Lenderfi, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Lenderfi, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lenderfi, Inc. 23875 Ventura Blvd Suite 203B Calabasas, CA 91302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 10,857 |
| Total Mortgage Loan Application Amount | $4,059,955,000 |
| Average Mortgage Loan Application Amount | $380,666 |
| Highest Mortgage Loan Application Amount | $2,245,000 |
| Average Applicant Income | $245,333 |
| Highest Applicant Income | $8,592,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Lenderfi, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lenderfi, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Lenderfi, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lenderfi, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Lenderfi, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lenderfi, Inc.'s mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 638 | $ 276,800,000 | $ 359,750 | $ 171,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 632 | $ 285,980,000 | $ 452,000 | $ 210,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 586 | $ 271,590,000 | $ 463,000 | $ 212,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 412 | $ 217,430,000 | $ 527,000 | $ 229,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 405 | $ 199,125,000 | $ 491,000 | $ 193,000 |
| DALLAS-PLANO-IRVING, TX | 311 | $ 104,195,000 | $ 335,000 | $ 173,000 |
| SAN DIEGO-CARLSBAD, CA | 299 | $ 131,605,000 | $ 440,000 | $ 186,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 296 | $ 90,550,000 | $ 320,000 | $ 237,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 294 | $ 100,150,000 | $ 340,000 | $ 158,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 288 | $ 86,980,000 | $ 302,000 | $ 153,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 271 | $ 154,275,000 | $ 569,000 | $ 298,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 265 | $ 91,465,000 | $ 327,500 | $ 160,500 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 246 | $ 82,890,000 | $ 336,000 | $ 229,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 234 | $ 67,240,000 | $ 287,000 | $ 181,000 |
| NA (OUTSIDE OF MSA/MD) | 222 | $ 61,900,000 | $ 289,972 | $ 207,540 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 214 | $ 71,330,000 | $ 333,000 | $ 157,000 |
| CHICAGO-NAPERVILLE, IL | 198 | $ 68,180,000 | $ 344,000 | $ 242,000 |
| RALEIGH, NC | 187 | $ 60,615,000 | $ 324,000 | $ 173,000 |
| DENVER-AURORA-LAKEWOOD, CO | 186 | $ 65,280,000 | $ 350,000 | $ 183,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 179 | $ 76,665,000 | $ 428,000 | $ 232,000 |
| AUSTIN-ROUND ROCK, TX | 146 | $ 45,150,000 | $ 309,000 | $ 207,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 145 | $ 87,235,000 | $ 601,000 | $ 272,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 139 | $ 61,245,000 | $ 440,000 | $ 230,000 |
| NEW YORK-NEWARK, NY | 127 | $ 45,405,000 | $ 357,000 | $ 252,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 124 | $ 42,000,000 | $ 338,000 | $ 137,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 118 | $ 41,310,000 | $ 350,000 | $ 265,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 116 | $ 37,240,000 | $ 321,000 | $ 278,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 107 | $ 32,365,000 | $ 284,500 | $ 173,500 |
