Joe Klein Enterprises Ltd 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Joe Klein Enterprises Ltd 15011 N 75Th Street Scottsdale, AZ 85260 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 |
| Total Number of Mortgage Applications | 439 |
| Total Mortgage Loan Application Amount | $94,933,000 |
| Average Mortgage Loan Application Amount | $218,500 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $83,500 |
| Highest Applicant Income | $1,518,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Joe Klein Enterprises Ltd. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Joe Klein Enterprises Ltd's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Joe Klein Enterprises Ltd's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Joe Klein Enterprises Ltd serves its applicants.
Each category highlights the total number of mortgage applications processed by Joe Klein Enterprises Ltd, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Joe Klein Enterprises Ltd's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 158 | $ 25,630,000 | $ 162,000 | $ 82,000 |
| Los Angeles County California | 38 | $ 10,760,000 | $ 283,000 | $ 113,000 |
| Orange County California | 16 | $ 6,144,000 | $ 384,000 | $ 122,000 |
| Cook County Illinois | 15 | $ 6,837,000 | $ 455,000 | $ 158,000 |
| Mesa County Colorado | 13 | $ 2,599,000 | $ 199,000 | $ 35,000 |
| Riverside County California | 11 | $ 1,902,000 | $ 172,000 | $ 112,000 |
| Pima County Arizona | 10 | $ 2,407,000 | $ 240,000 | $ 48,000 |
| Pinal County Arizona | 8 | $ 1,001,000 | $ 125,000 | $ 56,000 |
| Alameda County California | 8 | $ 3,355,000 | $ 419,000 | $ 105,000 |
| Sacramento County California | 8 | $ 1,246,000 | $ 155,000 | $ 53,000 |
| Yavapai County Arizona | 5 | $ 1,079,000 | $ 215,000 | $ 76,000 |
| Contra Costa County California | 5 | $ 1,245,000 | $ 249,000 | $ 86,000 |
| Fresno County California | 5 | $ 1,139,000 | $ 227,000 | $ 87,000 |
| San Diego County California | 4 | $ 1,415,000 | $ 353,000 | $ 94,000 |
| San Joaquin County California | 4 | $ 758,000 | $ 189,000 | $ 60,000 |
| Jefferson County Colorado | 4 | $ 954,000 | $ 238,000 | $ 52,000 |
| St. Louis County Missouri | 4 | $ 462,000 | $ 115,000 | $ 58,000 |
| Mobile County Alabama | 3 | $ 283,000 | $ 94,000 | $ 37,000 |
| San Bernardino County California | 3 | $ 470,000 | $ 156,000 | $ 54,000 |
| Stanislaus County California | 3 | $ 451,000 | $ 150,000 | $ 74,000 |
| Arapahoe County Colorado | 3 | $ 627,000 | $ 209,000 | $ 35,000 |
| Denver County Colorado | 3 | $ 307,000 | $ 102,000 | $ 14,000 |
| Brevard County Florida | 3 | $ 337,000 | $ 112,000 | $ 42,000 |
| Hillsborough County Florida | 3 | $ 569,000 | $ 189,000 | $ 54,000 |
| Palm Beach County Florida | 3 | $ 423,000 | $ 141,000 | $ 79,000 |
| DuPage County Illinois | 3 | $ 413,000 | $ 137,000 | $ 163,000 |
| Kane County Illinois | 3 | $ 691,000 | $ 230,000 | $ 140,000 |
| Salt Lake County Utah | 3 | $ 555,000 | $ 185,000 | $ 29,000 |
| Placer County California | 2 | $ 517,000 | $ 258,000 | $ 90,000 |
| San Mateo County California | 2 | $ 792,000 | $ 396,000 | $ 87,000 |
| Solano County California | 2 | $ 339,000 | $ 169,000 | $ 51,000 |
| Ventura County California | 2 | $ 932,000 | $ 466,000 | $ 119,000 |
| Adams County Colorado | 2 | $ 247,000 | $ 123,000 | $ 45,000 |
| Douglas County Colorado | 2 | $ 940,000 | $ 470,000 | $ 96,000 |
