Ks Statebank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Ks Statebank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Ks Statebank
1010 Westloop Pl
Manhattan, KS 66502
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 4,843
Total Mortgage Loan Application Amount $1,812,775,000
Average Mortgage Loan Application Amount $284,000
Highest Mortgage Loan Application Amount $17,105,000
Average Applicant Income $166,400
Highest Applicant Income $5,528,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Ks Statebank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ks Statebank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2019 breaks down Ks Statebank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ks Statebank serves its applicants.

Each category highlights the total number of mortgage applications processed by Ks Statebank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ks Statebank's mortgage activity for 2019.

Mortgage Loan Application Totals for Ks Statebank by Metropolitan Area in 2019

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
PHOENIX-MESA-SCOTTSDALE, AZ 580 $ 263,670,000 $ 454,000 $ 173,000
MANHATTAN, KS 348 $ 67,510,000 $ 193,000 $ 124,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 330 $ 100,190,000 $ 304,000 $ 137,500
NA (OUTSIDE OF MSA/MD) 313 $ 102,905,000 $ 367,650 $ 133,825
WICHITA, KS 292 $ 55,080,000 $ 188,000 $ 99,000
KANSAS CITY, MO-KS 185 $ 48,035,000 $ 253,500 $ 106,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 159 $ 77,755,000 $ 466,500 $ 145,500
LAS VEGAS-HENDERSON-PARADISE, NV 113 $ 45,135,000 $ 399,000 $ 124,000
DENVER-AURORA-LAKEWOOD, CO 97 $ 46,855,000 $ 483,000 $ 175,000
SAN ANTONIO-NEW BRAUNFELS, TX 86 $ 31,980,000 $ 371,000 $ 117,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 80 $ 32,120,000 $ 401,000 $ 146,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 78 $ 49,080,000 $ 629,000 $ 202,000
COLORADO SPRINGS, CO 56 $ 20,350,000 $ 363,000 $ 105,000
SAN DIEGO-CARLSBAD, CA 54 $ 29,880,000 $ 553,000 $ 131,000
DALLAS-PLANO-IRVING, TX 52 $ 20,140,000 $ 387,000 $ 175,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 51 $ 19,175,000 $ 375,000 $ 108,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 50 $ 18,490,000 $ 369,000 $ 160,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 48 $ 17,500,000 $ 335,000 $ 101,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 45 $ 17,765,000 $ 390,500 $ 140,500
TAMPA-ST. PETERSBURG-CLEARWATER, FL 43 $ 15,775,000 $ 366,000 $ 131,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 40 $ 16,290,000 $ 407,000 $ 126,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 40 $ 15,480,000 $ 384,500 $ 101,500
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 39 $ 15,945,000 $ 408,000 $ 120,000
TUCSON, AZ 35 $ 12,515,000 $ 357,000 $ 92,000
