Keybank National Association Mortgage Lending & HMDA Data, 2011

In 2011, Keybank National Association of Cleveland, OH reported 31,784 mortgage applications totaling $8.0 billion. The average application was for $252,067, and applicants reported an average income of $106,136. 49% of its applications resulted in an originated loan and 34% were denied. Its largest markets were Cleveland-Elyria-Mentor, OH (2,597), Buffalo-Niagara Falls, NY (1,945) and Seattle-Bellevue-Everett, WA (1,879) (applications in parentheses).

Mortgage Company & Address Keybank National Association
127 Public Square
Cleveland, OH 44114
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 31,784
Total Mortgage Loan Application Amount $8,011,719,000
Average Mortgage Loan Application Amount $252,067
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $106,136
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Keybank National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Keybank National Association by Metropolitan Area in 2011

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Cleveland-Elyria-Mentor, OH 2,597 $ 363,011,000 $ 139,780 $ 106,000
Buffalo-Niagara Falls, NY 1,945 $ 213,314,000 $ 109,673 $ 83,000
Seattle-Bellevue-Everett, WA 1,879 $ 520,391,000 $ 276,951 $ 137,000
Portland-Vancouver-Hillsboro, OR-WA 1,849 $ 411,215,000 $ 222,398 $ 113,643
Denver-Aurora-Broomfield, CO 1,584 $ 512,891,000 $ 323,794 $ 117,000
Albany-Schenectady-Troy, NY 1,087 $ 337,939,000 $ 310,891 $ 114,000
Indianapolis-Carmel, IN 972 $ 131,164,000 $ 134,942 $ 103,000
Tacoma, WA 794 $ 133,804,000 $ 168,518 $ 101,000
Columbus, OH 781 $ 226,369,000 $ 289,845 $ 114,000
Toledo, OH 780 $ 78,729,000 $ 100,934 $ 86,000
Syracuse, NY 708 $ 64,830,000 $ 91,567 $ 88,000
Cincinnati-Middletown, OH-KY-IN 658 $ 78,722,000 $ 119,638 $ 95,139
Boise City-Nampa, ID 565 $ 82,684,000 $ 146,343 $ 106,000
Portland-South Portland-Biddeford, ME 548 $ 97,719,000 $ 178,319 $ 119,000
New York-White Plains-Wayne, NY-NJ 508 $ 182,441,000 $ 359,135 $ 147,267
Salt Lake City, UT 491 $ 89,022,000 $ 181,307 $ 98,000
Akron, OH 480 $ 101,490,000 $ 211,437 $ 88,000
Canton-Massillon, OH 391 $ 41,087,000 $ 105,081 $ 77,000
Salem, OR 344 $ 51,670,000 $ 150,203 $ 75,000
Rochester, NY 312 $ 29,212,000 $ 93,628 $ 92,000
Ogden-Clearfield, UT 295 $ 75,879,000 $ 257,216 $ 105,000
Poughkeepsie-Newburgh-Middletown, NY 292 $ 49,672,000 $ 170,109 $ 105,000
Dayton, OH 287 $ 34,112,000 $ 118,857 $ 105,000
Warren-Troy-Farmington Hills, MI 272 $ 48,109,000 $ 176,871 $ 121,000
Olympia, WA 264 $ 43,862,000 $ 166,143 $ 107,000
Eugene-Springfield, OR 232 $ 31,220,000 $ 134,568 $ 67,000
Yakima, WA 217 $ 28,500,000 $ 131,336 $ 65,000
South Bend-Mishawaka, IN-MI 207 $ 27,303,000 $ 131,898 $ 80,801
