Lasalle Bank Midwest, NA Mortgage Lending & HMDA Data, 2005

In 2005, Lasalle Bank Midwest, NA of Troy, MI reported 7,826 mortgage applications totaling $572.3 million, up 85% from 2004. The average application was for $73,128, and applicants reported an average income of $80,308. 53% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Warren-Farmington Hills-Troy, MI (2,517), Detroit-Livonia-Dearborn, MI (1,858) and Kalamazoo-Portage, MI (392) (applications in parentheses).

Mortgage Company & Address Lasalle Bank Midwest, NA
2600 West Big Beaver Road
Troy, MI 48084
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,826
Total Mortgage Loan Application Amount $572,305,000
Average Mortgage Loan Application Amount $73,128
Highest Mortgage Loan Application Amount $7,500,000
Average Applicant Income $80,308
Highest Applicant Income $3,337,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lasalle Bank Midwest, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Lasalle Bank Midwest, NA by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wayne, Michigan 1,858 $ 100,182,000 $ 53,919 $ 66,000
Macomb, Michigan 1,078 $ 56,846,000 $ 52,732 $ 64,000
Oakland, Michigan 1,066 $ 122,364,000 $ 114,787 $ 130,000
Monroe, Michigan 315 $ 20,023,000 $ 63,565 $ 70,000
Kalamazoo, Michigan 307 $ 23,253,000 $ 75,742 $ 72,000
Kent, Michigan 290 $ 20,170,000 $ 69,551 $ 68,000
Jackson, Michigan 246 $ 12,665,000 $ 51,483 $ 62,000
Saginaw, Michigan 212 $ 8,741,000 $ 41,231 $ 59,000
Washtenaw, Michigan 209 $ 18,316,000 $ 87,636 $ 78,000
Genesee, Michigan 207 $ 14,989,000 $ 72,410 $ 68,000
Livingston, Michigan 188 $ 13,365,000 $ 71,090 $ 87,000
St. Clair, Michigan 153 $ 8,246,000 $ 53,895 $ 94,000
Berrien, Michigan 130 $ 9,158,000 $ 70,446 $ 50,000
Lenawee, Michigan 130 $ 6,988,000 $ 53,753 $ 64,000
Ingham, Michigan 112 $ 6,726,000 $ 60,053 $ 58,000
Van Buren, Michigan 85 $ 5,610,000 $ 66,000 $ 53,000
St. Joseph, Indiana 83 $ 4,189,000 $ 50,469 $ 97,000
Eaton, Michigan 81 $ 4,612,000 $ 56,938 $ 108,000
Ottawa, Michigan 81 $ 8,593,000 $ 106,086 $ 114,000
Cass, Michigan 77 $ 4,478,000 $ 58,155 $ 56,000
Calhoun, Michigan 74 $ 5,556,000 $ 75,081 $ 57,000
Bay, Michigan 63 $ 3,175,000 $ 50,396 $ 64,000
Elkhart, Indiana 57 $ 3,594,000 $ 63,052 $ 51,000
Midland, Michigan 36 $ 2,991,000 $ 83,083 $ 56,000
Lapeer, Michigan 32 $ 3,170,000 $ 99,062 $ 86,000
Allegan, Michigan 31 $ 2,349,000 $ 75,774 $ 88,000
Clinton, Michigan 31 $ 1,577,000 $ 50,870 $ 79,000
Lucas, Ohio 30 $ 1,309,000 $ 43,633 $ 60,000
St. Joseph, Michigan 29 $ 2,302,000 $ 79,379 $ 51,000
Tuscola, Michigan 29 $ 962,000 $ 33,172 $ 76,000
Barry, Michigan 24 $ 2,314,000 $ 96,416 $ 58,000
Gratiot, Michigan 23 $ 965,000 $ 41,956 $ 38,000
