Lenderfi, Inc. Mortgage Lending & HMDA Data, 2020
In 2020, Lenderfi, Inc. of Calabasas, CA reported 10,857 mortgage applications totaling $4.1 billion, up 183% from 2019. The average application was for $373,948, and applicants reported an average income of $201,407. 44% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (638), Los Angeles-Long Beach-Glendale, CA (632) and Seattle-Bellevue-Everett, WA (586) (applications in parentheses).
| Mortgage Company & Address | Lenderfi, Inc. 23875 Ventura Blvd Suite 203b Calabasas, CA 91302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 10,857 |
| Total Mortgage Loan Application Amount | $4,059,955,000 |
| Average Mortgage Loan Application Amount | $373,948 |
| Highest Mortgage Loan Application Amount | $2,245,000 |
| Average Applicant Income | $201,407 |
| Highest Applicant Income | $8,592,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lenderfi, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 638 | $ 276,800,000 | $ 433,855 | $ 216,489 |
| Los Angeles-Long Beach-Glendale, CA | 632 | $ 285,980,000 | $ 452,500 | $ 210,000 |
| Seattle-Bellevue-Everett, WA | 586 | $ 271,590,000 | $ 463,464 | $ 212,000 |
| Oakland-Hayward-Berkeley, CA | 412 | $ 217,430,000 | $ 527,742 | $ 229,000 |
| Anaheim-Santa Ana-Irvine, CA | 405 | $ 199,125,000 | $ 491,666 | $ 193,000 |
| Dallas-Plano-Irving, TX | 311 | $ 104,195,000 | $ 335,032 | $ 173,000 |
| San Diego-Carlsbad, CA | 299 | $ 131,605,000 | $ 440,150 | $ 186,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 296 | $ 90,550,000 | $ 305,912 | $ 148,824 |
| Sacramento--Roseville--Arden-Arcade, CA | 294 | $ 100,150,000 | $ 340,646 | $ 158,000 |
| Phoenix-Mesa-Scottsdale, AZ | 288 | $ 86,980,000 | $ 302,013 | $ 153,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 271 | $ 154,275,000 | $ 569,280 | $ 298,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 265 | $ 91,465,000 | $ 345,150 | $ 169,177 |
| Atlanta-Sandy Springs-Roswell, GA | 246 | $ 82,890,000 | $ 336,951 | $ 229,000 |
| Houston-The Woodlands-Sugar Land, TX | 234 | $ 67,240,000 | $ 287,350 | $ 181,000 |
| Outside any metro area | 222 | $ 61,900,000 | $ 278,828 | $ 187,238 |
| Riverside-San Bernardino-Ontario, CA | 214 | $ 71,330,000 | $ 333,317 | $ 157,000 |
| Chicago-Naperville, IL | 198 | $ 68,180,000 | $ 344,343 | $ 242,000 |
| Raleigh, NC | 187 | $ 60,615,000 | $ 324,144 | $ 173,000 |
| Denver-Aurora-Lakewood, CO | 186 | $ 65,280,000 | $ 350,967 | $ 183,000 |
| Cambridge-Newton-Framingham, MA | 179 | $ 76,665,000 | $ 428,296 | $ 232,000 |
| Austin-Round Rock, TX | 146 | $ 45,150,000 | $ 309,246 | $ 207,000 |
| San Francisco-Redwood City-South San Francisco, CA | 145 | $ 87,235,000 | $ 601,620 | $ 272,000 |
| Washington-Baltimore-Arlington, DC | 139 | $ 61,245,000 | $ 440,611 | $ 230,000 |
| New York-Newark, NY | 127 | $ 45,405,000 | $ 357,519 | $ 252,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 124 | $ 42,000,000 | $ 338,709 | $ 137,000 |
