Lending 3, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Lending 3, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lending 3, Inc. 17220 Newhope St. Suite 213 Fountain Valley, CA 92708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 1,842 |
| Total Mortgage Loan Application Amount | $733,050,000 |
| Average Mortgage Loan Application Amount | $380,400 |
| Highest Mortgage Loan Application Amount | $2,445,000 |
| Average Applicant Income | $59,000 |
| Highest Applicant Income | $2,417,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Lending 3, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lending 3, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Lending 3, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lending 3, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Lending 3, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lending 3, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 405 | $ 220,735,000 | $ 545,000 | $ 144,000 |
| San Bernardino County California | 286 | $ 114,770,000 | $ 401,000 | $ 94,000 |
| Riverside County California | 187 | $ 84,795,000 | $ 453,000 | $ 111,000 |
| Orange County California | 76 | $ 44,360,000 | $ 583,000 | $ 212,000 |
| Stanislaus County California | 29 | $ 10,755,000 | $ 370,000 | $ 91,000 |
| Maricopa County Arizona | 28 | $ 9,160,000 | $ 327,000 | $ 55,000 |
| Kern County California | 23 | $ 6,395,000 | $ 278,000 | $ 105,000 |
| Henry County Georgia | 18 | $ 5,420,000 | $ 301,000 | $ 71,000 |
| Cook County Illinois | 18 | $ 3,630,000 | $ 201,000 | $ 69,000 |
| Baltimore County Maryland | 18 | $ 5,070,000 | $ 281,000 | $ 86,000 |
| Gwinnett County Georgia | 16 | $ 5,800,000 | $ 362,000 | $ 80,000 |
| El Paso County Colorado | 15 | $ 5,235,000 | $ 349,000 | $ 41,000 |
| Fresno County California | 14 | $ 4,670,000 | $ 333,000 | $ 131,000 |
| Sacramento County California | 13 | $ 5,665,000 | $ 435,000 | $ 88,000 |
| Broward County Florida | 13 | $ 4,475,000 | $ 344,000 | $ 44,000 |
| Hillsborough County Florida | 13 | $ 3,785,000 | $ 291,000 | $ 60,000 |
| Prince George's County Maryland | 12 | $ 3,620,000 | $ 301,000 | $ 66,000 |
| Pinal County Arizona | 11 | $ 3,245,000 | $ 295,000 | $ 24,000 |
| Duval County Florida | 11 | $ 2,955,000 | $ 268,000 | $ 43,000 |
| Harris County Texas | 11 | $ 2,695,000 | $ 245,000 | $ 84,000 |
| San Diego County California | 10 | $ 7,750,000 | $ 775,000 | $ 234,000 |
| Dallas County Texas | 10 | $ 1,700,000 | $ 170,000 | $ 31,000 |
| Contra Costa County California | 9 | $ 5,495,000 | $ 610,000 | $ 200,000 |
| Merced County California | 9 | $ 3,345,000 | $ 371,000 | $ 68,000 |
| Arapahoe County Colorado | 9 | $ 3,055,000 | $ 339,000 | $ 81,000 |
| Brevard County Florida | 9 | $ 2,355,000 | $ 261,000 | $ 17,000 |
| Fulton County Georgia | 9 | $ 2,625,000 | $ 291,000 | $ 98,000 |
| Carroll County Maryland | 9 | $ 2,485,000 | $ 276,000 | $ 38,000 |
| Mohave County Arizona | 8 | $ 1,760,000 | $ 220,000 | $ 84,000 |
| Kings County California | 8 | $ 2,620,000 | $ 327,000 | $ 88,000 |
| Adams County Colorado | 8 | $ 2,700,000 | $ 337,000 | $ 105,000 |
| Miami-Dade County Florida | 8 | $ 2,680,000 | $ 335,000 | $ 59,000 |
| Orange County Florida | 8 | $ 2,970,000 | $ 371,000 | $ 97,000 |
| Palm Beach County Florida | 8 | $ 2,630,000 | $ 328,000 | $ 41,000 |
| Cobb County Georgia | 8 | $ 3,140,000 | $ 392,000 | $ 0 |
| Tarrant County Texas | 8 | $ 1,790,000 | $ 223,000 | $ 14,000 |
| Ventura County California | 7 | $ 5,025,000 | $ 717,000 | $ 64,000 |
| Clay County Florida | 7 | $ 1,365,000 | $ 195,000 | $ 90,000 |
| Lee County Florida | 7 | $ 2,325,000 | $ 332,000 | $ 52,000 |
| Pasco County Florida | 7 | $ 1,465,000 | $ 209,000 | $ 61,000 |
| Pinellas County Florida | 7 | $ 2,445,000 | $ 349,000 | $ 58,000 |
| Polk County Florida | 7 | $ 1,485,000 | $ 212,000 | $ 27,000 |
| Baltimore City County Maryland | 7 | $ 1,735,000 | $ 247,000 | $ 50,000 |
| Bexar County Texas | 7 | $ 1,455,000 | $ 207,000 | $ 45,000 |
| Solano County California | 6 | $ 2,610,000 | $ 435,000 | $ 112,000 |
| Tulare County California | 6 | $ 1,620,000 | $ 270,000 | $ 129,000 |
| Marion County Florida | 6 | $ 1,310,000 | $ 218,000 | $ 40,000 |
| Osceola County Florida | 6 | $ 2,170,000 | $ 361,000 | $ 50,000 |
| Chatham County Georgia | 6 | $ 1,530,000 | $ 255,000 | $ 40,000 |
| Columbia County Georgia | 6 | $ 1,580,000 | $ 263,000 | $ 0 |
| Muscogee County Georgia | 6 | $ 1,460,000 | $ 243,000 | $ 0 |
