Keybank National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008

Keybank National Association 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Keybank National Association
100 Public Square Ste 600 Oh-01-10-06006
Cleveland, OH 44113
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 19,382
Total Mortgage Loan Application Amount $4,209,745,000
Average Mortgage Loan Application Amount $171,333
Highest Mortgage Loan Application Amount $43,500,000
Average Applicant Income $100,000
Highest Applicant Income $9,218,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Keybank National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Keybank National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2008 breaks down Keybank National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Keybank National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Keybank National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Keybank National Association's mortgage activity for 2008.

Mortgage Loan Application Totals for Keybank National Association by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cuyahoga County Ohio 1,596 $ 171,348,000 $ 107,000 $ 88,000
King County Washington 1,062 $ 366,711,000 $ 345,000 $ 138,000
Erie County New York 603 $ 59,588,000 $ 98,000 $ 75,000
Salt Lake County Utah 413 $ 86,668,000 $ 209,000 $ 111,000
Pierce County Washington 413 $ 82,365,000 $ 199,000 $ 89,000
Ada County Idaho 408 $ 75,558,000 $ 185,000 $ 114,000
Lucas County Ohio 405 $ 35,983,000 $ 88,000 $ 63,000
Franklin County Ohio 371 $ 74,659,000 $ 201,000 $ 82,000
Summit County Ohio 321 $ 40,528,000 $ 126,000 $ 98,000
Snohomish County Washington 316 $ 81,243,000 $ 257,000 $ 104,000
Hamilton County Ohio 215 $ 20,960,000 $ 97,000 $ 79,000
Denver County Colorado 208 $ 26,981,000 $ 129,000 $ 120,000
Clackamas County Oregon 205 $ 46,145,000 $ 225,000 $ 138,000
Multnomah County Oregon 203 $ 42,482,000 $ 209,000 $ 112,000
Arapahoe County Colorado 202 $ 38,710,000 $ 191,000 $ 143,000
Onondaga County New York 193 $ 17,949,000 $ 93,000 $ 90,000
Jefferson County Colorado 192 $ 28,889,000 $ 150,000 $ 106,000
Marion County Oregon 190 $ 30,521,000 $ 160,000 $ 76,000
Elkhart County Indiana 189 $ 20,650,000 $ 109,000 $ 72,000
Utah County Utah 188 $ 23,556,000 $ 125,000 $ 115,000
Aroostook County Maine 186 $ 14,547,000 $ 78,000 $ 57,000
Albany County New York 186 $ 35,824,000 $ 192,000 $ 108,000
Cumberland County Maine 182 $ 32,014,000 $ 175,000 $ 113,000
Canyon County Idaho 180 $ 24,888,000 $ 138,000 $ 66,000
Washington County Oregon 172 $ 43,298,000 $ 251,000 $ 95,000
Montgomery County Ohio 170 $ 17,580,000 $ 103,000 $ 96,000
Stark County Ohio 168 $ 18,231,000 $ 108,000 $ 95,000
Davis County Utah 168 $ 25,831,000 $ 153,000 $ 103,000
Adams County Colorado 154 $ 17,716,000 $ 115,000 $ 73,000
Niagara County New York 138 $ 13,536,000 $ 98,000 $ 68,000
Douglas County Colorado 134 $ 20,872,000 $ 155,000 $ 139,000
Thurston County Washington 134 $ 21,139,000 $ 157,000 $ 75,000
Jackson County Oregon 130 $ 26,493,000 $ 203,000 $ 109,000
Lane County Oregon 127 $ 19,326,000 $ 152,000 $ 67,000
El Paso County Colorado 125 $ 18,693,000 $ 149,000 $ 99,000
Lake County Ohio 125 $ 33,846,000 $ 270,000 $ 64,000
St. Joseph County Indiana 122 $ 10,890,000 $ 89,000 $ 65,000
Penobscot County Maine 116 $ 9,423,000 $ 81,000 $ 81,000
Kitsap County Washington 113 $ 23,027,000 $ 203,000 $ 96,000
Saratoga County New York 111 $ 18,408,000 $ 165,000 $ 116,000
Rensselaer County New York 106 $ 13,996,000 $ 132,000 $ 88,000
Schenectady County New York 103 $ 12,488,000 $ 121,000 $ 90,000
Orange County New York 99 $ 17,960,000 $ 181,000 $ 88,000
Weber County Utah 99 $ 12,538,000 $ 126,000 $ 78,000
Ulster County New York 96 $ 13,497,000 $ 140,000 $ 72,000
Anchorage County Alaska 94 $ 21,218,000 $ 225,000 $ 146,000
Larimer County Colorado 94 $ 32,222,000 $ 342,000 $ 88,000
Bonneville County Idaho 93 $ 15,933,000 $ 171,000 $ 102,000
Yakima County Washington 93 $ 10,225,000 $ 109,000 $ 45,000
Clark County Washington 92 $ 16,669,000 $ 181,000 $ 127,000
