Lendsource Inc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lendsource Inc 12701 Whitewater Dr Ste 340 Minnetonka, MN 55343 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,462 |
| Total Mortgage Loan Application Amount | $447,618,000 |
| Average Mortgage Loan Application Amount | $174,666 |
| Highest Mortgage Loan Application Amount | $979,000 |
| Average Applicant Income | $66,666 |
| Highest Applicant Income | $835,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Lendsource Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lendsource Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Lendsource Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lendsource Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Lendsource Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lendsource Inc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee County Wisconsin | 131 | $ 15,977,000 | $ 121,000 | $ 50,000 |
| Hillsborough County Florida | 128 | $ 23,805,000 | $ 185,000 | $ 66,000 |
| Hennepin County Minnesota | 128 | $ 28,344,000 | $ 221,000 | $ 78,000 |
| Maricopa County Arizona | 103 | $ 20,673,000 | $ 200,000 | $ 59,000 |
| Orange County Florida | 102 | $ 21,954,000 | $ 215,000 | $ 71,000 |
| Palm Beach County Florida | 101 | $ 24,014,000 | $ 237,000 | $ 83,000 |
| Broward County Florida | 97 | $ 23,165,000 | $ 238,000 | $ 77,000 |
| Miami-Dade County Florida | 97 | $ 26,046,000 | $ 268,000 | $ 90,000 |
| Pinellas County Florida | 79 | $ 13,495,000 | $ 170,000 | $ 63,000 |
| Polk County Florida | 62 | $ 10,324,000 | $ 166,000 | $ 65,000 |
| St. Lucie County Florida | 61 | $ 11,266,000 | $ 184,000 | $ 73,000 |
| Marion County Indiana | 55 | $ 5,625,000 | $ 102,000 | $ 45,000 |
| Duval County Florida | 48 | $ 7,635,000 | $ 159,000 | $ 62,000 |
| Wayne County Michigan | 48 | $ 6,466,000 | $ 134,000 | $ 57,000 |
| Genesee County Michigan | 46 | $ 5,766,000 | $ 125,000 | $ 58,000 |
| Hamilton County Ohio | 40 | $ 4,952,000 | $ 123,000 | $ 50,000 |
| Osceola County Florida | 37 | $ 7,313,000 | $ 197,000 | $ 74,000 |
| Oakland County Michigan | 37 | $ 6,865,000 | $ 185,000 | $ 76,000 |
| Ramsey County Minnesota | 31 | $ 5,761,000 | $ 185,000 | $ 88,000 |
| Dakota County Minnesota | 30 | $ 6,564,000 | $ 218,000 | $ 91,000 |
| Pasco County Florida | 29 | $ 4,762,000 | $ 164,000 | $ 71,000 |
| Anoka County Minnesota | 28 | $ 6,537,000 | $ 233,000 | $ 93,000 |
| Brevard County Florida | 25 | $ 4,471,000 | $ 178,000 | $ 60,000 |
| Lee County Florida | 25 | $ 5,657,000 | $ 226,000 | $ 79,000 |
| Butler County Ohio | 24 | $ 3,300,000 | $ 137,000 | $ 50,000 |
| Wright County Minnesota | 21 | $ 4,494,000 | $ 214,000 | $ 70,000 |
| Martin County Florida | 20 | $ 4,344,000 | $ 217,000 | $ 69,000 |
| Seminole County Florida | 19 | $ 4,879,000 | $ 256,000 | $ 85,000 |
| Cuyahoga County Ohio | 18 | $ 2,511,000 | $ 139,000 | $ 55,000 |
| Volusia County Florida | 17 | $ 3,203,000 | $ 188,000 | $ 81,000 |
| Macomb County Michigan | 15 | $ 3,407,000 | $ 227,000 | $ 82,000 |