| Garfield County Colorado | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Pitkin County Colorado | 2 | $ 411,000 | $ 205,000 | $ 44,000 |
| Broward County Florida | 2 | $ 176,000 | $ 88,000 | $ 48,000 |
| Collier County Florida | 2 | $ 591,000 | $ 295,000 | $ 169,000 |
| Lee County Florida | 2 | $ 1,217,000 | $ 608,000 | $ 186,000 |
| Miami-Dade County Florida | 2 | $ 497,000 | $ 248,000 | $ 71,000 |
| Pinellas County Florida | 2 | $ 213,000 | $ 106,000 | $ 41,000 |
| Lake County Illinois | 2 | $ 436,000 | $ 218,000 | $ 68,000 |
| St. Louis City County Missouri | 2 | $ 211,000 | $ 105,000 | $ 68,000 |
| Bernalillo County New Mexico | 2 | $ 211,000 | $ 105,000 | $ 44,000 |
| Dona Ana County New Mexico | 2 | $ 235,000 | $ 117,000 | $ 34,000 |
| Eddy County New Mexico | 2 | $ 167,000 | $ 83,000 | $ 56,000 |
| Santa Fe County New Mexico | 2 | $ 1,129,000 | $ 564,000 | $ 294,000 |
| Laramie County Wyoming | 2 | $ 232,000 | $ 116,000 | $ 32,000 |
| Lowndes County Alabama | 1 | $ 417,000 | $ 417,000 | $ 84,000 |
| Madison County Alabama | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Marengo County Alabama | 1 | $ 137,000 | $ 137,000 | $ 33,000 |
| Greenlee County Arizona | 1 | $ 132,000 | $ 132,000 | $ 36,000 |
| Mohave County Arizona | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Navajo County Arizona | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Santa Cruz County Arizona | 1 | $ 126,000 | $ 126,000 | $ 33,000 |
| Yuma County Arizona | 1 | $ 201,000 | $ 201,000 | $ 55,000 |
| Humboldt County California | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Imperial County California | 1 | $ 180,000 | $ 180,000 | $ 185,000 |
| Merced County California | 1 | $ 147,000 | $ 147,000 | $ 40,000 |
| Nevada County California | 1 | $ 251,000 | $ 251,000 | $ 85,000 |
| San Benito County California | 1 | $ 212,000 | $ 212,000 | $ 95,000 |
| Santa Clara County California | 1 | $ 371,000 | $ 371,000 | $ 106,000 |
| Santa Cruz County California | 1 | $ 160,000 | $ 160,000 | $ 255,000 |
| Archuleta County Colorado | 1 | $ 330,000 | $ 330,000 | $ 55,000 |
| Delta County Colorado | 1 | $ 162,000 | $ 162,000 | $ 17,000 |
| Eagle County Colorado | 1 | $ 1,389,000 | $ 1,389,000 | $ 322,000 |
| El Paso County Colorado | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Montrose County Colorado | 1 | $ 173,000 | $ 173,000 | $ 57,000 |
| Weld County Colorado | 1 | $ 128,000 | $ 128,000 | $ 104,000 |
| Alachua County Florida | 1 | $ 96,000 | $ 96,000 | $ 34,000 |
| Charlotte County Florida | 1 | $ 136,000 | $ 136,000 | $ 64,000 |
| Lake County Florida | 1 | $ 154,000 | $ 154,000 | $ 42,000 |
| Leon County Florida | 1 | $ 146,000 | $ 146,000 | $ 55,000 |
| Orange County Florida | 1 | $ 48,000 | $ 48,000 | $ 51,000 |
| Pasco County Florida | 1 | $ 52,000 | $ 52,000 | $ 35,000 |
| Volusia County Florida | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Honolulu County Hawaii | 1 | $ 266,000 | $ 266,000 | $ 114,000 |
| DeKalb County Illinois | 1 | $ 103,000 | $ 103,000 | $ 87,000 |
| Monroe County Illinois | 1 | $ 202,000 | $ 202,000 | $ 115,000 |
| St. Clair County Illinois | 1 | $ 242,000 | $ 242,000 | $ 248,000 |
| Barnstable County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 101,000 |
| Middlesex County Massachusetts | 1 | $ 320,000 | $ 320,000 | $ 45,000 |
| Washtenaw County Michigan | 1 | $ 380,000 | $ 380,000 | $ 97,000 |
