Loan Link Finfancial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Loan Link Finfancial Services 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loan Link Finfancial Services 26800 Aliso Viejo Parkway Suite 100 Aliso Viejo, CA 92656 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,269 |
| Total Mortgage Loan Application Amount | $871,893,000 |
| Average Mortgage Loan Application Amount | $185,534 |
| Highest Mortgage Loan Application Amount | $1,840,000 |
| Average Applicant Income | $122,155 |
| Highest Applicant Income | $1,233,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Loan Link Finfancial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loan Link Finfancial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Loan Link Finfancial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loan Link Finfancial Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Loan Link Finfancial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loan Link Finfancial Services's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SANTA ANA-ANAHEIM-IRVINE, CA | 815 | $ 256,302,000 | $ 314,000 | $ 137,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 525 | $ 121,464,000 | $ 231,000 | $ 129,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 487 | $ 141,042,000 | $ 289,000 | $ 141,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 483 | $ 135,242,000 | $ 280,000 | $ 160,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 103 | $ 16,556,000 | $ 160,000 | $ 132,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 89 | $ 27,430,000 | $ 308,000 | $ 126,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 30 | $ 6,465,000 | $ 215,000 | $ 125,000 |
| HONOLULU, HI | 30 | $ 10,059,000 | $ 335,000 | $ 160,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 30 | $ 11,010,000 | $ 367,000 | $ 143,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 25 | $ 6,817,000 | $ 272,000 | $ 171,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 24 | $ 8,143,000 | $ 339,000 | $ 122,000 |
| ORLANDO, FL | 18 | $ 3,535,000 | $ 196,000 | $ 155,000 |
| BAKERSFIELD, CA | 17 | $ 2,795,000 | $ 164,000 | $ 99,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 14 | $ 1,688,000 | $ 120,000 | $ 126,000 |
| TUCSON, AZ | 14 | $ 2,275,000 | $ 162,000 | $ 117,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 12 | $ 1,957,000 | $ 163,000 | $ 106,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 12 | $ 2,278,000 | $ 189,000 | $ 108,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 12 | $ 4,061,000 | $ 338,000 | $ 122,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 11 | $ 2,639,000 | $ 239,000 | $ 136,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 11 | $ 1,953,000 | $ 177,000 | $ 128,000 |
| SARASOTA-BRADENTON-VENICE, FL | 11 | $ 1,672,000 | $ 152,000 | $ 188,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 11 | $ 3,590,000 | $ 326,000 | $ 198,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 10 | $ 1,552,000 | $ 155,000 | $ 118,000 |
| JACKSONVILLE, FL | 10 | $ 1,924,000 | $ 192,000 | $ 91,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 10 | $ 4,785,000 | $ 478,000 | $ 212,000 |
| VALLEJO-FAIRFIELD, CA | 10 | $ 2,929,000 | $ 292,000 | $ 88,000 |
| DENVER-AURORA, CO | 9 | $ 1,492,000 | $ 165,000 | $ 96,000 |
| LAS VEGAS-PARADISE, NV | 9 | $ 1,723,000 | $ 191,000 | $ 110,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 9 | $ 4,060,000 | $ 451,000 | $ 125,000 |
| SANTA ROSA-PETALUMA, CA | 9 | $ 4,022,000 | $ 446,000 | $ 162,000 |
| FRESNO, CA | 8 | $ 2,356,000 | $ 294,000 | $ 157,000 |
| BOISE CITY-NAMPA, ID | 7 | $ 1,846,000 | $ 263,000 | $ 147,000 |
| COLORADO SPRINGS, CO | 7 | $ 994,000 | $ 142,000 | $ 83,000 |
| TACOMA, WA | 7 | $ 1,356,000 | $ 193,000 | $ 116,000 |
| DALLAS-PLANO-IRVING, TX | 6 | $ 2,072,000 | $ 345,000 | $ 270,000 |
| EUGENE-SPRINGFIELD, OR | 6 | $ 830,000 | $ 138,000 | $ 165,000 |
| MODESTO, CA | 6 | $ 1,214,000 | $ 202,000 | $ 128,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 6 | $ 707,000 | $ 117,000 | $ 102,000 |
