Kinecta
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Kinecta 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Kinecta 1440 Rosecrans Ave Manhattan Beach, CA 90266 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,040 |
| Total Mortgage Loan Application Amount | $1,998,870,000 |
| Average Mortgage Loan Application Amount | $452,250 |
| Highest Mortgage Loan Application Amount | $8,305,000 |
| Average Applicant Income | $208,750 |
| Highest Applicant Income | $6,904,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Kinecta. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Kinecta's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Kinecta's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Kinecta serves its applicants.
Each category highlights the total number of mortgage applications processed by Kinecta, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Kinecta's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,537 | $ 714,355,000 | $ 464,000 | $ 196,000 |
| Orange County California | 445 | $ 227,585,000 | $ 511,000 | $ 225,000 |
| Monroe County New York | 188 | $ 19,740,000 | $ 105,000 | $ 97,000 |
| Riverside County California | 178 | $ 89,600,000 | $ 503,000 | $ 212,000 |
| San Bernardino County California | 144 | $ 51,710,000 | $ 359,000 | $ 170,000 |
| San Diego County California | 99 | $ 85,445,000 | $ 863,000 | $ 354,000 |
| Ventura County California | 97 | $ 38,385,000 | $ 395,000 | $ 201,000 |
| Santa Barbara County California | 66 | $ 25,840,000 | $ 391,000 | $ 225,000 |
| Santa Clara County California | 57 | $ 76,255,000 | $ 1,337,000 | $ 365,000 |
| Maricopa County Arizona | 38 | $ 8,080,000 | $ 212,000 | $ 227,000 |
| Alameda County California | 33 | $ 18,555,000 | $ 562,000 | $ 268,000 |
| San Mateo County California | 33 | $ 60,675,000 | $ 1,838,000 | $ 520,000 |
| Clark County Nevada | 31 | $ 17,585,000 | $ 567,000 | $ 216,000 |
| Wayne County New York | 25 | $ 2,245,000 | $ 89,000 | $ 81,000 |
| Placer County California | 20 | $ 22,850,000 | $ 1,142,000 | $ 394,000 |
| Pima County Arizona | 19 | $ 2,695,000 | $ 141,000 | $ 111,000 |
| Sacramento County California | 18 | $ 11,770,000 | $ 653,000 | $ 189,000 |
| Mohave County Arizona | 17 | $ 3,445,000 | $ 202,000 | $ 94,000 |
| Kern County California | 17 | $ 3,195,000 | $ 187,000 | $ 129,000 |
| King County Washington | 17 | $ 21,695,000 | $ 1,276,000 | $ 331,000 |
| Contra Costa County California | 15 | $ 18,895,000 | $ 1,259,000 | $ 355,000 |
| Fresno County California | 14 | $ 3,900,000 | $ 278,000 | $ 123,000 |
| San Luis Obispo County California | 13 | $ 9,005,000 | $ 692,000 | $ 191,000 |
| Cook County Illinois | 11 | $ 2,915,000 | $ 265,000 | $ 178,000 |
| El Dorado County California | 10 | $ 14,400,000 | $ 1,440,000 | $ 337,000 |
| San Joaquin County California | 10 | $ 4,140,000 | $ 414,000 | $ 157,000 |
| Palm Beach County Florida | 10 | $ 3,860,000 | $ 386,000 | $ 126,000 |
| Ontario County New York | 10 | $ 1,950,000 | $ 195,000 | $ 141,000 |
| Denton County Texas | 10 | $ 3,010,000 | $ 301,000 | $ 132,000 |
| Stanislaus County California | 9 | $ 6,655,000 | $ 739,000 | $ 169,000 |
| Monterey County California | 8 | $ 7,710,000 | $ 963,000 | $ 217,000 |
| San Francisco County California | 8 | $ 10,330,000 | $ 1,291,000 | $ 413,000 |
| Denver County Colorado | 8 | $ 14,550,000 | $ 1,818,000 | $ 762,000 |
| Morris County New Jersey | 8 | $ 2,430,000 | $ 303,000 | $ 142,000 |
| Marin County California | 7 | $ 8,245,000 | $ 1,177,000 | $ 294,000 |
| Nevada County California | 7 | $ 9,425,000 | $ 1,346,000 | $ 353,000 |
| Hillsborough County Florida | 7 | $ 1,475,000 | $ 210,000 | $ 124,000 |
| Miami-Dade County Florida | 7 | $ 1,135,000 | $ 162,000 | $ 109,000 |
