Lendmark Financial Services Mortgage Lending & HMDA Data, 2006

In 2006, Lendmark Financial Services of Wilson, NC reported 3,733 mortgage applications totaling $300.4 million, down 2% from 2005. The average application was for $80,480, and applicants reported an average income of $59,461. 67% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (436), Baltimore-Towson, MD (248) and Washington-Arlington-Alexandria, DC-VA-MD-WV (207) (applications in parentheses).

Mortgage Company & Address Lendmark Financial Services
223 W Nash St
Wilson, NC 27893
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,733
Total Mortgage Loan Application Amount $300,434,000
Average Mortgage Loan Application Amount $80,480
Highest Mortgage Loan Application Amount $845,000
Average Applicant Income $59,461
Highest Applicant Income $1,703,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lendmark Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Lendmark Financial Services by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Prince George's, Maryland 82 $ 7,928,000 $ 96,682 $ 88,000
Baltimore, Maryland 77 $ 5,074,000 $ 65,896 $ 71,000
Baltimore City, Maryland 72 $ 4,062,000 $ 56,416 $ 54,000
Gwinnett, Georgia 69 $ 6,988,000 $ 101,275 $ 62,000
Fulton, Georgia 65 $ 7,417,000 $ 114,107 $ 64,000
DeKalb, Georgia 47 $ 5,250,000 $ 111,702 $ 79,000
Orange, Florida 46 $ 4,151,000 $ 90,239 $ 53,000
Duval, Florida 45 $ 3,718,000 $ 82,622 $ 55,000
Anne Arundel, Maryland 45 $ 3,661,000 $ 81,355 $ 76,000
Newton, Georgia 43 $ 2,618,000 $ 60,883 $ 52,000
Marion, Florida 39 $ 3,469,000 $ 88,948 $ 63,000
Polk, Florida 38 $ 3,297,000 $ 86,763 $ 45,000
Jefferson, Kentucky 33 $ 1,699,000 $ 51,484 $ 41,000
Pasco, Florida 31 $ 2,391,000 $ 77,129 $ 58,000
Christian, Kentucky 31 $ 1,398,000 $ 45,096 $ 45,000
Hillsborough, Florida 29 $ 2,687,000 $ 92,655 $ 59,000
Mecklenburg, North Carolina 26 $ 1,977,000 $ 76,038 $ 88,000
Lexington, South Carolina 26 $ 1,941,000 $ 74,653 $ 44,000
Cobb, Georgia 25 $ 2,060,000 $ 82,400 $ 53,000
Kanawha, West Virginia 25 $ 1,240,000 $ 49,600 $ 46,000
Osceola, Florida 24 $ 1,926,000 $ 80,250 $ 40,000
Harford, Maryland 24 $ 1,297,000 $ 54,041 $ 79,000
Greenville, South Carolina 24 $ 1,695,000 $ 70,625 $ 55,000
Paulding, Georgia 23 $ 2,116,000 $ 92,000 $ 61,000
New Castle, Delaware 22 $ 2,579,000 $ 117,227 $ 68,000
Chatham, Georgia 22 $ 2,078,000 $ 94,454 $ 61,000
Frederick, Maryland 22 $ 2,032,000 $ 92,363 $ 97,000
Chesterfield, Virginia 22 $ 962,000 $ 43,727 $ 63,000
Fairfax, Virginia 22 $ 2,848,000 $ 129,454 $ 116,000
Buncombe, North Carolina 21 $ 1,979,000 $ 94,238 $ 60,000
Clayton, Georgia 20 $ 1,291,000 $ 64,550 $ 61,000
Anderson, South Carolina 20 $ 1,345,000 $ 67,250 $ 61,000
Lake, Florida 19 $ 1,927,000 $ 101,421 $ 53,000
Bibb, Georgia 18 $ 1,948,000 $ 108,222 $ 53,000
Cherokee, Georgia 18 $ 1,880,000 $ 104,444 $ 74,000
Carroll, Maryland 18 $ 1,787,000 $ 99,277 $ 81,000
District of Columbia, District Of Columbia 17 $ 1,183,000 $ 69,588 $ 91,000
Brevard, Florida 17 $ 1,732,000 $ 101,882 $ 44,000
Hernando, Florida 17 $ 1,901,000 $ 111,823 $ 47,000
St. Lucie, Florida 17 $ 1,635,000 $ 96,176 $ 62,000
Carroll, Georgia 17 $ 1,015,000 $ 59,705 $ 56,000
McCreary, Kentucky 17 $ 813,000 $ 47,823 $ 30,000
Wicomico, Maryland 17 $ 1,716,000 $ 100,941 $ 49,000
Cumberland, North Carolina 17 $ 1,716,000 $ 100,941 $ 61,000
Henrico, Virginia 17 $ 847,000 $ 49,823 $ 60,000
Walton, Georgia 16 $ 1,443,000 $ 90,187 $ 72,000
Wayne, Kentucky 16 $ 663,000 $ 41,437 $ 35,000
