Keystone Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Keystone Funding, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Keystone Funding, Inc. 519 S Red Haven Ln Dover, DE 19901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2018 |
| Total Number of Mortgage Applications | 2,502 |
| Total Mortgage Loan Application Amount | $916,440,000 |
| Average Mortgage Loan Application Amount | $282,500 |
| Highest Mortgage Loan Application Amount | $2,635,000 |
| Average Applicant Income | $168,500 |
| Highest Applicant Income | $2,319,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Keystone Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Keystone Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Keystone Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Keystone Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Keystone Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Keystone Funding, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Delaware County Pennsylvania | 161 | $ 51,975,000 | $ 322,000 | $ 133,000 |
| Chester County Pennsylvania | 145 | $ 56,975,000 | $ 392,000 | $ 150,000 |
| Montgomery County Pennsylvania | 119 | $ 41,955,000 | $ 352,000 | $ 144,000 |
| Philadelphia County Pennsylvania | 111 | $ 32,395,000 | $ 291,000 | $ 118,000 |
| Kent County Delaware | 97 | $ 28,315,000 | $ 291,000 | $ 88,000 |
| Bucks County Pennsylvania | 94 | $ 32,190,000 | $ 342,000 | $ 118,000 |
| New Castle County Delaware | 81 | $ 22,845,000 | $ 282,000 | $ 91,000 |
| Lee County Florida | 77 | $ 27,305,000 | $ 354,000 | $ 128,000 |
| Hillsborough County Florida | 75 | $ 28,965,000 | $ 386,000 | $ 128,000 |
| Sussex County Delaware | 57 | $ 15,955,000 | $ 279,000 | $ 121,000 |
| Prince William County Virginia | 52 | $ 24,510,000 | $ 471,000 | $ 130,000 |
| Burlington County New Jersey | 50 | $ 18,470,000 | $ 369,000 | $ 163,000 |
| Pinellas County Florida | 49 | $ 17,515,000 | $ 357,000 | $ 136,000 |
| Pasco County Florida | 41 | $ 13,495,000 | $ 329,000 | $ 92,000 |
| Collier County Florida | 39 | $ 17,045,000 | $ 437,000 | $ 148,000 |
| Fairfax County Virginia | 39 | $ 24,455,000 | $ 627,000 | $ 232,000 |
| Wake County North Carolina | 38 | $ 19,840,000 | $ 522,000 | $ 145,000 |
| Berks County Pennsylvania | 38 | $ 8,590,000 | $ 226,000 | $ 88,000 |
| Middlesex County New Jersey | 33 | $ 15,575,000 | $ 471,000 | $ 174,000 |
| Palm Beach County Florida | 30 | $ 11,130,000 | $ 371,000 | $ 193,000 |
| Polk County Florida | 29 | $ 8,265,000 | $ 285,000 | $ 108,000 |
| Camden County New Jersey | 25 | $ 6,725,000 | $ 269,000 | $ 107,000 |
| Cape May County New Jersey | 25 | $ 8,795,000 | $ 351,000 | $ 147,000 |
| Essex County New Jersey | 25 | $ 11,525,000 | $ 461,000 | $ 124,000 |
| Sarasota County Florida | 24 | $ 8,790,000 | $ 366,000 | $ 101,000 |
| Manatee County Florida | 23 | $ 8,805,000 | $ 382,000 | $ 114,000 |
| Orange County Florida | 22 | $ 8,080,000 | $ 367,000 | $ 123,000 |
| Broward County Florida | 21 | $ 8,965,000 | $ 426,000 | $ 185,000 |
| Charlotte County Florida | 21 | $ 6,715,000 | $ 319,000 | $ 93,000 |
| St. Johns County Florida | 21 | $ 8,655,000 | $ 412,000 | $ 133,000 |
| Miami-Dade County Florida | 20 | $ 8,550,000 | $ 427,000 | $ 192,000 |
| Worcester County Massachusetts | 19 | $ 6,235,000 | $ 328,000 | $ 115,000 |
| Mercer County New Jersey | 19 | $ 6,275,000 | $ 330,000 | $ 120,000 |
| Ocean County New Jersey | 19 | $ 7,705,000 | $ 405,000 | $ 113,000 |