TACOMA-LAKEWOOD, WA 32 $ 15,840,000 $ 495,000 $ 158,000
ORLANDO-KISSIMMEE-SANFORD, FL 31 $ 12,465,000 $ 402,000 $ 164,000
AUSTIN-ROUND ROCK, TX 29 $ 11,915,000 $ 410,000 $ 160,000
NEW YORK-NEWARK, NY 26 $ 11,210,000 $ 431,000 $ 161,000
SEATTLE-BELLEVUE-EVERETT, WA 26 $ 12,710,000 $ 488,000 $ 131,000
WASHINGTON-BALTIMORE-ARLINGTON, DC 25 $ 11,075,000 $ 443,000 $ 182,000
RALEIGH, NC 24 $ 8,170,000 $ 340,000 $ 115,000
ANAHEIM-SANTA ANA-IRVINE, CA 23 $ 19,045,000 $ 828,000 $ 210,000
BALTIMORE-COLUMBIA-TOWSON, MD 23 $ 10,175,000 $ 442,000 $ 151,000
BOSTON, MA 22 $ 9,140,000 $ 415,000 $ 125,000
SALT LAKE CITY, UT 22 $ 7,780,000 $ 353,000 $ 100,000
BOISE CITY, ID 21 $ 8,105,000 $ 385,000 $ 103,000
CHICAGO-NAPERVILLE, IL 21 $ 7,625,000 $ 363,000 $ 139,000
ALBUQUERQUE, NM 20 $ 7,150,000 $ 357,000 $ 162,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 20 $ 7,450,000 $ 372,000 $ 133,000
OGDEN-CLEARFIELD, UT 20 $ 8,450,000 $ 422,000 $ 124,000
HUNTSVILLE, AL 19 $ 6,185,000 $ 325,000 $ 124,000
JACKSONVILLE, FL 19 $ 7,465,000 $ 392,000 $ 109,000
OKLAHOMA CITY, OK 19 $ 5,445,000 $ 286,000 $ 124,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 17 $ 6,665,000 $ 392,000 $ 95,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 17 $ 7,405,000 $ 435,000 $ 206,000
ST. LOUIS, MO-IL 17 $ 5,745,000 $ 336,000 $ 132,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 17 $ 25,165,000 $ 1,480,000 $ 147,000
ANCHORAGE, AK 16 $ 6,830,000 $ 426,000 $ 142,000
NORTH PORT-SARASOTA-BRADENTON, FL 16 $ 5,700,000 $ 356,000 $ 106,000
OAKLAND-HAYWARD-BERKELEY, CA 16 $ 11,050,000 $ 690,000 $ 121,000
OMAHA-COUNCIL BLUFFS, NE-IA 16 $ 5,840,000 $ 416,000 $ 167,000
MIAMI-MIAMI BEACH-KENDALL, FL 15 $ 5,395,000 $ 359,000 $ 131,000
RICHMOND, VA 15 $ 5,435,000 $ 362,000 $ 123,000
TOPEKA, KS 15 $ 2,655,000 $ 177,000 $ 102,000
CHARLESTON-NORTH CHARLESTON, SC 14 $ 4,450,000 $ 317,000 $ 95,000
FORT WORTH-ARLINGTON, TX 14 $ 6,530,000 $ 466,000 $ 168,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 14 $ 4,790,000 $ 342,000 $ 156,000
PENSACOLA-FERRY PASS-BRENT, FL 14 $ 5,060,000 $ 361,000 $ 139,000
PROVIDENCE-WARWICK, RI-MA 14 $ 5,730,000 $ 429,500 $ 220,000
BREMERTON-SILVERDALE, WA 13 $ 7,065,000 $ 543,000 $ 589,000
COLUMBUS, OH 13 $ 4,835,000 $ 371,000 $ 104,000
KILLEEN-TEMPLE, TX 13 $ 3,155,000 $ 242,000 $ 105,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 13 $ 4,665,000 $ 351,500 $ 99,000
RENO, NV 13 $ 5,615,000 $ 431,000 $ 145,000
SANTA FE, NM 13 $ 7,495,000 $ 576,000 $ 229,000
WARREN-TROY-FARMINGTON HILLS, MI 13 $ 4,265,000 $ 328,000 $ 170,000
BIRMINGHAM-HOOVER, AL 12 $ 4,340,000 $ 361,000 $ 182,000
FAYETTEVILLE, NC 12 $ 3,370,000 $ 280,000 $ 115,000
NEWARK, NJ-PA 12 $ 5,960,000 $ 496,000 $ 143,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 12 $ 4,030,000 $ 335,000 $ 97,000
