Keybank National Association Mortgage Lending & HMDA Data, 2005

In 2005, Keybank National Association of Cleveland, OH reported 177,020 mortgage applications totaling $13.9 billion, down 4% from 2004. The average application was for $78,322, and applicants reported an average income of $66,561. 28% of its applications resulted in an originated loan and 27% were denied. Its largest markets were New York-Wayne-White Plains, NY-NJ (5,268), Phoenix-Mesa-Scottsdale, AZ (4,897) and Edison, NJ (4,726) (applications in parentheses).

Mortgage Company & Address Keybank National Association
100 Public Square Ste 600 Oh-01-10-06006
Cleveland, OH 44113
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 177,020
Total Mortgage Loan Application Amount $13,864,563,000
Average Mortgage Loan Application Amount $78,322
Highest Mortgage Loan Application Amount $8,425,000
Average Applicant Income $66,561
Highest Applicant Income $6,822,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Keybank National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Keybank National Association by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 4,357 $ 179,140,000 $ 41,115 $ 76,000
Suffolk, New York 3,055 $ 461,371,000 $ 151,021 $ 88,000
Cuyahoga, Ohio 2,712 $ 184,941,000 $ 68,193 $ 73,000
Erie, New York 2,131 $ 121,561,000 $ 57,044 $ 63,000
Philadelphia, Pennsylvania 1,905 $ 112,302,000 $ 58,951 $ 45,000
Ocean, New Jersey 1,646 $ 196,193,000 $ 119,193 $ 82,000
King, Washington 1,544 $ 213,122,000 $ 138,032 $ 95,000
Nassau, New York 1,539 $ 280,628,000 $ 182,344 $ 95,000
Los Angeles, California 1,525 $ 119,502,000 $ 78,361 $ 102,000
Franklin, Ohio 1,522 $ 70,890,000 $ 46,576 $ 66,000
Queens, New York 1,466 $ 252,585,000 $ 172,295 $ 72,000
Pierce, Washington 1,430 $ 140,165,000 $ 98,017 $ 81,000
Cook, Illinois 1,391 $ 40,399,000 $ 29,043 $ 77,000
Middlesex, New Jersey 1,389 $ 186,746,000 $ 134,446 $ 75,000
Wayne, Michigan 1,335 $ 39,352,000 $ 29,477 $ 72,000
Lucas, Ohio 1,332 $ 71,908,000 $ 53,984 $ 55,000
Prince George's, Maryland 1,302 $ 135,141,000 $ 103,794 $ 74,000
Camden, New Jersey 1,300 $ 95,140,000 $ 73,184 $ 66,000
Essex, New Jersey 1,297 $ 175,172,000 $ 135,059 $ 89,000
Onondaga, New York 1,288 $ 73,856,000 $ 57,341 $ 61,000
Riverside, California 1,262 $ 77,216,000 $ 61,185 $ 105,000
Orange, New York 1,256 $ 161,489,000 $ 128,574 $ 81,000
Burlington, New Jersey 1,244 $ 114,059,000 $ 91,687 $ 67,000
Monmouth, New Jersey 1,216 $ 185,642,000 $ 152,666 $ 108,000
San Bernardino, California 1,201 $ 64,532,000 $ 53,731 $ 74,000
New Haven, Connecticut 1,195 $ 96,796,000 $ 81,000 $ 69,000
Worcester, Massachusetts 1,158 $ 130,201,000 $ 112,436 $ 65,000
Middlesex, Massachusetts 1,103 $ 172,879,000 $ 156,735 $ 84,000
Hartford, Connecticut 1,083 $ 87,475,000 $ 80,771 $ 65,000
Bergen, New Jersey 1,064 $ 190,313,000 $ 178,865 $ 105,000
Kings, New York 1,058 $ 201,633,000 $ 190,579 $ 70,000
Salt Lake, Utah 1,055 $ 75,919,000 $ 71,961 $ 93,000
Monroe, New York 996 $ 50,565,000 $ 50,768 $ 59,000
Clark, Nevada 974 $ 67,037,000 $ 68,826 $ 78,000
Allegheny, Pennsylvania 963 $ 39,806,000 $ 41,335 $ 50,000
Baltimore, Maryland 918 $ 75,347,000 $ 82,077 $ 64,000
Union, New Jersey 913 $ 119,165,000 $ 130,520 $ 72,000
Fairfield, Connecticut 878 $ 127,058,000 $ 144,712 $ 98,000
Summit, Ohio 853 $ 52,024,000 $ 60,989 $ 60,000
Hamilton, Ohio 843 $ 38,474,000 $ 45,639 $ 95,000
Montgomery, Pennsylvania 838 $ 72,599,000 $ 86,633 $ 80,000
Plymouth, Massachusetts 819 $ 103,377,000 $ 126,223 $ 72,000
Gloucester, New Jersey 806 $ 67,427,000 $ 83,656 $ 66,000
Providence, Rhode Island 803 $ 80,841,000 $ 100,673 $ 66,000
Montgomery, Ohio 793 $ 36,849,000 $ 46,467 $ 64,000
Delaware, Pennsylvania 793 $ 57,493,000 $ 72,500 $ 57,000
Essex, Massachusetts 789 $ 108,155,000 $ 137,078 $ 84,000
Cumberland, Maine 765 $ 88,903,000 $ 116,213 $ 72,000
