Kinecta
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Kinecta 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Kinecta
1440 Rosecrans Ave
Manhattan Beach, CA 90266
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 17,466
Total Mortgage Loan Application Amount $5,726,222,000
Average Mortgage Loan Application Amount $329,000
Highest Mortgage Loan Application Amount $6,150,000
Average Applicant Income $140,666
Highest Applicant Income $6,698,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Kinecta. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Kinecta's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Kinecta's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Kinecta serves its applicants.

Each category highlights the total number of mortgage applications processed by Kinecta, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Kinecta's mortgage activity for 2012.

Mortgage Loan Application Totals for Kinecta by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 5,658 $ 2,027,021,000 $ 358,000 $ 140,000
Orange County California 2,577 $ 1,009,249,000 $ 391,000 $ 152,000
Cook County Illinois 798 $ 183,411,000 $ 229,000 $ 114,000
San Diego County California 736 $ 274,552,000 $ 373,000 $ 151,000
Ventura County California 590 $ 200,426,000 $ 339,000 $ 158,000
Riverside County California 414 $ 111,127,000 $ 268,000 $ 137,000
San Bernardino County California 386 $ 91,233,000 $ 236,000 $ 139,000
Santa Clara County California 309 $ 155,381,000 $ 502,000 $ 179,000
Santa Barbara County California 275 $ 99,322,000 $ 361,000 $ 155,000
Alameda County California 268 $ 118,460,000 $ 442,000 $ 152,000
DuPage County Illinois 227 $ 54,063,000 $ 238,000 $ 117,000
Will County Illinois 219 $ 46,989,000 $ 214,000 $ 104,000
Lake County Illinois 200 $ 47,097,000 $ 235,000 $ 126,000
San Francisco County California 189 $ 95,623,000 $ 505,000 $ 182,000
Contra Costa County California 185 $ 78,258,000 $ 423,000 $ 162,000
San Mateo County California 185 $ 100,877,000 $ 545,000 $ 189,000
St. Louis County Missouri 134 $ 27,004,000 $ 201,000 $ 118,000
McHenry County Illinois 110 $ 19,756,000 $ 179,000 $ 96,000
Hennepin County Minnesota 110 $ 22,550,000 $ 205,000 $ 90,000
Denver County Colorado 106 $ 29,171,000 $ 275,000 $ 112,000
Arapahoe County Colorado 92 $ 20,443,000 $ 222,000 $ 87,000
Kane County Illinois 88 $ 19,044,000 $ 216,000 $ 103,000
Douglas County Colorado 84 $ 25,508,000 $ 303,000 $ 133,000
Marin County California 83 $ 36,702,000 $ 442,000 $ 205,000
Erie County New York 83 $ 13,154,000 $ 158,000 $ 91,000
Jefferson County Colorado 80 $ 21,013,000 $ 262,000 $ 107,000
Suffolk County New York 78 $ 22,238,000 $ 285,000 $ 123,000
King County Washington 73 $ 25,913,000 $ 354,000 $ 136,000
Middlesex County Massachusetts 69 $ 19,098,000 $ 276,000 $ 106,000
Sonoma County California 63 $ 22,996,000 $ 365,000 $ 136,000
Maricopa County Arizona 55 $ 13,169,000 $ 239,000 $ 177,000
Monroe County New York 49 $ 7,633,000 $ 155,000 $ 95,000
St. Charles County Missouri 47 $ 8,908,000 $ 189,000 $ 93,000
Boulder County Colorado 44 $ 12,801,000 $ 290,000 $ 115,000
Bucks County Pennsylvania 43 $ 11,855,000 $ 275,000 $ 134,000
Clark County Nevada 41 $ 6,042,000 $ 147,000 $ 120,000
Adams County Colorado 40 $ 7,858,000 $ 196,000 $ 78,000
Dakota County Minnesota 40 $ 9,598,000 $ 239,000 $ 109,000
Saratoga County New York 39 $ 8,087,000 $ 207,000 $ 96,000
New Haven County Connecticut 38 $ 9,387,000 $ 247,000 $ 98,000
Broward County Florida 36 $ 6,933,000 $ 192,000 $ 213,000
Ramsey County Minnesota 36 $ 6,159,000 $ 171,000 $ 98,000
Fairfield County Connecticut 34 $ 9,757,000 $ 286,000 $ 119,000
Montgomery County Pennsylvania 34 $ 7,251,000 $ 213,000 $ 104,000
Sacramento County California 33 $ 9,335,000 $ 282,000 $ 128,000
San Luis Obispo County California 33 $ 9,728,000 $ 294,000 $ 129,000
Jackson County Missouri 31 $ 4,934,000 $ 159,000 $ 81,000
Placer County California 30 $ 10,425,000 $ 347,000 $ 249,000
Palm Beach County Florida 30 $ 6,217,000 $ 207,000 $ 118,000
Albany County New York 30 $ 5,654,000 $ 188,000 $ 96,000
