Keybank National Association Mortgage Lending & HMDA Data, 2005
In 2005, Keybank National Association of Cleveland, OH reported 177,020 mortgage applications totaling $13.9 billion, down 4% from 2004. The average application was for $78,322, and applicants reported an average income of $66,561. 28% of its applications resulted in an originated loan and 27% were denied. Its largest markets were New York-Wayne-White Plains, NY-NJ (5,268), Phoenix-Mesa-Scottsdale, AZ (4,897) and Edison, NJ (4,726) (applications in parentheses).
| Mortgage Company & Address | Keybank National Association 100 Public Square Ste 600 Oh-01-10-06006 Cleveland, OH 44113 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 177,020 |
| Total Mortgage Loan Application Amount | $13,864,563,000 |
| Average Mortgage Loan Application Amount | $78,322 |
| Highest Mortgage Loan Application Amount | $8,425,000 |
| Average Applicant Income | $66,561 |
| Highest Applicant Income | $6,822,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Keybank National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Wayne-White Plains, NY-NJ | 5,268 | $ 966,120,000 | $ 183,394 | $ 83,000 |
| Phoenix-Mesa-Scottsdale, AZ | 4,897 | $ 198,016,000 | $ 40,436 | $ 71,000 |
| Edison, NJ | 4,726 | $ 643,723,000 | $ 136,208 | $ 90,000 |
| Nassau-Suffolk, NY | 4,594 | $ 741,999,000 | $ 161,514 | $ 91,000 |
| Philadelphia, PA | 4,504 | $ 339,733,000 | $ 75,429 | $ 66,000 |
| Cleveland-Elyria-Mentor, OH | 3,638 | $ 259,251,000 | $ 71,261 | $ 73,000 |
| Newark-Union, NJ-PA | 3,511 | $ 498,767,000 | $ 142,058 | $ 85,000 |
| Camden, NJ | 3,350 | $ 276,626,000 | $ 82,574 | $ 66,000 |
| Baltimore-Towson, MD | 2,893 | $ 250,236,000 | $ 86,497 | $ 76,000 |
| Buffalo-Niagara Falls, NY | 2,690 | $ 153,023,000 | $ 56,885 | $ 58,000 |
| Riverside-San Bernardino-Ontario, CA | 2,463 | $ 141,748,000 | $ 57,550 | $ 89,000 |
| Seattle-Bellevue-Everett, WA | 2,204 | $ 278,976,000 | $ 126,577 | $ 90,000 |
| Columbus, OH | 2,180 | $ 100,294,000 | $ 46,006 | $ 73,000 |
| Denver-Aurora, CO | 2,165 | $ 201,321,000 | $ 92,988 | $ 80,000 |
| Chicago-Naperville-Joliet, IL | 2,149 | $ 70,215,000 | $ 32,673 | $ 71,000 |
| Boston-Quincy, MA | 1,997 | $ 275,782,000 | $ 138,098 | $ 75,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 1,971 | $ 263,164,000 | $ 133,518 | $ 76,000 |
| Syracuse, NY | 1,896 | $ 103,851,000 | $ 54,773 | $ 56,000 |
| Albany-Schenectady-Troy, NY | 1,861 | $ 150,864,000 | $ 81,066 | $ 64,000 |
| Pittsburgh, PA | 1,827 | $ 83,758,000 | $ 45,844 | $ 49,000 |
| Toledo, OH | 1,783 | $ 99,370,000 | $ 55,731 | $ 64,000 |
| Cincinnati-Middletown, OH-KY-IN | 1,685 | $ 78,423,000 | $ 46,541 | $ 77,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,638 | $ 90,339,000 | $ 55,152 | $ 60,000 |
| Rochester, NY | 1,625 | $ 83,889,000 | $ 51,624 | $ 56,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1,588 | $ 171,405,000 | $ 107,937 | $ 76,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,525 | $ 119,502,000 | $ 78,361 | $ 102,000 |
| Hartford-West Hartford-East Hartford, CT | 1,488 | $ 127,875,000 | $ 85,937 | $ 71,000 |
| Tacoma, WA | 1,430 | $ 140,165,000 | $ 98,017 | $ 81,000 |
| Warren-Farmington Hills-Troy, MI | 1,389 | $ 51,700,000 | $ 37,221 | $ 103,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,360 | $ 144,428,000 | $ 106,197 | $ 65,000 |
| Detroit-Livonia-Dearborn, MI | 1,335 | $ 39,352,000 | $ 29,477 | $ 72,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1,315 | $ 26,712,000 | $ 20,313 | $ 90,000 |
| Portland-South Portland-Biddeford, ME | 1,305 | $ 142,289,000 | $ 109,033 | $ 63,000 |
