Loan Link Finfancial Services Mortgage Lending & HMDA Data, 2005
In 2005, Loan Link Finfancial Services of Aliso Viejo, CA reported 3,269 mortgage applications totaling $871.9 million, up 96% from 2004. The average application was for $266,715, and applicants reported an average income of $134,324. 71% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Santa Ana-Anaheim-Irvine, CA (815), Riverside-San Bernardino-Ontario, CA (525) and Los Angeles-Long Beach-Glendale, CA (487) (applications in parentheses).
| Mortgage Company & Address | Loan Link Finfancial Services 26800 Aliso Viejo Parkway Suite 100 Aliso Viejo, CA 92656 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,269 |
| Total Mortgage Loan Application Amount | $871,893,000 |
| Average Mortgage Loan Application Amount | $266,715 |
| Highest Mortgage Loan Application Amount | $1,840,000 |
| Average Applicant Income | $134,324 |
| Highest Applicant Income | $1,233,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Loan Link Finfancial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange, California | 815 | $ 256,302,000 | $ 314,480 | $ 137,000 |
| Los Angeles, California | 487 | $ 141,042,000 | $ 289,613 | $ 141,000 |
| San Diego, California | 483 | $ 135,242,000 | $ 280,004 | $ 160,000 |
| Riverside, California | 346 | $ 83,018,000 | $ 239,936 | $ 143,000 |
| San Bernardino, California | 179 | $ 38,446,000 | $ 214,782 | $ 115,000 |
| Maricopa, Arizona | 96 | $ 15,269,000 | $ 159,052 | $ 132,000 |
| Ventura, California | 89 | $ 27,430,000 | $ 308,202 | $ 126,000 |
| Honolulu, Hawaii | 30 | $ 10,059,000 | $ 335,300 | $ 160,000 |
| Cook, Illinois | 22 | $ 4,280,000 | $ 194,545 | $ 104,000 |
| Mohave, Arizona | 17 | $ 2,606,000 | $ 153,294 | $ 158,000 |
| Kern, California | 17 | $ 2,795,000 | $ 164,411 | $ 99,000 |
| San Francisco, California | 17 | $ 5,583,000 | $ 328,411 | $ 155,000 |
| Hawaii, Hawaii | 15 | $ 3,103,000 | $ 206,866 | $ 127,000 |
| Pima, Arizona | 14 | $ 2,275,000 | $ 162,500 | $ 117,000 |
| Alameda, California | 12 | $ 3,711,000 | $ 309,250 | $ 125,000 |
| Contra Costa, California | 12 | $ 4,432,000 | $ 369,333 | $ 119,000 |
| District of Columbia, District Of Columbia | 12 | $ 4,061,000 | $ 338,416 | $ 122,000 |
| Broward, Florida | 12 | $ 2,278,000 | $ 189,833 | $ 108,000 |
| Sacramento, California | 11 | $ 2,976,000 | $ 270,545 | $ 142,000 |
| Miami-Dade, Florida | 11 | $ 2,639,000 | $ 239,909 | $ 136,000 |
| Santa Barbara, California | 10 | $ 4,785,000 | $ 478,500 | $ 212,000 |
| Solano, California | 10 | $ 2,929,000 | $ 292,900 | $ 88,000 |
| Volusia, Florida | 10 | $ 1,552,000 | $ 155,200 | $ 118,000 |
| Clark, Washington | 10 | $ 1,681,000 | $ 168,100 | $ 97,000 |
| Placer, California | 9 | $ 2,679,000 | $ 297,666 | $ 182,000 |
| San Mateo, California | 9 | $ 3,981,000 | $ 442,333 | $ 141,000 |
| Santa Clara, California | 9 | $ 4,060,000 | $ 451,111 | $ 125,000 |
| Sonoma, California | 9 | $ 4,022,000 | $ 446,888 | $ 162,000 |
| Kauai, Hawaii | 9 | $ 2,165,000 | $ 240,555 | $ 146,000 |
| Clark, Nevada | 9 | $ 1,723,000 | $ 191,444 | $ 110,000 |
| Fresno, California | 8 | $ 2,356,000 | $ 294,500 | $ 157,000 |