| Paulding County Georgia | 6 | $ 1,580,000 | $ 263,000 | $ 0 |
| Denton County Texas | 6 | $ 1,520,000 | $ 253,000 | $ 0 |
| San Joaquin County California | 5 | $ 1,975,000 | $ 395,000 | $ 0 |
| Denver County Colorado | 5 | $ 1,565,000 | $ 313,000 | $ 0 |
| Citrus County Florida | 5 | $ 1,155,000 | $ 231,000 | $ 0 |
| Richmond County Georgia | 5 | $ 925,000 | $ 185,000 | $ 0 |
| Cochise County Arizona | 4 | $ 540,000 | $ 135,000 | $ 20,000 |
| Manatee County Florida | 4 | $ 1,410,000 | $ 352,000 | $ 42,000 |
| St. Johns County Florida | 4 | $ 2,000,000 | $ 500,000 | $ 113,000 |
| DeKalb County Georgia | 4 | $ 1,100,000 | $ 275,000 | $ 31,000 |
| Newton County Georgia | 4 | $ 780,000 | $ 195,000 | $ 0 |
| Walton County Georgia | 4 | $ 880,000 | $ 220,000 | $ 32,000 |
| Will County Illinois | 4 | $ 1,270,000 | $ 317,000 | $ 310,000 |
| Anne Arundel County Maryland | 4 | $ 1,090,000 | $ 272,000 | $ 0 |
| Charles County Maryland | 4 | $ 1,570,000 | $ 392,000 | $ 53,000 |
| Klamath County Oregon | 4 | $ 900,000 | $ 225,000 | $ 0 |
| Marion County Oregon | 4 | $ 1,250,000 | $ 312,000 | $ 29,000 |
| Madison County Alabama | 3 | $ 865,000 | $ 288,000 | $ 0 |
| Pima County Arizona | 3 | $ 565,000 | $ 188,000 | $ 0 |
| Alameda County California | 3 | $ 1,485,000 | $ 495,000 | $ 121,000 |
| Pueblo County Colorado | 3 | $ 605,000 | $ 201,000 | $ 0 |
| Weld County Colorado | 3 | $ 1,635,000 | $ 545,000 | $ 118,000 |
| Santa Rosa County Florida | 3 | $ 1,025,000 | $ 341,000 | $ 52,000 |
| Volusia County Florida | 3 | $ 775,000 | $ 258,000 | $ 55,000 |
| Barrow County Georgia | 3 | $ 715,000 | $ 238,000 | $ 114,000 |
| Bartow County Georgia | 3 | $ 645,000 | $ 215,000 | $ 71,000 |
| Cherokee County Georgia | 3 | $ 1,545,000 | $ 515,000 | $ 186,000 |
| Clayton County Georgia | 3 | $ 835,000 | $ 278,000 | $ 60,000 |
| Douglas County Georgia | 3 | $ 635,000 | $ 211,000 | $ 0 |
| Houston County Georgia | 3 | $ 905,000 | $ 301,000 | $ 0 |
| Jackson County Georgia | 3 | $ 765,000 | $ 255,000 | $ 129,000 |
| Frederick County Maryland | 3 | $ 1,205,000 | $ 401,000 | $ 0 |
| Harford County Maryland | 3 | $ 955,000 | $ 318,000 | $ 52,000 |
| Cuyahoga County Ohio | 3 | $ 785,000 | $ 261,000 | $ 86,000 |
| Franklin County Ohio | 3 | $ 635,000 | $ 211,000 | $ 0 |
| Jackson County Oregon | 3 | $ 855,000 | $ 285,000 | $ 0 |
| Lane County Oregon | 3 | $ 935,000 | $ 311,000 | $ 0 |
| Delaware County Pennsylvania | 3 | $ 715,000 | $ 238,000 | $ 0 |
| Collin County Texas | 3 | $ 975,000 | $ 325,000 | $ 103,000 |
| Lubbock County Texas | 3 | $ 305,000 | $ 101,000 | $ 42,000 |
| Houston County Alabama | 2 | $ 720,000 | $ 360,000 | $ 130,000 |
| Montgomery County Alabama | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Amador County California | 2 | $ 570,000 | $ 285,000 | $ 29,000 |
| Imperial County California | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Madera County California | 2 | $ 700,000 | $ 350,000 | $ 0 |
| Monterey County California | 2 | $ 1,080,000 | $ 540,000 | $ 55,000 |
| Placer County California | 2 | $ 1,040,000 | $ 520,000 | $ 0 |
| San Benito County California | 2 | $ 1,070,000 | $ 535,000 | $ 133,000 |
| Jefferson County Colorado | 2 | $ 1,040,000 | $ 520,000 | $ 0 |
| Charlotte County Florida | 2 | $ 290,000 | $ 145,000 | $ 34,000 |
| Collier County Florida | 2 | $ 800,000 | $ 400,000 | $ 0 |
| Hernando County Florida | 2 | $ 480,000 | $ 240,000 | $ 24,000 |
| Sarasota County Florida | 2 | $ 550,000 | $ 275,000 | $ 64,000 |
| St. Lucie County Florida | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Bulloch County Georgia | 2 | $ 360,000 | $ 180,000 | $ 81,000 |
| Camden County Georgia | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Carroll County Georgia | 2 | $ 430,000 | $ 215,000 | $ 75,000 |
| Catoosa County Georgia | 2 | $ 450,000 | $ 225,000 | $ 41,000 |
| Fayette County Georgia | 2 | $ 450,000 | $ 225,000 | $ 62,000 |
| Forsyth County Georgia | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Glynn County Georgia | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Liberty County Georgia | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Lowndes County Georgia | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Rockdale County Georgia | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Tift County Georgia | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Kane County Illinois | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Lake County Illinois | 2 | $ 800,000 | $ 400,000 | $ 306,000 |
