000 |
| Hispanic | 1,339 | $454,425,000 | $339,000 | $2,345,000 | $98,000 | $3,000,000 |
| Not Provided | 1,165 | $577,085,000 | $495,000 | $3,005,000 | $157,000 | $1,358,000 |
| Black or African American | 392 | $136,260,000 | $347,000 | $1,745,000 | $149,000 | $8,486,000 |
| Native Hawaiian or Other Pacific Islander | 40 | $20,800,000 | $520,000 | $2,105,000 | $166,000 | $992,000 |
| American Indian or Alaskan Native | 34 | $12,190,000 | $358,000 | $1,405,000 | $108,000 | $341,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,021 | $3,239,405,000 | $538,000 | $3,925,000 | $188,000 | $8,486,000 |
| FHA-insured (Federal Housing Administration) | 1,230 | $380,650,000 | $309,000 | $725,000 | $76,000 | $447,000 |
| VA-guaranteed (Veterans Administration) | 440 | $161,370,000 | $366,000 | $1,195,000 | $72,000 | $258,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $5,535,000 | $221,000 | $405,000 | $54,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,360 | $1,975,100,000 | $453,000 | $3,005,000 | $148,000 | $2,961,000 |
| Application Denied By Financial Institution | 2,108 | $1,234,020,000 | $585,000 | $3,925,000 | $196,000 | $8,486,000 |
| Application Withdrawn By Applicant | 861 | $401,855,000 | $466,000 | $3,005,000 | $167,000 | $3,606,000 |
| File Closed For Incompleteness | 217 | $93,175,000 | $429,000 | $2,705,000 | $157,000 | $1,855,000 |
| Application Approved But Not Accepted | 169 | $81,835,000 | $484,000 | $1,925,000 | $144,000 | $1,071,000 |
| Loan Purchased By The Institution | 1 | $975,000 | $975,000 | $975,000 | $403,000 | $403,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,608 | $2,552,940,000 | $455,000 | $3,005,000 | $151,000 | $3,606,000 |
| Collateral | 751 | $444,645,000 | $592,000 | $3,905,000 | $200,000 | $2,272,000 |
| Debt-To-Income Ratio | 599 | $398,115,000 | $664,000 | $3,925,000 | $216,000 | $8,486,000 |
| Credit Application Incomplete | 179 | $83,295,000 | $465,000 | $3,605,000 | $146,000 | $1,200,000 |
| Unverifiable Information | 167 | $94,795,000 | $567,000 | $2,005,000 | $210,000 | $1,155,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 148 | $78,810,000 | $532,000 | $2,505,000 | $170,000 | $1,208,000 |
| Credit History | 142 | $69,630,000 | $490,000 | $2,255,000 | $179,000 | $3,000,000 |
| Other | 106 | $56,720,000 | $535,000 | $2,125,000 | $171,000 | $1,332,000 |
| Employment History | 16 | $8,010,000 | $500,000 | $1,105,000 | $159,000 | $387,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Jmac Lending, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Jmac Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.