| Pinal, Arizona | 7 | $ 1,287,000 | $ 183,857 | $ 132,000 |
| El Paso, Colorado | 7 | $ 994,000 | $ 142,000 | $ 83,000 |
| Hillsborough, Florida | 7 | $ 676,000 | $ 96,571 | $ 129,000 |
| Pinellas, Florida | 7 | $ 1,012,000 | $ 144,571 | $ 124,000 |
| Sarasota, Florida | 7 | $ 950,000 | $ 135,714 | $ 238,000 |
| Maui, Hawaii | 7 | $ 2,773,000 | $ 396,142 | $ 172,000 |
| King, Washington | 7 | $ 1,433,000 | $ 204,714 | $ 244,000 |
| Pierce, Washington | 7 | $ 1,356,000 | $ 193,714 | $ 116,000 |
| Stanislaus, California | 6 | $ 1,214,000 | $ 202,333 | $ 128,000 |
| Orange, Florida | 6 | $ 1,779,000 | $ 296,500 | $ 152,000 |
| Osceola, Florida | 6 | $ 953,000 | $ 158,833 | $ 163,000 |
| Palm Beach, Florida | 6 | $ 1,114,000 | $ 185,666 | $ 189,000 |
| Seminole, Florida | 6 | $ 803,000 | $ 133,833 | $ 144,000 |
| DeKalb, Georgia | 6 | $ 1,333,000 | $ 222,166 | $ 117,000 |
| Oakland, Michigan | 6 | $ 707,000 | $ 117,833 | $ 102,000 |
| Gallatin, Montana | 6 | $ 1,623,000 | $ 270,500 | $ 147,000 |
| Lane, Oregon | 6 | $ 830,000 | $ 138,333 | $ 165,000 |
| Chelan, Washington | 6 | $ 750,000 | $ 125,000 | $ 75,000 |
| El Dorado, California | 5 | $ 1,162,000 | $ 232,400 | $ 215,000 |
| Merced, California | 5 | $ 1,257,000 | $ 251,400 | $ 150,000 |
| St. Johns, Florida | 5 | $ 847,000 | $ 169,400 | $ 99,000 |
| Ada, Idaho | 5 | $ 1,485,000 | $ 297,000 | $ 128,000 |
| Will, Illinois | 5 | $ 1,210,000 | $ 242,000 | $ 133,000 |
| Yellowstone, Montana | 5 | $ 550,000 | $ 110,000 | $ 155,000 |
| Santa Fe, New Mexico | 5 | $ 1,345,000 | $ 269,000 | $ 164,000 |
| Multnomah, Oregon | 5 | $ 809,000 | $ 161,800 | $ 167,000 |
| Washington, Oregon | 5 | $ 847,000 | $ 169,400 | $ 117,000 |
| Denton, Texas | 5 | $ 1,852,000 | $ 370,400 | $ 328,000 |
| Prince William, Virginia | 5 | $ 1,919,000 | $ 383,800 | $ 131,000 |
| Stafford, Virginia | 5 | $ 887,000 | $ 177,400 | $ 130,000 |
| Yuma, Arizona | 4 | $ 563,000 | $ 140,750 | $ 88,000 |
| Marin, California | 4 | $ 1,446,000 | $ 361,500 | $ 115,000 |
| Monterey, California | 4 | $ 1,391,000 | $ 347,750 | $ 121,000 |
| San Luis Obispo, California | 4 | $ 1,539,000 | $ 384,750 | $ 119,000 |
| Charlotte, Florida | 4 | $ 681,000 | $ 170,250 | $ 99,000 |
| Collier, Florida | 4 | $ 655,000 | $ 163,750 | $ 176,000 |
| Manatee, Florida | 4 | $ 722,000 | $ 180,500 | $ 113,000 |
| Shawnee, Kansas | 4 | $ 152,000 | $ 38,000 | $ 120,000 |
| Hardin, Kentucky | 4 | $ 405,000 | $ 101,250 | $ 203,000 |
| Bernalillo, New Mexico | 4 | $ 514,000 | $ 128,500 | $ 83,000 |
| Loudoun, Virginia | 4 | $ 1,730,000 | $ 432,500 | $ 600,000 |
| Snohomish, Washington | 4 | $ 2,157,000 | $ 539,250 | $ 137,000 |
| La Paz, Arizona | 3 | $ 601,000 | $ 200,333 | $ 270,000 |
| Santa Cruz, California | 3 | $ 825,000 | $ 275,000 | $ 109,000 |
| Shasta, California | 3 | $ 750,000 | $ 250,000 | $ 69,000 |
| Jefferson, Colorado | 3 | $ 690,000 | $ 230,000 | $ 103,000 |
| Fulton, Georgia | 3 | $ 371,000 | $ 123,666 | $ 77,000 |
| Lake, Indiana | 3 | $ 388,000 | $ 129,333 | $ 111,000 |
| Polk, Iowa | 3 | $ 485,000 | $ 161,666 | $ 118,000 |
