Kinecta Federal Credit Union Mortgage Lending & HMDA Data, 2022
In 2022, Kinecta Federal Credit Union of Manhattan Beach, CA reported 4,040 mortgage applications totaling $2.0 billion, down 17% from 2021. The average application was for $494,769, and applicants reported an average income of $202,091. 66% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,537), Anaheim-Santa Ana-Irvine, CA (445) and Riverside-San Bernardino-Ontario, CA (322) (applications in parentheses).
| Mortgage Company & Address | Kinecta Federal Credit Union 1440 Rosecrans Ave Manhattan Beach, CA 90266 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,040 |
| Total Mortgage Loan Application Amount | $1,998,870,000 |
| Average Mortgage Loan Application Amount | $494,769 |
| Highest Mortgage Loan Application Amount | $8,305,000 |
| Average Applicant Income | $202,091 |
| Highest Applicant Income | $6,904,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Kinecta Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 1,537 | $ 714,355,000 | $ 464,772 | $ 196,000 |
| Anaheim-Santa Ana-Irvine, CA | 445 | $ 227,585,000 | $ 511,426 | $ 225,000 |
| Riverside-San Bernardino-Ontario, CA | 322 | $ 141,310,000 | $ 438,850 | $ 193,000 |
| Rochester, NY | 232 | $ 25,450,000 | $ 109,698 | $ 97,000 |
| San Diego-Carlsbad, CA | 99 | $ 85,445,000 | $ 863,080 | $ 354,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 97 | $ 38,385,000 | $ 395,721 | $ 201,000 |
| Outside any metro area | 82 | $ 62,060,000 | $ 756,829 | $ 264,481 |
| Santa Maria-Santa Barbara, CA | 66 | $ 25,840,000 | $ 391,515 | $ 225,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 60 | $ 79,170,000 | $ 1,319,500 | $ 362,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 49 | $ 50,185,000 | $ 1,024,183 | $ 306,000 |
| Oakland-Hayward-Berkeley, CA | 48 | $ 37,450,000 | $ 780,208 | $ 296,000 |
| Phoenix-Mesa-Scottsdale, AZ | 43 | $ 8,715,000 | $ 202,674 | $ 215,000 |
| San Francisco-Redwood City-South San Francisco, CA | 41 | $ 71,005,000 | $ 1,731,829 | $ 499,000 |
| Las Vegas-Henderson-Paradise, NV | 31 | $ 17,585,000 | $ 567,258 | $ 216,000 |
| Newark, NJ-PA | 20 | $ 5,170,000 | $ 258,500 | $ 170,000 |
| Tucson, AZ | 19 | $ 2,695,000 | $ 141,842 | $ 111,000 |
| Bakersfield, CA | 17 | $ 3,195,000 | $ 187,941 | $ 129,000 |
| Dallas-Plano-Irving, TX | 17 | $ 5,285,000 | $ 310,882 | $ 139,000 |
| Lake Havasu City-Kingman, AZ | 17 | $ 3,445,000 | $ 202,647 | $ 94,000 |
| Seattle-Bellevue-Everett, WA | 17 | $ 21,695,000 | $ 1,276,176 | $ 331,000 |
| Denver-Aurora-Lakewood, CO | 16 | $ 16,310,000 | $ 1,019,375 | $ 474,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 16 | $ 5,870,000 | $ 366,875 | $ 151,562 |
| Atlanta-Sandy Springs-Roswell, GA | 15 | $ 4,055,000 | $ 270,333 | $ 115,000 |
| Austin-Round Rock, TX | 15 | $ 8,355,000 | $ 557,000 | $ 259,000 |
| Fresno, CA | 14 | $ 3,900,000 | $ 278,571 | $ 123,000 |
| Houston-The Woodlands-Sugar Land, TX | 14 | $ 3,700,000 | $ 264,285 | $ 130,000 |
| Chicago-Naperville, IL | 13 | $ 3,005,000 | $ 231,153 | $ 164,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 13 | $ 9,005,000 | $ 692,692 | $ 191,000 |
| Tampa-St. Petersburg-Clearwater, FL | 11 | $ 2,565,000 | $ 233,181 | $ 116,000 |
| Port St. Lucie, FL | 10 | $ 860,000 | $ 86,000 | $ 64,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 10 | $ 5,930,000 | $ 593,000 | $ 300,800 |
| Stockton-Lodi, CA | 10 | $ 4,140,000 | $ 414,000 | $ 157,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 10 | $ 3,860,000 | $ 386,000 | $ 126,000 |
| Cleveland-Elyria, OH | 9 | $ 1,075,000 | $ 119,444 | $ 189,000 |
| Modesto, CA | 9 | $ 6,655,000 | $ 739,444 | $ 169,000 |
| New York-Jersey City-White Plains, NY-NJ | 9 | $ 4,125,000 | $ 458,333 | $ 162,222 |
| Raleigh, NC | 9 | $ 2,935,000 | $ 326,111 | $ 144,000 |
