Keesler
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Keesler 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Keesler 2602 Pass Road Biloxi, MS 39531 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,491 |
| Total Mortgage Loan Application Amount | $415,835,000 |
| Average Mortgage Loan Application Amount | $147,000 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $2,439,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Keesler. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Keesler's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Keesler's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Keesler serves its applicants.
Each category highlights the total number of mortgage applications processed by Keesler, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Keesler's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harrison County Mississippi | 728 | $ 114,140,000 | $ 156,000 | $ 74,000 |
| Jackson County Mississippi | 437 | $ 66,315,000 | $ 151,000 | $ 76,000 |
| Hancock County Mississippi | 233 | $ 36,415,000 | $ 156,000 | $ 82,000 |
| St. Tammany County Louisiana | 177 | $ 32,605,000 | $ 184,000 | $ 81,000 |
| Pearl River County Mississippi | 141 | $ 19,655,000 | $ 139,000 | $ 65,000 |
| Forrest County Mississippi | 90 | $ 11,590,000 | $ 128,000 | $ 75,000 |
| Mobile County Alabama | 73 | $ 10,915,000 | $ 149,000 | $ 66,000 |
| Stone County Mississippi | 62 | $ 7,870,000 | $ 126,000 | $ 67,000 |
| Lamar County Mississippi | 54 | $ 9,940,000 | $ 184,000 | $ 77,000 |
| Hinds County Mississippi | 53 | $ 8,945,000 | $ 168,000 | $ 62,000 |
| Rankin County Mississippi | 50 | $ 9,970,000 | $ 199,000 | $ 81,000 |
| Madison County Mississippi | 43 | $ 9,385,000 | $ 218,000 | $ 93,000 |
| Orleans County Louisiana | 39 | $ 16,805,000 | $ 430,000 | $ 83,000 |
| Jefferson County Louisiana | 28 | $ 7,730,000 | $ 276,000 | $ 98,000 |
| Baldwin County Alabama | 23 | $ 4,525,000 | $ 196,000 | $ 83,000 |
| Perry County Mississippi | 15 | $ 2,045,000 | $ 136,000 | $ 72,000 |
| Jones County Mississippi | 14 | $ 1,420,000 | $ 101,000 | $ 58,000 |
| Washington County Louisiana | 13 | $ 1,565,000 | $ 120,000 | $ 61,000 |
| Covington County Mississippi | 11 | $ 1,645,000 | $ 149,000 | $ 90,000 |
| East Baton Rouge County Louisiana | 9 | $ 2,095,000 | $ 232,000 | $ 110,000 |
| St. Bernard County Louisiana | 9 | $ 1,525,000 | $ 169,000 | $ 70,000 |
| Greene County Mississippi | 8 | $ 780,000 | $ 97,000 | $ 65,000 |
| Marion County Mississippi | 8 | $ 930,000 | $ 116,000 | $ 65,000 |
| Simpson County Mississippi | 8 | $ 1,210,000 | $ 151,000 | $ 70,000 |
| Tangipahoa County Louisiana | 7 | $ 1,425,000 | $ 203,000 | $ 79,000 |
| DeSoto County Mississippi | 7 | $ 1,345,000 | $ 192,000 | $ 77,000 |
| Lauderdale County Mississippi | 7 | $ 565,000 | $ 80,000 | $ 57,000 |
| George County Mississippi | 6 | $ 860,000 | $ 143,000 | $ 75,000 |
| Clarke County Mississippi | 5 | $ 705,000 | $ 141,000 | $ 100,000 |
| Pike County Mississippi | 5 | $ 625,000 | $ 125,000 | $ 54,000 |
| Brevard County Florida | 4 | $ 860,000 | $ 215,000 | $ 115,000 |
| Santa Rosa County Florida | 4 | $ 1,280,000 | $ 320,000 | $ 94,000 |
| Lafourche County Louisiana | 4 | $ 550,000 | $ 137,000 | $ 61,000 |
| Terrebonne County Louisiana | 4 | $ 6,460,000 | $ 1,615,000 | $ 38,000 |
| Lafayette County Mississippi | 4 | $ 1,540,000 | $ 385,000 | $ 714,000 |
| Smith County Mississippi | 4 | $ 420,000 | $ 105,000 | $ 39,000 |
| Bay County Florida | 3 | $ 945,000 | $ 315,000 | $ 191,000 |
| Ascension County Louisiana | 3 | $ 835,000 | $ 278,000 | $ 176,000 |
| Plaquemines County Louisiana | 3 | $ 1,135,000 | $ 378,000 | $ 97,000 |
| St. Charles County Louisiana | 3 | $ 705,000 | $ 235,000 | $ 66,000 |