| Indianapolis, IN | 1,294 | $ 75,978,000 | $ 58,715 | $ 76,000 |
| Orlando, FL | 1,229 | $ 74,060,000 | $ 60,260 | $ 71,000 |
| New Haven-Milford, CT | 1,195 | $ 96,796,000 | $ 81,000 | $ 69,000 |
| Salt Lake City, UT | 1,170 | $ 89,013,000 | $ 76,079 | $ 94,000 |
| Worcester, MA | 1,158 | $ 130,201,000 | $ 112,436 | $ 65,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,147 | $ 87,575,000 | $ 76,351 | $ 59,000 |
| Cambridge-Newton-Framingham, MA | 1,103 | $ 172,879,000 | $ 156,735 | $ 84,000 |
| Dayton, OH | 1,079 | $ 52,866,000 | $ 48,995 | $ 60,000 |
| Akron, OH | 1,028 | $ 63,343,000 | $ 61,617 | $ 61,000 |
| Las Vegas-Paradise, NV | 974 | $ 67,037,000 | $ 68,826 | $ 78,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 903 | $ 56,689,000 | $ 62,778 | $ 62,000 |
| Boise City-Nampa, ID | 900 | $ 86,631,000 | $ 96,256 | $ 65,000 |
| Bridgeport-Stamford-Norwalk, CT | 878 | $ 127,058,000 | $ 144,712 | $ 98,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 860 | $ 54,917,000 | $ 63,856 | $ 92,000 |
| Essex County, MA | 789 | $ 108,155,000 | $ 137,078 | $ 84,000 |
| Bethesda-Frederick-Gaithersburg, MD | 755 | $ 95,424,000 | $ 126,389 | $ 86,000 |
| Wilmington, DE-MD-NJ | 753 | $ 52,417,000 | $ 69,610 | $ 62,000 |
| Dallas-Plano-Irving, TX | 745 | $ 20,426,000 | $ 27,417 | $ 85,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 745 | $ 57,779,000 | $ 77,555 | $ 79,000 |
| Richmond, VA | 734 | $ 52,203,000 | $ 71,121 | $ 55,000 |
| Houston-Baytown-Sugar Land, TX | 732 | $ 17,998,000 | $ 24,587 | $ 95,000 |
| Nashville-Davidson--Murfreesboro, TN | 730 | $ 11,103,000 | $ 15,209 | $ 70,000 |
| Miami-Miami Beach-Kendall, FL | 722 | $ 44,338,000 | $ 61,409 | $ 74,000 |
| Springfield, MA | 715 | $ 52,523,000 | $ 73,458 | $ 54,000 |
| Canton-Massillon, OH | 711 | $ 50,526,000 | $ 71,063 | $ 57,000 |
| Jacksonville, FL | 697 | $ 35,986,000 | $ 51,629 | $ 70,000 |
| Trenton-Ewing, NJ | 673 | $ 68,058,000 | $ 101,126 | $ 67,000 |
| Utica-Rome, NY | 653 | $ 28,620,000 | $ 43,828 | $ 52,000 |
| Atlantic City, NJ | 622 | $ 52,999,000 | $ 85,207 | $ 59,000 |
| Rockingham County-Strafford County, NH | 613 | $ 66,927,000 | $ 109,179 | $ 80,000 |
| St. Louis, MO-IL | 586 | $ 8,767,000 | $ 14,960 | $ 69,000 |
| Ogden-Clearfield, UT | 569 | $ 30,356,000 | $ 53,349 | $ 58,000 |
| Tucson, AZ | 562 | $ 26,649,000 | $ 47,418 | $ 64,000 |
| Grand Rapids-Wyoming, MI | 561 | $ 11,223,000 | $ 20,005 | $ 51,000 |
| Scranton--Wilkes-Barre, PA | 556 | $ 30,782,000 | $ 55,363 | $ 50,000 |
| Kansas City, MO-KS | 543 | $ 7,593,000 | $ 13,983 | $ 71,000 |
| Manchester-Nashua, NH | 536 | $ 56,494,000 | $ 105,399 | $ 76,000 |
| Oakland-Fremont-Hayward, CA | 528 | $ 58,965,000 | $ 111,676 | $ 97,000 |
| Kingston, NY | 524 | $ 58,835,000 | $ 112,280 | $ 67,000 |
| Youngstown-Warren-Boardman, OH-PA | 519 | $ 24,847,000 | $ 47,874 | $ 55,000 |
| Colorado Springs, CO | 516 | $ 27,971,000 | $ 54,207 | $ 81,000 |
| Fort Worth-Arlington, TX | 505 | $ 11,712,000 | $ 23,192 | $ 72,000 |
| Bangor, ME | 501 | $ 34,154,000 | $ 68,171 | $ 54,000 |
| Harrisburg-Carlisle, PA | 475 | $ 22,090,000 | $ 46,505 | $ 58,000 |
| Reading, PA | 460 | $ 24,958,000 | $ 54,256 | $ 57,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 453 | $ 48,853,000 | $ 107,843 | $ 112,000 |
| Salem, OR | 436 | $ 33,524,000 | $ 76,889 | $ 69,000 |
| Stockton, CA | 430 | $ 25,430,000 | $ 59,139 | $ 94,000 |
| Olympia, WA | 417 | $ 40,652,000 | $ 97,486 | $ 61,000 |
| Milwaukee-Waukesha-West Allis, WI | 413 | $ 8,666,000 | $ 20,983 | $ 64,000 |