Richmond, New York 763 $ 133,303,000 $ 174,709 $ 72,000
New Castle, Delaware 753 $ 52,417,000 $ 69,610 $ 62,000
Broward, Florida 745 $ 57,779,000 $ 77,555 $ 79,000
Westchester, New York 743 $ 155,049,000 $ 208,679 $ 105,000
Bristol, Massachusetts 740 $ 86,662,000 $ 117,110 $ 74,000
Hillsborough, Florida 727 $ 38,033,000 $ 52,314 $ 61,000
Miami-Dade, Florida 722 $ 44,338,000 $ 61,409 $ 74,000
Dutchess, New York 715 $ 101,675,000 $ 142,202 $ 71,000
Passaic, New Jersey 708 $ 88,585,000 $ 125,120 $ 86,000
Mercer, New Jersey 673 $ 68,058,000 $ 101,126 $ 67,000
Snohomish, Washington 660 $ 65,854,000 $ 99,778 $ 83,000
Morris, New Jersey 658 $ 113,165,000 $ 171,983 $ 89,000
Oakland, Michigan 653 $ 26,650,000 $ 40,811 $ 156,000
Albany, New York 646 $ 53,041,000 $ 82,106 $ 64,000
Norfolk, Massachusetts 633 $ 97,969,000 $ 154,769 $ 74,000
Stark, Ohio 629 $ 45,287,000 $ 71,998 $ 59,000
Atlantic, New Jersey 622 $ 52,999,000 $ 85,207 $ 59,000
Anne Arundel, Maryland 620 $ 64,603,000 $ 104,198 $ 82,000
Orange, Florida 596 $ 36,892,000 $ 61,899 $ 65,000
Baltimore City, Maryland 594 $ 34,942,000 $ 58,824 $ 49,000
Sacramento, California 585 $ 36,863,000 $ 63,013 $ 77,000
Multnomah, Oregon 570 $ 55,783,000 $ 97,864 $ 72,000
Bucks, Pennsylvania 569 $ 57,330,000 $ 100,755 $ 88,000
Pima, Arizona 562 $ 26,649,000 $ 47,418 $ 64,000
Niagara, New York 559 $ 31,462,000 $ 56,282 $ 48,000
Hudson, New Jersey 549 $ 74,805,000 $ 136,256 $ 77,000
Suffolk, Massachusetts 545 $ 74,436,000 $ 136,579 $ 79,000
Pinal, Arizona 540 $ 18,876,000 $ 34,955 $ 61,000
Hillsborough, New Hampshire 536 $ 56,494,000 $ 105,399 $ 76,000
Monroe, Pennsylvania 530 $ 41,272,000 $ 77,871 $ 73,000
Ada, Idaho 528 $ 57,472,000 $ 108,848 $ 79,000
Arapahoe, Colorado 526 $ 58,305,000 $ 110,846 $ 80,000
Ulster, New York 524 $ 58,835,000 $ 112,280 $ 67,000
Hampden, Massachusetts 518 $ 35,566,000 $ 68,660 $ 53,000
Macomb, Michigan 516 $ 15,749,000 $ 30,521 $ 71,000
Marion, Indiana 509 $ 23,250,000 $ 45,677 $ 86,000
El Paso, Colorado 506 $ 27,214,000 $ 53,782 $ 79,000
Bronx, New York 502 $ 86,084,000 $ 171,482 $ 66,000
Penobscot, Maine 501 $ 34,154,000 $ 68,171 $ 54,000
Adams, Colorado 496 $ 34,989,000 $ 70,542 $ 61,000
Montgomery, Maryland 496 $ 65,521,000 $ 132,098 $ 86,000
Sussex, New Jersey 481 $ 61,851,000 $ 128,588 $ 82,000
Somerset, New Jersey 475 $ 75,142,000 $ 158,193 $ 102,000
Washington, Oregon 474 $ 54,830,000 $ 115,675 $ 88,000
Oneida, New York 466 $ 20,463,000 $ 43,912 $ 57,000
Duval, Florida 465 $ 21,426,000 $ 46,077 $ 57,000
Pinellas, Florida 460 $ 26,025,000 $ 56,576 $ 60,000
York, Maine 460 $ 47,157,000 $ 102,515 $ 56,000
Berks, Pennsylvania 460 $ 24,958,000 $ 54,256 $ 57,000
Jefferson, New York 456 $ 28,883,000 $ 63,339 $ 45,000
Denver, Colorado 455 $ 45,922,000 $ 100,927 $ 72,000
Aroostook, Maine 454 $ 25,349,000 $ 55,834 $ 45,000
Palm Beach, Florida 453 $ 48,853,000 $ 107,843 $ 112,000
Kent, Michigan 452 $ 8,698,000 $ 19,243 $ 53,000
Rockingham, New Hampshire 443 $ 50,990,000 $ 115,101 $ 78,000
Rockland, New York 432 $ 77,419,000 $ 179,210 $ 94,000
Tarrant, Texas 431 $ 9,600,000 $ 22,273 $ 73,000
San Joaquin, California 430 $ 25,430,000 $ 59,139 $ 94,000
Northampton, Pennsylvania 429 $ 30,070,000 $ 70,093 $ 70,000
Jefferson, Colorado 427 $ 32,026,000 $ 75,002 $ 80,000
Thurston, Washington 417 $ 40,652,000 $ 97,486 $ 61,000
Harris, Texas 415 $ 9,764,000 $ 23,527 $ 120,000
Elkhart, Indiana 411 $ 22,395,000 $ 54,489 $ 66,000
Butler, Ohio 407 $ 13,881,000 $ 34,105 $ 72,000
Saratoga, New York 404 $ 38,958,000 $ 96,430 $ 76,000
Clackamas, Oregon 404 $ 48,523,000 $ 120,106 $ 84,000
Lee, Florida 403 $ 32,933,000 $ 81,719 $ 82,000
Chautauqua, New York 403 $ 19,227,000 $ 47,709 $ 51,000
Chester, Pennsylvania 399 $ 40,009,000 $ 100,273 $ 71,000
York, Pennsylvania 396 $ 23,757,000 $ 59,992 $ 69,000