| Howard, Maryland | 3 | $ 754,000 | $ 251,333 | $ 140,000 |
| Hennepin, Minnesota | 3 | $ 395,000 | $ 131,666 | $ 149,000 |
| McKinley, New Mexico | 3 | $ 197,000 | $ 65,666 | $ 46,000 |
| Coos, Oregon | 3 | $ 640,000 | $ 213,333 | $ 99,000 |
| Jackson, Oregon | 3 | $ 369,000 | $ 123,000 | $ 46,000 |
| Tipton, Tennessee | 3 | $ 576,000 | $ 192,000 | $ 258,000 |
| Alexandria, Virginia | 3 | $ 695,000 | $ 231,666 | $ 124,000 |
| Gila, Arizona | 2 | $ 970,000 | $ 485,000 | $ 435,000 |
| Navajo, Arizona | 2 | $ 209,000 | $ 104,500 | $ 47,000 |
| Butte, California | 2 | $ 584,000 | $ 292,000 | $ 94,000 |
| Glenn, California | 2 | $ 157,000 | $ 78,500 | $ 92,000 |
| Humboldt, California | 2 | $ 572,000 | $ 286,000 | $ 69,000 |
| Imperial, California | 2 | $ 180,000 | $ 90,000 | $ 107,000 |
| Lake, California | 2 | $ 405,000 | $ 202,500 | $ 98,000 |
| Madera, California | 2 | $ 167,000 | $ 83,500 | $ 90,000 |
| Mono, California | 2 | $ 760,000 | $ 380,000 | $ 504,000 |
| Tulare, California | 2 | $ 434,000 | $ 217,000 | $ 65,000 |
| Adams, Colorado | 2 | $ 235,000 | $ 117,500 | $ 43,000 |
| Arapahoe, Colorado | 2 | $ 147,000 | $ 73,500 | $ 104,000 |
| Mesa, Colorado | 2 | $ 300,000 | $ 150,000 | $ 96,000 |
| Citrus, Florida | 2 | $ 125,000 | $ 62,500 | $ 189,000 |
| Clay, Florida | 2 | $ 200,000 | $ 100,000 | $ 59,000 |
| Duval, Florida | 2 | $ 726,000 | $ 363,000 | $ 200,000 |
| Flagler, Florida | 2 | $ 87,000 | $ 43,500 | $ 73,000 |
| Polk, Florida | 2 | $ 373,000 | $ 186,500 | $ 59,000 |
| Coweta, Georgia | 2 | $ 139,000 | $ 69,500 | $ 137,000 |
| Hall, Georgia | 2 | $ 258,000 | $ 129,000 | $ 50,000 |
| Madison, Georgia | 2 | $ 248,000 | $ 124,000 | $ 242,000 |
| Canyon, Idaho | 2 | $ 361,000 | $ 180,500 | $ 184,000 |
| Kootenai, Idaho | 2 | $ 227,000 | $ 113,500 | $ 43,000 |
| Kendall, Illinois | 2 | $ 407,000 | $ 203,500 | $ 108,000 |
| Livingston, Illinois | 2 | $ 190,000 | $ 95,000 | $ 93,000 |
| Marion, Indiana | 2 | $ 80,000 | $ 40,000 | $ 117,000 |
| Ripley, Indiana | 2 | $ 131,000 | $ 65,500 | $ 48,000 |
| Bremer, Iowa | 2 | $ 190,000 | $ 95,000 | $ 95,000 |
| Washington, Iowa | 2 | $ 239,000 | $ 119,500 | $ 96,000 |
| Worth, Iowa | 2 | $ 63,000 | $ 31,500 | $ 92,000 |
| Ellis, Kansas | 2 | $ 197,000 | $ 98,500 | $ 96,000 |
| Henry, Kentucky | 2 | $ 618,000 | $ 309,000 | $ 315,000 |
| Jefferson, Kentucky | 2 | $ 603,000 | $ 301,500 | $ 246,000 |
| Frederick, Maryland | 2 | $ 322,000 | $ 161,000 | $ 99,000 |
| Harford, Maryland | 2 | $ 319,000 | $ 159,500 | $ 41,000 |
| Montgomery, Maryland | 2 | $ 310,000 | $ 155,000 | $ 96,000 |
| Prince George's, Maryland | 2 | $ 261,000 | $ 130,500 | $ 91,000 |
| St. Mary's, Maryland | 2 | $ 617,000 | $ 308,500 | $ 130,000 |
| Kent, Michigan | 2 | $ 128,000 | $ 64,000 | $ 50,000 |
| St. Louis, Missouri | 2 | $ 149,000 | $ 74,500 | $ 78,000 |
| St. Louis City, Missouri | 2 | $ 91,000 | $ 45,500 | $ 137,000 |
| Flathead, Montana | 2 | $ 435,000 | $ 217,500 | $ 265,000 |
| Missoula, Montana | 2 | $ 261,000 | $ 130,500 | $ 99,000 |
| Washoe, Nevada | 2 | $ 385,000 | $ 192,500 | $ 90,000 |
| McIntosh, Oklahoma | 2 | $ 149,000 | $ 74,500 | $ 131,000 |