Spartanburg, South Carolina 16 $ 926,000 $ 57,875 $ 51,000
Sussex, Delaware 15 $ 1,734,000 $ 115,600 $ 66,000
Clay, Florida 15 $ 1,430,000 $ 95,333 $ 44,000
Putnam, Florida 15 $ 1,086,000 $ 72,400 $ 41,000
Hall, Georgia 15 $ 709,000 $ 47,266 $ 69,000
Ware, Georgia 15 $ 772,000 $ 51,466 $ 43,000
Pulaski, Kentucky 15 $ 751,000 $ 50,066 $ 34,000
Russell, Kentucky 15 $ 865,000 $ 57,666 $ 43,000
Charles, Maryland 15 $ 1,110,000 $ 74,000 $ 90,000
Horry, South Carolina 15 $ 1,665,000 $ 111,000 $ 171,000
Spotsylvania, Virginia 15 $ 1,359,000 $ 90,600 $ 62,000
Stafford, Virginia 15 $ 1,389,000 $ 92,600 $ 78,000
Berkeley, West Virginia 15 $ 906,000 $ 60,400 $ 58,000
Broward, Florida 14 $ 1,506,000 $ 107,571 $ 36,000
Citrus, Florida 14 $ 1,379,000 $ 98,500 $ 70,000
Escambia, Florida 14 $ 762,000 $ 54,428 $ 52,000
Miami-Dade, Florida 14 $ 1,200,000 $ 85,714 $ 33,000
Pinellas, Florida 14 $ 1,545,000 $ 110,357 $ 58,000
St. Johns, Florida 14 $ 2,011,000 $ 143,642 $ 62,000
Volusia, Florida 14 $ 1,642,000 $ 117,285 $ 65,000
Whitfield, Georgia 14 $ 589,000 $ 42,071 $ 54,000
Wake, North Carolina 14 $ 1,987,000 $ 141,928 $ 88,000
Richland, South Carolina 14 $ 1,354,000 $ 96,714 $ 117,000
Knox, Tennessee 14 $ 1,689,000 $ 120,642 $ 78,000
Douglas, Georgia 13 $ 1,242,000 $ 95,538 $ 48,000
Glynn, Georgia 13 $ 997,000 $ 76,692 $ 59,000
Richmond, Georgia 13 $ 703,000 $ 54,076 $ 60,000
Logan, Kentucky 13 $ 616,000 $ 47,384 $ 48,000
Brunswick, North Carolina 13 $ 1,193,000 $ 91,769 $ 71,000
Richmond City, Virginia 13 $ 1,042,000 $ 80,153 $ 70,000
Suffolk, Virginia 13 $ 584,000 $ 44,923 $ 57,000
Jefferson, Alabama 12 $ 1,031,000 $ 85,916 $ 31,000
Leon, Florida 12 $ 1,344,000 $ 112,000 $ 74,000
Manatee, Florida 12 $ 1,379,000 $ 114,916 $ 42,000
Suwannee, Florida 12 $ 875,000 $ 72,916 $ 38,000
Baldwin, Georgia 12 $ 864,000 $ 72,000 $ 58,000
Houston, Georgia 12 $ 804,000 $ 67,000 $ 51,000
Lowndes, Georgia 12 $ 979,000 $ 81,583 $ 70,000
Grayson, Kentucky 12 $ 458,000 $ 38,166 $ 40,000
Hopkins, Kentucky 12 $ 592,000 $ 49,333 $ 50,000
Muhlenberg, Kentucky 12 $ 431,000 $ 35,916 $ 32,000
Caroline, Maryland 12 $ 1,150,000 $ 95,833 $ 65,000
Montgomery, Maryland 12 $ 1,014,000 $ 84,500 $ 74,000
Henry, Georgia 11 $ 729,000 $ 66,272 $ 44,000
Thomas, Georgia 11 $ 1,124,000 $ 102,181 $ 62,000
Dorchester, Maryland 11 $ 1,024,000 $ 93,090 $ 56,000
Washington, Maryland 11 $ 671,000 $ 61,000 $ 78,000
Columbus, North Carolina 11 $ 1,032,000 $ 93,818 $ 50,000
Aiken, South Carolina 11 $ 687,000 $ 62,454 $ 52,000
Berkeley, South Carolina 11 $ 742,000 $ 67,454 $ 52,000
Charleston, South Carolina 11 $ 1,515,000 $ 137,727 $ 78,000
Lee, Florida 10 $ 1,171,000 $ 117,100 $ 70,000
Palm Beach, Florida 10 $ 820,000 $ 82,000 $ 60,000
Forsyth, Georgia 10 $ 655,000 $ 65,500 $ 56,000
Murray, Georgia 10 $ 640,000 $ 64,000 $ 47,000
Rockdale, Georgia 10 $ 1,031,000 $ 103,100 $ 71,000
Laurel, Kentucky 10 $ 648,000 $ 64,800 $ 44,000
Guilford, North Carolina 10 $ 652,000 $ 65,200 $ 59,000
Rutherford, North Carolina 10 $ 1,447,000 $ 144,700 $ 157,000
Florence, South Carolina 10 $ 528,000 $ 52,800 $ 47,000
Jefferson, West Virginia 10 $ 638,000 $ 63,800 $ 70,000
Mingo, West Virginia 10 $ 627,000 $ 62,700 $ 81,000
Kent, Delaware 9 $ 1,010,000 $ 112,222 $ 78,000
Bartow, Georgia 9 $ 478,000 $ 53,111 $ 58,000
Catoosa, Georgia 9 $ 678,000 $ 75,333 $ 56,000
Fannin, Georgia 9 $ 598,000 $ 66,444 $ 49,000
Graves, Kentucky 9 $ 359,000 $ 39,888 $ 52,000
Cleveland, North Carolina 9 $ 495,000 $ 55,000 $ 54,000
Iredell, North Carolina 9 $ 644,000 $ 71,555 $ 69,000
