Jmj Financial Group
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Jmj Financial Group 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Jmj Financial Group 26800 Aliso Viejo Parkway Ste 200 Aliso Viejo, CA 92656 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,382 |
| Total Mortgage Loan Application Amount | $1,125,420,000 |
| Average Mortgage Loan Application Amount | $465,000 |
| Highest Mortgage Loan Application Amount | $5,645,000 |
| Average Applicant Income | $11,333 |
| Highest Applicant Income | $2,204,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Jmj Financial Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Jmj Financial Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Jmj Financial Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Jmj Financial Group serves its applicants.
Each category highlights the total number of mortgage applications processed by Jmj Financial Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Jmj Financial Group's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 703 | $ 345,615,000 | $ 491,000 | $ 12,000 |
| San Diego County California | 435 | $ 220,015,000 | $ 505,000 | $ 12,000 |
| Orange County California | 417 | $ 229,805,000 | $ 551,000 | $ 12,000 |
| Riverside County California | 285 | $ 106,675,000 | $ 374,000 | $ 6,000 |
| San Bernardino County California | 165 | $ 63,945,000 | $ 387,000 | $ 4,000 |
| Ventura County California | 27 | $ 11,645,000 | $ 431,000 | $ 11,000 |
| Kern County California | 21 | $ 4,445,000 | $ 211,000 | $ 0 |
| Maricopa County Arizona | 19 | $ 6,805,000 | $ 358,000 | $ 0 |
| Ada County Idaho | 19 | $ 6,315,000 | $ 332,000 | $ 0 |
| San Francisco County California | 16 | $ 17,370,000 | $ 1,085,000 | $ 0 |
| Utah County Utah | 14 | $ 6,990,000 | $ 499,000 | $ 13,000 |
| San Joaquin County California | 12 | $ 4,420,000 | $ 368,000 | $ 6,000 |
| Sonoma County California | 12 | $ 6,730,000 | $ 560,000 | $ 0 |
| San Mateo County California | 11 | $ 11,535,000 | $ 1,048,000 | $ 0 |
| Contra Costa County California | 8 | $ 3,660,000 | $ 457,000 | $ 0 |
| Alameda County California | 6 | $ 5,010,000 | $ 835,000 | $ 0 |
| Stanislaus County California | 6 | $ 1,780,000 | $ 296,000 | $ 0 |
| Salt Lake County Utah | 6 | $ 1,700,000 | $ 283,000 | $ 0 |
| Yavapai County Arizona | 5 | $ 1,975,000 | $ 395,000 | $ 15,000 |
| Marin County California | 5 | $ 3,185,000 | $ 637,000 | $ 0 |
| Sacramento County California | 5 | $ 1,685,000 | $ 337,000 | $ 0 |
| Santa Clara County California | 5 | $ 3,375,000 | $ 675,000 | $ 41,000 |
| Bexar County Texas | 5 | $ 1,345,000 | $ 269,000 | $ 0 |
| Mohave County Arizona | 4 | $ 1,620,000 | $ 405,000 | $ 386,000 |
| Fresno County California | 4 | $ 1,240,000 | $ 310,000 | $ 0 |
| Merced County California | 4 | $ 1,590,000 | $ 397,000 | $ 0 |
| Solano County California | 4 | $ 1,470,000 | $ 367,000 | $ 30,000 |
| Multnomah County Oregon | 4 | $ 1,290,000 | $ 322,000 | $ 37,000 |
| Harris County Texas | 4 | $ 780,000 | $ 195,000 | $ 0 |
| Butte County California | 3 | $ 1,045,000 | $ 348,000 | $ 0 |
| Monterey County California | 3 | $ 1,695,000 | $ 565,000 | $ 0 |
| Placer County California | 3 | $ 1,075,000 | $ 358,000 | $ 0 |
| Tulare County California | 3 | $ 705,000 | $ 235,000 | $ 0 |
| Kootenai County Idaho | 3 | $ 865,000 | $ 288,000 | $ 0 |
| Washington County Utah | 3 | $ 1,125,000 | $ 375,000 | $ 0 |
| Pinal County Arizona | 2 | $ 450,000 | $ 225,000 | $ 0 |
| El Dorado County California | 2 | $ 1,380,000 | $ 690,000 | $ 0 |
| Mono County California | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Santa Barbara County California | 2 | $ 1,460,000 | $ 730,000 | $ 0 |
| Santa Cruz County California | 2 | $ 1,690,000 | $ 845,000 | $ 0 |
| Arapahoe County Colorado | 2 | $ 1,060,000 | $ 530,000 | $ 56,000 |
| Hawaii County Hawaii | 2 | $ 960,000 | $ 480,000 | $ 0 |
| Honolulu County Hawaii | 2 | $ 920,000 | $ 460,000 | $ 0 |
| Kauai County Hawaii | 2 | $ 1,120,000 | $ 560,000 | $ 0 |
| Maui County Hawaii | 2 | $ 1,340,000 | $ 670,000 | $ 133,000 |
| Tarrant County Texas | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Travis County Texas | 2 | $ 690,000 | $ 345,000 | $ 29,000 |
| Clark County Washington | 2 | $ 510,000 | $ 255,000 | $ 0 |
| King County Washington | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Spokane County Washington | 2 | $ 590,000 | $ 295,000 | $ 43,000 |