VALLEJO-FAIRFIELD, CA 12 $ 5,230,000 $ 435,000 $ 125,000
WORCESTER, MA-CT 12 $ 4,480,000 $ 373,000 $ 141,000
BAKERSFIELD, CA 11 $ 3,695,000 $ 335,000 $ 108,000
BOULDER, CO 11 $ 5,305,000 $ 482,000 $ 217,000
CINCINNATI, OH-KY-IN 11 $ 3,615,000 $ 328,000 $ 145,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 11 $ 5,945,000 $ 540,000 $ 72,000
PITTSBURGH, PA 11 $ 4,625,000 $ 420,000 $ 152,000
PRESCOTT VALLEY-PRESCOTT, AZ 11 $ 4,745,000 $ 431,000 $ 108,000
BRIDGEPORT-STAMFORD-NORWALK, CT 10 $ 5,150,000 $ 515,000 $ 110,000
CAPE CORAL-FORT MYERS, FL 10 $ 3,160,000 $ 316,000 $ 112,000
FORT COLLINS, CO 10 $ 3,460,000 $ 346,000 $ 86,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 10 $ 3,770,000 $ 387,500 $ 145,500
OLYMPIA-TUMWATER, WA 10 $ 3,900,000 $ 390,000 $ 165,000
OXNARD-THOUSAND OAKS-VENTURA, CA 10 $ 5,800,000 $ 580,000 $ 236,000
AUGUSTA-RICHMOND COUNTY, GA-SC 9 $ 2,555,000 $ 286,500 $ 83,500
CLEVELAND-ELYRIA, OH 9 $ 2,245,000 $ 249,000 $ 96,000
COLUMBIA, SC 9 $ 3,405,000 $ 378,000 $ 135,000
GREENVILLE-ANDERSON-MAULDIN, SC 9 $ 3,185,000 $ 353,000 $ 134,000
LAWRENCE, KS 9 $ 1,185,000 $ 131,000 $ 106,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 9 $ 3,755,000 $ 398,500 $ 121,500
NEW ORLEANS-METAIRIE, LA 9 $ 3,795,000 $ 421,000 $ 124,000
SALINAS, CA 9 $ 4,895,000 $ 543,000 $ 169,000
URBAN HONOLULU, HI 9 $ 6,645,000 $ 738,000 $ 145,000
DAYTON-SPRINGFIELD-KETTERING, OH 8 $ 2,760,000 $ 345,000 $ 111,000
MANCHESTER-NASHUA, NH 8 $ 3,000,000 $ 375,000 $ 116,000
MEMPHIS, TN-MS-AR 8 $ 3,940,000 $ 492,000 $ 196,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 8 $ 3,110,000 $ 388,000 $ 168,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 8 $ 7,690,000 $ 961,000 $ 178,000
WARNER ROBINS, GA 8 $ 2,360,000 $ 295,000 $ 107,000
WILMINGTON, NC 8 $ 2,690,000 $ 336,000 $ 158,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 7 $ 3,135,000 $ 447,000 $ 177,000
PHILADELPHIA, PA 7 $ 3,065,000 $ 437,000 $ 196,000
PORT ST. LUCIE, FL 7 $ 2,645,000 $ 377,000 $ 202,000
SALEM, OR 7 $ 3,015,000 $ 430,000 $ 140,000
WILMINGTON, DE-MD-NJ 7 $ 2,325,000 $ 358,000 $ 86,500
ASHEVILLE, NC 6 $ 1,910,000 $ 318,000 $ 134,000
BEND-REDMOND, OR 6 $ 2,420,000 $ 403,000 $ 160,000
BOWLING GREEN, KY 6 $ 1,360,000 $ 226,000 $ 103,000
CHATTANOOGA, TN-GA 6 $ 2,170,000 $ 361,000 $ 178,000
CORPUS CHRISTI, TX 6 $ 2,460,000 $ 410,000 $ 136,000
DES MOINES-WEST DES MOINES, IA 6 $ 2,280,000 $ 380,000 $ 140,000
DURHAM-CHAPEL HILL, NC 6 $ 2,230,000 $ 371,000 $ 254,000
FLAGSTAFF, AZ 6 $ 3,690,000 $ 615,000 $ 177,000
FRESNO, CA 6 $ 1,790,000 $ 298,000 $ 111,000
HAGERSTOWN-MARTINSBURG, MD-WV 6 $ 2,260,000 $ 371,000 $ 25,500
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 6 $ 1,840,000 $ 306,000 $ 63,000
KNOXVILLE, TN 6 $ 1,810,000 $ 301,000 $ 148,000
LAKE HAVASU CITY-KINGMAN, AZ 6 $ 1,850,000 $ 308,000 $ 116,000