| Morgan County Indiana | 14 | $ 1,692,000 | $ 120,000 | $ 56,000 |
| Washington County Minnesota | 14 | $ 3,014,000 | $ 215,000 | $ 73,000 |
| Marion County Florida | 13 | $ 2,232,000 | $ 171,000 | $ 70,000 |
| Sherburne County Minnesota | 13 | $ 2,398,000 | $ 184,000 | $ 66,000 |
| Franklin County Ohio | 12 | $ 1,535,000 | $ 127,000 | $ 50,000 |
| Waukesha County Wisconsin | 12 | $ 2,902,000 | $ 241,000 | $ 91,000 |
| Sarasota County Florida | 11 | $ 2,682,000 | $ 243,000 | $ 103,000 |
| Scott County Minnesota | 11 | $ 2,602,000 | $ 236,000 | $ 79,000 |
| Collier County Florida | 10 | $ 3,342,000 | $ 334,000 | $ 114,000 |
| Lake County Florida | 10 | $ 2,584,000 | $ 258,000 | $ 139,000 |
| Indian River County Florida | 9 | $ 1,838,000 | $ 204,000 | $ 95,000 |
| Kenton County Kentucky | 9 | $ 1,670,000 | $ 185,000 | $ 66,000 |
| Kent County Michigan | 9 | $ 941,000 | $ 104,000 | $ 47,000 |
| Crow Wing County Minnesota | 9 | $ 1,469,000 | $ 163,000 | $ 118,000 |
| Manatee County Florida | 8 | $ 1,686,000 | $ 210,000 | $ 50,000 |
| Jefferson County Kentucky | 8 | $ 1,212,000 | $ 151,000 | $ 42,000 |
| Saginaw County Michigan | 8 | $ 842,000 | $ 105,000 | $ 55,000 |
| Charlevoix County Michigan | 7 | $ 880,000 | $ 125,000 | $ 42,000 |
| Isanti County Minnesota | 7 | $ 1,621,000 | $ 231,000 | $ 81,000 |
| Mille Lacs County Minnesota | 7 | $ 1,467,000 | $ 209,000 | $ 104,000 |
| Mower County Minnesota | 7 | $ 857,000 | $ 122,000 | $ 42,000 |
| St. Louis County Minnesota | 7 | $ 797,000 | $ 113,000 | $ 53,000 |
| Clermont County Ohio | 7 | $ 1,049,000 | $ 149,000 | $ 54,000 |
| Montgomery County Ohio | 7 | $ 792,000 | $ 113,000 | $ 47,000 |
| Kenosha County Wisconsin | 7 | $ 1,376,000 | $ 196,000 | $ 60,000 |
| Arapahoe County Colorado | 6 | $ 1,335,000 | $ 222,000 | $ 75,000 |
| Jefferson County Colorado | 6 | $ 1,599,000 | $ 266,000 | $ 112,000 |
| Hernando County Florida | 6 | $ 1,157,000 | $ 192,000 | $ 167,000 |
| Leon County Florida | 6 | $ 982,000 | $ 163,000 | $ 50,000 |
| Hamilton County Indiana | 6 | $ 1,204,000 | $ 200,000 | $ 67,000 |
| Hendricks County Indiana | 6 | $ 754,000 | $ 125,000 | $ 49,000 |
| Johnson County Indiana | 6 | $ 850,000 | $ 141,000 | $ 54,000 |
| Boone County Kentucky | 6 | $ 893,000 | $ 148,000 | $ 73,000 |
| Wexford County Michigan | 6 | $ 681,000 | $ 113,000 | $ 42,000 |
| Rice County Minnesota | 6 | $ 1,469,000 | $ 244,000 | $ 126,000 |
| Warren County Ohio | 6 | $ 917,000 | $ 152,000 | $ 53,000 |
| Dane County Wisconsin | 6 | $ 1,305,000 | $ 217,000 | $ 88,000 |
| Pima County Arizona | 5 | $ 676,000 | $ 135,000 | $ 61,000 |
| Citrus County Florida | 5 | $ 1,122,000 | $ 224,000 | $ 88,000 |
| Clay County Florida | 5 | $ 1,030,000 | $ 206,000 | $ 88,000 |
| Gadsden County Florida | 5 | $ 926,000 | $ 185,000 | $ 44,000 |
| St. Joseph County Indiana | 5 | $ 412,000 | $ 82,000 | $ 42,000 |
| Livingston County Michigan | 5 | $ 1,404,000 | $ 280,000 | $ 90,000 |
| Greene County Ohio | 5 | $ 485,000 | $ 97,000 | $ 36,000 |