Elkhart-Goshen, IN 194 $ 18,296,000 $ 94,309 $ 53,000
Bangor, ME 189 $ 17,809,000 $ 94,227 $ 60,000
Anchorage, AK 186 $ 39,098,000 $ 210,204 $ 158,000
Anderson, IN 174 $ 13,073,000 $ 75,132 $ 62,000
Idaho Falls, ID 173 $ 26,346,000 $ 152,289 $ 92,000
Ann Arbor, MI 169 $ 24,827,000 $ 146,905 $ 128,000
Burlington-South Burlington, VT 167 $ 37,258,000 $ 223,101 $ 129,000
Sandusky, OH 164 $ 18,813,000 $ 114,713 $ 102,000
Colorado Springs, CO 161 $ 31,100,000 $ 193,167 $ 101,000
Medford, OR 157 $ 28,154,000 $ 179,324 $ 102,000
Kingston, NY 155 $ 21,665,000 $ 139,774 $ 91,000
Youngstown-Warren-Boardman, OH-PA 145 $ 13,055,000 $ 90,034 $ 86,186
Monroe, MI 144 $ 13,992,000 $ 97,166 $ 78,000
Mansfield, OH 135 $ 11,778,000 $ 87,244 $ 62,000
Kokomo, IN 128 $ 21,414,000 $ 167,296 $ 61,000
Bremerton-Silverdale, WA 121 $ 22,955,000 $ 189,710 $ 97,000
Fort Collins-Loveland, CO 118 $ 18,085,000 $ 153,262 $ 93,000
Utica-Rome, NY 113 $ 8,899,000 $ 78,752 $ 84,000
Provo-Orem, UT 112 $ 22,297,000 $ 199,080 $ 144,000
Lewiston-Auburn, ME 111 $ 12,207,000 $ 109,972 $ 70,000
Kennewick-Pasco-Richland, WA 110 $ 34,580,000 $ 314,363 $ 85,000
Bellingham, WA 107 $ 22,475,000 $ 210,046 $ 127,000
Boulder, CO 98 $ 18,646,000 $ 190,265 $ 156,000
Pocatello, ID 93 $ 11,271,000 $ 121,193 $ 81,000
Detroit-Livonia-Dearborn, MI 90 $ 17,839,000 $ 198,211 $ 117,000
Glens Falls, NY 88 $ 16,432,000 $ 186,727 $ 115,000
Fairbanks, AK 63 $ 9,540,000 $ 151,428 $ 81,000
Springfield, OH 61 $ 5,325,000 $ 87,295 $ 60,000
Logan, UT-ID 54 $ 7,433,000 $ 137,648 $ 56,703
Wenatchee-East Wenatchee, WA 53 $ 12,269,000 $ 231,490 $ 179,000
Phoenix-Mesa-Glendale, AZ 51 $ 135,359,000 $ 2,654,098 $ 129,000
Corvallis, OR 50 $ 8,917,000 $ 178,340 $ 93,000
Mount Vernon-Anacortes, WA 50 $ 8,372,000 $ 167,440 $ 93,000
Cape Coral-Fort Myers, FL 48 $ 13,010,000 $ 271,041 $ 195,000
Greeley, CO 44 $ 6,446,000 $ 146,500 $ 85,000
Bend, OR 38 $ 18,538,000 $ 487,842 $ 258,000
Bridgeport-Stamford-Norwalk, CT 33 $ 19,533,000 $ 591,909 $ 221,000
Flint, MI 33 $ 1,275,000 $ 38,636 $ 107,000
Nassau-Suffolk, NY 32 $ 43,192,000 $ 1,349,750 $ 156,000
Naples-Marco Island, FL 31 $ 35,356,000 $ 1,140,516 $ 573,000
Riverside-San Bernardino-Ontario, CA 30 $ 30,075,000 $ 1,002,500 $ 310,000
Tampa-St. Petersburg-Clearwater, FL 30 $ 29,385,000 $ 979,500 $ 357,000
Longview, WA 29 $ 4,087,000 $ 140,931 $ 95,000
Las Vegas-Paradise, NV 28 $ 39,166,000 $ 1,398,785 $ 186,000
North Port-Bradenton-Sarasota, FL 24 $ 4,797,000 $ 199,875 $ 195,000
St. George, UT 22 $ 5,749,000 $ 261,318 $ 194,000
West Palm Beach-Boca Raton-Boynton Beach, FL 21 $ 8,282,000 $ 394,380 $ 496,000
Chicago-Joliet-Naperville, IL 20 $ 112,793,000 $ 5,639,650 $ 231,000