| St. Lucie County Florida | 7 | $ 675,000 | $ 96,000 | $ 60,000 |
| Livingston County New York | 7 | $ 1,105,000 | $ 157,000 | $ 105,000 |
| Williamson County Texas | 7 | $ 3,495,000 | $ 499,000 | $ 206,000 |
| Yavapai County Arizona | 6 | $ 850,000 | $ 141,000 | $ 163,000 |
| El Paso County Colorado | 6 | $ 10,530,000 | $ 1,755,000 | $ 408,000 |
| Broward County Florida | 6 | $ 4,720,000 | $ 786,000 | $ 845,000 |
| Oakland County Michigan | 6 | $ 1,220,000 | $ 203,000 | $ 89,000 |
| Union County New Jersey | 6 | $ 1,830,000 | $ 305,000 | $ 219,000 |
| Harris County Texas | 6 | $ 1,240,000 | $ 206,000 | $ 116,000 |
| Travis County Texas | 6 | $ 3,790,000 | $ 631,000 | $ 279,000 |
| Pinal County Arizona | 5 | $ 635,000 | $ 127,000 | $ 129,000 |
| Napa County California | 5 | $ 4,805,000 | $ 961,000 | $ 232,000 |
| Santa Cruz County California | 5 | $ 2,465,000 | $ 493,000 | $ 189,000 |
| Orange County Florida | 5 | $ 1,075,000 | $ 215,000 | $ 155,000 |
| St. Johns County Florida | 5 | $ 3,155,000 | $ 631,000 | $ 196,000 |
| Essex County New Jersey | 5 | $ 875,000 | $ 175,000 | $ 176,000 |
| Wake County North Carolina | 5 | $ 485,000 | $ 97,000 | $ 95,000 |
| Cuyahoga County Ohio | 5 | $ 645,000 | $ 129,000 | $ 247,000 |
| Mono County California | 4 | $ 5,850,000 | $ 1,462,000 | $ 449,000 |
| Solano County California | 4 | $ 2,250,000 | $ 562,000 | $ 161,000 |
| Tulare County California | 4 | $ 470,000 | $ 117,000 | $ 126,000 |
| New Castle County Delaware | 4 | $ 970,000 | $ 242,000 | $ 162,000 |
| Brevard County Florida | 4 | $ 770,000 | $ 192,000 | $ 112,000 |
| Charlotte County Florida | 4 | $ 1,110,000 | $ 277,000 | $ 123,000 |
| Marion County Florida | 4 | $ 500,000 | $ 125,000 | $ 69,000 |
| Pinellas County Florida | 4 | $ 1,090,000 | $ 272,000 | $ 100,000 |
| Sumter County Florida | 4 | $ 830,000 | $ 207,000 | $ 89,000 |
| Gwinnett County Georgia | 4 | $ 990,000 | $ 247,000 | $ 152,000 |
| Ada County Idaho | 4 | $ 1,070,000 | $ 267,000 | $ 157,000 |
| Montgomery County Maryland | 4 | $ 700,000 | $ 175,000 | $ 104,000 |
| Prince George's County Maryland | 4 | $ 790,000 | $ 197,000 | $ 161,000 |
| Washoe County Nevada | 4 | $ 2,790,000 | $ 697,000 | $ 306,000 |
| Guilford County North Carolina | 4 | $ 590,000 | $ 147,000 | $ 157,000 |
| Multnomah County Oregon | 4 | $ 1,960,000 | $ 490,000 | $ 380,000 |
| Dallas County Texas | 4 | $ 1,760,000 | $ 440,000 | $ 170,000 |
| Fort Bend County Texas | 4 | $ 970,000 | $ 242,000 | $ 154,000 |
| Tarrant County Texas | 4 | $ 1,660,000 | $ 415,000 | $ 183,000 |
| Fairfax County Virginia | 4 | $ 990,000 | $ 247,000 | $ 123,000 |
| Butte County California | 3 | $ 1,045,000 | $ 348,000 | $ 106,000 |
| San Benito County California | 3 | $ 2,915,000 | $ 971,000 | $ 318,000 |
| Sonoma County California | 3 | $ 1,835,000 | $ 611,000 | $ 210,000 |
| Arapahoe County Colorado | 3 | $ 455,000 | $ 151,000 | $ 181,000 |
| Larimer County Colorado | 3 | $ 195,000 | $ 65,000 | $ 131,000 |
| Fairfield County Connecticut | 3 | $ 375,000 | $ 125,000 | $ 139,000 |
| New Haven County Connecticut | 3 | $ 655,000 | $ 218,000 | $ 76,000 |
| District of Columbia County District Of Columbia | 3 | $ 2,775,000 | $ 925,000 | $ 186,000 |
| Collier County Florida | 3 | $ 1,425,000 | $ 475,000 | $ 164,000 |
| Manatee County Florida | 3 | $ 565,000 | $ 188,000 | $ 141,000 |
| Martin County Florida | 3 | $ 185,000 | $ 61,000 | $ 76,000 |
| Sarasota County Florida | 3 | $ 585,000 | $ 195,000 | $ 110,000 |
| Cobb County Georgia | 3 | $ 825,000 | $ 275,000 | $ 118,000 |
| DeKalb County Georgia | 3 | $ 515,000 | $ 171,000 | $ 80,000 |
| Kauai County Hawaii | 3 | $ 7,695,000 | $ 2,565,000 | $ 439,000 |
| Lake County Illinois | 3 | $ 305,000 | $ 101,000 | $ 205,000 |