| Sumter County South Carolina | 5 | $ 527,000 | $ 105,000 | $ 66,000 |
| Fond du Lac County Wisconsin | 5 | $ 595,000 | $ 119,000 | $ 38,000 |
| Racine County Wisconsin | 5 | $ 725,000 | $ 145,000 | $ 42,000 |
| Adams County Colorado | 4 | $ 509,000 | $ 127,000 | $ 61,000 |
| Denver County Colorado | 4 | $ 773,000 | $ 193,000 | $ 50,000 |
| Larimer County Colorado | 4 | $ 1,178,000 | $ 294,000 | $ 109,000 |
| St. Johns County Florida | 4 | $ 955,000 | $ 238,000 | $ 91,000 |
| Hancock County Indiana | 4 | $ 544,000 | $ 136,000 | $ 52,000 |
| Lake County Indiana | 4 | $ 989,000 | $ 247,000 | $ 76,000 |
| Miami County Indiana | 4 | $ 371,000 | $ 92,000 | $ 52,000 |
| Polk County Iowa | 4 | $ 350,000 | $ 87,000 | $ 30,000 |
| Bay County Michigan | 4 | $ 387,000 | $ 96,000 | $ 41,000 |
| Benzie County Michigan | 4 | $ 564,000 | $ 141,000 | $ 55,000 |
| Calhoun County Michigan | 4 | $ 445,000 | $ 111,000 | $ 75,000 |
| Manistee County Michigan | 4 | $ 321,000 | $ 80,000 | $ 28,000 |
| Blue Earth County Minnesota | 4 | $ 708,000 | $ 177,000 | $ 55,000 |
| Brown County Wisconsin | 4 | $ 418,000 | $ 104,000 | $ 47,000 |
| Rock County Wisconsin | 4 | $ 449,000 | $ 112,000 | $ 35,000 |
| St. Croix County Wisconsin | 4 | $ 1,048,000 | $ 262,000 | $ 126,000 |
| Winnebago County Wisconsin | 4 | $ 367,000 | $ 91,000 | $ 47,000 |
| Pinal County Arizona | 3 | $ 619,000 | $ 206,000 | $ 163,000 |
| El Paso County Colorado | 3 | $ 359,000 | $ 119,000 | $ 66,000 |
| Bay County Florida | 3 | $ 528,000 | $ 176,000 | $ 60,000 |
| Charlotte County Florida | 3 | $ 501,000 | $ 167,000 | $ 51,000 |
| Okeechobee County Florida | 3 | $ 589,000 | $ 196,000 | $ 63,000 |
| Taylor County Florida | 3 | $ 177,000 | $ 59,000 | $ 58,000 |
| Howard County Indiana | 3 | $ 212,000 | $ 70,000 | $ 29,000 |
| Vigo County Indiana | 3 | $ 460,000 | $ 153,000 | $ 74,000 |
| Campbell County Kentucky | 3 | $ 359,000 | $ 119,000 | $ 181,000 |
| Emmet County Michigan | 3 | $ 565,000 | $ 188,000 | $ 63,000 |
| Grand Traverse County Michigan | 3 | $ 489,000 | $ 163,000 | $ 50,000 |
| Iosco County Michigan | 3 | $ 357,000 | $ 119,000 | $ 64,000 |
| Monroe County Michigan | 3 | $ 496,000 | $ 165,000 | $ 196,000 |
| Roscommon County Michigan | 3 | $ 386,000 | $ 128,000 | $ 159,000 |
| Shiawassee County Michigan | 3 | $ 379,000 | $ 126,000 | $ 63,000 |
| St. Clair County Michigan | 3 | $ 516,000 | $ 172,000 | $ 62,000 |
| Washtenaw County Michigan | 3 | $ 640,000 | $ 213,000 | $ 85,000 |
| Carver County Minnesota | 3 | $ 649,000 | $ 216,000 | $ 51,000 |
| Chisago County Minnesota | 3 | $ 812,000 | $ 270,000 | $ 116,000 |
| Otter Tail County Minnesota | 3 | $ 210,000 | $ 70,000 | $ 54,000 |
| Stearns County Minnesota | 3 | $ 379,000 | $ 126,000 | $ 50,000 |
| Bernalillo County New Mexico | 3 | $ 509,000 | $ 169,000 | $ 16,000 |
| Mecklenburg County North Carolina | 3 | $ 738,000 | $ 246,000 | $ 111,000 |
| Licking County Ohio | 3 | $ 752,000 | $ 250,000 | $ 82,000 |
| Mercer County Ohio | 3 | $ 238,000 | $ 79,000 | $ 50,000 |