Ashtabula County Ohio 91 $ 7,552,000 $ 82,000 $ 59,000
Marion County Indiana 88 $ 8,828,000 $ 100,000 $ 105,000
Wood County Ohio 88 $ 14,986,000 $ 170,000 $ 123,000
Butler County Ohio 87 $ 11,079,000 $ 127,000 $ 82,000
Jefferson County New York 86 $ 6,199,000 $ 72,000 $ 68,000
Monroe County Michigan 85 $ 8,949,000 $ 105,000 $ 77,000
York County Maine 84 $ 15,113,000 $ 179,000 $ 122,000
Lorain County Ohio 84 $ 11,791,000 $ 140,000 $ 95,000
Hamilton County Indiana 83 $ 14,158,000 $ 170,000 $ 127,000
Linn County Oregon 83 $ 12,361,000 $ 148,000 $ 58,000
Erie County Ohio 81 $ 10,480,000 $ 129,000 $ 68,000
Chautauqua County New York 79 $ 16,879,000 $ 213,000 $ 65,000
Mahoning County Ohio 79 $ 5,382,000 $ 68,000 $ 74,000
Monroe County New York 76 $ 22,041,000 $ 290,000 $ 82,000
Richland County Ohio 75 $ 8,003,000 $ 106,000 $ 60,000
Clermont County Ohio 74 $ 7,720,000 $ 104,000 $ 67,000
Rockland County New York 73 $ 16,959,000 $ 232,000 $ 111,000
Medina County Ohio 73 $ 6,488,000 $ 88,000 $ 87,000
St. Lawrence County New York 69 $ 3,433,000 $ 49,000 $ 60,000
Madison County Indiana 68 $ 4,518,000 $ 66,000 $ 49,000
Boulder County Colorado 67 $ 11,326,000 $ 169,000 $ 113,000
Washtenaw County Michigan 67 $ 8,759,000 $ 130,000 $ 86,000
Clallam County Washington 67 $ 11,045,000 $ 164,000 $ 58,000
Bannock County Idaho 66 $ 20,219,000 $ 306,000 $ 89,000
Portage County Ohio 66 $ 18,046,000 $ 273,000 $ 74,000
Clinton County New York 63 $ 4,155,000 $ 65,000 $ 65,000
Lenawee County Michigan 60 $ 5,901,000 $ 98,000 $ 63,000
Dutchess County New York 58 $ 11,963,000 $ 206,000 $ 95,000
Benton County Washington 57 $ 9,113,000 $ 159,000 $ 67,000
Whatcom County Washington 57 $ 13,662,000 $ 239,000 $ 101,000
Maricopa County Arizona 55 $ 13,049,000 $ 237,000 $ 131,000
Twin Falls County Idaho 55 $ 8,200,000 $ 149,000 $ 73,000
Greene County Ohio 55 $ 6,778,000 $ 123,000 $ 99,000
Westchester County New York 53 $ 20,139,000 $ 379,000 $ 151,000
Lewis County Washington 52 $ 7,887,000 $ 151,000 $ 64,000
Bingham County Idaho 50 $ 6,648,000 $ 132,000 $ 66,000
Kenai Peninsula County Alaska 49 $ 10,174,000 $ 207,000 $ 120,000
Delaware County Ohio 49 $ 7,130,000 $ 145,000 $ 98,000
Grant County Washington 49 $ 15,771,000 $ 321,000 $ 69,000
Kennebec County Maine 48 $ 5,493,000 $ 114,000 $ 67,000
Oswego County New York 48 $ 2,479,000 $ 51,000 $ 83,000
Clark County Nevada 47 $ 8,731,000 $ 185,000 $ 160,000
Oneida County New York 47 $ 3,081,000 $ 65,000 $ 104,000
Chittenden County Vermont 47 $ 7,960,000 $ 169,000 $ 87,000
Payette County Idaho 46 $ 5,788,000 $ 125,000 $ 59,000
Geauga County Ohio 46 $ 8,506,000 $ 184,000 $ 166,000
Tooele County Utah 46 $ 8,016,000 $ 174,000 $ 85,000
Wayne County Michigan 45 $ 3,378,000 $ 75,000 $ 76,000
Huron County Ohio 45 $ 3,215,000 $ 71,000 $ 57,000
Fairbanks North Star County Alaska 44 $ 7,368,000 $ 167,000 $ 108,000
Kosciusko County Indiana 44 $ 5,668,000 $ 128,000 $ 82,000
Oakland County Michigan 44 $ 11,391,000 $ 258,000 $ 98,000
Josephine County Oregon 44 $ 7,968,000 $ 181,000 $ 60,000
Gem County Idaho 43 $ 5,996,000 $ 139,000 $ 66,000
Franklin County New York 43 $ 2,294,000 $ 53,000 $ 57,000
Mason County Washington 43 $ 7,857,000 $ 182,000 $ 74,000
Knox County Maine 42 $ 6,087,000 $ 144,000 $ 90,000
Oxford County Maine 42 $ 4,518,000 $ 107,000 $ 116,000
St. Joseph County Michigan 42 $ 3,129,000 $ 74,000 $ 63,000
Matanuska-Susitna County Alaska 41 $ 8,026,000 $ 195,000 $ 91,000
Weld County Colorado 41 $ 5,392,000 $ 131,000 $ 106,000
Cayuga County New York 41 $ 3,139,000 $ 76,000 $ 63,000
Warren County Ohio 41 $ 7,712,000 $ 188,000 $ 137,000
Rutland County Vermont 41 $ 5,641,000 $ 137,000 $ 60,000
Columbia County New York 40 $ 6,258,000 $ 156,000 $ 74,000
Clark County Ohio 40 $ 2,764,000 $ 69,000 $ 63,000
Otsego County New York 39 $ 3,870,000 $ 99,000 $ 83,000
Starke County Indiana 38 $ 2,601,000 $ 68,000 $ 41,000
Androscoggin County Maine 38 $ 3,825,000 $ 100,000 $ 65,000
Montgomery County New York 37 $ 3,907,000 $ 105,000 $ 68,000
