Jmj Financial Group
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Jmj Financial Group 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Jmj Financial Group 26800 Aliso Viejo Parkway Ste 200 Aliso Viejo, CA 92656 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 1,445 |
| Total Mortgage Loan Application Amount | $788,785,000 |
| Average Mortgage Loan Application Amount | $521,333 |
| Highest Mortgage Loan Application Amount | $32,505,000 |
| Average Applicant Income | $159,000 |
| Highest Applicant Income | $3,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Jmj Financial Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Jmj Financial Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Jmj Financial Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Jmj Financial Group serves its applicants.
Each category highlights the total number of mortgage applications processed by Jmj Financial Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Jmj Financial Group's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 333 | $ 190,885,000 | $ 573,000 | $ 183,000 |
| Orange County California | 203 | $ 148,645,000 | $ 732,000 | $ 219,000 |
| San Diego County California | 183 | $ 143,545,000 | $ 784,000 | $ 176,000 |
| Riverside County California | 124 | $ 63,270,000 | $ 510,000 | $ 158,000 |
| San Bernardino County California | 102 | $ 43,320,000 | $ 424,000 | $ 144,000 |
| Clark County Nevada | 39 | $ 14,015,000 | $ 359,000 | $ 128,000 |
| Ada County Idaho | 32 | $ 13,990,000 | $ 437,000 | $ 138,000 |
| Maricopa County Arizona | 21 | $ 11,815,000 | $ 562,000 | $ 184,000 |
| Kern County California | 15 | $ 3,685,000 | $ 245,000 | $ 97,000 |
| Mohave County Arizona | 14 | $ 4,610,000 | $ 329,000 | $ 152,000 |
| Ventura County California | 14 | $ 6,890,000 | $ 492,000 | $ 125,000 |
| Canyon County Idaho | 13 | $ 5,745,000 | $ 441,000 | $ 160,000 |
| Imperial County California | 7 | $ 1,655,000 | $ 236,000 | $ 102,000 |
| Harris County Texas | 7 | $ 1,875,000 | $ 267,000 | $ 293,000 |
| Salt Lake County Utah | 7 | $ 3,895,000 | $ 556,000 | $ 228,000 |
| Utah County Utah | 7 | $ 2,735,000 | $ 390,000 | $ 116,000 |
| Contra Costa County California | 5 | $ 4,015,000 | $ 803,000 | $ 231,000 |
| Chatham County Georgia | 5 | $ 1,385,000 | $ 277,000 | $ 70,000 |
| Boone County Missouri | 5 | $ 1,455,000 | $ 291,000 | $ 85,000 |
| Williamson County Texas | 5 | $ 2,355,000 | $ 471,000 | $ 188,000 |
| King County Washington | 5 | $ 1,835,000 | $ 367,000 | $ 248,000 |
| Tulare County California | 4 | $ 1,200,000 | $ 300,000 | $ 96,000 |
| Duval County Florida | 4 | $ 1,050,000 | $ 262,000 | $ 54,000 |
| Kootenai County Idaho | 4 | $ 2,960,000 | $ 740,000 | $ 205,000 |
| Hidalgo County Texas | 4 | $ 1,010,000 | $ 252,000 | $ 74,000 |
| Lassen County California | 3 | $ 695,000 | $ 231,000 | $ 68,000 |
| San Francisco County California | 3 | $ 3,875,000 | $ 1,291,000 | $ 201,000 |
| San Mateo County California | 3 | $ 2,775,000 | $ 925,000 | $ 311,000 |
| Santa Clara County California | 3 | $ 2,385,000 | $ 795,000 | $ 190,000 |
| Escambia County Florida | 3 | $ 405,000 | $ 135,000 | $ 139,000 |
| Twin Falls County Idaho | 3 | $ 645,000 | $ 215,000 | $ 175,000 |
| Jackson County Missouri | 3 | $ 1,475,000 | $ 491,000 | $ 0 |
| Mecklenburg County North Carolina | 3 | $ 1,325,000 | $ 441,000 | $ 142,000 |
| Bell County Texas | 3 | $ 1,185,000 | $ 395,000 | $ 119,000 |
| Bexar County Texas | 3 | $ 915,000 | $ 305,000 | $ 122,000 |
| Denton County Texas | 3 | $ 1,265,000 | $ 421,000 | $ 119,000 |
| Travis County Texas | 3 | $ 2,155,000 | $ 718,000 | $ 236,000 |
| Washington County Utah | 3 | $ 1,185,000 | $ 395,000 | $ 98,000 |
| Pima County Arizona | 2 | $ 730,000 | $ 365,000 | $ 126,000 |
| Pinal County Arizona | 2 | $ 870,000 | $ 435,000 | $ 108,000 |
| Yavapai County Arizona | 2 | $ 440,000 | $ 220,000 | $ 144,000 |
| Yuma County Arizona | 2 | $ 710,000 | $ 355,000 | $ 107,000 |
| El Dorado County California | 2 | $ 2,040,000 | $ 1,020,000 | $ 270,000 |
| Fresno County California | 2 | $ 690,000 | $ 345,000 | $ 70,000 |
| Marin County California | 2 | $ 1,990,000 | $ 995,000 | $ 286,000 |
| Santa Barbara County California | 2 | $ 1,240,000 | $ 620,000 | $ 193,000 |
| Stanislaus County California | 2 | $ 670,000 | $ 335,000 | $ 93,000 |
| El Paso County Colorado | 2 | $ 650,000 | $ 325,000 | $ 141,000 |
| Brevard County Florida | 2 | $ 610,000 | $ 305,000 | $ 169,000 |