| Dodge County Wisconsin | 3 | $ 400,000 | $ 133,000 | $ 55,000 |
| Outagamie County Wisconsin | 3 | $ 410,000 | $ 136,000 | $ 53,000 |
| Ozaukee County Wisconsin | 3 | $ 742,000 | $ 247,000 | $ 108,000 |
| Washington County Wisconsin | 3 | $ 392,000 | $ 130,000 | $ 42,000 |
| Weld County Colorado | 2 | $ 516,000 | $ 258,000 | $ 65,000 |
| Alachua County Florida | 2 | $ 609,000 | $ 304,000 | $ 101,000 |
| Columbia County Florida | 2 | $ 328,000 | $ 164,000 | $ 43,000 |
| Flagler County Florida | 2 | $ 310,000 | $ 155,000 | $ 141,000 |
| Hendry County Florida | 2 | $ 372,000 | $ 186,000 | $ 9,000 |
| Highlands County Florida | 2 | $ 220,000 | $ 110,000 | $ 42,000 |
| Levy County Florida | 2 | $ 245,000 | $ 122,000 | $ 52,000 |
| Putnam County Florida | 2 | $ 939,000 | $ 469,000 | $ 177,000 |
| Wakulla County Florida | 2 | $ 228,000 | $ 114,000 | $ 42,000 |
| Clark County Indiana | 2 | $ 286,000 | $ 143,000 | $ 66,000 |
| Dearborn County Indiana | 2 | $ 326,000 | $ 163,000 | $ 75,000 |
| Decatur County Indiana | 2 | $ 217,000 | $ 108,000 | $ 59,000 |
| Delaware County Indiana | 2 | $ 152,000 | $ 76,000 | $ 49,000 |
| Huntington County Indiana | 2 | $ 284,000 | $ 142,000 | $ 53,000 |
| Jay County Indiana | 2 | $ 193,000 | $ 96,000 | $ 55,000 |
| Madison County Indiana | 2 | $ 236,000 | $ 118,000 | $ 45,000 |
| Randolph County Indiana | 2 | $ 223,000 | $ 111,000 | $ 49,000 |
| Steuben County Indiana | 2 | $ 179,000 | $ 89,000 | $ 34,000 |
| Wayne County Indiana | 2 | $ 189,000 | $ 94,000 | $ 24,000 |
| Barren County Kentucky | 2 | $ 383,000 | $ 191,000 | $ 77,000 |
| Fayette County Kentucky | 2 | $ 201,000 | $ 100,000 | $ 52,000 |
| Franklin County Kentucky | 2 | $ 156,000 | $ 78,000 | $ 43,000 |
| Hardin County Kentucky | 2 | $ 396,000 | $ 198,000 | $ 57,000 |
| Antrim County Michigan | 2 | $ 157,000 | $ 78,000 | $ 58,000 |
| Crawford County Michigan | 2 | $ 323,000 | $ 161,000 | $ 50,000 |
| Hillsdale County Michigan | 2 | $ 171,000 | $ 85,000 | $ 23,000 |
| Jackson County Michigan | 2 | $ 299,000 | $ 149,000 | $ 44,000 |
| Lapeer County Michigan | 2 | $ 836,000 | $ 418,000 | $ 119,000 |
| Montcalm County Michigan | 2 | $ 234,000 | $ 117,000 | $ 38,000 |
| Osceola County Michigan | 2 | $ 311,000 | $ 155,000 | $ 153,000 |
| Cass County Minnesota | 2 | $ 290,000 | $ 145,000 | $ 52,000 |
| Faribault County Minnesota | 2 | $ 148,000 | $ 74,000 | $ 39,000 |
| Itasca County Minnesota | 2 | $ 215,000 | $ 107,000 | $ 43,000 |
| McLeod County Minnesota | 2 | $ 209,000 | $ 104,000 | $ 30,000 |
| Morrison County Minnesota | 2 | $ 175,000 | $ 87,000 | $ 34,000 |
| Pine County Minnesota | 2 | $ 257,000 | $ 128,000 | $ 45,000 |
| Steele County Minnesota | 2 | $ 365,000 | $ 182,000 | $ 46,000 |
| Sandoval County New Mexico | 2 | $ 389,000 | $ 194,000 | $ 59,000 |
| Cass County North Dakota | 2 | $ 434,000 | $ 217,000 | $ 78,000 |
| Clark County Ohio | 2 | $ 194,000 | $ 97,000 | $ 49,000 |
| Gallia County Ohio | 2 | $ 193,000 | $ 96,000 | $ 29,000 |
| Lorain County Ohio | 2 | $ 230,000 | $ 115,000 | $ 45,000 |