Grays Harbor County Washington 37 $ 6,594,000 $ 178,000 $ 70,000
Waldo County Maine 35 $ 3,635,000 $ 103,000 $ 57,000
Yamhill County Oregon 35 $ 8,418,000 $ 240,000 $ 88,000
Howard County Indiana 34 $ 3,233,000 $ 95,000 $ 64,000
Fremont County Idaho 33 $ 4,755,000 $ 144,000 $ 78,000
Somerset County Maine 33 $ 2,162,000 $ 65,000 $ 59,000
Sullivan County New York 33 $ 5,139,000 $ 155,000 $ 67,000
Ottawa County Ohio 33 $ 3,766,000 $ 114,000 $ 107,000
Sandusky County Ohio 32 $ 2,963,000 $ 92,000 $ 50,000
Johnson County Indiana 31 $ 2,449,000 $ 79,000 $ 64,000
Summit County Utah 31 $ 11,329,000 $ 365,000 $ 296,000
Polk County Oregon 30 $ 4,272,000 $ 142,000 $ 117,000
Cattaraugus County New York 29 $ 3,070,000 $ 105,000 $ 75,000
Lewis County New York 29 $ 1,211,000 $ 41,000 $ 44,000
Riverside County California 28 $ 10,267,000 $ 366,000 $ 329,000
Genesee County New York 28 $ 2,146,000 $ 76,000 $ 50,000
Greene County New York 28 $ 3,804,000 $ 135,000 $ 78,000
Box Elder County Utah 28 $ 2,786,000 $ 99,000 $ 59,000
Skagit County Washington 28 $ 4,587,000 $ 163,000 $ 90,000
Deschutes County Oregon 27 $ 5,582,000 $ 206,000 $ 142,000
Lincoln County Maine 26 $ 4,379,000 $ 168,000 $ 91,000
Fulton County New York 26 $ 3,044,000 $ 117,000 $ 103,000
Licking County Ohio 26 $ 4,121,000 $ 158,000 $ 77,000
Boone County Indiana 25 $ 2,924,000 $ 116,000 $ 210,000
Wayne County New York 25 $ 2,354,000 $ 94,000 $ 71,000
Island County Washington 25 $ 6,420,000 $ 256,000 $ 205,000
San Bernardino County California 24 $ 23,310,000 $ 971,000 $ 118,000
Madison County New York 24 $ 1,637,000 $ 68,000 $ 74,000
Carroll County Ohio 24 $ 2,653,000 $ 110,000 $ 76,000
Trumbull County Ohio 24 $ 1,539,000 $ 64,000 $ 62,000
Lee County Florida 23 $ 6,797,000 $ 295,000 $ 258,000
Cache County Utah 23 $ 3,922,000 $ 170,000 $ 80,000
Chelan County Washington 23 $ 6,187,000 $ 269,000 $ 179,000
Warren County New York 22 $ 3,226,000 $ 146,000 $ 71,000
Hancock County Maine 21 $ 3,200,000 $ 152,000 $ 77,000
Fairfield County Ohio 21 $ 3,315,000 $ 157,000 $ 69,000
Addison County Vermont 21 $ 3,318,000 $ 158,000 $ 70,000
San Juan County Washington 21 $ 5,758,000 $ 274,000 $ 97,000
Columbiana County Ohio 20 $ 2,151,000 $ 107,000 $ 70,000
Seneca County Ohio 20 $ 1,117,000 $ 55,000 $ 38,000
Douglas County Washington 20 $ 3,370,000 $ 168,000 $ 126,000
Pacific County Washington 20 $ 2,161,000 $ 108,000 $ 58,000
Morgan County Colorado 19 $ 2,657,000 $ 139,000 $ 57,000
Jefferson County Idaho 19 $ 2,609,000 $ 137,000 $ 65,000
Madison County Idaho 19 $ 3,166,000 $ 166,000 $ 74,000
Minidoka County Idaho 19 $ 2,094,000 $ 110,000 $ 81,000
Cook County Illinois 19 $ 3,148,000 $ 165,000 $ 195,000
Morgan County Indiana 19 $ 2,013,000 $ 105,000 $ 65,000
Shelby County Indiana 19 $ 711,000 $ 37,000 $ 50,000
Steuben County Indiana 19 $ 2,556,000 $ 134,000 $ 76,000
Piscataquis County Maine 19 $ 1,316,000 $ 69,000 $ 46,000
Hancock County Ohio 19 $ 1,669,000 $ 87,000 $ 47,000
Benton County Oregon 19 $ 3,896,000 $ 205,000 $ 101,000
Stevens County Washington 19 $ 2,163,000 $ 113,000 $ 71,000
Juneau County Alaska 18 $ 2,495,000 $ 138,000 $ 72,000
Sagadahoc County Maine 18 $ 2,619,000 $ 145,000 $ 99,000
Cortland County New York 18 $ 1,121,000 $ 62,000 $ 67,000
Cass County Michigan 17 $ 1,966,000 $ 115,000 $ 63,000
Defiance County Ohio 17 $ 1,337,000 $ 78,000 $ 64,000
Broomfield County Colorado 16 $ 2,844,000 $ 177,000 $ 124,000
Blaine County Idaho 16 $ 6,209,000 $ 388,000 $ 214,000
Washington County New York 16 $ 1,531,000 $ 95,000 $ 100,000
Swain County North Carolina 16 $ 1,751,000 $ 109,000 $ 45,000
Harris County Texas 16 $ 20,845,000 $ 1,302,000 $ 115,000
Washington County Utah 16 $ 2,908,000 $ 181,000 $ 205,000
Cowlitz County Washington 16 $ 2,274,000 $ 142,000 $ 150,000
Pinal County Arizona 15 $ 753,000 $ 50,000 $ 90,000
Eagle County Colorado 15 $ 11,655,000 $ 777,000 $ 446,000
Summit County Colorado 15 $ 5,473,000 $ 364,000 $ 211,000
Valley County Idaho 15 $ 5,846,000 $ 389,000 $ 190,000
Livingston County Michigan 15 $ 1,795,000 $ 119,000 $ 226,000