| COLUMBUS, OH | 99 | $ 30,855,000 | $ 311,000 | $ 132,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 99 | $ 42,235,000 | $ 426,000 | $ 159,000 |
| BOSTON, MA | 93 | $ 39,565,000 | $ 425,000 | $ 217,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 91 | $ 40,115,000 | $ 440,000 | $ 505,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 85 | $ 21,215,000 | $ 249,000 | $ 154,000 |
| NEWARK, NJ-PA | 76 | $ 32,620,000 | $ 279,000 | $ 601,000 |
| STOCKTON-LODI, CA | 75 | $ 26,375,000 | $ 351,000 | $ 116,000 |
| PHILADELPHIA, PA | 69 | $ 20,845,000 | $ 302,000 | $ 173,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 69 | $ 20,645,000 | $ 299,000 | $ 260,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 64 | $ 19,870,000 | $ 310,000 | $ 207,000 |
| FORT WORTH-ARLINGTON, TX | 62 | $ 17,090,000 | $ 275,000 | $ 139,000 |
| RICHMOND, VA | 57 | $ 16,705,000 | $ 293,000 | $ 152,000 |
| DURHAM-CHAPEL HILL, NC | 54 | $ 16,740,000 | $ 310,000 | $ 154,000 |
| SANTA ROSA, CA | 52 | $ 20,550,000 | $ 395,000 | $ 140,000 |
| FRESNO, CA | 51 | $ 15,855,000 | $ 310,000 | $ 148,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 47 | $ 13,475,000 | $ 286,000 | $ 186,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 44 | $ 16,850,000 | $ 382,000 | $ 330,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 44 | $ 11,460,000 | $ 260,000 | $ 355,000 |
| TACOMA-LAKEWOOD, WA | 44 | $ 16,470,000 | $ 374,000 | $ 163,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 41 | $ 13,265,000 | $ 323,000 | $ 169,000 |
| TUCSON, AZ | 41 | $ 11,505,000 | $ 280,000 | $ 142,000 |
| JACKSONVILLE, FL | 40 | $ 11,400,000 | $ 285,000 | $ 128,000 |
| MODESTO, CA | 39 | $ 11,745,000 | $ 301,000 | $ 268,000 |
| HUNTSVILLE, AL | 37 | $ 9,325,000 | $ 252,000 | $ 125,000 |
| PITTSBURGH, PA | 37 | $ 10,505,000 | $ 283,000 | $ 192,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 35 | $ 10,325,000 | $ 295,000 | $ 151,000 |
| WORCESTER, MA-CT | 35 | $ 11,285,000 | $ 265,000 | $ 137,000 |
| VALLEJO-FAIRFIELD, CA | 33 | $ 11,755,000 | $ 356,000 | $ 142,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 33 | $ 10,835,000 | $ 328,000 | $ 144,000 |
| BOULDER, CO | 32 | $ 14,970,000 | $ 467,000 | $ 352,000 |
| PROVIDENCE-WARWICK, RI-MA | 32 | $ 10,060,000 | $ 330,000 | $ 155,000 |
| BOISE CITY, ID | 30 | $ 9,170,000 | $ 305,000 | $ 145,000 |
| CAMDEN, NJ | 30 | $ 7,480,000 | $ 249,000 | $ 128,000 |
| FORT COLLINS, CO | 29 | $ 9,145,000 | $ 315,000 | $ 172,000 |
| KANSAS CITY, MO-KS | 29 | $ 6,895,000 | $ 237,000 | $ 131,000 |
| SANTA MARIA-SANTA BARBARA, CA | 28 | $ 12,000,000 | $ 428,000 | $ 142,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 27 | $ 7,925,000 | $ 293,000 | $ 126,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 27 | $ 7,795,000 | $ 288,000 | $ 256,000 |
| BIRMINGHAM-HOOVER, AL | 26 | $ 7,070,000 | $ 271,000 | $ 197,000 |
| BAKERSFIELD, CA | 25 | $ 6,165,000 | $ 246,000 | $ 104,000 |
| CLEVELAND-ELYRIA, OH | 25 | $ 6,365,000 | $ 254,000 | $ 133,000 |
| CINCINNATI, OH-KY-IN | 23 | $ 6,655,000 | $ 258,500 | $ 136,500 |
| KNOXVILLE, TN | 23 | $ 6,625,000 | $ 288,000 | $ 141,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 23 | $ 7,355,000 | $ 265,000 | $ 114,500 |
| SALINAS, CA | 23 | $ 9,665,000 | $ 420,000 | $ 158,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 22 | $ 6,410,000 | $ 291,000 | $ 144,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 22 | $ 9,250,000 | $ 420,000 | $ 144,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 21 | $ 5,825,000 | $ 283,000 | $ 131,000 |