Hillsdale, Michigan 13 $ 709,000 $ 54,538 $ 96,000
Allen, Indiana 9 $ 338,000 $ 37,555 $ 60,000
Alcona, Michigan 9 $ 441,000 $ 49,000 $ 132,000
Roscommon, Michigan 9 $ 471,000 $ 52,333 $ 79,000
Sanilac, Michigan 9 $ 876,000 $ 97,333 $ 106,000
Shiawassee, Michigan 9 $ 449,000 $ 49,888 $ 60,000
Collier, Florida 8 $ 15,647,000 $ 1,955,875 $ 1,260,000
Ionia, Michigan 8 $ 364,000 $ 45,500 $ 51,000
Leelanau, Michigan 8 $ 2,913,000 $ 364,125 $ 331,000
Montcalm, Michigan 8 $ 645,000 $ 80,625 $ 56,000
Suffolk, New York 8 $ 704,000 $ 88,000 $ 126,000
Los Angeles, California 7 $ 1,620,000 $ 231,428 $ 170,000
Grand Traverse, Michigan 7 $ 645,000 $ 92,142 $ 133,000
Flagler, Florida 6 $ 3,737,000 $ 622,833 $ 562,000
Maricopa, Arizona 5 $ 1,171,000 $ 234,200 $ 214,000
Orange, California 5 $ 673,000 $ 134,600 $ 134,000
Broward, Florida 5 $ 1,683,000 $ 336,600 $ 385,000
Emmet, Michigan 5 $ 4,857,000 $ 971,400 $ 303,000
Huron, Michigan 5 $ 332,000 $ 66,400 $ 96,000
Nassau, New York 5 $ 1,092,000 $ 218,400 $ 176,000
Mobile, Alabama 4 $ 115,000 $ 28,750 $ 60,000
Miami-Dade, Florida 4 $ 139,000 $ 34,750 $ 49,000
Charlevoix, Michigan 4 $ 854,000 $ 213,500 $ 186,000
Cheboygan, Michigan 4 $ 316,000 $ 79,000 $ 43,000
Gladwin, Michigan 4 $ 164,000 $ 41,000 $ 90,000
Muskegon, Michigan 4 $ 163,000 $ 40,750 $ 57,000
Ventura, California 3 $ 297,000 $ 99,000 $ 106,000
Fairfield, Connecticut 3 $ 18,000 $ 6,000 $ 37,000
Lee, Florida 3 $ 1,110,000 $ 370,000 $ 580,000
Osceola, Florida 3 $ 95,000 $ 31,666 $ 60,000
Palm Beach, Florida 3 $ 3,206,000 $ 1,068,666 $ 1,171,000
LaPorte, Indiana 3 $ 81,000 $ 27,000 $ 44,000
Marion, Indiana 3 $ 75,000 $ 25,000 $ 38,000
Chippewa, Michigan 3 $ 145,000 $ 48,333 $ 317,000
Clare, Michigan 3 $ 106,000 $ 35,333 $ 24,000
Iosco, Michigan 3 $ 381,000 $ 127,000 $ 156,000
Isabella, Michigan 3 $ 347,000 $ 115,666 $ 90,000
Manistee, Michigan 3 $ 126,000 $ 42,000 $ 47,000
Newaygo, Michigan 3 $ 222,000 $ 74,000 $ 50,000
Ogemaw, Michigan 3 $ 170,000 $ 56,666 $ 53,000
Otsego, Michigan 3 $ 210,000 $ 70,000 $ 24,000
Presque Isle, Michigan 3 $ 146,000 $ 48,666 $ 68,000
Wexford, Michigan 3 $ 175,000 $ 58,333 $ 47,000
Clark, Nevada 3 $ 287,000 $ 95,666 $ 159,000
Monmouth, New Jersey 3 $ 367,000 $ 122,333 $ 96,000
Queens, New York 3 $ 217,000 $ 72,333 $ 71,000
Sandusky, Ohio 3 $ 140,000 $ 46,666 $ 69,000
Davidson, Tennessee 3 $ 28,000 $ 9,333 $ 67,000
Alameda, California 2 $ 185,000 $ 92,500 $ 153,000
Kern, California 2 $ 80,000 $ 40,000 $ 93,000
San Bernardino, California 2 $ 460,000 $ 230,000 $ 183,000
Santa Clara, California 2 $ 488,000 $ 244,000 $ 129,000
Duval, Florida 2 $ 25,000 $ 12,500 $ 17,000
Marion, Florida 2 $ 171,000 $ 85,500 $ 59,000
Sarasota, Florida 2 $ 1,470,000 $ 735,000 $ 331,000
Pickens, Georgia 2 $ 80,000 $ 40,000 $ 53,000