| George County Mississippi | 1 | $ 148,000 | $ 148,000 | $ 83,000 |
| Lowndes County Mississippi | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Cass County Missouri | 1 | $ 222,000 | $ 222,000 | $ 124,000 |
| Jefferson County Missouri | 1 | $ 110,000 | $ 110,000 | $ 38,000 |
| St. Charles County Missouri | 1 | $ 249,000 | $ 249,000 | $ 102,000 |
| Orange County New York | 1 | $ 227,000 | $ 227,000 | $ 133,000 |
| Rockland County New York | 1 | $ 257,000 | $ 257,000 | $ 60,000 |
| Lincoln County Oregon | 1 | $ 284,000 | $ 284,000 | $ 94,000 |
| Charleston County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Davis County Utah | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Duchesne County Utah | 1 | $ 230,000 | $ 230,000 | $ 96,000 |
| Utah County Utah | 1 | $ 193,000 | $ 193,000 | $ 68,000 |
| Washakie County Wyoming | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 241 | $46,405,000 | $192,000 | $2,000,000 | $85,000 | $1,518,000 |
| Refinancing | 198 | $48,528,000 | $245,000 | $1,389,000 | $82,000 | $864,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 204 | $47,342,000 | $232,000 | $1,850,000 | $97,000 | $1,518,000 |
| Hispanic | 110 | $17,638,000 | $160,000 | $553,000 | $56,000 | $623,000 |
| Not Provided | 65 | $18,192,000 | $279,000 | $2,000,000 | $93,000 | $864,000 |
| Black or African American | 32 | $5,738,000 | $179,000 | $417,000 | $84,000 | $667,000 |
| Asian | 26 | $5,716,000 | $219,000 | $570,000 | $71,000 | $165,000 |
| American Indian or Alaskan Native | 1 | $184,000 | $184,000 | $184,000 | $36,000 | $36,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $123,000 | $123,000 | $123,000 | $145,000 | $145,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 236 | $42,081,000 | $178,000 | $570,000 | $47,000 | $204,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 179 | $47,975,000 | $268,000 | $2,000,000 | $136,000 | $1,518,000 |
| VA-guaranteed (Veterans Administration) | 21 | $4,211,000 | $200,000 | $562,000 | $52,000 | $187,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $666,000 | $222,000 | $386,000 | $49,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 221 | $50,200,000 | $227,000 | $2,000,000 | $91,000 | $1,518,000 |
| Application Withdrawn By Applicant | 116 | $24,006,000 | $206,000 | $900,000 | $68,000 | $623,000 |
| Application Denied By Financial Institution | 85 | $17,515,000 | $206,000 | $1,850,000 | $89,000 | $855,000 |
| File Closed For Incompleteness | 15 | $2,872,000 | $191,000 | $570,000 | $74,000 | $214,000 |
| Preapproval Approved but not Accepted | 2 | $340,000 | $170,000 | $184,000 | $38,000 | $45,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 22 | $5,213,000 | $236,000 | $1,850,000 | $139,000 | $855,000 |
| Debt-To-Income Ratio | 20 | $6,597,000 | $329,000 | $1,389,000 | $105,000 | $324,000 |
| Credit History | 17 | $2,508,000 | $147,000 | $353,000 | $61,000 | $185,000 |
| Other | 10 | $1,302,000 | $130,000 | $309,000 | $64,000 | $255,000 |
| Unverifiable Information | 9 | $1,203,000 | $133,000 | $318,000 | $49,000 | $84,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $482,000 | $120,000 | $152,000 | $55,000 | $73,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Joe Klein Enterprises Ltd's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Joe Klein Enterprises Ltd's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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