| Madison County Ohio | 2 | $ 208,000 | $ 104,000 | $ 33,000 |
| Meigs County Ohio | 2 | $ 141,000 | $ 70,000 | $ 50,000 |
| Stark County Ohio | 2 | $ 219,000 | $ 109,000 | $ 43,000 |
| Summit County Ohio | 2 | $ 173,000 | $ 86,000 | $ 25,000 |
| Williams County Ohio | 2 | $ 166,000 | $ 83,000 | $ 53,000 |
| York County South Carolina | 2 | $ 204,000 | $ 102,000 | $ 30,000 |
| Ashland County Wisconsin | 2 | $ 274,000 | $ 137,000 | $ 32,000 |
| Douglas County Wisconsin | 2 | $ 268,000 | $ 134,000 | $ 63,000 |
| Forest County Wisconsin | 2 | $ 158,000 | $ 79,000 | $ 39,000 |
| Marathon County Wisconsin | 2 | $ 271,000 | $ 135,000 | $ 55,000 |
| Rusk County Wisconsin | 2 | $ 180,000 | $ 90,000 | $ 63,000 |
| Shawano County Wisconsin | 2 | $ 425,000 | $ 212,000 | $ 141,000 |
| Walworth County Wisconsin | 2 | $ 585,000 | $ 292,000 | $ 74,000 |
| Apache County Arizona | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Mohave County Arizona | 1 | $ 134,000 | $ 134,000 | $ 65,000 |
| Yavapai County Arizona | 1 | $ 183,000 | $ 183,000 | $ 50,000 |
| Boulder County Colorado | 1 | $ 174,000 | $ 174,000 | $ 50,000 |
| Douglas County Colorado | 1 | $ 110,000 | $ 110,000 | $ 102,000 |
| Mesa County Colorado | 1 | $ 227,000 | $ 227,000 | $ 31,000 |
| Bradford County Florida | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Escambia County Florida | 1 | $ 152,000 | $ 152,000 | $ 46,000 |
| Hardee County Florida | 1 | $ 116,000 | $ 116,000 | $ 35,000 |
| Monroe County Florida | 1 | $ 483,000 | $ 483,000 | $ 102,000 |
| Nassau County Florida | 1 | $ 199,000 | $ 199,000 | $ 44,000 |
| Okaloosa County Florida | 1 | $ 480,000 | $ 480,000 | $ 143,000 |
| Santa Rosa County Florida | 1 | $ 110,000 | $ 110,000 | $ 63,000 |
| Sumter County Florida | 1 | $ 107,000 | $ 107,000 | $ 90,000 |
| Suwannee County Florida | 1 | $ 270,000 | $ 270,000 | $ 180,000 |
| Fulton County Georgia | 1 | $ 133,000 | $ 133,000 | $ 48,000 |
| Allen County Indiana | 1 | $ 94,000 | $ 94,000 | $ 40,000 |
| Bartholomew County Indiana | 1 | $ 133,000 | $ 133,000 | $ 74,000 |
| Brown County Indiana | 1 | $ 152,000 | $ 152,000 | $ 43,000 |
| Cass County Indiana | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
| Clay County Indiana | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
| Clinton County Indiana | 1 | $ 92,000 | $ 92,000 | $ 29,000 |
| DeKalb County Indiana | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
| Fountain County Indiana | 1 | $ 77,000 | $ 77,000 | $ 39,000 |
| Franklin County Indiana | 1 | $ 99,000 | $ 99,000 | $ 45,000 |
| Grant County Indiana | 1 | $ 63,000 | $ 63,000 | $ 26,000 |
| Greene County Indiana | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Henry County Indiana | 1 | $ 86,000 | $ 86,000 | $ 32,000 |
| Jackson County Indiana | 1 | $ 67,000 | $ 67,000 | $ 27,000 |
| Jasper County Indiana | 1 | $ 73,000 | $ 73,000 | $ 46,000 |
| Monroe County Indiana | 1 | $ 119,000 | $ 119,000 | $ 39,000 |
| Montgomery County Indiana | 1 | $ 142,000 | $ 142,000 | $ 54,000 |