Johnson County Kansas 29 $ 5,928,000 $ 204,000 $ 109,000
Jefferson County Missouri 28 $ 4,612,000 $ 164,000 $ 78,000
San Joaquin County California 27 $ 6,007,000 $ 222,000 $ 116,000
Kern County California 26 $ 3,785,000 $ 145,000 $ 99,000
Monterey County California 26 $ 7,092,000 $ 272,000 $ 131,000
Nassau County New York 26 $ 8,134,000 $ 312,000 $ 113,000
El Dorado County California 25 $ 8,114,000 $ 324,000 $ 132,000
Camden County Missouri 25 $ 4,893,000 $ 195,000 $ 124,000
Hamilton County Indiana 23 $ 5,147,000 $ 223,000 $ 100,000
Marion County Indiana 23 $ 3,423,000 $ 148,000 $ 94,000
Santa Cruz County California 22 $ 8,315,000 $ 377,000 $ 151,000
Lucas County Ohio 22 $ 3,539,000 $ 160,000 $ 106,000
Chester County Pennsylvania 22 $ 5,592,000 $ 254,000 $ 136,000
Kendall County Illinois 21 $ 4,688,000 $ 223,000 $ 114,000
Anoka County Minnesota 21 $ 3,880,000 $ 184,000 $ 82,000
Rensselaer County New York 21 $ 3,329,000 $ 158,000 $ 98,000
Lancaster County Pennsylvania 21 $ 4,150,000 $ 197,000 $ 104,000
Fairfax County Virginia 20 $ 6,324,000 $ 316,000 $ 193,000
St. Johns County Florida 19 $ 3,460,000 $ 182,000 $ 116,000
Clay County Missouri 19 $ 3,354,000 $ 176,000 $ 88,000
Schenectady County New York 19 $ 3,316,000 $ 174,000 $ 80,000
Milwaukee County Wisconsin 19 $ 2,968,000 $ 156,000 $ 99,000
Larimer County Colorado 18 $ 4,438,000 $ 246,000 $ 125,000
Monmouth County New Jersey 18 $ 5,054,000 $ 280,000 $ 124,000
Mecklenburg County North Carolina 18 $ 3,705,000 $ 205,000 $ 103,000
Philadelphia County Pennsylvania 18 $ 4,254,000 $ 236,000 $ 82,000
Fresno County California 17 $ 5,187,000 $ 305,000 $ 148,000
Lake County Indiana 17 $ 2,914,000 $ 171,000 $ 91,000
Essex County Massachusetts 17 $ 4,499,000 $ 264,000 $ 113,000
St. Louis County Minnesota 17 $ 2,941,000 $ 173,000 $ 75,000
Washington County Oregon 17 $ 2,937,000 $ 172,000 $ 136,000
Medina County Ohio 16 $ 2,873,000 $ 179,000 $ 98,000
Delaware County Pennsylvania 16 $ 3,866,000 $ 241,000 $ 138,000
Davis County Utah 16 $ 3,358,000 $ 209,000 $ 75,000
Broomfield County Colorado 15 $ 4,014,000 $ 267,000 $ 128,000
Washington County Minnesota 15 $ 3,043,000 $ 202,000 $ 86,000
Snohomish County Washington 15 $ 5,014,000 $ 334,000 $ 135,000
Napa County California 14 $ 7,177,000 $ 512,000 $ 386,000
Solano County California 14 $ 3,942,000 $ 281,000 $ 140,000
Grundy County Illinois 14 $ 2,907,000 $ 207,000 $ 104,000
Deschutes County Oregon 14 $ 3,285,000 $ 234,000 $ 92,000
Platte County Missouri 13 $ 2,486,000 $ 191,000 $ 86,000
Camden County New Jersey 13 $ 2,285,000 $ 175,000 $ 113,000
Kings County New York 13 $ 5,342,000 $ 410,000 $ 92,000
Ontario County New York 13 $ 3,210,000 $ 246,000 $ 115,000
Lehigh County Pennsylvania 13 $ 2,887,000 $ 222,000 $ 137,000
Brown County Wisconsin 13 $ 2,007,000 $ 154,000 $ 91,000
Mohave County Arizona 12 $ 1,451,000 $ 120,000 $ 93,000
Mono County California 12 $ 3,779,000 $ 314,000 $ 245,000
El Paso County Colorado 12 $ 2,407,000 $ 200,000 $ 86,000
Cobb County Georgia 12 $ 2,678,000 $ 223,000 $ 117,000
Carver County Minnesota 12 $ 3,110,000 $ 259,000 $ 107,000
Cuyahoga County Ohio 12 $ 1,743,000 $ 145,000 $ 104,000
Multnomah County Oregon 12 $ 3,603,000 $ 300,000 $ 155,000
Luzerne County Pennsylvania 12 $ 1,883,000 $ 156,000 $ 87,000
Salt Lake County Utah 12 $ 4,498,000 $ 374,000 $ 74,000
Lee County Florida 11 $ 1,984,000 $ 180,000 $ 119,000
Norfolk County Massachusetts 11 $ 3,919,000 $ 356,000 $ 130,000
St. Louis City County Missouri 11 $ 1,398,000 $ 127,000 $ 53,000
Queens County New York 11 $ 3,828,000 $ 348,000 $ 101,000
Weber County Utah 11 $ 2,253,000 $ 204,000 $ 73,000
Nevada County California 10 $ 3,944,000 $ 394,000 $ 215,000
Middlesex County Connecticut 10 $ 2,638,000 $ 263,000 $ 108,000
Sedgwick County Kansas 10 $ 941,000 $ 94,000 $ 121,000
Montgomery County Maryland 10 $ 3,741,000 $ 374,000 $ 164,000
Scott County Minnesota 10 $ 1,996,000 $ 199,000 $ 73,000
Burlington County New Jersey 10 $ 2,556,000 $ 255,000 $ 189,000
Ocean County New Jersey 10 $ 2,615,000 $ 261,000 $ 106,000