LEXINGTON-FAYETTE, KY 6 $ 2,420,000 $ 403,000 $ 247,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 6 $ 2,110,000 $ 351,000 $ 398,000
MODESTO, CA 6 $ 2,480,000 $ 413,000 $ 130,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 6 $ 2,940,000 $ 490,000 $ 81,000
SPOKANE-SPOKANE VALLEY, WA 6 $ 2,020,000 $ 336,000 $ 98,000
BILLINGS, MT 5 $ 2,355,000 $ 471,000 $ 170,000
EL PASO, TX 5 $ 1,885,000 $ 377,000 $ 153,000
ENID, OK 5 $ 1,245,000 $ 249,000 $ 114,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 5 $ 2,065,000 $ 413,000 $ 245,000
GRAND JUNCTION, CO 5 $ 2,915,000 $ 583,000 $ 265,000
JACKSONVILLE, NC 5 $ 1,525,000 $ 305,000 $ 179,000
LAKELAND-WINTER HAVEN, FL 5 $ 1,185,000 $ 237,000 $ 276,000
MADISON, WI 5 $ 2,475,000 $ 495,000 $ 138,000
MANKATO-NORTH MANKATO, MN 5 $ 895,000 $ 179,000 $ 131,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 5 $ 2,255,000 $ 451,000 $ 140,000
SANTA MARIA-SANTA BARBARA, CA 5 $ 2,045,000 $ 409,000 $ 72,000
SANTA ROSA, CA 5 $ 3,115,000 $ 623,000 $ 235,000
SAVANNAH, GA 5 $ 1,795,000 $ 359,000 $ 332,000
SHREVEPORT-BOSSIER CITY, LA 5 $ 1,595,000 $ 319,000 $ 171,000
STOCKTON-LODI, CA 5 $ 2,135,000 $ 427,000 $ 128,000
TULSA, OK 5 $ 1,865,000 $ 373,000 $ 121,000
TUSCALOOSA, AL 5 $ 1,705,000 $ 341,000 $ 182,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 4 $ 1,220,000 $ 318,000 $ 64,000
ATLANTIC CITY-HAMMONTON, NJ 4 $ 1,300,000 $ 325,000 $ 91,000
BARNSTABLE TOWN, MA 4 $ 2,250,000 $ 562,000 $ 259,000
CAMDEN, NJ 4 $ 1,540,000 $ 385,000 $ 92,000
COLUMBUS, GA-AL 4 $ 1,680,000 $ 385,000 $ 46,000
EAU CLAIRE, WI 4 $ 920,000 $ 230,000 $ 74,000
ELGIN, IL 4 $ 1,510,000 $ 377,000 $ 136,000
GRAND RAPIDS-WYOMING, MI 4 $ 1,840,000 $ 460,000 $ 158,000
HARRISBURG-CARLISLE, PA 4 $ 1,580,000 $ 395,000 $ 134,000
NEW HAVEN-MILFORD, CT 4 $ 1,630,000 $ 407,000 $ 150,000
PANAMA CITY, FL 4 $ 1,210,000 $ 302,000 $ 119,000
PORTLAND-SOUTH PORTLAND, ME 4 $ 1,780,000 $ 445,000 $ 108,000
PUNTA GORDA, FL 4 $ 940,000 $ 235,000 $ 94,000
ROCHESTER, MN 4 $ 1,880,000 $ 470,000 $ 191,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 4 $ 3,250,000 $ 812,000 $ 228,000
AMES, IA 3 $ 1,575,000 $ 525,000 $ 91,000
BATON ROUGE, LA 3 $ 995,000 $ 331,000 $ 140,000
BELLINGHAM, WA 3 $ 1,205,000 $ 401,000 $ 139,000
BURLINGTON-SOUTH BURLINGTON, VT 3 $ 975,000 $ 325,000 $ 61,000
CHARLOTTESVILLE, VA 3 $ 985,000 $ 328,000 $ 58,000
CHICO, CA 3 $ 835,000 $ 278,000 $ 63,000
CLARKSVILLE, TN-KY 3 $ 965,000 $ 321,000 $ 83,000
COEUR D'ALENE, ID 3 $ 1,095,000 $ 365,000 $ 198,000
DOVER, DE 3 $ 1,045,000 $ 348,000 $ 96,000
DULUTH, MN-WI 3 $ 695,000 $ 231,000 $ 71,000
FARGO, ND-MN 3 $ 715,000 $ 247,500 $ 35,000
GREELEY, CO 3 $ 725,000 $ 241,000 $ 106,000
GREENSBORO-HIGH POINT, NC 3 $ 1,085,000 $ 361,000 $ 69,000
GREENVILLE, NC 3 $ 1,215,000 $ 405,000 $ 0