| Deschutes, Oregon | 2 | $ 309,000 | $ 154,500 | $ 56,000 |
| Marion, Oregon | 2 | $ 675,000 | $ 337,500 | $ 301,000 |
| Davidson, Tennessee | 2 | $ 177,000 | $ 88,500 | $ 64,000 |
| Shelby, Tennessee | 2 | $ 345,000 | $ 172,500 | $ 179,000 |
| Bexar, Texas | 2 | $ 203,000 | $ 101,500 | $ 132,000 |
| Salt Lake, Utah | 2 | $ 143,000 | $ 71,500 | $ 48,000 |
| Arlington, Virginia | 2 | $ 511,000 | $ 255,500 | $ 135,000 |
| Bedford, Virginia | 2 | $ 675,000 | $ 337,500 | $ 131,000 |
| Chesterfield, Virginia | 2 | $ 187,000 | $ 93,500 | $ 82,000 |
| Goochland, Virginia | 2 | $ 338,000 | $ 169,000 | $ 100,000 |
| Clallam, Washington | 2 | $ 135,000 | $ 67,500 | $ 144,000 |
| Waukesha, Wisconsin | 2 | $ 569,000 | $ 284,500 | $ 62,000 |
| Yavapai, Arizona | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Calaveras, California | 1 | $ 151,000 | $ 151,000 | $ 37,000 |
| Del Norte, California | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Kings, California | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| Mariposa, California | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Mendocino, California | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Napa, California | 1 | $ 342,000 | $ 342,000 | $ 120,000 |
| Nevada, California | 1 | $ 330,000 | $ 330,000 | $ 140,000 |
| Plumas, California | 1 | $ 300,000 | $ 300,000 | $ 118,000 |
| San Joaquin, California | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Tehama, California | 1 | $ 296,000 | $ 296,000 | $ 110,000 |
| Yuba, California | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Clear Creek, Colorado | 1 | $ 60,000 | $ 60,000 | $ 120,000 |
| Douglas, Colorado | 1 | $ 360,000 | $ 360,000 | $ 104,000 |
| Garfield, Colorado | 1 | $ 300,000 | $ 300,000 | $ 74,000 |
| Montezuma, Colorado | 1 | $ 176,000 | $ 176,000 | $ 102,000 |
| Ouray, Colorado | 1 | $ 448,000 | $ 448,000 | $ 232,000 |
| Brevard, Florida | 1 | $ 272,000 | $ 272,000 | $ 150,000 |
| Indian River, Florida | 1 | $ 320,000 | $ 320,000 | $ 260,000 |
| Lee, Florida | 1 | $ 202,000 | $ 202,000 | $ 28,000 |
| Marion, Florida | 1 | $ 132,000 | $ 132,000 | $ 200,000 |
| Nassau, Florida | 1 | $ 151,000 | $ 151,000 | $ 25,000 |
| Okaloosa, Florida | 1 | $ 72,000 | $ 72,000 | $ 62,000 |
| Sumter, Florida | 1 | $ 137,000 | $ 137,000 | $ 41,000 |
| Camden, Georgia | 1 | $ 650,000 | $ 650,000 | $ 200,000 |
| Jackson, Georgia | 1 | $ 107,000 | $ 107,000 | $ 240,000 |
| Spalding, Georgia | 1 | $ 114,000 | $ 114,000 | $ 60,000 |
| Bingham, Idaho | 1 | $ 196,000 | $ 196,000 | $ 35,000 |
| Bonner, Idaho | 1 | $ 57,000 | $ 57,000 | $ 84,000 |
| Bonneville, Idaho | 1 | $ 290,000 | $ 290,000 | $ 122,000 |
| Latah, Idaho | 1 | $ 192,000 | $ 192,000 | $ 88,000 |
| McHenry, Illinois | 1 | $ 568,000 | $ 568,000 | $ 300,000 |
| Cass, Indiana | 1 | $ 320,000 | $ 320,000 | $ 180,000 |
| DeKalb, Indiana | 1 | $ 850,000 | $ 850,000 | $ 215,000 |
| Morgan, Indiana | 1 | $ 102,000 | $ 102,000 | $ 41,000 |
| Washington, Indiana | 1 | $ 228,000 | $ 228,000 | $ 66,000 |