| Salinas, CA | 8 | $ 7,710,000 | $ 963,750 | $ 217,000 |
| Warren-Troy-Farmington Hills, MI | 8 | $ 1,420,000 | $ 177,500 | $ 89,000 |
| Boise City, ID | 7 | $ 1,325,000 | $ 189,285 | $ 114,000 |
| Colorado Springs, CO | 7 | $ 10,915,000 | $ 1,559,285 | $ 367,000 |
| Miami-Miami Beach-Kendall, FL | 7 | $ 1,135,000 | $ 162,142 | $ 109,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 7 | $ 2,615,000 | $ 373,571 | $ 255,000 |
| Orlando-Kissimmee-Sanford, FL | 7 | $ 1,405,000 | $ 200,714 | $ 140,000 |
| San Rafael, CA | 7 | $ 8,245,000 | $ 1,177,857 | $ 294,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 6 | $ 4,720,000 | $ 786,666 | $ 845,000 |
| Jacksonville, FL | 6 | $ 3,220,000 | $ 536,666 | $ 175,000 |
| North Port-Sarasota-Bradenton, FL | 6 | $ 1,150,000 | $ 191,666 | $ 125,000 |
| Prescott Valley-Prescott, AZ | 6 | $ 850,000 | $ 141,666 | $ 163,000 |
| Baltimore-Columbia-Towson, MD | 5 | $ 675,000 | $ 135,000 | $ 182,000 |
| Greensboro-High Point, NC | 5 | $ 875,000 | $ 175,000 | $ 139,000 |
| Napa, CA | 5 | $ 4,805,000 | $ 961,000 | $ 232,000 |
| Nassau County-Suffolk County, NY | 5 | $ 4,025,000 | $ 805,000 | $ 198,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 2,465,000 | $ 493,000 | $ 189,000 |
| Washington-Baltimore-Arlington, DC | 5 | $ 965,000 | $ 193,000 | $ 92,000 |
| Fort Worth-Arlington, TX | 4 | $ 1,660,000 | $ 415,000 | $ 183,000 |
| Harrisburg-Carlisle, PA | 4 | $ 490,000 | $ 122,500 | $ 83,000 |
| Ocala, FL | 4 | $ 500,000 | $ 125,000 | $ 69,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 770,000 | $ 192,500 | $ 112,000 |
| Punta Gorda, FL | 4 | $ 1,110,000 | $ 277,500 | $ 123,000 |
| Reno, NV | 4 | $ 2,790,000 | $ 697,500 | $ 306,000 |
| Salt Lake City, UT | 4 | $ 2,860,000 | $ 715,000 | $ 213,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 440,000 | $ 110,000 | $ 119,250 |
| The Villages, FL | 4 | $ 830,000 | $ 207,500 | $ 89,000 |
| Vallejo-Fairfield, CA | 4 | $ 2,250,000 | $ 562,500 | $ 161,000 |
| Visalia-Porterville, CA | 4 | $ 470,000 | $ 117,500 | $ 126,000 |
| Wilmington, DE-MD-NJ | 4 | $ 970,000 | $ 242,500 | $ 162,000 |
| Akron, OH | 3 | $ 375,000 | $ 125,000 | $ 84,000 |
| Albuquerque, NM | 3 | $ 795,000 | $ 265,000 | $ 216,000 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 375,000 | $ 125,000 | $ 139,000 |
| Brownsville-Harlingen, TX | 3 | $ 495,000 | $ 165,000 | $ 48,000 |
| Charlotte-Concord-Gastonia, NC-SC | 3 | $ 355,000 | $ 118,333 | $ 85,000 |
| Chico, CA | 3 | $ 1,045,000 | $ 348,333 | $ 106,000 |
| Fort Collins, CO | 3 | $ 195,000 | $ 65,000 | $ 131,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 315,000 | $ 105,000 | $ 147,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 305,000 | $ 101,666 | $ 205,000 |
| Memphis, TN-MS-AR | 3 | $ 265,000 | $ 88,333 | $ 135,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 1,425,000 | $ 475,000 | $ 164,000 |
| New Haven-Milford, CT | 3 | $ 655,000 | $ 218,333 | $ 76,000 |
| New York-Newark, NY | 3 | $ 625,000 | $ 208,333 | $ 148,000 |
| Santa Rosa, CA | 3 | $ 1,835,000 | $ 611,666 | $ 210,000 |
| St. George, UT | 3 | $ 1,145,000 | $ 381,666 | $ 92,000 |
| Toledo, OH | 3 | $ 255,000 | $ 85,000 | $ 72,000 |
| Tulsa, OK | 3 | $ 565,000 | $ 188,333 | $ 103,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 70,000 | $ 35,000 | $ 52,000 |
| Bend-Redmond, OR | 2 | $ 1,000,000 | $ 500,000 | $ 143,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 2 | $ 240,000 | $ 120,000 | $ 156,000 |
| Camden, NJ | 2 | $ 190,000 | $ 95,000 | $ 166,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 60,000 | $ 30,000 | $ 86,000 |
| Clarksville, TN-KY | 2 | $ 630,000 | $ 315,000 | $ 182,000 |
| Columbia, SC | 2 | $ 610,000 | $ 305,000 | $ 134,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 170,000 | $ 85,000 | $ 35,000 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 70,000 | $ 35,000 | $ 39,000 |
