Leader Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Leader Bank, National Association 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Leader Bank, National Association 141 Massachusetts Avenue Arlington, MA 02474 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 14,764 |
| Total Mortgage Loan Application Amount | $7,132,300,000 |
| Average Mortgage Loan Application Amount | $374,200 |
| Highest Mortgage Loan Application Amount | $24,005,000 |
| Average Applicant Income | $204,200 |
| Highest Applicant Income | $3,225,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Leader Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Leader Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Leader Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Leader Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Leader Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Leader Bank, National Association's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 5,492 | $ 2,855,670,000 | $ 519,000 | $ 195,000 |
| Norfolk County Massachusetts | 2,322 | $ 1,166,320,000 | $ 502,000 | $ 202,000 |
| Suffolk County Massachusetts | 1,677 | $ 992,585,000 | $ 591,000 | $ 203,000 |
| Essex County Massachusetts | 1,135 | $ 527,555,000 | $ 464,000 | $ 181,000 |
| Plymouth County Massachusetts | 882 | $ 373,000,000 | $ 422,000 | $ 183,000 |
| Worcester County Massachusetts | 842 | $ 309,640,000 | $ 367,000 | $ 160,000 |
| Bristol County Massachusetts | 374 | $ 135,310,000 | $ 361,000 | $ 150,000 |
| Barnstable County Massachusetts | 369 | $ 147,635,000 | $ 400,000 | $ 250,000 |
| Hartford County Connecticut | 300 | $ 92,700,000 | $ 309,000 | $ 164,000 |
| Hillsborough County New Hampshire | 132 | $ 46,990,000 | $ 355,000 | $ 162,000 |
| Rockingham County New Hampshire | 131 | $ 46,725,000 | $ 356,000 | $ 165,000 |
| Providence County Rhode Island | 127 | $ 48,575,000 | $ 382,000 | $ 141,000 |
| Hampden County Massachusetts | 52 | $ 13,640,000 | $ 262,000 | $ 98,000 |
| Fairfield County Connecticut | 49 | $ 28,595,000 | $ 583,000 | $ 266,000 |
| Washington County Rhode Island | 44 | $ 17,000,000 | $ 386,000 | $ 180,000 |
| York County Maine | 38 | $ 14,670,000 | $ 386,000 | $ 263,000 |
| New Haven County Connecticut | 31 | $ 9,705,000 | $ 313,000 | $ 160,000 |
| Grafton County New Hampshire | 31 | $ 10,595,000 | $ 341,000 | $ 267,000 |
| Cumberland County Maine | 29 | $ 10,905,000 | $ 376,000 | $ 234,000 |
| Belknap County New Hampshire | 29 | $ 11,035,000 | $ 380,000 | $ 292,000 |
| Newport County Rhode Island | 29 | $ 12,675,000 | $ 437,000 | $ 275,000 |
| Carroll County New Hampshire | 28 | $ 9,910,000 | $ 353,000 | $ 220,000 |
| Collier County Florida | 23 | $ 9,875,000 | $ 429,000 | $ 382,000 |
| Litchfield County Connecticut | 22 | $ 7,340,000 | $ 333,000 | $ 170,000 |
| Merrimack County New Hampshire | 22 | $ 6,320,000 | $ 287,000 | $ 120,000 |
| Kent County Rhode Island | 20 | $ 6,920,000 | $ 346,000 | $ 137,000 |
| Berkshire County Massachusetts | 19 | $ 6,745,000 | $ 355,000 | $ 259,000 |
| Middlesex County Connecticut | 18 | $ 5,580,000 | $ 310,000 | $ 135,000 |
| Palm Beach County Florida | 16 | $ 11,310,000 | $ 706,000 | $ 243,000 |
| Hampshire County Massachusetts | 16 | $ 4,440,000 | $ 277,000 | $ 181,000 |
| Tolland County Connecticut | 15 | $ 4,635,000 | $ 309,000 | $ 129,000 |
| Miami-Dade County Florida | 13 | $ 8,365,000 | $ 643,000 | $ 302,000 |
| Strafford County New Hampshire | 13 | $ 5,095,000 | $ 391,000 | $ 166,000 |
| Windsor County Vermont | 13 | $ 4,385,000 | $ 337,000 | $ 237,000 |
| Bristol County Rhode Island | 12 | $ 4,880,000 | $ 406,000 | $ 225,000 |
