Loan Link Finfancial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Loan Link Finfancial Services 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loan Link Finfancial Services 26800 Aliso Viejo Parkway Suite 100 Aliso Viejo, CA 92656 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,269 |
| Total Mortgage Loan Application Amount | $871,893,000 |
| Average Mortgage Loan Application Amount | $185,534 |
| Highest Mortgage Loan Application Amount | $1,840,000 |
| Average Applicant Income | $122,155 |
| Highest Applicant Income | $1,233,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Loan Link Finfancial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loan Link Finfancial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Loan Link Finfancial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loan Link Finfancial Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Loan Link Finfancial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loan Link Finfancial Services's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County California | 815 | $ 256,302,000 | $ 314,000 | $ 137,000 |
| Los Angeles County California | 487 | $ 141,042,000 | $ 289,000 | $ 141,000 |
| San Diego County California | 483 | $ 135,242,000 | $ 280,000 | $ 160,000 |
| Riverside County California | 346 | $ 83,018,000 | $ 239,000 | $ 143,000 |
| San Bernardino County California | 179 | $ 38,446,000 | $ 214,000 | $ 115,000 |
| Maricopa County Arizona | 96 | $ 15,269,000 | $ 159,000 | $ 132,000 |
| Ventura County California | 89 | $ 27,430,000 | $ 308,000 | $ 126,000 |
| Honolulu County Hawaii | 30 | $ 10,059,000 | $ 335,000 | $ 160,000 |
| Cook County Illinois | 22 | $ 4,280,000 | $ 194,000 | $ 104,000 |
| Mohave County Arizona | 17 | $ 2,606,000 | $ 153,000 | $ 158,000 |
| Kern County California | 17 | $ 2,795,000 | $ 164,000 | $ 99,000 |
| San Francisco County California | 17 | $ 5,583,000 | $ 328,000 | $ 155,000 |
| Hawaii County Hawaii | 15 | $ 3,103,000 | $ 206,000 | $ 127,000 |
| Pima County Arizona | 14 | $ 2,275,000 | $ 162,000 | $ 117,000 |
| Alameda County California | 12 | $ 3,711,000 | $ 309,000 | $ 125,000 |
| Contra Costa County California | 12 | $ 4,432,000 | $ 369,000 | $ 119,000 |
| District of Columbia County District Of Columbia | 12 | $ 4,061,000 | $ 338,000 | $ 122,000 |
| Broward County Florida | 12 | $ 2,278,000 | $ 189,000 | $ 108,000 |
| Sacramento County California | 11 | $ 2,976,000 | $ 270,000 | $ 142,000 |
| Miami-Dade County Florida | 11 | $ 2,639,000 | $ 239,000 | $ 136,000 |
| Santa Barbara County California | 10 | $ 4,785,000 | $ 478,000 | $ 212,000 |
| Solano County California | 10 | $ 2,929,000 | $ 292,000 | $ 88,000 |
| Volusia County Florida | 10 | $ 1,552,000 | $ 155,000 | $ 118,000 |
| Clark County Washington | 10 | $ 1,681,000 | $ 168,000 | $ 97,000 |
| Placer County California | 9 | $ 2,679,000 | $ 297,000 | $ 182,000 |
| San Mateo County California | 9 | $ 3,981,000 | $ 442,000 | $ 141,000 |
| Santa Clara County California | 9 | $ 4,060,000 | $ 451,000 | $ 125,000 |
| Sonoma County California | 9 | $ 4,022,000 | $ 446,000 | $ 162,000 |
| Kauai County Hawaii | 9 | $ 2,165,000 | $ 240,000 | $ 146,000 |
| Clark County Nevada | 9 | $ 1,723,000 | $ 191,000 | $ 110,000 |
| Fresno County California | 8 | $ 2,356,000 | $ 294,000 | $ 157,000 |