Cerro Gordo, Iowa 2 $ 12,000 $ 6,000 $ 28,000
Menifee, Kentucky 2 $ 20,000 $ 10,000 $ 40,000
Worcester, Massachusetts 2 $ 50,000 $ 25,000 $ 40,000
Kalkaska, Michigan 2 $ 307,000 $ 153,500 $ 141,000
Lake, Michigan 2 $ 409,000 $ 204,500 $ 421,000
Mecosta, Michigan 2 $ 206,000 $ 103,000 $ 93,000
Montmorency, Michigan 2 $ 58,000 $ 29,000 $ 87,000
Osceola, Michigan 2 $ 10,000 $ 5,000 $ 28,000
Schoolcraft, Michigan 2 $ 65,000 $ 32,500 $ 62,000
Ramsey, Minnesota 2 $ 103,000 $ 51,500 $ 124,000
Douglas, Nevada 2 $ 2,400,000 $ 1,200,000 $ 611,000
Washoe, Nevada 2 $ 2,313,000 $ 1,156,500 $ 436,000
Essex, New Jersey 2 $ 205,000 $ 102,500 $ 77,000
Hudson, New Jersey 2 $ 195,000 $ 97,500 $ 81,000
Kings, New York 2 $ 35,000 $ 17,500 $ 18,000
Oneida, New York 2 $ 61,000 $ 30,500 $ 66,000
Richmond, New York 2 $ 56,000 $ 28,000 $ 58,000
Durham, North Carolina 2 $ 128,000 $ 64,000 $ 66,000
Cuyahoga, Ohio 2 $ 83,000 $ 41,500 $ 65,000
Hamilton, Ohio 2 $ 54,000 $ 27,000 $ 38,000
Summit, Ohio 2 $ 113,000 $ 56,500 $ 131,000
Washington, Oregon 2 $ 119,000 $ 59,500 $ 112,000
Lancaster, Pennsylvania 2 $ 31,000 $ 15,500 $ 73,000
Montgomery, Pennsylvania 2 $ 60,000 $ 30,000 $ 88,000
Lexington, South Carolina 2 $ 35,000 $ 17,500 $ 40,000
Fairfax, Virginia 2 $ 338,000 $ 169,000 $ 140,000
Bibb, Alabama 1 $ 13,000 $ 13,000 $ 108,000
Cherokee, Alabama 1 $ 40,000 $ 40,000 $ 72,000
DeKalb, Alabama 1 $ 40,000 $ 40,000 $ 28,000
Jefferson, Alabama 1 $ 15,000 $ 15,000 $ 31,000
Madison, Alabama 1 $ 60,000 $ 60,000 $ 60,000
Shelby, Alabama 1 $ 40,000 $ 40,000 $ 95,000
Faulkner, Arkansas 1 $ 5,000 $ 5,000 $ 24,000
Contra Costa, California 1 $ 6,000 $ 6,000 $ 78,000
Humboldt, California 1 $ 162,000 $ 162,000 $ 72,000
Kings, California 1 $ 25,000 $ 25,000 $ 36,000
Placer, California 1 $ 662,000 $ 662,000 $ 1,662,000
Riverside, California 1 $ 60,000 $ 60,000 $ 30,000
Sacramento, California 1 $ 189,000 $ 189,000 $ 107,000
San Diego, California 1 $ 100,000 $ 100,000 $ 100,000
El Paso, Colorado 1 $ 81,000 $ 81,000 $ 81,000
Pitkin, Colorado 1 $ 359,000 $ 359,000 $ 76,000
Hartford, Connecticut 1 $ 42,000 $ 42,000 $ 129,000
New Haven, Connecticut 1 $ 12,000 $ 12,000 $ 58,000
New Castle, Delaware 1 $ 40,000 $ 40,000 $ 97,000
Escambia, Florida 1 $ 28,000 $ 28,000 $ 28,000
Hillsborough, Florida 1 $ 85,000 $ 85,000 $ 70,000
Orange, Florida 1 $ 31,000 $ 31,000 $ 60,000
Polk, Florida 1 $ 14,000 $ 14,000 $ 72,000
St. Lucie, Florida 1 $ 15,000 $ 15,000 $ 28,000
Volusia, Florida 1 $ 190,000 $ 190,000 $ 91,000
Cook, Illinois 1 $ 168,000 $ 168,000 $ 423,000
Boone, Indiana 1 $ 90,000 $ 90,000 $ 299,000
Clark, Indiana 1 $ 40,000 $ 40,000 $ 36,000
Fountain, Indiana 1 $ 5,000 $ 5,000 $ 50,000
Grant, Indiana 1 $ 75,000 $ 75,000 $ 136,000
