Liberty Savings Bank, F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Liberty Savings Bank, F.S.B. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Savings Bank, F.S.B. 3435 Airborne Rd, Ste B Wilmington, OH 45177 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,738 |
| Total Mortgage Loan Application Amount | $509,380,000 |
| Average Mortgage Loan Application Amount | $286,800 |
| Highest Mortgage Loan Application Amount | $1,925,000 |
| Average Applicant Income | $102,600 |
| Highest Applicant Income | $3,531,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Liberty Savings Bank, F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Savings Bank, F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Liberty Savings Bank, F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Savings Bank, F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Savings Bank, F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Savings Bank, F.S.B.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Colorado | 92 | $ 34,920,000 | $ 379,000 | $ 129,000 |
| Denver County Colorado | 69 | $ 27,175,000 | $ 393,000 | $ 161,000 |
| Arapahoe County Colorado | 60 | $ 20,840,000 | $ 347,000 | $ 117,000 |
| Pinellas County Florida | 58 | $ 16,610,000 | $ 286,000 | $ 145,000 |
| Sarasota County Florida | 58 | $ 14,650,000 | $ 252,000 | $ 123,000 |
| Jefferson County Colorado | 57 | $ 19,635,000 | $ 344,000 | $ 130,000 |
| Grand County Colorado | 52 | $ 16,420,000 | $ 315,000 | $ 211,000 |
| Hennepin County Minnesota | 47 | $ 14,855,000 | $ 316,000 | $ 150,000 |
| Duval County Florida | 42 | $ 10,660,000 | $ 253,000 | $ 133,000 |
| Adams County Colorado | 38 | $ 13,330,000 | $ 350,000 | $ 114,000 |
| Butler County Ohio | 35 | $ 9,285,000 | $ 265,000 | $ 124,000 |
| Weld County Colorado | 33 | $ 10,525,000 | $ 318,000 | $ 112,000 |
| Allen County Indiana | 31 | $ 6,465,000 | $ 208,000 | $ 76,000 |
| Boulder County Colorado | 29 | $ 10,385,000 | $ 358,000 | $ 138,000 |
| Anoka County Minnesota | 28 | $ 7,940,000 | $ 283,000 | $ 109,000 |
| Sebastian County Arkansas | 27 | $ 1,955,000 | $ 72,000 | $ 0 |
| Manatee County Florida | 26 | $ 7,200,000 | $ 276,000 | $ 111,000 |
| Randall County Texas | 26 | $ 3,850,000 | $ 148,000 | $ 0 |
| Hamilton County Ohio | 25 | $ 5,795,000 | $ 231,000 | $ 120,000 |
| Livingston County Michigan | 22 | $ 5,480,000 | $ 249,000 | $ 107,000 |
| Summit County Colorado | 21 | $ 8,755,000 | $ 416,000 | $ 192,000 |
| Larimer County Colorado | 19 | $ 6,665,000 | $ 350,000 | $ 161,000 |
| Collier County Florida | 19 | $ 10,485,000 | $ 551,000 | $ 457,000 |
| King County Washington | 18 | $ 10,630,000 | $ 590,000 | $ 0 |
| Hillsborough County Florida | 16 | $ 4,010,000 | $ 250,000 | $ 148,000 |
| Fulton County Georgia | 16 | $ 11,170,000 | $ 698,000 | $ 0 |
| Warren County Ohio | 16 | $ 3,700,000 | $ 231,000 | $ 103,000 |
| Pasco County Florida | 15 | $ 3,145,000 | $ 209,000 | $ 73,000 |
| Ramsey County Minnesota | 15 | $ 4,885,000 | $ 325,000 | $ 202,000 |
| Franklin County Ohio | 15 | $ 3,985,000 | $ 265,000 | $ 202,000 |
| Orange County Florida | 14 | $ 2,980,000 | $ 212,000 | $ 56,000 |
| Sherburne County Minnesota | 14 | $ 2,730,000 | $ 195,000 | $ 97,000 |
| Washington County Minnesota | 14 | $ 4,650,000 | $ 332,000 | $ 194,000 |
| Wake County North Carolina | 14 | $ 4,290,000 | $ 306,000 | $ 140,000 |
| Cuyahoga County Ohio | 14 | $ 2,370,000 | $ 169,000 | $ 134,000 |
| El Paso County Colorado | 13 | $ 4,335,000 | $ 333,000 | $ 166,000 |
| Palm Beach County Florida | 13 | $ 3,725,000 | $ 286,000 | $ 125,000 |
| St. Johns County Florida | 13 | $ 3,235,000 | $ 248,000 | $ 112,000 |
| Scott County Minnesota | 12 | $ 4,190,000 | $ 349,000 | $ 139,000 |
| Defiance County Ohio | 11 | $ 845,000 | $ 76,000 | $ 0 |
| Albemarle County Virginia | 11 | $ 3,605,000 | $ 327,000 | $ 167,000 |