| Pinal County Arizona | 7 | $ 1,287,000 | $ 183,000 | $ 132,000 |
| El Paso County Colorado | 7 | $ 994,000 | $ 142,000 | $ 83,000 |
| Hillsborough County Florida | 7 | $ 676,000 | $ 96,000 | $ 129,000 |
| Pinellas County Florida | 7 | $ 1,012,000 | $ 144,000 | $ 124,000 |
| Sarasota County Florida | 7 | $ 950,000 | $ 135,000 | $ 238,000 |
| Maui County Hawaii | 7 | $ 2,773,000 | $ 396,000 | $ 172,000 |
| King County Washington | 7 | $ 1,433,000 | $ 204,000 | $ 244,000 |
| Pierce County Washington | 7 | $ 1,356,000 | $ 193,000 | $ 116,000 |
| Stanislaus County California | 6 | $ 1,214,000 | $ 202,000 | $ 128,000 |
| Orange County Florida | 6 | $ 1,779,000 | $ 296,000 | $ 152,000 |
| Osceola County Florida | 6 | $ 953,000 | $ 158,000 | $ 163,000 |
| Palm Beach County Florida | 6 | $ 1,114,000 | $ 185,000 | $ 189,000 |
| Seminole County Florida | 6 | $ 803,000 | $ 133,000 | $ 144,000 |
| DeKalb County Georgia | 6 | $ 1,333,000 | $ 222,000 | $ 117,000 |
| Oakland County Michigan | 6 | $ 707,000 | $ 117,000 | $ 102,000 |
| Gallatin County Montana | 6 | $ 1,623,000 | $ 270,000 | $ 147,000 |
| Lane County Oregon | 6 | $ 830,000 | $ 138,000 | $ 165,000 |
| Chelan County Washington | 6 | $ 750,000 | $ 125,000 | $ 75,000 |
| El Dorado County California | 5 | $ 1,162,000 | $ 232,000 | $ 215,000 |
| Merced County California | 5 | $ 1,257,000 | $ 251,000 | $ 150,000 |
| St. Johns County Florida | 5 | $ 847,000 | $ 169,000 | $ 99,000 |
| Ada County Idaho | 5 | $ 1,485,000 | $ 297,000 | $ 128,000 |
| Will County Illinois | 5 | $ 1,210,000 | $ 242,000 | $ 133,000 |
| Yellowstone County Montana | 5 | $ 550,000 | $ 110,000 | $ 155,000 |
| Santa Fe County New Mexico | 5 | $ 1,345,000 | $ 269,000 | $ 164,000 |
| Multnomah County Oregon | 5 | $ 809,000 | $ 161,000 | $ 167,000 |
| Washington County Oregon | 5 | $ 847,000 | $ 169,000 | $ 117,000 |
| Denton County Texas | 5 | $ 1,852,000 | $ 370,000 | $ 328,000 |
| Prince William County Virginia | 5 | $ 1,919,000 | $ 383,000 | $ 131,000 |
| Stafford County Virginia | 5 | $ 887,000 | $ 177,000 | $ 130,000 |
| Yuma County Arizona | 4 | $ 563,000 | $ 140,000 | $ 88,000 |
| Marin County California | 4 | $ 1,446,000 | $ 361,000 | $ 115,000 |
| Monterey County California | 4 | $ 1,391,000 | $ 347,000 | $ 121,000 |
| San Luis Obispo County California | 4 | $ 1,539,000 | $ 384,000 | $ 119,000 |
| Charlotte County Florida | 4 | $ 681,000 | $ 170,000 | $ 99,000 |
| Collier County Florida | 4 | $ 655,000 | $ 163,000 | $ 176,000 |
| Manatee County Florida | 4 | $ 722,000 | $ 180,000 | $ 113,000 |
| Shawnee County Kansas | 4 | $ 152,000 | $ 38,000 | $ 120,000 |
| Hardin County Kentucky | 4 | $ 405,000 | $ 101,000 | $ 203,000 |
| Bernalillo County New Mexico | 4 | $ 514,000 | $ 128,000 | $ 83,000 |
| Loudoun County Virginia | 4 | $ 1,730,000 | $ 432,000 | $ 600,000 |
| Snohomish County Washington | 4 | $ 2,157,000 | $ 539,000 | $ 137,000 |
| La Paz County Arizona | 3 | $ 601,000 | $ 200,000 | $ 270,000 |
| Santa Cruz County California | 3 | $ 825,000 | $ 275,000 | $ 109,000 |
| Shasta County California | 3 | $ 750,000 | $ 250,000 | $ 69,000 |
| Jefferson County Colorado | 3 | $ 690,000 | $ 230,000 | $ 103,000 |
| Fulton County Georgia | 3 | $ 371,000 | $ 123,000 | $ 77,000 |
| Lake County Indiana | 3 | $ 388,000 | $ 129,000 | $ 111,000 |