Atlanta-Sandy Springs-Marietta, GA 18 $ 33,571,000 $ 1,865,055 $ 108,000
Newark-Union, NJ-PA 18 $ 4,041,000 $ 224,500 $ 215,333
Orlando-Kissimmee-Sanford, FL 17 $ 4,530,000 $ 266,470 $ 292,000
Spokane, WA 17 $ 3,663,000 $ 215,470 $ 187,000
Bloomington, IN 15 $ 1,671,000 $ 111,400 $ 112,000
Los Angeles-Long Beach-Glendale, CA 15 $ 245,544,000 $ 16,369,600 $ 377,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 14 $ 178,943,000 $ 12,781,642 $ 294,214
Boston-Quincy, MA 13 $ 27,802,000 $ 2,138,615 $ 279,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 13 $ 2,711,000 $ 208,538 $ 150,000
Lansing-East Lansing, MI 13 $ 20,778,000 $ 1,598,307 $ 74,000
Tucson, AZ 12 $ 41,621,000 $ 3,468,416 $ 111,000
Gary, IN 11 $ 728,000 $ 66,181 $ 119,000
Coeur D'Alene, ID 10 $ 2,560,000 $ 256,000 $ 178,000
Fort Wayne, IN 10 $ 1,093,000 $ 109,300 $ 69,000
Port St. Lucie, FL 10 $ 7,053,000 $ 705,300 $ 262,000
San Diego-Carlsbad-San Marcos, CA 10 $ 3,779,000 $ 377,900 $ 217,000
Miami-Miami Beach-Kendall, FL 9 $ 6,541,000 $ 726,777 $ 468,000
Philadelphia, PA 9 $ 34,124,000 $ 3,791,555 $ 128,000
Hartford-West Hartford-East Hartford, CT 8 $ 1,146,000 $ 143,250 $ 134,000
Jackson, MI 8 $ 754,000 $ 94,250 $ 81,000
Ocala, FL 8 $ 2,151,000 $ 268,875 $ 186,000
Palm Bay-Melbourne-Titusville, FL 8 $ 1,359,000 $ 169,875 $ 178,000
Sacramento--Arden-Arcade--Roseville, CA 8 $ 1,214,000 $ 151,750 $ 137,000
Bethesda-Rockville-Frederick, MD 7 $ 49,339,000 $ 7,048,428 $ 100,000
Columbus, IN 7 $ 3,168,000 $ 452,571 $ 99,000
Dallas-Plano-Irving, TX 7 $ 100,412,000 $ 14,344,571 $ 0
Deltona-Daytona Beach-Ormond Beach, FL 7 $ 648,000 $ 92,571 $ 93,000
Edison-New Brunswick, NJ 7 $ 68,120,000 $ 9,731,428 $ 299,000
Grand Rapids-Wyoming, MI 7 $ 266,000 $ 38,000 $ 82,000
Jacksonville, FL 7 $ 15,387,000 $ 2,198,142 $ 118,000
Lafayette, IN 7 $ 308,000 $ 44,000 $ 63,000
Louisville-Jefferson County, KY-IN 7 $ 16,676,000 $ 2,382,285 $ 138,714
Muncie, IN 7 $ 1,174,000 $ 167,714 $ 141,000
Myrtle Beach-North Myrtle Beach-Conway, SC 7 $ 1,022,000 $ 146,000 $ 230,000
Niles-Benton Harbor, MI 7 $ 361,000 $ 51,571 $ 52,000
San Jose-Sunnyvale-Santa Clara, CA 7 $ 56,355,000 $ 8,050,714 $ 53,000
Santa Ana-Anaheim-Irvine, CA 7 $ 25,092,000 $ 3,584,571 $ 328,000
Binghamton, NY 6 $ 482,000 $ 80,333 $ 85,000
Charlotte-Gastonia-Rock Hill, NC-SC 6 $ 54,157,000 $ 9,026,166 $ 170,000
Peabody, MA 6 $ 34,036,000 $ 5,672,666 $ 213,000
Saginaw-Saginaw Township North, MI 6 $ 6,304,000 $ 1,050,666 $ 119,000
Baltimore-Towson, MD 5 $ 52,952,000 $ 10,590,400 $ 136,000
Ithaca, NY 5 $ 390,000 $ 78,000 $ 123,000
Kansas City, MO-KS 5 $ 115,038,000 $ 23,007,600 $ 0
New Haven-Milford, CT 5 $ 1,331,000 $ 266,200 $ 183,000
Providence-New Bedford-Fall River, RI-MA 5 $ 23,447,000 $ 4,689,400 $ 48,800