| SAN RAFAEL, CA | 21 | $ 11,085,000 | $ 527,000 | $ 197,000 |
| TRENTON, NJ | 21 | $ 8,275,000 | $ 394,000 | $ 217,000 |
| WILMINGTON, DE-MD-NJ | 20 | $ 5,860,000 | $ 283,000 | $ 124,000 |
| MEMPHIS, TN-MS-AR | 19 | $ 4,985,000 | $ 243,500 | $ 143,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 19 | $ 5,285,000 | $ 278,000 | $ 153,000 |
| NEW ORLEANS-METAIRIE, LA | 19 | $ 5,365,000 | $ 282,000 | $ 139,000 |
| ANN ARBOR, MI | 18 | $ 5,970,000 | $ 331,000 | $ 189,000 |
| ALBUQUERQUE, NM | 17 | $ 4,615,000 | $ 271,000 | $ 200,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 17 | $ 4,755,000 | $ 279,000 | $ 238,000 |
| PORTLAND-SOUTH PORTLAND, ME | 17 | $ 5,505,000 | $ 323,000 | $ 402,000 |
| COLORADO SPRINGS, CO | 16 | $ 4,320,000 | $ 270,000 | $ 190,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 16 | $ 4,300,000 | $ 268,000 | $ 149,000 |
| MANCHESTER-NASHUA, NH | 16 | $ 4,440,000 | $ 277,000 | $ 161,000 |
| NEW HAVEN-MILFORD, CT | 16 | $ 4,220,000 | $ 263,000 | $ 174,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 16 | $ 4,590,000 | $ 272,000 | $ 187,000 |
| SANTA CRUZ-WATSONVILLE, CA | 16 | $ 7,650,000 | $ 478,000 | $ 207,000 |
| CHARLOTTESVILLE, VA | 15 | $ 4,475,000 | $ 298,000 | $ 95,000 |
| ELGIN, IL | 15 | $ 4,065,000 | $ 271,000 | $ 125,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 15 | $ 5,175,000 | $ 345,000 | $ 236,000 |
| BREMERTON-SILVERDALE, WA | 14 | $ 4,480,000 | $ 320,000 | $ 225,000 |
| SALEM, OR | 14 | $ 4,180,000 | $ 298,000 | $ 109,000 |
| VISALIA-PORTERVILLE, CA | 14 | $ 3,760,000 | $ 268,000 | $ 125,000 |
| GREELEY, CO | 13 | $ 4,255,000 | $ 327,000 | $ 142,000 |
| GREENSBORO-HIGH POINT, NC | 13 | $ 2,935,000 | $ 225,000 | $ 161,000 |
| LANCASTER, PA | 13 | $ 3,865,000 | $ 297,000 | $ 198,000 |
| MADISON, WI | 13 | $ 3,675,000 | $ 282,000 | $ 142,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 12 | $ 3,020,000 | $ 265,000 | $ 132,500 |
| ANCHORAGE, AK | 12 | $ 3,620,000 | $ 301,000 | $ 165,000 |
| OLYMPIA-TUMWATER, WA | 12 | $ 3,710,000 | $ 309,000 | $ 100,000 |
| YORK-HANOVER, PA | 12 | $ 2,920,000 | $ 243,000 | $ 168,000 |
| ASHEVILLE, NC | 11 | $ 2,495,000 | $ 226,000 | $ 123,000 |
| BELLINGHAM, WA | 11 | $ 3,365,000 | $ 305,000 | $ 112,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 11 | $ 4,015,000 | $ 365,000 | $ 154,000 |
| READING, PA | 11 | $ 3,125,000 | $ 284,000 | $ 185,000 |
| CHICO, CA | 10 | $ 2,660,000 | $ 266,000 | $ 110,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 10 | $ 1,860,000 | $ 186,000 | $ 360,000 |
| EUGENE, OR | 10 | $ 2,810,000 | $ 281,000 | $ 305,000 |
| NAPA, CA | 10 | $ 4,350,000 | $ 435,000 | $ 133,000 |
| OKLAHOMA CITY, OK | 10 | $ 2,990,000 | $ 299,000 | $ 218,000 |
| SALISBURY, MD-DE | 10 | $ 3,040,000 | $ 362,000 | $ 161,000 |
| SPRINGFIELD, MA | 10 | $ 2,600,000 | $ 260,000 | $ 141,000 |
| TULSA, OK | 10 | $ 2,970,000 | $ 297,000 | $ 257,000 |
| AKRON, OH | 9 | $ 1,705,000 | $ 189,000 | $ 112,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 9 | $ 2,965,000 | $ 329,000 | $ 142,000 |
| CORVALLIS, OR | 9 | $ 2,995,000 | $ 332,000 | $ 141,000 |
| GRAND RAPIDS-WYOMING, MI | 9 | $ 1,925,000 | $ 213,000 | $ 656,000 |
| HARRISBURG-CARLISLE, PA | 9 | $ 2,245,000 | $ 249,000 | $ 161,000 |