| Polk County Iowa | 3 | $ 485,000 | $ 161,000 | $ 118,000 |
| Howard County Maryland | 3 | $ 754,000 | $ 251,000 | $ 140,000 |
| Hennepin County Minnesota | 3 | $ 395,000 | $ 131,000 | $ 149,000 |
| McKinley County New Mexico | 3 | $ 197,000 | $ 65,000 | $ 46,000 |
| Coos County Oregon | 3 | $ 640,000 | $ 213,000 | $ 99,000 |
| Jackson County Oregon | 3 | $ 369,000 | $ 123,000 | $ 46,000 |
| Tipton County Tennessee | 3 | $ 576,000 | $ 192,000 | $ 258,000 |
| Alexandria County Virginia | 3 | $ 695,000 | $ 231,000 | $ 124,000 |
| Gila County Arizona | 2 | $ 970,000 | $ 485,000 | $ 435,000 |
| Navajo County Arizona | 2 | $ 209,000 | $ 104,000 | $ 47,000 |
| Butte County California | 2 | $ 584,000 | $ 292,000 | $ 94,000 |
| Glenn County California | 2 | $ 157,000 | $ 78,000 | $ 92,000 |
| Humboldt County California | 2 | $ 572,000 | $ 286,000 | $ 69,000 |
| Imperial County California | 2 | $ 180,000 | $ 90,000 | $ 107,000 |
| Lake County California | 2 | $ 405,000 | $ 202,000 | $ 98,000 |
| Madera County California | 2 | $ 167,000 | $ 83,000 | $ 90,000 |
| Mono County California | 2 | $ 760,000 | $ 380,000 | $ 504,000 |
| Tulare County California | 2 | $ 434,000 | $ 217,000 | $ 65,000 |
| Adams County Colorado | 2 | $ 235,000 | $ 117,000 | $ 43,000 |
| Arapahoe County Colorado | 2 | $ 147,000 | $ 73,000 | $ 104,000 |
| Mesa County Colorado | 2 | $ 300,000 | $ 150,000 | $ 96,000 |
| Citrus County Florida | 2 | $ 125,000 | $ 62,000 | $ 189,000 |
| Clay County Florida | 2 | $ 200,000 | $ 100,000 | $ 59,000 |
| Duval County Florida | 2 | $ 726,000 | $ 363,000 | $ 200,000 |
| Flagler County Florida | 2 | $ 87,000 | $ 43,000 | $ 73,000 |
| Polk County Florida | 2 | $ 373,000 | $ 186,000 | $ 59,000 |
| Coweta County Georgia | 2 | $ 139,000 | $ 69,000 | $ 137,000 |
| Hall County Georgia | 2 | $ 258,000 | $ 129,000 | $ 50,000 |
| Madison County Georgia | 2 | $ 248,000 | $ 124,000 | $ 242,000 |
| Canyon County Idaho | 2 | $ 361,000 | $ 180,000 | $ 184,000 |
| Kootenai County Idaho | 2 | $ 227,000 | $ 113,000 | $ 43,000 |
| Kendall County Illinois | 2 | $ 407,000 | $ 203,000 | $ 108,000 |
| Livingston County Illinois | 2 | $ 190,000 | $ 95,000 | $ 93,000 |
| Marion County Indiana | 2 | $ 80,000 | $ 40,000 | $ 117,000 |
| Ripley County Indiana | 2 | $ 131,000 | $ 65,000 | $ 48,000 |
| Bremer County Iowa | 2 | $ 190,000 | $ 95,000 | $ 95,000 |
| Washington County Iowa | 2 | $ 239,000 | $ 119,000 | $ 96,000 |
| Worth County Iowa | 2 | $ 63,000 | $ 31,000 | $ 92,000 |
| Ellis County Kansas | 2 | $ 197,000 | $ 98,000 | $ 96,000 |
| Henry County Kentucky | 2 | $ 618,000 | $ 309,000 | $ 315,000 |
| Jefferson County Kentucky | 2 | $ 603,000 | $ 301,000 | $ 246,000 |
| Frederick County Maryland | 2 | $ 322,000 | $ 161,000 | $ 99,000 |
| Harford County Maryland | 2 | $ 319,000 | $ 159,000 | $ 41,000 |
| Montgomery County Maryland | 2 | $ 310,000 | $ 155,000 | $ 96,000 |
| Prince George's County Maryland | 2 | $ 261,000 | $ 130,000 | $ 91,000 |
| St. Mary's County Maryland | 2 | $ 617,000 | $ 308,000 | $ 130,000 |
| Kent County Michigan | 2 | $ 128,000 | $ 64,000 | $ 50,000 |
| St. Louis County Missouri | 2 | $ 149,000 | $ 74,000 | $ 78,000 |
| St. Louis City County Missouri | 2 | $ 91,000 | $ 45,000 | $ 137,000 |
| Flathead County Montana | 2 | $ 435,000 | $ 217,000 | $ 265,000 |
| Missoula County Montana | 2 | $ 261,000 | $ 130,000 | $ 99,000 |