| Baltimore-Columbia-Towson, MD | 118 | $ 41,310,000 | $ 350,084 | $ 265,000 |
| Montgomery County-Bucks County-Chester County, PA | 116 | $ 37,240,000 | $ 321,034 | $ 278,000 |
| Charlotte-Concord-Gastonia, NC-SC | 107 | $ 32,365,000 | $ 302,476 | $ 203,401 |
| Columbus, OH | 99 | $ 30,855,000 | $ 311,666 | $ 132,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 99 | $ 42,235,000 | $ 426,616 | $ 159,000 |
| Boston, MA | 93 | $ 39,565,000 | $ 425,430 | $ 217,000 |
| New York-Jersey City-White Plains, NY-NJ | 91 | $ 40,115,000 | $ 440,824 | $ 505,000 |
| Warren-Troy-Farmington Hills, MI | 85 | $ 21,215,000 | $ 249,588 | $ 154,000 |
| Newark, NJ-PA | 76 | $ 32,620,000 | $ 429,210 | $ 234,894 |
| Stockton-Lodi, CA | 75 | $ 26,375,000 | $ 351,666 | $ 116,000 |
| Philadelphia, PA | 69 | $ 20,845,000 | $ 302,101 | $ 173,000 |
| Tampa-St. Petersburg-Clearwater, FL | 69 | $ 20,645,000 | $ 299,202 | $ 260,000 |
| Orlando-Kissimmee-Sanford, FL | 64 | $ 19,870,000 | $ 310,468 | $ 207,000 |
| Fort Worth-Arlington, TX | 62 | $ 17,090,000 | $ 275,645 | $ 139,000 |
| Richmond, VA | 57 | $ 16,705,000 | $ 293,070 | $ 152,000 |
| Durham-Chapel Hill, NC | 54 | $ 16,740,000 | $ 310,000 | $ 154,000 |
| Santa Rosa, CA | 52 | $ 20,550,000 | $ 395,192 | $ 140,000 |
| Fresno, CA | 51 | $ 15,855,000 | $ 310,882 | $ 148,000 |
| San Antonio-New Braunfels, TX | 47 | $ 13,475,000 | $ 286,702 | $ 186,000 |
| Bridgeport-Stamford-Norwalk, CT | 44 | $ 16,850,000 | $ 382,954 | $ 330,000 |
| Indianapolis-Carmel-Anderson, IN | 44 | $ 11,460,000 | $ 260,454 | $ 355,000 |
| Tacoma-Lakewood, WA | 44 | $ 16,470,000 | $ 374,318 | $ 163,000 |
| Hartford-West Hartford-East Hartford, CT | 41 | $ 13,265,000 | $ 323,536 | $ 169,000 |
| Tucson, AZ | 41 | $ 11,505,000 | $ 280,609 | $ 142,000 |
| Jacksonville, FL | 40 | $ 11,400,000 | $ 285,000 | $ 128,000 |
| Modesto, CA | 39 | $ 11,745,000 | $ 301,153 | $ 268,000 |
| Huntsville, AL | 37 | $ 9,325,000 | $ 252,027 | $ 125,000 |
| Pittsburgh, PA | 37 | $ 10,505,000 | $ 283,918 | $ 192,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 35 | $ 10,325,000 | $ 295,000 | $ 151,000 |
| Worcester, MA-CT | 35 | $ 11,285,000 | $ 322,428 | $ 151,142 |
| Vallejo-Fairfield, CA | 33 | $ 11,755,000 | $ 356,212 | $ 142,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 33 | $ 10,835,000 | $ 328,333 | $ 144,000 |
| Boulder, CO | 32 | $ 14,970,000 | $ 467,812 | $ 352,000 |
| Providence-Warwick, RI-MA | 32 | $ 10,060,000 | $ 314,375 | $ 151,625 |
| Boise City, ID | 30 | $ 9,170,000 | $ 305,666 | $ 145,000 |
| Camden, NJ | 30 | $ 7,480,000 | $ 249,333 | $ 128,000 |
| Fort Collins, CO | 29 | $ 9,145,000 | $ 315,344 | $ 172,000 |
| Kansas City, MO-KS | 29 | $ 6,895,000 | $ 237,758 | $ 131,000 |
| Santa Maria-Santa Barbara, CA | 28 | $ 12,000,000 | $ 428,571 | $ 142,000 |
