Kinecta
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Kinecta 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Kinecta 1440 Rosecrans Ave Manhattan Beach, CA 90266 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,485 |
| Total Mortgage Loan Application Amount | $694,414,000 |
| Average Mortgage Loan Application Amount | $172,509 |
| Highest Mortgage Loan Application Amount | $2,300,000 |
| Average Applicant Income | $105,188 |
| Highest Applicant Income | $3,636,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Kinecta. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Kinecta's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Kinecta's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Kinecta serves its applicants.
Each category highlights the total number of mortgage applications processed by Kinecta, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Kinecta's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,703 | $ 350,806,000 | $ 205,000 | $ 104,000 |
| Orange County California | 530 | $ 110,280,000 | $ 208,000 | $ 144,000 |
| Riverside County California | 155 | $ 25,450,000 | $ 164,000 | $ 87,000 |
| San Bernardino County California | 140 | $ 18,096,000 | $ 129,000 | $ 94,000 |
| Ventura County California | 122 | $ 26,212,000 | $ 214,000 | $ 102,000 |
| San Diego County California | 88 | $ 19,163,000 | $ 217,000 | $ 144,000 |
| Fairfax County Virginia | 71 | $ 19,728,000 | $ 277,000 | $ 154,000 |
| Santa Barbara County California | 64 | $ 14,123,000 | $ 220,000 | $ 91,000 |
| Montgomery County Maryland | 60 | $ 18,457,000 | $ 307,000 | $ 122,000 |
| Loudoun County Virginia | 25 | $ 5,974,000 | $ 238,000 | $ 109,000 |
| District of Columbia County District Of Columbia | 19 | $ 6,643,000 | $ 349,000 | $ 134,000 |
| Clark County Nevada | 18 | $ 2,425,000 | $ 134,000 | $ 87,000 |
| Maricopa County Arizona | 16 | $ 2,377,000 | $ 148,000 | $ 79,000 |
| Frederick County Maryland | 15 | $ 2,880,000 | $ 192,000 | $ 91,000 |
| Prince William County Virginia | 14 | $ 3,861,000 | $ 275,000 | $ 111,000 |
| Kern County California | 12 | $ 1,120,000 | $ 93,000 | $ 58,000 |
| Sacramento County California | 11 | $ 705,000 | $ 64,000 | $ 60,000 |
| Arlington County Virginia | 11 | $ 3,450,000 | $ 313,000 | $ 154,000 |
| Placer County California | 9 | $ 1,559,000 | $ 173,000 | $ 102,000 |
| Santa Clara County California | 9 | $ 2,476,000 | $ 275,000 | $ 124,000 |
| Cook County Illinois | 9 | $ 1,271,000 | $ 141,000 | $ 56,000 |
| Anne Arundel County Maryland | 8 | $ 2,047,000 | $ 255,000 | $ 107,000 |
| Fresno County California | 7 | $ 315,000 | $ 45,000 | $ 43,000 |
| Arapahoe County Colorado | 7 | $ 1,006,000 | $ 143,000 | $ 92,000 |
| Howard County Maryland | 7 | $ 1,816,000 | $ 259,000 | $ 134,000 |
| Prince George's County Maryland | 7 | $ 1,103,000 | $ 157,000 | $ 142,000 |
| Contra Costa County California | 6 | $ 1,237,000 | $ 206,000 | $ 98,000 |
| El Dorado County California | 6 | $ 742,000 | $ 123,000 | $ 93,000 |
| Bucks County Pennsylvania | 6 | $ 459,000 | $ 76,000 | $ 78,000 |
| Pima County Arizona | 5 | $ 875,000 | $ 175,000 | $ 70,000 |
| Yavapai County Arizona | 5 | $ 682,000 | $ 136,000 | $ 66,000 |
| Marin County California | 5 | $ 2,714,000 | $ 542,000 | $ 109,000 |
| Nevada County California | 5 | $ 846,000 | $ 169,000 | $ 72,000 |
| San Luis Obispo County California | 5 | $ 904,000 | $ 180,000 | $ 109,000 |
| San Mateo County California | 5 | $ 2,060,000 | $ 412,000 | $ 148,000 |
| Orange County Florida | 5 | $ 156,000 | $ 31,000 | $ 71,000 |
| Honolulu County Hawaii | 5 | $ 1,547,000 | $ 309,000 | $ 108,000 |
| Washoe County Nevada | 5 | $ 1,097,000 | $ 219,000 | $ 69,000 |
| Montgomery County Pennsylvania | 5 | $ 175,000 | $ 35,000 | $ 62,000 |