Cumberland County Pennsylvania 10 $ 1,377,000 $ 137,000 $ 79,000
Weld County Colorado 9 $ 2,085,000 $ 231,000 $ 81,000
Worcester County Massachusetts 9 $ 3,088,000 $ 343,000 $ 140,000
Wright County Minnesota 9 $ 1,465,000 $ 162,000 $ 69,000
Boone County Missouri 9 $ 1,348,000 $ 149,000 $ 66,000
Richmond County New York 9 $ 3,363,000 $ 373,000 $ 79,000
Wood County Ohio 9 $ 1,282,000 $ 142,000 $ 80,000
Spokane County Washington 9 $ 1,800,000 $ 200,000 $ 174,000
Waukesha County Wisconsin 9 $ 1,963,000 $ 218,000 $ 98,000
Pima County Arizona 8 $ 1,779,000 $ 222,000 $ 123,000
Yavapai County Arizona 8 $ 1,361,000 $ 170,000 $ 143,000
Eagle County Colorado 8 $ 2,775,000 $ 346,000 $ 97,000
Hartford County Connecticut 8 $ 2,222,000 $ 277,000 $ 103,000
Miami-Dade County Florida 8 $ 1,741,000 $ 217,000 $ 116,000
Suffolk County Massachusetts 8 $ 2,230,000 $ 278,000 $ 128,000
Morris County New Jersey 8 $ 2,342,000 $ 292,000 $ 157,000
Charleston County South Carolina 8 $ 2,168,000 $ 271,000 $ 102,000
Humboldt County California 7 $ 1,766,000 $ 252,000 $ 68,000
Mendocino County California 7 $ 2,579,000 $ 368,000 $ 155,000
Elbert County Colorado 7 $ 1,890,000 $ 270,000 $ 82,000
Orange County Florida 7 $ 792,000 $ 113,000 $ 106,000
DeKalb County Georgia 7 $ 1,751,000 $ 250,000 $ 99,000
Oakland County Michigan 7 $ 1,426,000 $ 203,000 $ 90,000
Gloucester County New Jersey 7 $ 1,455,000 $ 207,000 $ 94,000
Mercer County New Jersey 7 $ 1,957,000 $ 279,000 $ 143,000
Onondaga County New York 7 $ 1,200,000 $ 171,000 $ 109,000
Lane County Oregon 7 $ 2,810,000 $ 401,000 $ 521,000
Dauphin County Pennsylvania 7 $ 865,000 $ 123,000 $ 77,000
Walworth County Wisconsin 7 $ 916,000 $ 130,000 $ 129,000
Montrose County Colorado 6 $ 860,000 $ 143,000 $ 107,000
New London County Connecticut 6 $ 1,518,000 $ 253,000 $ 95,000
Hillsborough County Florida 6 $ 843,000 $ 140,000 $ 162,000
Fulton County Georgia 6 $ 1,799,000 $ 299,000 $ 162,000
Gwinnett County Georgia 6 $ 1,177,000 $ 196,000 $ 122,000
Madison County Illinois 6 $ 1,343,000 $ 223,000 $ 112,000
Prince George's County Maryland 6 $ 1,200,000 $ 200,000 $ 221,000
Franklin County Missouri 6 $ 714,000 $ 119,000 $ 58,000
Stone County Missouri 6 $ 999,000 $ 166,000 $ 99,000
Warren County Missouri 6 $ 989,000 $ 164,000 $ 81,000
Hillsborough County New Hampshire 6 $ 1,370,000 $ 228,000 $ 118,000
Box Elder County Utah 6 $ 1,190,000 $ 198,000 $ 91,000
Loudoun County Virginia 6 $ 1,864,000 $ 310,000 $ 168,000
Pinal County Arizona 5 $ 936,000 $ 187,000 $ 101,000
Calaveras County California 5 $ 768,000 $ 153,000 $ 124,000
Yolo County California 5 $ 1,880,000 $ 376,000 $ 145,000
Pueblo County Colorado 5 $ 1,483,000 $ 296,000 $ 113,000
Litchfield County Connecticut 5 $ 940,000 $ 188,000 $ 128,000
Pinellas County Florida 5 $ 1,111,000 $ 222,000 $ 150,000
Sarasota County Florida 5 $ 1,579,000 $ 315,000 $ 123,000
Cherokee County Georgia 5 $ 1,055,000 $ 211,000 $ 96,000
Fayette County Georgia 5 $ 888,000 $ 177,000 $ 117,000
Porter County Indiana 5 $ 1,043,000 $ 208,000 $ 110,000
Ingham County Michigan 5 $ 1,082,000 $ 216,000 $ 179,000
Lincoln County Missouri 5 $ 713,000 $ 142,000 $ 46,000
Atlantic County New Jersey 5 $ 1,599,000 $ 319,000 $ 134,000
Bergen County New Jersey 5 $ 1,352,000 $ 270,000 $ 118,000
Middlesex County New Jersey 5 $ 1,050,000 $ 210,000 $ 89,000
Westchester County New York 5 $ 1,725,000 $ 345,000 $ 194,000
Clackamas County Oregon 5 $ 999,000 $ 199,000 $ 130,000
Richland County South Carolina 5 $ 808,000 $ 161,000 $ 88,000
Island County Washington 5 $ 1,253,000 $ 250,000 $ 104,000
Pierce County Washington 5 $ 1,292,000 $ 258,000 $ 166,000
Berkeley County West Virginia 5 $ 852,000 $ 170,000 $ 105,000
Outagamie County Wisconsin 5 $ 723,000 $ 144,000 $ 77,000
Madera County California 4 $ 687,000 $ 171,000 $ 111,000
Tulare County California 4 $ 634,000 $ 158,000 $ 174,000
La Plata County Colorado 4 $ 3,110,000 $ 777,000 $ 235,000
District of Columbia County District Of Columbia 4 $ 1,399,000 $ 349,000 $ 146,000
Coweta County Georgia 4 $ 1,101,000 $ 275,000 $ 74,000