Dorchester, South Carolina 9 $ 907,000 $ 100,777 $ 66,000
Greene, Tennessee 9 $ 814,000 $ 90,444 $ 39,000
Albemarle, Virginia 9 $ 788,000 $ 87,555 $ 65,000
Hanover, Virginia 9 $ 464,000 $ 51,555 $ 77,000
Putnam, West Virginia 9 $ 804,000 $ 89,333 $ 66,000
Morgan, Alabama 8 $ 679,000 $ 84,875 $ 41,000
Camden, Georgia 8 $ 675,000 $ 84,375 $ 56,000
Boyd, Kentucky 8 $ 498,000 $ 62,250 $ 36,000
Boyle, Kentucky 8 $ 510,000 $ 63,750 $ 49,000
Calvert, Maryland 8 $ 1,085,000 $ 135,625 $ 70,000
Cecil, Maryland 8 $ 520,000 $ 65,000 $ 63,000
Howard, Maryland 8 $ 482,000 $ 60,250 $ 75,000
Gaston, North Carolina 8 $ 554,000 $ 69,250 $ 55,000
Moore, North Carolina 8 $ 614,000 $ 76,750 $ 29,000
Pitt, North Carolina 8 $ 707,000 $ 88,375 $ 66,000
Beaufort, South Carolina 8 $ 1,262,000 $ 157,750 $ 72,000
Chesapeake, Virginia 8 $ 831,000 $ 103,875 $ 64,000
King George, Virginia 8 $ 995,000 $ 124,375 $ 96,000
Norfolk, Virginia 8 $ 249,000 $ 31,125 $ 42,000
Columbia, Florida 7 $ 519,000 $ 74,142 $ 53,000
Flagler, Florida 7 $ 554,000 $ 79,142 $ 41,000
Clarke, Georgia 7 $ 363,000 $ 51,857 $ 40,000
Gilmer, Georgia 7 $ 409,000 $ 58,428 $ 74,000
Daviess, Kentucky 7 $ 500,000 $ 71,428 $ 51,000
Fayette, Kentucky 7 $ 685,000 $ 97,857 $ 70,000
Floyd, Kentucky 7 $ 285,000 $ 40,714 $ 34,000
Talbot, Maryland 7 $ 669,000 $ 95,571 $ 81,000
Forsyth, North Carolina 7 $ 420,000 $ 60,000 $ 46,000
Johnston, North Carolina 7 $ 786,000 $ 112,285 $ 80,000
Union, North Carolina 7 $ 723,000 $ 103,285 $ 69,000
Frederick, Virginia 7 $ 494,000 $ 70,571 $ 59,000
Loudoun, Virginia 7 $ 625,000 $ 89,285 $ 130,000
Mecklenburg, Virginia 7 $ 454,000 $ 64,857 $ 37,000
Newport News, Virginia 7 $ 602,000 $ 86,000 $ 45,000
Prince William, Virginia 7 $ 1,058,000 $ 151,142 $ 97,000
Virginia Beach, Virginia 7 $ 471,000 $ 67,285 $ 62,000
Fayette, West Virginia 7 $ 415,000 $ 59,285 $ 40,000
Marshall, West Virginia 7 $ 272,000 $ 38,857 $ 49,000
Seminole, Florida 6 $ 506,000 $ 84,333 $ 44,000
Barrow, Georgia 6 $ 569,000 $ 94,833 $ 106,000
Coweta, Georgia 6 $ 335,000 $ 55,833 $ 48,000
Floyd, Georgia 6 $ 469,000 $ 78,166 $ 44,000
Gordon, Georgia 6 $ 292,000 $ 48,666 $ 52,000
Grady, Georgia 6 $ 421,000 $ 70,166 $ 32,000
Haralson, Georgia 6 $ 255,000 $ 42,500 $ 57,000
Hart, Georgia 6 $ 485,000 $ 80,833 $ 41,000
Jackson, Georgia 6 $ 819,000 $ 136,500 $ 132,000
Morgan, Georgia 6 $ 622,000 $ 103,666 $ 56,000
Pickens, Georgia 6 $ 821,000 $ 136,833 $ 75,000
Greenup, Kentucky 6 $ 372,000 $ 62,000 $ 32,000
Mason, Kentucky 6 $ 253,000 $ 42,166 $ 32,000
Warren, Kentucky 6 $ 327,000 $ 54,500 $ 63,000
Worcester, Maryland 6 $ 558,000 $ 93,000 $ 89,000
Burke, North Carolina 6 $ 445,000 $ 74,166 $ 55,000
Caldwell, North Carolina 6 $ 375,000 $ 62,500 $ 38,000
Catawba, North Carolina 6 $ 638,000 $ 106,333 $ 68,000
Cherokee, North Carolina 6 $ 502,000 $ 83,666 $ 36,000
Durham, North Carolina 6 $ 366,000 $ 61,000 $ 61,000
Sumter, South Carolina 6 $ 534,000 $ 89,000 $ 102,000
McMinn, Tennessee 6 $ 478,000 $ 79,666 $ 49,000
Monroe, Tennessee 6 $ 338,000 $ 56,333 $ 35,000
Franklin, Virginia 6 $ 722,000 $ 120,333 $ 59,000
Nelson, Virginia 6 $ 281,000 $ 46,833 $ 49,000
Page, Virginia 6 $ 386,000 $ 64,333 $ 49,000
Portsmouth, Virginia 6 $ 384,000 $ 64,000 $ 57,000
Prince George, Virginia 6 $ 291,000 $ 48,500 $ 51,000
Greenbrier, West Virginia 6 $ 494,000 $ 82,333 $ 42,000
Harrison, West Virginia 6 $ 447,000 $ 74,500 $ 65,000
Baldwin, Alabama 5 $ 407,000 $ 81,400 $ 66,000
Talladega, Alabama 5 $ 265,000 $ 53,000 $ 36,000
Alachua, Florida 5 $ 445,000 $ 89,000 $ 47,000