| King County Washington | 5 | $ 1,753,000 | $ 350,000 | $ 103,000 |
| Mohave County Arizona | 4 | $ 405,000 | $ 101,000 | $ 87,000 |
| Alameda County California | 4 | $ 543,000 | $ 135,000 | $ 61,000 |
| Mono County California | 4 | $ 1,040,000 | $ 260,000 | $ 262,000 |
| San Joaquin County California | 4 | $ 168,000 | $ 42,000 | $ 69,000 |
| Tulare County California | 4 | $ 463,000 | $ 115,000 | $ 140,000 |
| Boulder County Colorado | 4 | $ 957,000 | $ 239,000 | $ 96,000 |
| Broward County Florida | 4 | $ 362,000 | $ 90,000 | $ 92,000 |
| Carroll County Maryland | 4 | $ 1,420,000 | $ 355,000 | $ 1,313,000 |
| Wayne County Michigan | 4 | $ 709,000 | $ 177,000 | $ 109,000 |
| Franklin County Ohio | 4 | $ 157,000 | $ 39,000 | $ 71,000 |
| Philadelphia County Pennsylvania | 4 | $ 126,000 | $ 31,000 | $ 63,000 |
| Monterey County California | 3 | $ 377,000 | $ 125,000 | $ 80,000 |
| San Francisco County California | 3 | $ 685,000 | $ 228,000 | $ 103,000 |
| Solano County California | 3 | $ 295,000 | $ 98,000 | $ 60,000 |
| Stanislaus County California | 3 | $ 152,000 | $ 50,000 | $ 79,000 |
| Polk County Florida | 3 | $ 105,000 | $ 35,000 | $ 38,000 |
| Norfolk County Massachusetts | 3 | $ 763,000 | $ 254,000 | $ 161,000 |
| Suffolk County New York | 3 | $ 765,000 | $ 255,000 | $ 185,000 |
| Athens County Ohio | 3 | $ 189,000 | $ 63,000 | $ 64,000 |
| Lorain County Ohio | 3 | $ 120,000 | $ 40,000 | $ 45,000 |
| Multnomah County Oregon | 3 | $ 619,000 | $ 206,000 | $ 78,000 |
| Berks County Pennsylvania | 3 | $ 157,000 | $ 52,000 | $ 81,000 |
| Chester County Pennsylvania | 3 | $ 118,000 | $ 39,000 | $ 111,000 |
| Lancaster County Pennsylvania | 3 | $ 125,000 | $ 41,000 | $ 66,000 |
| Alexandria County Virginia | 3 | $ 1,203,000 | $ 401,000 | $ 168,000 |
| Fairfax City County Virginia | 3 | $ 902,000 | $ 300,000 | $ 117,000 |
| Spotsylvania County Virginia | 3 | $ 435,000 | $ 145,000 | $ 66,000 |
| Stafford County Virginia | 3 | $ 739,000 | $ 246,000 | $ 83,000 |
| Coconino County Arizona | 2 | $ 276,000 | $ 138,000 | $ 119,000 |
| Pinal County Arizona | 2 | $ 273,000 | $ 136,000 | $ 104,000 |
| Lake County California | 2 | $ 235,000 | $ 117,000 | $ 105,000 |
| Merced County California | 2 | $ 57,000 | $ 28,000 | $ 33,000 |
| Siskiyou County California | 2 | $ 78,000 | $ 39,000 | $ 42,000 |
| Sonoma County California | 2 | $ 329,000 | $ 164,000 | $ 103,000 |
| Yolo County California | 2 | $ 365,000 | $ 182,000 | $ 118,000 |
| Yuba County California | 2 | $ 61,000 | $ 30,000 | $ 51,000 |
| Jefferson County Colorado | 2 | $ 502,000 | $ 251,000 | $ 89,000 |
| Sussex County Delaware | 2 | $ 325,000 | $ 162,000 | $ 134,000 |
| Clay County Florida | 2 | $ 56,000 | $ 28,000 | $ 49,000 |
| Collier County Florida | 2 | $ 390,000 | $ 195,000 | $ 102,000 |
| Duval County Florida | 2 | $ 101,000 | $ 50,000 | $ 69,000 |
| Escambia County Florida | 2 | $ 55,000 | $ 27,000 | $ 50,000 |
| Hillsborough County Florida | 2 | $ 75,000 | $ 37,000 | $ 63,000 |
| Palm Beach County Florida | 2 | $ 229,000 | $ 114,000 | $ 92,000 |
| Pinellas County Florida | 2 | $ 168,000 | $ 84,000 | $ 87,000 |
| Fulton County Georgia | 2 | $ 643,000 | $ 321,000 | $ 154,000 |
| Will County Illinois | 2 | $ 53,000 | $ 26,000 | $ 79,000 |
| Baltimore County Maryland | 2 | $ 319,000 | $ 159,000 | $ 144,000 |
| Garrett County Maryland | 2 | $ 501,000 | $ 250,000 | $ 288,000 |
| Cuyahoga County Ohio | 2 | $ 106,000 | $ 53,000 | $ 80,000 |
| Lucas County Ohio | 2 | $ 88,000 | $ 44,000 | $ 89,000 |
| Summit County Ohio | 2 | $ 54,000 | $ 27,000 | $ 66,000 |
| York County Pennsylvania | 2 | $ 261,000 | $ 130,000 | $ 76,000 |
| Charleston County South Carolina | 2 | $ 699,000 | $ 349,000 | $ 167,000 |