Macomb County Michigan 15 $ 799,000 $ 53,000 $ 83,000
Nassau County New York 15 $ 18,776,000 $ 1,251,000 $ 129,000
Lincoln County Washington 15 $ 1,551,000 $ 103,000 $ 56,000
Collier County Florida 14 $ 8,218,000 $ 587,000 $ 479,000
Sarasota County Florida 14 $ 10,057,000 $ 718,000 $ 235,000
Washington County Idaho 14 $ 2,310,000 $ 165,000 $ 72,000
Hancock County Indiana 14 $ 1,077,000 $ 76,000 $ 69,000
Livingston County New York 14 $ 838,000 $ 59,000 $ 101,000
Queens County New York 14 $ 1,000,000 $ 71,000 $ 132,000
Schoharie County New York 14 $ 1,446,000 $ 103,000 $ 69,000
Wasatch County Utah 14 $ 6,444,000 $ 460,000 $ 286,000
Franklin County Vermont 14 $ 1,359,000 $ 97,000 $ 59,000
Franklin County Washington 14 $ 1,719,000 $ 122,000 $ 83,000
Broward County Florida 13 $ 17,614,000 $ 1,354,000 $ 143,000
Ontario County New York 13 $ 1,180,000 $ 90,000 $ 113,000
Coos County Oregon 13 $ 1,562,000 $ 120,000 $ 64,000
Spokane County Washington 13 $ 2,369,000 $ 182,000 $ 142,000
Kodiak Island County Alaska 12 $ 2,397,000 $ 199,000 $ 74,000
Los Angeles County California 12 $ 52,726,000 $ 4,393,000 $ 147,000
San Diego County California 12 $ 14,819,000 $ 1,234,000 $ 303,000
Elbert County Colorado 12 $ 3,053,000 $ 254,000 $ 107,000
Palm Beach County Florida 12 $ 1,769,000 $ 147,000 $ 156,000
Boise County Idaho 12 $ 1,424,000 $ 118,000 $ 120,000
Teton County Idaho 12 $ 2,325,000 $ 193,000 $ 68,000
Dearborn County Indiana 12 $ 1,781,000 $ 148,000 $ 79,000
Campbell County Kentucky 12 $ 1,066,000 $ 88,000 $ 74,000
Bronx County New York 12 $ 9,929,000 $ 827,000 $ 113,000
Essex County New York 12 $ 1,942,000 $ 161,000 $ 81,000
Columbia County Oregon 12 $ 2,699,000 $ 224,000 $ 51,000
Douglas County Oregon 12 $ 2,364,000 $ 197,000 $ 72,000
Malheur County Oregon 12 $ 2,303,000 $ 191,000 $ 124,000
Sevier County Tennessee 12 $ 3,531,000 $ 294,000 $ 1,063,000
Ketchikan Gateway County Alaska 11 $ 1,374,000 $ 124,000 $ 64,000
Contra Costa County California 11 $ 1,895,000 $ 172,000 $ 218,000
Power County Idaho 11 $ 1,346,000 $ 122,000 $ 69,000
Putnam County New York 11 $ 3,130,000 $ 284,000 $ 166,000
Collin County Texas 11 $ 12,479,000 $ 1,134,000 $ 124,000
Jefferson County Washington 11 $ 2,343,000 $ 213,000 $ 82,000
Aleutians West County Alaska 10 $ 1,729,000 $ 172,000 $ 114,000
Orange County California 10 $ 29,407,000 $ 2,940,000 $ 451,000
Kenton County Kentucky 10 $ 1,165,000 $ 116,000 $ 88,000
Hillsdale County Michigan 10 $ 629,000 $ 62,000 $ 52,000
Kent County Michigan 10 $ 794,000 $ 79,000 $ 104,000
Suffolk County New York 10 $ 1,281,000 $ 128,000 $ 140,000
Miami County Ohio 10 $ 1,473,000 $ 147,000 $ 103,000
Hood River County Oregon 10 $ 1,445,000 $ 144,000 $ 47,000
Tillamook County Oregon 10 $ 2,184,000 $ 218,000 $ 96,000
Umatilla County Oregon 10 $ 3,712,000 $ 371,000 $ 60,000
Pima County Arizona 9 $ 11,457,000 $ 1,273,000 $ 177,000
Pueblo County Colorado 9 $ 1,151,000 $ 127,000 $ 81,000
Miami-Dade County Florida 9 $ 865,000 $ 96,000 $ 178,000
Pinellas County Florida 9 $ 1,498,000 $ 166,000 $ 219,000
Kootenai County Idaho 9 $ 15,839,000 $ 1,759,000 $ 165,000
Franklin County Maine 9 $ 781,000 $ 86,000 $ 65,000
Genesee County Michigan 9 $ 2,653,000 $ 294,000 $ 86,000
Delaware County New York 9 $ 686,000 $ 76,000 $ 85,000
New York County New York 9 $ 5,690,000 $ 632,000 $ 1,477,000
Mecklenburg County North Carolina 9 $ 25,758,000 $ 2,862,000 $ 79,000
Carbon County Utah 9 $ 794,000 $ 88,000 $ 65,000
Park County Colorado 8 $ 940,000 $ 117,000 $ 156,000
Fairfield County Connecticut 8 $ 2,517,000 $ 314,000 $ 107,000
Hillsborough County Florida 8 $ 10,796,000 $ 1,349,000 $ 117,000
Kings County New York 8 $ 2,019,000 $ 252,000 $ 229,000
Ashland County Ohio 8 $ 964,000 $ 120,000 $ 70,000
Henry County Ohio 8 $ 883,000 $ 110,000 $ 56,000
Morrow County Ohio 8 $ 1,063,000 $ 132,000 $ 50,000
Beaufort County South Carolina 8 $ 5,560,000 $ 695,000 $ 604,000
Windham County Vermont 8 $ 997,000 $ 124,000 $ 139,000
San Joaquin County California 7 $ 829,000 $ 118,000 $ 118,000
Mesa County Colorado 7 $ 887,000 $ 126,000 $ 73,000