St. Clair County Illinois 4 $ 741,000 $ 185,000 $ 115,000
Winnebago County Illinois 4 $ 631,000 $ 157,000 $ 75,000
Hendricks County Indiana 4 $ 715,000 $ 178,000 $ 95,000
Dallas County Iowa 4 $ 863,000 $ 215,000 $ 134,000
Miami County Kansas 4 $ 948,000 $ 237,000 $ 90,000
Anne Arundel County Maryland 4 $ 794,000 $ 198,000 $ 165,000
Chisago County Minnesota 4 $ 865,000 $ 216,000 $ 72,000
Sherburne County Minnesota 4 $ 604,000 $ 151,000 $ 58,000
Cass County Missouri 4 $ 557,000 $ 139,000 $ 89,000
Morgan County Missouri 4 $ 715,000 $ 178,000 $ 92,000
Essex County New Jersey 4 $ 1,257,000 $ 314,000 $ 107,000
Hunterdon County New Jersey 4 $ 1,376,000 $ 344,000 $ 138,000
Bernalillo County New Mexico 4 $ 2,403,000 $ 600,000 $ 100,000
Niagara County New York 4 $ 516,000 $ 129,000 $ 65,000
Wayne County New York 4 $ 769,000 $ 192,000 $ 105,000
Union County North Carolina 4 $ 822,000 $ 205,000 $ 60,000
Lorain County Ohio 4 $ 962,000 $ 240,000 $ 69,000
Marion County Oregon 4 $ 2,848,000 $ 712,000 $ 64,000
Monroe County Pennsylvania 4 $ 558,000 $ 139,000 $ 145,000
Northampton County Pennsylvania 4 $ 1,125,000 $ 281,000 $ 210,000
Virginia Beach County Virginia 4 $ 641,000 $ 160,000 $ 46,000
Clallam County Washington 4 $ 510,000 $ 127,000 $ 133,000
Clark County Washington 4 $ 1,188,000 $ 297,000 $ 73,000
Cochise County Arizona 3 $ 450,000 $ 150,000 $ 88,000
Coconino County Arizona 3 $ 925,000 $ 308,000 $ 12,000
La Paz County Arizona 3 $ 1,153,000 $ 384,000 $ 188,000
Plumas County California 3 $ 1,358,000 $ 452,000 $ 404,000
Tuolumne County California 3 $ 730,000 $ 243,000 $ 211,000
Garfield County Colorado 3 $ 957,000 $ 319,000 $ 99,000
Pitkin County Colorado 3 $ 1,709,000 $ 569,000 $ 201,000
Polk County Florida 3 $ 343,000 $ 114,000 $ 75,000
Douglas County Georgia 3 $ 233,000 $ 77,000 $ 71,000
Forsyth County Georgia 3 $ 458,000 $ 152,000 $ 42,000
Kankakee County Illinois 3 $ 536,000 $ 178,000 $ 120,000
Morgan County Indiana 3 $ 898,000 $ 299,000 $ 105,000
Bristol County Massachusetts 3 $ 932,000 $ 310,000 $ 100,000
Plymouth County Massachusetts 3 $ 1,227,000 $ 409,000 $ 189,000
Clinton County Michigan 3 $ 595,000 $ 198,000 $ 100,000
Genesee County Michigan 3 $ 282,000 $ 94,000 $ 98,000
Livingston County Michigan 3 $ 239,000 $ 79,000 $ 105,000
Monroe County Michigan 3 $ 510,000 $ 170,000 $ 67,000
Benton County Minnesota 3 $ 982,000 $ 327,000 $ 93,000
Blue Earth County Minnesota 3 $ 548,000 $ 182,000 $ 32,000
Carlton County Minnesota 3 $ 284,000 $ 94,000 $ 48,000
Buchanan County Missouri 3 $ 454,000 $ 151,000 $ 84,000
Johnson County Missouri 3 $ 532,000 $ 177,000 $ 104,000
Rockland County New York 3 $ 549,000 $ 183,000 $ 107,000
Ulster County New York 3 $ 384,000 $ 128,000 $ 102,000
Wyoming County New York 3 $ 417,000 $ 139,000 $ 96,000
Rogers County Oklahoma 3 $ 685,000 $ 228,000 $ 109,000
Berks County Pennsylvania 3 $ 419,000 $ 139,000 $ 57,000
Carbon County Pennsylvania 3 $ 377,000 $ 125,000 $ 139,000
Perry County Pennsylvania 3 $ 382,000 $ 127,000 $ 84,000
Westmoreland County Pennsylvania 3 $ 786,000 $ 262,000 $ 207,000
Oconee County South Carolina 3 $ 446,000 $ 148,000 $ 76,000
Lincoln County South Dakota 3 $ 437,000 $ 145,000 $ 76,000
Cache County Utah 3 $ 640,000 $ 213,000 $ 100,000
Utah County Utah 3 $ 756,000 $ 252,000 $ 94,000
Dane County Wisconsin 3 $ 543,000 $ 181,000 $ 95,000
Door County Wisconsin 3 $ 731,000 $ 243,000 $ 76,000
Kenosha County Wisconsin 3 $ 401,000 $ 133,000 $ 87,000
Racine County Wisconsin 3 $ 662,000 $ 220,000 $ 77,000
Butte County California 2 $ 866,000 $ 433,000 $ 220,000
San Benito County California 2 $ 750,000 $ 375,000 $ 150,000
Shasta County California 2 $ 474,000 $ 237,000 $ 115,000
Stanislaus County California 2 $ 333,000 $ 166,000 $ 139,000
Fremont County Colorado 2 $ 255,000 $ 127,000 $ 70,000
Ouray County Colorado 2 $ 392,000 $ 196,000 $ 54,000
New Castle County Delaware 2 $ 375,000 $ 187,000 $ 623,000
Charlotte County Florida 2 $ 229,000 $ 114,000 $ 112,000
Collier County Florida 2 $ 274,000 $ 137,000 $ 167,000
Osceola County Florida 2 $ 350,000 $ 175,000 $ 175,000