| Lee County Florida | 10 | $ 2,090,000 | $ 209,000 | $ 100,000 |
| Oakland County Michigan | 10 | $ 2,630,000 | $ 263,000 | $ 130,000 |
| Wayne County Michigan | 10 | $ 2,110,000 | $ 211,000 | $ 115,000 |
| Dakota County Minnesota | 10 | $ 3,050,000 | $ 305,000 | $ 113,000 |
| Wright County Minnesota | 10 | $ 2,800,000 | $ 280,000 | $ 108,000 |
| Montgomery County Ohio | 10 | $ 1,650,000 | $ 165,000 | $ 142,000 |
| Potter County Texas | 10 | $ 1,230,000 | $ 123,000 | $ 0 |
| Crawford County Arkansas | 9 | $ 705,000 | $ 78,000 | $ 0 |
| Columbia County Georgia | 9 | $ 5,575,000 | $ 619,000 | $ 0 |
| Broomfield County Colorado | 8 | $ 2,920,000 | $ 365,000 | $ 141,000 |
| Eagle County Colorado | 8 | $ 2,820,000 | $ 352,000 | $ 166,000 |
| Routt County Colorado | 8 | $ 3,020,000 | $ 377,000 | $ 224,000 |
| Williams County Ohio | 8 | $ 980,000 | $ 122,000 | $ 0 |
| Aiken County South Carolina | 8 | $ 3,250,000 | $ 406,000 | $ 0 |
| Gwinnett County Georgia | 7 | $ 4,135,000 | $ 590,000 | $ 188,000 |
| Park County Colorado | 6 | $ 2,150,000 | $ 358,000 | $ 178,000 |
| Martin County Florida | 6 | $ 880,000 | $ 146,000 | $ 105,000 |
| Chatham County Georgia | 6 | $ 1,880,000 | $ 313,000 | $ 79,000 |
| Cobb County Georgia | 6 | $ 2,960,000 | $ 493,000 | $ 80,000 |
| Boone County Kentucky | 6 | $ 1,150,000 | $ 191,000 | $ 151,000 |
| Clermont County Ohio | 6 | $ 1,820,000 | $ 303,000 | $ 102,000 |
| Paulding County Ohio | 6 | $ 280,000 | $ 46,000 | $ 0 |
| Moore County Texas | 6 | $ 270,000 | $ 45,000 | $ 0 |
| Tarrant County Texas | 6 | $ 1,640,000 | $ 273,000 | $ 0 |
| Mesa County Colorado | 5 | $ 1,735,000 | $ 347,000 | $ 141,000 |
| DeKalb County Georgia | 5 | $ 1,815,000 | $ 363,000 | $ 349,000 |
| Fulton County Ohio | 5 | $ 335,000 | $ 67,000 | $ 0 |
| Lucas County Ohio | 5 | $ 455,000 | $ 91,000 | $ 0 |
| Hemphill County Texas | 5 | $ 945,000 | $ 189,000 | $ 0 |
| Charlottesville County Virginia | 5 | $ 1,325,000 | $ 265,000 | $ 195,000 |
| Clear Creek County Colorado | 4 | $ 1,200,000 | $ 300,000 | $ 95,000 |
| Charlotte County Florida | 4 | $ 1,040,000 | $ 260,000 | $ 67,000 |
| Volusia County Florida | 4 | $ 790,000 | $ 197,000 | $ 60,000 |
| Bartow County Georgia | 4 | $ 1,880,000 | $ 470,000 | $ 0 |
| Bibb County Georgia | 4 | $ 670,000 | $ 167,000 | $ 0 |
| Henry County Georgia | 4 | $ 1,100,000 | $ 275,000 | $ 77,000 |
| Richmond County Georgia | 4 | $ 650,000 | $ 162,000 | $ 0 |
| DeKalb County Indiana | 4 | $ 1,070,000 | $ 267,000 | $ 231,000 |
| Marion County Indiana | 4 | $ 580,000 | $ 145,000 | $ 130,000 |
| Noble County Indiana | 4 | $ 1,250,000 | $ 312,000 | $ 86,000 |
| Campbell County Kentucky | 4 | $ 1,200,000 | $ 300,000 | $ 112,000 |
| Kenton County Kentucky | 4 | $ 510,000 | $ 127,000 | $ 99,000 |
| Greene County Ohio | 4 | $ 900,000 | $ 225,000 | $ 124,000 |
| Gray County Texas | 4 | $ 170,000 | $ 42,000 | $ 0 |
| Harris County Texas | 4 | $ 2,290,000 | $ 572,000 | $ 0 |
| Clallam County Washington | 4 | $ 1,100,000 | $ 275,000 | $ 0 |
| Elbert County Colorado | 3 | $ 1,155,000 | $ 385,000 | $ 121,000 |
| Bay County Florida | 3 | $ 505,000 | $ 168,000 | $ 0 |
| Clay County Florida | 3 | $ 785,000 | $ 261,000 | $ 90,000 |
| Indian River County Florida | 3 | $ 735,000 | $ 245,000 | $ 142,000 |
| Monroe County Florida | 3 | $ 1,535,000 | $ 511,000 | $ 83,000 |
| Seminole County Florida | 3 | $ 675,000 | $ 225,000 | $ 78,000 |
| Sumter County Florida | 3 | $ 615,000 | $ 205,000 | $ 71,000 |
| Forsyth County Georgia | 3 | $ 1,685,000 | $ 561,000 | $ 46,000 |
| Rabun County Georgia | 3 | $ 1,285,000 | $ 428,000 | $ 0 |
| Grant County Kentucky | 3 | $ 875,000 | $ 291,000 | $ 106,000 |
| Branch County Michigan | 3 | $ 145,000 | $ 48,000 | $ 0 |
| Genesee County Michigan | 3 | $ 485,000 | $ 161,000 | $ 75,000 |
| Carver County Minnesota | 3 | $ 1,035,000 | $ 345,000 | $ 199,000 |