| St. Lucie County Florida | 18 | $ 6,220,000 | $ 345,000 | $ 110,000 |
| Union County New Jersey | 18 | $ 8,390,000 | $ 466,000 | $ 192,000 |
| Duval County Florida | 17 | $ 5,555,000 | $ 326,000 | $ 108,000 |
| Prince George's County Maryland | 17 | $ 7,245,000 | $ 426,000 | $ 122,000 |
| Monmouth County New Jersey | 17 | $ 10,335,000 | $ 607,000 | $ 189,000 |
| Gloucester County New Jersey | 16 | $ 4,860,000 | $ 303,000 | $ 104,000 |
| Loudoun County Virginia | 16 | $ 7,920,000 | $ 495,000 | $ 137,000 |
| Lancaster County Pennsylvania | 14 | $ 4,430,000 | $ 316,000 | $ 135,000 |
| York County Pennsylvania | 14 | $ 3,560,000 | $ 254,000 | $ 73,000 |
| Marion County Florida | 13 | $ 3,495,000 | $ 268,000 | $ 105,000 |
| Bergen County New Jersey | 13 | $ 7,405,000 | $ 569,000 | $ 164,000 |
| Morris County New Jersey | 12 | $ 6,440,000 | $ 536,000 | $ 187,000 |
| Somerset County New Jersey | 12 | $ 5,960,000 | $ 496,000 | $ 190,000 |
| Cumberland County Pennsylvania | 12 | $ 3,420,000 | $ 285,000 | $ 144,000 |
| Hernando County Florida | 11 | $ 3,575,000 | $ 325,000 | $ 88,000 |
| Osceola County Florida | 11 | $ 3,675,000 | $ 334,000 | $ 139,000 |
| Volusia County Florida | 11 | $ 3,215,000 | $ 292,000 | $ 82,000 |
| Hampden County Massachusetts | 11 | $ 3,015,000 | $ 274,000 | $ 71,000 |
| Hudson County New Jersey | 11 | $ 6,045,000 | $ 549,000 | $ 156,000 |
| Lehigh County Pennsylvania | 11 | $ 3,555,000 | $ 323,000 | $ 135,000 |
| District of Columbia County District Of Columbia | 9 | $ 5,045,000 | $ 560,000 | $ 162,000 |
| Brevard County Florida | 9 | $ 2,895,000 | $ 321,000 | $ 117,000 |
| Wicomico County Maryland | 9 | $ 1,895,000 | $ 210,000 | $ 101,000 |
| Northampton County Pennsylvania | 9 | $ 3,175,000 | $ 352,000 | $ 148,000 |
| Fauquier County Virginia | 9 | $ 4,465,000 | $ 496,000 | $ 145,000 |
| Stafford County Virginia | 9 | $ 4,965,000 | $ 551,000 | $ 128,000 |
| Lake County Florida | 8 | $ 2,740,000 | $ 342,000 | $ 96,000 |
| Nassau County Florida | 8 | $ 4,760,000 | $ 595,000 | $ 137,000 |
| Passaic County New Jersey | 8 | $ 4,200,000 | $ 525,000 | $ 199,000 |
| Alexandria County Virginia | 8 | $ 3,170,000 | $ 396,000 | $ 160,000 |
| Roanoke County Virginia | 8 | $ 1,720,000 | $ 215,000 | $ 155,000 |
| Clay County Florida | 7 | $ 2,525,000 | $ 360,000 | $ 94,000 |
| Seminole County Florida | 7 | $ 2,505,000 | $ 357,000 | $ 109,000 |
| Anne Arundel County Maryland | 7 | $ 2,875,000 | $ 410,000 | $ 118,000 |
| Montgomery County Maryland | 7 | $ 3,945,000 | $ 563,000 | $ 180,000 |
| Worcester County Maryland | 7 | $ 1,665,000 | $ 237,000 | $ 112,000 |
| Middlesex County Massachusetts | 7 | $ 3,235,000 | $ 462,000 | $ 111,000 |
| Atlantic County New Jersey | 7 | $ 2,735,000 | $ 390,000 | $ 409,000 |
| Sussex County New Jersey | 7 | $ 2,585,000 | $ 369,000 | $ 110,000 |
| Cabarrus County North Carolina | 7 | $ 3,285,000 | $ 469,000 | $ 235,000 |
| Mecklenburg County North Carolina | 7 | $ 2,465,000 | $ 352,000 | $ 186,000 |
| Franklin County Pennsylvania | 7 | $ 1,185,000 | $ 169,000 | $ 55,000 |
| Frederick County Maryland | 6 | $ 2,520,000 | $ 420,000 | $ 151,000 |
| Norfolk County Massachusetts | 6 | $ 2,360,000 | $ 393,000 | $ 120,000 |
| Hunterdon County New Jersey | 6 | $ 2,250,000 | $ 375,000 | $ 268,000 |
| Monroe County Pennsylvania | 6 | $ 1,790,000 | $ 298,000 | $ 103,000 |
| Culpeper County Virginia | 6 | $ 2,500,000 | $ 416,000 | $ 127,000 |