San Francisco-San Mateo-Redwood City, CA 5 $ 1,957,000 $ 391,400 $ 214,000
Terre Haute, IN 5 $ 405,000 $ 81,000 $ 102,000
Wilmington, NC 5 $ 709,000 $ 141,800 $ 120,000
Durham-Chapel Hill, NC 4 $ 20,819,000 $ 5,204,750 $ 227,000
Elmira, NY 4 $ 361,000 $ 90,250 $ 76,000
Honolulu, HI 4 $ 1,294,000 $ 323,500 $ 615,000
Kalamazoo-Portage, MI 4 $ 151,000 $ 37,750 $ 33,000
Memphis, TN-MS-AR 4 $ 79,379,000 $ 19,844,750 $ 0
Nashville-Davidson--Murfreesboro--Franklin, TN 4 $ 56,689,000 $ 14,172,250 $ 92,000
Punta Gorda, FL 4 $ 777,000 $ 194,250 $ 122,000
Reno-Sparks, NV 4 $ 23,215,000 $ 5,803,750 $ 65,000
Rockingham County-Strafford County, NH 4 $ 1,105,000 $ 276,250 $ 137,000
San Antonio-New Braunfels, TX 4 $ 60,049,000 $ 15,012,250 $ 0
San Luis Obispo-Paso Robles, CA 4 $ 2,949,000 $ 737,250 $ 111,000
Virginia Beach-Norfolk-Newport News, VA-NC 4 $ 32,034,000 $ 8,008,500 $ 49,000
Wichita, KS 4 $ 8,116,000 $ 2,029,000 $ 19,000
Asheville, NC 3 $ 13,692,000 $ 4,564,000 $ 93,000
Barnstable Town, MA 3 $ 892,000 $ 297,333 $ 203,000
Battle Creek, MI 3 $ 243,000 $ 81,000 $ 287,000
Cambridge-Newton-Framingham, MA 3 $ 684,000 $ 228,000 $ 52,000
Camden, NJ 3 $ 20,234,000 $ 6,744,666 $ 29,000
Charleston-North Charleston-Summerville, SC 3 $ 1,127,000 $ 375,666 $ 177,000
Columbia, SC 3 $ 939,000 $ 313,000 $ 119,000
Erie, PA 3 $ 233,000 $ 77,666 $ 58,000
Grand Junction, CO 3 $ 209,000 $ 69,666 $ 113,000
Lake Havasu City-Kingman, AZ 3 $ 706,000 $ 235,333 $ 587,000
Lima, OH 3 $ 117,000 $ 39,000 $ 70,000
Lincoln, NE 3 $ 308,000 $ 102,666 $ 185,000
Manchester-Nashua, NH 3 $ 526,000 $ 175,333 $ 159,000
Michigan City-La Porte, IN 3 $ 116,000 $ 38,666 $ 32,000
Minneapolis-St. Paul-Bloomington, MN-WI 3 $ 29,687,000 $ 9,895,666 $ 299,000
Missoula, MT 3 $ 744,000 $ 248,000 $ 119,000
Palm Coast, FL 3 $ 316,000 $ 105,333 $ 106,000
Pittsburgh, PA 3 $ 448,000 $ 149,333 $ 113,000
Pueblo, CO 3 $ 535,000 $ 178,333 $ 372,000
Raleigh-Cary, NC 3 $ 29,625,000 $ 9,875,000 $ 61,000
Richmond, VA 3 $ 70,326,000 $ 23,442,000 $ 13,000
Scranton--Wilkes-Barre, PA 3 $ 326,000 $ 108,666 $ 82,000
Springfield, MA 3 $ 332,000 $ 110,666 $ 88,000
Albuquerque, NM 2 $ 244,000 $ 122,000 $ 190,000
Atlantic City-Hammonton, NJ 2 $ 10,672,000 $ 5,336,000 $ 235,000
Bakersfield-Delano, CA 2 $ 62,000 $ 31,000 $ 22,000
Bay City, MI 2 $ 75,000 $ 37,500 $ 142,000
Chattanooga, TN-GA 2 $ 424,000 $ 212,000 $ 100,000
Fort Worth-Arlington, TX 2 $ 45,044,000 $ 22,522,000 $ 0
Gainesville, GA 2 $ 214,000 $ 107,000 $ 270,000
Harrisonburg, VA 2 $ 6,981,000 $ 3,490,500 $ 129,000
Houston-Sugar Land-Baytown, TX 2 $ 30,959,000 $ 15,479,500 $ 0
Lakeland-Winter Haven, FL 2 $ 112,000 $ 56,000 $ 98,000
Muskegon-Norton Shores, MI 2 $ 356,000 $ 178,000 $ 163,000