| Salt Lake County Utah | 2 | $ 348,000 | $ 174,000 | $ 92,000 |
| Falls Church County Virginia | 2 | $ 418,000 | $ 209,000 | $ 98,000 |
| Fauquier County Virginia | 2 | $ 495,000 | $ 247,000 | $ 162,000 |
| Frederick County Virginia | 2 | $ 595,000 | $ 297,000 | $ 119,000 |
| Clark County Washington | 2 | $ 247,000 | $ 123,000 | $ 39,000 |
| Santa Cruz County Arizona | 1 | $ 198,000 | $ 198,000 | $ 181,000 |
| Butte County California | 1 | $ 59,000 | $ 59,000 | $ 41,000 |
| Humboldt County California | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Mariposa County California | 1 | $ 470,000 | $ 470,000 | $ 198,000 |
| San Benito County California | 1 | $ 350,000 | $ 350,000 | $ 121,000 |
| Santa Cruz County California | 1 | $ 500,000 | $ 500,000 | $ 102,000 |
| Shasta County California | 1 | $ 32,000 | $ 32,000 | $ 35,000 |
| Sutter County California | 1 | $ 23,000 | $ 23,000 | $ 48,000 |
| Archuleta County Colorado | 1 | $ 140,000 | $ 140,000 | $ 45,000 |
| Denver County Colorado | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Douglas County Colorado | 1 | $ 232,000 | $ 232,000 | $ 77,000 |
| El Paso County Colorado | 1 | $ 142,000 | $ 142,000 | $ 46,000 |
| Montrose County Colorado | 1 | $ 147,000 | $ 147,000 | $ 56,000 |
| Weld County Colorado | 1 | $ 212,000 | $ 212,000 | $ 75,000 |
| New Castle County Delaware | 1 | $ 75,000 | $ 75,000 | $ 102,000 |
| Alachua County Florida | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Bay County Florida | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Brevard County Florida | 1 | $ 100,000 | $ 100,000 | $ 103,000 |
| Charlotte County Florida | 1 | $ 48,000 | $ 48,000 | $ 78,000 |
| Flagler County Florida | 1 | $ 53,000 | $ 53,000 | $ 104,000 |
| Hernando County Florida | 1 | $ 38,000 | $ 38,000 | $ 124,000 |
| Lake County Florida | 1 | $ 75,000 | $ 75,000 | $ 103,000 |
| Lee County Florida | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Manatee County Florida | 1 | $ 27,000 | $ 27,000 | $ 70,000 |
| Marion County Florida | 1 | $ 48,000 | $ 48,000 | $ 90,000 |
| Miami-Dade County Florida | 1 | $ 30,000 | $ 30,000 | $ 83,000 |
| Pasco County Florida | 1 | $ 39,000 | $ 39,000 | $ 54,000 |
| Walton County Florida | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Henry County Georgia | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Jackson County Georgia | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| Muscogee County Georgia | 1 | $ 33,000 | $ 33,000 | $ 65,000 |
| Paulding County Georgia | 1 | $ 29,000 | $ 29,000 | $ 51,000 |
| Pierce County Georgia | 1 | $ 27,000 | $ 27,000 | $ 171,000 |
| Ware County Georgia | 1 | $ 36,000 | $ 36,000 | $ 46,000 |
| Maui County Hawaii | 1 | $ 240,000 | $ 240,000 | $ 846,000 |
| Mason County Illinois | 1 | $ 68,000 | $ 68,000 | $ 31,000 |
| McLean County Illinois | 1 | $ 53,000 | $ 53,000 | $ 108,000 |
| Cumberland County Maine | 1 | $ 70,000 | $ 70,000 | $ 189,000 |
| Washington County Maryland | 1 | $ 204,000 | $ 204,000 | $ 75,000 |
| Worcester County Maryland | 1 | $ 250,000 | $ 250,000 | $ 182,000 |
| Middlesex County Massachusetts | 1 | $ 310,000 | $ 310,000 | $ 85,000 |
| Suffolk County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
| Monroe County Michigan | 1 | $ 38,000 | $ 38,000 | $ 94,000 |
| Newaygo County Michigan | 1 | $ 32,000 | $ 32,000 | $ 86,000 |
| St. Joseph County Michigan | 1 | $ 108,000 | $ 108,000 | $ 191,000 |
| Washtenaw County Michigan | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Dakota County Minnesota | 1 | $ 303,000 | $ 303,000 | $ 123,000 |
| Sherburne County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 88,000 |
| Washington County Minnesota | 1 | $ 141,000 | $ 141,000 | $ 118,000 |