| Spotsylvania County Virginia | 6 | $ 2,840,000 | $ 473,000 | $ 190,000 |
| Weld County Colorado | 5 | $ 2,065,000 | $ 413,000 | $ 102,000 |
| New Haven County Connecticut | 5 | $ 1,585,000 | $ 317,000 | $ 112,000 |
| Cecil County Maryland | 5 | $ 1,625,000 | $ 325,000 | $ 102,000 |
| Barnstable County Massachusetts | 5 | $ 2,305,000 | $ 461,000 | $ 95,000 |
| Plymouth County Massachusetts | 5 | $ 2,295,000 | $ 459,000 | $ 89,000 |
| Pike County Pennsylvania | 5 | $ 1,165,000 | $ 233,000 | $ 87,000 |
| Roanoke City County Virginia | 5 | $ 1,045,000 | $ 209,000 | $ 106,000 |
| Fairfield County Connecticut | 4 | $ 1,430,000 | $ 357,000 | $ 157,000 |
| Martin County Florida | 4 | $ 1,620,000 | $ 405,000 | $ 169,000 |
| Caroline County Maryland | 4 | $ 1,110,000 | $ 277,000 | $ 108,000 |
| Warren County New Jersey | 4 | $ 1,200,000 | $ 300,000 | $ 120,000 |
| Craven County North Carolina | 4 | $ 1,030,000 | $ 257,000 | $ 102,000 |
| Carbon County Pennsylvania | 4 | $ 1,000,000 | $ 250,000 | $ 93,000 |
| Centre County Pennsylvania | 4 | $ 1,080,000 | $ 270,000 | $ 103,000 |
| Dauphin County Pennsylvania | 4 | $ 1,110,000 | $ 277,000 | $ 63,000 |
| Luzerne County Pennsylvania | 4 | $ 1,270,000 | $ 317,000 | $ 138,000 |
| Routt County Colorado | 3 | $ 1,305,000 | $ 435,000 | $ 116,000 |
| Hartford County Connecticut | 3 | $ 755,000 | $ 251,000 | $ 61,000 |
| Escambia County Florida | 3 | $ 1,165,000 | $ 388,000 | $ 90,000 |
| Okeechobee County Florida | 3 | $ 1,095,000 | $ 365,000 | $ 93,000 |
| Baltimore County Maryland | 3 | $ 995,000 | $ 331,000 | $ 107,000 |
| Baltimore City County Maryland | 3 | $ 865,000 | $ 288,000 | $ 136,000 |
| Carroll County Maryland | 3 | $ 1,605,000 | $ 535,000 | $ 114,000 |
| Charles County Maryland | 3 | $ 1,195,000 | $ 398,000 | $ 132,000 |
| Suffolk County Massachusetts | 3 | $ 1,795,000 | $ 598,000 | $ 159,000 |
| Hillsborough County New Hampshire | 3 | $ 1,085,000 | $ 361,000 | $ 98,000 |
| Durham County North Carolina | 3 | $ 1,245,000 | $ 415,000 | $ 181,000 |
| Harnett County North Carolina | 3 | $ 685,000 | $ 228,000 | $ 93,000 |
| Johnston County North Carolina | 3 | $ 895,000 | $ 298,000 | $ 82,000 |
| Adams County Pennsylvania | 3 | $ 795,000 | $ 265,000 | $ 119,000 |
| Schuylkill County Pennsylvania | 3 | $ 755,000 | $ 251,000 | $ 57,000 |
| Manassas County Virginia | 3 | $ 625,000 | $ 208,000 | $ 54,000 |
| San Diego County California | 2 | $ 1,260,000 | $ 630,000 | $ 137,000 |
| Arapahoe County Colorado | 2 | $ 720,000 | $ 360,000 | $ 86,000 |
| Alachua County Florida | 2 | $ 510,000 | $ 255,000 | $ 105,000 |
| Citrus County Florida | 2 | $ 510,000 | $ 255,000 | $ 84,000 |
| Flagler County Florida | 2 | $ 430,000 | $ 215,000 | $ 105,000 |
| Gadsden County Florida | 2 | $ 490,000 | $ 245,000 | $ 70,000 |
| Leon County Florida | 2 | $ 720,000 | $ 360,000 | $ 82,000 |
| Monroe County Florida | 2 | $ 1,400,000 | $ 700,000 | $ 209,000 |
| Okaloosa County Florida | 2 | $ 600,000 | $ 300,000 | $ 190,000 |
| Santa Rosa County Florida | 2 | $ 580,000 | $ 290,000 | $ 120,000 |
| Sumter County Florida | 2 | $ 910,000 | $ 455,000 | $ 137,000 |
| Walton County Florida | 2 | $ 1,300,000 | $ 650,000 | $ 331,000 |
| Dorchester County Maryland | 2 | $ 400,000 | $ 200,000 | $ 63,000 |
| Harford County Maryland | 2 | $ 780,000 | $ 390,000 | $ 214,000 |
| Howard County Maryland | 2 | $ 870,000 | $ 435,000 | $ 264,000 |
| Bristol County Massachusetts | 2 | $ 810,000 | $ 405,000 | $ 89,000 |