| Elkhart-Goshen, IN | 411 | $ 22,395,000 | $ 54,489 | $ 66,000 |
| Cape Coral-Fort Myers, FL | 403 | $ 32,933,000 | $ 81,719 | $ 82,000 |
| Charlotte-Gastonia-Concord, NC-SC | 399 | $ 7,325,000 | $ 18,358 | $ 79,000 |
| York-Hanover, PA | 396 | $ 23,757,000 | $ 59,992 | $ 69,000 |
| Binghamton, NY | 394 | $ 17,932,000 | $ 45,512 | $ 50,000 |
| Vineland-Millville-Bridgeton, NJ | 391 | $ 24,415,000 | $ 62,442 | $ 56,000 |
| Santa Ana-Anaheim-Irvine, CA | 368 | $ 51,630,000 | $ 140,298 | $ 132,000 |
| Flint, MI | 365 | $ 9,412,000 | $ 25,786 | $ 62,000 |
| Sarasota-Bradenton-Venice, FL | 360 | $ 22,653,000 | $ 62,925 | $ 81,000 |
| Norwich-New London, CT | 355 | $ 31,659,000 | $ 89,180 | $ 61,000 |
| Lancaster, PA | 354 | $ 21,558,000 | $ 60,898 | $ 55,000 |
| South Bend-Mishawaka, IN-MI | 351 | $ 20,924,000 | $ 59,612 | $ 85,000 |
| Burlington-South Burlington, VT | 347 | $ 36,112,000 | $ 104,069 | $ 64,000 |
| Mansfield, OH | 347 | $ 25,206,000 | $ 72,639 | $ 58,000 |
| Bakersfield, CA | 330 | $ 22,109,000 | $ 66,996 | $ 67,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 322 | $ 21,174,000 | $ 65,757 | $ 66,000 |
| Glens Falls, NY | 316 | $ 23,432,000 | $ 74,151 | $ 58,000 |
| Fresno, CA | 313 | $ 19,112,000 | $ 61,060 | $ 60,000 |
| Modesto, CA | 309 | $ 17,962,000 | $ 58,129 | $ 79,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 307 | $ 5,784,000 | $ 18,840 | $ 73,000 |
| San Diego-Carlsbad-San Marcos, CA | 297 | $ 37,154,000 | $ 125,097 | $ 126,000 |
| Eugene-Springfield, OR | 292 | $ 23,894,000 | $ 81,828 | $ 56,000 |
| Louisville, KY-IN | 291 | $ 3,171,000 | $ 10,896 | $ 74,000 |
| Lakeland, FL | 287 | $ 15,467,000 | $ 53,891 | $ 69,000 |
| Provo-Orem, UT | 286 | $ 20,770,000 | $ 72,622 | $ 67,000 |
| Monroe, MI | 282 | $ 19,783,000 | $ 70,152 | $ 67,000 |
| Ann Arbor, MI | 278 | $ 21,196,000 | $ 76,244 | $ 96,000 |
| Lansing-East Lansing, MI | 278 | $ 6,906,000 | $ 24,841 | $ 54,000 |
| Memphis, TN-MS-AR | 270 | $ 4,797,000 | $ 17,766 | $ 68,000 |
| Barnstable Town, MA | 268 | $ 35,721,000 | $ 133,287 | $ 64,000 |
| Bremerton-Silverdale, WA | 263 | $ 27,576,000 | $ 104,851 | $ 69,000 |
| Raleigh-Cary, NC | 262 | $ 6,125,000 | $ 23,377 | $ 79,000 |
| Columbia, SC | 260 | $ 3,698,000 | $ 14,223 | $ 67,000 |
| Port St. Lucie-Fort Pierce, FL | 257 | $ 19,583,000 | $ 76,198 | $ 63,000 |
| Palm Bay-Melbourne-Titusville, FL | 250 | $ 19,183,000 | $ 76,732 | $ 67,000 |
| Peoria, IL | 246 | $ 3,565,000 | $ 14,491 | $ 63,000 |
| Dover, DE | 233 | $ 13,609,000 | $ 58,407 | $ 59,000 |
| Springfield, OH | 233 | $ 7,960,000 | $ 34,163 | $ 45,000 |
| Idaho Falls, ID | 230 | $ 17,319,000 | $ 75,300 | $ 80,000 |
| Lewiston-Auburn, ME | 226 | $ 15,153,000 | $ 67,048 | $ 68,000 |
| Austin-Round Rock, TX | 225 | $ 7,880,000 | $ 35,022 | $ 89,000 |
| Medford, OR | 225 | $ 25,911,000 | $ 115,160 | $ 58,000 |
| Greeley, CO | 222 | $ 12,631,000 | $ 56,896 | $ 62,000 |
| Ocean City, NJ | 221 | $ 25,308,000 | $ 114,515 | $ 56,000 |
| Omaha-Council Bluffs, NE-IA | 219 | $ 8,178,000 | $ 37,342 | $ 57,000 |
| Kokomo, IN | 207 | $ 11,793,000 | $ 56,971 | $ 72,000 |
| Kalamazoo-Portage, MI | 202 | $ 5,250,000 | $ 25,990 | $ 81,000 |
| Wichita, KS | 200 | $ 2,677,000 | $ 13,385 | $ 63,000 |
| Anderson, IN | 196 | $ 9,763,000 | $ 49,811 | $ 48,000 |
| Yakima, WA | 194 | $ 12,759,000 | $ 65,768 | $ 59,000 |
| Bellingham, WA | 193 | $ 22,819,000 | $ 118,233 | $ 88,000 |
| Vallejo-Fairfield, CA | 193 | $ 11,830,000 | $ 61,295 | $ 92,000 |
| Augusta-Richmond County, GA-SC | 186 | $ 2,007,000 | $ 10,790 | $ 61,000 |