| Dukes County Massachusetts | 11 | $ 8,775,000 | $ 797,000 | $ 399,000 |
| New London County Connecticut | 10 | $ 3,390,000 | $ 339,000 | $ 202,000 |
| Rutland County Vermont | 10 | $ 3,050,000 | $ 305,000 | $ 210,000 |
| Franklin County Massachusetts | 9 | $ 2,025,000 | $ 225,000 | $ 109,000 |
| Chittenden County Vermont | 9 | $ 3,335,000 | $ 370,000 | $ 254,000 |
| Broward County Florida | 8 | $ 2,720,000 | $ 340,000 | $ 187,000 |
| Hillsborough County Florida | 8 | $ 2,030,000 | $ 253,000 | $ 144,000 |
| Cheshire County New Hampshire | 8 | $ 3,070,000 | $ 383,000 | $ 186,000 |
| Caledonia County Vermont | 8 | $ 2,840,000 | $ 355,000 | $ 326,000 |
| Windham County Vermont | 8 | $ 2,230,000 | $ 278,000 | $ 285,000 |
| Windham County Connecticut | 7 | $ 1,215,000 | $ 173,000 | $ 93,000 |
| Manatee County Florida | 7 | $ 2,835,000 | $ 405,000 | $ 165,000 |
| Pinellas County Florida | 7 | $ 2,265,000 | $ 323,000 | $ 157,000 |
| Bergen County New Jersey | 7 | $ 4,015,000 | $ 573,000 | $ 286,000 |
| Monmouth County New Jersey | 7 | $ 4,075,000 | $ 582,000 | $ 240,000 |
| Lee County Florida | 6 | $ 4,890,000 | $ 815,000 | $ 606,000 |
| Lincoln County Maine | 6 | $ 2,140,000 | $ 356,000 | $ 340,000 |
| Montgomery County Pennsylvania | 6 | $ 3,000,000 | $ 500,000 | $ 318,000 |
| Fairfax County Virginia | 6 | $ 2,400,000 | $ 400,000 | $ 166,000 |
| Sarasota County Florida | 5 | $ 2,115,000 | $ 423,000 | $ 136,000 |
| Nantucket County Massachusetts | 5 | $ 6,455,000 | $ 1,291,000 | $ 576,000 |
| Coos County New Hampshire | 5 | $ 1,825,000 | $ 365,000 | $ 286,000 |
| Sullivan County New Hampshire | 5 | $ 2,245,000 | $ 449,000 | $ 200,000 |
| Charleston County South Carolina | 5 | $ 2,065,000 | $ 413,000 | $ 310,000 |
| Lamoille County Vermont | 5 | $ 1,855,000 | $ 371,000 | $ 260,000 |
| Washington County Vermont | 5 | $ 1,645,000 | $ 329,000 | $ 137,000 |
| Orange County Florida | 4 | $ 1,460,000 | $ 365,000 | $ 144,000 |
| Kennebec County Maine | 4 | $ 930,000 | $ 232,000 | $ 98,000 |
| Oxford County Maine | 4 | $ 1,340,000 | $ 335,000 | $ 226,000 |
| Sagadahoc County Maine | 4 | $ 1,160,000 | $ 290,000 | $ 204,000 |
| Davidson County Tennessee | 4 | $ 1,920,000 | $ 480,000 | $ 440,000 |
| Los Angeles County California | 3 | $ 2,655,000 | $ 885,000 | $ 256,000 |
| Indian River County Florida | 3 | $ 1,505,000 | $ 501,000 | $ 267,000 |
| Lake County Florida | 3 | $ 665,000 | $ 221,000 | $ 80,000 |
| Seminole County Florida | 3 | $ 1,085,000 | $ 361,000 | $ 75,000 |
| St. Johns County Florida | 3 | $ 1,485,000 | $ 495,000 | $ 196,000 |
| DeKalb County Georgia | 3 | $ 1,045,000 | $ 348,000 | $ 776,000 |
| Mercer County New Jersey | 3 | $ 1,675,000 | $ 558,000 | $ 208,000 |
| Middlesex County New Jersey | 3 | $ 935,000 | $ 311,000 | $ 92,000 |
| Suffolk County New York | 3 | $ 885,000 | $ 295,000 | $ 134,000 |
| Mecklenburg County North Carolina | 3 | $ 1,095,000 | $ 365,000 | $ 222,000 |
| Orleans County Vermont | 3 | $ 725,000 | $ 241,000 | $ 238,000 |
| Arlington County Virginia | 3 | $ 615,000 | $ 205,000 | $ 359,000 |
| Maricopa County Arizona | 2 | $ 1,080,000 | $ 540,000 | $ 243,000 |
| Orange County California | 2 | $ 1,450,000 | $ 725,000 | $ 971,000 |
| Placer County California | 2 | $ 730,000 | $ 365,000 | $ 156,000 |
| San Francisco County California | 2 | $ 3,680,000 | $ 1,840,000 | $ 557,000 |
| Douglas County Colorado | 2 | $ 960,000 | $ 480,000 | $ 169,000 |
| Eagle County Colorado | 2 | $ 800,000 | $ 400,000 | $ 329,000 |
| Leon County Florida | 2 | $ 250,000 | $ 125,000 | $ 100,000 |
| Polk County Florida | 2 | $ 570,000 | $ 285,000 | $ 187,000 |
