Keystone Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Keystone Funding, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Keystone Funding, Inc. 519 S Red Haven Ln Dover, DE 19901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2018 |
| Total Number of Mortgage Applications | 3,199 |
| Total Mortgage Loan Application Amount | $1,032,135,000 |
| Average Mortgage Loan Application Amount | $320,000 |
| Highest Mortgage Loan Application Amount | $2,805,000 |
| Average Applicant Income | $128,000 |
| Highest Applicant Income | $1,764,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Keystone Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Keystone Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Keystone Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Keystone Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Keystone Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Keystone Funding, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sussex County Delaware | 243 | $ 65,725,000 | $ 270,000 | $ 102,000 |
| Montgomery County Pennsylvania | 219 | $ 68,365,000 | $ 312,000 | $ 134,000 |
| Delaware County Pennsylvania | 218 | $ 62,530,000 | $ 286,000 | $ 119,000 |
| Chester County Pennsylvania | 195 | $ 64,695,000 | $ 331,000 | $ 131,000 |
| Kent County Delaware | 183 | $ 47,285,000 | $ 258,000 | $ 80,000 |
| Bucks County Pennsylvania | 158 | $ 46,810,000 | $ 296,000 | $ 113,000 |
| New Castle County Delaware | 153 | $ 40,465,000 | $ 264,000 | $ 98,000 |
| Philadelphia County Pennsylvania | 149 | $ 45,805,000 | $ 307,000 | $ 118,000 |
| Prince William County Virginia | 132 | $ 56,560,000 | $ 428,000 | $ 131,000 |
| Fairfax County Virginia | 122 | $ 55,550,000 | $ 455,000 | $ 153,000 |
| Lancaster County Pennsylvania | 90 | $ 20,830,000 | $ 231,000 | $ 89,000 |
| Loudoun County Virginia | 66 | $ 32,590,000 | $ 493,000 | $ 153,000 |
| Berks County Pennsylvania | 62 | $ 13,270,000 | $ 214,000 | $ 79,000 |
| Montgomery County Maryland | 58 | $ 26,270,000 | $ 452,000 | $ 174,000 |
| Cape May County New Jersey | 41 | $ 13,205,000 | $ 322,000 | $ 164,000 |
| Prince George's County Maryland | 34 | $ 12,840,000 | $ 377,000 | $ 143,000 |
| Anne Arundel County Maryland | 32 | $ 11,340,000 | $ 354,000 | $ 184,000 |
| Baltimore County Maryland | 32 | $ 9,040,000 | $ 282,000 | $ 137,000 |
| Stafford County Virginia | 31 | $ 11,685,000 | $ 376,000 | $ 116,000 |
| District of Columbia County District Of Columbia | 30 | $ 16,950,000 | $ 565,000 | $ 205,000 |
| Burlington County New Jersey | 26 | $ 7,160,000 | $ 275,000 | $ 113,000 |
| Camden County New Jersey | 26 | $ 6,970,000 | $ 268,000 | $ 122,000 |
| York County Pennsylvania | 26 | $ 5,470,000 | $ 210,000 | $ 85,000 |
| Mercer County New Jersey | 21 | $ 6,715,000 | $ 319,000 | $ 160,000 |
| Cecil County Maryland | 20 | $ 5,490,000 | $ 274,000 | $ 94,000 |
| Howard County Maryland | 20 | $ 7,470,000 | $ 373,000 | $ 186,000 |
| Fauquier County Virginia | 20 | $ 7,870,000 | $ 393,000 | $ 114,000 |
| Pinellas County Florida | 19 | $ 5,735,000 | $ 301,000 | $ 121,000 |
| Bergen County New Jersey | 19 | $ 8,045,000 | $ 423,000 | $ 201,000 |
| Palm Beach County Florida | 18 | $ 7,470,000 | $ 415,000 | $ 183,000 |
| Middlesex County New Jersey | 18 | $ 7,420,000 | $ 412,000 | $ 146,000 |
| Ocean County New Jersey | 18 | $ 6,110,000 | $ 339,000 | $ 136,000 |
| Lebanon County Pennsylvania | 18 | $ 3,440,000 | $ 191,000 | $ 63,000 |