Hamilton, Indiana 1 $ 60,000 $ 60,000 $ 131,000
Henry, Indiana 1 $ 7,000 $ 7,000 $ 29,000
Huntington, Indiana 1 $ 40,000 $ 40,000 $ 21,000
LaGrange, Indiana 1 $ 34,000 $ 34,000 $ 84,000
Porter, Indiana 1 $ 162,000 $ 162,000 $ 108,000
Clayton, Iowa 1 $ 25,000 $ 25,000 $ 72,000
Polk, Iowa 1 $ 47,000 $ 47,000 $ 30,000
Scott, Iowa 1 $ 50,000 $ 50,000 $ 130,000
Story, Iowa 1 $ 5,000 $ 5,000 $ 30,000
Breathitt, Kentucky 1 $ 3,000 $ 3,000 $ 37,000
Grant, Kentucky 1 $ 25,000 $ 25,000 $ 96,000
Logan, Kentucky 1 $ 17,000 $ 17,000 $ 84,000
Nelson, Kentucky 1 $ 5,000 $ 5,000 $ 22,000
East Baton Rouge, Louisiana 1 $ 54,000 $ 54,000 $ 45,000
Jefferson, Louisiana 1 $ 25,000 $ 25,000 $ 87,000
Waldo, Maine 1 $ 5,000 $ 5,000 $ 24,000
Frederick, Maryland 1 $ 45,000 $ 45,000 $ 63,000
Howard, Maryland 1 $ 70,000 $ 70,000 $ 107,000
Prince George's, Maryland 1 $ 18,000 $ 18,000 $ 58,000
Dukes, Massachusetts 1 $ 100,000 $ 100,000 $ 73,000
Alpena, Michigan 1 $ 14,000 $ 14,000 $ 50,000
Antrim, Michigan 1 $ 87,000 $ 87,000 $ 66,000
Arenac, Michigan 1 $ 7,000 $ 7,000 $ 36,000
Benzie, Michigan 1 $ 1,724,000 $ 1,724,000 $ 636,000
Branch, Michigan 1 $ 35,000 $ 35,000 $ 17,000
Crawford, Michigan 1 $ 29,000 $ 29,000 $ 25,000
Delta, Michigan 1 $ 16,000 $ 16,000 $ 95,000
Houghton, Michigan 1 $ 25,000 $ 25,000 $ 52,000
Mason, Michigan 1 $ 10,000 $ 10,000 $ 27,000
Oceana, Michigan 1 $ 52,000 $ 52,000 $ 159,000
Oscoda, Michigan 1 $ 360,000 $ 360,000 $ 245,000
Hennepin, Minnesota 1 $ 5,000 $ 5,000 $ 60,000
Jackson, Minnesota 1 $ 39,000 $ 39,000 $ 78,000
McLeod, Minnesota 1 $ 80,000 $ 80,000 $ 66,000
Wright, Minnesota 1 $ 51,000 $ 51,000 $ 86,000
Leake, Mississippi 1 $ 115,000 $ 115,000 $ 77,000
Jackson, Missouri 1 $ 29,000 $ 29,000 $ 13,000
Platte, Missouri 1 $ 15,000 $ 15,000 $ 32,000
St. Francois, Missouri 1 $ 55,000 $ 55,000 $ 65,000
Flathead, Montana 1 $ 75,000 $ 75,000 $ 75,000
Douglas, Nebraska 1 $ 25,000 $ 25,000 $ 49,000
Sullivan, New Hampshire 1 $ 25,000 $ 25,000 $ 130,000
Atlantic, New Jersey 1 $ 5,000 $ 5,000 $ 84,000
Camden, New Jersey 1 $ 26,000 $ 26,000 $ 24,000
Gloucester, New Jersey 1 $ 66,000 $ 66,000 $ 74,000
Ocean, New Jersey 1 $ 40,000 $ 40,000 $ 64,000
Somerset, New Jersey 1 $ 60,000 $ 60,000 $ 92,000
Bernalillo, New Mexico 1 $ 6,000 $ 6,000 $ 51,000
Chautauqua, New York 1 $ 13,000 $ 13,000 $ 312,000
Delaware, New York 1 $ 30,000 $ 30,000 $ 36,000
Erie, New York 1 $ 40,000 $ 40,000 $ 64,000
New York, New York 1 $ 1,000,000 $ 1,000,000 $ 1,665,000
Niagara, New York 1 $ 40,000 $ 40,000 $ 39,000
Onondaga, New York 1 $ 5,000 $ 5,000 $ 35,000
Orange, New York 1 $ 14,000 $ 14,000 $ 55,000
Schenectady, New York 1 $ 85,000 $ 85,000 $ 100,000
Ulster, New York 1 $ 224,000 $ 224,000 $ 2,040,000