| Columbia County Georgia | 2 | $ 530,000 | $ 265,000 | $ 99,000 |
| Fulton County Georgia | 2 | $ 880,000 | $ 440,000 | $ 509,000 |
| Cook County Illinois | 2 | $ 730,000 | $ 365,000 | $ 237,000 |
| Marion County Indiana | 2 | $ 590,000 | $ 295,000 | $ 1,967,000 |
| Androscoggin County Maine | 2 | $ 560,000 | $ 280,000 | $ 101,000 |
| Hancock County Maine | 2 | $ 460,000 | $ 230,000 | $ 161,000 |
| Somerset County Maine | 2 | $ 380,000 | $ 190,000 | $ 215,000 |
| Waldo County Maine | 2 | $ 270,000 | $ 135,000 | $ 103,000 |
| Anne Arundel County Maryland | 2 | $ 1,410,000 | $ 705,000 | $ 267,000 |
| Baltimore City County Maryland | 2 | $ 620,000 | $ 310,000 | $ 191,000 |
| Montgomery County Maryland | 2 | $ 1,020,000 | $ 510,000 | $ 218,000 |
| Oakland County Michigan | 2 | $ 610,000 | $ 305,000 | $ 83,000 |
| Cape May County New Jersey | 2 | $ 620,000 | $ 310,000 | $ 440,000 |
| Hudson County New Jersey | 2 | $ 1,550,000 | $ 775,000 | $ 337,000 |
| Morris County New Jersey | 2 | $ 1,010,000 | $ 505,000 | $ 209,000 |
| Albany County New York | 2 | $ 420,000 | $ 210,000 | $ 157,000 |
| Columbia County New York | 2 | $ 480,000 | $ 240,000 | $ 149,000 |
| Erie County New York | 2 | $ 560,000 | $ 280,000 | $ 79,000 |
| Wake County North Carolina | 2 | $ 890,000 | $ 445,000 | $ 264,000 |
| Bucks County Pennsylvania | 2 | $ 750,000 | $ 375,000 | $ 405,000 |
| Delaware County Pennsylvania | 2 | $ 690,000 | $ 345,000 | $ 310,000 |
| Philadelphia County Pennsylvania | 2 | $ 670,000 | $ 335,000 | $ 231,000 |
| Beaufort County South Carolina | 2 | $ 770,000 | $ 385,000 | $ 358,000 |
| Georgetown County South Carolina | 2 | $ 620,000 | $ 310,000 | $ 198,000 |
| Greenville County South Carolina | 2 | $ 690,000 | $ 345,000 | $ 261,000 |
| Richland County South Carolina | 2 | $ 380,000 | $ 190,000 | $ 240,000 |
| Loudoun County Virginia | 2 | $ 970,000 | $ 485,000 | $ 179,000 |
| Norfolk County Virginia | 2 | $ 720,000 | $ 360,000 | $ 162,000 |
| Benton County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Alameda County California | 1 | $ 345,000 | $ 345,000 | $ 209,000 |
| Contra Costa County California | 1 | $ 665,000 | $ 665,000 | $ 188,000 |
| San Diego County California | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Boulder County Colorado | 1 | $ 545,000 | $ 545,000 | $ 260,000 |
| Denver County Colorado | 1 | $ 425,000 | $ 425,000 | $ 289,000 |
| Jefferson County Colorado | 1 | $ 245,000 | $ 245,000 | $ 176,000 |
| Teller County Colorado | 1 | $ 515,000 | $ 515,000 | $ 142,000 |
| New Castle County Delaware | 1 | $ 515,000 | $ 515,000 | $ 100,000 |
| Sussex County Delaware | 1 | $ 425,000 | $ 425,000 | $ 219,000 |
| District of Columbia County District Of Columbia | 1 | $ 395,000 | $ 395,000 | $ 76,000 |
| Alachua County Florida | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Brevard County Florida | 1 | $ 415,000 | $ 415,000 | $ 192,000 |
| Charlotte County Florida | 1 | $ 255,000 | $ 255,000 | $ 279,000 |
| Duval County Florida | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Escambia County Florida | 1 | $ 665,000 | $ 665,000 | $ 600,000 |
| Martin County Florida | 1 | $ 155,000 | $ 155,000 | $ 128,000 |
| Osceola County Florida | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| Pasco County Florida | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| St. Lucie County Florida | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Walton County Florida | 1 | $ 275,000 | $ 275,000 | $ 300,000 |
| Bryan County Georgia | 1 | $ 305,000 | $ 305,000 | $ 157,000 |
| Camden County Georgia | 1 | $ 255,000 | $ 255,000 | $ 49,000 |