| MEDFORD, OR | 9 | $ 2,335,000 | $ 259,000 | $ 690,000 |
| SAVANNAH, GA | 9 | $ 2,605,000 | $ 289,000 | $ 142,000 |
| TOLEDO, OH | 9 | $ 2,355,000 | $ 261,000 | $ 105,000 |
| WICHITA, KS | 9 | $ 2,025,000 | $ 225,000 | $ 148,000 |
| WILMINGTON, NC | 9 | $ 3,495,000 | $ 388,000 | $ 703,000 |
| CAPE CORAL-FORT MYERS, FL | 8 | $ 1,960,000 | $ 245,000 | $ 75,000 |
| MERCED, CA | 8 | $ 2,040,000 | $ 255,000 | $ 118,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 8 | $ 2,410,000 | $ 301,000 | $ 143,000 |
| PORT ST. LUCIE, FL | 8 | $ 2,960,000 | $ 370,000 | $ 165,000 |
| WINSTON-SALEM, NC | 8 | $ 2,810,000 | $ 351,000 | $ 148,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 7 | $ 1,415,000 | $ 202,000 | $ 321,000 |
| JACKSON, MS | 7 | $ 1,605,000 | $ 229,000 | $ 184,000 |
| KENNEWICK-RICHLAND, WA | 7 | $ 1,675,000 | $ 239,000 | $ 98,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 7 | $ 855,000 | $ 135,500 | $ 101,000 |
| ROCHESTER, MN | 7 | $ 1,965,000 | $ 280,000 | $ 164,000 |
| SANTA FE, NM | 7 | $ 1,945,000 | $ 277,000 | $ 240,000 |
| TALLAHASSEE, FL | 7 | $ 1,725,000 | $ 246,000 | $ 154,000 |
| BATON ROUGE, LA | 6 | $ 2,090,000 | $ 348,000 | $ 152,000 |
| CHATTANOOGA, TN-GA | 6 | $ 1,490,000 | $ 203,000 | $ 95,500 |
| COLUMBIA, SC | 6 | $ 1,170,000 | $ 195,000 | $ 120,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 6 | $ 1,630,000 | $ 271,000 | $ 124,000 |
| FLAGSTAFF, AZ | 6 | $ 1,580,000 | $ 263,000 | $ 161,000 |
| GAINESVILLE, FL | 6 | $ 1,460,000 | $ 243,000 | $ 165,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 6 | $ 1,090,000 | $ 191,000 | $ 136,000 |
| MANKATO-NORTH MANKATO, MN | 6 | $ 1,730,000 | $ 288,000 | $ 124,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 6 | $ 2,030,000 | $ 338,000 | $ 179,000 |
| SHREVEPORT-BOSSIER CITY, LA | 6 | $ 1,640,000 | $ 273,000 | $ 154,000 |
| SPOKANE-SPOKANE VALLEY, WA | 6 | $ 1,330,000 | $ 221,000 | $ 81,000 |
| BEND-REDMOND, OR | 5 | $ 1,455,000 | $ 291,000 | $ 122,000 |
| COEUR D'ALENE, ID | 5 | $ 1,385,000 | $ 277,000 | $ 153,000 |
| GAINESVILLE, GA | 5 | $ 1,465,000 | $ 293,000 | $ 142,000 |
| GARY, IN | 5 | $ 1,355,000 | $ 271,000 | $ 113,000 |
| LA CROSSE-ONALASKA, WI-MN | 5 | $ 2,155,000 | $ 350,000 | $ 1,587,500 |
| LANSING-EAST LANSING, MI | 5 | $ 875,000 | $ 175,000 | $ 97,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 5 | $ 1,155,000 | $ 231,000 | $ 197,000 |
| MOUNT VERNON-ANACORTES, WA | 5 | $ 1,695,000 | $ 339,000 | $ 106,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 5 | $ 1,545,000 | $ 309,000 | $ 160,000 |
| PEORIA, IL | 5 | $ 1,195,000 | $ 239,000 | $ 156,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 5 | $ 1,175,000 | $ 235,000 | $ 105,000 |
| ROANOKE, VA | 5 | $ 1,335,000 | $ 267,000 | $ 109,000 |
| SEBASTIAN-VERO BEACH, FL | 5 | $ 1,285,000 | $ 257,000 | $ 143,000 |
| STATE COLLEGE, PA | 5 | $ 1,355,000 | $ 271,000 | $ 155,000 |
| ATHENS-CLARKE COUNTY, GA | 4 | $ 1,290,000 | $ 322,000 | $ 210,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 1,170,000 | $ 292,000 | $ 284,000 |
| COLUMBUS, GA-AL | 4 | $ 1,110,000 | $ 277,000 | $ 180,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 4 | $ 840,000 | $ 210,000 | $ 182,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 770,000 | $ 192,000 | $ 187,000 |
| FLINT, MI | 4 | $ 810,000 | $ 202,000 | $ 124,000 |