| St. John the Baptist County Louisiana | 3 | $ 495,000 | $ 165,000 | $ 46,000 |
| Jefferson Davis County Mississippi | 3 | $ 385,000 | $ 128,000 | $ 48,000 |
| Lee County Mississippi | 3 | $ 335,000 | $ 111,000 | $ 50,000 |
| Warren County Mississippi | 3 | $ 285,000 | $ 95,000 | $ 113,000 |
| Jefferson County Alabama | 2 | $ 80,000 | $ 40,000 | $ 62,000 |
| Madison County Alabama | 2 | $ 350,000 | $ 175,000 | $ 113,000 |
| Shelby County Alabama | 2 | $ 550,000 | $ 275,000 | $ 118,000 |
| Collier County Florida | 2 | $ 210,000 | $ 105,000 | $ 118,000 |
| Duval County Florida | 2 | $ 630,000 | $ 315,000 | $ 85,000 |
| Hillsborough County Florida | 2 | $ 280,000 | $ 140,000 | $ 99,000 |
| Lake County Florida | 2 | $ 90,000 | $ 45,000 | $ 37,000 |
| Okaloosa County Florida | 2 | $ 550,000 | $ 275,000 | $ 105,000 |
| Lafayette County Louisiana | 2 | $ 350,000 | $ 175,000 | $ 89,000 |
| Attala County Mississippi | 2 | $ 610,000 | $ 305,000 | $ 119,000 |
| Carroll County Mississippi | 2 | $ 540,000 | $ 270,000 | $ 121,000 |
| Claiborne County Mississippi | 2 | $ 210,000 | $ 105,000 | $ 58,000 |
| Jasper County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 78,000 |
| Leake County Mississippi | 2 | $ 370,000 | $ 185,000 | $ 130,000 |
| Lincoln County Mississippi | 2 | $ 550,000 | $ 275,000 | $ 167,000 |
| Montgomery County Mississippi | 2 | $ 210,000 | $ 105,000 | $ 93,000 |
| Tate County Mississippi | 2 | $ 230,000 | $ 115,000 | $ 74,000 |
| Walthall County Mississippi | 2 | $ 260,000 | $ 130,000 | $ 103,000 |
| Wayne County Mississippi | 2 | $ 250,000 | $ 125,000 | $ 108,000 |
| Yalobusha County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 157,000 |
| Butler County Alabama | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Calhoun County Alabama | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Choctaw County Alabama | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Clarke County Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Elmore County Alabama | 1 | $ 285,000 | $ 285,000 | $ 53,000 |
| Lee County Alabama | 1 | $ 365,000 | $ 365,000 | $ 96,000 |
| Limestone County Alabama | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Monroe County Alabama | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Montgomery County Alabama | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Tuscaloosa County Alabama | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Flagler County Florida | 1 | $ 205,000 | $ 205,000 | $ 194,000 |
| Gulf County Florida | 1 | $ 195,000 | $ 195,000 | $ 300,000 |
| Lee County Florida | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| Orange County Florida | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Palm Beach County Florida | 1 | $ 265,000 | $ 265,000 | $ 138,000 |
| Pasco County Florida | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Polk County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Sarasota County Florida | 1 | $ 175,000 | $ 175,000 | $ 112,000 |
| St. Johns County Florida | 1 | $ 315,000 | $ 315,000 | $ 162,000 |
| Volusia County Florida | 1 | $ 305,000 | $ 305,000 | $ 92,000 |
| Walton County Florida | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
| Avoyelles County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Bossier County Louisiana | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Livingston County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Ouachita County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| St. Landry County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 166,000 |
| Union County Louisiana | 1 | $ 735,000 | $ 735,000 | $ 237,000 |
| Alcorn County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Copiah County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Lawrence County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 121,000 |