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 3 $ 675,000 $ 225,000 $ 104,000
HOMOSASSA SPRINGS, FL 3 $ 625,000 $ 208,000 $ 117,000
JANESVILLE-BELOIT, WI 3 $ 1,195,000 $ 398,000 $ 183,000
JOHNSON CITY, TN 3 $ 785,000 $ 261,000 $ 140,000
LANSING-EAST LANSING, MI 3 $ 975,000 $ 325,000 $ 78,000
MOUNT VERNON-ANACORTES, WA 3 $ 1,465,000 $ 488,000 $ 103,000
NORWICH-NEW LONDON, CT 3 $ 1,425,000 $ 475,000 $ 190,000
ROANOKE, VA 3 $ 1,245,000 $ 415,000 $ 0
SANTA CRUZ-WATSONVILLE, CA 3 $ 2,725,000 $ 908,000 $ 190,000
SEBASTIAN-VERO BEACH, FL 3 $ 825,000 $ 275,000 $ 97,000
SUMTER, SC 3 $ 1,185,000 $ 395,000 $ 171,000
TALLAHASSEE, FL 3 $ 955,000 $ 318,000 $ 88,000
TYLER, TX 3 $ 1,115,000 $ 371,000 $ 115,000
VALDOSTA, GA 3 $ 745,000 $ 248,000 $ 182,000
AUBURN-OPELIKA, AL 2 $ 880,000 $ 440,000 $ 63,000
BECKLEY, WV 2 $ 670,000 $ 335,000 $ 102,000
BISMARCK, ND 2 $ 690,000 $ 345,000 $ 154,000
CARSON CITY, NV 2 $ 310,000 $ 155,000 $ 75,000
COLLEGE STATION-BRYAN, TX 2 $ 730,000 $ 365,000 $ 611,000
DAPHNE-FAIRHOPE-FOLEY, AL 2 $ 880,000 $ 440,000 $ 166,000
DECATUR, AL 2 $ 890,000 $ 445,000 $ 225,000
DETROIT-DEARBORN-LIVONIA, MI 2 $ 490,000 $ 245,000 $ 288,000
EUGENE, OR 2 $ 640,000 $ 320,000 $ 104,000
FAIRBANKS, AK 2 $ 530,000 $ 265,000 $ 86,000
FLORENCE-MUSCLE SHOALS, AL 2 $ 810,000 $ 405,000 $ 130,000
GREAT FALLS, MT 2 $ 910,000 $ 455,000 $ 109,000
GREEN BAY, WI 2 $ 550,000 $ 275,000 $ 51,000
HOT SPRINGS, AR 2 $ 850,000 $ 425,000 $ 333,000
IDAHO FALLS, ID 2 $ 700,000 $ 350,000 $ 104,000
KAHULUI-WAILUKU-LAHAINA, HI 2 $ 3,270,000 $ 1,635,000 $ 429,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 2 $ 620,000 $ 310,000 $ 112,000
LA CROSSE-ONALASKA, WI-MN 2 $ 620,000 $ 310,000 $ 137,000
LAFAYETTE, LA 2 $ 710,000 $ 355,000 $ 100,000
LANCASTER, PA 2 $ 650,000 $ 325,000 $ 132,000
LAS CRUCES, NM 2 $ 590,000 $ 295,000 $ 101,000
LINCOLN, NE 2 $ 750,000 $ 375,000 $ 139,000
MADERA, CA 2 $ 860,000 $ 430,000 $ 65,000
MEDFORD, OR 2 $ 810,000 $ 405,000 $ 112,000
MIDLAND, TX 2 $ 640,000 $ 320,000 $ 167,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 2 $ 1,830,000 $ 915,000 $ 378,000
NEW BERN, NC 2 $ 320,000 $ 160,000 $ 0
OCALA, FL 2 $ 690,000 $ 345,000 $ 141,000
PROVO-OREM, UT 2 $ 690,000 $ 345,000 $ 90,000
RACINE, WI 2 $ 670,000 $ 335,000 $ 187,000
READING, PA 2 $ 570,000 $ 285,000 $ 86,000
ROCKFORD, IL 2 $ 1,290,000 $ 645,000 $ 442,000
SAN RAFAEL, CA 2 $ 1,770,000 $ 885,000 $ 0
SIOUX FALLS, SD 2 $ 1,430,000 $ 715,000 $ 0
SPARTANBURG, SC 2 $ 790,000 $ 395,000 $ 159,000
ST. GEORGE, UT 2 $ 680,000 $ 340,000 $ 104,000
WACO, TX 2 $ 1,110,000 $ 555,000 $ 166,000
WINCHESTER, VA-WV 2 $ 830,000 $ 415,000 $ 187,000
WINSTON-SALEM, NC 2 $ 750,000 $ 375,000 $ 135,000
YORK-HANOVER, PA 2 $ 520,000 $ 260,000 $ 225,000
YUBA CITY, CA 2 $ 760,000 $ 380,000 $ 60,000
ALBANY, OR 1 $ 435,000 $ 435,000 $ 54,000
ALEXANDRIA, LA 1 $ 275,000 $ 275,000 $ 92,000