| Charleston-North Charleston, SC | 27 | $ 7,925,000 | $ 293,518 | $ 126,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 27 | $ 7,795,000 | $ 288,703 | $ 256,000 |
| Birmingham-Hoover, AL | 26 | $ 7,070,000 | $ 271,923 | $ 197,000 |
| Bakersfield, CA | 25 | $ 6,165,000 | $ 246,600 | $ 104,000 |
| Cleveland-Elyria, OH | 25 | $ 6,365,000 | $ 254,600 | $ 133,000 |
| Cincinnati, OH-KY-IN | 23 | $ 6,655,000 | $ 289,347 | $ 155,434 |
| Knoxville, TN | 23 | $ 6,625,000 | $ 288,043 | $ 141,000 |
| Lake County-Kenosha County, IL-WI | 23 | $ 7,355,000 | $ 319,782 | $ 167,000 |
| Salinas, CA | 23 | $ 9,665,000 | $ 420,217 | $ 158,000 |
| Detroit-Dearborn-Livonia, MI | 22 | $ 6,410,000 | $ 291,363 | $ 144,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 22 | $ 9,250,000 | $ 420,454 | $ 144,000 |
| Louisville/Jefferson County, KY-IN | 21 | $ 5,825,000 | $ 277,380 | $ 126,714 |
| San Rafael, CA | 21 | $ 11,085,000 | $ 527,857 | $ 197,000 |
| Trenton, NJ | 21 | $ 8,275,000 | $ 394,047 | $ 217,000 |
| Wilmington, DE-MD-NJ | 20 | $ 5,860,000 | $ 293,000 | $ 125,800 |
| Memphis, TN-MS-AR | 19 | $ 4,985,000 | $ 262,368 | $ 168,263 |
| Miami-Miami Beach-Kendall, FL | 19 | $ 5,285,000 | $ 278,157 | $ 153,000 |
| New Orleans-Metairie, LA | 19 | $ 5,365,000 | $ 282,368 | $ 139,000 |
| Ann Arbor, MI | 18 | $ 5,970,000 | $ 331,666 | $ 189,000 |
| Albuquerque, NM | 17 | $ 4,615,000 | $ 271,470 | $ 200,000 |
| Milwaukee-Waukesha-West Allis, WI | 17 | $ 4,755,000 | $ 279,705 | $ 238,000 |
| Portland-South Portland, ME | 17 | $ 5,505,000 | $ 323,823 | $ 402,000 |
| Colorado Springs, CO | 16 | $ 4,320,000 | $ 270,000 | $ 190,000 |
| Greenville-Anderson-Mauldin, SC | 16 | $ 4,300,000 | $ 268,750 | $ 149,000 |
| Manchester-Nashua, NH | 16 | $ 4,440,000 | $ 277,500 | $ 161,000 |
| New Haven-Milford, CT | 16 | $ 4,220,000 | $ 263,750 | $ 174,000 |
| Omaha-Council Bluffs, NE-IA | 16 | $ 4,590,000 | $ 286,875 | $ 221,125 |
| Santa Cruz-Watsonville, CA | 16 | $ 7,650,000 | $ 478,125 | $ 207,000 |
| Charlottesville, VA | 15 | $ 4,475,000 | $ 298,333 | $ 95,000 |
| Elgin, IL | 15 | $ 4,065,000 | $ 271,000 | $ 125,000 |
| Rockingham County-Strafford County, NH | 15 | $ 5,175,000 | $ 345,000 | $ 236,000 |
| Bremerton-Silverdale, WA | 14 | $ 4,480,000 | $ 320,000 | $ 225,000 |
| Salem, OR | 14 | $ 4,180,000 | $ 298,571 | $ 109,000 |
| Visalia-Porterville, CA | 14 | $ 3,760,000 | $ 268,571 | $ 125,000 |
| Greeley, CO | 13 | $ 4,255,000 | $ 327,307 | $ 142,000 |
| Greensboro-High Point, NC | 13 | $ 2,935,000 | $ 225,769 | $ 161,000 |
| Lancaster, PA | 13 | $ 3,865,000 | $ 297,307 | $ 198,000 |
| Madison, WI | 13 | $ 3,675,000 | $ 282,692 | $ 142,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 12 | $ 3,020,000 | $ 251,666 | $ 128,666 |
| Anchorage, AK | 12 | $ 3,620,000 | $ 301,666 | $ 165,000 |
| Olympia-Tumwater, WA | 12 | $ 3,710,000 | $ 309,166 | $ 100,000 |
| York-Hanover, PA | 12 | $ 2,920,000 | $ 243,333 | $ 168,000 |