| Lake County Illinois | 1 | $ 395,000 | $ 395,000 | $ 187,000 |
| Boone County Indiana | 1 | $ 775,000 | $ 775,000 | $ 242,000 |
| Franklin County Maine | 1 | $ 545,000 | $ 545,000 | $ 273,000 |
| Knox County Maine | 1 | $ 485,000 | $ 485,000 | $ 450,000 |
| Penobscot County Maine | 1 | $ 505,000 | $ 505,000 | $ 306,000 |
| Genesee County Michigan | 1 | $ 175,000 | $ 175,000 | $ 122,000 |
| Kent County Michigan | 1 | $ 405,000 | $ 405,000 | $ 170,000 |
| Livingston County Michigan | 1 | $ 305,000 | $ 305,000 | $ 65,000 |
| Washtenaw County Michigan | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Hennepin County Minnesota | 1 | $ 475,000 | $ 475,000 | $ 196,000 |
| Burlington County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 132,000 |
| Camden County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Essex County New Jersey | 1 | $ 485,000 | $ 485,000 | $ 167,000 |
| Somerset County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Union County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 180,000 |
| Cayuga County New York | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Dutchess County New York | 1 | $ 285,000 | $ 285,000 | $ 68,000 |
| Jefferson County New York | 1 | $ 245,000 | $ 245,000 | $ 329,000 |
| Kings County New York | 1 | $ 1,055,000 | $ 1,055,000 | $ 245,000 |
| Monroe County New York | 1 | $ 545,000 | $ 545,000 | $ 500,000 |
| Onondaga County New York | 1 | $ 155,000 | $ 155,000 | $ 180,000 |
| Rockland County New York | 1 | $ 305,000 | $ 305,000 | $ 195,000 |
| Saratoga County New York | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
| Westchester County New York | 1 | $ 635,000 | $ 635,000 | $ 205,000 |
| Brunswick County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 86,000 |
| Buncombe County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 245,000 |
| Guilford County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 144,000 |
| New Hanover County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 261,000 |
| Rutherford County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 99,000 |
| Lucas County Ohio | 1 | $ 315,000 | $ 315,000 | $ 430,000 |
| Montgomery County Ohio | 1 | $ 105,000 | $ 105,000 | $ 123,000 |
| Washington County Oregon | 1 | $ 705,000 | $ 705,000 | $ 175,000 |
| Butler County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 130,000 |
| Centre County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 245,000 |
| Chester County Pennsylvania | 1 | $ 435,000 | $ 435,000 | $ 129,000 |
| Dauphin County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Berkeley County South Carolina | 1 | $ 565,000 | $ 565,000 | $ 174,000 |
| Dorchester County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 39,000 |
| Lancaster County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 276,000 |
| Lexington County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 94,000 |
| Oconee County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 158,000 |
| Spartanburg County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| York County South Carolina | 1 | $ 525,000 | $ 525,000 | $ 164,000 |
| Bradley County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 115,000 |
| Cheatham County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 108,000 |
| Dallas County Texas | 1 | $ 1,045,000 | $ 1,045,000 | $ 650,000 |
| Cache County Utah | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Addison County Vermont | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Bennington County Vermont | 1 | $ 455,000 | $ 455,000 | $ 330,000 |
| Alexandria County Virginia | 1 | $ 205,000 | $ 205,000 | $ 191,000 |