Westchester, New York 1 $ 80,000 $ 80,000 $ 53,000
Cumberland, North Carolina 1 $ 6,000 $ 6,000 $ 49,000
Halifax, North Carolina 1 $ 40,000 $ 40,000 $ 31,000
Lincoln, North Carolina 1 $ 6,000 $ 6,000 $ 50,000
New Hanover, North Carolina 1 $ 460,000 $ 460,000 $ 538,000
Wake, North Carolina 1 $ 86,000 $ 86,000 $ 62,000
Cass, North Dakota 1 $ 340,000 $ 340,000 $ 552,000
Butler, Ohio 1 $ 121,000 $ 121,000 $ 93,000
Clermont, Ohio 1 $ 15,000 $ 15,000 $ 19,000
Fairfield, Ohio 1 $ 6,000 $ 6,000 $ 32,000
Fulton, Ohio 1 $ 15,000 $ 15,000 $ 69,000
Greene, Ohio 1 $ 43,000 $ 43,000 $ 65,000
Morgan, Ohio 1 $ 13,000 $ 13,000 $ 81,000
Ottawa, Ohio 1 $ 14,000 $ 14,000 $ 63,000
Pike, Ohio 1 $ 30,000 $ 30,000 $ 42,000
Stark, Ohio 1 $ 30,000 $ 30,000 $ 83,000
Trumbull, Ohio 1 $ 15,000 $ 15,000 $ 31,000
Wood, Ohio 1 $ 56,000 $ 56,000 $ 100,000
Pushmataha, Oklahoma 1 $ 15,000 $ 15,000 $ 38,000
Texas, Oklahoma 1 $ 24,000 $ 24,000 $ 41,000
Clackamas, Oregon 1 $ 63,000 $ 63,000 $ 86,000
Centre, Pennsylvania 1 $ 30,000 $ 30,000 $ 53,000
Columbia, Pennsylvania 1 $ 31,000 $ 31,000 $ 20,000
Lehigh, Pennsylvania 1 $ 14,000 $ 14,000 $ 60,000
Mercer, Pennsylvania 1 $ 15,000 $ 15,000 $ 30,000
Northampton, Pennsylvania 1 $ 187,000 $ 187,000 $ 201,000
Schuylkill, Pennsylvania 1 $ 47,000 $ 47,000 $ 95,000
Wayne, Pennsylvania 1 $ 28,000 $ 28,000 $ 59,000
Westmoreland, Pennsylvania 1 $ 45,000 $ 45,000 $ 36,000
York, Pennsylvania 1 $ 15,000 $ 15,000 $ 58,000
Bradley, Tennessee 1 $ 9,000 $ 9,000 $ 18,000
Dickson, Tennessee 1 $ 50,000 $ 50,000 $ 23,000
Hamilton, Tennessee 1 $ 116,000 $ 116,000 $ 67,000
Hickman, Tennessee 1 $ 30,000 $ 30,000 $ 16,000
Montgomery, Tennessee 1 $ 15,000 $ 15,000 $ 56,000
Weakley, Tennessee 1 $ 79,000 $ 79,000 $ 77,000
Williamson, Tennessee 1 $ 35,000 $ 35,000 $ 119,000
Fort Bend, Texas 1 $ 134,000 $ 134,000 $ 105,000
Summit, Utah 1 $ 540,000 $ 540,000 $ 0
Utah, Utah 1 $ 18,000 $ 18,000 $ 46,000
Alexandria, Virginia 1 $ 5,000 $ 5,000 $ 17,000
Chesapeake, Virginia 1 $ 32,000 $ 32,000 $ 30,000
James City, Virginia 1 $ 17,000 $ 17,000 $ 59,000
King George, Virginia 1 $ 275,000 $ 275,000 $ 173,000
Norfolk, Virginia 1 $ 40,000 $ 40,000 $ 36,000
Pittsylvania, Virginia 1 $ 5,000 $ 5,000 $ 66,000
Prince William, Virginia 1 $ 85,000 $ 85,000 $ 64,000
Roanoke, Virginia 1 $ 27,000 $ 27,000 $ 93,000
Shenandoah, Virginia 1 $ 11,000 $ 11,000 $ 12,000
Spotsylvania, Virginia 1 $ 168,000 $ 168,000 $ 54,000
Suffolk, Virginia 1 $ 30,000 $ 30,000 $ 48,000
Virginia Beach, Virginia 1 $ 5,000 $ 5,000 $ 71,000
Wise, Virginia 1 $ 27,000 $ 27,000 $ 0
Island, Washington 1 $ 40,000 $ 40,000 $ 131,000
King, Washington 1 $ 250,000 $ 250,000 $ 71,000
Spokane, Washington 1 $ 112,000 $ 112,000 $ 64,000
Yakima, Washington 1 $ 25,000 $ 25,000 $ 100,000