| Durham-Chapel Hill, NC | 2 | $ 180,000 | $ 90,000 | $ 120,000 |
| El Centro, CA | 2 | $ 350,000 | $ 175,000 | $ 157,000 |
| Eugene, OR | 2 | $ 680,000 | $ 340,000 | $ 162,000 |
| Flagstaff, AZ | 2 | $ 1,310,000 | $ 655,000 | $ 219,000 |
| Gainesville, FL | 2 | $ 460,000 | $ 230,000 | $ 50,000 |
| Greeley, CO | 2 | $ 400,000 | $ 200,000 | $ 139,000 |
| Homosassa Springs, FL | 2 | $ 140,000 | $ 70,000 | $ 48,000 |
| Huntsville, AL | 2 | $ 380,000 | $ 190,000 | $ 109,000 |
| Indianapolis-Carmel-Anderson, IN | 2 | $ 3,310,000 | $ 1,655,000 | $ 371,000 |
| Kansas City, MO-KS | 2 | $ 480,000 | $ 240,000 | $ 228,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 250,000 | $ 125,000 | $ 55,000 |
| Madera, CA | 2 | $ 210,000 | $ 105,000 | $ 214,000 |
| Morgantown, WV | 2 | $ 170,000 | $ 85,000 | $ 178,000 |
| Panama City, FL | 2 | $ 480,000 | $ 240,000 | $ 80,000 |
| Reading, PA | 2 | $ 310,000 | $ 155,000 | $ 131,000 |
| Redding, CA | 2 | $ 990,000 | $ 495,000 | $ 154,000 |
| Trenton, NJ | 2 | $ 220,000 | $ 110,000 | $ 346,000 |
| Urban Honolulu, HI | 2 | $ 1,930,000 | $ 965,000 | $ 478,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 80,000 | $ 40,000 | $ 64,000 |
| Wilmington, NC | 2 | $ 370,000 | $ 185,000 | $ 103,000 |
| Ames, IA | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Asheville, NC | 1 | $ 255,000 | $ 255,000 | $ 46,000 |
| Athens-Clarke County, GA | 1 | $ 2,005,000 | $ 2,005,000 | $ 700,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 105,000 | $ 105,000 | $ 146,000 |
| Barnstable Town, MA | 1 | $ 575,000 | $ 575,000 | $ 142,000 |
| Bellingham, WA | 1 | $ 215,000 | $ 215,000 | $ 196,000 |
| Billings, MT | 1 | $ 395,000 | $ 395,000 | $ 424,000 |
| Birmingham-Hoover, AL | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 275,000 | $ 275,000 | $ 121,000 |
| Cape Girardeau, MO-IL | 1 | $ 35,000 | $ 35,000 | $ 146,000 |
| Columbus, OH | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 1,505,000 | $ 1,505,000 | $ 843,000 |
| Dalton, GA | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| East Stroudsburg, PA | 1 | $ 195,000 | $ 195,000 | $ 139,000 |
| El Paso, TX | 1 | $ 155,000 | $ 155,000 | $ 114,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Florence, SC | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 645,000 | $ 645,000 | $ 195,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Iowa City, IA | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 2,375,000 | $ 2,375,000 | $ 650,000 |
| Knoxville, TN | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Lakeland-Winter Haven, FL | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Lancaster, PA | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Las Cruces, NM | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Lima, OH | 1 | $ 35,000 | $ 35,000 | $ 174,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Manhattan, KS | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Merced, CA | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 115,000 | $ 115,000 | $ 129,000 |
| Philadelphia, PA | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Pittsburgh, PA | 1 | $ 105,000 | $ 105,000 | $ 183,000 |
| Pittsfield, MA | 1 | $ 325,000 | $ 325,000 | $ 253,000 |
| Portland-South Portland, ME | 1 | $ 155,000 | $ 155,000 | $ 200,000 |
| Providence-Warwick, RI-MA | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Provo-Orem, UT | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Racine, WI | 1 | $ 505,000 | $ 505,000 | $ 407,000 |
| Salisbury, MD-DE | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| San Antonio-New Braunfels, TX | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Spokane-Spokane Valley, WA | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| St. Louis, MO-IL | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Tacoma-Lakewood, WA | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Twin Falls, ID | 1 | $ 505,000 | $ 505,000 | $ 244,000 |