AMARILLO, TX 1 $ 435,000 $ 435,000 $ 0
ANN ARBOR, MI 1 $ 305,000 $ 305,000 $ 281,000
ATHENS-CLARKE COUNTY, GA 1 $ 455,000 $ 455,000 $ 154,000
BANGOR, ME 1 $ 315,000 $ 315,000 $ 114,000
BEAUMONT-PORT ARTHUR, TX 1 $ 395,000 $ 395,000 $ 0
BLOOMINGTON, IN 1 $ 105,000 $ 105,000 $ 161,000
BURLINGTON, NC 1 $ 455,000 $ 455,000 $ 0
CALIFORNIA-LEXINGTON PARK, MD 1 $ 465,000 $ 465,000 $ 211,000
CASPER, WY 1 $ 245,000 $ 245,000 $ 156,000
CEDAR RAPIDS, IA 1 $ 175,000 $ 175,000 $ 79,000
CHAMBERSBURG-WAYNESBORO, PA 1 $ 605,000 $ 605,000 $ 221,000
CHEYENNE, WY 1 $ 255,000 $ 255,000 $ 99,000
COLUMBUS, IN 1 $ 595,000 $ 595,000 $ 0
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 255,000 $ 255,000 $ 309,000
DOTHAN, AL 1 $ 385,000 $ 385,000 $ 105,000
DUBUQUE, IA 1 $ 165,000 $ 165,000 $ 43,000
FARMINGTON, NM 1 $ 495,000 $ 495,000 $ 164,000
FLORENCE, SC 1 $ 445,000 $ 445,000 $ 0
FORT SMITH, AR-OK 1 $ 335,000 $ 335,000 $ 0
GAINESVILLE, FL 1 $ 305,000 $ 305,000 $ 82,000
GAINESVILLE, GA 1 $ 605,000 $ 605,000 $ 240,000
GETTYSBURG, PA 1 $ 195,000 $ 195,000 $ 108,000
GRANTS PASS, OR 1 $ 165,000 $ 165,000 $ 52,000
GULFPORT-BILOXI-PASCAGOULA, MS 1 $ 505,000 $ 505,000 $ 0
HOUMA-THIBODAUX, LA 1 $ 305,000 $ 305,000 $ 0
HUNTINGTON-ASHLAND, WV-KY-OH 1 $ 245,000 $ 245,000 $ 62,000
IOWA CITY, IA 1 $ 405,000 $ 405,000 $ 124,000
JOPLIN, MO 1 $ 345,000 $ 345,000 $ 160,000
KENNEWICK-RICHLAND, WA 1 $ 265,000 $ 265,000 $ 87,000
LAFAYETTE-WEST LAFAYETTE, IN 1 $ 165,000 $ 165,000 $ 0
LAKE CHARLES, LA 1 $ 335,000 $ 335,000 $ 156,000
LAWTON, OK 1 $ 65,000 $ 65,000 $ 47,000
LUBBOCK, TX 1 $ 265,000 $ 265,000 $ 75,000
LYNCHBURG, VA 1 $ 305,000 $ 305,000 $ 73,000
MACON-BIBB COUNTY, GA 1 $ 345,000 $ 345,000 $ 219,000
MERCED, CA 1 $ 205,000 $ 205,000 $ 271,000
MISSOULA, MT 1 $ 305,000 $ 305,000 $ 0
MONTGOMERY, AL 1 $ 325,000 $ 325,000 $ 140,000
MORRISTOWN, TN 1 $ 315,000 $ 315,000 $ 116,000
MUSKEGON, MI 1 $ 285,000 $ 285,000 $ 125,000
NILES-BENTON HARBOR, MI 1 $ 395,000 $ 395,000 $ 263,000
PITTSFIELD, MA 1 $ 295,000 $ 295,000 $ 119,000
PUEBLO, CO 1 $ 445,000 $ 445,000 $ 125,000
RAPID CITY, SD 1 $ 305,000 $ 305,000 $ 86,000
SALISBURY, MD-DE 1 $ 455,000 $ 455,000 $ 310,000
SHEBOYGAN, WI 1 $ 175,000 $ 175,000 $ 148,000
SHERMAN-DENISON, TX 1 $ 305,000 $ 305,000 $ 149,000
SIOUX CITY, IA-NE-SD 1 $ 405,000 $ 405,000 $ 0
SPRINGFIELD, IL 1 $ 315,000 $ 315,000 $ 151,000
SPRINGFIELD, MA 1 $ 305,000 $ 305,000 $ 60,000
SPRINGFIELD, MO 1 $ 355,000 $ 355,000 $ 109,000
ST. CLOUD, MN 1 $ 405,000 $ 405,000 $ 128,000
THE VILLAGES, FL 1 $ 285,000 $ 285,000 $ 61,000
VISALIA-PORTERVILLE, CA 1 $ 385,000 $ 385,000 $ 56,000
WATERLOO-CEDAR FALLS, IA 1 $ 195,000 $ 195,000 $ 73,000
WAUSAU, WI 1 $ 245,000 $ 245,000 $ 155,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 1 $ 345,000 $ 345,000 $ 131,000