| WENATCHEE, WA | 6 | $ 750,000 | $ 125,000 | $ 75,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 6 | $ 1,114,000 | $ 185,000 | $ 189,000 |
| BALTIMORE-TOWSON, MD | 5 | $ 1,073,000 | $ 214,000 | $ 90,000 |
| BILLINGS, MT | 5 | $ 550,000 | $ 110,000 | $ 155,000 |
| LOUISVILLE, KY-IN | 5 | $ 1,593,000 | $ 318,000 | $ 233,000 |
| MEMPHIS, TN-MS-AR | 5 | $ 921,000 | $ 184,000 | $ 218,000 |
| MERCED, CA | 5 | $ 1,257,000 | $ 251,000 | $ 150,000 |
| RICHMOND, VA | 5 | $ 657,000 | $ 131,000 | $ 86,000 |
| SANTA FE, NM | 5 | $ 1,345,000 | $ 269,000 | $ 164,000 |
| ALBUQUERQUE, NM | 4 | $ 514,000 | $ 128,000 | $ 83,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 4 | $ 632,000 | $ 158,000 | $ 97,000 |
| ELIZABETHTOWN, KY | 4 | $ 405,000 | $ 101,000 | $ 203,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 4 | $ 768,000 | $ 192,000 | $ 146,000 |
| NAPLES-MARCO ISLAND, FL | 4 | $ 655,000 | $ 163,000 | $ 176,000 |
| PUNTA GORDA, FL | 4 | $ 681,000 | $ 170,000 | $ 99,000 |
| SALINAS, CA | 4 | $ 1,391,000 | $ 347,000 | $ 121,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 4 | $ 1,539,000 | $ 384,000 | $ 119,000 |
| ST. LOUIS, MO-IL | 4 | $ 240,000 | $ 60,000 | $ 117,000 |
| TOPEKA, KS | 4 | $ 152,000 | $ 38,000 | $ 120,000 |
| YUMA, AZ | 4 | $ 563,000 | $ 140,000 | $ 88,000 |
| DES MOINES, IA | 3 | $ 485,000 | $ 161,000 | $ 118,000 |
| GARY, IN | 3 | $ 388,000 | $ 129,000 | $ 111,000 |
| INDIANAPOLIS, IN | 3 | $ 182,000 | $ 60,000 | $ 79,000 |
| MEDFORD, OR | 3 | $ 369,000 | $ 123,000 | $ 46,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 3 | $ 613,000 | $ 204,000 | $ 58,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 3 | $ 379,000 | $ 126,000 | $ 76,000 |
| REDDING, CA | 3 | $ 750,000 | $ 250,000 | $ 69,000 |
| SALEM, OR | 3 | $ 905,000 | $ 301,000 | $ 197,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 825,000 | $ 275,000 | $ 109,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 248,000 | $ 124,000 | $ 242,000 |
| BEND, OR | 2 | $ 309,000 | $ 154,000 | $ 56,000 |
| CHICO, CA | 2 | $ 584,000 | $ 292,000 | $ 94,000 |
| COEUR D'ALENE, ID | 2 | $ 227,000 | $ 113,000 | $ 43,000 |
| EL CENTRO, CA | 2 | $ 180,000 | $ 90,000 | $ 107,000 |
| GAINESVILLE, GA | 2 | $ 258,000 | $ 129,000 | $ 50,000 |
| GRAND JUNCTION, CO | 2 | $ 300,000 | $ 150,000 | $ 96,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 128,000 | $ 64,000 | $ 50,000 |
| IOWA CITY, IA | 2 | $ 239,000 | $ 119,000 | $ 96,000 |
| LAKELAND, FL | 2 | $ 373,000 | $ 186,000 | $ 59,000 |
| LYNCHBURG, VA | 2 | $ 675,000 | $ 337,000 | $ 131,000 |
| MADERA, CA | 2 | $ 167,000 | $ 83,000 | $ 90,000 |
| MISSOULA, MT | 2 | $ 261,000 | $ 130,000 | $ 99,000 |
| RENO-SPARKS, NV | 2 | $ 385,000 | $ 192,000 | $ 90,000 |
| SALT LAKE CITY, UT | 2 | $ 143,000 | $ 71,000 | $ 48,000 |
| SAN ANTONIO, TX | 2 | $ 203,000 | $ 101,000 | $ 132,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2 | $ 435,000 | $ 217,000 | $ 92,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 434,000 | $ 217,000 | $ 65,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 190,000 | $ 95,000 | $ 95,000 |
| BELLINGHAM, WA | 1 | $ 264,000 | $ 264,000 | $ 122,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 150,000 | $ 150,000 | $ 106,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 200,000 | $ 200,000 | $ 300,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 190,000 | $ 190,000 | $ 123,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 202,000 | $ 202,000 | $ 28,000 |
| CASPER, WY | 1 | $ 99,000 | $ 99,000 | $ 74,000 |
| CHATTANOOGA, TN-GA | 1 | $ 128,000 | $ 128,000 | $ 39,000 |
| CORVALLIS, OR | 1 | $ 158,000 | $ 158,000 | $ 94,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1 | $ 273,000 | $ 273,000 | $ 240,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 1 | $ 72,000 | $ 72,000 | $ 62,000 |
| HANFORD-CORCORAN, CA | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 104,000 | $ 104,000 | $ 38,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 1 | $ 273,000 | $ 273,000 | $ 69,000 |