Seminole County Florida 2 $ 164,000 $ 82,000 $ 83,000
Volusia County Florida 2 $ 193,000 $ 96,000 $ 126,000
Chatham County Georgia 2 $ 231,000 $ 115,000 $ 46,000
Bonneville County Idaho 2 $ 349,000 $ 174,000 $ 104,000
DeKalb County Illinois 2 $ 236,000 $ 118,000 $ 52,000
Jo Daviess County Illinois 2 $ 302,000 $ 151,000 $ 215,000
LaSalle County Illinois 2 $ 241,000 $ 120,000 $ 43,000
Monroe County Illinois 2 $ 355,000 $ 177,000 $ 97,000
LaPorte County Indiana 2 $ 451,000 $ 225,000 $ 161,000
Douglas County Kansas 2 $ 434,000 $ 217,000 $ 127,000
Leavenworth County Kansas 2 $ 587,000 $ 293,000 $ 112,000
Wyandotte County Kansas 2 $ 191,000 $ 95,000 $ 55,000
Cumberland County Maine 2 $ 375,000 $ 187,000 $ 107,000
York County Maine 2 $ 381,000 $ 190,000 $ 58,000
Hampden County Massachusetts 2 $ 592,000 $ 296,000 $ 288,000
Macomb County Michigan 2 $ 173,000 $ 86,000 $ 140,000
Wayne County Michigan 2 $ 219,000 $ 109,000 $ 136,000
Clay County Minnesota 2 $ 596,000 $ 298,000 $ 85,000
Crow Wing County Minnesota 2 $ 285,000 $ 142,000 $ 40,000
Le Sueur County Minnesota 2 $ 294,000 $ 147,000 $ 53,000
McLeod County Minnesota 2 $ 347,000 $ 173,000 $ 50,000
Otter Tail County Minnesota 2 $ 641,000 $ 320,000 $ 158,000
Pine County Minnesota 2 $ 312,000 $ 156,000 $ 95,000
Callaway County Missouri 2 $ 147,000 $ 73,000 $ 47,000
Clinton County Missouri 2 $ 392,000 $ 196,000 $ 114,000
Phelps County Missouri 2 $ 834,000 $ 417,000 $ 158,000
Douglas County Nevada 2 $ 454,000 $ 227,000 $ 155,000
Nye County Nevada 2 $ 308,000 $ 154,000 $ 89,000
Cape May County New Jersey 2 $ 450,000 $ 225,000 $ 140,000
Passaic County New Jersey 2 $ 642,000 $ 321,000 $ 321,000
Salem County New Jersey 2 $ 341,000 $ 170,000 $ 158,000
Bronx County New York 2 $ 570,000 $ 285,000 $ 45,000
Cattaraugus County New York 2 $ 223,000 $ 111,000 $ 78,000
Dutchess County New York 2 $ 400,000 $ 200,000 $ 77,000
Livingston County New York 2 $ 504,000 $ 252,000 $ 159,000
Montgomery County New York 2 $ 476,000 $ 238,000 $ 77,000
Orange County New York 2 $ 444,000 $ 222,000 $ 118,000
Ottawa County Ohio 2 $ 161,000 $ 80,000 $ 54,000
Pickaway County Ohio 2 $ 200,000 $ 100,000 $ 177,000
Wayne County Ohio 2 $ 376,000 $ 188,000 $ 114,000
Josephine County Oregon 2 $ 560,000 $ 280,000 $ 116,000
Polk County Oregon 2 $ 424,000 $ 212,000 $ 56,000
Allegheny County Pennsylvania 2 $ 259,000 $ 129,000 $ 59,000
Lackawanna County Pennsylvania 2 $ 271,000 $ 135,000 $ 92,000
Providence County Rhode Island 2 $ 418,000 $ 209,000 $ 163,000
Berkeley County South Carolina 2 $ 586,000 $ 293,000 $ 137,000
Greenville County South Carolina 2 $ 632,000 $ 316,000 $ 73,000
Minnehaha County South Dakota 2 $ 241,000 $ 120,000 $ 53,000
Newport News County Virginia 2 $ 226,000 $ 113,000 $ 41,000
Spotsylvania County Virginia 2 $ 428,000 $ 214,000 $ 119,000
Grays Harbor County Washington 2 $ 442,000 $ 221,000 $ 222,000
Kitsap County Washington 2 $ 608,000 $ 304,000 $ 115,000
San Juan County Washington 2 $ 529,000 $ 264,000 $ 150,000
Whatcom County Washington 2 $ 273,000 $ 136,000 $ 50,000
Adams County Wisconsin 2 $ 188,000 $ 94,000 $ 92,000
Columbia County Wisconsin 2 $ 429,000 $ 214,000 $ 100,000
Douglas County Wisconsin 2 $ 221,000 $ 110,000 $ 67,000
Marathon County Wisconsin 2 $ 468,000 $ 234,000 $ 152,000
Oneida County Wisconsin 2 $ 221,000 $ 110,000 $ 82,000
Shawano County Wisconsin 2 $ 295,000 $ 147,000 $ 137,000
Washington County Wisconsin 2 $ 468,000 $ 234,000 $ 86,000
Navajo County Arizona 1 $ 593,000 $ 593,000 $ 316,000
Amador County California 1 $ 305,000 $ 305,000 $ 89,000
Imperial County California 1 $ 144,000 $ 144,000 $ 123,000
Kings County California 1 $ 181,000 $ 181,000 $ 122,000
Lake County California 1 $ 310,000 $ 310,000 $ 227,000
Merced County California 1 $ 125,000 $ 125,000 $ 222,000
Tehama County California 1 $ 276,000 $ 276,000 $ 76,000
Trinity County California 1 $ 133,000 $ 133,000 $ 33,000
Yuba County California 1 $ 221,000 $ 221,000 $ 153,000
Archuleta County Colorado 1 $ 319,000 $ 319,000 $ 201,000
Clear Creek County Colorado 1 $ 223,000 $ 223,000 $ 58,000