| Winnebago County Illinois | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Calvert County Maryland | 2 | $ 490,000 | $ 245,000 | $ 0 |
| St. Mary's County Maryland | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Worcester County Maryland | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Kent County Michigan | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Macomb County Michigan | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Oakland County Michigan | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Hamilton County Ohio | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Montgomery County Ohio | 2 | $ 200,000 | $ 100,000 | $ 42,000 |
| Deschutes County Oregon | 2 | $ 570,000 | $ 285,000 | $ 47,000 |
| Umatilla County Oregon | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Bucks County Pennsylvania | 2 | $ 520,000 | $ 260,000 | $ 65,000 |
| Lebanon County Pennsylvania | 2 | $ 480,000 | $ 240,000 | $ 69,000 |
| Lehigh County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Northampton County Pennsylvania | 2 | $ 1,050,000 | $ 525,000 | $ 93,000 |
| Philadelphia County Pennsylvania | 2 | $ 720,000 | $ 360,000 | $ 0 |
| York County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 118,000 |
| Bradley County Tennessee | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Bell County Texas | 2 | $ 390,000 | $ 195,000 | $ 41,000 |
| Brazoria County Texas | 2 | $ 560,000 | $ 280,000 | $ 64,000 |
| Cameron County Texas | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Comal County Texas | 2 | $ 990,000 | $ 495,000 | $ 0 |
| Ellis County Texas | 2 | $ 510,000 | $ 255,000 | $ 109,000 |
| Fort Bend County Texas | 2 | $ 500,000 | $ 250,000 | $ 120,000 |
| Kaufman County Texas | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Rockwall County Texas | 2 | $ 780,000 | $ 390,000 | $ 0 |
| Travis County Texas | 2 | $ 680,000 | $ 340,000 | $ 78,000 |
| Chilton County Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Coffee County Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Covington County Alabama | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Mobile County Alabama | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Morgan County Alabama | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Shelby County Alabama | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Coconino County Arizona | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Benton County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 114,000 |
| Garland County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Independence County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Van Buren County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 56,000 |
| Butte County California | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Calaveras County California | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Humboldt County California | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Lake County California | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Lassen County California | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Mono County California | 1 | $ 525,000 | $ 525,000 | $ 128,000 |
| Napa County California | 1 | $ 505,000 | $ 505,000 | $ 38,000 |
| Santa Barbara County California | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Santa Clara County California | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Siskiyou County California | 1 | $ 425,000 | $ 425,000 | $ 127,000 |
| Sutter County California | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Yolo County California | 1 | $ 505,000 | $ 505,000 | $ 409,000 |
| Broomfield County Colorado | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Delta County Colorado | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Douglas County Colorado | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Fremont County Colorado | 1 | $ 405,000 | $ 405,000 | $ 0 |