| St. Joseph County Indiana | 3 | $ 265,000 | $ 88,000 | $ 147,000 |
| Kent County Michigan | 3 | $ 315,000 | $ 105,000 | $ 147,000 |
| Bernalillo County New Mexico | 3 | $ 795,000 | $ 265,000 | $ 216,000 |
| Kings County New York | 3 | $ 2,035,000 | $ 678,000 | $ 177,000 |
| Suffolk County New York | 3 | $ 3,415,000 | $ 1,138,000 | $ 237,000 |
| Johnston County North Carolina | 3 | $ 2,085,000 | $ 695,000 | $ 230,000 |
| Mecklenburg County North Carolina | 3 | $ 355,000 | $ 118,000 | $ 85,000 |
| Lucas County Ohio | 3 | $ 255,000 | $ 85,000 | $ 72,000 |
| Summit County Ohio | 3 | $ 375,000 | $ 125,000 | $ 84,000 |
| Tulsa County Oklahoma | 3 | $ 565,000 | $ 188,000 | $ 103,000 |
| Clackamas County Oregon | 3 | $ 2,375,000 | $ 791,000 | $ 315,000 |
| Cumberland County Pennsylvania | 3 | $ 285,000 | $ 95,000 | $ 83,000 |
| Shelby County Tennessee | 3 | $ 265,000 | $ 88,000 | $ 135,000 |
| Cameron County Texas | 3 | $ 495,000 | $ 165,000 | $ 48,000 |
| Salt Lake County Utah | 3 | $ 2,425,000 | $ 808,000 | $ 251,000 |
| Wasatch County Utah | 3 | $ 10,515,000 | $ 3,505,000 | $ 1,202,000 |
| Washington County Utah | 3 | $ 1,145,000 | $ 381,000 | $ 92,000 |
| Loudoun County Virginia | 3 | $ 1,225,000 | $ 408,000 | $ 166,000 |
| Baldwin County Alabama | 2 | $ 170,000 | $ 85,000 | $ 35,000 |
| Madison County Alabama | 2 | $ 380,000 | $ 190,000 | $ 109,000 |
| Coconino County Arizona | 2 | $ 1,310,000 | $ 655,000 | $ 219,000 |
| Navajo County Arizona | 2 | $ 130,000 | $ 65,000 | $ 44,000 |
| Imperial County California | 2 | $ 350,000 | $ 175,000 | $ 157,000 |
| Madera County California | 2 | $ 210,000 | $ 105,000 | $ 214,000 |
| Shasta County California | 2 | $ 990,000 | $ 495,000 | $ 154,000 |
| Tuolumne County California | 2 | $ 1,180,000 | $ 590,000 | $ 184,000 |
| Adams County Colorado | 2 | $ 500,000 | $ 250,000 | $ 149,000 |
| Douglas County Colorado | 2 | $ 750,000 | $ 375,000 | $ 241,000 |
| Weld County Colorado | 2 | $ 400,000 | $ 200,000 | $ 139,000 |
| Bay County Florida | 2 | $ 480,000 | $ 240,000 | $ 80,000 |
| Citrus County Florida | 2 | $ 140,000 | $ 70,000 | $ 48,000 |
| Lake County Florida | 2 | $ 330,000 | $ 165,000 | $ 104,000 |
| Lee County Florida | 2 | $ 60,000 | $ 30,000 | $ 86,000 |
| Levy County Florida | 2 | $ 460,000 | $ 230,000 | $ 50,000 |
| Forsyth County Georgia | 2 | $ 810,000 | $ 405,000 | $ 156,000 |
| Honolulu County Hawaii | 2 | $ 1,930,000 | $ 965,000 | $ 478,000 |
| Gem County Idaho | 2 | $ 190,000 | $ 95,000 | $ 52,000 |
| Will County Illinois | 2 | $ 90,000 | $ 45,000 | $ 85,000 |
| Graves County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 56,000 |
| Wayne County Michigan | 2 | $ 70,000 | $ 35,000 | $ 39,000 |
| Flathead County Montana | 2 | $ 2,410,000 | $ 1,205,000 | $ 307,000 |
| Bergen County New Jersey | 2 | $ 1,150,000 | $ 575,000 | $ 254,000 |
| Burlington County New Jersey | 2 | $ 190,000 | $ 95,000 | $ 166,000 |
| Mercer County New Jersey | 2 | $ 220,000 | $ 110,000 | $ 346,000 |
| Bronx County New York | 2 | $ 50,000 | $ 25,000 | $ 82,000 |
| Erie County New York | 2 | $ 240,000 | $ 120,000 | $ 156,000 |
| Genesee County New York | 2 | $ 140,000 | $ 70,000 | $ 99,000 |
| Nassau County New York | 2 | $ 610,000 | $ 305,000 | $ 140,000 |
| Orleans County New York | 2 | $ 410,000 | $ 205,000 | $ 64,000 |
| Queens County New York | 2 | $ 890,000 | $ 445,000 | $ 128,000 |
| Durham County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 120,000 |
| Pender County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 103,000 |
| Geauga County Ohio | 2 | $ 130,000 | $ 65,000 | $ 56,000 |
| Lake County Ohio | 2 | $ 300,000 | $ 150,000 | $ 177,000 |
| Payne County Oklahoma | 2 | $ 740,000 | $ 370,000 | $ 99,000 |
| Coos County Oregon | 2 | $ 460,000 | $ 230,000 | $ 70,000 |