| Jasper County Mississippi | 1 | $ 113,000 | $ 113,000 | $ 70,000 |
| Rankin County Mississippi | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| St. Charles County Missouri | 1 | $ 138,000 | $ 138,000 | $ 75,000 |
| Carson City County Nevada | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Douglas County Nevada | 1 | $ 28,000 | $ 28,000 | $ 58,000 |
| Rockingham County New Hampshire | 1 | $ 193,000 | $ 193,000 | $ 94,000 |
| Middlesex County New Jersey | 1 | $ 142,000 | $ 142,000 | $ 51,000 |
| Morris County New Jersey | 1 | $ 343,000 | $ 343,000 | $ 131,000 |
| Bernalillo County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 103,000 |
| Otero County New Mexico | 1 | $ 176,000 | $ 176,000 | $ 75,000 |
| Henderson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 122,000 |
| Cass County North Dakota | 1 | $ 116,000 | $ 116,000 | $ 94,000 |
| Allen County Ohio | 1 | $ 27,000 | $ 27,000 | $ 43,000 |
| Ashland County Ohio | 1 | $ 51,000 | $ 51,000 | $ 78,000 |
| Butler County Ohio | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Delaware County Ohio | 1 | $ 22,000 | $ 22,000 | $ 76,000 |
| Fairfield County Ohio | 1 | $ 26,000 | $ 26,000 | $ 51,000 |
| Fulton County Ohio | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Geauga County Ohio | 1 | $ 43,000 | $ 43,000 | $ 51,000 |
| Greene County Ohio | 1 | $ 63,000 | $ 63,000 | $ 72,000 |
| Lake County Ohio | 1 | $ 99,000 | $ 99,000 | $ 60,000 |
| Licking County Ohio | 1 | $ 31,000 | $ 31,000 | $ 91,000 |
| Marion County Ohio | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Medina County Ohio | 1 | $ 32,000 | $ 32,000 | $ 107,000 |
| Meigs County Ohio | 1 | $ 43,000 | $ 43,000 | $ 102,000 |
| Miami County Ohio | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Montgomery County Ohio | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Pickaway County Ohio | 1 | $ 27,000 | $ 27,000 | $ 77,000 |
| Sandusky County Ohio | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Stark County Ohio | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Trumbull County Ohio | 1 | $ 44,000 | $ 44,000 | $ 48,000 |
| Warren County Ohio | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Clackamas County Oregon | 1 | $ 156,000 | $ 156,000 | $ 90,000 |
| Clatsop County Oregon | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Washington County Oregon | 1 | $ 92,000 | $ 92,000 | $ 66,000 |
| Yamhill County Oregon | 1 | $ 83,000 | $ 83,000 | $ 32,000 |
| Allegheny County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 55,000 |
| Blair County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 43,000 |
| Carbon County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 63,000 |
| Cumberland County Pennsylvania | 1 | $ 43,000 | $ 43,000 | $ 82,000 |
| Delaware County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 86,000 |
| Franklin County Pennsylvania | 1 | $ 27,000 | $ 27,000 | $ 66,000 |
| Lehigh County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Mercer County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Northampton County Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 67,000 |
| Northumberland County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Washington County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 79,000 |
| Westmoreland County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 56,000 |
| Berkeley County South Carolina | 1 | $ 127,000 | $ 127,000 | $ 66,000 |
| Richland County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 71,000 |
| Minnehaha County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Blount County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 118,000 |