| Hillsborough County Florida | 17 | $ 6,135,000 | $ 360,000 | $ 155,000 |
| Frederick County Maryland | 17 | $ 6,585,000 | $ 387,000 | $ 102,000 |
| Wake County North Carolina | 16 | $ 6,670,000 | $ 416,000 | $ 130,000 |
| Gloucester County New Jersey | 15 | $ 4,315,000 | $ 287,000 | $ 116,000 |
| Alexandria County Virginia | 15 | $ 5,805,000 | $ 387,000 | $ 142,000 |
| Essex County New Jersey | 14 | $ 4,930,000 | $ 352,000 | $ 147,000 |
| Morris County New Jersey | 14 | $ 6,340,000 | $ 452,000 | $ 174,000 |
| Allegheny County Pennsylvania | 14 | $ 3,500,000 | $ 250,000 | $ 114,000 |
| Dauphin County Pennsylvania | 14 | $ 2,690,000 | $ 192,000 | $ 84,000 |
| Manatee County Florida | 13 | $ 5,225,000 | $ 401,000 | $ 141,000 |
| Pasco County Florida | 13 | $ 3,945,000 | $ 303,000 | $ 101,000 |
| St. Johns County Florida | 13 | $ 6,495,000 | $ 499,000 | $ 144,000 |
| Worcester County Maryland | 13 | $ 3,405,000 | $ 261,000 | $ 105,000 |
| Arlington County Virginia | 12 | $ 6,020,000 | $ 501,000 | $ 178,000 |
| Wicomico County Maryland | 11 | $ 2,175,000 | $ 197,000 | $ 111,000 |
| Atlantic County New Jersey | 11 | $ 3,745,000 | $ 340,000 | $ 456,000 |
| Hunterdon County New Jersey | 11 | $ 6,045,000 | $ 549,000 | $ 174,000 |
| Somerset County New Jersey | 11 | $ 4,215,000 | $ 383,000 | $ 255,000 |
| Union County New Jersey | 11 | $ 4,465,000 | $ 405,000 | $ 123,000 |
| Mecklenburg County North Carolina | 11 | $ 3,485,000 | $ 316,000 | $ 120,000 |
| Centre County Pennsylvania | 11 | $ 3,215,000 | $ 292,000 | $ 210,000 |
| Spotsylvania County Virginia | 11 | $ 4,175,000 | $ 379,000 | $ 110,000 |
| Lee County Florida | 10 | $ 3,370,000 | $ 337,000 | $ 120,000 |
| Dorchester County Maryland | 10 | $ 2,620,000 | $ 262,000 | $ 65,000 |
| Orange County Florida | 9 | $ 2,815,000 | $ 312,000 | $ 143,000 |
| Monmouth County New Jersey | 9 | $ 4,485,000 | $ 498,000 | $ 182,000 |
| Franklin County Pennsylvania | 9 | $ 2,245,000 | $ 249,000 | $ 88,000 |
| Lehigh County Pennsylvania | 9 | $ 2,635,000 | $ 292,000 | $ 114,000 |
| Culpeper County Virginia | 9 | $ 3,385,000 | $ 376,000 | $ 147,000 |
| Manassas County Virginia | 9 | $ 3,145,000 | $ 349,000 | $ 75,000 |
| Osceola County Florida | 8 | $ 2,840,000 | $ 355,000 | $ 157,000 |
| Collier County Florida | 7 | $ 2,385,000 | $ 340,000 | $ 120,000 |
| Miami-Dade County Florida | 7 | $ 3,635,000 | $ 519,000 | $ 134,000 |
| Baltimore City County Maryland | 7 | $ 1,805,000 | $ 257,000 | $ 241,000 |
| Carroll County Maryland | 7 | $ 2,285,000 | $ 326,000 | $ 132,000 |
| Harnett County North Carolina | 7 | $ 2,215,000 | $ 316,000 | $ 81,000 |
| Albemarle County Virginia | 7 | $ 2,515,000 | $ 359,000 | $ 112,000 |
| Chesterfield County Virginia | 7 | $ 3,225,000 | $ 460,000 | $ 181,000 |
| Roanoke County Virginia | 7 | $ 1,625,000 | $ 232,000 | $ 94,000 |
| Broward County Florida | 6 | $ 2,470,000 | $ 411,000 | $ 239,000 |
| Norfolk County Virginia | 6 | $ 2,010,000 | $ 335,000 | $ 82,000 |
| Roanoke City County Virginia | 6 | $ 1,060,000 | $ 176,000 | $ 52,000 |
| Virginia Beach County Virginia | 6 | $ 2,840,000 | $ 473,000 | $ 191,000 |
| Brevard County Florida | 5 | $ 1,325,000 | $ 265,000 | $ 43,000 |
| Martin County Florida | 5 | $ 1,985,000 | $ 397,000 | $ 285,000 |
| Sarasota County Florida | 5 | $ 1,175,000 | $ 235,000 | $ 84,000 |
| Caroline County Maryland | 5 | $ 955,000 | $ 191,000 | $ 102,000 |
| Hudson County New Jersey | 5 | $ 1,725,000 | $ 345,000 | $ 132,000 |