Grand County Colorado 1 $ 208,000 $ 208,000 $ 181,000
Morgan County Colorado 1 $ 235,000 $ 235,000 $ 53,000
Park County Colorado 1 $ 214,000 $ 214,000 $ 55,000
San Miguel County Colorado 1 $ 413,000 $ 413,000 $ 328,000
Summit County Colorado 1 $ 1,659,000 $ 1,659,000 $ 815,000
Yuma County Colorado 1 $ 70,000 $ 70,000 $ 75,000
Kent County Delaware 1 $ 100,000 $ 100,000 $ 116,000
Sussex County Delaware 1 $ 110,000 $ 110,000 $ 30,000
Bay County Florida 1 $ 208,000 $ 208,000 $ 135,000
Duval County Florida 1 $ 180,000 $ 180,000 $ 40,000
Flagler County Florida 1 $ 162,000 $ 162,000 $ 71,000
Hernando County Florida 1 $ 86,000 $ 86,000 $ 22,000
Highlands County Florida 1 $ 58,000 $ 58,000 $ 76,000
Indian River County Florida 1 $ 299,000 $ 299,000 $ 60,000
Jackson County Florida 1 $ 164,000 $ 164,000 $ 122,000
Marion County Florida 1 $ 316,000 $ 316,000 $ 39,000
Martin County Florida 1 $ 83,000 $ 83,000 $ 35,000
Okeechobee County Florida 1 $ 132,000 $ 132,000 $ 102,000
St. Lucie County Florida 1 $ 43,000 $ 43,000 $ 55,000
Wakulla County Florida 1 $ 135,000 $ 135,000 $ 104,000
Walton County Florida 1 $ 282,000 $ 282,000 $ 112,000
Bartow County Georgia 1 $ 40,000 $ 40,000 $ 63,000
Carroll County Georgia 1 $ 79,000 $ 79,000 $ 47,000
Columbia County Georgia 1 $ 144,000 $ 144,000 $ 30,000
Hall County Georgia 1 $ 201,000 $ 201,000 $ 93,000
Henry County Georgia 1 $ 136,000 $ 136,000 $ 39,000
Jasper County Georgia 1 $ 137,000 $ 137,000 $ 84,000
Putnam County Georgia 1 $ 413,000 $ 413,000 $ 126,000
Rabun County Georgia 1 $ 215,000 $ 215,000 $ 106,000
Maui County Hawaii 1 $ 225,000 $ 225,000 $ 107,000
Ada County Idaho 1 $ 327,000 $ 327,000 $ 113,000
Blaine County Idaho 1 $ 281,000 $ 281,000 $ 84,000
Bonner County Idaho 1 $ 304,000 $ 304,000 $ 368,000
Fremont County Idaho 1 $ 81,000 $ 81,000 $ 93,000
Valley County Idaho 1 $ 340,000 $ 340,000 $ 225,000
Boone County Illinois 1 $ 89,000 $ 89,000 $ 93,000
Carroll County Illinois 1 $ 415,000 $ 415,000 $ 595,000
Champaign County Illinois 1 $ 250,000 $ 250,000 $ 124,000
Lee County Illinois 1 $ 145,000 $ 145,000 $ 79,000
Macoupin County Illinois 1 $ 145,000 $ 145,000 $ 69,000
McLean County Illinois 1 $ 106,000 $ 106,000 $ 422,000
Ogle County Illinois 1 $ 195,000 $ 195,000 $ 97,000
Peoria County Illinois 1 $ 144,000 $ 144,000 $ 39,000
Pike County Illinois 1 $ 140,000 $ 140,000 $ 50,000
Putnam County Illinois 1 $ 95,000 $ 95,000 $ 20,000
Rock Island County Illinois 1 $ 70,000 $ 70,000 $ 19,000
Sangamon County Illinois 1 $ 150,000 $ 150,000 $ 70,000
Boone County Indiana 1 $ 120,000 $ 120,000 $ 43,000
Clark County Indiana 1 $ 126,000 $ 126,000 $ 36,000
Decatur County Indiana 1 $ 125,000 $ 125,000 $ 166,000
Hancock County Indiana 1 $ 143,000 $ 143,000 $ 38,000
Johnson County Indiana 1 $ 196,000 $ 196,000 $ 134,000
Madison County Indiana 1 $ 123,000 $ 123,000 $ 106,000
Marshall County Indiana 1 $ 177,000 $ 177,000 $ 102,000
Monroe County Indiana 1 $ 401,000 $ 401,000 $ 112,000
Owen County Indiana 1 $ 157,000 $ 157,000 $ 102,000
Tippecanoe County Indiana 1 $ 63,000 $ 63,000 $ 169,000
Vigo County Indiana 1 $ 47,000 $ 47,000 $ 113,000
Marion County Iowa 1 $ 372,000 $ 372,000 $ 116,000
Story County Iowa 1 $ 191,000 $ 191,000 $ 78,000
Butler County Kansas 1 $ 145,000 $ 145,000 $ 329,000
Jefferson County Kansas 1 $ 142,000 $ 142,000 $ 46,000
Russell County Kansas 1 $ 189,000 $ 189,000 $ 54,000
Lincoln County Maine 1 $ 227,000 $ 227,000 $ 53,000
Oxford County Maine 1 $ 295,000 $ 295,000 $ 125,000
Penobscot County Maine 1 $ 141,000 $ 141,000 $ 31,000
Sagadahoc County Maine 1 $ 358,000 $ 358,000 $ 153,000
Baltimore City County Maryland 1 $ 238,000 $ 238,000 $ 104,000
Carroll County Maryland 1 $ 203,000 $ 203,000 $ 121,000
Frederick County Maryland 1 $ 193,000 $ 193,000 $ 175,000
Barnstable County Massachusetts 1 $ 417,000 $ 417,000 $ 206,000
Hampshire County Massachusetts 1 $ 244,000 $ 244,000 $ 99,000
Berrien County Michigan 1 $ 326,000 $ 326,000 $ 102,000
Eaton County Michigan 1 $ 132,000 $ 132,000 $ 103,000
Grand Traverse County Michigan 1 $ 162,000 $ 162,000 $ 155,000