| Deschutes County Oregon | 2 | $ 1,000,000 | $ 500,000 | $ 143,000 |
| Klamath County Oregon | 2 | $ 510,000 | $ 255,000 | $ 204,000 |
| Lane County Oregon | 2 | $ 680,000 | $ 340,000 | $ 162,000 |
| Berks County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 131,000 |
| Davidson County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 222,000 |
| Montgomery County Tennessee | 2 | $ 630,000 | $ 315,000 | $ 182,000 |
| Sevier County Tennessee | 2 | $ 780,000 | $ 390,000 | $ 121,000 |
| Williamson County Tennessee | 2 | $ 1,300,000 | $ 650,000 | $ 338,000 |
| Collin County Texas | 2 | $ 370,000 | $ 185,000 | $ 145,000 |
| Hays County Texas | 2 | $ 1,070,000 | $ 535,000 | $ 384,000 |
| Montgomery County Texas | 2 | $ 660,000 | $ 330,000 | $ 102,000 |
| Clark County Washington | 2 | $ 980,000 | $ 490,000 | $ 184,000 |
| Monongalia County West Virginia | 2 | $ 170,000 | $ 85,000 | $ 178,000 |
| St. Clair County Alabama | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Kenai Peninsula County Alaska | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Cochise County Arizona | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Gila County Arizona | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Graham County Arizona | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Santa Cruz County Arizona | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Yuma County Arizona | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Baxter County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Benton County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Lonoke County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 30,000 |
| Pulaski County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| Amador County California | 1 | $ 725,000 | $ 725,000 | $ 122,000 |
| Calaveras County California | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Del Norte County California | 1 | $ 805,000 | $ 805,000 | $ 131,000 |
| Lake County California | 1 | $ 365,000 | $ 365,000 | $ 92,000 |
| Merced County California | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Sutter County California | 1 | $ 2,255,000 | $ 2,255,000 | $ 415,000 |
| Yolo County California | 1 | $ 1,165,000 | $ 1,165,000 | $ 231,000 |
| Chaffee County Colorado | 1 | $ 25,000 | $ 25,000 | $ 133,000 |
| Delta County Colorado | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Fremont County Colorado | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Jefferson County Colorado | 1 | $ 55,000 | $ 55,000 | $ 171,000 |
| Montrose County Colorado | 1 | $ 1,375,000 | $ 1,375,000 | $ 348,000 |
| Routt County Colorado | 1 | $ 665,000 | $ 665,000 | $ 165,000 |
| Summit County Colorado | 1 | $ 3,005,000 | $ 3,005,000 | $ 2,055,000 |
| Teller County Colorado | 1 | $ 385,000 | $ 385,000 | $ 120,000 |
| Hartford County Connecticut | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Litchfield County Connecticut | 1 | $ 1,005,000 | $ 1,005,000 | $ 324,000 |
| Clay County Florida | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Polk County Florida | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Santa Rosa County Florida | 1 | $ 115,000 | $ 115,000 | $ 129,000 |
| Walton County Florida | 1 | $ 1,505,000 | $ 1,505,000 | $ 843,000 |
| Cherokee County Georgia | 1 | $ 295,000 | $ 295,000 | $ 34,000 |
| Columbia County Georgia | 1 | $ 105,000 | $ 105,000 | $ 146,000 |
| Fulton County Georgia | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Newton County Georgia | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
| Oglethorpe County Georgia | 1 | $ 2,005,000 | $ 2,005,000 | $ 700,000 |
| Whitfield County Georgia | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Maui County Hawaii | 1 | $ 2,375,000 | $ 2,375,000 | $ 650,000 |