| LAKELAND-WINTER HAVEN, FL | 4 | $ 1,300,000 | $ 325,000 | $ 1,410,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 1,090,000 | $ 272,000 | $ 127,000 |
| LINCOLN, NE | 4 | $ 1,000,000 | $ 250,000 | $ 187,000 |
| MORRISTOWN, TN | 4 | $ 770,000 | $ 192,000 | $ 97,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 4 | $ 1,190,000 | $ 297,000 | $ 104,000 |
| NORWICH-NEW LONDON, CT | 4 | $ 920,000 | $ 230,000 | $ 175,000 |
| THE VILLAGES, FL | 4 | $ 980,000 | $ 245,000 | $ 96,000 |
| WENATCHEE, WA | 4 | $ 1,110,000 | $ 277,000 | $ 318,000 |
| WINCHESTER, VA-WV | 4 | $ 880,000 | $ 220,000 | $ 101,000 |
| YUBA CITY, CA | 4 | $ 1,040,000 | $ 260,000 | $ 88,000 |
| ALBANY, OR | 3 | $ 675,000 | $ 225,000 | $ 128,000 |
| CANTON-MASSILLON, OH | 3 | $ 655,000 | $ 218,000 | $ 137,000 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 835,000 | $ 278,000 | $ 348,000 |
| DOVER, DE | 3 | $ 715,000 | $ 238,000 | $ 147,000 |
| EL PASO, TX | 3 | $ 625,000 | $ 208,000 | $ 183,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 3 | $ 845,000 | $ 281,000 | $ 166,000 |
| GREENVILLE, NC | 3 | $ 485,000 | $ 161,000 | $ 54,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 3 | $ 965,000 | $ 321,000 | $ 159,000 |
| LONGVIEW, WA | 3 | $ 525,000 | $ 175,000 | $ 95,000 |
| MIDLAND, TX | 3 | $ 985,000 | $ 328,000 | $ 280,000 |
| MISSOULA, MT | 3 | $ 645,000 | $ 215,000 | $ 64,000 |
| OCEAN CITY, NJ | 3 | $ 845,000 | $ 281,000 | $ 247,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 3 | $ 615,000 | $ 205,000 | $ 121,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 525,000 | $ 175,000 | $ 166,000 |
| WARNER ROBINS, GA | 3 | $ 695,000 | $ 231,000 | $ 246,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 485,000 | $ 161,000 | $ 280,000 |
| AMARILLO, TX | 2 | $ 1,020,000 | $ 510,000 | $ 214,000 |
| APPLETON, WI | 2 | $ 440,000 | $ 220,000 | $ 163,000 |
| AUBURN-OPELIKA, AL | 2 | $ 400,000 | $ 200,000 | $ 131,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 290,000 | $ 145,000 | $ 113,500 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 380,000 | $ 190,000 | $ 219,000 |
| BILLINGS, MT | 2 | $ 500,000 | $ 250,000 | $ 128,000 |
| BLOOMINGTON, IN | 2 | $ 520,000 | $ 260,000 | $ 110,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 480,000 | $ 240,000 | $ 132,000 |
| BURLINGTON, NC | 2 | $ 350,000 | $ 175,000 | $ 84,000 |
| CARBONDALE-MARION, IL | 2 | $ 400,000 | $ 200,000 | $ 111,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 410,000 | $ 205,000 | $ 55,000 |
| DUBUQUE, IA | 2 | $ 430,000 | $ 215,000 | $ 134,000 |
| DULUTH, MN-WI | 2 | $ 600,000 | $ 300,000 | $ 220,000 |
| FLORENCE, SC | 2 | $ 360,000 | $ 180,000 | $ 128,000 |
| FORT WAYNE, IN | 2 | $ 340,000 | $ 170,000 | $ 69,000 |
| GRAND FORKS, ND-MN | 2 | $ 450,000 | $ 225,000 | $ 83,000 |
| GRAND JUNCTION, CO | 2 | $ 710,000 | $ 355,000 | $ 203,000 |
| GRANTS PASS, OR | 2 | $ 530,000 | $ 265,000 | $ 90,000 |
| HANFORD-CORCORAN, CA | 2 | $ 720,000 | $ 360,000 | $ 232,000 |
| IOWA CITY, IA | 2 | $ 410,000 | $ 205,000 | $ 238,000 |
| JACKSONVILLE, NC | 2 | $ 470,000 | $ 235,000 | $ 120,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 490,000 | $ 245,000 | $ 174,000 |
| LAFAYETTE, LA | 2 | $ 320,000 | $ 160,000 | $ 71,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 490,000 | $ 245,000 | $ 102,000 |
| LAKE CHARLES, LA | 2 | $ 720,000 | $ 360,000 | $ 272,000 |