| Anchorage, AK | 180 | $ 22,620,000 | $ 125,666 | $ 85,000 |
| Greensboro-High Point, NC | 180 | $ 2,945,000 | $ 16,361 | $ 66,000 |
| Kennewick-Richland-Pasco, WA | 179 | $ 12,560,000 | $ 70,167 | $ 61,000 |
| Lake County-Kenosha County, IL-WI | 175 | $ 6,437,000 | $ 36,782 | $ 73,000 |
| Sandusky, OH | 171 | $ 12,216,000 | $ 71,438 | $ 64,000 |
| Visalia-Porterville, CA | 170 | $ 8,999,000 | $ 52,935 | $ 66,000 |
| Oklahoma City, OK | 167 | $ 1,907,000 | $ 11,419 | $ 59,000 |
| Fort Collins-Loveland, CO | 165 | $ 13,879,000 | $ 84,115 | $ 75,000 |
| Greenville, SC | 165 | $ 2,012,000 | $ 12,193 | $ 55,000 |
| Erie, PA | 162 | $ 8,878,000 | $ 54,802 | $ 45,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 159 | $ 23,478,000 | $ 147,660 | $ 113,000 |
| Fort Wayne, IN | 155 | $ 2,834,000 | $ 18,283 | $ 56,000 |
| Winston-Salem, NC | 149 | $ 2,508,000 | $ 16,832 | $ 79,000 |
| Fayetteville, NC | 147 | $ 11,412,000 | $ 77,632 | $ 81,000 |
| Pensacola-Ferry Pass-Brent, FL | 143 | $ 9,712,000 | $ 67,916 | $ 54,000 |
| Muskegon-Norton Shores, MI | 142 | $ 3,325,000 | $ 23,415 | $ 43,000 |
| Williamsport, PA | 141 | $ 5,327,000 | $ 37,780 | $ 41,000 |
| Jackson, MI | 140 | $ 5,535,000 | $ 39,535 | $ 57,000 |
| Battle Creek, MI | 136 | $ 2,952,000 | $ 21,705 | $ 39,000 |
| Naples-Marco Island, FL | 135 | $ 22,937,000 | $ 169,903 | $ 136,000 |
| Roanoke, VA | 134 | $ 8,024,000 | $ 59,880 | $ 48,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 133 | $ 14,996,000 | $ 112,751 | $ 119,000 |
| Lebanon, PA | 131 | $ 5,318,000 | $ 40,595 | $ 49,000 |
| Panama City-Lynn Haven, FL | 127 | $ 6,177,000 | $ 48,637 | $ 60,000 |
| San Antonio, TX | 127 | $ 3,393,000 | $ 26,716 | $ 67,000 |
| Lynchburg, VA | 124 | $ 7,955,000 | $ 64,153 | $ 51,000 |
| Gary, IN | 120 | $ 4,047,000 | $ 33,725 | $ 62,000 |
| Saginaw-Saginaw Township North, MI | 120 | $ 2,659,000 | $ 22,158 | $ 46,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 119 | $ 2,258,000 | $ 18,974 | $ 66,000 |
| Holland-Grand Haven, MI | 118 | $ 2,899,000 | $ 24,567 | $ 55,000 |
| Ocala, FL | 117 | $ 5,356,000 | $ 45,777 | $ 50,000 |
| Spartanburg, SC | 117 | $ 1,776,000 | $ 15,179 | $ 63,000 |
| Tulsa, OK | 117 | $ 2,619,000 | $ 22,384 | $ 77,000 |
| Lexington-Fayette, KY | 114 | $ 973,000 | $ 8,535 | $ 53,000 |
| Pocatello, ID | 114 | $ 6,088,000 | $ 53,403 | $ 44,000 |
| San Francisco-San Mateo-Redwood City, CA | 114 | $ 21,985,000 | $ 192,850 | $ 102,000 |
| Yuba City, CA | 113 | $ 4,867,000 | $ 43,070 | $ 68,000 |
| Clarksville, TN-KY | 111 | $ 1,252,000 | $ 11,279 | $ 59,000 |
| Salisbury, MD | 111 | $ 10,887,000 | $ 98,081 | $ 47,000 |
| Chattanooga, TN-GA | 110 | $ 1,535,000 | $ 13,954 | $ 59,000 |
| Durham, NC | 110 | $ 2,007,000 | $ 18,245 | $ 70,000 |
| Knoxville, TN | 110 | $ 2,029,000 | $ 18,445 | $ 65,000 |
| Hagerstown-Martinsburg, MD-WV | 109 | $ 10,538,000 | $ 96,678 | $ 63,000 |
| Fort Walton Beach-Crestview-Destin, FL | 108 | $ 7,232,000 | $ 66,962 | $ 62,000 |
| Mount Vernon-Anacortes, WA | 108 | $ 8,517,000 | $ 78,861 | $ 67,000 |
| Punta Gorda, FL | 107 | $ 7,519,000 | $ 70,271 | $ 81,000 |
| Altoona, PA | 106 | $ 5,418,000 | $ 51,113 | $ 37,000 |
| Johnstown, PA | 106 | $ 4,244,000 | $ 40,037 | $ 34,000 |
| Reno-Sparks, NV | 106 | $ 8,760,000 | $ 82,641 | $ 65,000 |
| Spokane, WA | 106 | $ 5,977,000 | $ 56,386 | $ 42,000 |
| Merced, CA | 105 | $ 6,923,000 | $ 65,933 | $ 93,000 |
| Birmingham-Hoover, AL | 104 | $ 1,413,000 | $ 13,586 | $ 69,000 |
| Chico, CA | 104 | $ 3,617,000 | $ 34,778 | $ 80,000 |
| Charlottesville, VA | 101 | $ 8,761,000 | $ 86,742 | $ 55,000 |