Oakland-Fremont-Hayward, CA 2 $ 14,277,000 $ 7,138,500 $ 0
Panama City-Lynn Haven-Panama City Beach, FL 2 $ 167,000 $ 83,500 $ 68,000
Pittsfield, MA 2 $ 1,008,000 $ 504,000 $ 802,000
Prescott, AZ 2 $ 390,000 $ 195,000 $ 1,850,000
Salinas, CA 2 $ 552,000 $ 276,000 $ 80,000
Santa Fe, NM 2 $ 145,000 $ 72,500 $ 121,000
Savannah, GA 2 $ 336,000 $ 168,000 $ 116,000
Springfield, MO 2 $ 216,000 $ 108,000 $ 96,000
Sumter, SC 2 $ 485,000 $ 242,500 $ 89,000
Wheeling, WV-OH 2 $ 65,000 $ 32,500 $ 666,000
Worcester, MA 2 $ 310,000 $ 155,000 $ 86,000
Ames, IA 1 $ 153,000 $ 153,000 $ 485,000
Austin-Round Rock-San Marcos, TX 1 $ 39,000,000 $ 39,000,000 $ 0
Birmingham-Hoover, AL 1 $ 10,600,000 $ 10,600,000 $ 0
Charlottesville, VA 1 $ 417,000 $ 417,000 $ 981,000
Cleveland, TN 1 $ 423,000 $ 423,000 $ 0
Crestview-Fort Walton Beach-Destin, FL 1 $ 262,000 $ 262,000 $ 705,000
Danville, VA 1 $ 6,699,000 $ 6,699,000 $ 0
Dover, DE 1 $ 91,000 $ 91,000 $ 51,000
El Centro, CA 1 $ 200,000 $ 200,000 $ 83,000
Flagstaff, AZ 1 $ 230,000 $ 230,000 $ 85,000
Fresno, CA 1 $ 20,000 $ 20,000 $ 103,000
Green Bay, WI 1 $ 200,000 $ 200,000 $ 36,000
Hattiesburg, MS 1 $ 13,000,000 $ 13,000,000 $ 0
Hickory-Lenoir-Morganton, NC 1 $ 112,000 $ 112,000 $ 82,000
Jacksonville, NC 1 $ 240,000 $ 240,000 $ 69,000
Johnson City, TN 1 $ 160,000 $ 160,000 $ 80,000
Lake County-Kenosha County, IL-WI 1 $ 336,000 $ 336,000 $ 162,000
Lancaster, PA 1 $ 120,000 $ 120,000 $ 75,000
Lawton, OK 1 $ 4,480,000 $ 4,480,000 $ 0
Lewiston, ID-WA 1 $ 209,000 $ 209,000 $ 80,000
Lexington-Fayette, KY 1 $ 169,000 $ 169,000 $ 76,000
Longview, TX 1 $ 6,900,000 $ 6,900,000 $ 0
Lynchburg, VA 1 $ 28,000 $ 28,000 $ 79,000
Merced, CA 1 $ 184,000 $ 184,000 $ 0
Midland, TX 1 $ 22,036,000 $ 22,036,000 $ 0
Milwaukee-Waukesha-West Allis, WI 1 $ 132,000 $ 132,000 $ 113,000
Morristown, TN 1 $ 98,000 $ 98,000 $ 150,000
New Orleans-Metairie-Kenner, LA 1 $ 7,800,000 $ 7,800,000 $ 0
Norwich-New London, CT 1 $ 206,000 $ 206,000 $ 51,000
Ocean City, NJ 1 $ 360,000 $ 360,000 $ 365,000
Oklahoma City, OK 1 $ 6,000,000 $ 6,000,000 $ 0
Owensboro, KY 1 $ 10,000 $ 10,000 $ 21,000
Oxnard-Thousand Oaks-Ventura, CA 1 $ 219,000 $ 219,000 $ 69,000
Pensacola-Ferry Pass-Brent, FL 1 $ 180,000 $ 180,000 $ 90,000
Sebastian-Vero Beach, FL 1 $ 285,000 $ 285,000 $ 89,000
St. Louis, MO-IL 1 $ 21,277,000 $ 21,277,000 $ 0
Stockton, CA 1 $ 136,000 $ 136,000 $ 578,000
Tulsa, OK 1 $ 7,435,000 $ 7,435,000 $ 0
Victoria, TX 1 $ 9,905,000 $ 9,905,000 $ 0
Wilmington, DE-MD-NJ 1 $ 25,750,000 $ 25,750,000 $ 0
Winston-Salem, NC 1 $ 60,000 $ 60,000 $ 102,000
Yuma, AZ 1 $ 246,000 $ 246,000 $ 198,000

Mortgage Loan Application Detail Totals for Keybank National Association in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 19,023 $6,366,078,000 $334,000 $99,999,000 $112,000 $8,606,000