| La Plata County Colorado | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Mesa County Colorado | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Moffat County Colorado | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Montrose County Colorado | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Alachua County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Baker County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| DeSoto County Florida | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Holmes County Florida | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Lake County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Nassau County Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Seminole County Florida | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Appling County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Baldwin County Georgia | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Bibb County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Clarke County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Coffee County Georgia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Dougherty County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Effingham County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Floyd County Georgia | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Harris County Georgia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Laurens County Georgia | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Lee County Georgia | 1 | $ 175,000 | $ 175,000 | $ 123,000 |
| Mitchell County Georgia | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Peach County Georgia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Spalding County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Talbot County Georgia | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Taylor County Georgia | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Telfair County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Troup County Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| White County Georgia | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Ada County Idaho | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Canyon County Idaho | 1 | $ 325,000 | $ 325,000 | $ 77,000 |
| DuPage County Illinois | 1 | $ 295,000 | $ 295,000 | $ 114,000 |
| Jersey County Illinois | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Kendall County Illinois | 1 | $ 285,000 | $ 285,000 | $ 0 |
| McHenry County Illinois | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Randolph County Illinois | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Sangamon County Illinois | 1 | $ 245,000 | $ 245,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 305,000 | $ 305,000 | $ 47,000 |
| Queen Anne's County Maryland | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Talbot County Maryland | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Charlevoix County Michigan | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Ionia County Michigan | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Kalamazoo County Michigan | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Monroe County Michigan | 1 | $ 235,000 | $ 235,000 | $ 0 |
| St. Joseph County Michigan | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Butler County Ohio | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Carroll County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Delaware County Ohio | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 715,000 | $ 715,000 | $ 398,000 |
| Fulton County Ohio | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Morrow County Ohio | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Muskingum County Ohio | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Paulding County Ohio | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Stark County Ohio | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Wayne County Ohio | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Coos County Oregon | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Curry County Oregon | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Polk County Oregon | 1 | $ 425,000 | $ 425,000 | $ 93,000 |
| Tillamook County Oregon | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Wasco County Oregon | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Washington County Oregon | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Clearfield County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Columbia County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Franklin County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Lancaster County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Carter County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Maury County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Angelina County Texas | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Bee County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Brazos County Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Burnet County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| El Paso County Texas | 1 | $ 155,000 | $ 155,000 | $ 119,000 |