Hartford County Connecticut 7 $ 691,000 $ 98,000 $ 97,000
Pasco County Florida 7 $ 929,000 $ 132,000 $ 142,000
Cassia County Idaho 7 $ 557,000 $ 79,000 $ 51,000
LaGrange County Indiana 7 $ 1,445,000 $ 206,000 $ 73,000
Boone County Kentucky 7 $ 1,209,000 $ 172,000 $ 125,000
Washington County Maine 7 $ 517,000 $ 73,000 $ 61,000
Berrien County Michigan 7 $ 490,000 $ 70,000 $ 48,000
Herkimer County New York 7 $ 331,000 $ 47,000 $ 46,000
Steuben County New York 7 $ 416,000 $ 59,000 $ 73,000
Brown County Ohio 7 $ 458,000 $ 65,000 $ 33,000
Fulton County Ohio 7 $ 642,000 $ 91,000 $ 51,000
Pickaway County Ohio 7 $ 1,123,000 $ 160,000 $ 60,000
Clatsop County Oregon 7 $ 1,585,000 $ 226,000 $ 480,000
Montgomery County Texas 7 $ 412,000 $ 58,000 $ 147,000
Kern County California 6 $ 11,327,000 $ 1,887,000 $ 90,000
Sacramento County California 6 $ 850,000 $ 141,000 $ 80,000
Grand County Colorado 6 $ 531,000 $ 88,000 $ 191,000
St. Lucie County Florida 6 $ 562,000 $ 93,000 $ 185,000
Volusia County Florida 6 $ 719,000 $ 119,000 $ 158,000
Marshall County Indiana 6 $ 454,000 $ 75,000 $ 96,000
Porter County Indiana 6 $ 1,829,000 $ 304,000 $ 659,000
Fayette County Kentucky 6 $ 7,823,000 $ 1,303,000 $ 206,000
Baltimore County Maryland 6 $ 192,000 $ 32,000 $ 107,000
Middlesex County Massachusetts 6 $ 54,923,000 $ 9,153,000 $ 20,000
Suffolk County Massachusetts 6 $ 13,844,000 $ 2,307,000 $ 134,000
Calhoun County Michigan 6 $ 4,468,000 $ 744,000 $ 164,000
Jackson County Michigan 6 $ 423,000 $ 70,000 $ 57,000
St. Louis County Missouri 6 $ 260,000 $ 43,000 $ 54,000
Middlesex County New Jersey 6 $ 801,000 $ 133,000 $ 213,000
Allegany County New York 6 $ 229,000 $ 38,000 $ 51,000
Madison County Ohio 6 $ 416,000 $ 69,000 $ 38,000
Union County Ohio 6 $ 4,638,000 $ 773,000 $ 59,000
Klamath County Oregon 6 $ 1,309,000 $ 218,000 $ 71,000
Montgomery County Pennsylvania 6 $ 33,170,000 $ 5,528,000 $ 51,000
Denton County Texas 6 $ 266,000 $ 44,000 $ 129,000
Uintah County Utah 6 $ 1,285,000 $ 214,000 $ 160,000
Fairfax County Virginia 6 $ 10,442,000 $ 1,740,000 $ 327,000
Skamania County Washington 6 $ 1,465,000 $ 244,000 $ 59,000
Alameda County California 5 $ 696,000 $ 139,000 $ 112,000
Stanislaus County California 5 $ 422,000 $ 84,000 $ 97,000
Logan County Colorado 5 $ 397,000 $ 79,000 $ 63,000
Routt County Colorado 5 $ 2,468,000 $ 493,000 $ 440,000
Brevard County Florida 5 $ 417,000 $ 83,000 $ 70,000
Orange County Florida 5 $ 527,000 $ 105,000 $ 148,000
Polk County Florida 5 $ 9,388,000 $ 1,877,000 $ 159,000
Fulton County Georgia 5 $ 2,591,000 $ 518,000 $ 211,000
Monroe County Indiana 5 $ 776,000 $ 155,000 $ 89,000
Pulaski County Indiana 5 $ 387,000 $ 77,000 $ 40,000
Baltimore City County Maryland 5 $ 468,000 $ 93,000 $ 181,000
Elko County Nevada 5 $ 498,000 $ 99,000 $ 52,000
Bernalillo County New Mexico 5 $ 432,000 $ 86,000 $ 88,000
Hamilton County New York 5 $ 589,000 $ 117,000 $ 64,000
Wyoming County New York 5 $ 591,000 $ 118,000 $ 41,000
Wake County North Carolina 5 $ 35,378,000 $ 7,075,000 $ 373,000
Allegheny County Pennsylvania 5 $ 797,000 $ 159,000 $ 106,000
Dallas County Texas 5 $ 35,945,000 $ 7,189,000 $ 106,000
Tarrant County Texas 5 $ 144,000 $ 28,000 $ 132,000
Williamson County Texas 5 $ 292,000 $ 58,000 $ 160,000
Washington County Vermont 5 $ 855,000 $ 171,000 $ 53,000
Okanogan County Washington 5 $ 881,000 $ 176,000 $ 76,000
Milwaukee County Wisconsin 5 $ 341,000 $ 68,000 $ 211,000
Marin County California 4 $ 3,577,000 $ 894,000 $ 217,000
Santa Clara County California 4 $ 5,159,000 $ 1,289,000 $ 421,000
Tulare County California 4 $ 168,000 $ 42,000 $ 114,000
Las Animas County Colorado 4 $ 585,000 $ 146,000 $ 81,000
New Haven County Connecticut 4 $ 1,144,000 $ 286,000 $ 158,000
Charlotte County Florida 4 $ 789,000 $ 197,000 $ 67,000
Monroe County Florida 4 $ 1,694,000 $ 423,000 $ 252,000
Okaloosa County Florida 4 $ 678,000 $ 169,000 $ 190,000
Adams County Idaho 4 $ 646,000 $ 161,000 $ 48,000
Gooding County Idaho 4 $ 274,000 $ 68,000 $ 92,000
Allen County Indiana 4 $ 229,000 $ 57,000 $ 105,000