| Clay County Florida | 2 | $ 690,000 | $ 345,000 | $ 172,000 |
| Palm Beach County Florida | 2 | $ 1,980,000 | $ 990,000 | $ 120,000 |
| Bulloch County Georgia | 2 | $ 410,000 | $ 205,000 | $ 100,000 |
| Maui County Hawaii | 2 | $ 1,090,000 | $ 545,000 | $ 160,000 |
| Washoe County Nevada | 2 | $ 750,000 | $ 375,000 | $ 79,000 |
| Maury County Tennessee | 2 | $ 710,000 | $ 355,000 | $ 96,000 |
| Wilson County Tennessee | 2 | $ 940,000 | $ 470,000 | $ 172,000 |
| Collin County Texas | 2 | $ 920,000 | $ 460,000 | $ 229,000 |
| Comal County Texas | 2 | $ 690,000 | $ 345,000 | $ 79,000 |
| El Paso County Texas | 2 | $ 390,000 | $ 195,000 | $ 100,000 |
| Hunt County Texas | 2 | $ 860,000 | $ 430,000 | $ 149,000 |
| Grays Harbor County Washington | 2 | $ 1,410,000 | $ 705,000 | $ 416,000 |
| Amador County California | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Del Norte County California | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
| Kings County California | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| Lake County California | 1 | $ 425,000 | $ 425,000 | $ 70,000 |
| Napa County California | 1 | $ 605,000 | $ 605,000 | $ 145,000 |
| Sacramento County California | 1 | $ 505,000 | $ 505,000 | $ 240,000 |
| San Joaquin County California | 1 | $ 405,000 | $ 405,000 | $ 326,000 |
| San Luis Obispo County California | 1 | $ 405,000 | $ 405,000 | $ 85,000 |
| Santa Cruz County California | 1 | $ 805,000 | $ 805,000 | $ 173,000 |
| Siskiyou County California | 1 | $ 325,000 | $ 325,000 | $ 331,000 |
| Solano County California | 1 | $ 555,000 | $ 555,000 | $ 164,000 |
| Sonoma County California | 1 | $ 485,000 | $ 485,000 | $ 284,000 |
| Arapahoe County Colorado | 1 | $ 1,485,000 | $ 1,485,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 625,000 | $ 625,000 | $ 120,000 |
| Pueblo County Colorado | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Bay County Florida | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Hernando County Florida | 1 | $ 345,000 | $ 345,000 | $ 89,000 |
| Hillsborough County Florida | 1 | $ 185,000 | $ 185,000 | $ 915,000 |
| Lee County Florida | 1 | $ 825,000 | $ 825,000 | $ 122,000 |
| Miami-Dade County Florida | 1 | $ 275,000 | $ 275,000 | $ 181,000 |
| Polk County Florida | 1 | $ 395,000 | $ 395,000 | $ 163,000 |
| Sarasota County Florida | 1 | $ 255,000 | $ 255,000 | $ 947,000 |
| St. Johns County Florida | 1 | $ 425,000 | $ 425,000 | $ 131,000 |
| Volusia County Florida | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Bryan County Georgia | 1 | $ 395,000 | $ 395,000 | $ 74,000 |
| Camden County Georgia | 1 | $ 225,000 | $ 225,000 | $ 43,000 |
| Effingham County Georgia | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Fayette County Georgia | 1 | $ 365,000 | $ 365,000 | $ 124,000 |
| Henry County Georgia | 1 | $ 475,000 | $ 475,000 | $ 208,000 |
| Jackson County Georgia | 1 | $ 405,000 | $ 405,000 | $ 135,000 |
| Hawaii County Hawaii | 1 | $ 295,000 | $ 295,000 | $ 112,000 |
| Honolulu County Hawaii | 1 | $ 265,000 | $ 265,000 | $ 173,000 |
| Kauai County Hawaii | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Boise County Idaho | 1 | $ 365,000 | $ 365,000 | $ 135,000 |
| Elmore County Idaho | 1 | $ 275,000 | $ 275,000 | $ 97,000 |
| Payette County Idaho | 1 | $ 335,000 | $ 335,000 | $ 64,000 |
| Valley County Idaho | 1 | $ 435,000 | $ 435,000 | $ 83,000 |
| Cook County Illinois | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Clay County Missouri | 1 | $ 315,000 | $ 315,000 | $ 86,000 |
| Lincoln County Montana | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Nye County Nevada | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Carteret County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 232,000 |
| Chatham County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 161,000 |
| Forsyth County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 108,000 |
| Onslow County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 232,000 |
| Transylvania County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 72,000 |
| Wake County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 220,000 |
| Baker County Oregon | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Davidson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 240,000 |
| DeKalb County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 56,000 |