| Parke County Indiana | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Porter County Indiana | 1 | $ 116,000 | $ 116,000 | $ 55,000 |
| Putnam County Indiana | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Sullivan County Indiana | 1 | $ 160,000 | $ 160,000 | $ 101,000 |
| Warrick County Indiana | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Wells County Indiana | 1 | $ 220,000 | $ 220,000 | $ 120,000 |
| White County Indiana | 1 | $ 244,000 | $ 244,000 | $ 102,000 |
| Black Hawk County Iowa | 1 | $ 61,000 | $ 61,000 | $ 19,000 |
| Floyd County Iowa | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Henry County Iowa | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| Jasper County Iowa | 1 | $ 207,000 | $ 207,000 | $ 46,000 |
| Kossuth County Iowa | 1 | $ 79,000 | $ 79,000 | $ 43,000 |
| Pottawattamie County Iowa | 1 | $ 77,000 | $ 77,000 | $ 27,000 |
| Scott County Iowa | 1 | $ 155,000 | $ 155,000 | $ 26,000 |
| Washington County Iowa | 1 | $ 133,000 | $ 133,000 | $ 52,000 |
| Grant County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Harrison County Kentucky | 1 | $ 89,000 | $ 89,000 | $ 46,000 |
| Knox County Kentucky | 1 | $ 132,000 | $ 132,000 | $ 66,000 |
| Laurel County Kentucky | 1 | $ 246,000 | $ 246,000 | $ 49,000 |
| Oldham County Kentucky | 1 | $ 212,000 | $ 212,000 | $ 42,000 |
| Owen County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 37,000 |
| Scott County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
| Shelby County Kentucky | 1 | $ 243,000 | $ 243,000 | $ 77,000 |
| Allegan County Michigan | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Barry County Michigan | 1 | $ 81,000 | $ 81,000 | $ 64,000 |
| Clare County Michigan | 1 | $ 787,000 | $ 787,000 | $ 36,000 |
| Clinton County Michigan | 1 | $ 67,000 | $ 67,000 | $ 39,000 |
| Delta County Michigan | 1 | $ 54,000 | $ 54,000 | $ 54,000 |
| Huron County Michigan | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
| Ingham County Michigan | 1 | $ 77,000 | $ 77,000 | $ 26,000 |
| Ionia County Michigan | 1 | $ 114,000 | $ 114,000 | $ 89,000 |
| Kalkaska County Michigan | 1 | $ 147,000 | $ 147,000 | $ 56,000 |
| Lenawee County Michigan | 1 | $ 174,000 | $ 174,000 | $ 39,000 |
| Mason County Michigan | 1 | $ 88,000 | $ 88,000 | $ 60,000 |
| Mecosta County Michigan | 1 | $ 193,000 | $ 193,000 | $ 312,000 |
| Menominee County Michigan | 1 | $ 96,000 | $ 96,000 | $ 56,000 |
| Midland County Michigan | 1 | $ 108,000 | $ 108,000 | $ 60,000 |
| Missaukee County Michigan | 1 | $ 176,000 | $ 176,000 | $ 205,000 |
| Montmorency County Michigan | 1 | $ 91,000 | $ 91,000 | $ 38,000 |
| Oscoda County Michigan | 1 | $ 190,000 | $ 190,000 | $ 66,000 |
| Otsego County Michigan | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Presque Isle County Michigan | 1 | $ 89,000 | $ 89,000 | $ 130,000 |
| Sanilac County Michigan | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Tuscola County Michigan | 1 | $ 61,000 | $ 61,000 | $ 113,000 |