Hendricks County Indiana 4 $ 572,000 $ 143,000 $ 81,000
Prince George's County Maryland 4 $ 109,000 $ 27,000 $ 170,000
Essex County Massachusetts 4 $ 4,073,000 $ 1,018,000 $ 207,000
Ingham County Michigan 4 $ 112,000 $ 28,000 $ 48,000
Ottawa County Michigan 4 $ 234,000 $ 58,000 $ 75,000
Shiawassee County Michigan 4 $ 1,439,000 $ 359,000 $ 44,000
Strafford County New Hampshire 4 $ 12,005,000 $ 3,001,000 $ 71,000
Cape May County New Jersey 4 $ 1,059,000 $ 264,000 $ 105,000
Union County New Jersey 4 $ 20,284,000 $ 5,071,000 $ 72,000
Ross County Ohio 4 $ 312,000 $ 78,000 $ 134,000
Tuscarawas County Ohio 4 $ 413,000 $ 103,000 $ 45,000
Wayne County Ohio 4 $ 650,000 $ 162,000 $ 76,000
Oklahoma County Oklahoma 4 $ 623,000 $ 155,000 $ 87,000
Lincoln County Oregon 4 $ 924,000 $ 231,000 $ 215,000
Delaware County Pennsylvania 4 $ 13,828,000 $ 3,457,000 $ 164,000
Erie County Pennsylvania 4 $ 408,000 $ 102,000 $ 56,000
Warren County Pennsylvania 4 $ 392,000 $ 98,000 $ 92,000
Bell County Texas 4 $ 181,000 $ 45,000 $ 127,000
Richmond City County Virginia 4 $ 4,198,000 $ 1,049,000 $ 202,000
Kittitas County Washington 4 $ 2,371,000 $ 592,000 $ 795,000
Gila County Arizona 3 $ 75,000 $ 25,000 $ 57,000
Fresno County California 3 $ 5,009,000 $ 1,669,000 $ 114,000
Kings County California 3 $ 125,000 $ 41,000 $ 132,000
Placer County California 3 $ 137,000 $ 45,000 $ 145,000
Solano County California 3 $ 116,000 $ 38,000 $ 104,000
Gunnison County Colorado 3 $ 3,702,000 $ 1,234,000 $ 537,000
Citrus County Florida 3 $ 305,000 $ 101,000 $ 74,000
Marion County Florida 3 $ 148,000 $ 49,000 $ 92,000
Martin County Florida 3 $ 542,000 $ 180,000 $ 731,000
Honolulu County Hawaii 3 $ 2,977,000 $ 992,000 $ 2,716,000
Franklin County Idaho 3 $ 392,000 $ 130,000 $ 47,000
Lincoln County Idaho 3 $ 230,000 $ 76,000 $ 72,000
Owyhee County Idaho 3 $ 457,000 $ 152,000 $ 44,000
DuPage County Illinois 3 $ 2,570,000 $ 856,000 $ 378,000
Cass County Indiana 3 $ 218,000 $ 72,000 $ 42,000
Fulton County Indiana 3 $ 328,000 $ 109,000 $ 48,000
Miami County Indiana 3 $ 40,000 $ 13,000 $ 92,000
Noble County Indiana 3 $ 317,000 $ 105,000 $ 39,000
Rush County Indiana 3 $ 104,000 $ 34,000 $ 48,000
Tipton County Indiana 3 $ 225,000 $ 75,000 $ 42,000
Johnson County Kansas 3 $ 193,000 $ 64,000 $ 93,000
Sedgwick County Kansas 3 $ 6,946,000 $ 2,315,000 $ 39,000
Pendleton County Kentucky 3 $ 643,000 $ 214,000 $ 131,000
Hampden County Massachusetts 3 $ 1,332,000 $ 444,000 $ 73,000
Worcester County Massachusetts 3 $ 8,562,000 $ 2,854,000 $ 80,000
Midland County Michigan 3 $ 4,628,000 $ 1,542,000 $ 26,000
Jackson County Missouri 3 $ 186,000 $ 62,000 $ 47,000
Bergen County New Jersey 3 $ 24,764,000 $ 8,254,000 $ 3,048,000
Burlington County New Jersey 3 $ 47,000 $ 15,000 $ 80,000
Hudson County New Jersey 3 $ 40,020,000 $ 13,340,000 $ 48,000
Monmouth County New Jersey 3 $ 820,000 $ 273,000 $ 177,000
Passaic County New Jersey 3 $ 14,852,000 $ 4,950,000 $ 24,000
Dona Ana County New Mexico 3 $ 1,510,000 $ 503,000 $ 43,000
Seneca County New York 3 $ 314,000 $ 104,000 $ 47,000
Jackson County North Carolina 3 $ 396,000 $ 132,000 $ 70,000
Adams County Ohio 3 $ 127,000 $ 42,000 $ 56,000
Allen County Ohio 3 $ 245,000 $ 81,000 $ 83,000
Champaign County Ohio 3 $ 156,000 $ 52,000 $ 46,000
Crawford County Ohio 3 $ 156,000 $ 52,000 $ 66,000
Fayette County Ohio 3 $ 465,000 $ 155,000 $ 291,000
Logan County Ohio 3 $ 684,000 $ 228,000 $ 216,000
Marion County Ohio 3 $ 51,000 $ 17,000 $ 61,000
Paulding County Ohio 3 $ 242,000 $ 80,000 $ 81,000
Putnam County Ohio 3 $ 195,000 $ 65,000 $ 98,000
Curry County Oregon 3 $ 404,000 $ 134,000 $ 121,000
Harney County Oregon 3 $ 484,000 $ 161,000 $ 74,000
Wasco County Oregon 3 $ 258,000 $ 86,000 $ 56,000
Berks County Pennsylvania 3 $ 51,000 $ 17,000 $ 60,000
Bucks County Pennsylvania 3 $ 473,000 $ 157,000 $ 184,000
Chester County Pennsylvania 3 $ 104,000 $ 34,000 $ 105,000
McKean County Pennsylvania 3 $ 187,000 $ 62,000 $ 41,000
Monroe County Pennsylvania 3 $ 50,000 $ 16,000 $ 65,000