| Boulder, CO | 100 | $ 10,147,000 | $ 101,470 | $ 122,000 |
| Albuquerque, NM | 99 | $ 1,777,000 | $ 17,949 | $ 86,000 |
| Lubbock, TX | 96 | $ 773,000 | $ 8,052 | $ 43,000 |
| Yuma, AZ | 96 | $ 4,306,000 | $ 44,854 | $ 64,000 |
| Pittsfield, MA | 95 | $ 8,608,000 | $ 90,610 | $ 52,000 |
| Charleston-North Charleston, SC | 94 | $ 3,060,000 | $ 32,553 | $ 97,000 |
| Wenatchee, WA | 94 | $ 7,706,000 | $ 81,978 | $ 61,000 |
| Little Rock-North Little Rock, AR | 92 | $ 1,346,000 | $ 14,630 | $ 74,000 |
| Baton Rouge, LA | 86 | $ 2,447,000 | $ 28,453 | $ 94,000 |
| Elmira, NY | 86 | $ 4,423,000 | $ 51,430 | $ 49,000 |
| Ithaca, NY | 82 | $ 4,454,000 | $ 54,317 | $ 52,000 |
| Santa Rosa-Petaluma, CA | 82 | $ 7,741,000 | $ 94,402 | $ 148,000 |
| Longview, WA | 81 | $ 5,456,000 | $ 67,358 | $ 52,000 |
| Tallahassee, FL | 81 | $ 5,854,000 | $ 72,271 | $ 58,000 |
| Hickory-Lenoir-Morganton, NC | 80 | $ 1,853,000 | $ 23,162 | $ 67,000 |
| Redding, CA | 78 | $ 3,958,000 | $ 50,743 | $ 84,000 |
| Niles-Benton Harbor, MI | 74 | $ 2,302,000 | $ 31,108 | $ 46,000 |
| Beaumont-Port Arthur, TX | 73 | $ 1,207,000 | $ 16,534 | $ 61,000 |
| Topeka, KS | 73 | $ 934,000 | $ 12,794 | $ 54,000 |
| Fort Smith, AR-OK | 72 | $ 2,122,000 | $ 29,472 | $ 50,000 |
| Fairbanks, AK | 68 | $ 7,533,000 | $ 110,779 | $ 74,000 |
| Evansville, IN-KY | 66 | $ 1,077,000 | $ 16,318 | $ 49,000 |
| Killeen-Temple-Fort Hood, TX | 66 | $ 1,397,000 | $ 21,166 | $ 74,000 |
| Shreveport-Bossier City, LA | 65 | $ 2,043,000 | $ 31,430 | $ 116,000 |
| Bloomington-Normal, IL | 64 | $ 1,018,000 | $ 15,906 | $ 48,000 |
| El Centro, CA | 64 | $ 3,635,000 | $ 56,796 | $ 111,000 |
| Madera, CA | 64 | $ 4,187,000 | $ 65,421 | $ 65,000 |
| Springfield, MO | 64 | $ 901,000 | $ 14,078 | $ 46,000 |
| Asheville, NC | 63 | $ 935,000 | $ 14,841 | $ 47,000 |
| Racine, WI | 63 | $ 1,064,000 | $ 16,888 | $ 72,000 |
| Anderson, SC | 59 | $ 756,000 | $ 12,813 | $ 65,000 |
| Bend, OR | 58 | $ 7,107,000 | $ 122,534 | $ 72,000 |
| Cheyenne, WY | 58 | $ 835,000 | $ 14,396 | $ 56,000 |
| Madison, WI | 58 | $ 2,238,000 | $ 38,586 | $ 68,000 |
| McAllen-Edinburg-Pharr, TX | 58 | $ 1,765,000 | $ 30,431 | $ 121,000 |
| Bay City, MI | 57 | $ 1,268,000 | $ 22,245 | $ 59,000 |
| Corvallis, OR | 57 | $ 4,132,000 | $ 72,491 | $ 71,000 |
| Cumberland, MD-WV | 57 | $ 3,289,000 | $ 57,701 | $ 38,000 |
| El Paso, TX | 57 | $ 1,638,000 | $ 28,736 | $ 83,000 |
| Hanford-Corcoran, CA | 57 | $ 3,273,000 | $ 57,421 | $ 65,000 |
| Lima, OH | 57 | $ 1,661,000 | $ 29,140 | $ 46,000 |
| St. George, UT | 57 | $ 5,125,000 | $ 89,912 | $ 77,000 |
| Gainesville, FL | 56 | $ 3,983,000 | $ 71,125 | $ 67,000 |
| Prescott, AZ | 55 | $ 3,217,000 | $ 58,490 | $ 52,000 |
| State College, PA | 54 | $ 3,161,000 | $ 58,537 | $ 40,000 |
| Des Moines, IA | 53 | $ 827,000 | $ 15,603 | $ 53,000 |
| New Orleans-Metairie-Kenner, LA | 51 | $ 1,560,000 | $ 30,588 | $ 86,000 |
| Springfield, IL | 50 | $ 502,000 | $ 10,040 | $ 47,000 |
| Winchester, VA-WV | 50 | $ 5,186,000 | $ 103,720 | $ 62,000 |
| Blacksburg-Christiansburg-Radford, VA | 49 | $ 3,796,000 | $ 77,469 | $ 46,000 |
| Salinas, CA | 49 | $ 5,252,000 | $ 107,183 | $ 87,000 |
| Janesville, WI | 48 | $ 1,088,000 | $ 22,666 | $ 52,000 |
| Rockford, IL | 46 | $ 1,062,000 | $ 23,086 | $ 49,000 |
| Billings, MT | 45 | $ 670,000 | $ 14,888 | $ 50,000 |
| Amarillo, TX | 44 | $ 475,000 | $ 10,795 | $ 53,000 |
| Logan, UT-ID | 44 | $ 2,588,000 | $ 58,818 | $ 71,000 |
| Vero Beach, FL | 44 | $ 4,661,000 | $ 105,931 | $ 64,000 |