| Essex County Massachusetts | 2 | $ 920,000 | $ 460,000 | $ 123,000 |
| Belknap County New Hampshire | 2 | $ 670,000 | $ 335,000 | $ 88,000 |
| Cheshire County New Hampshire | 2 | $ 690,000 | $ 345,000 | $ 60,000 |
| Rockingham County New Hampshire | 2 | $ 1,070,000 | $ 535,000 | $ 159,000 |
| Buncombe County North Carolina | 2 | $ 1,290,000 | $ 645,000 | $ 201,000 |
| Chatham County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 41,000 |
| Dare County North Carolina | 2 | $ 1,140,000 | $ 570,000 | $ 392,000 |
| Davidson County North Carolina | 2 | $ 580,000 | $ 290,000 | $ 96,000 |
| Forsyth County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 105,000 |
| Franklin County North Carolina | 2 | $ 710,000 | $ 355,000 | $ 74,000 |
| Lee County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 46,000 |
| Randolph County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 66,000 |
| Union County North Carolina | 2 | $ 1,400,000 | $ 700,000 | $ 126,000 |
| Lane County Oregon | 2 | $ 760,000 | $ 380,000 | $ 93,000 |
| Allegheny County Pennsylvania | 2 | $ 810,000 | $ 405,000 | $ 220,000 |
| Lebanon County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 70,000 |
| Bexar County Texas | 2 | $ 650,000 | $ 325,000 | $ 96,000 |
| Dallas County Texas | 2 | $ 650,000 | $ 325,000 | $ 70,000 |
| Tarrant County Texas | 2 | $ 1,380,000 | $ 690,000 | $ 289,000 |
| Taylor County Texas | 2 | $ 450,000 | $ 225,000 | $ 68,000 |
| Arlington County Virginia | 2 | $ 960,000 | $ 480,000 | $ 115,000 |
| Chesterfield County Virginia | 2 | $ 820,000 | $ 410,000 | $ 93,000 |
| Hampton County Virginia | 2 | $ 680,000 | $ 340,000 | $ 63,000 |
| Louisa County Virginia | 2 | $ 900,000 | $ 450,000 | $ 199,000 |
| Orange County Virginia | 2 | $ 860,000 | $ 430,000 | $ 97,000 |
| Warren County Virginia | 2 | $ 690,000 | $ 345,000 | $ 85,000 |
| Mohave County Arizona | 1 | $ 725,000 | $ 725,000 | $ 822,000 |
| Pima County Arizona | 1 | $ 585,000 | $ 585,000 | $ 132,000 |
| Alameda County California | 1 | $ 565,000 | $ 565,000 | $ 118,000 |
| Contra Costa County California | 1 | $ 1,155,000 | $ 1,155,000 | $ 399,000 |
| Lake County California | 1 | $ 395,000 | $ 395,000 | $ 161,000 |
| Riverside County California | 1 | $ 535,000 | $ 535,000 | $ 121,000 |
| Sonoma County California | 1 | $ 1,375,000 | $ 1,375,000 | $ 486,000 |
| Stanislaus County California | 1 | $ 395,000 | $ 395,000 | $ 152,000 |
| Adams County Colorado | 1 | $ 605,000 | $ 605,000 | $ 174,000 |
| Broomfield County Colorado | 1 | $ 605,000 | $ 605,000 | $ 152,000 |
| Chaffee County Colorado | 1 | $ 355,000 | $ 355,000 | $ 69,000 |
| Denver County Colorado | 1 | $ 445,000 | $ 445,000 | $ 64,000 |
| El Paso County Colorado | 1 | $ 365,000 | $ 365,000 | $ 104,000 |
| Grand County Colorado | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
| Jefferson County Colorado | 1 | $ 1,395,000 | $ 1,395,000 | $ 284,000 |
| Litchfield County Connecticut | 1 | $ 425,000 | $ 425,000 | $ 90,000 |
| Windham County Connecticut | 1 | $ 345,000 | $ 345,000 | $ 80,000 |
| Bay County Florida | 1 | $ 495,000 | $ 495,000 | $ 356,000 |
| Columbia County Florida | 1 | $ 125,000 | $ 125,000 | $ 142,000 |
| Hendry County Florida | 1 | $ 645,000 | $ 645,000 | $ 441,000 |
| Highlands County Florida | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Indian River County Florida | 1 | $ 315,000 | $ 315,000 | $ 108,000 |