| St. Louis County Minnesota | 3 | $ 725,000 | $ 241,000 | $ 98,000 |
| Stearns County Minnesota | 3 | $ 535,000 | $ 178,000 | $ 95,000 |
| Belknap County New Hampshire | 3 | $ 615,000 | $ 205,000 | $ 91,000 |
| Lorain County Ohio | 3 | $ 565,000 | $ 188,000 | $ 60,000 |
| Summit County Ohio | 3 | $ 595,000 | $ 198,000 | $ 84,000 |
| Carson County Texas | 3 | $ 295,000 | $ 98,000 | $ 0 |
| Lee County Alabama | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Benton County Arkansas | 2 | $ 360,000 | $ 180,000 | $ 0 |
| La Plata County Colorado | 2 | $ 500,000 | $ 250,000 | $ 78,000 |
| Lake County Colorado | 2 | $ 540,000 | $ 270,000 | $ 117,000 |
| Pueblo County Colorado | 2 | $ 780,000 | $ 390,000 | $ 221,000 |
| Brevard County Florida | 2 | $ 370,000 | $ 185,000 | $ 66,000 |
| Broward County Florida | 2 | $ 550,000 | $ 275,000 | $ 205,000 |
| Flagler County Florida | 2 | $ 680,000 | $ 340,000 | $ 332,000 |
| Hernando County Florida | 2 | $ 180,000 | $ 90,000 | $ 149,000 |
| Lake County Florida | 2 | $ 340,000 | $ 170,000 | $ 26,000 |
| St. Lucie County Florida | 2 | $ 450,000 | $ 225,000 | $ 71,000 |
| Bulloch County Georgia | 2 | $ 290,000 | $ 145,000 | $ 37,000 |
| Houston County Georgia | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Adams County Indiana | 2 | $ 500,000 | $ 250,000 | $ 94,000 |
| Hamilton County Indiana | 2 | $ 460,000 | $ 230,000 | $ 76,000 |
| Huntington County Indiana | 2 | $ 690,000 | $ 345,000 | $ 147,000 |
| Kosciusko County Indiana | 2 | $ 970,000 | $ 485,000 | $ 99,000 |
| Middlesex County Massachusetts | 2 | $ 1,270,000 | $ 635,000 | $ 173,000 |
| Plymouth County Massachusetts | 2 | $ 750,000 | $ 375,000 | $ 219,000 |
| Suffolk County Massachusetts | 2 | $ 700,000 | $ 350,000 | $ 143,000 |
| Washtenaw County Michigan | 2 | $ 270,000 | $ 135,000 | $ 59,000 |
| Crow Wing County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 136,000 |
| Douglas County Minnesota | 2 | $ 490,000 | $ 245,000 | $ 128,000 |
| Isanti County Minnesota | 2 | $ 260,000 | $ 130,000 | $ 73,000 |
| Kandiyohi County Minnesota | 2 | $ 440,000 | $ 220,000 | $ 115,000 |
| Olmsted County Minnesota | 2 | $ 360,000 | $ 180,000 | $ 112,000 |
| St. Louis County Missouri | 2 | $ 360,000 | $ 180,000 | $ 79,000 |
| Johnston County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 78,000 |
| Mecklenburg County North Carolina | 2 | $ 710,000 | $ 355,000 | $ 117,000 |
| Delaware County Ohio | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Henry County Ohio | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Medina County Ohio | 2 | $ 420,000 | $ 210,000 | $ 133,000 |
| Union County Ohio | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Wood County Ohio | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Dallas County Texas | 2 | $ 1,290,000 | $ 645,000 | $ 0 |
| Denton County Texas | 2 | $ 670,000 | $ 335,000 | $ 87,000 |
| Hale County Texas | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Nueces County Texas | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Wheeler County Texas | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Pierce County Washington | 2 | $ 1,180,000 | $ 590,000 | $ 0 |
| Snohomish County Washington | 2 | $ 670,000 | $ 335,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 1,025,000 | $ 1,025,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Franklin County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Los Angeles County California | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Marin County California | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Riverside County California | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Chaffee County Colorado | 1 | $ 355,000 | $ 355,000 | $ 60,000 |
| Garfield County Colorado | 1 | $ 355,000 | $ 355,000 | $ 63,000 |
| Gilpin County Colorado | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Hinsdale County Colorado | 1 | $ 485,000 | $ 485,000 | $ 82,000 |