| Corpus Christi, TX | 43 | $ 823,000 | $ 19,139 | $ 65,000 |
| Danville, VA | 43 | $ 2,242,000 | $ 52,139 | $ 42,000 |
| Great Falls, MT | 43 | $ 605,000 | $ 14,069 | $ 49,000 |
| Pueblo, CO | 41 | $ 2,331,000 | $ 56,853 | $ 43,000 |
| Casper, WY | 38 | $ 621,000 | $ 16,342 | $ 54,000 |
| Champaign-Urbana, IL | 38 | $ 775,000 | $ 20,394 | $ 50,000 |
| Lincoln, NE | 37 | $ 421,000 | $ 11,378 | $ 90,000 |
| Coeur D'Alene, ID | 36 | $ 2,048,000 | $ 56,888 | $ 62,000 |
| Lafayette, IN | 36 | $ 813,000 | $ 22,583 | $ 45,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 36 | $ 6,678,000 | $ 185,500 | $ 213,000 |
| Flagstaff, AZ | 34 | $ 1,910,000 | $ 56,176 | $ 50,000 |
| Farmington, NM | 33 | $ 498,000 | $ 15,090 | $ 67,000 |
| Savannah, GA | 33 | $ 1,029,000 | $ 31,181 | $ 88,000 |
| Decatur, IL | 32 | $ 367,000 | $ 11,468 | $ 44,000 |
| Elizabethtown, KY | 31 | $ 416,000 | $ 13,419 | $ 58,000 |
| Huntsville, AL | 30 | $ 414,000 | $ 13,800 | $ 59,000 |
| Joplin, MO | 30 | $ 461,000 | $ 15,366 | $ 31,000 |
| Napa, CA | 30 | $ 4,236,000 | $ 141,200 | $ 91,000 |
| Davenport-Moline-Rock Island, IA-IL | 29 | $ 433,000 | $ 14,931 | $ 44,000 |
| Sherman-Denison, TX | 29 | $ 964,000 | $ 33,241 | $ 94,000 |
| San Luis Obispo-Paso Robles, CA | 28 | $ 3,938,000 | $ 140,642 | $ 84,000 |
| Santa Cruz-Watsonville, CA | 28 | $ 4,693,000 | $ 167,607 | $ 73,000 |
| Grand Junction, CO | 27 | $ 1,125,000 | $ 41,666 | $ 54,000 |
| Harrisonburg, VA | 27 | $ 3,302,000 | $ 122,296 | $ 71,000 |
| Bloomington, IN | 26 | $ 2,407,000 | $ 92,576 | $ 89,000 |
| Lafayette, LA | 26 | $ 250,000 | $ 9,615 | $ 43,000 |
| Anniston-Oxford, AL | 25 | $ 388,000 | $ 15,520 | $ 62,000 |
| Gainesville, GA | 25 | $ 505,000 | $ 20,200 | $ 64,000 |
| Sioux City, IA-NE-SD | 24 | $ 245,000 | $ 10,208 | $ 57,000 |
| Burlington, NC | 23 | $ 364,000 | $ 15,826 | $ 58,000 |
| Jackson, TN | 23 | $ 587,000 | $ 25,521 | $ 64,000 |
| Kingsport-Bristol-Bristol, TN-VA | 23 | $ 188,000 | $ 8,173 | $ 48,000 |
| Morristown, TN | 23 | $ 397,000 | $ 17,260 | $ 43,000 |
| Sumter, SC | 23 | $ 329,000 | $ 14,304 | $ 47,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 21 | $ 1,090,000 | $ 51,904 | $ 96,000 |
| Rapid City, SD | 21 | $ 378,000 | $ 18,000 | $ 47,000 |
| Waco, TX | 21 | $ 493,000 | $ 23,476 | $ 65,000 |
| Columbus, IN | 20 | $ 570,000 | $ 28,500 | $ 50,000 |
| Lawton, OK | 20 | $ 187,000 | $ 9,350 | $ 72,000 |
| Michigan City-La Porte, IN | 20 | $ 464,000 | $ 23,200 | $ 47,000 |
| Abilene, TX | 19 | $ 381,000 | $ 20,052 | $ 64,000 |
| Athens-Clarke County, GA | 19 | $ 479,000 | $ 25,210 | $ 63,000 |
| Brownsville-Harlingen, TX | 19 | $ 479,000 | $ 25,210 | $ 69,000 |
| Dalton, GA | 19 | $ 199,000 | $ 10,473 | $ 44,000 |
| Wilmington, NC | 19 | $ 973,000 | $ 51,210 | $ 138,000 |
| Carson City, NV | 18 | $ 1,105,000 | $ 61,388 | $ 71,000 |
| Oshkosh-Neenah, WI | 18 | $ 199,000 | $ 11,055 | $ 51,000 |
| Sheboygan, WI | 18 | $ 274,000 | $ 15,222 | $ 57,000 |
| Appleton, WI | 17 | $ 294,000 | $ 17,294 | $ 42,000 |
| Danville, IL | 17 | $ 293,000 | $ 17,235 | $ 45,000 |
| Johnson City, TN | 17 | $ 162,000 | $ 9,529 | $ 46,000 |
| Rocky Mount, NC | 17 | $ 389,000 | $ 22,882 | $ 77,000 |
| Tuscaloosa, AL | 17 | $ 214,000 | $ 12,588 | $ 45,000 |
| Muncie, IN | 16 | $ 440,000 | $ 27,500 | $ 48,000 |
| Sioux Falls, SD | 16 | $ 215,000 | $ 13,437 | $ 52,000 |
| Texarkana, Tx-Texarkana, AR | 16 | $ 395,000 | $ 24,687 | $ 65,000 |
| Tyler, TX | 16 | $ 505,000 | $ 31,562 | $ 97,000 |
| Laredo, TX | 15 | $ 306,000 | $ 20,400 | $ 67,000 |
| Cleveland, TN | 14 | $ 161,000 | $ 11,500 | $ 42,000 |