| LAS CRUCES, NM | 2 | $ 390,000 | $ 195,000 | $ 169,000 |
| LEBANON, PA | 2 | $ 430,000 | $ 215,000 | $ 216,000 |
| MORGANTOWN, WV | 2 | $ 410,000 | $ 205,000 | $ 138,000 |
| NEW BERN, NC | 2 | $ 540,000 | $ 270,000 | $ 127,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 470,000 | $ 235,000 | $ 117,000 |
| PITTSFIELD, MA | 2 | $ 780,000 | $ 390,000 | $ 288,000 |
| POCATELLO, ID | 2 | $ 610,000 | $ 305,000 | $ 215,000 |
| PUEBLO, CO | 2 | $ 410,000 | $ 205,000 | $ 65,000 |
| RACINE, WI | 2 | $ 570,000 | $ 285,000 | $ 446,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 310,000 | $ 155,000 | $ 30,000 |
| SPRINGFIELD, OH | 2 | $ 320,000 | $ 160,000 | $ 137,000 |
| ST. CLOUD, MN | 2 | $ 600,000 | $ 300,000 | $ 143,000 |
| ST. LOUIS, MO-IL | 2 | $ 490,000 | $ 245,000 | $ 224,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 290,000 | $ 145,000 | $ 115,000 |
| TUSCALOOSA, AL | 2 | $ 460,000 | $ 230,000 | $ 95,000 |
| ALBANY, GA | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 135,000 | $ 135,000 | $ 270,000 |
| BARNSTABLE TOWN, MA | 1 | $ 475,000 | $ 475,000 | $ 76,000 |
| BISMARCK, ND | 1 | $ 395,000 | $ 395,000 | $ 942,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| BLOOMINGTON, IL | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| CASPER, WY | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| CEDAR RAPIDS, IA | 1 | $ 185,000 | $ 185,000 | $ 348,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 285,000 | $ 285,000 | $ 211,000 |
| CHEYENNE, WY | 1 | $ 325,000 | $ 325,000 | $ 0 |
| CLARKSVILLE, TN-KY | 1 | $ 235,000 | $ 235,000 | $ 138,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| COLUMBUS, IN | 1 | $ 235,000 | $ 235,000 | $ 174,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| DOTHAN, AL | 1 | $ 175,000 | $ 175,000 | $ 126,000 |
| EAST STROUDSBURG, PA | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| ELKHART-GOSHEN, IN | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| EVANSVILLE, IN-KY | 1 | $ 245,000 | $ 245,000 | $ 195,000 |
| FARGO, ND-MN | 1 | $ 385,000 | $ 385,000 | $ 69,000 |
| FAYETTEVILLE, NC | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| GADSDEN, AL | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| GREAT FALLS, MT | 1 | $ 475,000 | $ 475,000 | $ 575,000 |
| HATTIESBURG, MS | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 425,000 | $ 425,000 | $ 175,000 |
| IDAHO FALLS, ID | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| JACKSON, MI | 1 | $ 115,000 | $ 115,000 | $ 154,000 |
| JACKSON, TN | 1 | $ 235,000 | $ 235,000 | $ 146,000 |
| JOHNSON CITY, TN | 1 | $ 265,000 | $ 265,000 | $ 224,000 |
| KANKAKEE, IL | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| LAWRENCE, KS | 1 | $ 155,000 | $ 155,000 | $ 174,000 |
| LEWISTON-AUBURN, ME | 1 | $ 265,000 | $ 265,000 | $ 159,000 |
| LONGVIEW, TX | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| LUBBOCK, TX | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 495,000 | $ 495,000 | $ 291,000 |
| MADERA, CA | 1 | $ 415,000 | $ 415,000 | $ 113,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 245,000 | $ 245,000 | $ 648,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| MONROE, MI | 1 | $ 295,000 | $ 295,000 | $ 216,000 |
| MONTGOMERY, AL | 1 | $ 255,000 | $ 255,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 515,000 | $ 515,000 | $ 600,000 |