| Las Animas County Colorado | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Teller County Colorado | 1 | $ 105,000 | $ 105,000 | $ 21,000 |
| Washington County Colorado | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Alachua County Florida | 1 | $ 325,000 | $ 325,000 | $ 160,000 |
| Citrus County Florida | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Jackson County Florida | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Miami-Dade County Florida | 1 | $ 815,000 | $ 815,000 | $ 181,000 |
| Okeechobee County Florida | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Polk County Florida | 1 | $ 435,000 | $ 435,000 | $ 180,000 |
| Walton County Florida | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Clayton County Georgia | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Crawford County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Douglas County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Effingham County Georgia | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Fannin County Georgia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Fayette County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Glynn County Georgia | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Hall County Georgia | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Haralson County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Jones County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lincoln County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Monroe County Georgia | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Morgan County Georgia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Paulding County Georgia | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Pickens County Georgia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Screven County Georgia | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Talbot County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Blaine County Idaho | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| Blackford County Indiana | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Boone County Indiana | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Dearborn County Indiana | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Delaware County Indiana | 1 | $ 285,000 | $ 285,000 | $ 330,000 |
| Floyd County Indiana | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Hancock County Indiana | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Hendricks County Indiana | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| LaGrange County Indiana | 1 | $ 255,000 | $ 255,000 | $ 123,000 |
| LaPorte County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Ripley County Indiana | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Steuben County Indiana | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Whitley County Indiana | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Bracken County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Owen County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Pendleton County Kentucky | 1 | $ 375,000 | $ 375,000 | $ 43,000 |
| Anne Arundel County Maryland | 1 | $ 385,000 | $ 385,000 | $ 121,000 |
| Harford County Maryland | 1 | $ 455,000 | $ 455,000 | $ 157,000 |
| Kent County Maryland | 1 | $ 755,000 | $ 755,000 | $ 183,000 |
| Prince George's County Maryland | 1 | $ 265,000 | $ 265,000 | $ 83,000 |
| Norfolk County Massachusetts | 1 | $ 385,000 | $ 385,000 | $ 103,000 |