| Logan, Kentucky | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Madison, Kentucky | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Oldham, Kentucky | 1 | $ 372,000 | $ 372,000 | $ 138,000 |
| Orleans, Louisiana | 1 | $ 125,000 | $ 125,000 | $ 166,000 |
| Calvert, Maryland | 1 | $ 40,000 | $ 40,000 | $ 64,000 |
| Charles, Maryland | 1 | $ 280,000 | $ 280,000 | $ 86,000 |
| Middlesex, Massachusetts | 1 | $ 190,000 | $ 190,000 | $ 123,000 |
| Berrien, Michigan | 1 | $ 225,000 | $ 225,000 | $ 218,000 |
| Grand Traverse, Michigan | 1 | $ 148,000 | $ 148,000 | $ 60,000 |
| Montcalm, Michigan | 1 | $ 203,000 | $ 203,000 | $ 101,000 |
| Ottawa, Michigan | 1 | $ 104,000 | $ 104,000 | $ 38,000 |
| Saginaw, Michigan | 1 | $ 190,000 | $ 190,000 | $ 98,000 |
| Wayne, Michigan | 1 | $ 273,000 | $ 273,000 | $ 240,000 |
| Cass, Minnesota | 1 | $ 88,000 | $ 88,000 | $ 68,000 |
| Ramsey, Minnesota | 1 | $ 373,000 | $ 373,000 | $ 140,000 |
| Christian, Missouri | 1 | $ 252,000 | $ 252,000 | $ 124,000 |
| Douglas, Missouri | 1 | $ 110,000 | $ 110,000 | $ 21,000 |
| Johnson, Missouri | 1 | $ 26,000 | $ 26,000 | $ 64,000 |
| Pulaski, Missouri | 1 | $ 127,000 | $ 127,000 | $ 117,000 |
| Taney, Missouri | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Lake, Montana | 1 | $ 193,000 | $ 193,000 | $ 45,000 |
| Park, Montana | 1 | $ 382,000 | $ 382,000 | $ 192,000 |
| Douglas, Nevada | 1 | $ 270,000 | $ 270,000 | $ 52,000 |
| Dona Ana, New Mexico | 1 | $ 124,000 | $ 124,000 | $ 86,000 |
| Rogers, Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 58,000 |
| Benton, Oregon | 1 | $ 158,000 | $ 158,000 | $ 94,000 |
| Clackamas, Oregon | 1 | $ 297,000 | $ 297,000 | $ 92,000 |
| Curry, Oregon | 1 | $ 336,000 | $ 336,000 | $ 81,000 |
| Douglas, Oregon | 1 | $ 79,000 | $ 79,000 | $ 33,000 |
| Polk, Oregon | 1 | $ 230,000 | $ 230,000 | $ 94,000 |
| Tillamook, Oregon | 1 | $ 123,000 | $ 123,000 | $ 33,000 |
| Bucks, Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 150,000 |
| Sequatchie, Tennessee | 1 | $ 128,000 | $ 128,000 | $ 39,000 |
| Sumner, Tennessee | 1 | $ 202,000 | $ 202,000 | $ 89,000 |
| Dallas, Texas | 1 | $ 220,000 | $ 220,000 | $ 98,000 |
| Harris, Texas | 1 | $ 273,000 | $ 273,000 | $ 69,000 |
| Lubbock, Texas | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Smith, Texas | 1 | $ 240,000 | $ 240,000 | $ 115,000 |
| Wasatch, Utah | 1 | $ 100,000 | $ 100,000 | $ 144,000 |
| Chesapeake, Virginia | 1 | $ 240,000 | $ 240,000 | $ 43,000 |
| Fairfax, Virginia | 1 | $ 339,000 | $ 339,000 | $ 403,000 |
| Montgomery, Virginia | 1 | $ 150,000 | $ 150,000 | $ 106,000 |
| Newport News, Virginia | 1 | $ 195,000 | $ 195,000 | $ 141,000 |
| Richmond City, Virginia | 1 | $ 132,000 | $ 132,000 | $ 77,000 |
| Franklin, Washington | 1 | $ 124,000 | $ 124,000 | $ 64,000 |
| Kitsap, Washington | 1 | $ 200,000 | $ 200,000 | $ 300,000 |
| Spokane, Washington | 1 | $ 184,000 | $ 184,000 | $ 63,000 |
| Whatcom, Washington | 1 | $ 264,000 | $ 264,000 | $ 122,000 |
| Dane, Wisconsin | 1 | $ 236,000 | $ 236,000 | $ 80,000 |
| Jefferson, Wisconsin | 1 | $ 168,000 | $ 168,000 | $ 47,000 |
| La Crosse, Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 81,000 |