Logan, West Virginia 1 $ 9,000 $ 9,000 $ 45,000
Mason, West Virginia 1 $ 12,000 $ 12,000 $ 41,000
Raleigh, West Virginia 1 $ 25,000 $ 25,000 $ 84,000
Adams, Wisconsin 1 $ 5,000 $ 5,000 $ 18,000
Calumet, Wisconsin 1 $ 188,000 $ 188,000 $ 540,000
Polk, Wisconsin 1 $ 96,000 $ 96,000 $ 240,000
Racine, Wisconsin 1 $ 25,000 $ 25,000 $ 48,000
Shawano, Wisconsin 1 $ 29,000 $ 29,000 $ 107,000
Teton, Wyoming 1 $ 560,000 $ 560,000 $ 3,000,000

Mortgage Loan Application Detail Totals for Lasalle Bank Midwest, NA in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,419 $431,141,000 $102,588 $2,900,000 $179,500 $3,000,000
Home Improvement 2,156 $67,228,000 $23,233 $1,575,000 $56,633 $1,807,000
Home Purchase 251 $73,936,000 $479,133 $7,500,000 $472,733 $3,337,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,434 $425,110,000 $135,951 $7,500,000 $196,365 $3,337,000
Not Provided 1,219 $78,524,000 $101,551 $1,500,000 $92,931 $1,825,000
Black or African American 795 $33,408,000 $45,454 $572,000 $53,454 $390,000
Hispanic 158 $7,827,000 $51,222 $194,000 $68,888 $758,000
Asian 130 $10,083,000 $71,200 $456,000 $75,000 $374,000
American Indian or Alaskan Native 46 $3,901,000 $83,800 $1,500,000 $154,400 $2,000,000
Not applicable 29 $12,396,000 $381,500 $2,150,000 $13,000 $643,000
Native Hawaiian or Other Pacific Islander 15 $1,056,000 $56,500 $255,000 $61,750 $260,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,826 $572,305,000 $115,395 $7,500,000 $182,697 $3,337,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,136 $343,594,000 $172,735 $3,720,000 $229,558 $3,000,000
Application Denied By Financial Institution 2,440 $121,243,000 $50,187 $1,500,000 $60,906 $1,080,000
Application Withdrawn By Applicant 709 $61,722,000 $138,722 $7,500,000 $118,444 $2,040,000
Application Approved But Not Accepted 295 $29,897,000 $273,700 $2,150,000 $338,100 $3,337,000
File Closed For Incompleteness 246 $15,849,000 $56,555 $500,000 $57,666 $384,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 844 $49,689,000 $66,294 $1,500,000 $51,470 $340,000
Credit History 840 $32,399,000 $42,571 $433,000 $72,714 $696,000
Collateral 401 $23,142,000 $51,500 $500,000 $76,750 $600,000
Other 306 $13,711,000 $28,750 $500,000 $49,250 $1,080,000
Employment History 40 $1,911,000 $35,666 $191,000 $28,666 $120,000
Credit Application Incomplete 6 $251,000 $35,500 $140,000 $28,500 $110,000
Unverifiable Information 3 $140,000 $46,000 $60,000 $33,000 $53,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Lasalle Bank Midwest, NA's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Lasalle Bank Midwest, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet with aggregated HMDA statistics today.

Download the Michigan Lender List