| Cumberland County North Carolina | 5 | $ 1,195,000 | $ 239,000 | $ 101,000 |
| Iredell County North Carolina | 5 | $ 2,105,000 | $ 421,000 | $ 194,000 |
| Luzerne County Pennsylvania | 5 | $ 1,015,000 | $ 203,000 | $ 116,000 |
| Frederick County Virginia | 5 | $ 1,925,000 | $ 385,000 | $ 143,000 |
| Henrico County Virginia | 5 | $ 1,985,000 | $ 397,000 | $ 115,000 |
| Charlotte County Florida | 4 | $ 870,000 | $ 217,000 | $ 105,000 |
| Charles County Maryland | 4 | $ 1,270,000 | $ 317,000 | $ 119,000 |
| Washington County Maryland | 4 | $ 1,030,000 | $ 257,000 | $ 121,000 |
| Passaic County New Jersey | 4 | $ 1,390,000 | $ 347,000 | $ 141,000 |
| Carbon County Pennsylvania | 4 | $ 900,000 | $ 225,000 | $ 299,000 |
| Monroe County Pennsylvania | 4 | $ 850,000 | $ 212,000 | $ 98,000 |
| King George County Virginia | 4 | $ 1,110,000 | $ 277,000 | $ 43,000 |
| Orange County Virginia | 4 | $ 1,240,000 | $ 310,000 | $ 86,000 |
| Bay County Florida | 3 | $ 1,125,000 | $ 375,000 | $ 91,000 |
| Duval County Florida | 3 | $ 615,000 | $ 205,000 | $ 170,000 |
| Polk County Florida | 3 | $ 675,000 | $ 225,000 | $ 55,000 |
| Calvert County Maryland | 3 | $ 1,155,000 | $ 385,000 | $ 29,000 |
| Harford County Maryland | 3 | $ 935,000 | $ 311,000 | $ 76,000 |
| Sussex County New Jersey | 3 | $ 875,000 | $ 291,000 | $ 116,000 |
| Dare County North Carolina | 3 | $ 1,395,000 | $ 465,000 | $ 378,000 |
| Orange County North Carolina | 3 | $ 985,000 | $ 328,000 | $ 147,000 |
| Bradford County Pennsylvania | 3 | $ 555,000 | $ 185,000 | $ 48,000 |
| Clarion County Pennsylvania | 3 | $ 455,000 | $ 151,000 | $ 89,000 |
| Columbia County Pennsylvania | 3 | $ 555,000 | $ 185,000 | $ 100,000 |
| Louisa County Virginia | 3 | $ 955,000 | $ 318,000 | $ 72,000 |
| Montgomery County Virginia | 3 | $ 735,000 | $ 245,000 | $ 158,000 |
| York County Virginia | 3 | $ 1,155,000 | $ 385,000 | $ 204,000 |
| Indian River County Florida | 2 | $ 440,000 | $ 220,000 | $ 58,000 |
| Lake County Florida | 2 | $ 480,000 | $ 240,000 | $ 148,000 |
| Leon County Florida | 2 | $ 450,000 | $ 225,000 | $ 56,000 |
| Okaloosa County Florida | 2 | $ 750,000 | $ 375,000 | $ 139,000 |
| Seminole County Florida | 2 | $ 720,000 | $ 360,000 | $ 116,000 |
| Volusia County Florida | 2 | $ 640,000 | $ 320,000 | $ 156,000 |
| Queen Anne's County Maryland | 2 | $ 520,000 | $ 260,000 | $ 86,000 |
| St. Mary's County Maryland | 2 | $ 620,000 | $ 310,000 | $ 98,000 |
| Talbot County Maryland | 2 | $ 360,000 | $ 180,000 | $ 64,000 |
| Warren County New Jersey | 2 | $ 700,000 | $ 350,000 | $ 125,000 |
| Chatham County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 57,000 |
| Davidson County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 44,000 |
| Lee County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 94,000 |
| Moore County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 172,000 |
| Cumberland County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 106,000 |
| Northampton County Pennsylvania | 2 | $ 650,000 | $ 325,000 | $ 122,000 |
| Wayne County Pennsylvania | 2 | $ 950,000 | $ 475,000 | $ 194,000 |
| Westmoreland County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 35,000 |
| Caroline County Virginia | 2 | $ 590,000 | $ 295,000 | $ 43,000 |
| Hampton County Virginia | 2 | $ 530,000 | $ 265,000 | $ 96,000 |
| Hanover County Virginia | 2 | $ 360,000 | $ 180,000 | $ 35,000 |
| Richmond County Virginia | 2 | $ 570,000 | $ 285,000 | $ 81,000 |
| Richmond City County Virginia | 2 | $ 740,000 | $ 370,000 | $ 177,000 |