| Jefferson County Tennessee | 1 | $ 158,000 | $ 158,000 | $ 99,000 |
| Brazos County Texas | 1 | $ 180,000 | $ 180,000 | $ 66,000 |
| Harris County Texas | 1 | $ 71,000 | $ 71,000 | $ 67,000 |
| Tarrant County Texas | 1 | $ 144,000 | $ 144,000 | $ 72,000 |
| Washington County Utah | 1 | $ 71,000 | $ 71,000 | $ 23,000 |
| Chesterfield County Virginia | 1 | $ 216,000 | $ 216,000 | $ 34,000 |
| Colonial Heights County Virginia | 1 | $ 33,000 | $ 33,000 | $ 59,000 |
| Culpeper County Virginia | 1 | $ 207,000 | $ 207,000 | $ 57,000 |
| James City County Virginia | 1 | $ 485,000 | $ 485,000 | $ 180,000 |
| Clallam County Washington | 1 | $ 76,000 | $ 76,000 | $ 87,000 |
| Grays Harbor County Washington | 1 | $ 164,000 | $ 164,000 | $ 85,000 |
| Kitsap County Washington | 1 | $ 244,000 | $ 244,000 | $ 75,000 |
| San Juan County Washington | 1 | $ 850,000 | $ 850,000 | $ 185,000 |
| Snohomish County Washington | 1 | $ 173,000 | $ 173,000 | $ 165,000 |
| Thurston County Washington | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Monongalia County West Virginia | 1 | $ 69,000 | $ 69,000 | $ 20,000 |
Mortgage Loan Application Detail Totals for Kinecta in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 3,207 | $618,030,000 | $162,129 | $2,300,000 | $104,741 | $3,384,000 |
| Home Purchase (one-to-four family) | 273 | $76,221,000 | $203,000 | $1,500,000 | $110,050 | $3,636,000 |
| Home Improvement (one-to-four family) | 5 | $163,000 | $28,500 | $44,000 | $63,500 | $115,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,677 | $360,938,000 | $166,156 | $2,300,000 | $101,218 | $3,636,000 |
| Information not provided by applicant in mail or telephone application | 962 | $171,264,000 | $166,000 | $1,000,000 | $98,347 | $1,440,000 |
| Hispanic | 325 | $52,390,000 | $173,000 | $857,000 | $80,444 | $465,000 |
| Asian or Pacific Islander | 269 | $65,472,000 | $262,454 | $1,500,000 | $196,909 | $846,000 |
| Black | 203 | $35,856,000 | $156,230 | $625,000 | $100,000 | $638,000 |
| Other | 43 | $7,312,000 | $75,000 | $521,000 | $80,750 | $176,000 |
| American Indian or Alaskan Native | 6 | $1,182,000 | $197,000 | $450,000 | $198,000 | $552,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,485 | $694,414,000 | $164,000 | $2,300,000 | $103,764 | $3,636,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,647 | $573,106,000 | $190,035 | $2,300,000 | $108,142 | $1,282,000 |
| Application Approved But Not Accepted | 267 | $52,373,000 | $230,444 | $1,160,000 | $107,833 | $638,000 |
| Loan Purchased By The Institution | 218 | $9,052,000 | $39,250 | $104,000 | $78,875 | $174,000 |
| Application Withdrawn By Applicant | 132 | $23,372,000 | $181,833 | $630,000 | $178,000 | $3,636,000 |
| Application Denied By Financial Institution | 111 | $14,907,000 | $151,272 | $700,000 | $98,818 | $3,384,000 |
| File Closed For Incompleteness | 110 | $21,604,000 | $165,600 | $744,000 | $79,000 | $1,296,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 67 | $6,794,000 | $127,600 | $375,000 | $90,600 | $1,128,000 |
| Debt-To-Income Ratio | 17 | $2,733,000 | $139,333 | $415,000 | $39,000 | $89,000 |
| Other | 15 | $2,214,000 | $177,500 | $368,000 | $157,833 | $3,384,000 |
| Collateral | 7 | $1,850,000 | $197,500 | $700,000 | $98,000 | $392,000 |
| Credit Application Incomplete | 1 | $393,000 | $393,000 | $393,000 | $240,000 | $240,000 |
| Unverifiable Information | 1 | $150,000 | $150,000 | $150,000 | $59,000 | $59,000 |
| Employment History | 1 | $139,000 | $139,000 | $139,000 | $32,000 | $32,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Kinecta's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Kinecta's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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