York County Pennsylvania 3 $ 63,000 $ 21,000 $ 102,000
Pickens County South Carolina 3 $ 2,390,000 $ 796,000 $ 0
Richland County South Carolina 3 $ 184,000 $ 61,000 $ 278,000
Davidson County Tennessee 3 $ 128,000 $ 42,000 $ 91,000
Bexar County Texas 3 $ 144,000 $ 48,000 $ 153,000
Brazos County Texas 3 $ 128,000 $ 42,000 $ 138,000
Galveston County Texas 3 $ 149,000 $ 49,000 $ 156,000
Nueces County Texas 3 $ 116,000 $ 38,000 $ 130,000
Emery County Utah 3 $ 89,000 $ 29,000 $ 46,000
Iron County Utah 3 $ 156,000 $ 52,000 $ 88,000
Juab County Utah 3 $ 256,000 $ 85,000 $ 45,000
Morgan County Utah 3 $ 537,000 $ 179,000 $ 116,000
Sanpete County Utah 3 $ 221,000 $ 73,000 $ 90,000
Grand Isle County Vermont 3 $ 792,000 $ 264,000 $ 86,000
Orange County Vermont 3 $ 464,000 $ 154,000 $ 51,000
Orleans County Vermont 3 $ 407,000 $ 135,000 $ 62,000
Wahkiakum County Washington 3 $ 579,000 $ 193,000 $ 37,000
Dane County Wisconsin 3 $ 226,000 $ 75,000 $ 59,000
Racine County Wisconsin 3 $ 42,000 $ 14,000 $ 46,000
Northwest Arctic County Alaska 2 $ 806,000 $ 403,000 $ 261,000
Skagway-Hoonah-Angoon County Alaska 2 $ 237,000 $ 118,000 $ 44,000
Navajo County Arizona 2 $ 115,000 $ 57,000 $ 48,000
Benton County Arkansas 2 $ 243,000 $ 121,000 $ 138,000
Calaveras County California 2 $ 250,000 $ 125,000 $ 358,000
Merced County California 2 $ 83,000 $ 41,000 $ 164,000
San Mateo County California 2 $ 143,000 $ 71,000 $ 262,000
Sonoma County California 2 $ 61,000 $ 30,000 $ 93,000
Yolo County California 2 $ 70,000 $ 35,000 $ 88,000
Custer County Colorado 2 $ 327,000 $ 163,000 $ 82,000
Washington County Colorado 2 $ 226,000 $ 113,000 $ 30,000
Litchfield County Connecticut 2 $ 445,000 $ 222,000 $ 1,027,000
New London County Connecticut 2 $ 204,000 $ 102,000 $ 77,000
Kent County Delaware 2 $ 8,922,000 $ 4,461,000 $ 75,000
New Castle County Delaware 2 $ 14,058,000 $ 7,029,000 $ 89,000
Duval County Florida 2 $ 64,000 $ 32,000 $ 100,000
Hernando County Florida 2 $ 169,000 $ 84,000 $ 70,000
Lake County Florida 2 $ 507,000 $ 253,000 $ 56,000
Leon County Florida 2 $ 139,000 $ 69,000 $ 36,000
Manatee County Florida 2 $ 760,000 $ 380,000 $ 230,000
Okeechobee County Florida 2 $ 166,000 $ 83,000 $ 356,000
Osceola County Florida 2 $ 293,000 $ 146,000 $ 96,000
Santa Rosa County Florida 2 $ 80,000 $ 40,000 $ 84,000
Seminole County Florida 2 $ 396,000 $ 198,000 $ 48,000
Walton County Florida 2 $ 960,000 $ 480,000 $ 524,000
Clayton County Georgia 2 $ 8,550,000 $ 4,275,000 $ 17,000
DeKalb County Georgia 2 $ 22,138,000 $ 11,069,000 $ 29,000
Glynn County Georgia 2 $ 4,500,000 $ 2,250,000 $ 525,000
Elmore County Idaho 2 $ 156,000 $ 78,000 $ 63,000
Idaho County Idaho 2 $ 110,000 $ 55,000 $ 50,000
Jerome County Idaho 2 $ 163,000 $ 81,000 $ 4,000
Oneida County Idaho 2 $ 242,000 $ 121,000 $ 56,000
Will County Illinois 2 $ 60,000 $ 30,000 $ 68,000
Carroll County Indiana 2 $ 60,000 $ 30,000 $ 58,000
Clark County Indiana 2 $ 103,000 $ 51,000 $ 39,000
Delaware County Indiana 2 $ 29,000 $ 14,000 $ 48,000
Franklin County Indiana 2 $ 856,000 $ 428,000 $ 23,000
Lake County Indiana 2 $ 46,000 $ 23,000 $ 82,000
Tippecanoe County Indiana 2 $ 253,000 $ 126,000 $ 57,000
White County Indiana 2 $ 131,000 $ 65,000 $ 68,000
Cumberland County Kentucky 2 $ 288,000 $ 144,000 $ 173,000
Jefferson County Kentucky 2 $ 9,834,000 $ 4,917,000 $ 27,000
Metcalfe County Kentucky 2 $ 184,000 $ 92,000 $ 40,000
Anne Arundel County Maryland 2 $ 9,464,000 $ 4,732,000 $ 66,000
Carroll County Maryland 2 $ 91,000 $ 45,000 $ 164,000
Montgomery County Maryland 2 $ 14,140,000 $ 7,070,000 $ 84,000
Barnstable County Massachusetts 2 $ 866,000 $ 433,000 $ 226,000
Norfolk County Massachusetts 2 $ 12,845,000 $ 6,422,000 $ 21,000
Plymouth County Massachusetts 2 $ 30,511,000 $ 15,255,000 $ 88,000
Kalkaska County Michigan 2 $ 566,000 $ 283,000 $ 266,000
Muskegon County Michigan 2 $ 140,000 $ 70,000 $ 54,000
Saginaw County Michigan 2 $ 4,406,000 $ 2,203,000 $ 23,000
St. Clair County Michigan 2 $ 216,000 $ 108,000 $ 70,000
Ramsey County Minnesota 2 $ 151,000 $ 75,000 $ 48,000
Cass County Missouri 2 $ 47,000 $ 23,000 $ 65,000