Fairfax, Virginia 392 $ 60,948,000 $ 155,479 $ 130,000
Cumberland, New Jersey 391 $ 24,415,000 $ 62,442 $ 56,000
Marion, Oregon 380 $ 29,123,000 $ 76,639 $ 75,000
Kennebec, Maine 378 $ 23,210,000 $ 61,402 $ 59,000
Oswego, New York 375 $ 17,460,000 $ 46,560 $ 50,000
Virginia Beach, Virginia 374 $ 28,923,000 $ 77,334 $ 64,000
Orange, California 368 $ 51,630,000 $ 140,298 $ 132,000
Genesee, Michigan 365 $ 9,412,000 $ 25,786 $ 62,000
Jackson, Missouri 362 $ 4,885,000 $ 13,494 $ 52,000
Lehigh, Pennsylvania 362 $ 21,908,000 $ 60,519 $ 59,000
Lake, Ohio 359 $ 29,496,000 $ 82,161 $ 61,000
New London, Connecticut 355 $ 31,659,000 $ 89,180 $ 61,000
Lancaster, Pennsylvania 354 $ 21,558,000 $ 60,898 $ 55,000
Schenectady, New York 352 $ 25,121,000 $ 71,366 $ 56,000
St. Joseph, Indiana 351 $ 20,924,000 $ 59,612 $ 85,000
Contra Costa, California 350 $ 39,474,000 $ 112,782 $ 99,000
Pasco, Florida 350 $ 20,645,000 $ 58,985 $ 60,000
Richland, Ohio 347 $ 25,206,000 $ 72,639 $ 58,000
Rensselaer, New York 339 $ 26,668,000 $ 78,666 $ 70,000
Kern, California 330 $ 22,109,000 $ 66,996 $ 67,000
Harford, Maryland 330 $ 28,296,000 $ 85,745 $ 70,000
Prince William, Virginia 329 $ 42,241,000 $ 128,392 $ 95,000
Luzerne, Pennsylvania 328 $ 16,686,000 $ 50,871 $ 47,000
Volusia, Florida 322 $ 21,174,000 $ 65,757 $ 66,000
Clark, Washington 318 $ 27,382,000 $ 86,106 $ 89,000
Clinton, New York 316 $ 18,533,000 $ 58,648 $ 60,000
Fresno, California 313 $ 19,112,000 $ 61,060 $ 60,000
Hamilton, Indiana 311 $ 28,232,000 $ 90,778 $ 90,000
Weber, Utah 310 $ 16,129,000 $ 52,029 $ 52,000
Stanislaus, California 309 $ 17,962,000 $ 58,129 $ 79,000
St. Louis, Missouri 309 $ 4,251,000 $ 13,757 $ 67,000
Mahoning, Ohio 306 $ 15,747,000 $ 51,460 $ 58,000
Milwaukee, Wisconsin 303 $ 5,657,000 $ 18,669 $ 56,000
San Diego, California 297 $ 37,154,000 $ 125,097 $ 126,000
St. Lawrence, New York 293 $ 15,269,000 $ 52,112 $ 47,000
Kent, Rhode Island 293 $ 28,507,000 $ 97,293 $ 62,000
Lane, Oregon 292 $ 23,894,000 $ 81,828 $ 56,000
Dauphin, Pennsylvania 290 $ 12,412,000 $ 42,800 $ 54,000
Polk, Florida 287 $ 15,467,000 $ 53,891 $ 69,000
Broome, New York 286 $ 13,016,000 $ 45,510 $ 48,000
Utah, Utah 283 $ 20,696,000 $ 73,130 $ 68,000
Monroe, Michigan 282 $ 19,783,000 $ 70,152 $ 67,000
Westmoreland, Pennsylvania 281 $ 15,125,000 $ 53,825 $ 47,000
Canyon, Idaho 279 $ 21,268,000 $ 76,229 $ 48,000
Dallas, Texas 279 $ 6,974,000 $ 24,996 $ 80,000
Washtenaw, Michigan 278 $ 21,196,000 $ 76,244 $ 96,000
Warren, New Jersey 275 $ 36,195,000 $ 131,618 $ 71,000
Litchfield, Connecticut 273 $ 27,250,000 $ 99,816 $ 69,000
Davidson, Tennessee 273 $ 3,521,000 $ 12,897 $ 71,000
Barnstable, Massachusetts 268 $ 35,721,000 $ 133,287 $ 64,000
Cayuga, New York 268 $ 13,505,000 $ 50,391 $ 46,000
Wood, Ohio 265 $ 17,524,000 $ 66,128 $ 62,000
Will, Illinois 263 $ 10,223,000 $ 38,870 $ 65,000
Kitsap, Washington 263 $ 27,576,000 $ 104,851 $ 69,000
Frederick, Maryland 259 $ 29,903,000 $ 115,455 $ 85,000
Davis, Utah 255 $ 14,054,000 $ 55,113 $ 64,000
Ashtabula, Ohio 253 $ 15,303,000 $ 60,486 $ 55,000
Brevard, Florida 250 $ 19,183,000 $ 76,732 $ 67,000
Seminole, Florida 249 $ 15,178,000 $ 60,955 $ 73,000
Lorain, Ohio 249 $ 15,987,000 $ 64,204 $ 70,000
Mecklenburg, North Carolina 247 $ 4,328,000 $ 17,522 $ 71,000
Lewis, New York 246 $ 10,745,000 $ 43,678 $ 45,000
Charles, Maryland 238 $ 22,029,000 $ 92,558 $ 86,000
Mason, Washington 237 $ 21,825,000 $ 92,088 $ 68,000
Wayne, New York 234 $ 10,670,000 $ 45,598 $ 53,000
Kent, Delaware 233 $ 13,609,000 $ 58,407 $ 59,000
Madison, New York 233 $ 12,535,000 $ 53,798 $ 50,000
Clark, Ohio 233 $ 7,960,000 $ 34,163 $ 45,000
Lenawee, Michigan 230 $ 11,812,000 $ 51,356 $ 51,000
Sullivan, New York 230 $ 22,304,000 $ 96,973 $ 54,000
Jefferson, Kentucky 228 $ 2,503,000 $ 10,978 $ 84,000
Shelby, Tennessee 228 $ 3,948,000 $ 17,315 $ 69,000