| Clinton County Michigan | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Hillsdale County Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Iosco County Michigan | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Kent County Michigan | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Lapeer County Michigan | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Macomb County Michigan | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Presque Isle County Michigan | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| Shiawassee County Michigan | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Aitkin County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 218,000 |
| Benton County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 134,000 |
| Chippewa County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Chisago County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Itasca County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Kanabec County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
| Otter Tail County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Polk County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 242,000 |
| Rice County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 142,000 |
| Wilkin County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Winona County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 94,000 |
| Clay County Missouri | 1 | $ 105,000 | $ 105,000 | $ 412,000 |
| Jackson County Missouri | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Jefferson County Missouri | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| St. Charles County Missouri | 1 | $ 125,000 | $ 125,000 | $ 129,000 |
| Hillsborough County New Hampshire | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Rockingham County New Hampshire | 1 | $ 295,000 | $ 295,000 | $ 203,000 |
| New Hanover County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Rowan County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Union County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Wilkes County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Burleigh County North Dakota | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Adams County Ohio | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Auglaize County Ohio | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Geauga County Ohio | 1 | $ 285,000 | $ 285,000 | $ 235,000 |
| Hancock County Ohio | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Miami County Ohio | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Ottawa County Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Preble County Ohio | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Scioto County Ohio | 1 | $ 415,000 | $ 415,000 | $ 209,000 |
| Seneca County Ohio | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Muskogee County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Sequoyah County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Marion County Oregon | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 257,000 |
| Charleston County South Carolina | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Edgefield County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 333,000 |
| Baylor County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Collin County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Dallam County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Garza County Texas | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Hartley County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Hutchinson County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lamb County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lubbock County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Parmer County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Swisher County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Taylor County Texas | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Travis County Texas | 1 | $ 485,000 | $ 485,000 | $ 181,000 |