| IDAHO FALLS, ID | 1 | $ 290,000 | $ 290,000 | $ 122,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 1 | $ 124,000 | $ 124,000 | $ 64,000 |
| LA CROSSE, WI-MN | 1 | $ 184,000 | $ 184,000 | $ 81,000 |
| LAS CRUCES, NM | 1 | $ 124,000 | $ 124,000 | $ 86,000 |
| LUBBOCK, TX | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| MADISON, WI | 1 | $ 236,000 | $ 236,000 | $ 80,000 |
| NAPA, CA | 1 | $ 342,000 | $ 342,000 | $ 120,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1 | $ 125,000 | $ 125,000 | $ 166,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 225,000 | $ 225,000 | $ 218,000 |
| OCALA, FL | 1 | $ 132,000 | $ 132,000 | $ 200,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 272,000 | $ 272,000 | $ 150,000 |
| PHILADELPHIA, PA | 1 | $ 143,000 | $ 143,000 | $ 150,000 |
| PRESCOTT, AZ | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 190,000 | $ 190,000 | $ 98,000 |
| SPOKANE, WA | 1 | $ 184,000 | $ 184,000 | $ 63,000 |
| SPRINGFIELD, MO | 1 | $ 252,000 | $ 252,000 | $ 124,000 |
| STOCKTON, CA | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| TULSA, OK | 1 | $ 160,000 | $ 160,000 | $ 58,000 |
| TYLER, TX | 1 | $ 240,000 | $ 240,000 | $ 115,000 |
| VERO BEACH, FL | 1 | $ 320,000 | $ 320,000 | $ 260,000 |
| YUBA CITY, CA | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Loan Link Finfancial Services in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,261 | $587,030,000 | $171,642 | $1,840,000 | $129,821 | $1,233,000 |
| Refinancing | 1,008 | $284,863,000 | $198,500 | $1,463,000 | $115,000 | $758,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,688 | $459,769,000 | $185,750 | $1,463,000 | $126,812 | $1,233,000 |
| Hispanic | 716 | $182,058,000 | $199,222 | $1,492,000 | $129,888 | $534,000 |
| Not Provided | 528 | $139,867,000 | $218,608 | $1,200,000 | $106,130 | $960,000 |
| Asian | 161 | $44,583,000 | $179,800 | $938,000 | $161,700 | $540,000 |
| Black or African American | 142 | $36,041,000 | $205,363 | $1,840,000 | $124,636 | $1,020,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $8,239,000 | $308,500 | $620,000 | $130,500 | $420,000 |
| American Indian or Alaskan Native | 7 | $1,336,000 | $172,000 | $428,000 | $83,666 | $200,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,265 | $871,466,000 | $181,156 | $1,840,000 | $124,968 | $1,233,000 |
| VA-guaranteed (Veterans Administration) | 2 | $286,000 | $143,000 | $216,000 | $118,000 | $157,000 |
| FHA-insured (Federal Housing Administration) | 1 | $107,000 | $107,000 | $107,000 | $109,000 | $109,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $34,000 | $34,000 | $34,000 | $64,000 | $64,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,335 | $616,515,000 | $183,766 | $1,492,000 | $124,400 | $1,233,000 |
| Application Withdrawn By Applicant | 657 | $176,019,000 | $201,280 | $1,840,000 | $131,600 | $1,020,000 |
| Application Denied By Financial Institution | 232 | $65,691,000 | $233,150 | $1,260,000 | $121,550 | $360,000 |
| Application Approved But Not Accepted | 44 | $13,155,000 | $473,666 | $900,000 | $148,000 | $669,000 |
| File Closed For Incompleteness | 1 | $513,000 | $513,000 | $513,000 | $114,000 | $114,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 111 | $36,117,000 | $241,636 | $1,260,000 | $125,272 | $360,000 |
| Debt-To-Income Ratio | 31 | $7,126,000 | $199,666 | $768,000 | $111,000 | $342,000 |
| Other | 31 | $5,724,000 | $129,100 | $750,000 | $106,100 | $210,000 |
| Collateral | 25 | $6,573,000 | $326,000 | $850,000 | $158,142 | $324,000 |
| Unverifiable Information | 18 | $5,007,000 | $263,250 | $716,000 | $165,500 | $240,000 |
| Employment History | 7 | $3,136,000 | $448,000 | $860,000 | $160,000 | $234,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,701,000 | $197,500 | $884,000 | $138,000 | $300,000 |
| Credit Application Incomplete | 2 | $307,000 | $153,500 | $215,000 | $118,500 | $153,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Link Finfancial Services's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loan Link Finfancial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.