| Asheville, NC | 11 | $ 2,495,000 | $ 226,818 | $ 123,000 |
| Bellingham, WA | 11 | $ 3,365,000 | $ 305,909 | $ 112,000 |
| Burlington-South Burlington, VT | 11 | $ 4,015,000 | $ 365,000 | $ 154,000 |
| Reading, PA | 11 | $ 3,125,000 | $ 284,090 | $ 185,000 |
| Chico, CA | 10 | $ 2,660,000 | $ 266,000 | $ 110,000 |
| Dayton-Springfield-Kettering, OH | 10 | $ 1,860,000 | $ 186,000 | $ 360,000 |
| Eugene, OR | 10 | $ 2,810,000 | $ 281,000 | $ 305,000 |
| Napa, CA | 10 | $ 4,350,000 | $ 435,000 | $ 133,000 |
| Oklahoma City, OK | 10 | $ 2,990,000 | $ 299,000 | $ 218,000 |
| Salisbury, MD-DE | 10 | $ 3,040,000 | $ 304,000 | $ 148,200 |
| Springfield, MA | 10 | $ 2,600,000 | $ 260,000 | $ 141,000 |
| Tulsa, OK | 10 | $ 2,970,000 | $ 297,000 | $ 257,000 |
| Akron, OH | 9 | $ 1,705,000 | $ 189,444 | $ 112,000 |
| California-Lexington Park, MD | 9 | $ 2,965,000 | $ 329,444 | $ 142,000 |
| Corvallis, OR | 9 | $ 2,995,000 | $ 332,777 | $ 141,000 |
| Grand Rapids-Wyoming, MI | 9 | $ 1,925,000 | $ 213,888 | $ 656,000 |
| Harrisburg-Carlisle, PA | 9 | $ 2,245,000 | $ 249,444 | $ 161,000 |
| Medford, OR | 9 | $ 2,335,000 | $ 259,444 | $ 690,000 |
| Savannah, GA | 9 | $ 2,605,000 | $ 289,444 | $ 142,000 |
| Toledo, OH | 9 | $ 2,355,000 | $ 261,666 | $ 105,000 |
| Wichita, KS | 9 | $ 2,025,000 | $ 225,000 | $ 148,000 |
| Wilmington, NC | 9 | $ 3,495,000 | $ 388,333 | $ 703,000 |
| Cape Coral-Fort Myers, FL | 8 | $ 1,960,000 | $ 245,000 | $ 75,000 |
| Merced, CA | 8 | $ 2,040,000 | $ 255,000 | $ 118,000 |
| North Port-Sarasota-Bradenton, FL | 8 | $ 2,410,000 | $ 301,250 | $ 143,000 |
| Port St. Lucie, FL | 8 | $ 2,960,000 | $ 370,000 | $ 165,000 |
| Winston-Salem, NC | 8 | $ 2,810,000 | $ 351,250 | $ 148,000 |
| Crestview-Fort Walton Beach-Destin, FL | 7 | $ 1,415,000 | $ 202,142 | $ 321,000 |
| Jackson, MS | 7 | $ 1,605,000 | $ 229,285 | $ 184,000 |
| Kennewick-Richland, WA | 7 | $ 1,675,000 | $ 239,285 | $ 98,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 7 | $ 855,000 | $ 122,142 | $ 58,142 |
| Rochester, MN | 7 | $ 1,965,000 | $ 280,714 | $ 164,000 |
| Santa Fe, NM | 7 | $ 1,945,000 | $ 277,857 | $ 240,000 |
| Tallahassee, FL | 7 | $ 1,725,000 | $ 246,428 | $ 154,000 |
| Baton Rouge, LA | 6 | $ 2,090,000 | $ 348,333 | $ 152,000 |
| Chattanooga, TN-GA | 6 | $ 1,490,000 | $ 248,333 | $ 135,166 |
| Columbia, SC | 6 | $ 1,170,000 | $ 195,000 | $ 120,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 1,630,000 | $ 271,666 | $ 124,000 |
| Flagstaff, AZ | 6 | $ 1,580,000 | $ 263,333 | $ 161,000 |
| Gainesville, FL | 6 | $ 1,460,000 | $ 243,333 | $ 165,000 |
| Hagerstown-Martinsburg, MD-WV | 6 | $ 1,090,000 | $ 181,666 | $ 102,000 |
| Mankato-North Mankato, MN | 6 | $ 1,730,000 | $ 288,333 | $ 124,000 |
| Pensacola-Ferry Pass-Brent, FL | 6 | $ 2,030,000 | $ 338,333 | $ 179,000 |
| Shreveport-Bossier City, LA | 6 | $ 1,640,000 | $ 273,333 | $ 154,000 |