| Canyon County Idaho | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Twin Falls County Idaho | 1 | $ 505,000 | $ 505,000 | $ 244,000 |
| Valley County Idaho | 1 | $ 515,000 | $ 515,000 | $ 206,000 |
| Lee County Illinois | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Madison County Illinois | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Clark County Indiana | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Hamilton County Indiana | 1 | $ 3,165,000 | $ 3,165,000 | $ 661,000 |
| Marion County Indiana | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| White County Indiana | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Buena Vista County Iowa | 1 | $ 5,000 | $ 5,000 | $ 52,000 |
| Story County Iowa | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Washington County Iowa | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Geary County Kansas | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Marshall County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 200,000 |
| Cumberland County Maine | 1 | $ 155,000 | $ 155,000 | $ 200,000 |
| Anne Arundel County Maryland | 1 | $ 105,000 | $ 105,000 | $ 353,000 |
| Baltimore City County Maryland | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Carroll County Maryland | 1 | $ 245,000 | $ 245,000 | $ 165,000 |
| Frederick County Maryland | 1 | $ 265,000 | $ 265,000 | $ 46,000 |
| Howard County Maryland | 1 | $ 125,000 | $ 125,000 | $ 236,000 |
| Queen Anne's County Maryland | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Wicomico County Maryland | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Barnstable County Massachusetts | 1 | $ 575,000 | $ 575,000 | $ 142,000 |
| Berkshire County Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 253,000 |
| Essex County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 121,000 |
| Allegan County Michigan | 1 | $ 335,000 | $ 335,000 | $ 260,000 |
| Benzie County Michigan | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Cass County Michigan | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| Grand Traverse County Michigan | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Lapeer County Michigan | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Macomb County Michigan | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| Van Buren County Michigan | 1 | $ 225,000 | $ 225,000 | $ 260,000 |
| Anoka County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
| Cottonwood County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Lauderdale County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 174,000 |
| Cape Girardeau County Missouri | 1 | $ 35,000 | $ 35,000 | $ 146,000 |
| Jackson County Missouri | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Platte County Missouri | 1 | $ 405,000 | $ 405,000 | $ 336,000 |
| Sullivan County Missouri | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Jefferson County Montana | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Silver Bow County Montana | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Yellowstone County Montana | 1 | $ 395,000 | $ 395,000 | $ 424,000 |
| Douglas County Nevada | 1 | $ 4,505,000 | $ 4,505,000 | $ 1,320,000 |
| Nye County Nevada | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Carroll County New Hampshire | 1 | $ 2,325,000 | $ 2,325,000 | $ 762,000 |
| Middlesex County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Ocean County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 175,000 |
| Sussex County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Colfax County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Dona Ana County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Lea County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 172,000 |