Androscoggin, Maine 226 $ 15,153,000 $ 67,048 $ 68,000
Jackson, Oregon 225 $ 25,911,000 $ 115,160 $ 58,000
Howard, Maryland 223 $ 26,455,000 $ 118,632 $ 117,000
Chittenden, Vermont 223 $ 24,570,000 $ 110,179 $ 74,000
Weld, Colorado 222 $ 12,631,000 $ 56,896 $ 62,000
Middlesex, Connecticut 222 $ 23,404,000 $ 105,423 $ 72,000
Cape May, New Jersey 221 $ 25,308,000 $ 114,515 $ 56,000
Putnam, New York 219 $ 36,213,000 $ 165,356 $ 105,000
Clermont, Ohio 218 $ 12,246,000 $ 56,174 $ 54,000
Linn, Oregon 217 $ 18,008,000 $ 82,986 $ 58,000
Windham, Connecticut 215 $ 21,084,000 $ 98,065 $ 62,000
St. Lucie, Florida 213 $ 14,784,000 $ 69,408 $ 55,000
Trumbull, Ohio 213 $ 9,100,000 $ 42,723 $ 52,000
Oxford, Maine 212 $ 15,600,000 $ 73,584 $ 57,000
Schuylkill, Pennsylvania 212 $ 7,559,000 $ 35,655 $ 50,000
Cobb, Georgia 209 $ 4,427,000 $ 21,181 $ 162,000
Sarasota, Florida 207 $ 12,900,000 $ 62,318 $ 87,000
Columbia, New York 207 $ 20,193,000 $ 97,550 $ 64,000
Otsego, New York 207 $ 12,453,000 $ 60,159 $ 53,000
Medina, Ohio 206 $ 14,934,000 $ 72,495 $ 67,000
Chesterfield, Virginia 203 $ 14,152,000 $ 69,714 $ 62,000
Gwinnett, Georgia 200 $ 4,526,000 $ 22,630 $ 102,000
Waldo, Maine 200 $ 15,092,000 $ 75,460 $ 120,000
DuPage, Illinois 199 $ 8,914,000 $ 44,793 $ 73,000
Osceola, Florida 197 $ 10,991,000 $ 55,791 $ 87,000
Howard, Indiana 197 $ 11,355,000 $ 57,639 $ 65,000
Madison, Indiana 196 $ 9,763,000 $ 49,811 $ 48,000
Yakima, Washington 194 $ 12,759,000 $ 65,768 $ 59,000
Solano, California 193 $ 11,830,000 $ 61,295 $ 92,000
Whatcom, Washington 193 $ 22,819,000 $ 118,233 $ 88,000
Pike, Pennsylvania 192 $ 17,117,000 $ 89,151 $ 64,000
Henrico, Virginia 189 $ 13,611,000 $ 72,015 $ 57,000
Licking, Ohio 188 $ 8,572,000 $ 45,595 $ 81,000
Lake, Florida 187 $ 10,999,000 $ 58,818 $ 63,000
Herkimer, New York 187 $ 8,157,000 $ 43,620 $ 45,000
Greene, Ohio 187 $ 11,489,000 $ 61,438 $ 57,000
Merrimack, New Hampshire 186 $ 18,595,000 $ 99,973 $ 63,000
Wake, North Carolina 186 $ 4,567,000 $ 24,553 $ 82,000
Bonneville, Idaho 185 $ 13,309,000 $ 71,940 $ 61,000
Lackawanna, Pennsylvania 185 $ 11,794,000 $ 63,751 $ 53,000
Montgomery, New York 184 $ 9,019,000 $ 49,016 $ 62,000
Tolland, Connecticut 183 $ 16,996,000 $ 92,874 $ 83,000
Cattaraugus, New York 183 $ 8,278,000 $ 45,234 $ 43,000
Warren, Ohio 183 $ 12,134,000 $ 66,306 $ 87,000
Ontario, New York 182 $ 11,577,000 $ 63,609 $ 58,000
Alameda, California 178 $ 19,491,000 $ 109,500 $ 93,000
Lake, Illinois 175 $ 6,437,000 $ 36,782 $ 73,000
Sedgwick, Kansas 175 $ 2,320,000 $ 13,257 $ 59,000
Portage, Ohio 175 $ 11,319,000 $ 64,680 $ 63,000
Douglas, Colorado 174 $ 22,067,000 $ 126,821 $ 118,000
Grant, Washington 172 $ 10,713,000 $ 62,284 $ 50,000
Ingham, Michigan 171 $ 4,062,000 $ 23,754 $ 52,000
Erie, Ohio 171 $ 12,216,000 $ 71,438 $ 64,000
Tulare, California 170 $ 8,999,000 $ 52,935 $ 66,000
Strafford, New Hampshire 170 $ 15,937,000 $ 93,747 $ 82,000
DeKalb, Georgia 168 $ 2,663,000 $ 15,851 $ 72,000
Sandusky, Ohio 167 $ 10,637,000 $ 63,694 $ 48,000
Denton, Texas 167 $ 4,656,000 $ 27,880 $ 77,000
Chesapeake, Virginia 167 $ 13,447,000 $ 80,520 $ 63,000
Salem, New Jersey 166 $ 12,960,000 $ 78,072 $ 73,000
Larimer, Colorado 165 $ 13,879,000 $ 84,115 $ 75,000
Greene, New York 164 $ 14,587,000 $ 88,945 $ 57,000
Hunterdon, New Jersey 162 $ 29,414,000 $ 181,567 $ 107,000
Erie, Pennsylvania 162 $ 8,878,000 $ 54,802 $ 45,000
Somerset, Maine 161 $ 9,014,000 $ 55,987 $ 45,000
Warren, New York 161 $ 12,472,000 $ 77,465 $ 62,000
Washington, Pennsylvania 158 $ 7,459,000 $ 47,208 $ 46,000
Lewis, Washington 157 $ 10,892,000 $ 69,375 $ 52,000
Fulton, New York 156 $ 7,237,000 $ 46,391 $ 60,000
Cecil, Maryland 155 $ 13,755,000 $ 88,741 $ 74,000
Washington, New York 155 $ 10,960,000 $ 70,709 $ 54,000
Huron, Ohio 155 $ 9,004,000 $ 58,090 $ 50,000
Manatee, Florida 153 $ 9,753,000 $ 63,745 $ 73,000