| Greenville, NC | 14 | $ 291,000 | $ 20,785 | $ 169,000 |
| Owensboro, KY | 14 | $ 119,000 | $ 8,500 | $ 53,000 |
| Gadsden, AL | 13 | $ 148,000 | $ 11,384 | $ 49,000 |
| Goldsboro, NC | 13 | $ 224,000 | $ 17,230 | $ 71,000 |
| Morgantown, WV | 13 | $ 420,000 | $ 32,307 | $ 50,000 |
| Rochester, MN | 13 | $ 171,000 | $ 13,153 | $ 55,000 |
| Pascagoula, MS | 12 | $ 424,000 | $ 35,333 | $ 88,000 |
| St. Joseph, MO-KS | 12 | $ 152,000 | $ 12,666 | $ 90,000 |
| Terre Haute, IN | 12 | $ 380,000 | $ 31,666 | $ 48,000 |
| Weirton-Steubenville, WV-OH | 12 | $ 105,000 | $ 8,750 | $ 43,000 |
| Albany, GA | 11 | $ 280,000 | $ 25,454 | $ 84,000 |
| Eau Claire, WI | 11 | $ 609,000 | $ 55,363 | $ 58,000 |
| Fond Du Lac, WI | 11 | $ 209,000 | $ 19,000 | $ 40,000 |
| Kankakee-Bradley, IL | 11 | $ 450,000 | $ 40,909 | $ 59,000 |
| Rome, GA | 11 | $ 137,000 | $ 12,454 | $ 48,000 |
| St. Cloud, MN | 11 | $ 195,000 | $ 17,727 | $ 57,000 |
| Valdosta, GA | 11 | $ 73,000 | $ 6,636 | $ 32,000 |
| Pine Bluff, AR | 10 | $ 150,000 | $ 15,000 | $ 67,000 |
| Bowling Green, KY | 9 | $ 174,000 | $ 19,333 | $ 60,000 |
| Cedar Rapids, IA | 9 | $ 112,000 | $ 12,444 | $ 62,000 |
| Charleston, WV | 9 | $ 76,000 | $ 8,444 | $ 71,000 |
| Duluth, MN-WI | 9 | $ 220,000 | $ 24,444 | $ 103,000 |
| Green Bay, WI | 9 | $ 225,000 | $ 25,000 | $ 65,000 |
| Hinesville-Fort Stewart, GA | 9 | $ 110,000 | $ 12,222 | $ 57,000 |
| Huntington-Ashland, WV-KY-OH | 9 | $ 69,000 | $ 7,666 | $ 78,000 |
| Jacksonville, NC | 9 | $ 174,000 | $ 19,333 | $ 70,000 |
| La Crosse, WI-MN | 9 | $ 84,000 | $ 9,333 | $ 59,000 |
| Santa Fe, NM | 9 | $ 152,000 | $ 16,888 | $ 65,000 |
| Waterloo-Cedar Falls, IA | 9 | $ 125,000 | $ 13,888 | $ 41,000 |
| College Station-Bryan, TX | 8 | $ 180,000 | $ 22,500 | $ 69,000 |
| Gulfport-Biloxi, MS | 8 | $ 293,000 | $ 36,625 | $ 78,000 |
| Jackson, MS | 8 | $ 317,000 | $ 39,625 | $ 87,000 |
| Missoula, MT | 8 | $ 634,000 | $ 79,250 | $ 66,000 |
| Wichita Falls, TX | 8 | $ 118,000 | $ 14,750 | $ 32,000 |
| Ames, IA | 7 | $ 96,000 | $ 13,714 | $ 63,000 |
| Hot Springs, AR | 7 | $ 99,000 | $ 14,142 | $ 89,000 |
| Lawrence, KS | 7 | $ 94,000 | $ 13,428 | $ 129,000 |
| Odessa, TX | 7 | $ 94,000 | $ 13,428 | $ 24,000 |
| Bismarck, ND | 6 | $ 87,000 | $ 14,500 | $ 56,000 |
| Warner Robins, GA | 6 | $ 105,000 | $ 17,500 | $ 86,000 |
| Columbia, MO | 5 | $ 73,000 | $ 14,600 | $ 95,000 |
| Columbus, GA-AL | 5 | $ 104,000 | $ 20,800 | $ 30,000 |
| Decatur, AL | 5 | $ 32,000 | $ 6,400 | $ 210,000 |
| Houma-Bayou Cane-Thibodaux, LA | 5 | $ 169,000 | $ 33,800 | $ 89,000 |
| Las Cruces, NM | 5 | $ 93,000 | $ 18,600 | $ 55,000 |
| Lewiston, ID-WA | 5 | $ 416,000 | $ 83,200 | $ 41,000 |
| Longview, TX | 5 | $ 100,000 | $ 20,000 | $ 98,000 |
| Victoria, TX | 5 | $ 124,000 | $ 24,800 | $ 47,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 5 | $ 101,000 | $ 20,200 | $ 62,000 |
| Wausau, WI | 5 | $ 329,000 | $ 65,800 | $ 112,000 |
| Jefferson City, MO | 4 | $ 67,000 | $ 16,750 | $ 60,000 |
| Lake Charles, LA | 4 | $ 57,000 | $ 14,250 | $ 91,000 |
| Midland, TX | 4 | $ 66,000 | $ 16,500 | $ 118,000 |
| Wheeling, WV-OH | 4 | $ 69,000 | $ 17,250 | $ 31,000 |
| Iowa City, IA | 3 | $ 46,000 | $ 15,333 | $ 57,000 |
| Jonesboro, AR | 3 | $ 21,000 | $ 7,000 | $ 71,000 |
| Macon, GA | 3 | $ 36,000 | $ 12,000 | $ 141,000 |
| Montgomery, AL | 3 | $ 40,000 | $ 13,333 | $ 48,000 |
| Parkersburg-Marietta, WV-OH | 3 | $ 49,000 | $ 16,333 | $ 25,000 |
| Brunswick, GA | 2 | $ 28,000 | $ 14,000 | $ 43,000 |
| Florence, SC | 2 | $ 21,000 | $ 10,500 | $ 48,000 |