| Washoe County Nevada | 2 | $ 385,000 | $ 192,000 | $ 90,000 |
| McIntosh County Oklahoma | 2 | $ 149,000 | $ 74,000 | $ 131,000 |
| Deschutes County Oregon | 2 | $ 309,000 | $ 154,000 | $ 56,000 |
| Marion County Oregon | 2 | $ 675,000 | $ 337,000 | $ 301,000 |
| Davidson County Tennessee | 2 | $ 177,000 | $ 88,000 | $ 64,000 |
| Shelby County Tennessee | 2 | $ 345,000 | $ 172,000 | $ 179,000 |
| Bexar County Texas | 2 | $ 203,000 | $ 101,000 | $ 132,000 |
| Salt Lake County Utah | 2 | $ 143,000 | $ 71,000 | $ 48,000 |
| Arlington County Virginia | 2 | $ 511,000 | $ 255,000 | $ 135,000 |
| Bedford County Virginia | 2 | $ 675,000 | $ 337,000 | $ 131,000 |
| Chesterfield County Virginia | 2 | $ 187,000 | $ 93,000 | $ 82,000 |
| Goochland County Virginia | 2 | $ 338,000 | $ 169,000 | $ 100,000 |
| Clallam County Washington | 2 | $ 135,000 | $ 67,000 | $ 144,000 |
| Waukesha County Wisconsin | 2 | $ 569,000 | $ 284,000 | $ 62,000 |
| Yavapai County Arizona | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Calaveras County California | 1 | $ 151,000 | $ 151,000 | $ 37,000 |
| Del Norte County California | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Kings County California | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| Mariposa County California | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Mendocino County California | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Napa County California | 1 | $ 342,000 | $ 342,000 | $ 120,000 |
| Nevada County California | 1 | $ 330,000 | $ 330,000 | $ 140,000 |
| Plumas County California | 1 | $ 300,000 | $ 300,000 | $ 118,000 |
| San Joaquin County California | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Tehama County California | 1 | $ 296,000 | $ 296,000 | $ 110,000 |
| Yuba County California | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Clear Creek County Colorado | 1 | $ 60,000 | $ 60,000 | $ 120,000 |
| Douglas County Colorado | 1 | $ 360,000 | $ 360,000 | $ 104,000 |
| Garfield County Colorado | 1 | $ 300,000 | $ 300,000 | $ 74,000 |
| Montezuma County Colorado | 1 | $ 176,000 | $ 176,000 | $ 102,000 |
| Ouray County Colorado | 1 | $ 448,000 | $ 448,000 | $ 232,000 |
| Brevard County Florida | 1 | $ 272,000 | $ 272,000 | $ 150,000 |
| Indian River County Florida | 1 | $ 320,000 | $ 320,000 | $ 260,000 |
| Lee County Florida | 1 | $ 202,000 | $ 202,000 | $ 28,000 |
| Marion County Florida | 1 | $ 132,000 | $ 132,000 | $ 200,000 |
| Nassau County Florida | 1 | $ 151,000 | $ 151,000 | $ 25,000 |
| Okaloosa County Florida | 1 | $ 72,000 | $ 72,000 | $ 62,000 |
| Sumter County Florida | 1 | $ 137,000 | $ 137,000 | $ 41,000 |
| Camden County Georgia | 1 | $ 650,000 | $ 650,000 | $ 200,000 |
| Jackson County Georgia | 1 | $ 107,000 | $ 107,000 | $ 240,000 |
| Spalding County Georgia | 1 | $ 114,000 | $ 114,000 | $ 60,000 |
| Bingham County Idaho | 1 | $ 196,000 | $ 196,000 | $ 35,000 |
| Bonner County Idaho | 1 | $ 57,000 | $ 57,000 | $ 84,000 |
| Bonneville County Idaho | 1 | $ 290,000 | $ 290,000 | $ 122,000 |
| Latah County Idaho | 1 | $ 192,000 | $ 192,000 | $ 88,000 |
| McHenry County Illinois | 1 | $ 568,000 | $ 568,000 | $ 300,000 |
| Cass County Indiana | 1 | $ 320,000 | $ 320,000 | $ 180,000 |
| DeKalb County Indiana | 1 | $ 850,000 | $ 850,000 | $ 215,000 |