Fayette, Pennsylvania 153 $ 7,362,000 $ 48,117 $ 56,000
Washington, Rhode Island 152 $ 18,362,000 $ 120,802 $ 63,000
Collin, Texas 152 $ 4,661,000 $ 30,664 $ 99,000
Loudoun, Virginia 152 $ 28,673,000 $ 188,638 $ 112,000
Fulton, Georgia 151 $ 3,129,000 $ 20,721 $ 97,000
Kalamazoo, Michigan 150 $ 3,773,000 $ 25,153 $ 97,000
Carroll, Maryland 149 $ 14,837,000 $ 99,577 $ 89,000
Fairfield, Ohio 149 $ 5,499,000 $ 36,906 $ 70,000
Spotsylvania, Virginia 148 $ 15,050,000 $ 101,689 $ 78,000
Johnson, Indiana 146 $ 7,293,000 $ 49,952 $ 61,000
Douglas, Nebraska 146 $ 5,385,000 $ 36,883 $ 51,000
Stafford, Virginia 146 $ 16,916,000 $ 115,863 $ 91,000
Franklin, New York 145 $ 6,887,000 $ 47,496 $ 54,000
Delaware, Ohio 145 $ 8,202,000 $ 56,565 $ 121,000
Clallam, Washington 144 $ 14,759,000 $ 102,493 $ 61,000
Placer, California 142 $ 10,288,000 $ 72,450 $ 124,000
Muskegon, Michigan 142 $ 3,325,000 $ 23,415 $ 43,000
Livingston, New York 142 $ 7,307,000 $ 51,457 $ 51,000
Richland, South Carolina 142 $ 1,970,000 $ 13,873 $ 75,000
Lycoming, Pennsylvania 141 $ 5,327,000 $ 37,780 $ 41,000
Jackson, Michigan 140 $ 5,535,000 $ 39,535 $ 57,000
Santa Clara, California 139 $ 21,875,000 $ 157,374 $ 115,000
Sussex, Delaware 138 $ 12,593,000 $ 91,253 $ 61,000
Calhoun, Michigan 136 $ 2,952,000 $ 21,705 $ 39,000
Beaver, Pennsylvania 136 $ 7,100,000 $ 52,205 $ 46,000
Benton, Washington 136 $ 9,436,000 $ 69,382 $ 64,000
Collier, Florida 135 $ 22,937,000 $ 169,903 $ 136,000
Cumberland, Pennsylvania 135 $ 7,313,000 $ 54,170 $ 54,000
Calvert, Maryland 134 $ 15,743,000 $ 117,485 $ 81,000
Chenango, New York 134 $ 5,428,000 $ 40,507 $ 85,000
Norfolk, Virginia 134 $ 9,680,000 $ 72,238 $ 46,000
Ventura, California 133 $ 14,996,000 $ 112,751 $ 119,000
Hampton, Virginia 132 $ 9,714,000 $ 73,590 $ 51,000
Kane, Illinois 131 $ 3,902,000 $ 29,786 $ 68,000
Lebanon, Pennsylvania 131 $ 5,318,000 $ 40,595 $ 49,000
Rutherford, Tennessee 130 $ 1,913,000 $ 14,715 $ 59,000
Cumberland, North Carolina 128 $ 10,995,000 $ 85,898 $ 81,000
Bay, Florida 127 $ 6,177,000 $ 48,637 $ 60,000
Allen, Indiana 127 $ 2,429,000 $ 19,125 $ 66,000
Guilford, North Carolina 127 $ 2,118,000 $ 16,677 $ 68,000
Knox, Maine 125 $ 10,685,000 $ 85,480 $ 84,000
Steuben, New York 125 $ 6,530,000 $ 52,240 $ 53,000
Columbiana, Ohio 125 $ 5,704,000 $ 45,632 $ 66,000
Peoria, Illinois 123 $ 1,902,000 $ 15,463 $ 52,000
Bingham, Idaho 121 $ 9,548,000 $ 78,909 $ 53,000
Hennepin, Minnesota 121 $ 2,200,000 $ 18,181 $ 65,000
Forsyth, North Carolina 121 $ 2,103,000 $ 17,380 $ 58,000
Northumberland, Pennsylvania 121 $ 4,731,000 $ 39,099 $ 43,000
Rutland, Vermont 121 $ 8,893,000 $ 73,495 $ 62,000
Clay, Florida 120 $ 7,153,000 $ 59,608 $ 91,000
Saginaw, Michigan 120 $ 2,659,000 $ 22,158 $ 46,000
Cheshire, New Hampshire 120 $ 9,567,000 $ 79,725 $ 55,000
Schoharie, New York 120 $ 7,076,000 $ 58,966 $ 44,000
Cortland, New York 119 $ 5,626,000 $ 47,277 $ 65,000
Hancock, Ohio 119 $ 7,384,000 $ 62,050 $ 56,000
Ottawa, Michigan 118 $ 2,899,000 $ 24,567 $ 55,000
Greenville, South Carolina 118 $ 1,507,000 $ 12,771 $ 55,000
Marion, Florida 117 $ 5,356,000 $ 45,777 $ 50,000
Spartanburg, South Carolina 117 $ 1,776,000 $ 15,179 $ 63,000
Grays Harbor, Washington 116 $ 7,160,000 $ 61,724 $ 51,000
Kenton, Kentucky 115 $ 1,616,000 $ 14,052 $ 72,000
Hampshire, Massachusetts 114 $ 10,470,000 $ 91,842 $ 55,000
Josephine, Oregon 114 $ 9,954,000 $ 87,315 $ 42,000
St. Clair, Illinois 113 $ 2,605,000 $ 23,053 $ 71,000
Seneca, Ohio 113 $ 4,707,000 $ 41,654 $ 53,000
Richmond, Georgia 112 $ 1,083,000 $ 9,669 $ 66,000
Geauga, Ohio 112 $ 13,893,000 $ 124,044 $ 97,000
Carbon, Pennsylvania 112 $ 4,711,000 $ 42,062 $ 55,000
Franklin, Vermont 110 $ 10,293,000 $ 93,572 $ 53,000
Bannock, Idaho 109 $ 5,882,000 $ 53,963 $ 44,000
Washington, Maryland 109 $ 10,538,000 $ 96,678 $ 63,000