| Falls Church County Virginia | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Frederick County Virginia | 1 | $ 405,000 | $ 405,000 | $ 516,000 |
| Henrico County Virginia | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| James City County Virginia | 1 | $ 345,000 | $ 345,000 | $ 115,000 |
| Richmond City County Virginia | 1 | $ 375,000 | $ 375,000 | $ 124,000 |
| Virginia Beach County Virginia | 1 | $ 95,000 | $ 95,000 | $ 131,000 |
| Pierce County Washington | 1 | $ 505,000 | $ 505,000 | $ 170,000 |
Mortgage Loan Application Detail Totals for Leader Bank, National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,531 | $3,610,385,000 | $552,000 | $12,325,000 | $195,000 | $2,404,000 |
| Refinancing | 5,725 | $2,381,705,000 | $416,000 | $19,005,000 | $193,000 | $2,098,000 |
| Cash-out Refinancing | 2,085 | $1,053,305,000 | $505,000 | $24,005,000 | $184,000 | $2,309,000 |
| Other Purpose | 294 | $63,070,000 | $214,000 | $1,805,000 | $238,000 | $3,225,000 |
| Home Improvement | 129 | $23,835,000 | $184,000 | $615,000 | $211,000 | $640,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,117 | $4,606,225,000 | $455,000 | $3,675,000 | $195,000 | $2,133,000 |
| Asian | 2,388 | $1,156,320,000 | $484,000 | $2,285,000 | $188,000 | $3,225,000 |
| Not Provided | 1,598 | $799,720,000 | $500,000 | $6,205,000 | $206,000 | $2,404,000 |
| Hispanic | 274 | $122,500,000 | $447,000 | $1,285,000 | $152,000 | $430,000 |
| Not applicable | 198 | $366,250,000 | $1,849,000 | $24,005,000 | $0 | $0 |
| Black or African American | 179 | $77,515,000 | $433,000 | $1,145,000 | $167,000 | $2,098,000 |
| American Indian or Alaskan Native | 9 | $3,205,000 | $356,000 | $545,000 | $148,000 | $220,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $565,000 | $565,000 | $565,000 | $232,000 | $232,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,576 | $7,034,280,000 | $482,000 | $24,005,000 | $195,000 | $3,225,000 |
| VA-guaranteed (Veterans Administration) | 108 | $57,250,000 | $530,000 | $1,275,000 | $158,000 | $585,000 |
| FHA-insured (Federal Housing Administration) | 80 | $40,770,000 | $509,000 | $1,145,000 | $120,000 | $239,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,127 | $6,364,465,000 | $484,000 | $24,005,000 | $194,000 | $3,225,000 |
| Application Withdrawn By Applicant | 1,079 | $522,075,000 | $483,000 | $2,855,000 | $200,000 | $1,849,000 |
| Application Denied By Financial Institution | 217 | $98,155,000 | $452,000 | $3,005,000 | $151,000 | $1,170,000 |
| Application Approved But Not Accepted | 211 | $95,915,000 | $454,000 | $2,165,000 | $216,000 | $1,967,000 |
| File Closed For Incompleteness | 130 | $51,690,000 | $397,000 | $1,965,000 | $171,000 | $900,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,547 | $7,034,145,000 | $483,000 | $24,005,000 | $195,000 | $3,225,000 |
| Debt-To-Income Ratio | 113 | $50,085,000 | $443,000 | $3,005,000 | $113,000 | $486,000 |
| Collateral | 50 | $24,780,000 | $495,000 | $1,655,000 | $182,000 | $505,000 |
| Credit History | 22 | $10,210,000 | $464,000 | $1,405,000 | $202,000 | $742,000 |
| Other | 10 | $3,730,000 | $373,000 | $765,000 | $296,000 | $1,170,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $4,035,000 | $448,000 | $765,000 | $129,000 | $208,000 |
| Unverifiable Information | 7 | $2,855,000 | $407,000 | $515,000 | $165,000 | $492,000 |
| Employment History | 6 | $2,460,000 | $410,000 | $505,000 | $172,000 | $430,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Leader Bank, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Leader Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.