| Van Buren County Michigan | 1 | $ 260,000 | $ 260,000 | $ 87,000 |
| Aitkin County Minnesota | 1 | $ 143,000 | $ 143,000 | $ 40,000 |
| Becker County Minnesota | 1 | $ 161,000 | $ 161,000 | $ 38,000 |
| Benton County Minnesota | 1 | $ 212,000 | $ 212,000 | $ 70,000 |
| Clay County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 84,000 |
| Clearwater County Minnesota | 1 | $ 87,000 | $ 87,000 | $ 46,000 |
| Cottonwood County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Douglas County Minnesota | 1 | $ 173,000 | $ 173,000 | $ 73,000 |
| Goodhue County Minnesota | 1 | $ 151,000 | $ 151,000 | $ 44,000 |
| Hubbard County Minnesota | 1 | $ 332,000 | $ 332,000 | $ 88,000 |
| Kanabec County Minnesota | 1 | $ 162,000 | $ 162,000 | $ 49,000 |
| Kandiyohi County Minnesota | 1 | $ 103,000 | $ 103,000 | $ 26,000 |
| Le Sueur County Minnesota | 1 | $ 91,000 | $ 91,000 | $ 49,000 |
| Martin County Minnesota | 1 | $ 124,000 | $ 124,000 | $ 48,000 |
| Meeker County Minnesota | 1 | $ 108,000 | $ 108,000 | $ 24,000 |
| Nobles County Minnesota | 1 | $ 96,000 | $ 96,000 | $ 29,000 |
| Olmsted County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Roseau County Minnesota | 1 | $ 138,000 | $ 138,000 | $ 108,000 |
| Wilkin County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Otero County New Mexico | 1 | $ 128,000 | $ 128,000 | $ 34,000 |
| Alexander County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
| Union County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 55,000 |
| Allen County Ohio | 1 | $ 139,000 | $ 139,000 | $ 183,000 |
| Auglaize County Ohio | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Brown County Ohio | 1 | $ 98,000 | $ 98,000 | $ 48,000 |
| Clinton County Ohio | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Delaware County Ohio | 1 | $ 160,000 | $ 160,000 | $ 44,000 |
| Fairfield County Ohio | 1 | $ 108,000 | $ 108,000 | $ 23,000 |
| Fulton County Ohio | 1 | $ 113,000 | $ 113,000 | $ 53,000 |
| Geauga County Ohio | 1 | $ 124,000 | $ 124,000 | $ 39,000 |
| Highland County Ohio | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Lake County Ohio | 1 | $ 87,000 | $ 87,000 | $ 33,000 |
| Marion County Ohio | 1 | $ 74,000 | $ 74,000 | $ 45,000 |
| Miami County Ohio | 1 | $ 171,000 | $ 171,000 | $ 82,000 |
| Paulding County Ohio | 1 | $ 131,000 | $ 131,000 | $ 29,000 |
| Portage County Ohio | 1 | $ 146,000 | $ 146,000 | $ 48,000 |
| Washington County Ohio | 1 | $ 101,000 | $ 101,000 | $ 24,000 |
| Wyandot County Ohio | 1 | $ 160,000 | $ 160,000 | $ 95,000 |
| Berkeley County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 78,000 |
| Charleston County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 66,000 |
| Chester County South Carolina | 1 | $ 121,000 | $ 121,000 | $ 46,000 |
| Lexington County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 48,000 |
| Adams County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Burnett County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 46,000 |