| Cayuga County New York | 1 | $ 25,000 | $ 25,000 | $ 155,000 |
| Orange County New York | 1 | $ 445,000 | $ 445,000 | $ 174,000 |
| Schuyler County New York | 1 | $ 105,000 | $ 105,000 | $ 111,000 |
| Steuben County New York | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Sullivan County New York | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Wyoming County New York | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Davidson County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Franklin County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 132,000 |
| Henderson County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 46,000 |
| Randolph County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 68,000 |
| Allen County Ohio | 1 | $ 35,000 | $ 35,000 | $ 174,000 |
| Franklin County Ohio | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Jackson County Ohio | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Jefferson County Ohio | 1 | $ 45,000 | $ 45,000 | $ 105,000 |
| Trumbull County Ohio | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Douglas County Oregon | 1 | $ 425,000 | $ 425,000 | $ 94,000 |
| Washington County Oregon | 1 | $ 615,000 | $ 615,000 | $ 175,000 |
| Allegheny County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 183,000 |
| Carbon County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Chester County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Dauphin County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Lancaster County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Lehigh County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Monroe County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 139,000 |
| Philadelphia County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Washington County Rhode Island | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Anderson County South Carolina | 1 | $ 645,000 | $ 645,000 | $ 195,000 |
| Beaufort County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Darlington County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Kershaw County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Lexington County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 159,000 |
| Custer County South Dakota | 1 | $ 295,000 | $ 295,000 | $ 125,000 |
| Campbell County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Cocke County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Maury County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
| Rutherford County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 380,000 |
| Wilson County Tennessee | 1 | $ 535,000 | $ 535,000 | $ 180,000 |
| Bexar County Texas | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Brazoria County Texas | 1 | $ 325,000 | $ 325,000 | $ 43,000 |
| Clay County Texas | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| El Paso County Texas | 1 | $ 155,000 | $ 155,000 | $ 114,000 |
| Galveston County Texas | 1 | $ 505,000 | $ 505,000 | $ 262,000 |
| Hidalgo County Texas | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Rockwall County Texas | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Victoria County Texas | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
| Tooele County Utah | 1 | $ 435,000 | $ 435,000 | $ 100,000 |
| Utah County Utah | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Halifax County Virginia | 1 | $ 85,000 | $ 85,000 | $ 142,000 |
| King George County Virginia | 1 | $ 55,000 | $ 55,000 | $ 274,000 |
| Norfolk County Virginia | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Portsmouth County Virginia | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Prince William County Virginia | 1 | $ 25,000 | $ 25,000 | $ 156,000 |