Kent County Michigan 1 $ 270,000 $ 270,000 $ 67,000
St. Joseph County Michigan 1 $ 175,000 $ 175,000 $ 177,000
Washtenaw County Michigan 1 $ 141,000 $ 141,000 $ 50,000
Cass County Minnesota 1 $ 417,000 $ 417,000 $ 325,000
Douglas County Minnesota 1 $ 345,000 $ 345,000 $ 191,000
Houston County Minnesota 1 $ 162,000 $ 162,000 $ 42,000
Hubbard County Minnesota 1 $ 203,000 $ 203,000 $ 76,000
Isanti County Minnesota 1 $ 133,000 $ 133,000 $ 102,000
Nicollet County Minnesota 1 $ 232,000 $ 232,000 $ 73,000
Olmsted County Minnesota 1 $ 112,000 $ 112,000 $ 40,000
Stearns County Minnesota 1 $ 165,000 $ 165,000 $ 78,000
Christian County Missouri 1 $ 110,000 $ 110,000 $ 30,000
Dallas County Missouri 1 $ 70,000 $ 70,000 $ 32,000
Hickory County Missouri 1 $ 208,000 $ 208,000 $ 51,000
Jasper County Missouri 1 $ 236,000 $ 236,000 $ 89,000
Lafayette County Missouri 1 $ 200,000 $ 200,000 $ 81,000
Ralls County Missouri 1 $ 59,000 $ 59,000 $ 156,000
Ste. Genevieve County Missouri 1 $ 128,000 $ 128,000 $ 0
Cass County Nebraska 1 $ 210,000 $ 210,000 $ 89,000
Douglas County Nebraska 1 $ 138,000 $ 138,000 $ 33,000
Sarpy County Nebraska 1 $ 166,000 $ 166,000 $ 78,000
Carson City County Nevada 1 $ 56,000 $ 56,000 $ 75,000
Washoe County Nevada 1 $ 66,000 $ 66,000 $ 125,000
Grafton County New Hampshire 1 $ 283,000 $ 283,000 $ 175,000
Merrimack County New Hampshire 1 $ 240,000 $ 240,000 $ 122,000
Cumberland County New Jersey 1 $ 200,000 $ 200,000 $ 118,000
Hudson County New Jersey 1 $ 374,000 $ 374,000 $ 125,000
Somerset County New Jersey 1 $ 211,000 $ 211,000 $ 96,000
Union County New Jersey 1 $ 329,000 $ 329,000 $ 262,000
Allegany County New York 1 $ 55,000 $ 55,000 $ 17,000
Chemung County New York 1 $ 63,000 $ 63,000 $ 33,000
Clinton County New York 1 $ 123,000 $ 123,000 $ 129,000
Columbia County New York 1 $ 228,000 $ 228,000 $ 113,000
Franklin County New York 1 $ 134,000 $ 134,000 $ 83,000
Hamilton County New York 1 $ 180,000 $ 180,000 $ 110,000
Herkimer County New York 1 $ 415,000 $ 415,000 $ 178,000
New York County New York 1 $ 270,000 $ 270,000 $ 85,000
Oswego County New York 1 $ 240,000 $ 240,000 $ 70,000
Tioga County New York 1 $ 116,000 $ 116,000 $ 50,000
Tompkins County New York 1 $ 182,000 $ 182,000 $ 104,000
Warren County New York 1 $ 150,000 $ 150,000 $ 30,000
Washington County New York 1 $ 177,000 $ 177,000 $ 60,000
Buncombe County North Carolina 1 $ 103,000 $ 103,000 $ 60,000
Gaston County North Carolina 1 $ 385,000 $ 385,000 $ 119,000
Henderson County North Carolina 1 $ 253,000 $ 253,000 $ 332,000
Iredell County North Carolina 1 $ 374,000 $ 374,000 $ 135,000
Lincoln County North Carolina 1 $ 348,000 $ 348,000 $ 149,000
Moore County North Carolina 1 $ 70,000 $ 70,000 $ 320,000
Orange County North Carolina 1 $ 100,000 $ 100,000 $ 120,000
Rockingham County North Carolina 1 $ 329,000 $ 329,000 $ 167,000
Wake County North Carolina 1 $ 108,000 $ 108,000 $ 85,000
Watauga County North Carolina 1 $ 80,000 $ 80,000 $ 72,000
Burleigh County North Dakota 1 $ 210,000 $ 210,000 $ 92,000
Cass County North Dakota 1 $ 94,000 $ 94,000 $ 18,000
Williams County North Dakota 1 $ 270,000 $ 270,000 $ 186,000
Hamilton County Ohio 1 $ 154,000 $ 154,000 $ 64,000
Jefferson County Ohio 1 $ 44,000 $ 44,000 $ 11,000
Sandusky County Ohio 1 $ 138,000 $ 138,000 $ 54,000
Stark County Ohio 1 $ 130,000 $ 130,000 $ 45,000
Canadian County Oklahoma 1 $ 310,000 $ 310,000 $ 88,000
Cherokee County Oklahoma 1 $ 93,000 $ 93,000 $ 79,000
Cleveland County Oklahoma 1 $ 50,000 $ 50,000 $ 118,000
Pushmataha County Oklahoma 1 $ 140,000 $ 140,000 $ 132,000
Sequoyah County Oklahoma 1 $ 158,000 $ 158,000 $ 42,000
Tulsa County Oklahoma 1 $ 106,000 $ 106,000 $ 39,000
Coos County Oregon 1 $ 139,000 $ 139,000 $ 24,000
Douglas County Oregon 1 $ 116,000 $ 116,000 $ 200,000
Jackson County Oregon 1 $ 243,000 $ 243,000 $ 35,000
Klamath County Oregon 1 $ 244,000 $ 244,000 $ 168,000
Lincoln County Oregon 1 $ 101,000 $ 101,000 $ 48,000
Cambria County Pennsylvania 1 $ 260,000 $ 260,000 $ 113,000
Fayette County Pennsylvania 1 $ 167,000 $ 167,000 $ 247,000