| Spokane-Spokane Valley, WA | 6 | $ 1,330,000 | $ 221,666 | $ 81,000 |
| Bend-Redmond, OR | 5 | $ 1,455,000 | $ 291,000 | $ 122,000 |
| Coeur D'Alene, ID | 5 | $ 1,385,000 | $ 277,000 | $ 153,000 |
| Gainesville, GA | 5 | $ 1,465,000 | $ 293,000 | $ 142,000 |
| Gary, IN | 5 | $ 1,355,000 | $ 271,000 | $ 113,000 |
| La Crosse-Onalaska, WI-MN | 5 | $ 2,155,000 | $ 431,000 | $ 2,436,200 |
| Lansing-East Lansing, MI | 5 | $ 875,000 | $ 175,000 | $ 97,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 1,155,000 | $ 231,000 | $ 197,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 1,695,000 | $ 339,000 | $ 106,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 1,545,000 | $ 309,000 | $ 160,000 |
| Peoria, IL | 5 | $ 1,195,000 | $ 239,000 | $ 156,000 |
| Prescott Valley-Prescott, AZ | 5 | $ 1,175,000 | $ 235,000 | $ 105,000 |
| Roanoke, VA | 5 | $ 1,335,000 | $ 267,000 | $ 109,000 |
| Sebastian-Vero Beach, FL | 5 | $ 1,285,000 | $ 257,000 | $ 143,000 |
| State College, PA | 5 | $ 1,355,000 | $ 271,000 | $ 155,000 |
| Athens-Clarke County, GA | 4 | $ 1,290,000 | $ 322,500 | $ 210,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 1,170,000 | $ 292,500 | $ 284,000 |
| Columbus, GA-AL | 4 | $ 1,110,000 | $ 277,500 | $ 180,000 |
| Daphne-Fairhope-Foley, AL | 4 | $ 840,000 | $ 210,000 | $ 182,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 770,000 | $ 192,500 | $ 187,000 |
| Flint, MI | 4 | $ 810,000 | $ 202,500 | $ 124,000 |
| Lakeland-Winter Haven, FL | 4 | $ 1,300,000 | $ 325,000 | $ 1,410,000 |
| Lexington-Fayette, KY | 4 | $ 1,090,000 | $ 272,500 | $ 127,000 |
| Lincoln, NE | 4 | $ 1,000,000 | $ 250,000 | $ 187,000 |
| Morristown, TN | 4 | $ 770,000 | $ 192,500 | $ 97,000 |
| Naples-Immokalee-Marco Island, FL | 4 | $ 1,190,000 | $ 297,500 | $ 104,000 |
| Norwich-New London, CT | 4 | $ 920,000 | $ 230,000 | $ 175,000 |
| The Villages, FL | 4 | $ 980,000 | $ 245,000 | $ 96,000 |
| Wenatchee, WA | 4 | $ 1,110,000 | $ 277,500 | $ 318,000 |
| Winchester, VA-WV | 4 | $ 880,000 | $ 220,000 | $ 101,000 |
| Yuba City, CA | 4 | $ 1,040,000 | $ 260,000 | $ 88,000 |
| Albany, OR | 3 | $ 675,000 | $ 225,000 | $ 128,000 |
| Canton-Massillon, OH | 3 | $ 655,000 | $ 218,333 | $ 137,000 |
| Des Moines-West Des Moines, IA | 3 | $ 835,000 | $ 278,333 | $ 348,000 |
| Dover, DE | 3 | $ 715,000 | $ 238,333 | $ 147,000 |
| El Paso, TX | 3 | $ 625,000 | $ 208,333 | $ 183,000 |
| Elizabethtown-Fort Knox, KY | 3 | $ 845,000 | $ 281,666 | $ 166,000 |
| Greenville, NC | 3 | $ 485,000 | $ 161,666 | $ 54,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 965,000 | $ 321,666 | $ 159,000 |
| Longview, WA | 3 | $ 525,000 | $ 175,000 | $ 95,000 |
| Midland, TX | 3 | $ 985,000 | $ 328,333 | $ 280,000 |
| Missoula, MT | 3 | $ 645,000 | $ 215,000 | $ 64,000 |