Okaloosa, Florida 108 $ 7,232,000 $ 66,962 $ 62,000
Tioga, New York 108 $ 4,916,000 $ 45,518 $ 54,000
Skagit, Washington 108 $ 8,517,000 $ 78,861 $ 67,000
Charlotte, Florida 107 $ 7,519,000 $ 70,271 $ 81,000
St. Charles, Missouri 107 $ 1,903,000 $ 17,785 $ 81,000
Blair, Pennsylvania 106 $ 5,418,000 $ 51,113 $ 37,000
Cambria, Pennsylvania 106 $ 4,244,000 $ 40,037 $ 34,000
Spokane, Washington 106 $ 5,977,000 $ 56,386 $ 42,000
Merced, California 105 $ 6,923,000 $ 65,933 $ 93,000
McHenry, Illinois 105 $ 3,905,000 $ 37,190 $ 70,000
Hancock, Maine 105 $ 8,988,000 $ 85,600 $ 68,000
Montgomery, Tennessee 105 $ 1,193,000 $ 11,361 $ 66,000
Anchorage, Alaska 104 $ 13,461,000 $ 129,432 $ 83,000
Butte, California 104 $ 3,617,000 $ 34,778 $ 80,000
St. Joseph, Michigan 104 $ 4,587,000 $ 44,105 $ 45,000
Washoe, Nevada 104 $ 8,616,000 $ 82,846 $ 66,000
St. Mary's, Maryland 102 $ 8,972,000 $ 87,960 $ 75,000
Hamilton, Tennessee 102 $ 1,448,000 $ 14,196 $ 63,000
Fort Bend, Texas 102 $ 2,320,000 $ 22,745 $ 87,000
Hernando, Florida 101 $ 5,636,000 $ 55,801 $ 56,000
Johnson, Kansas 101 $ 1,575,000 $ 15,594 $ 82,000
Yamhill, Oregon 101 $ 9,189,000 $ 90,980 $ 55,000
Boulder, Colorado 100 $ 10,147,000 $ 101,470 $ 122,000
Lincoln, Maine 100 $ 8,612,000 $ 86,120 $ 56,000
Belknap, New Hampshire 100 $ 13,497,000 $ 134,970 $ 99,000
Genesee, New York 100 $ 5,179,000 $ 51,790 $ 47,000
Franklin, Pennsylvania 100 $ 6,011,000 $ 60,110 $ 59,000
Travis, Texas 100 $ 3,423,000 $ 34,230 $ 89,000
Oklahoma, Oklahoma 99 $ 1,092,000 $ 11,030 $ 61,000
Ottawa, Ohio 97 $ 5,275,000 $ 54,381 $ 97,000
Yuma, Arizona 96 $ 4,306,000 $ 44,854 $ 64,000
Delaware, New York 96 $ 6,677,000 $ 69,552 $ 47,000
Lexington, South Carolina 96 $ 1,460,000 $ 15,208 $ 63,000
Pacific, Washington 96 $ 9,514,000 $ 99,104 $ 57,000
Berkshire, Massachusetts 95 $ 8,608,000 $ 90,610 $ 52,000
Essex, New York 95 $ 6,654,000 $ 70,042 $ 54,000
Allegany, New York 94 $ 4,304,000 $ 45,787 $ 42,000
Tazewell, Illinois 93 $ 1,289,000 $ 13,860 $ 49,000
Lawrence, Pennsylvania 93 $ 4,482,000 $ 48,193 $ 44,000
Lubbock, Texas 93 $ 746,000 $ 8,021 $ 45,000
Wayne, Pennsylvania 92 $ 5,791,000 $ 62,945 $ 55,000
Mercer, Pennsylvania 91 $ 5,575,000 $ 61,263 $ 58,000
Columbia, Pennsylvania 90 $ 3,995,000 $ 44,388 $ 50,000
Bexar, Texas 90 $ 2,332,000 $ 25,911 $ 66,000
Windham, Vermont 90 $ 7,576,000 $ 84,177 $ 74,000
Kosciusko, Indiana 89 $ 7,600,000 $ 85,393 $ 80,000
Fulton, Ohio 89 $ 4,663,000 $ 52,393 $ 59,000
Montgomery, Texas 88 $ 2,974,000 $ 33,795 $ 96,000
Wicomico, Maryland 87 $ 8,295,000 $ 95,344 $ 46,000
Flagler, Florida 86 $ 5,264,000 $ 61,209 $ 56,000
Livingston, Michigan 86 $ 4,555,000 $ 52,965 $ 76,000
Chemung, New York 86 $ 4,423,000 $ 51,430 $ 49,000
Cochise, Arizona 85 $ 3,584,000 $ 42,164 $ 53,000
Clayton, Georgia 85 $ 1,248,000 $ 14,682 $ 53,000
Lake, Indiana 85 $ 2,518,000 $ 29,623 $ 54,000
Shiawassee, Michigan 85 $ 2,175,000 $ 25,588 $ 48,000
New York, New York 85 $ 23,834,000 $ 280,400 $ 106,000
Adams, Pennsylvania 84 $ 4,567,000 $ 54,369 $ 62,000
Butler, Pennsylvania 84 $ 4,420,000 $ 52,619 $ 53,000
Williamson, Texas 84 $ 3,172,000 $ 37,761 $ 91,000
Boone, Indiana 83 $ 5,159,000 $ 62,156 $ 72,000
Franklin, Massachusetts 83 $ 6,487,000 $ 78,156 $ 56,000
Newport News, Virginia 83 $ 5,586,000 $ 67,301 $ 53,000
Sonoma, California 82 $ 7,741,000 $ 94,402 $ 148,000
Shelby, Indiana 82 $ 4,460,000 $ 54,390 $ 49,000
Tompkins, New York 82 $ 4,454,000 $ 54,317 $ 52,000
Carroll, Ohio 82 $ 5,239,000 $ 63,890 $ 52,000
Kenosha, Wisconsin 82 $ 1,589,000 $ 19,378 $ 64,000
St. Johns, Florida 81 $ 5,614,000 $ 69,308 $ 71,000
Windsor, Vermont 81 $ 9,158,000 $ 113,061 $ 60,000
Cowlitz, Washington 81 $ 5,456,000 $ 67,358 $ 52,000
Fayette, Kentucky 80 $ 659,000 $ 8,237 $ 48,000
Piscataquis, Maine 80 $ 4,007,000 $ 50,087 $ 30,000
Sagadahoc, Maine 80 $ 6,229,000 $ 77,862 $ 57,000