| Chesterfield County Virginia | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Fairfax County Virginia | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Henrico County Virginia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| King William County Virginia | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| Chelan County Washington | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Grant County Washington | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Grays Harbor County Washington | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Kittitas County Washington | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Whatcom County Washington | 1 | $ 355,000 | $ 355,000 | $ 0 |
Mortgage Loan Application Detail Totals for Liberty Savings Bank, F.S.B. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 751 | $223,475,000 | $297,000 | $1,925,000 | $142,000 | $3,531,000 |
| Refinancing | 372 | $121,240,000 | $325,000 | $1,485,000 | $136,000 | $842,000 |
| Not Applicable | 314 | $80,940,000 | $257,000 | $1,875,000 | $0 | $0 |
| Cash-out Refinancing | 256 | $71,250,000 | $278,000 | $1,345,000 | $115,000 | $467,000 |
| Home Improvement | 45 | $12,475,000 | $277,000 | $485,000 | $120,000 | $337,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,191 | $360,875,000 | $303,000 | $1,925,000 | $139,000 | $3,531,000 |
| Not applicable | 325 | $79,545,000 | $244,000 | $1,875,000 | $224,000 | $352,000 |
| Asian | 102 | $33,220,000 | $325,000 | $905,000 | $111,000 | $585,000 |
| Not Provided | 62 | $20,350,000 | $328,000 | $1,465,000 | $136,000 | $550,000 |
| Hispanic | 31 | $7,475,000 | $241,000 | $485,000 | $79,000 | $213,000 |
| Black or African American | 25 | $7,045,000 | $281,000 | $695,000 | $114,000 | $277,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $705,000 | $705,000 | $705,000 | $291,000 | $291,000 |
| American Indian or Alaskan Native | 1 | $165,000 | $165,000 | $165,000 | $63,000 | $63,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,619 | $480,225,000 | $296,000 | $1,925,000 | $141,000 | $3,531,000 |
| FHA-insured (Federal Housing Administration) | 89 | $20,775,000 | $233,000 | $655,000 | $70,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 23 | $6,995,000 | $304,000 | $475,000 | $85,000 | $241,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,385,000 | $197,000 | $345,000 | $64,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,117 | $337,585,000 | $302,000 | $1,925,000 | $141,000 | $3,531,000 |
| Loan Purchased By The Institution | 389 | $101,805,000 | $261,000 | $1,875,000 | $43,000 | $62,000 |
| Application Denied By Financial Institution | 144 | $44,200,000 | $306,000 | $905,000 | $118,000 | $467,000 |
| Application Withdrawn By Applicant | 66 | $19,700,000 | $298,000 | $965,000 | $134,000 | $600,000 |
| Preapproval Approved but not Accepted | 12 | $3,030,000 | $252,000 | $485,000 | $93,000 | $252,000 |
| Application Approved But Not Accepted | 6 | $1,660,000 | $276,000 | $485,000 | $135,000 | $206,000 |
| Preapproval Denied by Financial Institution | 4 | $1,400,000 | $350,000 | $715,000 | $98,000 | $194,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,590 | $463,780,000 | $291,000 | $1,925,000 | $137,000 | $3,531,000 |
| Other | 69 | $20,705,000 | $300,000 | $905,000 | $127,000 | $377,000 |
| Unverifiable Information | 27 | $8,035,000 | $297,000 | $815,000 | $115,000 | $304,000 |
| Collateral | 17 | $6,135,000 | $360,000 | $765,000 | $136,000 | $467,000 |
| Debt-To-Income Ratio | 15 | $4,305,000 | $287,000 | $745,000 | $84,000 | $329,000 |
| Credit Application Incomplete | 6 | $2,470,000 | $411,000 | $715,000 | $103,000 | $230,000 |
| Credit History | 5 | $1,425,000 | $285,000 | $585,000 | $94,000 | $227,000 |
| Employment History | 5 | $855,000 | $171,000 | $295,000 | $76,000 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,670,000 | $417,000 | $815,000 | $86,000 | $181,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, F.S.B.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.