Jmj Financial Group Inc. Mortgage Lending & HMDA Data, 2022
In 2022, Jmj Financial Group Inc. of Aliso Viejo, CA reported 1,445 mortgage applications totaling $788.8 million, down 58% from 2021. The average application was for $545,871, and applicants reported an average income of $167,803. 66% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (333), Riverside-San Bernardino-Ontario, CA (226) and Anaheim-Santa Ana-Irvine, CA (203) (applications in parentheses).
| Mortgage Company & Address | Jmj Financial Group Inc. 26800 Aliso Viejo Parkway Ste 200 Aliso Viejo, CA 92656 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 1,445 |
| Total Mortgage Loan Application Amount | $788,785,000 |
| Average Mortgage Loan Application Amount | $545,871 |
| Highest Mortgage Loan Application Amount | $32,505,000 |
| Average Applicant Income | $167,803 |
| Highest Applicant Income | $3,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Jmj Financial Group Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 333 | $ 190,885,000 | $ 573,228 | $ 183,000 |
| Riverside-San Bernardino-Ontario, CA | 226 | $ 106,590,000 | $ 471,637 | $ 151,000 |
| Anaheim-Santa Ana-Irvine, CA | 203 | $ 148,645,000 | $ 732,241 | $ 219,000 |
| San Diego-Carlsbad, CA | 183 | $ 143,545,000 | $ 784,398 | $ 176,000 |
| Boise City, ID | 46 | $ 20,100,000 | $ 436,956 | $ 144,000 |
| Las Vegas-Henderson-Paradise, NV | 39 | $ 14,015,000 | $ 359,358 | $ 128,000 |
| Outside any metro area | 31 | $ 13,245,000 | $ 427,258 | $ 128,645 |
| Phoenix-Mesa-Scottsdale, AZ | 23 | $ 12,685,000 | $ 551,521 | $ 177,000 |
| Bakersfield, CA | 15 | $ 3,685,000 | $ 245,666 | $ 97,000 |
| Lake Havasu City-Kingman, AZ | 14 | $ 4,610,000 | $ 329,285 | $ 152,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 14 | $ 6,890,000 | $ 492,142 | $ 125,000 |
| Dallas-Plano-Irving, TX | 10 | $ 4,170,000 | $ 417,000 | $ 148,000 |
| Houston-The Woodlands-Sugar Land, TX | 10 | $ 2,940,000 | $ 294,000 | $ 246,000 |
| Austin-Round Rock, TX | 8 | $ 4,510,000 | $ 563,750 | $ 206,000 |
| El Centro, CA | 7 | $ 1,655,000 | $ 236,428 | $ 102,000 |
| Jacksonville, FL | 7 | $ 2,165,000 | $ 309,285 | $ 99,000 |
| Provo-Orem, UT | 7 | $ 2,735,000 | $ 390,714 | $ 116,000 |
| Salt Lake City, UT | 7 | $ 3,895,000 | $ 556,428 | $ 228,000 |
| Savannah, GA | 7 | $ 2,035,000 | $ 290,714 | $ 68,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 6 | $ 2,230,000 | $ 371,666 | $ 149,000 |
| San Antonio-New Braunfels, TX | 6 | $ 1,980,000 | $ 330,000 | $ 109,000 |
| San Francisco-Redwood City-South San Francisco, CA | 6 | $ 6,650,000 | $ 1,108,333 | $ 256,000 |
| Seattle-Bellevue-Everett, WA | 6 | $ 2,260,000 | $ 376,666 | $ 219,000 |
| Columbia, MO | 5 | $ 1,455,000 | $ 291,000 | $ 85,000 |
| Oakland-Hayward-Berkeley, CA | 5 | $ 4,015,000 | $ 803,000 | $ 231,000 |
| Coeur D'Alene, ID | 4 | $ 2,960,000 | $ 740,000 | $ 205,000 |
| Kansas City, MO-KS | 4 | $ 1,790,000 | $ 447,500 | $ 21,000 |
| McAllen-Edinburg-Mission, TX | 4 | $ 1,010,000 | $ 252,500 | $ 74,000 |
| Visalia-Porterville, CA | 4 | $ 1,200,000 | $ 300,000 | $ 96,000 |
| Charlotte-Concord-Gastonia, NC-SC | 3 | $ 1,325,000 | $ 441,666 | $ 142,000 |
| Killeen-Temple, TX | 3 | $ 1,185,000 | $ 395,000 | $ 119,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 405,000 | $ 135,000 | $ 139,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 3 | $ 2,545,000 | $ 848,333 | $ 260,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 2,385,000 | $ 795,000 | $ 190,000 |
| St. George, UT | 3 | $ 1,185,000 | $ 395,000 | $ 98,000 |
| Twin Falls, ID | 3 | $ 645,000 | $ 215,000 | $ 175,000 |
| Atlanta-Sandy Springs-Roswell, GA | 2 | $ 840,000 | $ 420,000 | $ 166,000 |
| Colorado Springs, CO | 2 | $ 650,000 | $ 325,000 | $ 141,000 |
| Denver-Aurora-Lakewood, CO | 2 | $ 2,110,000 | $ 1,055,000 | $ 60,000 |
| El Paso, TX | 2 | $ 390,000 | $ 195,000 | $ 100,000 |
| Fort Worth-Arlington, TX | 2 | $ 520,000 | $ 260,000 | $ 51,000 |
| Fresno, CA | 2 | $ 690,000 | $ 345,000 | $ 70,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 1,090,000 | $ 545,000 | $ 160,000 |
| Modesto, CA | 2 | $ 670,000 | $ 335,000 | $ 93,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 610,000 | $ 305,000 | $ 169,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 440,000 | $ 220,000 | $ 144,000 |
| Reno, NV | 2 | $ 750,000 | $ 375,000 | $ 79,000 |
| San Rafael, CA | 2 | $ 1,990,000 | $ 995,000 | $ 286,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 1,240,000 | $ 620,000 | $ 193,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2 | $ 530,000 | $ 265,000 | $ 502,000 |