| Coconino County Arizona | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Pima County Arizona | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Yuma County Arizona | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Imperial County California | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Madera County California | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Napa County California | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Yuba County California | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Denver County Colorado | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Weld County Colorado | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Citrus County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Duval County Florida | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Manatee County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Orange County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Canyon County Idaho | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Elmore County Idaho | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Curry County Oregon | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Jackson County Oregon | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Jefferson County Oregon | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Josephine County Oregon | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Washington County Oregon | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Comal County Texas | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Denton County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Grayson County Texas | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Kerr County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Summit County Utah | 1 | $ 285,000 | $ 285,000 | $ 478,000 |
| Spotsylvania County Virginia | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Grant County Washington | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Kitsap County Washington | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Pierce County Washington | 1 | $ 625,000 | $ 625,000 | $ 0 |
Mortgage Loan Application Detail Totals for Jmj Financial Group in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,155 | $557,215,000 | $482,000 | $3,405,000 | $10,000 | $873,000 |
| Refinancing | 808 | $385,430,000 | $477,000 | $5,645,000 | $12,000 | $2,204,000 |
| Cash-out Refinancing | 419 | $182,775,000 | $436,000 | $3,005,000 | $12,000 | $910,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,159 | $533,445,000 | $460,000 | $5,645,000 | $12,000 | $910,000 |
| White | 841 | $428,875,000 | $509,000 | $3,405,000 | $12,000 | $2,204,000 |
| Hispanic | 265 | $106,465,000 | $401,000 | $1,815,000 | $6,000 | $231,000 |
| Asian | 60 | $29,710,000 | $495,000 | $2,105,000 | $8,000 | $248,000 |
| Black or African American | 53 | $25,125,000 | $474,000 | $2,475,000 | $3,000 | $113,000 |
| American Indian or Alaskan Native | 2 | $940,000 | $470,000 | $475,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $285,000 | $285,000 | $285,000 | $88,000 | $88,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,899 | $908,475,000 | $478,000 | $5,645,000 | $13,000 | $2,204,000 |
| FHA-insured (Federal Housing Administration) | 300 | $127,760,000 | $425,000 | $735,000 | $5,000 | $168,000 |
| VA-guaranteed (Veterans Administration) | 183 | $89,185,000 | $487,000 | $1,145,000 | $5,000 | $199,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,756 | $822,850,000 | $468,000 | $3,005,000 | $12,000 | $2,204,000 |
| Application Withdrawn By Applicant | 529 | $265,705,000 | $502,000 | $5,645,000 | $6,000 | $408,000 |
| Application Denied By Financial Institution | 61 | $29,255,000 | $479,000 | $2,815,000 | $26,000 | $910,000 |
| File Closed For Incompleteness | 34 | $6,350,000 | $186,000 | $735,000 | $26,000 | $259,000 |
| Application Approved But Not Accepted | 2 | $1,260,000 | $630,000 | $755,000 | $64,000 | $128,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,321 | $1,096,165,000 | $472,000 | $5,645,000 | $11,000 | $2,204,000 |
| Credit History | 16 | $5,720,000 | $357,000 | $695,000 | $18,000 | $300,000 |
| Debt-To-Income Ratio | 16 | $7,160,000 | $447,000 | $1,215,000 | $9,000 | $156,000 |
| Collateral | 14 | $8,430,000 | $602,000 | $2,815,000 | $16,000 | $237,000 |
| Credit Application Incomplete | 10 | $5,880,000 | $588,000 | $2,005,000 | $91,000 | $910,000 |
| Employment History | 2 | $960,000 | $480,000 | $665,000 | $0 | $0 |
| Unverifiable Information | 2 | $540,000 | $270,000 | $405,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $565,000 | $565,000 | $565,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Jmj Financial Group's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Jmj Financial Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.