Nassau, Florida 5 $ 608,000 $ 121,600 $ 67,000
Santa Rosa, Florida 5 $ 347,000 $ 69,400 $ 46,000
Sarasota, Florida 5 $ 690,000 $ 138,000 $ 71,000
Wakulla, Florida 5 $ 621,000 $ 124,200 $ 59,000
Bryan, Georgia 5 $ 412,000 $ 82,400 $ 55,000
Dougherty, Georgia 5 $ 781,000 $ 156,200 $ 63,000
Jasper, Georgia 5 $ 180,000 $ 36,000 $ 79,000
Jones, Georgia 5 $ 318,000 $ 63,600 $ 58,000
Monroe, Georgia 5 $ 345,000 $ 69,000 $ 47,000
Putnam, Georgia 5 $ 517,000 $ 103,400 $ 52,000
Screven, Georgia 5 $ 310,000 $ 62,000 $ 192,000
Walker, Georgia 5 $ 577,000 $ 115,400 $ 60,000
Caldwell, Kentucky 5 $ 131,000 $ 26,200 $ 50,000
Casey, Kentucky 5 $ 232,000 $ 46,400 $ 29,000
Johnson, Kentucky 5 $ 210,000 $ 42,000 $ 33,000
Pike, Kentucky 5 $ 228,000 $ 45,600 $ 42,000
Washington, Kentucky 5 $ 278,000 $ 55,600 $ 48,000
Lee, North Carolina 5 $ 393,000 $ 78,600 $ 48,000
New Hanover, North Carolina 5 $ 712,000 $ 142,400 $ 207,000
Richmond, North Carolina 5 $ 322,000 $ 64,400 $ 35,000
Rowan, North Carolina 5 $ 473,000 $ 94,600 $ 193,000
Surry, North Carolina 5 $ 293,000 $ 58,600 $ 48,000
Wayne, North Carolina 5 $ 514,000 $ 102,800 $ 67,000
Oconee, South Carolina 5 $ 385,000 $ 77,000 $ 81,000
Sevier, Tennessee 5 $ 368,000 $ 73,600 $ 39,000
Shelby, Tennessee 5 $ 651,000 $ 130,200 $ 60,000
Carroll, Virginia 5 $ 380,000 $ 76,000 $ 44,000
Culpeper, Virginia 5 $ 1,273,000 $ 254,600 $ 58,000
Dinwiddie, Virginia 5 $ 489,000 $ 97,800 $ 45,000
Grayson, Virginia 5 $ 159,000 $ 31,800 $ 37,000
Hopewell, Virginia 5 $ 300,000 $ 60,000 $ 35,000
Louisa, Virginia 5 $ 436,000 $ 87,200 $ 68,000
Rockingham, Virginia 5 $ 374,000 $ 74,800 $ 48,000
Cabell, West Virginia 5 $ 408,000 $ 81,600 $ 51,000
Russell, Alabama 4 $ 418,000 $ 104,500 $ 41,000
Bay, Florida 4 $ 386,000 $ 96,500 $ 44,000
Collier, Florida 4 $ 348,000 $ 87,000 $ 80,000
Okaloosa, Florida 4 $ 216,000 $ 54,000 $ 63,000
Charlton, Georgia 4 $ 291,000 $ 72,750 $ 40,000
Chattooga, Georgia 4 $ 201,000 $ 50,250 $ 31,000
Coffee, Georgia 4 $ 295,000 $ 73,750 $ 37,000
Columbia, Georgia 4 $ 110,000 $ 27,500 $ 63,000
Crawford, Georgia 4 $ 233,000 $ 58,250 $ 41,000
Greene, Georgia 4 $ 200,000 $ 50,000 $ 38,000
Harris, Georgia 4 $ 367,000 $ 91,750 $ 40,000
Liberty, Georgia 4 $ 413,000 $ 103,250 $ 51,000
Muscogee, Georgia 4 $ 333,000 $ 83,250 $ 43,000
Spalding, Georgia 4 $ 151,000 $ 37,750 $ 32,000
Toombs, Georgia 4 $ 310,000 $ 77,500 $ 55,000
Union, Georgia 4 $ 314,000 $ 78,500 $ 28,000
Lake, Indiana 4 $ 198,000 $ 49,500 $ 35,000
Adair, Kentucky 4 $ 139,000 $ 34,750 $ 33,000
Breckinridge, Kentucky 4 $ 268,000 $ 67,000 $ 31,000
Knox, Kentucky 4 $ 128,000 $ 32,000 $ 22,000
Lincoln, Kentucky 4 $ 221,000 $ 55,250 $ 34,000
Lyon, Kentucky 4 $ 207,000 $ 51,750 $ 31,000
McCracken, Kentucky 4 $ 149,000 $ 37,250 $ 24,000
Allegany, Maryland 4 $ 406,000 $ 101,500 $ 64,000
Queen Anne's, Maryland 4 $ 659,000 $ 164,750 $ 70,000
Somerset, Maryland 4 $ 346,000 $ 86,500 $ 67,000
Bladen, North Carolina 4 $ 273,000 $ 68,250 $ 33,000
Davie, North Carolina 4 $ 538,000 $ 134,500 $ 67,000
Halifax, North Carolina 4 $ 202,000 $ 50,500 $ 48,000
Watauga, North Carolina 4 $ 503,000 $ 125,750 $ 85,000
Yadkin, North Carolina 4 $ 379,000 $ 94,750 $ 48,000
Clarendon, South Carolina 4 $ 241,000 $ 60,250 $ 43,000
Jasper, South Carolina 4 $ 387,000 $ 96,750 $ 56,000
Orangeburg, South Carolina 4 $ 132,000 $ 33,000 $ 42,000
York, South Carolina 4 $ 218,000 $ 54,500 $ 58,000
Hamilton, Tennessee 4 $ 82,000 $ 20,500 $ 53,000
Marion, Tennessee 4 $ 163,000 $ 40,750 $ 55,000
Sullivan, Tennessee 4 $ 255,000 $ 63,750 $ 37,000