| RAPID CITY, SD | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| SHEBOYGAN, WI | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 105,000 | $ 105,000 | $ 474,000 |
| SIOUX FALLS, SD | 1 | $ 555,000 | $ 555,000 | $ 190,000 |
| SPARTANBURG, SC | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| WAUSAU, WI | 1 | $ 195,000 | $ 195,000 | $ 252,000 |
| YAKIMA, WA | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Lenderfi, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,571 | $3,570,195,000 | $373,000 | $1,935,000 | $194,000 | $8,592,000 |
| Cash-out Refinancing | 943 | $354,665,000 | $376,000 | $1,945,000 | $240,000 | $5,550,000 |
| Home Purchase | 343 | $135,095,000 | $393,000 | $2,245,000 | $302,000 | $6,060,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,797 | $1,711,595,000 | $356,000 | $1,935,000 | $191,000 | $7,296,000 |
| Not Provided | 2,801 | $1,044,475,000 | $372,000 | $1,945,000 | $216,000 | $8,592,000 |
| Asian | 2,105 | $876,345,000 | $416,000 | $1,775,000 | $192,000 | $3,780,000 |
| Hispanic | 430 | $147,450,000 | $342,000 | $2,245,000 | $178,000 | $4,200,000 |
| Black or African American | 176 | $58,020,000 | $329,000 | $1,045,000 | $170,000 | $2,100,000 |
| American Indian or Alaskan Native | 32 | $9,170,000 | $286,000 | $655,000 | $288,000 | $1,680,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,300,000 | $325,000 | $425,000 | $131,000 | $160,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,812 | $4,044,570,000 | $374,000 | $2,245,000 | $201,000 | $8,592,000 |
| FHA-insured (Federal Housing Administration) | 43 | $14,795,000 | $344,000 | $725,000 | $111,000 | $1,019,000 |
| VA-guaranteed (Veterans Administration) | 2 | $590,000 | $295,000 | $325,000 | $145,000 | $181,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 5,768 | $2,128,670,000 | $369,000 | $2,245,000 | $238,000 | $8,592,000 |
| Loan Originated | 4,744 | $1,805,760,000 | $380,000 | $1,295,000 | $154,000 | $857,000 |
| Application Denied By Financial Institution | 267 | $97,235,000 | $364,000 | $1,775,000 | $207,000 | $7,296,000 |
| File Closed For Incompleteness | 58 | $22,020,000 | $379,000 | $1,175,000 | $267,000 | $5,400,000 |
| Preapproval Approved but not Accepted | 14 | $4,260,000 | $304,000 | $675,000 | $382,000 | $2,161,000 |
| Application Approved But Not Accepted | 4 | $1,500,000 | $375,000 | $515,000 | $122,000 | $154,000 |
| Preapproval Denied by Financial Institution | 2 | $510,000 | $255,000 | $425,000 | $69,000 | $127,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,588 | $3,962,210,000 | $374,000 | $2,245,000 | $201,000 | $8,592,000 |
| Unverifiable Information | 221 | $77,635,000 | $351,000 | $1,775,000 | $203,000 | $7,296,000 |
| Debt-To-Income Ratio | 17 | $7,745,000 | $455,000 | $895,000 | $106,000 | $288,000 |
| Credit History | 16 | $5,880,000 | $367,000 | $625,000 | $114,000 | $332,000 |
| Collateral | 6 | $2,450,000 | $408,000 | $705,000 | $974,000 | $4,810,000 |
| Employment History | 4 | $1,540,000 | $385,000 | $505,000 | $83,000 | $147,000 |
| Other | 3 | $1,835,000 | $611,000 | $975,000 | $162,000 | $239,000 |
| Credit Application Incomplete | 2 | $660,000 | $330,000 | $405,000 | $89,000 | $178,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lenderfi, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lenderfi, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.