YUMA, AZ 1 $ 345,000 $ 345,000 $ 107,000

Mortgage Loan Application Detail Totals for Ks Statebank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,242 $777,960,000 $346,000 $4,275,000 $132,000 $5,528,000
Refinancing 1,592 $669,530,000 $420,000 $17,105,000 $136,000 $2,061,000
Cash-out Refinancing 929 $352,975,000 $379,000 $1,635,000 $154,000 $1,654,000
Home Improvement 59 $10,085,000 $170,000 $2,675,000 $203,000 $1,287,000
Other Purpose 21 $2,225,000 $105,000 $435,000 $207,000 $1,271,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,101 $1,083,555,000 $349,000 $3,375,000 $137,000 $5,528,000
Not Provided 839 $328,595,000 $391,000 $2,805,000 $145,000 $1,200,000
Hispanic 300 $122,000,000 $406,000 $17,105,000 $122,000 $780,000
Not applicable 233 $146,455,000 $628,000 $10,005,000 $0 $0
Black or African American 183 $63,115,000 $344,000 $1,215,000 $115,000 $834,000
Asian 135 $50,825,000 $376,000 $1,315,000 $184,000 $2,061,000
American Indian or Alaskan Native 31 $10,585,000 $341,000 $1,085,000 $158,000 $1,537,000
Native Hawaiian or Other Pacific Islander 8 $2,500,000 $312,000 $595,000 $189,000 $311,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,399 $854,205,000 $356,000 $17,105,000 $164,000 $5,528,000
VA-guaranteed (Veterans Administration) 2,226 $912,960,000 $410,000 $1,645,000 $116,000 $1,200,000
FHA-insured (Federal Housing Administration) 204 $43,670,000 $214,000 $495,000 $82,000 $970,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $1,940,000 $138,000 $305,000 $57,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,046 $1,106,840,000 $363,000 $10,005,000 $140,000 $5,528,000
Application Withdrawn By Applicant 1,074 $423,660,000 $394,000 $17,105,000 $141,000 $1,537,000
File Closed For Incompleteness 437 $176,705,000 $404,000 $2,675,000 $131,000 $1,509,000
Application Denied By Financial Institution 237 $86,075,000 $363,000 $4,005,000 $115,000 $1,200,000
Application Approved But Not Accepted 49 $19,495,000 $397,000 $2,185,000 $263,000 $2,061,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,606 $1,726,700,000 $374,000 $17,105,000 $140,000 $5,528,000
Debt-To-Income Ratio 97 $45,115,000 $465,000 $4,005,000 $116,000 $1,200,000
Credit History 71 $20,865,000 $293,000 $955,000 $106,000 $493,000
Other 26 $10,120,000 $389,000 $2,205,000 $154,000 $780,000
Collateral 26 $5,750,000 $221,000 $605,000 $110,000 $293,000
Employment History 8 $1,760,000 $220,000 $435,000 $96,000 $153,000
Unverifiable Information 7 $1,725,000 $246,000 $435,000 $84,000 $125,000
Insufficient Cash (Downpayment, Closing Cost) 2 $740,000 $370,000 $685,000 $253,000 $474,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ks Statebank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ks Statebank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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