| Rockbridge County Virginia | 2 | $ 680,000 | $ 340,000 | $ 154,000 |
| Suffolk County Virginia | 2 | $ 620,000 | $ 310,000 | $ 40,000 |
| Warren County Virginia | 2 | $ 420,000 | $ 210,000 | $ 238,000 |
| Alachua County Florida | 1 | $ 455,000 | $ 455,000 | $ 95,000 |
| Clay County Florida | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Franklin County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Marion County Florida | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Nassau County Florida | 1 | $ 645,000 | $ 645,000 | $ 161,000 |
| Putnam County Florida | 1 | $ 325,000 | $ 325,000 | $ 85,000 |
| St. Lucie County Florida | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Walton County Florida | 1 | $ 455,000 | $ 455,000 | $ 130,000 |
| Allegany County Maryland | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Kent County Maryland | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Somerset County Maryland | 1 | $ 135,000 | $ 135,000 | $ 119,000 |
| Jackson County Michigan | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Brunswick County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Buncombe County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Cabarrus County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| Durham County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 189,000 |
| Henderson County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 94,000 |
| Nash County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Pasquotank County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Randolph County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Robeson County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Watauga County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 70,000 |
| Adams County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 140,000 |
| Bedford County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Clearfield County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Erie County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Fayette County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 136,000 |
| Huntingdon County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Juniata County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| Lycoming County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 84,000 |
| Mercer County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Pike County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Schuylkill County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Sullivan County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 349,000 |
| Tioga County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 95,000 |
| Accomack County Virginia | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Bedford County Virginia | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Botetourt County Virginia | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Charlottesville County Virginia | 1 | $ 445,000 | $ 445,000 | $ 1,764,000 |
| Chesapeake County Virginia | 1 | $ 375,000 | $ 375,000 | $ 79,000 |
| Fairfax City County Virginia | 1 | $ 385,000 | $ 385,000 | $ 119,000 |
| Fluvanna County Virginia | 1 | $ 345,000 | $ 345,000 | $ 115,000 |
| Greene County Virginia | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| Henry County Virginia | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Madison County Virginia | 1 | $ 265,000 | $ 265,000 | $ 57,000 |