Franklin County Pennsylvania 1 $ 190,000 $ 190,000 $ 160,000
Juniata County Pennsylvania 1 $ 248,000 $ 248,000 $ 116,000
Lebanon County Pennsylvania 1 $ 134,000 $ 134,000 $ 110,000
Northumberland County Pennsylvania 1 $ 99,000 $ 99,000 $ 85,000
Snyder County Pennsylvania 1 $ 56,000 $ 56,000 $ 21,000
Wyoming County Pennsylvania 1 $ 355,000 $ 355,000 $ 68,000
York County Pennsylvania 1 $ 123,000 $ 123,000 $ 31,000
Kent County Rhode Island 1 $ 327,000 $ 327,000 $ 145,000
Washington County Rhode Island 1 $ 315,000 $ 315,000 $ 223,000
Georgetown County South Carolina 1 $ 250,000 $ 250,000 $ 33,000
Horry County South Carolina 1 $ 259,000 $ 259,000 $ 89,000
Newberry County South Carolina 1 $ 242,000 $ 242,000 $ 63,000
York County South Carolina 1 $ 337,000 $ 337,000 $ 120,000
Bon Homme County South Dakota 1 $ 65,000 $ 65,000 $ 54,000
Davison County South Dakota 1 $ 162,000 $ 162,000 $ 72,000
Lawrence County South Dakota 1 $ 305,000 $ 305,000 $ 455,000
Scott County Tennessee 1 $ 190,000 $ 190,000 $ 90,000
Williamson County Tennessee 1 $ 417,000 $ 417,000 $ 100,000
Bexar County Texas 1 $ 1,290,000 $ 1,290,000 $ 0
Grayson County Texas 1 $ 6,000,000 $ 6,000,000 $ 0
Travis County Texas 1 $ 2,730,000 $ 2,730,000 $ 0
Morgan County Utah 1 $ 303,000 $ 303,000 $ 60,000
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Mortgage Loan Application Detail Totals for Kinecta in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 13,003 $4,271,887,000 $328,000 $6,000,000 $139,000 $6,698,000
Home Purchase 4,368 $1,422,570,000 $325,000 $6,150,000 $132,000 $3,600,000
Home Improvement 95 $31,765,000 $334,000 $1,189,000 $151,000 $1,326,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,446 $3,461,812,000 $331,000 $4,211,000 $144,000 $6,698,000
Not Provided 3,022 $1,013,585,000 $335,000 $6,150,000 $137,000 $3,673,000
Asian 2,329 $767,004,000 $329,000 $2,600,000 $136,000 $3,371,000
Hispanic 1,181 $326,840,000 $276,000 $2,762,000 $100,000 $2,731,000
Black or African American 396 $105,809,000 $267,000 $3,500,000 $112,000 $2,891,000
Native Hawaiian or Other Pacific Islander 59 $18,020,000 $305,000 $765,000 $99,000 $206,000
American Indian or Alaskan Native 23 $6,913,000 $300,000 $540,000 $134,000 $517,000
Not applicable 10 $26,239,000 $2,623,000 $6,000,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,845 $5,567,882,000 $330,000 $6,150,000 $139,000 $6,698,000
FHA-insured (Federal Housing Administration) 621 $158,340,000 $254,000 $910,000 $84,000 $750,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,013 $3,742,053,000 $311,000 $6,150,000 $137,000 $4,318,000
Application Denied By Financial Institution 2,005 $797,167,000 $397,000 $6,000,000 $135,000 $1,486,000
Application Withdrawn By Applicant 1,366 $470,787,000 $344,000 $6,000,000 $147,000 $3,673,000
File Closed For Incompleteness 1,016 $354,405,000 $348,000 $3,500,000 $127,000 $3,371,000
Application Approved But Not Accepted 954 $316,782,000 $332,000 $2,584,000 $145,000 $6,698,000
Preapproval Approved but not Accepted 67 $25,795,000 $385,000 $2,600,000 $113,000 $525,000
Preapproval Denied by Financial Institution 45 $19,233,000 $427,000 $880,000 $133,000 $423,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 680 $291,775,000 $429,000 $3,325,000 $98,000 $896,000
Collateral 514 $172,971,000 $336,000 $6,000,000 $138,000 $1,182,000
Other 319 $129,521,000 $406,000 $3,600,000 $185,000 $1,448,000
Credit Application Incomplete 265 $111,202,000 $419,000 $3,000,000 $163,000 $1,486,000
Credit History 125 $47,719,000 $381,000 $3,000,000 $133,000 $650,000
Unverifiable Information 51 $23,703,000 $464,000 $2,533,000 $146,000 $936,000
Employment History 48 $18,342,000 $382,000 $1,400,000 $109,000 $349,000
Insufficient Cash (Downpayment, Closing Cost) 42 $19,290,000 $459,000 $2,762,000 $190,000 $900,000
Mortgage Insurance Denied 6 $1,877,000 $312,000 $574,000 $88,000 $177,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Kinecta's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Kinecta's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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