Home Purchase 7,432 $1,423,539,000 $191,000 $57,000,000 $107,000 $9,999,000
Home Improvement 5,329 $222,102,000 $41,000 $1,873,000 $84,000 $5,304,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 21,977 $3,090,408,000 $140,000 $3,400,000 $103,000 $7,945,000
Not Provided 6,852 $1,262,952,000 $184,000 $4,730,000 $129,000 $9,999,000
Black or African American 931 $72,446,000 $77,000 $1,840,000 $70,000 $5,767,000
Hispanic 912 $100,682,000 $110,000 $1,150,000 $73,000 $1,939,000
Asian 724 $131,178,000 $181,000 $1,640,000 $114,000 $2,522,000
Not applicable 196 $3,325,253,000 $16,965,000 $99,999,000 $0 $0
American Indian or Alaskan Native 127 $16,132,000 $127,000 $1,100,000 $112,000 $1,651,000
Native Hawaiian or Other Pacific Islander 65 $12,668,000 $194,000 $862,000 $136,000 $1,416,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 28,559 $7,542,903,000 $264,000 $99,999,000 $111,000 $9,999,000
FHA-insured (Federal Housing Administration) 2,607 $368,678,000 $141,000 $736,000 $64,000 $1,352,000
VA-guaranteed (Veterans Administration) 466 $81,912,000 $175,000 $568,000 $72,000 $403,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 152 $18,226,000 $119,000 $314,000 $45,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 15,539 $5,612,224,000 $361,000 $99,999,000 $111,000 $9,999,000
Application Denied By Financial Institution 10,840 $1,460,723,000 $134,000 $3,298,000 $96,000 $8,606,000
Application Approved But Not Accepted 4,948 $842,780,000 $170,000 $3,253,000 $111,000 $3,636,000
Application Withdrawn By Applicant 333 $73,783,000 $221,000 $2,000,000 $141,000 $5,000,000
File Closed For Incompleteness 124 $22,209,000 $179,000 $783,000 $125,000 $1,440,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 2,941 $468,951,000 $159,000 $2,405,000 $68,000 $3,137,000
Collateral 2,909 $464,625,000 $159,000 $2,248,000 $123,000 $8,606,000
Credit History 2,601 $167,422,000 $64,000 $1,690,000 $69,000 $1,620,000
Unverifiable Information 885 $93,119,000 $105,000 $1,873,000 $107,000 $2,811,000
Other 741 $98,823,000 $133,000 $1,052,000 $118,000 $6,977,000
Credit Application Incomplete 430 $110,174,000 $256,000 $2,188,000 $180,000 $6,847,000
Insufficient Cash (Downpayment, Closing Cost) 249 $47,560,000 $191,000 $3,298,000 $177,000 $1,479,000
Employment History 83 $9,944,000 $119,000 $1,000,000 $53,000 $240,000
Mortgage Insurance Denied 1 $105,000 $105,000 $105,000 $27,000 $27,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Keybank National Association's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Keybank National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet with aggregated HMDA statistics today.

Download the Ohio Lender List