St. Clair, Michigan 80 $ 3,052,000 $ 38,150 $ 48,000
Mohave, Arizona 79 $ 4,809,000 $ 60,873 $ 61,000
Gem, Idaho 79 $ 5,822,000 $ 73,696 $ 72,000
Grafton, New Hampshire 79 $ 7,206,000 $ 91,215 $ 56,000
Addison, Vermont 79 $ 8,600,000 $ 108,860 $ 65,000
Shasta, California 78 $ 3,958,000 $ 50,743 $ 84,000
St. Louis City, Missouri 78 $ 1,081,000 $ 13,858 $ 45,000
Wyoming, New York 78 $ 3,916,000 $ 50,205 $ 51,000
Newport, Rhode Island 77 $ 12,256,000 $ 159,168 $ 70,000
Sumner, Tennessee 77 $ 899,000 $ 11,675 $ 53,000
Richmond City, Virginia 77 $ 4,689,000 $ 60,896 $ 40,000
Matanuska-Susitna, Alaska 76 $ 9,159,000 $ 120,513 $ 86,000
Clay, Missouri 76 $ 1,240,000 $ 16,315 $ 73,000
Marion, Ohio 76 $ 2,363,000 $ 31,092 $ 50,000
Berrien, Michigan 74 $ 2,302,000 $ 31,108 $ 46,000
Escambia, Florida 73 $ 4,368,000 $ 59,835 $ 49,000
Jefferson, Alabama 72 $ 939,000 $ 13,041 $ 61,000
Orleans, New York 71 $ 3,770,000 $ 53,098 $ 57,000
Miami, Ohio 71 $ 3,203,000 $ 45,112 $ 52,000
Williamson, Tennessee 71 $ 2,230,000 $ 31,408 $ 138,000
Yolo, California 70 $ 3,528,000 $ 50,400 $ 85,000
Santa Rosa, Florida 70 $ 5,344,000 $ 76,342 $ 60,000
Henry, Georgia 70 $ 1,508,000 $ 21,542 $ 104,000
Bernalillo, New Mexico 69 $ 1,251,000 $ 18,130 $ 82,000
Fairbanks North Star, Alaska 68 $ 7,533,000 $ 110,779 $ 74,000
Cass, Michigan 68 $ 5,220,000 $ 76,764 $ 62,000
Tooele, Utah 68 $ 3,251,000 $ 47,808 $ 48,000
Fauquier, Virginia 67 $ 8,970,000 $ 133,880 $ 82,000
Portsmouth, Virginia 67 $ 4,674,000 $ 69,761 $ 54,000
Waukesha, Wisconsin 67 $ 2,195,000 $ 32,761 $ 84,000
Durham, North Carolina 66 $ 1,158,000 $ 17,545 $ 61,000
Wayne, Ohio 66 $ 3,325,000 $ 50,378 $ 65,000
Clearfield, Pennsylvania 66 $ 3,242,000 $ 49,121 $ 39,000
Wilson, Tennessee 66 $ 934,000 $ 14,151 $ 50,000
Crawford, Pennsylvania 65 $ 4,415,000 $ 67,923 $ 45,000
Knox, Tennessee 65 $ 945,000 $ 14,538 $ 48,000
Galveston, Texas 65 $ 1,451,000 $ 22,323 $ 81,000
Suffolk, Virginia 65 $ 4,611,000 $ 70,938 $ 56,000
Chelan, Washington 65 $ 5,853,000 $ 90,046 $ 66,000
Imperial, California 64 $ 3,635,000 $ 56,796 $ 111,000
Madera, California 64 $ 4,187,000 $ 65,421 $ 65,000
McLean, Illinois 64 $ 1,018,000 $ 15,906 $ 48,000
Tulsa, Oklahoma 64 $ 1,587,000 $ 24,796 $ 94,000
El Dorado, California 63 $ 4,238,000 $ 67,269 $ 96,000
Leon, Florida 63 $ 4,758,000 $ 75,523 $ 61,000
Island, Washington 63 $ 4,233,000 $ 67,190 $ 67,000
Racine, Wisconsin 63 $ 1,064,000 $ 16,888 $ 72,000
Allegan, Michigan 62 $ 1,914,000 $ 30,870 $ 46,000
Eaton, Michigan 62 $ 1,726,000 $ 27,838 $ 51,000
Hanover, Virginia 62 $ 4,018,000 $ 64,806 $ 52,000
Benton, Arkansas 61 $ 1,257,000 $ 20,606 $ 59,000
Madison, Illinois 61 $ 2,114,000 $ 34,655 $ 54,000
Box Elder, Utah 61 $ 4,117,000 $ 67,491 $ 50,000
Washington, Vermont 61 $ 4,172,000 $ 68,393 $ 54,000
Pulaski, Arkansas 60 $ 888,000 $ 14,800 $ 67,000
San Mateo, California 60 $ 10,368,000 $ 172,800 $ 100,000
Wyandotte, Kansas 60 $ 777,000 $ 12,950 $ 61,000
Franklin, Maine 60 $ 4,431,000 $ 73,850 $ 70,000
Union, North Carolina 60 $ 1,422,000 $ 23,700 $ 71,000
Starke, Indiana 59 $ 3,250,000 $ 55,084 $ 49,000
Queen Anne's, Maryland 59 $ 5,756,000 $ 97,559 $ 97,000
Carroll, New Hampshire 59 $ 6,436,000 $ 109,084 $ 157,000
Anderson, South Carolina 59 $ 756,000 $ 12,813 $ 65,000
Stevens, Washington 59 $ 4,413,000 $ 74,796 $ 54,000
Deschutes, Oregon 58 $ 7,107,000 $ 122,534 $ 72,000
Ellis, Texas 58 $ 1,663,000 $ 28,672 $ 78,000
Hidalgo, Texas 58 $ 1,765,000 $ 30,431 $ 121,000
Laramie, Wyoming 58 $ 835,000 $ 14,396 $ 56,000
Kings, California 57 $ 3,273,000 $ 57,421 $ 65,000
Sutter, California 57 $ 2,933,000 $ 51,456 $ 70,000
Morgan, Colorado 57 $ 3,838,000 $ 67,333 $ 49,000
Cherokee, Georgia 57 $ 1,360,000 $ 23,859 $ 97,000
Shawnee, Kansas 57 $ 741,000 $ 13,000 $ 51,000
Allegany, Maryland 57 $ 3,289,000 $ 57,701 $ 38,000