| Ocean City, NJ | 3 | $ 845,000 | $ 281,666 | $ 247,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 615,000 | $ 205,000 | $ 121,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 525,000 | $ 175,000 | $ 166,000 |
| Warner Robins, GA | 3 | $ 695,000 | $ 231,666 | $ 246,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 485,000 | $ 161,666 | $ 280,000 |
| Amarillo, TX | 2 | $ 1,020,000 | $ 510,000 | $ 214,000 |
| Appleton, WI | 2 | $ 440,000 | $ 220,000 | $ 163,000 |
| Auburn-Opelika, AL | 2 | $ 400,000 | $ 200,000 | $ 131,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 290,000 | $ 145,000 | $ 113,500 |
| Beaumont-Port Arthur, TX | 2 | $ 380,000 | $ 190,000 | $ 219,000 |
| Billings, MT | 2 | $ 500,000 | $ 250,000 | $ 128,000 |
| Bloomington, IN | 2 | $ 520,000 | $ 260,000 | $ 110,000 |
| Brownsville-Harlingen, TX | 2 | $ 480,000 | $ 240,000 | $ 132,000 |
| Burlington, NC | 2 | $ 350,000 | $ 175,000 | $ 84,000 |
| Carbondale-Marion, IL | 2 | $ 400,000 | $ 200,000 | $ 111,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 410,000 | $ 205,000 | $ 55,000 |
| Dubuque, IA | 2 | $ 430,000 | $ 215,000 | $ 134,000 |
| Duluth, MN-WI | 2 | $ 600,000 | $ 300,000 | $ 220,000 |
| Florence, SC | 2 | $ 360,000 | $ 180,000 | $ 128,000 |
| Fort Wayne, IN | 2 | $ 340,000 | $ 170,000 | $ 69,000 |
| Grand Forks, ND-MN | 2 | $ 450,000 | $ 225,000 | $ 83,000 |
| Grand Junction, CO | 2 | $ 710,000 | $ 355,000 | $ 203,000 |
| Grants Pass, OR | 2 | $ 530,000 | $ 265,000 | $ 90,000 |
| Hanford-Corcoran, CA | 2 | $ 720,000 | $ 360,000 | $ 232,000 |
| Iowa City, IA | 2 | $ 410,000 | $ 205,000 | $ 238,000 |
| Jacksonville, NC | 2 | $ 470,000 | $ 235,000 | $ 120,000 |
| Kalamazoo-Portage, MI | 2 | $ 490,000 | $ 245,000 | $ 174,000 |
| Lafayette, LA | 2 | $ 320,000 | $ 160,000 | $ 71,000 |
| Lafayette-West Lafayette, IN | 2 | $ 490,000 | $ 245,000 | $ 102,000 |
| Lake Charles, LA | 2 | $ 720,000 | $ 360,000 | $ 272,000 |
| Las Cruces, NM | 2 | $ 390,000 | $ 195,000 | $ 169,000 |
| Lebanon, PA | 2 | $ 430,000 | $ 215,000 | $ 216,000 |
| Morgantown, WV | 2 | $ 410,000 | $ 205,000 | $ 138,000 |
| New Bern, NC | 2 | $ 540,000 | $ 270,000 | $ 127,000 |
| Oshkosh-Neenah, WI | 2 | $ 470,000 | $ 235,000 | $ 117,000 |
| Pittsfield, MA | 2 | $ 780,000 | $ 390,000 | $ 288,000 |
| Pocatello, ID | 2 | $ 610,000 | $ 305,000 | $ 215,000 |
| Pueblo, CO | 2 | $ 410,000 | $ 205,000 | $ 65,000 |
| Racine, WI | 2 | $ 570,000 | $ 285,000 | $ 446,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 310,000 | $ 155,000 | $ 30,000 |
| Springfield, OH | 2 | $ 320,000 | $ 160,000 | $ 137,000 |
| St. Cloud, MN | 2 | $ 600,000 | $ 300,000 | $ 143,000 |
| St. Louis, MO-IL | 2 | $ 490,000 | $ 245,000 | $ 224,000 |
| Staunton-Waynesboro, VA | 2 | $ 290,000 | $ 145,000 | $ 115,000 |
| Tuscaloosa, AL | 2 | $ 460,000 | $ 230,000 | $ 95,000 |
| Albany, GA | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 135,000 | $ 135,000 | $ 270,000 |
| Barnstable Town, MA | 1 | $ 475,000 | $ 475,000 | $ 76,000 |