Amherst, Virginia 4 $ 353,000 $ 88,250 $ 63,000
Bedford, Virginia 4 $ 210,000 $ 52,500 $ 60,000
Hampton, Virginia 4 $ 238,000 $ 59,500 $ 86,000
Henry, Virginia 4 $ 198,000 $ 49,500 $ 39,000
Orange, Virginia 4 $ 807,000 $ 201,750 $ 126,000
Petersburg, Virginia 4 $ 402,000 $ 100,500 $ 47,000
Roanoke City, Virginia 4 $ 301,000 $ 75,250 $ 49,000
Staunton, Virginia 4 $ 254,000 $ 63,500 $ 40,000
Warren, Virginia 4 $ 594,000 $ 148,500 $ 58,000
Wise, Virginia 4 $ 220,000 $ 55,000 $ 41,000
Mercer, West Virginia 4 $ 195,000 $ 48,750 $ 29,000
Monongalia, West Virginia 4 $ 314,000 $ 78,500 $ 98,000
Preston, West Virginia 4 $ 297,000 $ 74,250 $ 46,000
Raleigh, West Virginia 4 $ 253,000 $ 63,250 $ 71,000
Wood, West Virginia 4 $ 211,000 $ 52,750 $ 47,000
Cullman, Alabama 3 $ 170,000 $ 56,666 $ 35,000
Lawrence, Alabama 3 $ 287,000 $ 95,666 $ 36,000
Mobile, Alabama 3 $ 254,000 $ 84,666 $ 147,000
Walker, Alabama 3 $ 236,000 $ 78,666 $ 68,000
Walton, Florida 3 $ 306,000 $ 102,000 $ 36,000
Brantley, Georgia 3 $ 211,000 $ 70,333 $ 68,000
Madison, Georgia 3 $ 220,000 $ 73,333 $ 47,000
McDuffie, Georgia 3 $ 174,000 $ 58,000 $ 26,000
Pierce, Georgia 3 $ 74,000 $ 24,666 $ 56,000
Polk, Georgia 3 $ 145,000 $ 48,333 $ 63,000
Talbot, Georgia 3 $ 157,000 $ 52,333 $ 73,000
Taylor, Georgia 3 $ 179,000 $ 59,666 $ 41,000
Wayne, Georgia 3 $ 194,000 $ 64,666 $ 34,000
Lawrence, Indiana 3 $ 363,000 $ 121,000 $ 24,000
Calloway, Kentucky 3 $ 185,000 $ 61,666 $ 44,000
Clay, Kentucky 3 $ 77,000 $ 25,666 $ 21,000
Crittenden, Kentucky 3 $ 120,000 $ 40,000 $ 45,000
Lewis, Kentucky 3 $ 99,000 $ 33,000 $ 34,000
Oldham, Kentucky 3 $ 138,000 $ 46,000 $ 58,000
Trigg, Kentucky 3 $ 136,000 $ 45,333 $ 36,000
Whitley, Kentucky 3 $ 256,000 $ 85,333 $ 56,000
Carteret, North Carolina 3 $ 653,000 $ 217,666 $ 160,000
Davidson, North Carolina 3 $ 338,000 $ 112,666 $ 73,000
Harnett, North Carolina 3 $ 199,000 $ 66,333 $ 51,000
Haywood, North Carolina 3 $ 388,000 $ 129,333 $ 71,000
Henderson, North Carolina 3 $ 254,000 $ 84,666 $ 27,000
Hoke, North Carolina 3 $ 152,000 $ 50,666 $ 47,000
Onslow, North Carolina 3 $ 159,000 $ 53,000 $ 48,000
Randolph, North Carolina 3 $ 194,000 $ 64,666 $ 50,000
Robeson, North Carolina 3 $ 185,000 $ 61,666 $ 31,000
Sampson, North Carolina 3 $ 142,000 $ 47,333 $ 39,000
Transylvania, North Carolina 3 $ 262,000 $ 87,333 $ 57,000
Warren, North Carolina 3 $ 185,000 $ 61,666 $ 54,000
Allegheny, Pennsylvania 3 $ 207,000 $ 69,000 $ 46,000
Fayette, Pennsylvania 3 $ 323,000 $ 107,666 $ 76,000
Philadelphia, Pennsylvania 3 $ 208,000 $ 69,333 $ 46,000
Anderson, Tennessee 3 $ 208,000 $ 69,333 $ 37,000
Davidson, Tennessee 3 $ 282,000 $ 94,000 $ 16,000
Hamblen, Tennessee 3 $ 280,000 $ 93,333 $ 47,000
Jackson, Tennessee 3 $ 177,000 $ 59,000 $ 37,000
Sumner, Tennessee 3 $ 296,000 $ 98,666 $ 57,000
Wilson, Tennessee 3 $ 329,000 $ 109,666 $ 47,000
Alleghany, Virginia 3 $ 178,000 $ 59,333 $ 27,000
Augusta, Virginia 3 $ 455,000 $ 151,666 $ 59,000
Campbell, Virginia 3 $ 182,000 $ 60,666 $ 30,000
Charlotte, Virginia 3 $ 251,000 $ 83,666 $ 41,000
Colonial Heights, Virginia 3 $ 67,000 $ 22,333 $ 43,000
Covington, Virginia 3 $ 101,000 $ 33,666 $ 53,000
Fauquier, Virginia 3 $ 470,000 $ 156,666 $ 61,000
Fluvanna, Virginia 3 $ 233,000 $ 77,666 $ 69,000
Gloucester, Virginia 3 $ 270,000 $ 90,000 $ 37,000
Isle of Wight, Virginia 3 $ 341,000 $ 113,666 $ 78,000
James City, Virginia 3 $ 381,000 $ 127,000 $ 46,000
Lunenburg, Virginia 3 $ 228,000 $ 76,000 $ 63,000
Roanoke, Virginia 3 $ 211,000 $ 70,333 $ 62,000