| Leflore County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Newton County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Noxubee County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 143,000 |
| Oktibbeha County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 112,000 |
| Panola County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Tippah County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Washington County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Winston County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Yazoo County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for Keesler in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 832 | $149,980,000 | $180,000 | $2,365,000 | $80,000 | $2,439,000 |
| Cash-out Refinancing | 804 | $125,480,000 | $156,000 | $1,035,000 | $79,000 | $371,000 |
| Refinancing | 705 | $125,215,000 | $177,000 | $6,005,000 | $79,000 | $985,000 |
| Other Purpose | 125 | $11,985,000 | $95,000 | $515,000 | $38,000 | $250,000 |
| Home Improvement | 25 | $3,175,000 | $127,000 | $305,000 | $74,000 | $150,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,683 | $270,845,000 | $160,000 | $2,365,000 | $79,000 | $2,439,000 |
| Black or African American | 357 | $47,875,000 | $134,000 | $515,000 | $64,000 | $385,000 |
| Not Provided | 218 | $37,820,000 | $173,000 | $735,000 | $85,000 | $297,000 |
| Hispanic | 75 | $11,845,000 | $157,000 | $675,000 | $87,000 | $475,000 |
| Not applicable | 73 | $34,395,000 | $471,000 | $6,005,000 | $0 | $0 |
| Asian | 55 | $8,525,000 | $155,000 | $335,000 | $73,000 | $187,000 |
| American Indian or Alaskan Native | 16 | $2,460,000 | $153,000 | $375,000 | $72,000 | $202,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $810,000 | $202,000 | $305,000 | $46,000 | $95,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,167 | $356,715,000 | $164,000 | $6,005,000 | $78,000 | $2,439,000 |
| VA-guaranteed (Veterans Administration) | 196 | $40,270,000 | $205,000 | $635,000 | $81,000 | $371,000 |
| FHA-insured (Federal Housing Administration) | 79 | $12,415,000 | $157,000 | $305,000 | $60,000 | $167,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 49 | $6,435,000 | $131,000 | $225,000 | $50,000 | $124,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,084 | $197,920,000 | $182,000 | $5,905,000 | $91,000 | $2,439,000 |
| Application Denied By Financial Institution | 863 | $130,525,000 | $151,000 | $1,765,000 | $71,000 | $985,000 |
| Application Withdrawn By Applicant | 509 | $74,105,000 | $145,000 | $2,365,000 | $58,000 | $1,137,000 |
| Application Approved But Not Accepted | 34 | $13,110,000 | $385,000 | $6,005,000 | $90,000 | $243,000 |
| File Closed For Incompleteness | 1 | $175,000 | $175,000 | $175,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,628 | $285,310,000 | $175,000 | $6,005,000 | $81,000 | $2,439,000 |
| Credit Application Incomplete | 441 | $66,895,000 | $151,000 | $1,005,000 | $81,000 | $985,000 |
| Credit History | 188 | $25,420,000 | $135,000 | $485,000 | $67,000 | $198,000 |
| Debt-To-Income Ratio | 136 | $24,330,000 | $178,000 | $1,765,000 | $47,000 | $192,000 |
| Other | 61 | $8,565,000 | $140,000 | $425,000 | $68,000 | $239,000 |
| Collateral | 22 | $3,130,000 | $142,000 | $305,000 | $88,000 | $200,000 |
| Employment History | 6 | $820,000 | $136,000 | $185,000 | $68,000 | $163,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $860,000 | $143,000 | $235,000 | $57,000 | $133,000 |
| Unverifiable Information | 3 | $505,000 | $168,000 | $255,000 | $59,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Keesler's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Keesler's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.