| Dubuque, IA | 1 | $ 14,000 | $ 14,000 | $ 41,000 |
| Fargo, ND-MN | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Grand Forks, ND-MN | 1 | $ 17,000 | $ 17,000 | $ 19,000 |
| Honolulu, HI | 1 | $ 257,000 | $ 257,000 | $ 69,000 |
| San Angelo, TX | 1 | $ 20,000 | $ 20,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Keybank National Association in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 89,008 | $10,832,604,000 | $143,350 | $5,500,000 | $85,725 | $6,822,000 |
| Home Improvement | 82,786 | $2,300,976,000 | $24,820 | $8,425,000 | $65,900 | $3,733,000 |
| Home Purchase | 5,226 | $730,983,000 | $188,611 | $6,000,000 | $119,388 | $3,647,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 86,608 | $4,998,494,000 | $52,745 | $6,000,000 | $68,529 | $6,822,000 |
| Not Provided | 61,827 | $7,450,380,000 | $104,320 | $4,000,000 | $89,760 | $6,667,000 |
| Black or African American | 15,619 | $721,046,000 | $44,040 | $2,302,000 | $62,775 | $1,800,000 |
| Hispanic | 9,182 | $439,665,000 | $42,204 | $8,425,000 | $68,428 | $3,588,000 |
| Asian | 1,851 | $162,508,000 | $58,755 | $3,505,000 | $78,177 | $2,975,000 |
| American Indian or Alaskan Native | 809 | $42,687,000 | $40,458 | $1,100,000 | $61,562 | $1,678,000 |
| Not applicable | 673 | $27,350,000 | $213,727 | $1,900,000 | $10,545 | $581,000 |
| Native Hawaiian or Other Pacific Islander | 451 | $22,433,000 | $46,694 | $675,000 | $85,972 | $1,800,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 176,860 | $13,847,845,000 | $67,019 | $8,425,000 | $73,557 | $6,822,000 |
| VA-guaranteed (Veterans Administration) | 83 | $9,533,000 | $83,368 | $344,000 | $63,157 | $150,000 |
| FHA-insured (Federal Housing Administration) | 76 | $7,139,000 | $79,105 | $236,000 | $56,684 | $221,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $46,000 | $46,000 | $46,000 | $47,000 | $47,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 54,677 | $6,614,716,000 | $78,897 | $2,950,000 | $69,571 | $6,667,000 |
| Loan Originated | 50,193 | $3,250,199,000 | $67,705 | $6,000,000 | $87,862 | $6,822,000 |
| Application Denied By Financial Institution | 48,404 | $2,573,184,000 | $39,880 | $8,425,000 | $59,720 | $4,752,000 |
| Application Approved But Not Accepted | 20,299 | $1,065,671,000 | $41,693 | $3,750,000 | $72,673 | $1,980,000 |
| File Closed For Incompleteness | 2,360 | $289,796,000 | $115,700 | $2,400,000 | $72,000 | $5,417,000 |
| Loan Purchased By The Institution | 694 | $24,032,000 | $36,555 | $220,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 393 | $46,965,000 | $119,000 | $830,000 | $35,000 | $360,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 23,111 | $621,024,000 | $24,647 | $8,425,000 | $61,823 | $3,733,000 |
| Debt-To-Income Ratio | 14,494 | $1,122,865,000 | $54,660 | $2,302,000 | $47,320 | $4,752,000 |
| Collateral | 5,459 | $453,828,000 | $60,080 | $2,600,000 | $74,980 | $2,819,000 |
| Other | 4,767 | $304,880,000 | $55,285 | $1,610,000 | $68,877 | $2,700,000 |
| Unverifiable Information | 745 | $93,290,000 | $99,424 | $852,000 | $44,848 | $581,000 |
| Employment History | 88 | $8,888,000 | $116,720 | $555,000 | $78,720 | $1,000,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 86 | $9,297,000 | $102,461 | $324,000 | $72,000 | $340,000 |
| Credit Application Incomplete | 47 | $6,077,000 | $140,111 | $470,000 | $44,777 | $288,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Keybank National Association's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Keybank National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About