Washington, Virginia 3 $ 181,000 $ 60,333 $ 40,000
Wythe, Virginia 3 $ 104,000 $ 34,666 $ 62,000
Nicholas, West Virginia 3 $ 337,000 $ 112,333 $ 85,000
Ohio, West Virginia 3 $ 74,000 $ 24,666 $ 54,000
Calhoun, Alabama 2 $ 59,000 $ 29,500 $ 50,000
DeKalb, Alabama 2 $ 95,000 $ 47,500 $ 27,000
Houston, Alabama 2 $ 94,000 $ 47,000 $ 30,000
Lee, Alabama 2 $ 114,000 $ 57,000 $ 24,000
Madison, Alabama 2 $ 257,000 $ 128,500 $ 43,000
Monroe, Alabama 2 $ 100,000 $ 50,000 $ 67,000
Pike, Alabama 2 $ 160,000 $ 80,000 $ 44,000
Shelby, Alabama 2 $ 272,000 $ 136,000 $ 153,000
Tallapoosa, Alabama 2 $ 154,000 $ 77,000 $ 11,000
Maricopa, Arizona 2 $ 101,000 $ 50,500 $ 0
Baker, Florida 2 $ 111,000 $ 55,500 $ 32,000
Bradford, Florida 2 $ 185,000 $ 92,500 $ 63,000
Dixie, Florida 2 $ 228,000 $ 114,000 $ 44,000
Gadsden, Florida 2 $ 155,000 $ 77,500 $ 35,000
Highlands, Florida 2 $ 225,000 $ 112,500 $ 43,000
Indian River, Florida 2 $ 434,000 $ 217,000 $ 60,000
Jefferson, Florida 2 $ 205,000 $ 102,500 $ 50,000
Levy, Florida 2 $ 129,000 $ 64,500 $ 47,000
Martin, Florida 2 $ 202,000 $ 101,000 $ 55,000
Monroe, Florida 2 $ 223,000 $ 111,500 $ 55,000
Sumter, Florida 2 $ 170,000 $ 85,000 $ 40,000
Banks, Georgia 2 $ 77,000 $ 38,500 $ 52,000
Bulloch, Georgia 2 $ 263,000 $ 131,500 $ 84,000
Candler, Georgia 2 $ 139,000 $ 69,500 $ 39,000
Dade, Georgia 2 $ 99,000 $ 49,500 $ 50,000
Decatur, Georgia 2 $ 243,000 $ 121,500 $ 59,000
Effingham, Georgia 2 $ 99,000 $ 49,500 $ 57,000
Emanuel, Georgia 2 $ 75,000 $ 37,500 $ 49,000
Habersham, Georgia 2 $ 111,000 $ 55,500 $ 30,000
Heard, Georgia 2 $ 111,000 $ 55,500 $ 53,000
Lamar, Georgia 2 $ 191,000 $ 95,500 $ 62,000
Lincoln, Georgia 2 $ 69,000 $ 34,500 $ 53,000
Lumpkin, Georgia 2 $ 173,000 $ 86,500 $ 42,000
Montgomery, Georgia 2 $ 161,000 $ 80,500 $ 31,000
Peach, Georgia 2 $ 49,000 $ 24,500 $ 59,000
Tattnall, Georgia 2 $ 209,000 $ 104,500 $ 44,000
Tift, Georgia 2 $ 91,000 $ 45,500 $ 29,000
Twiggs, Georgia 2 $ 172,000 $ 86,000 $ 38,000
Wilkinson, Georgia 2 $ 106,000 $ 53,000 $ 31,000
Marion, Indiana 2 $ 218,000 $ 109,000 $ 41,000
White, Indiana 2 $ 141,000 $ 70,500 $ 36,000
Bullitt, Kentucky 2 $ 287,000 $ 143,500 $ 94,000
Grant, Kentucky 2 $ 124,000 $ 62,000 $ 31,000
Hardin, Kentucky 2 $ 149,000 $ 74,500 $ 70,000
Harlan, Kentucky 2 $ 70,000 $ 35,000 $ 39,000
Knott, Kentucky 2 $ 104,000 $ 52,000 $ 28,000
Livingston, Kentucky 2 $ 57,000 $ 28,500 $ 52,000
Madison, Kentucky 2 $ 171,000 $ 85,500 $ 50,000
Mercer, Kentucky 2 $ 128,000 $ 64,000 $ 64,000
Pendleton, Kentucky 2 $ 162,000 $ 81,000 $ 121,000
Robertson, Kentucky 2 $ 75,000 $ 37,500 $ 39,000
Todd, Kentucky 2 $ 67,000 $ 33,500 $ 21,000
St. Mary's, Maryland 2 $ 319,000 $ 159,500 $ 46,000
Alamance, North Carolina 2 $ 125,000 $ 62,500 $ 29,000
Cabarrus, North Carolina 2 $ 177,000 $ 88,500 $ 23,000
Caswell, North Carolina 2 $ 274,000 $ 137,000 $ 40,000
Chowan, North Carolina 2 $ 94,000 $ 47,000 $ 42,000
Dare, North Carolina 2 $ 158,000 $ 79,000 $ 85,000
Duplin, North Carolina 2 $ 131,000 $ 65,500 $ 31,000
Granville, North Carolina 2 $ 242,000 $ 121,000 $ 90,000
Jones, North Carolina 2 $ 143,000 $ 71,500 $ 65,000
Lenoir, North Carolina 2 $ 123,000 $ 61,500 $ 47,000
Lincoln, North Carolina 2 $ 151,000 $ 75,500 $ 489,000
Nash, North Carolina 2 $ 104,000 $ 52,000 $ 35,000
Pasquotank, North Carolina 2 $ 166,000 $ 83,000 $ 91,000
Rockingham, North Carolina 2 $ 221,000 $ 110,500 $ 71,000
Swain, North Carolina 2 $ 251,000 $ 125,500 $ 72,000
Washington, North Carolina 2 $ 128,000 $ 64,000 $ 59,000
Wilkes, North Carolina 2 $ 118,000 $ 59,000 $ 25,000