| Tucson, AZ | 2 | $ 730,000 | $ 365,000 | $ 126,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 2 | $ 1,980,000 | $ 990,000 | $ 120,000 |
| Yuma, AZ | 2 | $ 710,000 | $ 355,000 | $ 107,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 825,000 | $ 825,000 | $ 122,000 |
| Chattanooga, TN-GA | 1 | $ 405,000 | $ 405,000 | $ 109,000 |
| Chicago-Naperville, IL | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Durham-Chapel Hill, NC | 1 | $ 375,000 | $ 375,000 | $ 161,000 |
| Hanford-Corcoran, CA | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| Jacksonville, NC | 1 | $ 605,000 | $ 605,000 | $ 232,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 395,000 | $ 395,000 | $ 272,000 |
| Lakeland-Winter Haven, FL | 1 | $ 395,000 | $ 395,000 | $ 163,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 275,000 | $ 275,000 | $ 181,000 |
| Napa, CA | 1 | $ 605,000 | $ 605,000 | $ 145,000 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 255,000 | $ 255,000 | $ 947,000 |
| Panama City, FL | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 605,000 | $ 605,000 | $ 135,000 |
| Pueblo, CO | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Raleigh, NC | 1 | $ 415,000 | $ 415,000 | $ 220,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 405,000 | $ 405,000 | $ 85,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 805,000 | $ 805,000 | $ 173,000 |
| Santa Rosa, CA | 1 | $ 485,000 | $ 485,000 | $ 284,000 |
| Spokane-Spokane Valley, WA | 1 | $ 345,000 | $ 345,000 | $ 102,000 |
| Stockton-Lodi, CA | 1 | $ 405,000 | $ 405,000 | $ 326,000 |
| Tacoma-Lakewood, WA | 1 | $ 355,000 | $ 355,000 | $ 73,000 |
| Urban Honolulu, HI | 1 | $ 265,000 | $ 265,000 | $ 173,000 |
| Vallejo-Fairfield, CA | 1 | $ 555,000 | $ 555,000 | $ 164,000 |
| Walla Walla, WA | 1 | $ 625,000 | $ 625,000 | $ 101,000 |
| Winston-Salem, NC | 1 | $ 315,000 | $ 315,000 | $ 108,000 |
Mortgage Loan Application Detail Totals for Jmj Financial Group Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,070 | $584,280,000 | $546,000 | $32,505,000 | $173,000 | $2,893,000 |
| Cash-out Refinancing | 279 | $162,565,000 | $582,000 | $20,135,000 | $154,000 | $3,600,000 |
| Refinancing | 96 | $41,940,000 | $436,000 | $1,375,000 | $150,000 | $671,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 792 | $411,300,000 | $519,000 | $4,975,000 | $167,000 | $3,600,000 |
| White | 428 | $249,210,000 | $582,000 | $32,505,000 | $178,000 | $2,893,000 |
| Hispanic | 120 | $71,200,000 | $593,000 | $20,135,000 | $147,000 | $1,091,000 |
| Asian | 65 | $39,625,000 | $609,000 | $2,035,000 | $177,000 | $837,000 |
| Black or African American | 32 | $15,020,000 | $469,000 | $1,005,000 | $131,000 | $386,000 |
| American Indian or Alaskan Native | 5 | $1,375,000 | $275,000 | $835,000 | $83,000 | $139,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $650,000 | $325,000 | $335,000 | $67,000 | $69,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,156 | $643,910,000 | $557,000 | $32,505,000 | $179,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 168 | $76,750,000 | $456,000 | $1,165,000 | $121,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 121 | $68,125,000 | $563,000 | $2,285,000 | $128,000 | $1,040,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 958 | $519,340,000 | $542,000 | $3,505,000 | $173,000 | $3,600,000 |
| Application Withdrawn By Applicant | 333 | $216,915,000 | $651,000 | $32,505,000 | $163,000 | $1,408,000 |
| File Closed For Incompleteness | 122 | $36,000,000 | $295,000 | $20,135,000 | $149,000 | $2,891,000 |
| Application Denied By Financial Institution | 32 | $16,530,000 | $516,000 | $1,995,000 | $122,000 | $342,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,413 | $772,255,000 | $546,000 | $32,505,000 | $169,000 | $3,600,000 |
| Other | 7 | $3,375,000 | $482,000 | $975,000 | $115,000 | $342,000 |
| Credit History | 6 | $2,230,000 | $371,000 | $655,000 | $108,000 | $158,000 |
| Debt-To-Income Ratio | 6 | $2,620,000 | $436,000 | $495,000 | $118,000 | $245,000 |
| Collateral | 5 | $2,495,000 | $499,000 | $705,000 | $172,000 | $295,000 |
| Credit Application Incomplete | 4 | $3,610,000 | $902,000 | $1,995,000 | $59,000 | $135,000 |
| Employment History | 2 | $1,150,000 | $575,000 | $875,000 | $165,000 | $234,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $345,000 | $345,000 | $345,000 | $128,000 | $128,000 |
| Unverifiable Information | 1 | $705,000 | $705,000 | $705,000 | $180,000 | $180,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Jmj Financial Group Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Jmj Financial Group Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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