Liberty Funding Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Liberty Funding Services 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Funding Services 77 East Halsey Road Parsippany, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 345 |
| Total Mortgage Loan Application Amount | $47,686,000 |
| Average Mortgage Loan Application Amount | $132,666 |
| Highest Mortgage Loan Application Amount | $382,000 |
| Average Applicant Income | $70,916 |
| Highest Applicant Income | $100,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Liberty Funding Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Funding Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Liberty Funding Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Funding Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Funding Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Funding Services's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 20 | $ 2,525,000 | $ 126,000 | $ 60,000 |
| Prince George's County Maryland | 14 | $ 2,013,000 | $ 143,000 | $ 65,000 |
| Gwinnett County Georgia | 10 | $ 1,323,000 | $ 132,000 | $ 44,000 |
| Baltimore County Maryland | 10 | $ 1,115,000 | $ 111,000 | $ 73,000 |
| New Haven County Connecticut | 9 | $ 1,298,000 | $ 144,000 | $ 50,000 |
| Hartford County Connecticut | 8 | $ 1,125,000 | $ 140,000 | $ 93,000 |
| Hampden County Massachusetts | 8 | $ 920,000 | $ 115,000 | $ 60,000 |
| Middlesex County New Jersey | 8 | $ 1,215,000 | $ 151,000 | $ 32,000 |
| Essex County New Jersey | 7 | $ 1,372,000 | $ 196,000 | $ 77,000 |
| Somerset County New Jersey | 7 | $ 1,094,000 | $ 156,000 | $ 100,000 |
| El Paso County Colorado | 6 | $ 1,091,000 | $ 181,000 | $ 60,000 |
| DeKalb County Georgia | 6 | $ 739,000 | $ 123,000 | $ 25,000 |
| Sussex County New Jersey | 6 | $ 918,000 | $ 153,000 | $ 60,000 |
| Arapahoe County Colorado | 5 | $ 1,176,000 | $ 235,000 | $ 85,000 |
| Clayton County Georgia | 5 | $ 564,000 | $ 112,000 | $ 30,000 |
| Anne Arundel County Maryland | 5 | $ 628,000 | $ 125,000 | $ 70,000 |
| Middlesex County Massachusetts | 5 | $ 806,000 | $ 161,000 | $ 100,000 |
| Plymouth County Massachusetts | 5 | $ 807,000 | $ 161,000 | $ 70,000 |
| Worcester County Massachusetts | 5 | $ 670,000 | $ 134,000 | $ 66,000 |
| Camden County New Jersey | 5 | $ 597,000 | $ 119,000 | $ 100,000 |
| Larimer County Colorado | 4 | $ 690,000 | $ 172,000 | $ 100,000 |
| Fairfield County Connecticut | 4 | $ 589,000 | $ 147,000 | $ 55,000 |
| New London County Connecticut | 4 | $ 616,000 | $ 154,000 | $ 100,000 |
| Brevard County Florida | 4 | $ 466,000 | $ 116,000 | $ 55,000 |
| Duval County Florida | 4 | $ 543,000 | $ 135,000 | $ 55,000 |
| Hillsborough County Florida | 4 | $ 699,000 | $ 174,000 | $ 70,000 |
| Will County Illinois | 4 | $ 493,000 | $ 123,000 | $ 77,000 |
| Bristol County Massachusetts | 4 | $ 671,000 | $ 167,000 | $ 77,000 |
| Essex County Massachusetts | 4 | $ 662,000 | $ 165,000 | $ 100,000 |
| Jackson County Missouri | 4 | $ 463,000 | $ 115,000 | $ 40,000 |
| Gloucester County New Jersey | 4 | $ 512,000 | $ 128,000 | $ 77,000 |
| Henrico County Virginia | 4 | $ 458,000 | $ 114,000 | $ 100,000 |
| Denver County Colorado | 3 | $ 481,000 | $ 160,000 | $ 55,000 |
| Tolland County Connecticut | 3 | $ 392,000 | $ 130,000 | $ 70,000 |
| Windham County Connecticut | 3 | $ 378,000 | $ 126,000 | $ 77,000 |