| Bismarck, ND | 1 | $ 395,000 | $ 395,000 | $ 942,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Bloomington, IL | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Casper, WY | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| Cedar Rapids, IA | 1 | $ 185,000 | $ 185,000 | $ 348,000 |
| Champaign-Urbana, IL | 1 | $ 285,000 | $ 285,000 | $ 211,000 |
| Cheyenne, WY | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Clarksville, TN-KY | 1 | $ 235,000 | $ 235,000 | $ 138,000 |
| College Station-Bryan, TX | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Columbus, IN | 1 | $ 235,000 | $ 235,000 | $ 174,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Dothan, AL | 1 | $ 175,000 | $ 175,000 | $ 126,000 |
| East Stroudsburg, PA | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| Elkhart-Goshen, IN | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Evansville, IN-KY | 1 | $ 245,000 | $ 245,000 | $ 195,000 |
| Fargo, ND-MN | 1 | $ 385,000 | $ 385,000 | $ 69,000 |
| Fayetteville, NC | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Gadsden, AL | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Great Falls, MT | 1 | $ 475,000 | $ 475,000 | $ 575,000 |
| Hattiesburg, MS | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 425,000 | $ 425,000 | $ 175,000 |
| Idaho Falls, ID | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Jackson, MI | 1 | $ 115,000 | $ 115,000 | $ 154,000 |
| Jackson, TN | 1 | $ 235,000 | $ 235,000 | $ 146,000 |
| Johnson City, TN | 1 | $ 265,000 | $ 265,000 | $ 224,000 |
| Kankakee, IL | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| Lawrence, KS | 1 | $ 155,000 | $ 155,000 | $ 174,000 |
| Lewiston-Auburn, ME | 1 | $ 265,000 | $ 265,000 | $ 159,000 |
| Longview, TX | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Lubbock, TX | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Macon-Bibb County, GA | 1 | $ 495,000 | $ 495,000 | $ 291,000 |
| Madera, CA | 1 | $ 415,000 | $ 415,000 | $ 113,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 245,000 | $ 245,000 | $ 648,000 |
| Michigan City-La Porte, IN | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Monroe, MI | 1 | $ 295,000 | $ 295,000 | $ 216,000 |
| Montgomery, AL | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 515,000 | $ 515,000 | $ 600,000 |
| Rapid City, SD | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Sheboygan, WI | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Sioux City, IA-NE-SD | 1 | $ 105,000 | $ 105,000 | $ 474,000 |
| Sioux Falls, SD | 1 | $ 555,000 | $ 555,000 | $ 190,000 |
| Spartanburg, SC | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Wausau, WI | 1 | $ 195,000 | $ 195,000 | $ 252,000 |
| Yakima, WA | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Lenderfi, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,571 | $3,570,195,000 | $373,000 | $1,935,000 | $194,000 | $8,592,000 |