| Milwaukee, Wisconsin | 1 | $ 44,000 | $ 44,000 | $ 52,000 |
| St. Croix, Wisconsin | 1 | $ 188,000 | $ 188,000 | $ 288,000 |
| Natrona, Wyoming | 1 | $ 99,000 | $ 99,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for Loan Link Finfancial Services in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,261 | $587,030,000 | $171,642 | $1,840,000 | $129,821 | $1,233,000 |
| Refinancing | 1,008 | $284,863,000 | $198,500 | $1,463,000 | $115,000 | $758,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,688 | $459,769,000 | $185,750 | $1,463,000 | $126,812 | $1,233,000 |
| Hispanic | 716 | $182,058,000 | $199,222 | $1,492,000 | $129,888 | $534,000 |
| Not Provided | 528 | $139,867,000 | $218,608 | $1,200,000 | $106,130 | $960,000 |
| Asian | 161 | $44,583,000 | $179,800 | $938,000 | $161,700 | $540,000 |
| Black or African American | 142 | $36,041,000 | $205,363 | $1,840,000 | $124,636 | $1,020,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $8,239,000 | $308,500 | $620,000 | $130,500 | $420,000 |
| American Indian or Alaskan Native | 7 | $1,336,000 | $172,000 | $428,000 | $83,666 | $200,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,265 | $871,466,000 | $181,156 | $1,840,000 | $124,968 | $1,233,000 |
| VA-guaranteed (Veterans Administration) | 2 | $286,000 | $143,000 | $216,000 | $118,000 | $157,000 |
| FHA-insured (Federal Housing Administration) | 1 | $107,000 | $107,000 | $107,000 | $109,000 | $109,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $34,000 | $34,000 | $34,000 | $64,000 | $64,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,335 | $616,515,000 | $183,766 | $1,492,000 | $124,400 | $1,233,000 |
| Application Withdrawn By Applicant | 657 | $176,019,000 | $201,280 | $1,840,000 | $131,600 | $1,020,000 |
| Application Denied By Financial Institution | 232 | $65,691,000 | $233,150 | $1,260,000 | $121,550 | $360,000 |
| Application Approved But Not Accepted | 44 | $13,155,000 | $473,666 | $900,000 | $148,000 | $669,000 |
| File Closed For Incompleteness | 1 | $513,000 | $513,000 | $513,000 | $114,000 | $114,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 111 | $36,117,000 | $241,636 | $1,260,000 | $125,272 | $360,000 |
| Debt-To-Income Ratio | 31 | $7,126,000 | $199,666 | $768,000 | $111,000 | $342,000 |
| Other | 31 | $5,724,000 | $129,100 | $750,000 | $106,100 | $210,000 |
| Collateral | 25 | $6,573,000 | $326,000 | $850,000 | $158,142 | $324,000 |
| Unverifiable Information | 18 | $5,007,000 | $263,250 | $716,000 | $165,500 | $240,000 |
| Employment History | 7 | $3,136,000 | $448,000 | $860,000 | $160,000 | $234,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,701,000 | $197,500 | $884,000 | $138,000 | $300,000 |
| Credit Application Incomplete | 2 | $307,000 | $153,500 | $215,000 | $118,500 | $153,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Link Finfancial Services's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loan Link Finfancial Services's mortgage approval patterns.
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For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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