| Clay County Florida | 3 | $ 405,000 | $ 135,000 | $ 77,000 |
| Miami-Dade County Florida | 3 | $ 367,000 | $ 122,000 | $ 100,000 |
| Polk County Florida | 3 | $ 335,000 | $ 111,000 | $ 32,000 |
| Barrow County Georgia | 3 | $ 349,000 | $ 116,000 | $ 100,000 |
| Douglas County Georgia | 3 | $ 360,000 | $ 120,000 | $ 100,000 |
| St. Clair County Illinois | 3 | $ 636,000 | $ 212,000 | $ 100,000 |
| Winnebago County Illinois | 3 | $ 262,000 | $ 87,000 | $ 100,000 |
| Baltimore City County Maryland | 3 | $ 231,000 | $ 77,000 | $ 40,000 |
| Montgomery County Maryland | 3 | $ 482,000 | $ 160,000 | $ 32,000 |
| Norfolk County Massachusetts | 3 | $ 392,000 | $ 130,000 | $ 55,000 |
| Suffolk County Massachusetts | 3 | $ 516,000 | $ 172,000 | $ 55,000 |
| Burlington County New Jersey | 3 | $ 378,000 | $ 126,000 | $ 70,000 |
| Monmouth County New Jersey | 3 | $ 365,000 | $ 121,000 | $ 77,000 |
| Morris County New Jersey | 3 | $ 578,000 | $ 192,000 | $ 70,000 |
| Passaic County New Jersey | 3 | $ 581,000 | $ 193,000 | $ 70,000 |
| Adams County Colorado | 2 | $ 335,000 | $ 167,000 | $ 55,000 |
| Douglas County Colorado | 2 | $ 380,000 | $ 190,000 | $ 55,000 |
| Pueblo County Colorado | 2 | $ 212,000 | $ 106,000 | $ 100,000 |
| Middlesex County Connecticut | 2 | $ 309,000 | $ 154,000 | $ 10,000 |
| Lake County Florida | 2 | $ 212,000 | $ 106,000 | $ 55,000 |
| Lee County Florida | 2 | $ 276,000 | $ 138,000 | $ 55,000 |
| Manatee County Florida | 2 | $ 220,000 | $ 110,000 | $ 10,000 |
| Orange County Florida | 2 | $ 215,000 | $ 107,000 | $ 55,000 |
| Pinellas County Florida | 2 | $ 328,000 | $ 164,000 | $ 55,000 |
| Carroll County Georgia | 2 | $ 184,000 | $ 92,000 | $ 55,000 |
| Henry County Georgia | 2 | $ 329,000 | $ 164,000 | $ 55,000 |
| McHenry County Illinois | 2 | $ 345,000 | $ 172,000 | $ 100,000 |
| Charles County Maryland | 2 | $ 278,000 | $ 139,000 | $ 100,000 |
| Howard County Maryland | 2 | $ 195,000 | $ 97,000 | $ 55,000 |
| St. Louis County Missouri | 2 | $ 273,000 | $ 136,000 | $ 55,000 |
| Atlantic County New Jersey | 2 | $ 210,000 | $ 105,000 | $ 55,000 |
| Ocean County New Jersey | 2 | $ 244,000 | $ 122,000 | $ 100,000 |
| Union County New Jersey | 2 | $ 237,000 | $ 118,000 | $ 10,000 |
| Providence County Rhode Island | 2 | $ 225,000 | $ 112,000 | $ 55,000 |
| Richland County South Carolina | 2 | $ 204,000 | $ 102,000 | $ 100,000 |
| Chesterfield County Virginia | 2 | $ 235,000 | $ 117,000 | $ 100,000 |
| Norfolk County Virginia | 2 | $ 194,000 | $ 97,000 | $ 100,000 |
| Virginia Beach County Virginia | 2 | $ 194,000 | $ 97,000 | $ 100,000 |
| Jefferson County Colorado | 1 | $ 241,000 | $ 241,000 | $ 100,000 |
| Litchfield County Connecticut | 1 | $ 158,000 | $ 158,000 | $ 10,000 |
| Alachua County Florida | 1 | $ 129,000 | $ 129,000 | $ 100,000 |
| Broward County Florida | 1 | $ 106,000 | $ 106,000 | $ 10,000 |
| Collier County Florida | 1 | $ 141,000 | $ 141,000 | $ 100,000 |
| Martin County Florida | 1 | $ 108,000 | $ 108,000 | $ 100,000 |
| Okaloosa County Florida | 1 | $ 150,000 | $ 150,000 | $ 100,000 |
| Osceola County Florida | 1 | $ 107,000 | $ 107,000 | $ 100,000 |
| Palm Beach County Florida | 1 | $ 114,000 | $ 114,000 | $ 100,000 |
| St. Johns County Florida | 1 | $ 146,000 | $ 146,000 | $ 10,000 |