Newton County Missouri 2 $ 703,000 $ 351,000 $ 175,000
St. Charles County Missouri 2 $ 222,000 $ 111,000 $ 56,000
Gallatin County Montana 2 $ 421,000 $ 210,000 $ 91,000
Missoula County Montana 2 $ 328,000 $ 164,000 $ 470,000
Lyon County Nevada 2 $ 299,000 $ 149,000 $ 81,000
Camden County New Jersey 2 $ 516,000 $ 258,000 $ 90,000
Gloucester County New Jersey 2 $ 3,014,000 $ 1,507,000 $ 25,000
Broome County New York 2 $ 25,000 $ 12,000 $ 319,000
Chenango County New York 2 $ 132,000 $ 66,000 $ 36,000
Orleans County New York 2 $ 194,000 $ 97,000 $ 54,000
Tompkins County New York 2 $ 202,000 $ 101,000 $ 98,000
Brunswick County North Carolina 2 $ 2,081,000 $ 1,040,000 $ 319,000
Cherokee County North Carolina 2 $ 1,420,000 $ 710,000 $ 60,000
Durham County North Carolina 2 $ 960,000 $ 480,000 $ 32,000
Forsyth County North Carolina 2 $ 238,000 $ 119,000 $ 172,000
New Hanover County North Carolina 2 $ 9,128,000 $ 4,564,000 $ 33,000
Union County North Carolina 2 $ 239,000 $ 119,000 $ 111,000
Vance County North Carolina 2 $ 452,000 $ 226,000 $ 102,000
Highland County Ohio 2 $ 236,000 $ 118,000 $ 34,000
Perry County Ohio 2 $ 187,000 $ 93,000 $ 93,000
Preble County Ohio 2 $ 255,000 $ 127,000 $ 189,000
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Mortgage Loan Application Detail Totals for Keybank National Association in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9,887 $3,184,774,000 $322,000 $43,500,000 $94,000 $9,068,000
Home Purchase 5,567 $900,261,000 $161,000 $4,000,000 $119,000 $9,218,000
Home Improvement 3,928 $124,710,000 $31,000 $738,000 $87,000 $1,860,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,837 $1,840,820,000 $143,000 $6,220,000 $103,000 $9,218,000
Not Provided 3,667 $629,534,000 $171,000 $3,500,000 $110,000 $6,709,000
Black or African American 1,083 $90,843,000 $83,000 $924,000 $62,000 $1,824,000
Hispanic 961 $117,603,000 $122,000 $1,200,000 $70,000 $882,000
Asian 494 $91,213,000 $184,000 $2,580,000 $112,000 $1,661,000
American Indian or Alaskan Native 170 $20,955,000 $123,000 $550,000 $77,000 $852,000
Not applicable 141 $1,415,259,000 $10,037,000 $43,500,000 $0 $0
Native Hawaiian or Other Pacific Islander 29 $3,518,000 $121,000 $598,000 $134,000 $1,400,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,138 $3,652,389,000 $226,000 $43,500,000 $106,000 $9,218,000
FHA-insured (Federal Housing Administration) 3,075 $524,675,000 $170,000 $10,298,000 $64,000 $1,824,000
VA-guaranteed (Veterans Administration) 131 $24,560,000 $187,000 $430,000 $63,000 $180,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 38 $8,121,000 $213,000 $1,600,000 $185,000 $4,021,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,551 $2,395,686,000 $280,000 $43,500,000 $107,000 $9,218,000
Application Denied By Financial Institution 5,701 $780,409,000 $136,000 $35,000,000 $88,000 $3,024,000
Application Approved But Not Accepted 2,674 $541,260,000 $202,000 $30,500,000 $101,000 $2,908,000
File Closed For Incompleteness 1,712 $351,555,000 $205,000 $2,815,000 $91,000 $3,000,000
Application Withdrawn By Applicant 744 $140,835,000 $189,000 $1,500,000 $111,000 $1,742,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,702 $115,291,000 $67,000 $1,040,000 $80,000 $3,024,000
Debt-To-Income Ratio 1,700 $256,009,000 $150,000 $2,535,000 $72,000 $1,721,000
Collateral 1,254 $186,769,000 $148,000 $6,000,000 $95,000 $2,166,000
Other 864 $119,497,000 $138,000 $35,000,000 $121,000 $2,251,000
Insufficient Cash (Downpayment, Closing Cost) 64 $81,362,000 $1,271,000 $26,000,000 $92,000 $401,000
Credit Application Incomplete 54 $10,740,000 $198,000 $1,000,000 $127,000 $867,000
Unverifiable Information 52 $9,282,000 $178,000 $775,000 $125,000 $710,000
Employment History 11 $1,459,000 $132,000 $225,000 $88,000 $216,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Keybank National Association's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Keybank National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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