Bay, Michigan 57 $ 1,268,000 $ 22,245 $ 59,000
Allen, Ohio 57 $ 1,661,000 $ 29,140 $ 46,000
Muskingum, Ohio 57 $ 2,086,000 $ 36,596 $ 42,000
Benton, Oregon 57 $ 4,132,000 $ 72,491 $ 71,000
El Paso, Texas 57 $ 1,638,000 $ 28,736 $ 83,000
Washington, Utah 57 $ 5,125,000 $ 89,912 $ 77,000
Yuba, California 56 $ 1,934,000 $ 34,535 $ 65,000
Columbia, Georgia 56 $ 758,000 $ 13,535 $ 63,000
Cassia, Idaho 56 $ 3,092,000 $ 55,214 $ 47,000
Campbell, Kentucky 56 $ 1,253,000 $ 22,375 $ 89,000
Jefferson, Missouri 56 $ 944,000 $ 16,857 $ 106,000
Polk, Oregon 56 $ 4,401,000 $ 78,589 $ 52,000
Bedford, Pennsylvania 56 $ 2,516,000 $ 44,928 $ 42,000
Yavapai, Arizona 55 $ 3,217,000 $ 58,490 $ 52,000
Montcalm, Michigan 55 $ 1,405,000 $ 25,545 $ 42,000
Iredell, North Carolina 55 $ 1,153,000 $ 20,963 $ 64,000
Union, Ohio 55 $ 1,823,000 $ 33,145 $ 61,000
Susquehanna, Pennsylvania 55 $ 3,333,000 $ 60,600 $ 63,000
Page:

Mortgage Loan Application Detail Totals for Keybank National Association in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 89,008 $10,832,604,000 $143,350 $5,500,000 $85,725 $6,822,000
Home Improvement 82,786 $2,300,976,000 $24,820 $8,425,000 $65,900 $3,733,000
Home Purchase 5,226 $730,983,000 $188,611 $6,000,000 $119,388 $3,647,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 86,608 $4,998,494,000 $52,745 $6,000,000 $68,529 $6,822,000
Not Provided 61,827 $7,450,380,000 $104,320 $4,000,000 $89,760 $6,667,000
Black or African American 15,619 $721,046,000 $44,040 $2,302,000 $62,775 $1,800,000
Hispanic 9,182 $439,665,000 $42,204 $8,425,000 $68,428 $3,588,000
Asian 1,851 $162,508,000 $58,755 $3,505,000 $78,177 $2,975,000
American Indian or Alaskan Native 809 $42,687,000 $40,458 $1,100,000 $61,562 $1,678,000
Not applicable 673 $27,350,000 $213,727 $1,900,000 $10,545 $581,000
Native Hawaiian or Other Pacific Islander 451 $22,433,000 $46,694 $675,000 $85,972 $1,800,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 176,860 $13,847,845,000 $67,019 $8,425,000 $73,557 $6,822,000
VA-guaranteed (Veterans Administration) 83 $9,533,000 $83,368 $344,000 $63,157 $150,000
FHA-insured (Federal Housing Administration) 76 $7,139,000 $79,105 $236,000 $56,684 $221,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $46,000 $46,000 $46,000 $47,000 $47,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 54,677 $6,614,716,000 $78,897 $2,950,000 $69,571 $6,667,000
Loan Originated 50,193 $3,250,199,000 $67,705 $6,000,000 $87,862 $6,822,000
Application Denied By Financial Institution 48,404 $2,573,184,000 $39,880 $8,425,000 $59,720 $4,752,000
Application Approved But Not Accepted 20,299 $1,065,671,000 $41,693 $3,750,000 $72,673 $1,980,000
File Closed For Incompleteness 2,360 $289,796,000 $115,700 $2,400,000 $72,000 $5,417,000
Loan Purchased By The Institution 694 $24,032,000 $36,555 $220,000 $0 $0
Preapproval Denied by Financial Institution 393 $46,965,000 $119,000 $830,000 $35,000 $360,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 23,111 $621,024,000 $24,647 $8,425,000 $61,823 $3,733,000
Debt-To-Income Ratio 14,494 $1,122,865,000 $54,660 $2,302,000 $47,320 $4,752,000
Collateral 5,459 $453,828,000 $60,080 $2,600,000 $74,980 $2,819,000
Other 4,767 $304,880,000 $55,285 $1,610,000 $68,877 $2,700,000
Unverifiable Information 745 $93,290,000 $99,424 $852,000 $44,848 $581,000
Employment History 88 $8,888,000 $116,720 $555,000 $78,720 $1,000,000
Insufficient Cash (Downpayment, Closing Cost) 86 $9,297,000 $102,461 $324,000 $72,000 $340,000
Credit Application Incomplete 47 $6,077,000 $140,111 $470,000 $44,777 $288,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Keybank National Association's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Keybank National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet with aggregated HMDA statistics today.

Download the Ohio Lender List