| Putnam County Florida | 1 | $ 455,000 | $ 455,000 | $ 85,000 |
| Fulton County Georgia | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Henry County Georgia | 1 | $ 385,000 | $ 385,000 | $ 84,000 |
| Calvert County Maryland | 1 | $ 345,000 | $ 345,000 | $ 85,000 |
| Kent County Maryland | 1 | $ 275,000 | $ 275,000 | $ 155,000 |
| Somerset County Maryland | 1 | $ 65,000 | $ 65,000 | $ 81,000 |
| Talbot County Maryland | 1 | $ 415,000 | $ 415,000 | $ 103,000 |
| Hampshire County Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 88,000 |
| Merrimack County New Hampshire | 1 | $ 485,000 | $ 485,000 | $ 120,000 |
| Cumberland County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Salem County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 98,000 |
| Alamance County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 67,000 |
| Carteret County North Carolina | 1 | $ 615,000 | $ 615,000 | $ 100,000 |
| Cumberland County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 79,000 |
| Gaston County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 74,000 |
| Granville County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Haywood County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 741,000 |
| Hoke County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Iredell County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Moore County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 175,000 |
| Orange County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 91,000 |
| Rowan County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Benton County Oregon | 1 | $ 345,000 | $ 345,000 | $ 148,000 |
| Crook County Oregon | 1 | $ 385,000 | $ 385,000 | $ 135,000 |
| Deschutes County Oregon | 1 | $ 1,005,000 | $ 1,005,000 | $ 225,000 |
| Jackson County Oregon | 1 | $ 395,000 | $ 395,000 | $ 100,000 |
| Marion County Oregon | 1 | $ 365,000 | $ 365,000 | $ 287,000 |
| Polk County Oregon | 1 | $ 345,000 | $ 345,000 | $ 64,000 |
| Blair County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Bradford County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Cambria County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 139,000 |
| Clinton County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 28,000 |
| Columbia County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Lackawanna County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 123,000 |
| Sullivan County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Washington County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Charleston County South Carolina | 1 | $ 715,000 | $ 715,000 | $ 251,000 |
| Horry County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Spartanburg County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| Williamsburg County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Accomack County Virginia | 1 | $ 345,000 | $ 345,000 | $ 89,000 |
| Bedford County Virginia | 1 | $ 235,000 | $ 235,000 | $ 51,000 |
| Chesapeake County Virginia | 1 | $ 615,000 | $ 615,000 | $ 91,000 |
| Franklin County Virginia | 1 | $ 425,000 | $ 425,000 | $ 203,000 |
| Frederick County Virginia | 1 | $ 335,000 | $ 335,000 | $ 85,000 |
| Gloucester County Virginia | 1 | $ 365,000 | $ 365,000 | $ 251,000 |
| Henrico County Virginia | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Hopewell County Virginia | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| King George County Virginia | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