| Morgan County Indiana | 1 | $ 102,000 | $ 102,000 | $ 41,000 |
| Washington County Indiana | 1 | $ 228,000 | $ 228,000 | $ 66,000 |
| Logan County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Madison County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Oldham County Kentucky | 1 | $ 372,000 | $ 372,000 | $ 138,000 |
| Orleans County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 166,000 |
| Calvert County Maryland | 1 | $ 40,000 | $ 40,000 | $ 64,000 |
| Charles County Maryland | 1 | $ 280,000 | $ 280,000 | $ 86,000 |
| Middlesex County Massachusetts | 1 | $ 190,000 | $ 190,000 | $ 123,000 |
| Berrien County Michigan | 1 | $ 225,000 | $ 225,000 | $ 218,000 |
| Grand Traverse County Michigan | 1 | $ 148,000 | $ 148,000 | $ 60,000 |
| Montcalm County Michigan | 1 | $ 203,000 | $ 203,000 | $ 101,000 |
| Ottawa County Michigan | 1 | $ 104,000 | $ 104,000 | $ 38,000 |
| Saginaw County Michigan | 1 | $ 190,000 | $ 190,000 | $ 98,000 |
| Wayne County Michigan | 1 | $ 273,000 | $ 273,000 | $ 240,000 |
| Cass County Minnesota | 1 | $ 88,000 | $ 88,000 | $ 68,000 |
| Ramsey County Minnesota | 1 | $ 373,000 | $ 373,000 | $ 140,000 |
| Christian County Missouri | 1 | $ 252,000 | $ 252,000 | $ 124,000 |
| Douglas County Missouri | 1 | $ 110,000 | $ 110,000 | $ 21,000 |
| Johnson County Missouri | 1 | $ 26,000 | $ 26,000 | $ 64,000 |
| Pulaski County Missouri | 1 | $ 127,000 | $ 127,000 | $ 117,000 |
| Taney County Missouri | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Lake County Montana | 1 | $ 193,000 | $ 193,000 | $ 45,000 |
| Park County Montana | 1 | $ 382,000 | $ 382,000 | $ 192,000 |
| Douglas County Nevada | 1 | $ 270,000 | $ 270,000 | $ 52,000 |
| Dona Ana County New Mexico | 1 | $ 124,000 | $ 124,000 | $ 86,000 |
| Rogers County Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 58,000 |
| Benton County Oregon | 1 | $ 158,000 | $ 158,000 | $ 94,000 |
| Clackamas County Oregon | 1 | $ 297,000 | $ 297,000 | $ 92,000 |
| Curry County Oregon | 1 | $ 336,000 | $ 336,000 | $ 81,000 |
| Douglas County Oregon | 1 | $ 79,000 | $ 79,000 | $ 33,000 |
| Polk County Oregon | 1 | $ 230,000 | $ 230,000 | $ 94,000 |
| Tillamook County Oregon | 1 | $ 123,000 | $ 123,000 | $ 33,000 |
| Bucks County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 150,000 |
| Sequatchie County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 39,000 |
| Sumner County Tennessee | 1 | $ 202,000 | $ 202,000 | $ 89,000 |
| Dallas County Texas | 1 | $ 220,000 | $ 220,000 | $ 98,000 |
| Harris County Texas | 1 | $ 273,000 | $ 273,000 | $ 69,000 |
| Lubbock County Texas | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Smith County Texas | 1 | $ 240,000 | $ 240,000 | $ 115,000 |
| Wasatch County Utah | 1 | $ 100,000 | $ 100,000 | $ 144,000 |
| Chesapeake County Virginia | 1 | $ 240,000 | $ 240,000 | $ 43,000 |
| Fairfax County Virginia | 1 | $ 339,000 | $ 339,000 | $ 403,000 |
| Montgomery County Virginia | 1 | $ 150,000 | $ 150,000 | $ 106,000 |
| Newport News County Virginia | 1 | $ 195,000 | $ 195,000 | $ 141,000 |
| Richmond City County Virginia | 1 | $ 132,000 | $ 132,000 | $ 77,000 |
| Franklin County Washington | 1 | $ 124,000 | $ 124,000 | $ 64,000 |
| Kitsap County Washington | 1 | $ 200,000 | $ 200,000 | $ 300,000 |
| Spokane County Washington | 1 | $ 184,000 | $ 184,000 | $ 63,000 |