Cuyahoga, Ohio 2 $ 202,000 $ 101,000 $ 32,000
Lawrence, Ohio 2 $ 117,000 $ 58,500 $ 46,000
Indiana, Pennsylvania 2 $ 134,000 $ 67,000 $ 57,000
Somerset, Pennsylvania 2 $ 158,000 $ 79,000 $ 68,000
Darlington, South Carolina 2 $ 79,000 $ 39,500 $ 23,000
Edgefield, South Carolina 2 $ 99,000 $ 49,500 $ 34,000
Greenwood, South Carolina 2 $ 212,000 $ 106,000 $ 59,000
Hampton, South Carolina 2 $ 93,000 $ 46,500 $ 24,000
Lee, South Carolina 2 $ 116,000 $ 58,000 $ 25,000
Marlboro, South Carolina 2 $ 247,000 $ 123,500 $ 44,000
Pickens, South Carolina 2 $ 144,000 $ 72,000 $ 36,000
Union, South Carolina 2 $ 80,000 $ 40,000 $ 30,000
Campbell, Tennessee 2 $ 104,000 $ 52,000 $ 28,000
Carter, Tennessee 2 $ 133,000 $ 66,500 $ 30,000
Dickson, Tennessee 2 $ 121,000 $ 60,500 $ 42,000
Grainger, Tennessee 2 $ 132,000 $ 66,000 $ 34,000
Hawkins, Tennessee 2 $ 199,000 $ 99,500 $ 29,000
Henry, Tennessee 2 $ 194,000 $ 97,000 $ 40,000
Jefferson, Tennessee 2 $ 200,000 $ 100,000 $ 37,000
Montgomery, Tennessee 2 $ 196,000 $ 98,000 $ 51,000
Roane, Tennessee 2 $ 147,000 $ 73,500 $ 31,000
Washington, Tennessee 2 $ 196,000 $ 98,000 $ 26,000
Bath, Virginia 2 $ 159,000 $ 79,500 $ 46,000
Botetourt, Virginia 2 $ 112,000 $ 56,000 $ 27,000
Brunswick, Virginia 2 $ 110,000 $ 55,000 $ 31,000
Buckingham, Virginia 2 $ 291,000 $ 145,500 $ 47,000
Caroline, Virginia 2 $ 157,000 $ 78,500 $ 50,000
Cumberland, Virginia 2 $ 121,000 $ 60,500 $ 33,000
Goochland, Virginia 2 $ 145,000 $ 72,500 $ 68,000
Greene, Virginia 2 $ 180,000 $ 90,000 $ 67,000
Halifax, Virginia 2 $ 154,000 $ 77,000 $ 43,000
Lynchburg, Virginia 2 $ 145,000 $ 72,500 $ 48,000
Middlesex, Virginia 2 $ 136,000 $ 68,000 $ 95,000
Montgomery, Virginia 2 $ 95,000 $ 47,500 $ 41,000
New Kent, Virginia 2 $ 141,000 $ 70,500 $ 61,000
Northampton, Virginia 2 $ 317,000 $ 158,500 $ 52,000
Powhatan, Virginia 2 $ 210,000 $ 105,000 $ 47,000
Rockbridge, Virginia 2 $ 128,000 $ 64,000 $ 49,000
Russell, Virginia 2 $ 155,000 $ 77,500 $ 27,000
Smyth, Virginia 2 $ 131,000 $ 65,500 $ 42,000
Southampton, Virginia 2 $ 156,000 $ 78,000 $ 29,000
Surry, Virginia 2 $ 209,000 $ 104,500 $ 60,000
York, Virginia 2 $ 398,000 $ 199,000 $ 72,000
Hampshire, West Virginia 2 $ 280,000 $ 140,000 $ 59,000
Logan, West Virginia 2 $ 110,000 $ 55,000 $ 55,000
Mineral, West Virginia 2 $ 108,000 $ 54,000 $ 38,000
Monroe, West Virginia 2 $ 72,000 $ 36,000 $ 41,000
Morgan, West Virginia 2 $ 181,000 $ 90,500 $ 51,000
Upshur, West Virginia 2 $ 37,000 $ 18,500 $ 42,000
Barbour, Alabama 1 $ 75,000 $ 75,000 $ 43,000
Chambers, Alabama 1 $ 19,000 $ 19,000 $ 70,000
Chilton, Alabama 1 $ 77,000 $ 77,000 $ 67,000
Elmore, Alabama 1 $ 78,000 $ 78,000 $ 59,000
Etowah, Alabama 1 $ 63,000 $ 63,000 $ 34,000
Geneva, Alabama 1 $ 71,000 $ 71,000 $ 49,000
Jackson, Alabama 1 $ 82,000 $ 82,000 $ 66,000
Perry, Alabama 1 $ 42,000 $ 42,000 $ 25,000
Pickens, Alabama 1 $ 83,000 $ 83,000 $ 51,000
Sumter, Alabama 1 $ 57,000 $ 57,000 $ 42,000
Yavapai, Arizona 1 $ 44,000 $ 44,000 $ 0
Calhoun, Florida 1 $ 75,000 $ 75,000 $ 71,000
Charlotte, Florida 1 $ 15,000 $ 15,000 $ 36,000
DeSoto, Florida 1 $ 114,000 $ 114,000 $ 41,000
Gilchrist, Florida 1 $ 79,000 $ 79,000 $ 57,000
Hendry, Florida 1 $ 97,000 $ 97,000 $ 53,000
Jackson, Florida 1 $ 70,000 $ 70,000 $ 45,000
Union, Florida 1 $ 40,000 $ 40,000 $ 56,000
Washington, Florida 1 $ 55,000 $ 55,000 $ 32,000
Appling, Georgia 1 $ 134,000 $ 134,000 $ 48,000
Ben Hill, Georgia 1 $ 88,000 $ 88,000 $ 76,000
Chattahoochee, Georgia 1 $ 78,000 $ 78,000 $ 45,000
Crisp, Georgia 1 $ 44,000 $ 44,000 $ 38,000