| Guadalupe County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Hardin County Texas | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Harrison County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Houston County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Jefferson County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lamar County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| McLennan County Texas | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Montgomery County Texas | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Randall County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Smith County Texas | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Taylor County Texas | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Titus County Texas | 1 | $ 275,000 | $ 275,000 | $ 45,000 |
| Tom Green County Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Trinity County Texas | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Tyler County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Williamson County Texas | 1 | $ 485,000 | $ 485,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Lending 3, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Applicable | 1,226 | $501,590,000 | $409,000 | $2,435,000 | $0 | $0 |
| Cash-out Refinancing | 256 | $86,330,000 | $337,000 | $1,325,000 | $97,000 | $2,138,000 |
| Home Purchase | 219 | $101,655,000 | $464,000 | $2,445,000 | $131,000 | $2,417,000 |
| Refinancing | 140 | $43,090,000 | $307,000 | $1,055,000 | $67,000 | $1,907,000 |
| Other Purpose | 1 | $385,000 | $385,000 | $385,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,233 | $504,025,000 | $408,000 | $2,435,000 | $0 | $0 |
| Not Provided | 185 | $74,885,000 | $404,000 | $1,425,000 | $127,000 | $2,138,000 |
| White | 159 | $51,465,000 | $323,000 | $1,325,000 | $73,000 | $320,000 |
| Hispanic | 157 | $61,445,000 | $391,000 | $1,405,000 | $94,000 | $474,000 |
| Black or African American | 82 | $25,060,000 | $305,000 | $995,000 | $59,000 | $293,000 |
| Asian | 18 | $11,720,000 | $651,000 | $2,445,000 | $324,000 | $2,417,000 |
| American Indian or Alaskan Native | 2 | $1,370,000 | $685,000 | $955,000 | $156,000 | $211,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $175,000 | $175,000 | $175,000 | $71,000 | $71,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 808 | $354,680,000 | $438,000 | $2,445,000 | $140,000 | $2,417,000 |
| FHA-insured (Federal Housing Administration) | 597 | $244,975,000 | $410,000 | $985,000 | $82,000 | $264,000 |
| VA-guaranteed (Veterans Administration) | 436 | $132,970,000 | $304,000 | $1,605,000 | $41,000 | $293,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $425,000 | $425,000 | $425,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,233 | $504,025,000 | $408,000 | $2,435,000 | $0 | $0 |
| Application Withdrawn By Applicant | 454 | $165,070,000 | $363,000 | $2,445,000 | $92,000 | $2,417,000 |
| Loan Originated | 58 | $23,570,000 | $406,000 | $995,000 | $155,000 | $1,907,000 |
| Application Denied By Financial Institution | 46 | $20,070,000 | $436,000 | $785,000 | $117,000 | $604,000 |
| Application Approved But Not Accepted | 41 | $15,315,000 | $373,000 | $975,000 | $105,000 | $409,000 |
| File Closed For Incompleteness | 10 | $5,000,000 | $500,000 | $1,405,000 | $130,000 | $397,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,796 | $712,980,000 | $396,000 | $2,445,000 | $101,000 | $2,417,000 |
| Debt-To-Income Ratio | 23 | $10,655,000 | $463,000 | $785,000 | $98,000 | $269,000 |
| Other | 9 | $3,575,000 | $397,000 | $665,000 | $116,000 | $233,000 |
| Unverifiable Information | 6 | $3,130,000 | $521,000 | $685,000 | $219,000 | $604,000 |
| Credit History | 5 | $1,795,000 | $359,000 | $635,000 | $84,000 | $114,000 |
| Collateral | 2 | $640,000 | $320,000 | $465,000 | $139,000 | $170,000 |
| Employment History | 1 | $275,000 | $275,000 | $275,000 | $76,000 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lending 3, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lending 3, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.