| Whatcom County Washington | 1 | $ 264,000 | $ 264,000 | $ 122,000 |
| Dane County Wisconsin | 1 | $ 236,000 | $ 236,000 | $ 80,000 |
| Jefferson County Wisconsin | 1 | $ 168,000 | $ 168,000 | $ 47,000 |
| La Crosse County Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 81,000 |
| Milwaukee County Wisconsin | 1 | $ 44,000 | $ 44,000 | $ 52,000 |
| St. Croix County Wisconsin | 1 | $ 188,000 | $ 188,000 | $ 288,000 |
| Natrona County Wyoming | 1 | $ 99,000 | $ 99,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for Loan Link Finfancial Services in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,261 | $587,030,000 | $171,642 | $1,840,000 | $129,821 | $1,233,000 |
| Refinancing | 1,008 | $284,863,000 | $198,500 | $1,463,000 | $115,000 | $758,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,688 | $459,769,000 | $185,750 | $1,463,000 | $126,812 | $1,233,000 |
| Hispanic | 716 | $182,058,000 | $199,222 | $1,492,000 | $129,888 | $534,000 |
| Not Provided | 528 | $139,867,000 | $218,608 | $1,200,000 | $106,130 | $960,000 |
| Asian | 161 | $44,583,000 | $179,800 | $938,000 | $161,700 | $540,000 |
| Black or African American | 142 | $36,041,000 | $205,363 | $1,840,000 | $124,636 | $1,020,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $8,239,000 | $308,500 | $620,000 | $130,500 | $420,000 |
| American Indian or Alaskan Native | 7 | $1,336,000 | $172,000 | $428,000 | $83,666 | $200,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,265 | $871,466,000 | $181,156 | $1,840,000 | $124,968 | $1,233,000 |
| VA-guaranteed (Veterans Administration) | 2 | $286,000 | $143,000 | $216,000 | $118,000 | $157,000 |
| FHA-insured (Federal Housing Administration) | 1 | $107,000 | $107,000 | $107,000 | $109,000 | $109,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $34,000 | $34,000 | $34,000 | $64,000 | $64,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,335 | $616,515,000 | $183,766 | $1,492,000 | $124,400 | $1,233,000 |
| Application Withdrawn By Applicant | 657 | $176,019,000 | $201,280 | $1,840,000 | $131,600 | $1,020,000 |
| Application Denied By Financial Institution | 232 | $65,691,000 | $233,150 | $1,260,000 | $121,550 | $360,000 |
| Application Approved But Not Accepted | 44 | $13,155,000 | $473,666 | $900,000 | $148,000 | $669,000 |
| File Closed For Incompleteness | 1 | $513,000 | $513,000 | $513,000 | $114,000 | $114,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 111 | $36,117,000 | $241,636 | $1,260,000 | $125,272 | $360,000 |
| Debt-To-Income Ratio | 31 | $7,126,000 | $199,666 | $768,000 | $111,000 | $342,000 |
| Other | 31 | $5,724,000 | $129,100 | $750,000 | $106,100 | $210,000 |
| Collateral | 25 | $6,573,000 | $326,000 | $850,000 | $158,142 | $324,000 |
| Unverifiable Information | 18 | $5,007,000 | $263,250 | $716,000 | $165,500 | $240,000 |
| Employment History | 7 | $3,136,000 | $448,000 | $860,000 | $160,000 | $234,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,701,000 | $197,500 | $884,000 | $138,000 | $300,000 |
| Credit Application Incomplete | 2 | $307,000 | $153,500 | $215,000 | $118,500 | $153,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Link Finfancial Services's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loan Link Finfancial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.