| Calumet County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 72,000 |
| Door County Wisconsin | 1 | $ 162,000 | $ 162,000 | $ 70,000 |
| Eau Claire County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 20,000 |
| Iowa County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 46,000 |
| Jefferson County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 52,000 |
| Juneau County Wisconsin | 1 | $ 240,000 | $ 240,000 | $ 90,000 |
| La Crosse County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Lincoln County Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 51,000 |
| Marinette County Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 37,000 |
| Marquette County Wisconsin | 1 | $ 63,000 | $ 63,000 | $ 25,000 |
| Pierce County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 40,000 |
| Polk County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Sauk County Wisconsin | 1 | $ 152,000 | $ 152,000 | $ 79,000 |
| Sawyer County Wisconsin | 1 | $ 94,000 | $ 94,000 | $ 31,000 |
| Sheboygan County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 71,000 |
| Trempealeau County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Wood County Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 53,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,557 | $278,989,000 | $179,000 | $979,000 | $65,000 | $835,000 |
| Home Purchase | 829 | $156,765,000 | $189,000 | $839,000 | $75,000 | $482,000 |
| Home Improvement | 76 | $11,864,000 | $156,000 | $405,000 | $60,000 | $214,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,167 | $204,456,000 | $175,000 | $938,000 | $70,000 | $835,000 |
| Black or African American | 556 | $97,501,000 | $175,000 | $600,000 | $61,000 | $346,000 |
| Hispanic | 431 | $89,750,000 | $208,000 | $979,000 | $73,000 | $482,000 |
| Not Provided | 247 | $44,221,000 | $179,000 | $712,000 | $65,000 | $342,000 |
| Asian | 42 | $8,093,000 | $192,000 | $600,000 | $98,000 | $508,000 |
| American Indian or Alaskan Native | 10 | $1,346,000 | $134,000 | $219,000 | $47,000 | $91,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,251,000 | $250,000 | $563,000 | $80,000 | $156,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,461 | $447,418,000 | $181,000 | $979,000 | $68,000 | $835,000 |
| VA-guaranteed (Veterans Administration) | 1 | $200,000 | $200,000 | $200,000 | $120,000 | $120,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,236 | $230,250,000 | $186,000 | $839,000 | $68,000 | $482,000 |
| Application Approved But Not Accepted | 518 | $86,992,000 | $167,000 | $665,000 | $68,000 | $508,000 |
| Loan Originated | 298 | $49,157,000 | $164,000 | $979,000 | $63,000 | $485,000 |
| File Closed For Incompleteness | 247 | $48,243,000 | $195,000 | $590,000 | $69,000 | $376,000 |
| Application Withdrawn By Applicant | 163 | $32,976,000 | $202,000 | $938,000 | $81,000 | $835,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lendsource Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lendsource Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.