| Manassas Park County Virginia | 1 | $ 605,000 | $ 605,000 | $ 156,000 |
| Mathews County Virginia | 1 | $ 485,000 | $ 485,000 | $ 243,000 |
| Montgomery County Virginia | 1 | $ 295,000 | $ 295,000 | $ 66,000 |
| Portsmouth County Virginia | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Pulaski County Virginia | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Salem County Virginia | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Virginia Beach County Virginia | 1 | $ 335,000 | $ 335,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Keystone Funding, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,061 | $773,045,000 | $375,000 | $2,635,000 | $131,000 | $2,319,000 |
| Cash-out Refinancing | 311 | $101,265,000 | $325,000 | $1,005,000 | $119,000 | $912,000 |
| Refinancing | 129 | $42,025,000 | $325,000 | $1,085,000 | $172,000 | $1,479,000 |
| Other Purpose | 1 | $105,000 | $105,000 | $105,000 | $252,000 | $252,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,343 | $488,165,000 | $363,000 | $2,635,000 | $135,000 | $2,319,000 |
| Not Provided | 480 | $186,700,000 | $388,000 | $1,375,000 | $150,000 | $1,033,000 |
| Black or African American | 274 | $90,530,000 | $330,000 | $1,355,000 | $96,000 | $600,000 |
| Hispanic | 222 | $76,300,000 | $343,000 | $1,015,000 | $103,000 | $505,000 |
| Asian | 155 | $65,535,000 | $422,000 | $1,095,000 | $149,000 | $668,000 |
| American Indian or Alaskan Native | 9 | $2,705,000 | $300,000 | $455,000 | $110,000 | $200,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $155,000 | $155,000 | $155,000 | $111,000 | $111,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,552 | $594,850,000 | $383,000 | $2,635,000 | $153,000 | $2,319,000 |
| FHA-insured (Federal Housing Administration) | 718 | $228,700,000 | $318,000 | $835,000 | $94,000 | $600,000 |
| VA-guaranteed (Veterans Administration) | 195 | $83,915,000 | $430,000 | $1,355,000 | $112,000 | $405,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 37 | $8,975,000 | $242,000 | $365,000 | $69,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,799 | $649,345,000 | $360,000 | $1,945,000 | $130,000 | $1,479,000 |
| Application Approved But Not Accepted | 346 | $126,930,000 | $366,000 | $1,295,000 | $139,000 | $912,000 |
| Application Withdrawn By Applicant | 241 | $101,095,000 | $419,000 | $2,635,000 | $156,000 | $2,319,000 |
| Application Denied By Financial Institution | 116 | $39,070,000 | $336,000 | $1,015,000 | $85,000 | $505,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,386 | $877,370,000 | $367,000 | $2,635,000 | $134,000 | $2,319,000 |
| Debt-To-Income Ratio | 48 | $16,830,000 | $350,000 | $1,005,000 | $75,000 | $213,000 |
| Credit History | 24 | $7,900,000 | $329,000 | $1,015,000 | $116,000 | $505,000 |
| Collateral | 15 | $4,725,000 | $315,000 | $565,000 | $83,000 | $216,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $3,635,000 | $330,000 | $505,000 | $82,000 | $158,000 |
| Other | 6 | $1,090,000 | $181,000 | $325,000 | $87,000 | $190,000 |
| Unverifiable Information | 6 | $2,490,000 | $415,000 | $505,000 | $89,000 | $160,000 |
| Employment History | 6 | $2,400,000 | $400,000 | $535,000 | $50,000 | $96,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Keystone Funding, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Keystone Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.