| St. Lucie County Florida | 1 | $ 123,000 | $ 123,000 | $ 10,000 |
| Volusia County Florida | 1 | $ 105,000 | $ 105,000 | $ 10,000 |
| Wakulla County Florida | 1 | $ 155,000 | $ 155,000 | $ 10,000 |
| Cherokee County Georgia | 1 | $ 122,000 | $ 122,000 | $ 100,000 |
| Cobb County Georgia | 1 | $ 89,000 | $ 89,000 | $ 10,000 |
| Forsyth County Georgia | 1 | $ 102,000 | $ 102,000 | $ 10,000 |
| Fulton County Georgia | 1 | $ 139,000 | $ 139,000 | $ 10,000 |
| Newton County Georgia | 1 | $ 136,000 | $ 136,000 | $ 100,000 |
| Walton County Georgia | 1 | $ 84,000 | $ 84,000 | $ 10,000 |
| DuPage County Illinois | 1 | $ 111,000 | $ 111,000 | $ 100,000 |
| Kane County Illinois | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Kendall County Illinois | 1 | $ 96,000 | $ 96,000 | $ 100,000 |
| Lake County Illinois | 1 | $ 164,000 | $ 164,000 | $ 100,000 |
| Madison County Illinois | 1 | $ 73,000 | $ 73,000 | $ 10,000 |
| Carroll County Maryland | 1 | $ 157,000 | $ 157,000 | $ 100,000 |
| Frederick County Maryland | 1 | $ 117,000 | $ 117,000 | $ 100,000 |
| Harford County Maryland | 1 | $ 77,000 | $ 77,000 | $ 100,000 |
| Washington County Maryland | 1 | $ 100,000 | $ 100,000 | $ 100,000 |
| Barnstable County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Berkshire County Massachusetts | 1 | $ 115,000 | $ 115,000 | $ 10,000 |
| Franklin County Massachusetts | 1 | $ 91,000 | $ 91,000 | $ 10,000 |
| Hampshire County Massachusetts | 1 | $ 170,000 | $ 170,000 | $ 10,000 |
| Bergen County New Jersey | 1 | $ 87,000 | $ 87,000 | $ 100,000 |
| Cumberland County New Jersey | 1 | $ 87,000 | $ 87,000 | $ 100,000 |
| Warren County New Jersey | 1 | $ 218,000 | $ 218,000 | $ 100,000 |
| Bristol County Rhode Island | 1 | $ 143,000 | $ 143,000 | $ 100,000 |
| Chesapeake County Virginia | 1 | $ 69,000 | $ 69,000 | $ 100,000 |
| Culpeper County Virginia | 1 | $ 129,000 | $ 129,000 | $ 100,000 |
| Hampton County Virginia | 1 | $ 76,000 | $ 76,000 | $ 100,000 |
| Loudoun County Virginia | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Newport News County Virginia | 1 | $ 101,000 | $ 101,000 | $ 100,000 |
| Prince William County Virginia | 1 | $ 211,000 | $ 211,000 | $ 100,000 |
| Stafford County Virginia | 1 | $ 114,000 | $ 114,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Liberty Funding Services in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 345 | $47,686,000 | $132,666 | $382,000 | $70,916 | $100,000 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Purchase (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 345 | $47,686,000 | $132,666 | $382,000 | $70,916 | $100,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian or Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Black | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 345 | $47,686,000 | $132,666 | $382,000 | $70,916 | $100,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 183 | $25,436,000 | $133,833 | $382,000 | $85,750 | $100,000 |
| Application Withdrawn By Applicant | 126 | $17,567,000 | $138,181 | $296,000 | $73,181 | $100,000 |
| File Closed For Incompleteness | 36 | $4,683,000 | $125,400 | $237,000 | $10,000 | $10,000 |
| Loan Originated | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Funding Services's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Funding Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.