| Nelson County Virginia | 1 | $ 135,000 | $ 135,000 | $ 242,000 |
| New Kent County Virginia | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
| Northumberland County Virginia | 1 | $ 315,000 | $ 315,000 | $ 136,000 |
| Portsmouth County Virginia | 1 | $ 485,000 | $ 485,000 | $ 217,000 |
| Pulaski County Virginia | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Rockingham County Virginia | 1 | $ 525,000 | $ 525,000 | $ 111,000 |
| Westmoreland County Virginia | 1 | $ 625,000 | $ 625,000 | $ 559,000 |
Mortgage Loan Application Detail Totals for Keystone Funding, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,503 | $491,245,000 | $326,000 | $2,805,000 | $114,000 | $938,000 |
| Refinancing | 1,092 | $351,380,000 | $321,000 | $1,305,000 | $134,000 | $1,200,000 |
| Cash-out Refinancing | 604 | $189,510,000 | $313,000 | $1,365,000 | $136,000 | $1,764,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,929 | $582,425,000 | $301,000 | $2,445,000 | $123,000 | $1,764,000 |
| Not Provided | 752 | $284,370,000 | $378,000 | $2,805,000 | $144,000 | $938,000 |
| Black or African American | 213 | $66,235,000 | $310,000 | $765,000 | $90,000 | $550,000 |
| Hispanic | 150 | $40,640,000 | $270,000 | $645,000 | $93,000 | $400,000 |
| Asian | 135 | $52,085,000 | $385,000 | $885,000 | $139,000 | $538,000 |
| American Indian or Alaskan Native | 11 | $3,595,000 | $326,000 | $545,000 | $93,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $455,000 | $151,000 | $245,000 | $208,000 | $228,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,476 | $808,140,000 | $326,000 | $2,805,000 | $138,000 | $1,764,000 |
| FHA-insured (Federal Housing Administration) | 393 | $105,985,000 | $269,000 | $785,000 | $74,000 | $241,000 |
| VA-guaranteed (Veterans Administration) | 265 | $103,175,000 | $389,000 | $1,155,000 | $91,000 | $840,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 65 | $14,835,000 | $228,000 | $395,000 | $62,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,243 | $713,935,000 | $318,000 | $2,805,000 | $119,000 | $1,658,000 |
| Application Withdrawn By Applicant | 680 | $234,100,000 | $344,000 | $2,445,000 | $147,000 | $1,764,000 |
| Application Approved But Not Accepted | 225 | $67,705,000 | $300,000 | $1,085,000 | $122,000 | $550,000 |
| Application Denied By Financial Institution | 51 | $16,395,000 | $321,000 | $885,000 | $89,000 | $365,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,148 | $1,015,740,000 | $322,000 | $2,805,000 | $125,000 | $1,764,000 |
| Debt-To-Income Ratio | 24 | $7,480,000 | $311,000 | $885,000 | $64,000 | $135,000 |
| Credit History | 12 | $3,800,000 | $316,000 | $515,000 | $98,000 | $190,000 |
| Collateral | 6 | $2,250,000 | $375,000 | $645,000 | $106,000 | $185,000 |
| Employment History | 3 | $675,000 | $225,000 | $435,000 | $120,000 | $185,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,030,000 | $515,000 | $525,000 | $138,000 | $166,000 |
| Mortgage Insurance Denied | 1 | $245,000 | $245,000 | $245,000 | $68,000 | $68,000 |
| Credit Application Incomplete | 1 | $505,000 | $505,000 | $505,000 | $365,000 | $365,000 |
| Other | 1 | $185,000 | $185,000 | $185,000 | $49,000 | $49,000 |
| Unverifiable Information | 1 | $225,000 | $225,000 | $225,000 | $64,000 | $64,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Keystone Funding, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Keystone Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.