| Hamilton County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 109,000 |
| Macon County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Monroe County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Sevier County Tennessee | 1 | $ 885,000 | $ 885,000 | $ 188,000 |
| Sullivan County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 272,000 |
| Cass County Texas | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Chambers County Texas | 1 | $ 505,000 | $ 505,000 | $ 318,000 |
| Dallas County Texas | 1 | $ 285,000 | $ 285,000 | $ 177,000 |
| Ellis County Texas | 1 | $ 475,000 | $ 475,000 | $ 115,000 |
| Galveston County Texas | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Kaufman County Texas | 1 | $ 365,000 | $ 365,000 | $ 78,000 |
| Marion County Texas | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Montgomery County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Parker County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Tarrant County Texas | 1 | $ 365,000 | $ 365,000 | $ 102,000 |
| Wilson County Texas | 1 | $ 375,000 | $ 375,000 | $ 129,000 |
| Summit County Utah | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| Clark County Washington | 1 | $ 605,000 | $ 605,000 | $ 135,000 |
| Jefferson County Washington | 1 | $ 725,000 | $ 725,000 | $ 340,000 |
| Kittitas County Washington | 1 | $ 815,000 | $ 815,000 | $ 501,000 |
| Pierce County Washington | 1 | $ 355,000 | $ 355,000 | $ 73,000 |
| Snohomish County Washington | 1 | $ 425,000 | $ 425,000 | $ 78,000 |
| Spokane County Washington | 1 | $ 345,000 | $ 345,000 | $ 102,000 |
| Walla Walla County Washington | 1 | $ 625,000 | $ 625,000 | $ 101,000 |
Mortgage Loan Application Detail Totals for Jmj Financial Group in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,070 | $584,280,000 | $546,000 | $32,505,000 | $173,000 | $2,893,000 |
| Cash-out Refinancing | 279 | $162,565,000 | $582,000 | $20,135,000 | $154,000 | $3,600,000 |
| Refinancing | 96 | $41,940,000 | $436,000 | $1,375,000 | $150,000 | $671,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 792 | $411,300,000 | $519,000 | $4,975,000 | $167,000 | $3,600,000 |
| White | 428 | $249,210,000 | $582,000 | $32,505,000 | $178,000 | $2,893,000 |
| Hispanic | 120 | $71,200,000 | $593,000 | $20,135,000 | $147,000 | $1,091,000 |
| Asian | 65 | $39,625,000 | $609,000 | $2,035,000 | $177,000 | $837,000 |
| Black or African American | 32 | $15,020,000 | $469,000 | $1,005,000 | $131,000 | $386,000 |
| American Indian or Alaskan Native | 5 | $1,375,000 | $275,000 | $835,000 | $83,000 | $139,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $650,000 | $325,000 | $335,000 | $67,000 | $69,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,156 | $643,910,000 | $557,000 | $32,505,000 | $179,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 168 | $76,750,000 | $456,000 | $1,165,000 | $121,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 121 | $68,125,000 | $563,000 | $2,285,000 | $128,000 | $1,040,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 958 | $519,340,000 | $542,000 | $3,505,000 | $173,000 | $3,600,000 |
| Application Withdrawn By Applicant | 333 | $216,915,000 | $651,000 | $32,505,000 | $163,000 | $1,408,000 |
| File Closed For Incompleteness | 122 | $36,000,000 | $295,000 | $20,135,000 | $149,000 | $2,891,000 |
| Application Denied By Financial Institution | 32 | $16,530,000 | $516,000 | $1,995,000 | $122,000 | $342,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,413 | $772,255,000 | $546,000 | $32,505,000 | $169,000 | $3,600,000 |
| Other | 7 | $3,375,000 | $482,000 | $975,000 | $115,000 | $342,000 |
| Credit History | 6 | $2,230,000 | $371,000 | $655,000 | $108,000 | $158,000 |
| Debt-To-Income Ratio | 6 | $2,620,000 | $436,000 | $495,000 | $118,000 | $245,000 |
| Collateral | 5 | $2,495,000 | $499,000 | $705,000 | $172,000 | $295,000 |
| Credit Application Incomplete | 4 | $3,610,000 | $902,000 | $1,995,000 | $59,000 | $135,000 |
| Employment History | 2 | $1,150,000 | $575,000 | $875,000 | $165,000 | $234,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $345,000 | $345,000 | $345,000 | $128,000 | $128,000 |
| Unverifiable Information | 1 | $705,000 | $705,000 | $705,000 | $180,000 | $180,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Jmj Financial Group's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Jmj Financial Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.