| Cash-out Refinancing | 943 | $354,665,000 | $376,000 | $1,945,000 | $240,000 | $5,550,000 |
| Home Purchase | 343 | $135,095,000 | $393,000 | $2,245,000 | $302,000 | $6,060,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,797 | $1,711,595,000 | $356,000 | $1,935,000 | $191,000 | $7,296,000 |
| Not Provided | 2,801 | $1,044,475,000 | $372,000 | $1,945,000 | $216,000 | $8,592,000 |
| Asian | 2,105 | $876,345,000 | $416,000 | $1,775,000 | $192,000 | $3,780,000 |
| Hispanic | 430 | $147,450,000 | $342,000 | $2,245,000 | $178,000 | $4,200,000 |
| Black or African American | 176 | $58,020,000 | $329,000 | $1,045,000 | $170,000 | $2,100,000 |
| American Indian or Alaskan Native | 32 | $9,170,000 | $286,000 | $655,000 | $288,000 | $1,680,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,300,000 | $325,000 | $425,000 | $131,000 | $160,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,812 | $4,044,570,000 | $374,000 | $2,245,000 | $201,000 | $8,592,000 |
| FHA-insured (Federal Housing Administration) | 43 | $14,795,000 | $344,000 | $725,000 | $111,000 | $1,019,000 |
| VA-guaranteed (Veterans Administration) | 2 | $590,000 | $295,000 | $325,000 | $145,000 | $181,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 5,768 | $2,128,670,000 | $369,000 | $2,245,000 | $238,000 | $8,592,000 |
| Loan Originated | 4,744 | $1,805,760,000 | $380,000 | $1,295,000 | $154,000 | $857,000 |
| Application Denied By Financial Institution | 267 | $97,235,000 | $364,000 | $1,775,000 | $207,000 | $7,296,000 |
| File Closed For Incompleteness | 58 | $22,020,000 | $379,000 | $1,175,000 | $267,000 | $5,400,000 |
| Preapproval Approved but not Accepted | 14 | $4,260,000 | $304,000 | $675,000 | $382,000 | $2,161,000 |
| Application Approved But Not Accepted | 4 | $1,500,000 | $375,000 | $515,000 | $122,000 | $154,000 |
| Preapproval Denied by Financial Institution | 2 | $510,000 | $255,000 | $425,000 | $69,000 | $127,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,588 | $3,962,210,000 | $374,000 | $2,245,000 | $201,000 | $8,592,000 |
| Unverifiable Information | 221 | $77,635,000 | $351,000 | $1,775,000 | $203,000 | $7,296,000 |
| Debt-To-Income Ratio | 17 | $7,745,000 | $455,000 | $895,000 | $106,000 | $288,000 |
| Credit History | 16 | $5,880,000 | $367,000 | $625,000 | $114,000 | $332,000 |
| Collateral | 6 | $2,450,000 | $408,000 | $705,000 | $974,000 | $4,810,000 |
| Employment History | 4 | $1,540,000 | $385,000 | $505,000 | $83,000 | $147,000 |
| Other | 3 | $1,835,000 | $611,000 | $975,000 | $162,000 | $239,000 |
| Credit Application Incomplete | 2 | $660,000 | $330,000 | $405,000 | $89,000 | $178,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lenderfi, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lenderfi, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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