| Victoria, TX | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
| Wausau, WI | 1 | $ 375,000 | $ 375,000 | $ 216,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 45,000 | $ 45,000 | $ 105,000 |
| Wichita Falls, TX | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Winston-Salem, NC | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Yuba City, CA | 1 | $ 2,255,000 | $ 2,255,000 | $ 415,000 |
| Yuma, AZ | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Kinecta Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 2,109 | $547,465,000 | $259,000 | $8,305,000 | $158,000 | $4,693,000 |
| Home Purchase | 1,159 | $1,233,065,000 | $1,063,000 | $7,965,000 | $305,000 | $6,904,000 |
| Refinancing | 771 | $218,135,000 | $282,000 | $5,475,000 | $168,000 | $3,657,000 |
| Home Improvement | 1 | $205,000 | $205,000 | $205,000 | $204,000 | $204,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,859 | $1,008,565,000 | $542,000 | $5,005,000 | $226,000 | $4,693,000 |
| Hispanic | 726 | $221,720,000 | $305,000 | $3,005,000 | $147,000 | $4,354,000 |
| Not Provided | 562 | $315,140,000 | $560,000 | $5,005,000 | $229,000 | $6,904,000 |
| Asian | 441 | $252,045,000 | $571,000 | $4,005,000 | $219,000 | $3,098,000 |
| Black or African American | 338 | $93,090,000 | $275,000 | $4,005,000 | $133,000 | $1,387,000 |
| American Indian or Alaskan Native | 26 | $6,010,000 | $231,000 | $725,000 | $143,000 | $430,000 |
| Not applicable | 26 | $80,220,000 | $3,085,000 | $8,305,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 14 | $6,380,000 | $455,000 | $2,305,000 | $180,000 | $488,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,972 | $1,977,240,000 | $497,000 | $8,305,000 | $204,000 | $6,904,000 |
| FHA-insured (Federal Housing Administration) | 62 | $19,050,000 | $307,000 | $855,000 | $84,000 | $220,000 |
| VA-guaranteed (Veterans Administration) | 6 | $2,580,000 | $430,000 | $665,000 | $121,000 | $222,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,661 | $1,315,175,000 | $494,000 | $7,965,000 | $210,000 | $6,904,000 |
| Application Withdrawn By Applicant | 483 | $224,525,000 | $464,000 | $5,835,000 | $199,000 | $4,693,000 |
| Application Denied By Financial Institution | 428 | $180,900,000 | $422,000 | $5,385,000 | $173,000 | $3,657,000 |
| Preapproval Approved but not Accepted | 187 | $128,405,000 | $686,000 | $3,705,000 | $180,000 | $760,000 |
| File Closed For Incompleteness | 181 | $88,305,000 | $487,000 | $5,005,000 | $222,000 | $3,098,000 |
| Preapproval Denied by Financial Institution | 66 | $40,040,000 | $606,000 | $1,605,000 | $113,000 | $405,000 |
| Application Approved But Not Accepted | 34 | $21,520,000 | $632,000 | $8,305,000 | $183,000 | $848,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,546 | $1,777,930,000 | $501,000 | $8,305,000 | $207,000 | $6,904,000 |
| Debt-To-Income Ratio | 220 | $110,770,000 | $503,000 | $5,005,000 | $118,000 | $964,000 |
| Credit History | 86 | $17,140,000 | $199,000 | $5,385,000 | $108,000 | $442,000 |
| Collateral | 76 | $45,750,000 | $601,000 | $3,605,000 | $228,000 | $2,211,000 |
| Unverifiable Information | 61 | $26,925,000 | $441,000 | $3,005,000 | $228,000 | $3,657,000 |
| Other | 41 | $16,665,000 | $406,000 | $3,155,000 | $316,000 | $1,317,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,685,000 | $537,000 | $635,000 | $116,000 | $159,000 |
| Credit Application Incomplete | 5 | $1,005,000 | $201,000 | $755,000 | $291,000 | $612,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Kinecta Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Kinecta Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About