Dawson, Georgia 1 $ 25,000 $ 25,000 $ 75,000
Elbert, Georgia 1 $ 118,000 $ 118,000 $ 69,000
Franklin, Georgia 1 $ 70,000 $ 70,000 $ 41,000
Hancock, Georgia 1 $ 167,000 $ 167,000 $ 40,000
Jeff Davis, Georgia 1 $ 87,000 $ 87,000 $ 45,000
Jefferson, Georgia 1 $ 52,000 $ 52,000 $ 30,000
Long, Georgia 1 $ 101,000 $ 101,000 $ 57,000
Macon, Georgia 1 $ 40,000 $ 40,000 $ 31,000
McIntosh, Georgia 1 $ 54,000 $ 54,000 $ 205,000
Meriwether, Georgia 1 $ 25,000 $ 25,000 $ 182,000
Pike, Georgia 1 $ 75,000 $ 75,000 $ 26,000
Stephens, Georgia 1 $ 50,000 $ 50,000 $ 52,000
Telfair, Georgia 1 $ 130,000 $ 130,000 $ 28,000
Towns, Georgia 1 $ 40,000 $ 40,000 $ 50,000
Turner, Georgia 1 $ 45,000 $ 45,000 $ 47,000
White, Georgia 1 $ 30,000 $ 30,000 $ 40,000
Brown, Indiana 1 $ 159,000 $ 159,000 $ 38,000
Clark, Indiana 1 $ 70,000 $ 70,000 $ 76,000
Franklin, Indiana 1 $ 116,000 $ 116,000 $ 43,000
Grant, Indiana 1 $ 51,000 $ 51,000 $ 26,000
Harrison, Indiana 1 $ 126,000 $ 126,000 $ 55,000
Howard, Indiana 1 $ 72,000 $ 72,000 $ 24,000
Jackson, Indiana 1 $ 31,000 $ 31,000 $ 18,000
Madison, Indiana 1 $ 47,000 $ 47,000 $ 138,000
Monroe, Indiana 1 $ 53,000 $ 53,000 $ 19,000
Morgan, Indiana 1 $ 190,000 $ 190,000 $ 135,000
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Mortgage Loan Application Detail Totals for Lendmark Financial Services in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,469 $87,307,000 $59,000 $565,000 $60,000 $349,000
Refinancing 1,308 $123,700,000 $94,000 $845,000 $57,000 $926,000
Home Purchase 956 $89,427,000 $93,000 $525,000 $62,000 $1,703,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,006 $151,921,000 $75,000 $845,000 $60,000 $1,703,000
Black or African American 780 $66,796,000 $85,000 $505,000 $62,000 $311,000
Not Provided 663 $60,283,000 $90,000 $750,000 $66,000 $960,000
Not applicable 140 $7,030,000 $50,000 $304,000 $0 $0
Hispanic 110 $10,575,000 $96,000 $455,000 $64,000 $225,000
Asian 23 $2,730,000 $118,000 $388,000 $82,000 $150,000
American Indian or Alaskan Native 9 $682,000 $75,000 $172,000 $46,000 $94,000
Native Hawaiian or Other Pacific Islander 2 $417,000 $208,000 $302,000 $219,000 $336,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,733 $300,434,000 $80,000 $845,000 $59,000 $1,703,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,512 $180,695,000 $71,000 $565,000 $61,000 $960,000
Application Approved But Not Accepted 494 $54,091,000 $109,000 $845,000 $69,000 $1,703,000
Application Denied By Financial Institution 461 $44,847,000 $97,000 $750,000 $52,000 $276,000
Loan Purchased By The Institution 140 $7,030,000 $50,000 $304,000 $0 $0
Application Withdrawn By Applicant 126 $13,771,000 $109,000 $400,000 $68,000 $300,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 169 $14,840,000 $87,000 $750,000 $56,000 $276,000
Credit History 107 $10,828,000 $101,000 $455,000 $48,000 $156,000
Debt-To-Income Ratio 81 $8,611,000 $106,000 $505,000 $45,000 $240,000
Unverifiable Information 45 $4,600,000 $102,000 $320,000 $59,000 $144,000
Other 28 $2,831,000 $101,000 $440,000 $59,000 $171,000
Employment History 24 $2,530,000 $105,000 $340,000 $48,000 $108,000
Insufficient Cash (Downpayment, Closing Cost) 6 $335,000 $55,000 $86,000 $43,000 $72,000
Credit Application Incomplete 1 $272,000 $272,000 $272,000 $82,000 $82,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Lendmark Financial Services's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Lendmark Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

Download the North Carolina Lender List