| Kittitas County Washington | 1 | $ 1,445,000 | $ 1,445,000 | $ 651,000 |
| Pierce County Washington | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Spokane County Washington | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Whatcom County Washington | 1 | $ 215,000 | $ 215,000 | $ 196,000 |
| Jefferson County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Marathon County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 216,000 |
| Racine County Wisconsin | 1 | $ 505,000 | $ 505,000 | $ 407,000 |
Mortgage Loan Application Detail Totals for Kinecta in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 2,109 | $547,465,000 | $259,000 | $8,305,000 | $158,000 | $4,693,000 |
| Home Purchase | 1,159 | $1,233,065,000 | $1,063,000 | $7,965,000 | $305,000 | $6,904,000 |
| Refinancing | 771 | $218,135,000 | $282,000 | $5,475,000 | $168,000 | $3,657,000 |
| Home Improvement | 1 | $205,000 | $205,000 | $205,000 | $204,000 | $204,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,859 | $1,008,565,000 | $542,000 | $5,005,000 | $226,000 | $4,693,000 |
| Hispanic | 726 | $221,720,000 | $305,000 | $3,005,000 | $147,000 | $4,354,000 |
| Not Provided | 562 | $315,140,000 | $560,000 | $5,005,000 | $229,000 | $6,904,000 |
| Asian | 441 | $252,045,000 | $571,000 | $4,005,000 | $219,000 | $3,098,000 |
| Black or African American | 338 | $93,090,000 | $275,000 | $4,005,000 | $133,000 | $1,387,000 |
| American Indian or Alaskan Native | 26 | $6,010,000 | $231,000 | $725,000 | $143,000 | $430,000 |
| Not applicable | 26 | $80,220,000 | $3,085,000 | $8,305,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 14 | $6,380,000 | $455,000 | $2,305,000 | $180,000 | $488,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,972 | $1,977,240,000 | $497,000 | $8,305,000 | $204,000 | $6,904,000 |
| FHA-insured (Federal Housing Administration) | 62 | $19,050,000 | $307,000 | $855,000 | $84,000 | $220,000 |
| VA-guaranteed (Veterans Administration) | 6 | $2,580,000 | $430,000 | $665,000 | $121,000 | $222,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,661 | $1,315,175,000 | $494,000 | $7,965,000 | $210,000 | $6,904,000 |
| Application Withdrawn By Applicant | 483 | $224,525,000 | $464,000 | $5,835,000 | $199,000 | $4,693,000 |
| Application Denied By Financial Institution | 428 | $180,900,000 | $422,000 | $5,385,000 | $173,000 | $3,657,000 |
| Preapproval Approved but not Accepted | 187 | $128,405,000 | $686,000 | $3,705,000 | $180,000 | $760,000 |
| File Closed For Incompleteness | 181 | $88,305,000 | $487,000 | $5,005,000 | $222,000 | $3,098,000 |
| Preapproval Denied by Financial Institution | 66 | $40,040,000 | $606,000 | $1,605,000 | $113,000 | $405,000 |
| Application Approved But Not Accepted | 34 | $21,520,000 | $632,000 | $8,305,000 | $183,000 | $848,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,546 | $1,777,930,000 | $501,000 | $8,305,000 | $207,000 | $6,904,000 |
| Debt-To-Income Ratio | 220 | $110,770,000 | $503,000 | $5,005,000 | $118,000 | $964,000 |
| Credit History | 86 | $17,140,000 | $199,000 | $5,385,000 | $108,000 | $442,000 |
| Collateral | 76 | $45,750,000 | $601,000 | $3,605,000 | $228,000 | $2,211,000 |
| Unverifiable Information | 61 | $26,925,000 | $441,000 | $3,005,000 | $228,000 | $3,657,000 |
| Other | 41 | $16,665,000 | $406,000 | $3,155,000 | $316,000 | $1,317,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,685,000 | $537,000 | $635,000 | $116,000 | $159,000 |
| Credit Application Incomplete | 5 | $1,005,000 | $201,000 | $755,000 | $291,000 | $612,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Kinecta's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Kinecta's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.